<SEC-DOCUMENT>0001086888-21-000040.txt : 20210505
<SEC-HEADER>0001086888-21-000040.hdr.sgml : 20210505
<ACCEPTANCE-DATETIME>20210505171235
ACCESSION NUMBER:		0001086888-21-000040
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20210505
FILED AS OF DATE:		20210505
DATE AS OF CHANGE:		20210505

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		21894509

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-MFC-1QRPT-5MAY2021
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
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      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>May, 2021.</u></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number:&#160; 1-14942</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif;"><font style="font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Arial Narrow', sans-serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Arial Narrow', sans-serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The registrant&#8217;s Management&#8217;s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the quarter ended March 31, 2021 included on
      pages 4 to 35 and 36 to 68, respectively, of the registrant&#8217;s 2021 First Quarter Report to Shareholders filed with this Form 6-K as Exhibit&#160;99.1, are incorporated by reference in the registration statements filed with the Securities and Exchange
      Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430, 333&#8209;157326, and 333-211366), on Form&#160;F&#8209;3 (Registration No. 333-159176) and on Form F-10 (Registration No. 333-235315). Except for the foregoing,
      no other document or portion of a document filed with this Form 6-K is incorporated by reference in the above registration statements.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 8%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</div>
          </td>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
          </td>
        </tr>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    </div>
    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">James D. Gallagher</font></font></div>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">James D. Gallagher</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">General


                Counsel</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; May 5, 2021</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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    <div style="text-align: center; line-height: 13.7pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
          </td>
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          <td style="width: 8%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</div>
          </td>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
          </td>
        </tr>
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          <td style="width: 8%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
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          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
          </td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT99-1-1QRPT-5MAY2021
<TEXT>
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  <div><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Manulife reports 1Q21 net income of $783 million and core earnings</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"> of $1.6
      billion with strong growth in Asia and Global Wealth and Asset Management</font>
    <div style="margin-right: 12.6pt; line-height: 14.9pt; margin-bottom: 3pt; font-family: Arial, sans-serif;">Today, Manulife announced its first quarter of 2021 (&#8220;1Q21&#8221;) results. Key highlights include:</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Net income attributed to shareholders of $783 million in 1Q21, down $513 million from the first quarter of 2020 (&#8220;1Q20&#8221;)</div>
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    </div>
    <div>
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          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Core earnings<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.6 billion in 1Q21, up 67%<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>
                from 1Q20</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1966b7b498834c2f9088403956f5c924">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 13.7% and ROE of 6.4% in 1Q21</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zad0bb6f2b401465f9323311fc4135e55">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">NBV<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $599 million in 1Q21, up 32% from 1Q20</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3e4dbae8f9c04dde980e01b5aec530eb">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.8 billion in 1Q21, up 14% from 1Q20</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z06cd663bc893457598bbcdc2d703ebcd">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Global Wealth and Asset Management (&#8220;Global WAM&#8221;) net inflows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.4 billion in 1Q21, compared with net inflows of $3.2 billion in 1Q20</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z4da1b4e6ad214ec998249b52a29602c9">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Strong LICAT ratio<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> of 137%</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0daf3e9d530249c09c57213d318cfec2">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 48.5%, compared with our target of consistently achieving less than 50%</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3bc401b4cee3483a9ffcf0e2c53e63d7">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt;">&#9726;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Embedded value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $61.1 billion or $31.49 per share, as of December 31, 2020, up $1.70 per share from 2019</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">&#8220;We delivered very strong operating results in the first quarter of 2021, driven by double-digit growth in core earnings across all of our operating
      segments. While the overall impact of higher interest rates is positive over the long term for our Company, higher risk-free rates and a steepening yield curve within North America impacted net income in the quarter,&#8221; said Manulife President &amp;
      Chief Executive Officer Roy Gori.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">&#8220;Despite ongoing challenges presented by the pandemic, the global strength and diversity of our business continues to shine through. We are progressing on our digital
      transformation with auto-underwriting at 72%, straight-through-processing<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup> at 81% and eClaims at 92%. We delivered 14% growth in APE sales, driven by a very strong result in Asia and continued
      demand for our innovative Vitality solution in the U.S. And, we generated net inflows of $1.4 billion in our Global Wealth and Asset Management business, supported by strength in our Retail and Retirement businesses. I am optimistic for the future
      and confident that Manulife is well positioned to continue to serve our customers well throughout the recovery,&#8221; Mr. Gori noted.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Phil Witherington, Chief Financial Officer, said, &#8220;Our insurance business delivered excellent new business results, with double-digit growth in new business value in
      Asia and the U.S., reflecting a return of strong customer demand. In addition, we saw a notable uptick in our NBV margin in the quarter as we continue to benefit from our scale in Asia.&#8221;</div>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">&#8220;Our expense efficiency ratio improved to 48.5% in the quarter, favourable to our 50% target. We remain steadfast in our commitment to expense discipline and are
      making solid progress towards achieving a ratio of 50% or less,&#8221; added Mr. Witherington.</div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS HIGHLIGHTS:</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 14.4pt; margin-bottom: 10pt; font-size: 11pt;"><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">We continued to make progress on our digital journey in 1Q21, through a variety of initiatives. </font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">In Canada, </font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">we </font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">completed the migration of our
          Group Benefits clients to one administration system, and </font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">launched a new Advisor Portal across our businesses</font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">&#160;</font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">to improve advisors&#8217; experiences with us. In the U.S., we piloted a new portal for distributors to submit forms and client information for our</font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;"> international products. In Asia, our Global </font> </div>
    </div>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt;" class="DSPFListTable" id="z0805a007a0fa476b8951b3cb2dbf8719">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">Core earnings, core return on common shareholders&#8217; equity (&#8220;core ROE&#8221;), new business value (&#8220;NBV&#8221;), annualized premium equivalent (&#8220;APE&#8221;) sales, net flows, expense efficiency ratio
              and embedded value are non-GAAP measures. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our First Quarter 2021 Management&#8217;s Discussion and Analysis (&#8220;1Q21 MD&amp;A&#8221;) for additional information.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt;" class="DSPFListTable" id="z7bf641682db343d7b64c7e3cf174464e">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">All percentage growth / declines in financial metrics in this news release are reported on a constant exchange rate basis. Constant exchange rate basis excludes the impact of currency
              fluctuations and is a non-GAAP measure. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 1Q21 MD&amp;A for additional information.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt;" class="DSPFListTable" id="z2582d1e082aa4893a1f1d804a1b86609">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;).</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z813dcd1866ee41ca9765d9ba84c39e55">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">Straight-through-processing includes money movement.</div>
          </td>
        </tr>

    </table>
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">WAM business launched a money market fund with OVO (PT Visionet Internasional), Indonesia&#8217;s leading digital payments platform, and its strategic partner Bareksa (PT
      Bareksa Portak Investasi), Indonesia&#8217;s first online mutual fund marketplace. The result combines digital money and online investment to reach a younger generation of investors in a growing and important market for us. Further in April, we launched a
      new digital sales platform in Vietnam that allows our customers to seamlessly purchase health insurance online.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">Additionally in Canada, our Group Benefits business introduced Personalized Medicine, which combines access to advanced pharmacogenetics and
      pharmacist assistance to help members find the most effective medication for their condition.&#160;In North America, we expanded our John Hancock Vitality and Manulife <font style="font-style: italic;">Vitality</font> programs to reward customers who
      received their COVID-19 vaccine. In our Global WAM business, we expanded our environmental, social, and governance (&#8220;ESG&#8221;) offerings with the launch of two ESG thematic investment strategies, Sustainable Asia Bond and Global Climate.<br>
    </div>
    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">FINANCIAL HIGHLIGHTS:</div>
    <table cellspacing="0" cellpadding="0" id="zd8a767c80be14afa8c6fb6d013a771a2" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 18.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Profitability:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,028</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Diluted earnings per common share ($)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">0.38</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">0.82</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.51</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">6.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">10.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">13.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">8.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 18.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">48.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">60.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Performance:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Asia new business value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Canada new business value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">U.S. new business value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">36</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total new business value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">599</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Asia APE sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,084</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Canada APE sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">U.S. APE sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,785</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,601</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management net flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management gross flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">39.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">38.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management assets under management and administration ($
              billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">764.1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">636.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 18.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Financial Strength:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">MLI&#8217;s LICAT ratio</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">137</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Financial leverage ratio</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">29.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">23.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Book value per common share ($)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">23.40</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">26.53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Book value per common share excluding AOCI ($)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">21.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">20.29</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

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          <td style="width: 9.35pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP Measures&#8221; below and in our 1Q21 MD&amp;A for additional information.</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 16.4pt; margin-top: 12pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">PROFITABILITY:</div>
    <div style="margin-right: 21.6pt; line-height: 15.75pt; margin-top: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Reported net income attributed to shareholders of $783 million in 1Q21, down $513 million from 1Q20</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The decrease reflects<font style="color: #000000;"> losses in 1Q21 from the direct impact of markets driven by the steepening of the yield curve in North America
        (compared with net gains in 1Q20 related to spreads partially offset by losses related to equity markets), partially offset by higher core earnings and improved investment-related experience (gain in 1Q21 compared with losses in 1Q20).
        Investment-related experience in 1Q21 reflected higher-than-expected returns (including fair value changes) on alternative long-duration assets primarily due to fair value gains on private equity investments partially offset by lower-than-assumed
        returns on real estate, the favourable impact of fixed income reinvestment activities and favourable credit experience</font><font style="font-family: Calibri, sans-serif;">.<br>
        <br>
        <br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 16.4pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Delivered core earnings of $1.6 billion in 1Q21, an increase of 67% compared with 1Q20</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The increase in core earnings in 1Q21 compared with 1Q20 was driven by the favourable impact of markets on seed money investments in new segregated and mutual funds
      (compared to losses in the prior year quarter), higher new business gains in Asia and the U.S., and the recognition of core investment gains<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> in the quarter (compared with nil core investment gains
      in the prior year quarter). Further contributing to the increase was favourable net policyholder experience, higher fee income from higher average AUMA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> in Global WAM, and in-force business growth across all operating segments.</div>
    <div style="line-height: 16.4pt; margin-top: 12pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS PERFORMANCE:</div>
    <div style="margin-right: 21.6pt; line-height: 15.75pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">New business value (&#8220;NBV&#8221;) of $599 million in 1Q21, an increase of 32% compared with 1Q20</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">In Asia, NBV increased 39% to $477 million driven by higher sales volumes and product management actions in Hong Kong and higher sales volumes and
      favourable product mix in Asia Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>, partially offset by lower sales volumes and unfavourable product mix in Japan from a shift to lower margin corporate-owned life insurance (&#8220;COLI&#8221;) products. In Canada, NBV of $78 million was
      consistent with the prior year quarter, as a more favourable product mix offset the impact of lower APE sales in Individual Insurance. In the U.S., NBV of $44 million was up 30% primarily driven by higher sales volumes and more favourable product
      mix.</div>
    <div style="line-height: 15.75pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales of $1.8 billion in 1Q21, an increase of 14% compared with 1Q20</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">In Asia, APE sales increased 22% driven by growth in Hong Kong and Asia Other, partially offset by lower sales in Japan. In Hong Kong, APE sales increased 10% driven
      by strong growth in our bank channel. Asia Other APE sales increased 35%, driven by higher sales in Singapore, mainland China, Vietnam and Indonesia and included double-digit growth in both bancassurance and agency channels. In Japan, APE sales
      declined 2% driven by the adverse impact of COVID-19, partially offset by an increase in COLI sales. In Canada, APE sales decreased 6%, primarily driven by the non-recurrence of a large affinity markets sale in 1Q20, partially offset by higher sales
      of lower risk segregated fund products<font style="font-family: Calibri, sans-serif;">.</font> In the U.S., APE sales increased 13%, <font style="color: #000000;">driven by our domestic indexed universal life products and recently launched
        international savings product. </font>Sales of products with the John Hancock Vitality PLUS feature in 1Q21 increased 20% compared with 1Q20 as the feature continues to be a key differentiator.</div>
    <div style="margin-right: 21.6pt; line-height: 15.75pt; margin-top: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Reported Global Wealth and Asset Management net inflows of $1.4 billion in 1Q21, compared with 1Q20 net
      inflows of $3.2 billion</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Net outflows in Asia were $7.4 billion in 1Q21 compared with net inflows of $0.6 billion in 1Q20, reflecting a $9.4 billion redemption in Institutional Asset
      Management, partially offset by higher gross flows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> across all business lines. Net inflows in Canada were $4.5 billion in 1Q21 compared with net inflows of $2.8 billion in 1Q20, mainly driven by higher net inflows across our Retail product
      line-up partially offset by the non-recurrence of large equity mandate sales in Institutional Asset Management in 1Q20. In the U.S., 1Q21 net inflows were $4.2 billion compared with net outflows of $0.2 billion in 1Q20, driven by higher Retail net
      flows from strong intermediary sales and lower mutual fund redemptions, as well as lower redemptions in Institutional Asset Management, partially offset by lower net inflows in Retirement.</div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <br>
    <br>
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          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial,sans-serif; font-size: 7pt;">Core investment gains and average assets under management and administration (&#8220;average AUMA&#8221;) are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below and in our 1Q21
              MD&amp;A for additional information.</div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

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            <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup><br>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial,sans-serif; font-size: 7pt;">Asia Other excludes Japan and Hong Kong.<br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

          <tr>
            <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup><br>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial,sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 1Q21 MD&amp;A for additional information.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
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          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 15.95pt; font-family: Arial, sans-serif; font-size: 14pt; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">This Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;) is current as of May 5, 2021, unless otherwise noted. This MD&amp;A should be
      read in conjunction with our unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2021 and the MD&amp;A and audited Consolidated Financial Statements contained in our 2020 Annual Report.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">For further information relating to our risk management practices and risk factors affecting the Company, see &#8220;Risk Factors&#8221; in our
      2020 Annual Information Form, &#8220;Risk Factors and Risk Management&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2020 Annual Report and the &#8220;Risk Management&#8221; note to the Consolidated Financial Statements in our most recent
      annual and interim reports.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">In this MD&amp;A, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean Manulife Financial Corporation (&#8220;MFC&#8221;) and its subsidiaries.
      All amounts are reported in Canadian dollars, unless otherwise indicated.</div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 4pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Contents</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc3c4c9bc750549c5b4dfe081b76d87fa">

        <tr>
          <td style="width: 53.26%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Profitability</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Business Performance</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Financial strength</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Revenue</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Assets under management and administration</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">6.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Impact of fair value accounting</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">7.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Impact of foreign currency exchange rates</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">8.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Business highlights</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">9.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Mosten litigation and regulatory update</font></div>
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">B.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Asia</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Canada</font></div>
            <div style="margin: 0px 0px 1px;"><font style="font-family: Arial, sans-serif;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">U.S.</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Global Wealth and Asset Management</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Corporate and Other</font></div>
            <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td style="width: 46.74%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -19.2pt; margin-left: 19.2pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Variable annuity and segregated fund guarantees</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Caution related to sensitivities</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Publicly traded equity performance risk</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Interest rate and spread risk sensitivities and exposure measures</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Alternative long-duration asset performance risk</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">6.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Credit risk exposure measures</font></div>
            <div style="text-indent: -20.25pt; margin-left: 20.25pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">D.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 20.25pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
            <div style="margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Critical actuarial and accounting policies</font></div>
            <div style="margin: 0px 0px 1px;"><font style="font-family: Arial, sans-serif;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Sensitivity of earnings to asset related assumptions</font></div>
            <div style="margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Accounting and reporting changes</font></div>
            <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">OTHER</font></div>
            <div><font style="font-family: Arial, sans-serif;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Outstanding common shares
                - selected information</font></div>
            <div><font style="font-family: Arial, sans-serif;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Legal and regulatory
                proceedings</font></div>
            <div><font style="font-family: Arial, sans-serif;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Performance and non-GAAP
                measures</font></div>
            <div><font style="font-family: Arial, sans-serif;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Caution regarding
                forward-looking statements</font></div>
            <div><font style="font-family: Arial, sans-serif;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Quarterly financial
                information</font></div>
            <div><font style="font-family: Arial, sans-serif; font-size: 11pt;">6.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif;">Other</font></div>
            <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
          </td>
        </tr>

    </table>
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    </div>
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    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
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          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
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    <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
    <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Profitability</font></div>
    <table cellspacing="0" cellpadding="0" id="zf59a7848edb9445b84dddd0bd6d56b5b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income attributed to shareholders</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,474</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,028</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Diluted earnings per common share ($)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">0.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.89</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">0.82</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">0.51</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">6.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">14.1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">10.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">13.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">11.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">8.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 18.6pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">48.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">52.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">60.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z570f8a0c4fa1462885fb137197fb3651">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8pt; margin-top: 1pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8pt; margin-top: 1pt; font-family: Arial,sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Quarterly profitability</div>
    <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">Manulife&#8217;s net income attributed to shareholders was $783 million in the first quarter of 2021 (&#8220;1Q21&#8221;) compared with $1,296 million in the first quarter of 2020 (&#8220;1Q20&#8221;). <font style="color: #000000;">Net income attributed to shareholders is comprised of core earnings</font><font style="font-family: Arial,'sans-serif';"><sup style="color: #000000; font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><font style="color: #000000;"> (consisting of items we believe reflect the underlying earnings capacity of the business), which amounted to $1,629 million in 1Q21 compared with $1,028 million in 1Q20, and items excluded from core earnings, which amounted to a net
        charge of $846 million in 1Q21 compared with a net gain of $268 million in 1Q20. </font>The effective tax rate on net income attributed to shareholders in 1Q21 was a recovery of 4% compared with an expense of 31% in 1Q20, reflecting differences in
      the jurisdictional mix of pre-tax profits and losses in these periods.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Net income attributed to shareholders declined $513 million compared with 1Q20, reflecting<font style="color: #000000;"> losses in 1Q21 from the
        direct impact of markets driven by the steepening of the yield curve in North America (compared with net gains in 1Q20 related to spreads partially offset by losses related to equity markets), partially offset by higher core earnings and improved
        investment-related experience (gain in 1Q21 compared with losses in 1Q20).</font> Investment-related experience in 1Q21 reflected higher-than-expected returns (including fair value changes) on alternative long-duration assets (&#8220;ALDA&#8221;) primarily due
      to fair value gains on private equity investments partially offset by lower-than-assumed returns on real estate, the favourable impact of fixed income reinvestment activities and favourable credit experience.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core earnings increased $601 million or 67% compared with 1Q20.<font style="font-family: Arial,'sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font>
      The increase in core earnings in 1Q21 compared with 1Q20 was driven by the favourable impact of markets on seed money investments in new segregated and mutual funds (compared to losses in 1Q20), higher new business gains in Asia and the U.S., and the
      recognition of core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> in the quarter (compared with nil core investment gains in 1Q20). Further contributing to the increase was favourable net policyholder experience, higher fee income from higher average AUMA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>
      in Global Wealth and Asset Management (&#8220;Global WAM&#8221;), and in-force business growth across all operating segments. <font style="color: #000000;">Core earnings in 1Q21 included </font><font style="color: #000000;">net policyholder experience gains of
        $48 million ($61 million pre-tax) compared with losses of $42 million ($69 million pre-tax) in 1Q20.</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup><font style="color: #000000;"> </font>Actions to improve the capital efficiency of our legacy businesses resulted in $3 million
      lower core earnings in 1Q21 compared with 1Q20.</div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0412d63d10cd4673b082268a156ea65f">

        <tr>
          <td style="width: 9.35pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z060988ac2aca466bba70a81b8eae4f10">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-size: 7pt;">Percentage growth / declines in core earnings, core general expenses, pre-tax core earnings, APE sales, gross flows, net flows, NBV, </font><font style="font-size: 7pt;">assets under management and administration, assets under management, core EBITDA and Global Wealth and Asset Management revenue are stated on a constant exchange rate basis. Constant exchange rate basis is a non-GAAP
                measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z96ad549389224308b2a614c8911956d0">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-size: 7pt;">Policyholder experience includes gains of $10 million post-tax in 1Q21 (1Q20 &#8211; gains of $17 million post-tax) from the release of margins on medical
                policies in Hong Kong that have lapsed for customers who have opted to change their existing policies to the new </font><font style="font-size: 7pt;">Voluntary Health Insurance Scheme (&#8220;VHIS&#8221;) products. These gains did not have a material
                impact on core earnings as they were mostly offset by new business strain.</font></div>
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          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
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    <div style="line-height: 13.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core earnings by segment and the items excluded from core earnings are outlined in the tables below.</div>
    <div style="line-height: 14.75pt; margin-bottom: 8pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Core earnings by segment and components of items excluded from core earnings</div>
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unaudited)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Asia</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">570</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">571</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">491</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Canada</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">264</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">237</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">U.S.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">501</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">312</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">304</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -7.85pt; margin-right: 18.6pt; margin-left: 7.85pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Corporate and Other (excluding core investment gains)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Total core earnings</div>
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          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,629</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,474</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,028</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
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              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
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      </table>
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    <div>
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              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">As outlined in our definition of core earnings in section E3: Up to $400 million of net favourable investment-related experience will be reported in core earnings
                in a single year, which are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the
                third quarter and up to $400 million on a full year basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related experience gains with the
                difference being included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive through-the-business cycle.</div>
            </td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 12pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Items excluded from core earnings</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unaudited)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Investment-related experience outside of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">77</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">585</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">(608</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Direct impact of equity markets and interest rates and variable</div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 17.2pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">annuity guarantee liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(835</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(323</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">792</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.5pt; line-height: 9.7pt; margin-top: 2pt; color: #595959; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">Direct impact of equity markets and variable
              annuity guarantee liabilities</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic; font-weight: bold;">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">351</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">(1,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.5pt; line-height: 9.7pt; margin-top: 2pt; color: #595959; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">Fixed income reinvestment rates assumed in
              the valuation of policy liabilities</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic; font-weight: bold;">(832</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">(846</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">1,684</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.8pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; color: #595959; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">Sale of AFS bonds and,
              impact of derivative positions in the Corporate and Other segment</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic; font-weight: bold;">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">172</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; color: #757575; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">417</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 3.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Reinsurance transactions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 3.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Restructuring charge<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Tax related items and other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">72</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Items excluded from core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(846</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">306</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">268</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z63dbe35cf30c44a6b2473ea95da08d28">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">
                <div style="margin: 0px 0px 0px; line-height: 9.2pt; font-family: Arial, 'sans-serif';">Total investment-related experience in 1Q21 was a net gain of $177 million, compared with a net charge of $608 million in 1Q20, and in accordance with
                  our definition of core earnings, we included $100 million of investment-related experience gains in core earnings and a $77 million gain in items excluded from core earnings in 1Q21 (no core investment gains and a charge of $608 million,
                  respectively, in 1Q20). Investment-related experience gains in 1Q21 reflected higher-than-expected returns (including fair value changes) on ALDA primarily driven by fair value gains on private equity investments partially offset by
                  lower-than-assumed returns on real estate, the favourable impact of fixed income reinvestment activities and favourable credit experience. Investment-related experience charges in 1Q20 reflected lower-than-expected returns (including fair
                  value changes) on ALDA primarily driven by fair value losses related to oil and gas, private equity investments and credit downgrades partially offset by the favourable impact of fixed income reinvestment activities on the measurement of
                  our policy liabilities.</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbb6eec3bbe5740bba5ddc91caa059c52">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The direct impact of markets was a net charge of $835 million in 1Q21. Approximately one-half of the charge was due to non-parallel yield curve movements,
                primarily driven by the steepening of the yield curve in the U.S. and Canada and the other half was due to the impact of higher risk-free interest rates and narrowing corporate spreads. The direct impact of markets was a net gain of $792
                million in 1Q20 driven by gains related to fixed income reinvestment rates as well as gains on the sale of available-for-sale (&#8220;AFS&#8221;) bonds, partially offset by the unfavourable impact of equity markets. The gains for fixed income
                reinvestment rates reflected the widening of corporate spreads, primarily in the U.S., which were partially offset by the reduction in risk-free rates. Charges from the direct impact of equity markets reflected significant declines of
                global equity markets in 1Q20.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb5958490449d44568312ac7c5784a027">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Reinsurance transactions in Asia contributed gains of $8 million and $12 million in 1Q21 and 1Q20, respectively.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zef09d2930c9b43789d179a4def2f6e7e">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">In 1Q21, we reported a restructuring charge of $150 million pre-tax ($115 million post-tax) related to actions that are expected to result in recurring annual
                expense savings of $250 million (pre-tax) by 2023; $100 million (pre-tax) of these savings are expected to emerge in 2021, growing to $200 (pre-tax) million in 2022.<sup style="font-family: Calibri,sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1cdbe606f4f046ffa8ed9c22a17dccaa">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">In 1Q21, we reported a gain of $19 million related to the divestment of our Thailand operation. In 1Q20, we reported tax benefits from the U.S. CARES Act, as a
                result of carrying back net operating losses to prior years, which had higher tax rates.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 18pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The <font style="font-weight: bold;">expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font> was 48.5% for 1Q21, compared with 60.0% in 1Q20. The 11.5
      percentage point improvement in the ratio compared with 1Q20 was driven by a 71% increase in pre-tax core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2 </sup>partially offset by a smaller increase in general expenses included in core earnings (&#8220;core general expenses&#8221;)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2 </sup>of






      5%. We continue to focus on expense discipline to achieve our goal of consistently achieving a ratio of less than 50%.</div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
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        <tr>
          <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">See &#8220;Caution regarding forward-looking statements&#8221; below.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za975b6b116264365942e743c0a89fde6">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Business Performance<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
    <table cellspacing="0" cellpadding="0" id="zf8305d81f8cd426e831f90d754c056c8" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated) (unaudited)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Asia APE sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">996</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,084</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Canada APE sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">355</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">245</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">376</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">U.S. APE sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">150</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">178</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">141</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -5.25pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total APE sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,785</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,419</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,601</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Asia new business value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">477</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">368</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">356</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Canada new business value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">78</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">65</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">77</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">U.S. new business value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">44</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">56</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">36</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total new business value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">599</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">489</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">469</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management net flows ($ billions)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1.4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">2.8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">3.2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management gross flows ($ billions)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">39.7</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">31.5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">38.2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Global Wealth and Asset Management assets under management and administration ($
              billions)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">764.1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">753.6</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">636.2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2c59f18634ae4818865e0f9185afa975">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8pt; margin-top: 1pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8pt; margin-top: 1pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;">These items are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales</font><font style="font-family: Arial,'sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><font style="font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup></font>were $1.8 billion in 1Q21, an increase of 14% compared with 1Q20. In Asia, APE sales increased 22% compared with 1Q20
      driven by growth in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>, partially offset by lower sales in Japan. In Hong Kong, APE sales increased 10% compared with 1Q20 driven by strong growth in our bank channel. Asia
      Other APE sales increased 35% compared with 1Q20, driven by higher sales in Singapore, mainland China, Vietnam and Indonesia and included double-digit growth in both bancassurance and agency channels. In Japan, APE sales declined 2% compared with
      1Q20 driven by the adverse impact of COVID-19, partially offset by an increase in corporate-owned life insurance (&#8220;COLI&#8221;) sales. In Canada, APE sales decreased 6% compared with 1Q20 primarily driven by the non-recurrence of a large affinity markets
      sale in 1Q20, partially offset by higher sales of lower risk segregated fund products. In the U.S., APE sales increased 13% compared with 1Q20 driven by our domestic indexed universal life products and recently launched international savings product.
      Sales of products with the John Hancock Vitality PLUS feature in 1Q21 increased 20% compared with 1Q20 as the feature continues to be a key differentiator.</div>
    <div style="margin-right: 21.6pt; line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-weight: bold;">&#160;</font>was $599 million in 1Q21, an
      increase of 32% compared with 1Q20. In Asia, NBV increased 39% compared with 1Q20 to $477 million driven <font style="color: #000000;">by higher sales volumes and product management actions in Hong Kong and higher sales volumes and favourable
        product mix in Asia Other, partially offset by lower sales volumes and unfavourable product mix in Japan from a shift to lower margin COLI products</font>. In Canada, NBV of $78 million was consistent with 1Q20, as a more favourable product mix
      offset the impact of lower APE sales in Individual Insurance. In the U.S., NBV of $44 million was up 30% compared with 1Q20 primarily driven by higher sales volumes and more favourable product mix.</div>
    <div style="margin-right: 21.6pt; line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Global Wealth and Asset Management reported net inflows</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.4 billion in
      1Q21 compared with net inflows of $3.2 billion in 1Q20. Net outflows in Asia were $7.4 billion in 1Q21 compared with net inflows of $0.6 billion in 1Q20, reflecting a $9.4 billion redemption in Institutional Asset Management, partially offset by
      higher gross flows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> across all business lines. Net inflows in Canada were $4.5 billion in 1Q21 compared with net inflows of $2.8 billion in 1Q20, mainly driven by higher net inflows across our Retail product line-up partially offset by the
      non-recurrence of large equity mandate sales in Institutional Asset Management in 1Q20. In the U.S., 1Q21 net inflows were $4.2 billion compared with net outflows of $0.2 billion in 1Q20, driven by higher Retail net flows from strong intermediary
      sales and lower mutual fund redemptions, as well as lower redemptions in Institutional Asset Management, partially offset by lower net inflows in Retirement.</div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
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        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5b9257506f2d4427a200f8c81e244778">

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          <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">Asia Other excludes Japan and Hong Kong.</div>
          </td>
        </tr>

    </table>
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        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Financial strength</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(unaudited)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">MLI&#8217;s LICAT ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">137</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">149</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Financial leverage ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">29.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">26.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">23.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total consolidated capital ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">59.5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">61.1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">63.2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Book value per common share ($)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">23.40</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">25.00</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">26.53</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-left: 9pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Book value per common share excluding AOCI ($)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">21.84</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">21.74</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">20.29</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z719f41069f164429b30ecbe4330a9846">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 12pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">The </font><font style="font-weight: bold; color: #000000;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;)</font> ratio for <font style="color: #000000;">The Manufacturers Life Insurance Company (&#8220;MLI&#8221;) as at March 31, 2021 </font>was 137%, compared with 149% as at December 31, 2020. The twelve percentage point decrease was driven by the impacts of the large increase in
      risk-free rates and the narrowing of corporate spreads partially offset by the capital issuance of Limited Recourse Capital Notes of $2 billion.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;">MFC&#8217;s total LICAT ratio was 124% as at March 31, 2021, compared with 135% as at December 31, 2020. The difference between the MLI and MFC ratios as at March 31, 2021 was
      largely due to the $6.1 billion of MFC senior debt outstanding that does not qualify as available capital at the MFC level but, based on the form it was down-streamed to MLI, it qualifies as regulatory capital at the MLI level.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 4pt; color: #000000; font-family: Arial, sans-serif;"><font style="font-weight: bold;">MFC&#8217;s financial leverage ratio</font> as at March 31, 2021 was 29.5%, an increase of 2.9 percentage
      points from 26.6% as at December 31, 2020. The increase in the ratio was driven by a net issuance of capital ($2 billion issuance offset by $350 million redemption), a reduction in the value of AFS debt securities due to higher interest rates, and
      the unfavourable impact of a stronger Canadian dollar, partially offset by growth in retained earnings.</div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; color: #000000; font-family: Arial, sans-serif;"><font style="font-weight: bold;">MFC&#8217;s total consolidated capital</font><font style="font-family: Arial,'sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><font style="font-weight: bold;"> </font>was $59.5 billion as at March 31, 2021, a decrease of $1.6 billion compared with $61.1 billion as at December 31, 2020. The decrease was primarily driven by a reduction
      in the value of AFS debt securities due to higher interest rates and the impact of a stronger Canadian dollar, partially offset by net capital issuances and growth in retained earnings.</div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Cash and cash equivalents and marketable securities</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> was $249.0 billion
      as at March 31, 2021 compared with $262.9 billion as at December 31, 2020. The reduction was primarily driven by the lower market value of fixed income instruments due to higher interest rates.</div>
    <div style="line-height: 14.9pt; margin-bottom: 5pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Book value per common share</font> as at March 31, 2021 was $23.40, a 6% decrease compared with $25.00 as at December 31, 2020. Book
      value per common share excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) was $21.84 as at March 31, 2021, in line with $21.74 as at December 31, 2020. The number of common shares outstanding was 1,942 million as at March 31, 2021 and was
      1,940 million as at December 31, 2020.</div>
    <div>
      <div style="line-height: 13.7pt; font-family: Arial, sans-serif;">Subsequent to March 31, 2021, we announced our intention to redeem in full and at par, approximately $2.1 billion of securities on the following dates:</div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5d119f5f72c44be480501d9c46b9d4f5">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">S$500 million 3.85% MFC subordinated notes, to be redeemed on May 25, 2021,</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5067abfe5bbc4181b9eb404127f9e5eb">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">$425 million MFC Class 1 Series 21 preferred shares, to be redeemed on June 19, 2021, and</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb102dec3171145bcb194513b998bc11f">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">US$1 billion 4.70% MFC senior notes, to be redeemed on June 23, 2021.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 16.4pt;"><br style="line-height: 16.4pt;">
      </div>
      <br>
    </div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z90458ed285834dd3bfbf9e967f22b4d7">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7a48a2a953c64b3a9904feb6d89293d4">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">Includes cash &amp; cash equivalents, comprised of cash on deposit, Canadian and U.S. Treasury Bills and high quality short-term investments, and marketable assets, comprised of
              investment grade government and agency bonds, investment grade corporate bonds, investment grade securitized instruments, publicly traded common stocks and preferred shares.</div>
          </td>
        </tr>

    </table>
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          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 15.75pt; margin-top: 10pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Revenue</font></div>
    <table cellspacing="0" cellpadding="0" id="z82e99355155541ff964661879bdbe326" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: justify; margin-right: 12.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unaudited)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Gross premiums</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">10,992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">10,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">10,725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Premiums ceded to reinsurers</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(1,384</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(1,446</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(1,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">9,323</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">9,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">3,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">2,497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.1pt; margin-right: 12.6pt; margin-left: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment gains and losses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">15,459</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">16,186</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">15,619</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -7.9pt; margin-right: 12.95pt; margin-left: 7.9pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Realized and unrealized gains and losses on assets
              supporting insurance and investment contract liabilities and on the macro hedge program<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(17,056</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,683</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 12.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">17,869</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 18pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z54d4bd5b54c8402387b1d0772944cc55">

          <tr>
            <td style="width: 13.7pt; vertical-align: top; align: right;">
              <div style="line-height: 10pt; margin-top: 1pt; margin-bottom: 18pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 1pt 0px 1px; line-height: 10pt; color: #000000; font-family: Arial, 'sans-serif'; font-size: 7pt;">See section A6 &#8220;Impact of fair value accounting&#8221;. Also see section A1 &#8220;Profitability - Items excluded from core earnings&#8221;
                for information on the direct impact of equity markets and interest rates and variable annuity guarantee liabilities<font style="font-family: Calibri,sans-serif;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">Total revenue in 1Q21 was a net loss of $1.6 billion compared with a net gain of $20.2 billion in 1Q20. The amount of revenue
      reported in any fiscal period can be significantly affected by fair value accounting, which can materially impact the reported realized and unrealized investment gains or losses on assets supporting insurance and investment contract liabilities and
      on the macro hedge program, a component of revenue (see &#8220;Impact of fair value accounting&#8221; below). Accordingly, we discuss specific drivers of revenue in each segment before realized and unrealized investment gains and losses in section B &#8220;Performance
      by Segment&#8221; below.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">1Q21 revenue before realized and unrealized investment gains and losses of $15.5 billion decreased $0.2 billion compared with 1Q20.</div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">Net realized and unrealized investment gains and losses on assets supporting insurance and investment contract liabilities and on
        the macro hedge program was a net charge of $17.1 billion in 1Q21 compared with a net gain of $4.6 billion in 1Q20. The 1Q21 charge was primarily driven by the impact of interest rate increases in U.S., Canada and Asia. The 1Q20 gain was primarily
        due to the impact of interest rate declines in the U.S., partially offset by fair value losses on bonds, which were mostly in the energy sector.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;">See &#8220;Impact of fair value accounting&#8221; below.<font style="color: #000000;"> Also, s</font>ee section A1 for additional information of the impact on 1Q21 net income
      attributed to shareholders from the direct impact of equity markets and interest rates and variable annuity guarantee liabilities.</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 12pt;" class="DSPFListTable" id="z124f04928ec64fe999646519020d344d">

        <tr>
          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A5</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;)</font><font style="font-family: Arial,'sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font></div>
          </td>
        </tr>

    </table>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="color: #000000;">AUMA as at March 31, 2021 was $1.3 trillion, an increase of 1% compared with December 31, 2020, primarily due to the favourable impact
        of markets and year-to-date net inflows</font><font style="font-family: Calibri, sans-serif;">.</font></div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 12pt;" class="DSPFListTable" id="z9ba5d9a390194d9cb443a2b0a7f01863">

        <tr>
          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A6</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Impact of fair value accounting</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">Fair value accounting policies affect the measurement of both our assets and our liabilities. The difference between the reported amounts of our
      assets and liabilities determined as of the balance sheet date and the immediately preceding balance sheet date in accordance with the applicable fair value accounting principles is reported as investment-related experience and the direct impact of
      equity markets and interest rates and variable annuity guarantees, each of which impacts net income attributed to shareholders (see &#8220;Profitability&#8221; section above for discussion of 1Q21 experience).</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="color: #000000;">Net realized and unrealized investment losses on assets supporting insurance and investment contract liabilities and on
        the macro hedge program were $17.1 billion for 1Q21 (1Q20 &#8211; net gains of $4.6 billion)</font><font style="font-family: Calibri, sans-serif;">.</font><font style="color: #000000;"> See &#8220;Revenue&#8221; section above for discussion of results.</font></div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif;">As outlined in &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2020 Annual Report, net insurance contract
      liabilities under IFRS are determined using Canadian Asset Liability Method (&#8220;CALM&#8221;), as required by the <font style="color: #000000;">Canadian Institute of Actuaries (&#8220;CIA&#8221;). The measurement of policy liabilities includes the estimated value of
        future</font></div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;" class="DSPFListTable" id="ze48e0c3647e949f59a250c5d8b3e39b5">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="color: #000000;">policyholder benefits and settlement obligations to be paid over the term remaining on in-force policies, including the
        costs of servicing the policies, reduced by the future expected policy revenues and future expected investment income on assets supporting the policies. Investment returns are projected using current asset portfolios and projected reinvestment
        strategies. Experience gains and losses are reported when current period activity differs from what was assumed in the policy liabilities at the beginning of the period. We classify gains and losses by assumption type. For example, current period
        investing activities that increase (decrease) the future expected investment income on assets supporting the policies will result in an investment-related experience gain (loss). See description of investment-related experience in &#8220;Performance and
        non-GAAP measures&#8221; below</font><font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">As noted in &#8220;Critical Actuarial and Accounting Policies &#8211; Future Accounting and Reporting Changes&#8221; in the MD&amp;A in our 2020 Annual Report, IFRS
      17 &#8220;Insurance Contracts&#8221; will replace IFRS 4 and therefore CALM effective for years beginning on January 1, 2023. The new standard will materially change the recognition and measurement of insurance contracts and the corresponding presentation and
      disclosures in the Company&#8217;s Financial Statements. The measurement of the discount rate used to estimate the present value of insurance contract liabilities and the reporting of new business gains are among the more significant changes. Under IFRS
      17, new business gains are recorded on the balance sheet (in the contractual service margin component of the insurance contract liability) and are amortized into income as services are provided. We reported $280 million (post-tax) of new business
      gains in net income attributed to shareholders in 1Q21 (1Q20 <font style="color: #000000;">&#8211;</font> $150 million).</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 6pt;" class="DSPFListTable" id="zb703378dbc014c7a91a5786eedf0d05b">

        <tr>
          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A7</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Impact of foreign currency exchange rates</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; color: #000000; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 12pt; color: #000000;">Changes in foreign currency exchange rates from 1Q20 to 1Q21, primarily due to a stronger Canadian dollar compared with the U.S. dollar, decreased core earnings by $71 million in
        1Q21. The impact of foreign currency exchange rates on items excluded from core earnings does not provide relevant information given the nature of those items.</div>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 6pt;" class="DSPFListTable" id="z17b4d61e5ea84a53bb3cc7c9464f3d5d">

        <tr>
          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A8</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Business highlights</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">We continued to make progress on our digital journey in 1Q21, through a variety of initiatives. In Canada, we completed the migration of our Group Benefits clients to
      one administration system, and launched a new Advisor Portal across our businesses to improve advisors&#8217; experiences with us. In the U.S., we piloted a new portal for distributors to submit forms and client information for our international products.
      In Asia, our Global WAM business launched a money market fund with OVO (PT Visionet Internasional), Indonesia&#8217;s leading digital payments platform, and its strategic partner Bareksa (PT Bareksa Portak Investasi), Indonesia&#8217;s first online mutual fund
      marketplace. The result combines digital money and online investment to reach a younger generation of investors in a growing and important market for us. Further in April, we launched a new digital sales platform in Vietnam that allows our customers
      to seamlessly purchase health insurance online<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">Additionally in Canada, our Group Benefits business introduced Personalized Medicine, which combines access to advanced pharmacogenetics and pharmacist assistance to
      help members find the most effective medication for their condition. In North America, we expanded our John Hancock Vitality and Manulife <font style="font-style: italic;">Vitality</font> programs to reward customers who received their COVID-19
      vaccine. In our Global WAM business, we expanded our environmental, social, and governance (&#8220;ESG&#8221;) offerings with the launch of two ESG thematic investment strategies, Sustainable Asia Bond and Global Climate. </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 6pt;" class="DSPFListTable" id="zcfad45b6bcb74cc5a540e9c4b9f1a998">

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          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">A9</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Mosten litigation and regulatory update</div>
          </td>
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    </table>
    <div style="margin: 0px 14.4pt 6px 0px; line-height: 14.9pt; color: #000000; font-family: Arial, 'sans-serif';">In our third quarter of 2018 MD&amp;A, we disclosed developments in the litigation Mosten Investment LP (&#8220;Mosten&#8221;) brought against the
      Company in Saskatchewan. The basis of the claims by Mosten has been that life insurers can be compelled to accept unlimited premium payments into certain universal life policies and associated side accounts. In effect, Mosten was seeking to use
      insurance policies to invest sizeable sums that have no connection to the insurance coverage.</div>
    <div style="margin: 5px 14.4pt 0px 0px; line-height: 14.9pt; color: #000000; font-family: Arial, 'sans-serif';">On October 4, 2018 Manulife issued a press release regarding certain short-selling activity relating to the Mosten litigation, stating that
      the short seller&#8217;s report was an attempt to profit at the expense of our shareholders. We </div>
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          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
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    <div style="margin-right: 7.2pt; line-height: 14.9pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif;">further stated that we disagree with the conclusions of the report and that we continue to believe that Mosten&#8217;s position is legally
      unfounded as we firmly believe that the consumers purchasing universal life policies, and the insurers issuing these policies, never intended to have the policies function as deposit or securities contracts. On October 29, 2018, the Government of
      Saskatchewan published new regulations that limit the amount of premiums a life insurer may receive or accept for deposit in certain life insurance policies and associated side accounts. In his March 15, 2019 decision, the trial judge accepted
      Manulife&#8217;s position on the interpretation of the policies, namely that they do not permit making unlimited deposits for investment purposes unrelated to the payment of life insurance premiums. The trial judge also ruled that the 2018 regulations had
      prospective effect only with respect to new policies.</div>
    <div style="margin-right: 7.2pt; line-height: 14.9pt; margin-top: 6pt; margin-bottom: 12pt; color: #000000; font-family: Arial, sans-serif;">In its March 10, 2021 decision, the Saskatchewan Court of Appeal rejected the trial judge&#8217;s interpretation of
      the polices but, ruling in Manulife&#8217;s favour, held that the 2018 regulations (and subsequent 2020 regulations) operate prospectively to prohibit Saskatchewan-licensed insurers from accepting deposits that do not relate to the payment of life
      insurance premiums, thereby preventing Mosten from using existing or new insurance policies as an investment vehicle. Similar legislation has been enacted by the governments of Ontario, Prince Edward Island, Alberta, New Brunswick and Nova Scotia.</div>
    <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">B</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 6pt;" class="DSPFListTable" id="z8249dc949972407f820a279efe307723">

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          <td style="width: 27pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">B1</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zf20e28549d0e4c66ad9eb8dd8bf2b523" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin: 2px 8.1pt 0px 0px; line-height: 9.7pt; font-family: Arial, 'sans-serif'; font-size: 8.5pt; font-style: italic;">Canadian dollars</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">957</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">639</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">95</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">571</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">491</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Annualized premium equivalent sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,084</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">New business value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">368</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">5,840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">8,306</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.05pt; margin-right: 8.1pt; margin-left: 8.05pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">7,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">6,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">6,839</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">137.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">138.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">128.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt; font-weight: bold;">US$ <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">US$ <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;490</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;"><font style="font-family: Arial,'sans-serif'; font-size: 8.5pt;">US$</font> <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8.5pt; font-family: Arial,'sans-serif';">&#160;71</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">450</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">438</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">365</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Annualized premium equivalent sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,010</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">764</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">806</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">New business value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">376</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">283</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">265</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">4,610</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">6,375</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,329</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.05pt; margin-right: 8.1pt; margin-left: 8.05pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">5,701</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,695</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">5,086</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-right: 8.1pt; line-height: 9.7pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">108.9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">108.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">90.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb67f7d6186a945c19ab249f1ae5a8b1b">

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              <div style="line-height: 8.6pt; margin-top: 1pt; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              <div style="line-height: 8.6pt; margin-top: 1pt; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              <div style="line-height: 8.6pt; margin-top: 1pt; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup></div>
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            <td style="width: auto; vertical-align: top; font-family: Arial,'sans-serif';">
              <div style="margin: 0px; line-height: 8.6pt; font-size: 7pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
              <div style="line-height: 8.6pt; margin-top: 1pt; font-size: 7pt;"> See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              <div style="line-height: 8.6pt; margin-top: 1pt; font-size: 7pt;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Asia&#8217;s net income attributed to shareholders</font> was $957 million in 1Q21 compared with $95 million in 1Q20. Net
      income attributed to shareholders is comprised of core earnings, which was $570 million in 1Q21 compared with $491 million in 1Q20, and items excluded from core earnings, which amounted to a net gain of $387 million in 1Q21 compared with a net charge
      of $396 million in 1Q20. The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars were due to the factors described below and, in addition, the change in core earnings reflected a net $24 million
      unfavourable impact due to changes in foreign currency exchange rates versus the Canadian dollar.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was US$755 million in 1Q21 compared with US$71 million in
      1Q20 and core earnings were US$450 million in 1Q21 compared with US$365 million in 1Q20. Items excluded from core earnings were a net gain of US$305 million in 1Q21 compared with a net charge of US$294 million in 1Q20 (see a reconciliation of net
      income (loss) attributed to shareholders to core earnings in<font style="color: #000000;">&#160;</font>&#8220;Performance and non-GAAP measures&#8221; below).</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core earnings in 1Q21 increased 21% compared with 1Q20, driven by higher new business volumes, favourable new business product mix in Hong Kong and Asia Other and
      in-force business growth across Asia, partially offset by less favourable policyholder experience and US$5 million of lower investment income on allocated capital (see Corporate and Other Segment).</div>
    <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">APE sales </font>in 1Q21 were US$1,010 million, an increase of 22% compared with 1Q20, driven by growth in Hong Kong and Asia Other,
      partially offset by lower sales in Japan. NBV in 1Q21 was US$376 million, a 39% increase compared with 1Q20, reflecting growth in Hong Kong and Asia Other, partially offset by decline in Japan. New business value margin (&#8220;NBV margin&#8221;)<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>was 42.9% in 1Q21 compared with 37.2% in 1Q20.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze443c924bb354ca48a2b6b3ecde43d80">

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            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif;">Hong Kong APE sales in 1Q21 were US$219 million, a 10% increase compared with 1Q20 driven by strong growth through our bank
                channel. Hong Kong NBV in 1Q21 of US$145 million increased 18% compared with 1Q20 due to higher sales and product management actions. Hong Kong NBV margin was 66.1% in 1Q21, an increase of 4.7 percentage points compared with 1Q20.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
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          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 14.9pt; margin-top: 6pt; color: #000000;">&#8226;</div>
            </td>
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              <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;"><font style="color: #000000;">Asia Other APE sales in 1Q21 were US$626 million, a 35% increase compared with 1Q20 </font><font style="color: #000000;">driven
                  by higher </font>sales in Singapore, mainland China, Vietnam and Indonesia, and included <font style="color: #000000;">double-digit growth in both bancassurance and agency channels. Asia Other NBV in 1Q21 of US$196 million increased 90%
                  compared with 1Q20, primarily due to higher sales, a favourable product mix, and expense management. Asia Other NBV margin was 39.9% in 1Q21, an increase of 11.2 percentage points compared with 1Q20</font><font style="color: #000000;">.</font></div>
            </td>
          </tr>

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          <tr>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; font-weight: bold;">&#8226;</div>
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              <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Japan APE sales in 1Q21 were US$165 million, a decrease of 2% compared with 1Q20 driven by the adverse impact of COVID-19, partially offset
                by an increase in COLI sales. Japan NBV in 1Q21 of US$35 million decreased 21% compared with 1Q20 due to lower sales and higher COLI mix. Japan NBV margin was 21.1% in 1Q21, a decrease of 5.0 percentage points compared with 1Q20.</div>
            </td>
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    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Assets under management</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1 </sup>were US$108.9 billion as at March 31, 2021, a decrease of US$0.3 billion
      compared with December 31, 2020. The decrease was driven by the unfavourable impact of market movements resulting from higher interest rates partially offset by net customer inflows of US$3.5 billion.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Revenue</font> was US$4.6 billion in 1Q21 compared with US$3.3 billion in 1Q20. Revenue before realized and
      unrealized investment gains and losses was US$5.7 billion in 1Q21, an increase of US$0.6 billion compared with 1Q20, driven by an increase in new business sales and recurring premium growth from in-force business.</div>
    <div style="line-height: 13.4pt; margin-bottom: 12pt; font-family: Arial, sans-serif;"><font style="font-weight: bold; color: #000000;">Business highlights </font><font style="font-family: Calibri, sans-serif; font-weight: bold; color: #000000;">-</font><font style="color: #000000;"> W</font><font style="color: #000000;">e continued to make progress on our digital journey, and in Vietnam in April, we launched a digital sales platform </font><font style="color: #000000;">that allows our customers to
        seamlessly purchase health insurance online.</font></div>
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: justify; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">628</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">(866</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">264</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">237</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -8.1pt; margin-left: 8.1pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Annualized premium equivalent sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">245</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Manulife Bank average net lending assets ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">22.8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">22.8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">22.3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(2,577</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,385</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 12.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">3,550</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,859</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,075</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 9.7pt; margin-top: 3pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management ($ billions)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">152.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">159.3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">146.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
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          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z85f30abb1da44d299434c7a52e568c8f">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;"> This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Canada&#8217;s 1Q21 net loss attributed to shareholders </font>was $19 million compared with a net loss attributed to
      shareholders of $866 million in 1Q20. Net income attributed to shareholders is comprised of core earnings, which were $264 million in 1Q21 compared with $237 million in 1Q20, and items excluded from core earnings, which amounted to a net charge of
      $283 million in 1Q21 compared with a net charge of $1,103 million in 1Q20 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z16de59049d2445cf9e489a6473b9fbac">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        </div>
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    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core earnings increased $27 million or 11% compared with 1Q20, primarily reflecting improved policyholder experience (including the non-recurrence of the 1Q20
      COVID-19 related travel claims experience partially offset by 1Q21 unfavourable policyholder experience in retail insurance) and higher in-force earnings, partially offset by $24 million of lower investment income on allocated capital.</div>
    <div style="text-align: justify; line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">APE sales </font>of $355 million in 1Q21 decreased by $21 million or 6% compared with 1Q20, primarily driven by
      the non-recurrence of a large 1Q20 affinity markets sale, partially offset by higher sales of lower risk segregated fund products.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9c70dfd30aa34b47b19ca5b89a84fee3">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Individual insurance APE sales in 1Q21 of $90 million decreased $38 million or 30% compared with 1Q20, primarily due to the non-recurrence of a large 1Q20
                affinity markets sale.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0d7bab8f3fc74196adbada527ce857b3">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Group insurance APE sales in 1Q21 of $166 million decreased $5 million or 3% compared with 1Q20, primarily due to lower small business sales.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1a15340086e94b069aaa896ecd9583bc">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px 0px 1px; line-height: normal; font-family: Arial, 'sans-serif';">Annuities APE sales in 1Q21 of $99 million increased $22 million or 29% compared with 1Q20, due to higher sales in our lower risk segregated funds. We
                are focused on growth in lower risk segregated fund products, which in 1Q21 accounted for 86% of annuities APE sales.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 18pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Manulife Bank<font style="font-weight: bold;"> </font></font><font style="font-weight: bold;">average net lending
        assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-weight: normal;">1</font></sup></font> for the quarter were $22.8 billion as at March 31, 2021, consistent with the quarter ended December 31, 2020.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Assets under management</font> were $152.4 billion as at March 31, 2021, a decrease of $6.9 billion or 4% from
      December 31, 2020, due to the impact of higher interest rates<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Revenue</font> in 1Q21 was a net loss of $2.6 billion compared with a net gain of $3.4 billion in 1Q20. The 1Q21
      loss is primarily due to realized and unrealized investment losses driven by the impact of higher interest rates on invested assets. Revenue before realized and unrealized investment gains and losses was $3.6 billion in 1Q21, an increase of $0.5
      billion from 1Q20 due to the non-recurrence of losses on our oil and gas investments.</div>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 12pt;">
      <div style="line-height: 13.7pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Business highlights</font><font style="font-weight: bold; color: #000000;">&#160;</font><font style="font-family: Calibri, sans-serif; font-weight: bold; color: #000000;">-</font>&#160;In 1Q21, we:</div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">introduced Personalized Medicine, which combines access to advanced pharmacogenetics and pharmacist assistance to help Group Benefit members find the most effective
                  medication for their condition,</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">completed the migration of our Group Benefits clients to one administration system<font style="font-family: Calibri, sans-serif;">,</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">launched a new Advisor Portal across our businesses to improve advisors&#8217; experiences with us, and</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 14.9pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">
                  <div style="margin: 0px 0px 0px; line-height: 13.1pt; font-family: Arial, 'sans-serif';">expanded our Manulife <font style="font-family: Arial, sans-serif; font-style: italic;">Vitality</font> program to reward customers who received
                    their COVID-19 vaccine<font style="font-family: Calibri, sans-serif;">.</font></div>
                </div>
              </td>
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        </table>
      </div>
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    <div style="line-height: 15.75pt; margin-top: 12pt;">
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            <td style="width: 9pt; vertical-align: top; font-size: 7pt;"><br>
            </td>
            <td style="width: auto; vertical-align: top;"><br>
            </td>
          </tr>

      </table>
    </div>
    <font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">B3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">U.S.</font>
    <table cellspacing="0" cellpadding="0" id="z5419418ca7ef438bb13504454288daf1" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">Canadian dollars</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">96</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt;"><font style="font-family: Arial, sans-serif; font-size: 8.5pt;">106</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,852</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-top: 3pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">501</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Annualized premium equivalent sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(5,992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,696</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">10,663</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.25pt; margin-right: 17.1pt; margin-left: 8.25pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">3,533</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,353</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4,050</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-top: 3pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management ($ billions)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">228.2</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">239.6</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">245.8</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: justify; margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;"> <br>
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            <div style="text-align: justify; margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-style: italic;">U.S. dollars</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
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          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-style: normal; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt; font-style: normal; font-weight: bold;">US$ <br>
          </td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8.5pt; font-style: normal; font-weight: bold;">&#160;76</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">US$ <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;81</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">US$ <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8.5pt;">&#160;1,377</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-top: 3pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">396</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">310</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.1pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Annualized premium equivalent sales</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">119</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">137</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">105</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(4,733</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">2,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">7,929</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: -8.25pt; margin-right: 17.1pt; margin-left: 8.25pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue before realized and unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">2,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management ($ billions)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">181.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">188.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">173.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8b962e70ddbc4073ba8b3b2437d80951">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8011f63ac9d54df888da2356e7a1870c">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;"> </font><font style="font-weight: bold;"><br>
        <br>
      </font>
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            <td style="width: 9pt; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
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              <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
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          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
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    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">U.S. 1Q21 net income attributed to shareholders</font> was $96 million compared with $1,852 million in 1Q20. Net
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      a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core earnings increased US$86 million or 28% compared with 1Q20, primarily driven by the impact of COVID-19 on policyholder experience. Higher in-force earnings,
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    <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">APE sales </font>in 1Q21 of US$119 million increased 13% compared with 1Q20, driven by our domestic indexed universal life products and
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      with US$3.0 billion in 1Q20. The US$0.2 billion decrease was driven by market impacts on other revenue and investment income.</div>
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        we:</div>
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                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">continued to enhance our digital capabilities and piloted a new portal for distributors to submit forms and client information for our international products,</div>
              </td>
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        </table>
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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">released US$50 million of capital through our Annuity Guaranteed Minimum Withdrawal Benefit offer program (over US$200 million since the start of the program in the fourth
                  quarter of 2019), and</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">announced the expansion of John Hancock&#8217;s Vitality Program to reward program members who have received a COVID-19 vaccine.</div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
      <br>
      <br>
      <br>
      <br>
      <br>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
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          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">312</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">304</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">250</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-top: 3pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">312</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">304</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">250</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">469</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">459</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">390</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">27.3</div>
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            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">%</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Wealth and asset management gross flows</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">39,709</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">31,494</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">38,172</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Wealth and asset management net flows</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,357</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">2,831</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">3,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="margin-right: 17.1pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 17.1pt; line-height: 9.7pt; margin-top: 3pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Assets under management and administration ($ billions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">764.1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">753.6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">636.2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -8.3pt; margin-right: 17.1pt; margin-left: 8.3pt; line-height: 9.7pt; margin-top: 3pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Average assets under management and administration ($
              billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">765.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">732.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">680.3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2295747929654f4ca9dc8a60ad4adae5">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3ee968ec684940549e5fb87b694a6546">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;">Core EBITDA and core EBITDA margin are non-GAAP measures. Core EBITDA is core earnings before interest, taxes, depreciation and amortization and core EBITDA
                margin is core EBITDA divided by total revenue. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5ef4d2d05b3e4247987c823d6680c9cc">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8.6pt; font-family: Arial,sans-serif; font-size: 7pt;">Average assets under management and administration (&#8220;average AUMA&#8221;) is a non-GAAP measure reflecting the average of Global WAM&#8217;s AUMA during the reporting period.
                See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 9pt; margin-bottom: 5pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Global Wealth and Asset Management&#8217;s net income attributed to shareholders</font> was $312 million in 1Q21 compared
      with $250 million in 1Q20. Net income attributed to shareholders is comprised of core earnings, which were $312 million in 1Q21 compared with $250 million in 1Q20 and items excluded from core earnings, which were nil in both 1Q21 and 1Q20 (see a
      reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 14.9pt; margin-bottom: 5pt; font-family: Arial, sans-serif;">Core earnings in 1Q21 increased 29% compared with 1Q20 driven primarily by higher average assets under management and administration, from the favourable impact of
        markets and net inflows, partially offset by higher core general expenses mainly from higher variable compensation, and to a lesser extent, lower fee spread.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Core EBITDA<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was $469 million in 1Q21, an increase of 24% compared with 1Q20, driven by the same factors as
        mentioned above<font style="font-family: Calibri, sans-serif;">.</font> Core EBITDA margin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was 30.7% in 1Q21, an increase of 340 basis points compared with 1Q20, driven by higher fee income.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 14.9pt; margin-bottom: 5pt; color: #000000; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Gross flows</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>&#160;<font style="font-weight: bold;">and net </font><font style="font-weight: bold;">flows














          - </font>Gross flows were $39.7 billion in 1Q21, an increase of 9% compared with 1Q20, and net inflows were $1.4 billion in 1Q21, compared with net inflows of $3.2 billion in 1Q20. By geography, the results were:</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 5pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">WAM Asia:</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zad9e33249d3d41a8965bfb97ede3d97e">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt; color: #2F5496;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gross flows in Asia in 1Q21 were $7.5 billion, an increase of 40% compared with 1Q20, driven by higher gross flows across all business lines. This increase
                was driven primarily by higher Retail gross flows in Indonesia, mainland China, and Japan, followed by higher gross flows into fixed income mandates in Institutional Asset Management, and higher gross flows in Hong Kong Retirement.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5c61acf62e774d509b1dba961f575833">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt; color: #2F5496;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Net outflows in Asia in 1Q21 were $7.4 billion, compared with net inflows of $0.6 billion in 1Q20, driven by a $9.4 billion redemption in Institutional
                Asset Management, partially offset by higher gross flows as mentioned above.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 5pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">WAM Canada:</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z758c3b7a1cd54e5581244bba8c16145b">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt; color: #2F5496;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gross flows in Canada in 1Q21 were $8.3 billion, an increase of 3% compared with 1Q20, driven by higher gross flows across our product line-up in Retail,
                and higher new plan sales and member contributions in Retirement, partially offset by the non-recurrence of large equity mandate sales in Institutional Asset Management in 1Q20.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z760bc99844274bda8665c722fbe4d5e9">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Net inflows in Canada were $4.5 billion in 1Q21 compared with net inflows of $2.8 billion in 1Q20, driven by higher net inflows across our Retail product
                line-up partially offset by lower gross flows in Institutional Asset Management as mentioned above.</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <br>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd149ad74168e4209b77149faea4be683">

        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 7pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
          </td>
        </tr>

    </table>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">WAM U.S.:</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc1a6bebbb2614e92bff859b90f698a25">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt; color: #2F5496;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gross flows in the U.S. in 1Q21 were $23.9 billion, an increase of 3% compared with 1Q20. Growth was primarily driven by strong intermediary sales and
                higher institutional model allocations in Retail, as well as higher gross flows into fixed income mandates in Institutional Asset Management. This increase was partially offset by the non-recurrence of a 1Q20 large-case retirement plan
                sale.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z14121891872747ea90634101f899275e">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 14.9pt; margin-bottom: 2pt; color: #2F5496;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Net inflows in the U.S. were $4.2 billion in 1Q21 compared with net outflows of $0.2 billion in 1Q20, driven by lower redemptions across all business lines.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Assets under management and administration </font>of $764.1 billion as at March 31, 2021 increased 3% compared with
      December 31, 2020. The increase in AUMA was driven by the favourable impact of markets and net inflows of $1.4 billion. Global WAM also managed $229.3 billion in assets for the Company&#8217;s other segments. Including those managed assets, AUMA managed by
      Global WAM was $993.3 billion as at March 31, 2021 compared with $984.4<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> billion as at December 31, 2020.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Revenue </font>in 1Q21 was $1.5 billion, an increase of 11% compared with 1Q20, driven by higher average assets
      under management and administration, partially offset by slightly lower fee spread<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt;"><font style="font-weight: bold;">Business highlights</font><font style="font-weight: bold; color: #000000;"> - </font>In 1Q21, we:</div>
      <div>
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            <tr>
              <td style="width: 38.9pt; vertical-align: top; align: right;">
                <div style="margin-left: 20.9pt; line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">launched a money market fund with OVO (PT Visionet Internasional), Indonesia&#8217;s leading digital payments platform, and its strategic partner Bareksa (PT Bareksa Portak
                  Investasi), Indonesia&#8217;s first online mutual fund marketplace. This collaboration combines digital money and online investment to reach a younger generation of investors, a growing and important market for us, and<br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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            <tr>
              <td style="width: 38.9pt; vertical-align: top; align: right;">
                <div style="margin-left: 20.9pt; line-height: 14.9pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">expanded our ESG offerings with the launch of two ESG thematic investment strategies, Sustainable Asia Bond and Global Climate.<br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div> </div>
      <div> </div>
    </div>
    <div style="line-height: 14.75pt; margin-top: 24pt; margin-bottom: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">B5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(563</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core loss excluding core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Core investment gains</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Calibri, sans-serif; font-size: 8.5pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="margin-right: 8.1pt; line-height: 9.7pt; margin-top: 2pt; margin-bottom: 1pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Total core gain (loss)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(18</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            <div style="text-indent: -12.6pt; margin-right: 8.1pt; margin-left: 12.6pt; line-height: 9.7pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8.5pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">(395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">364</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.7pt; font-family: Arial, sans-serif; font-size: 8.5pt;">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="text-align: justify; margin-left: 9pt; line-height: 1.15pt; margin-top: 2pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2d39b89b54a14a8a8c45abdd09ee8cc2">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Corporate and Other is composed of</font> investment performance on assets backing capital, net of amounts
      allocated to operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); our Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance business; as well as run-off
      reinsurance operations including variable annuities and accident and health.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">For segment reporting purposes, settlement costs for macro equity hedges and other non-operating items are included in Corporate and Other earnings.
      This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded from core earnings, subject to certain limits (see &#8220;Performance and non-GAAP measures&#8221; below). In each of the operating segments,
      we report all investment-related experience in items excluded from core earnings.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Corporate and Other reported a net loss attributed to shareholders</font> of $563 million in 1Q21 compared with a net loss attributed
      to shareholders of $35 million in 1Q20. The core loss was $18 million in 1Q21 compared with a core loss of $366 million in 1Q20 and the items excluded from core loss amounted to a net charge of $545 million</div>
    <br>
    <br>
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        <tr>
          <td style="width: 9pt; vertical-align: top; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif;"><font style="font-size: 7pt;">Effective January 1, 2021, Manulife&#8217;s AUMA managed by Global WAM includes certain private equity, private credit and infrastructure asset classes. Total AUMA managed by
                Global WAM as at December 31, 2020 has been restated for comparability</font><font style="font-family: Calibri, sans-serif;">.</font></div>
          </td>
        </tr>

    </table>
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
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    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">in 1Q21 compared with a net gain of $331 million in 1Q20 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and
      non-GAAP measures&#8221; below).</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="color: #000000;">The $348 million decrease in core loss was primarily related to the 1Q20 losses related to s</font>eed money
      investments in new segregated and mutual funds and nil core investment gains,<font style="color: #000000;"> as well as the lower interest on allocated capital to operating segments of $76 million in 1Q21</font><font style="color: #FF0000;">&#160;</font><font style="color: #000000;">partially offset by lower investment income due to lower yields</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 5pt; font-family: Arial, sans-serif; font-size: 11pt;">
      <div style="line-height: 15.05pt; margin-top: 6pt; margin-bottom: 5pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 15.05pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-size: 10pt;">The charge of $545 million in items excluded from core loss in 1Q21 was mostly due to the impact of interest rates on our derivative positions
            used to manage interest rate sensitivity, a restructuring charge and the</font><font style="font-family: Calibri, sans-serif; color: #008000;">&#160;</font><font style="font-size: 10pt;">reclassification of </font><font style="font-size: 10pt;">$100





            million of the total Company&#8217;s </font><font style="font-size: 10pt;">favourable investment-related experience to core earnings. </font><font style="font-size: 10pt;">The restructuring charge of $150 million pre-tax ($115 million post-tax) is
            related to actions that are expected to result in recurring annual expense savings of $250 million (pre-tax) by 2023; $100 million (pre-tax) of these savings are expected to emerge in 2021, growing to $200 million (pre-tax) in 2022</font><font style="font-family: Calibri, sans-serif; font-size: 10pt;">.</font><font style="font-size: 10pt; font-family: Arial,'sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font></div>
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 12pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Revenue </font>in 1Q21 was a loss of $395 million compared with a gain of $226 million in 1Q20. The variance of
      $621 million loss was primarily driven by lower realized gains on the sale of AFS bonds and losses on derivative positions, partially offset by the 1Q20 losses on seed money investments as noted above, and lower interest on allocated capital.</div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">This section provides an update to our risk management practices and risk factors outlined in the MD&amp;A in our 2020 Annual Report (&#8220;2020 MD&amp;A&#8221;). Text and
      tables in this section of the MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7 &#8220;Financial Instruments &#8211; Disclosures&#8221;. Disclosures in accordance with IFRS 7 are identified by a vertical line in the left margin
      of each page. The identified text and tables represent an integral part of our unaudited Interim Consolidated Financial Statements.</div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees</font></div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 1pt;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As described in the MD&amp;A in our 2020 Annual Report, guarantees on variable annuity products and segregated funds may include one or more of death, maturity,
        income and withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent and only payable upon the occurrence of the relevant event, if fund values at that time are below guaranteed values. Depending on future equity market
        levels, liabilities on current in-force business would be due primarily in the period from 2021 to 2041.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 1pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">We seek to mitigate a portion of the risks embedded in our retained (i.e. net of reinsurance) variable annuity and segregated fund guarantee business through the combination of our
        dynamic and macro hedging strategies (see section C3 &#8220;Publicly traded equity performance risk&#8221; below).</div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <br>
    <div><br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="text-indent: -9.35pt; margin-left: 9.35pt; line-height: 11.8pt; font-family: Arial, sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 7pt;">1&#160;</font> </sup><font style="font-size: 7pt;">See &#8220;Caution regarding forward-looking
          statements&#8221; below.</font></div>
    </div>
    <div><br>
    </div>
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 1pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund investment-related guarantees gross and net of reinsurance.</div>
    </div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;">
      <div style="line-height: 15.75pt; margin-top: 12pt; font-weight: bold;">Variable annuity and segregated fund guarantees, net of reinsurance
        <table cellspacing="0" cellpadding="0" id="zd6c5cbf8da3e487f8dc51ef29d8b1186" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255); border-left: 5px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-weight: bold;">March 31, 2021</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020<sup style="font-weight: bold; vertical-align: text-top; line-height: 1; font-size: smaller;">(<font style="font-weight: normal;">1)</font></sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 5px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions)</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Guarantee value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fund value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Amount at risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Guarantee value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fund value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Amount at risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Guaranteed minimum income benefit</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,457</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,619</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">998</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4,555</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,642</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,064</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Guaranteed minimum withdrawal benefit</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">41,024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">42,664</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,977</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">42,570</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">44,075</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,128</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Guaranteed minimum accumulation benefit</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,801</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">19,261</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">18,463</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">18,945</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Gross living benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">64,282</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">65,544</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,988</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">65,588</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">66,662</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,200</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Gross death benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,745</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">19,738</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">687</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">10,652</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19,548</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">710</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total gross of reinsurance</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">75,027</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">85,282</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,675</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">76,240</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">86,210</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,910</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Living benefits reinsured</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,819</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,120</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">838</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,917</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,157</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">895</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Death benefits reinsured</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">674</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">529</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">272</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">685</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">534</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">282</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total reinsured</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,493</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,649</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,110</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,602</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,691</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,177</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total, net of reinsurance</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">70,534</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">81,633</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,565</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">71,638</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">82,519</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,733</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7650f84f042f4a6984e3ad96bbdc9b2a">

              <tr>
                <td style="width: 9.35pt; vertical-align: top; align: right;">
                  <div style="line-height: 9.4pt; margin-top: 1pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.4pt; margin-top: 1pt; font-family: Arial,sans-serif; font-size: 7pt;">Guaranteed Value and Net Amount at Risk in respect of guaranteed minimum withdrawal business in Canada and the U.S. have been updated in 2021
                    to reflect the time value of money of these claims. This methodology change also had a minor impact on the allocation of fund values between living benefits and death benefits. See footnotes 4 and 5.<font style="font-size: 10pt; color: rgb(255, 0, 0);">&#160;</font>Values at December 31, 2020 have been restated to reflect this revised methodology.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2f0be23c3a284074a1a0aed972b64548">

              <tr>
                <td style="width: 9.35pt; vertical-align: top; align: right;">
                  <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund value. For
                    guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account balance<font style="color: rgb(68, 114, 196);">&#160;</font>and assumes that all claims are
                    immediately payable. In practice, guaranteed death benefits are contingent and only payable upon the eventual death of policyholders if fund values remain below guarantee values. For guaranteed minimum withdrawal benefit, the amount at
                    risk assumes that the benefit is paid as a lifetime annuity commencing at the earliest contractual income start age. These benefits are also contingent and only payable at scheduled maturity/income start dates in the future, if the
                    policyholders are still living and have not terminated their policies and fund values remain below guarantee values. For all guarantees, the amount at risk is floored at zero at the single contract level.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3a03d26d7c604c71958b754f8f23effe">

              <tr>
                <td style="width: 9.35pt; vertical-align: top; align: right;">
                  <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The amount at risk net of reinsurance at March 31, 2021 was $3,565 million (December 31, 2020 &#8211; $3,733 million) of which: US$1,699 million (December 31, 2020
                    &#8211; US$1,839 million) was on our U.S. business, $1,216 million (December 31, 2020 &#8211; $1,159 million) was on our Canadian business, US$67 million (December 31, 2020 &#8211; US$71 million) was on our Japan business and US$102 million (December 31,
                    2020 &#8211; US$111 million) was related to Asia (other than Japan) and our run-off reinsurance business.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2ee96952ac2748d6ba4ea792e8aaf18d">

              <tr>
                <td style="width: 9.35pt; vertical-align: top; align: right;">
                  <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death benefit
                    category as outlined in footnote 5.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf39f2e1b57254726bd219e09c402ecb1">

              <tr>
                <td style="width: 9.35pt; vertical-align: top; align: right;">
                  <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Death benefits include standalone guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided on a
                    policy.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <br>
      <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Caution related to sensitivities</font></div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">In this document, we provide sensitivities and risk exposure measures for certain risks. These include sensitivities due to specific changes in market prices and interest rate levels
        projected using internal models as at a specific date, and are measured relative to a starting level reflecting the Company&#8217;s assets and liabilities at that date and the actuarial factors, investment activity and investment returns assumed in the
        determination of policy liabilities. The risk exposures measure the impact of changing one factor at a time and assume that all other factors remain unchanged. Actual results can differ significantly from these estimates for a variety of reasons
        including the interaction among these factors when more than one changes; changes in actuarial and investment return and future investment activity assumptions; actual experience differing from the assumptions, changes in business mix, effective
        tax rates and other market factors; and the general limitations of our internal models. For these reasons, the sensitivities should only be viewed as directional estimates of the underlying sensitivities for the respective factors based on the
        assumptions outlined below. Given the nature of these calculations, we cannot provide assurance that the actual impact on net income attributed to shareholders or on MLI&#8217;s LICAT total ratio will be as indicated.</div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;">Market movements affect LICAT capital sensitivities both through income and other components of the regulatory capital framework. For example, LICAT is affected by
      changes to other comprehensive income.</div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Publicly traded equity performance risk</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As outlined in our 2020 Annual Report, we have net exposure to equity risk through asset and liability mismatches; our variable annuity guarantee dynamic hedging
      strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products. The macro hedging</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        </div>
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    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">strategy is designed to mitigate public equity risk arising from variable annuity guarantees not dynamically hedged and from other unhedged exposures in our insurance
      liabilities (see pages 55 and 56 of our 2020 Annual Report).</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Changes in public equity prices may impact other items including, but not limited to, asset-based fees earned on assets under management and administration or
      policyholder account value, and estimated profits and amortization of deferred policy acquisition and other costs. These items are not hedged.</div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The table below shows the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change in market values of publicly
        traded equities followed by a return to the expected level of growth assumed in the valuation <font style="color: #000000;">of policy liabilities.</font>&#160;<font style="color: #000000;">If market values were to remain flat for an entire year, the
          potential impact would be roughly equivalent to an immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, </font>i<font style="color: #000000;">f after market
          values dropped 10%, 20% or 30% they continued to decline, remained flat, or grew more slowly than assumed in the valuation the potential impact on net income attributed to shareholders could be considerably more than shown. </font>R<font style="color: #000000;">efer to sect</font>ion D2 &#8220;Sensitivity of earnings to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions. The
        potential impact is shown after taking into account the impact of the change in markets on the hedge assets. While we cannot reliably estimate the amount of the change in dynamically hedged variable annuity guarantee liabilities that will not be
        offset by the profit or loss on the dynamic hedge assets, we make certain assumptions for the purposes of estimating the impact on net income attributed to shareholders.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the dynamically hedged variable annuity
        guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges in the dynamic program are rebalanced at 5% intervals. In addition, we assume that the macro hedge assets are
        rebalanced in line with market changes.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">It is also important to note that these estimates are illustrative, and that the dynamic and macro hedging programs may underperform these estimates, particularly
        during periods of high realized volatility and/or periods where both interest rates and equity market movements are unfavourable.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA constrain the investment return assumptions for
        public equities and certain ALDA assets based on historical return benchmarks for public equities. The potential impact on net income attributed to shareholders does not take into account possible changes to investment return assumptions resulting
        from the impact of declines in public equity market values on these historical return benchmarks.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">19</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Potential immediate impact on net income attributed to shareholders arising from changes to public equity returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
    <table cellspacing="0" cellpadding="0" id="zf7d04ef3a1804d44a0cbc594035417f9" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Underlying sensitivity to net income attributed</div>
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Variable annuity guarantees</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(2,620</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,530</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(670</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">520</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(790</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Total underlying sensitivity before hedging</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(3,840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(2,320</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,070</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">2,420</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">490</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(550</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Net potential impact on net income attributed</div>
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">&#160; to shareholders after impact of hedging</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,860</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(1,170</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(580</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">1,050</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">-10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">+30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Underlying sensitivity to net income attributed</div>
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Variable annuity guarantees</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(3,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,850</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,040</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">380</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,130</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Total underlying sensitivity before hedging</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(4,500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(2,690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">2,480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">2,420</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(620</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Net potential impact on net income attributed</div>
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">&#160; to shareholders after impact of hedging</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(2,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(1,280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">360</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z368a973af74d446082553fe749656de5">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za36d71ac31da4e8d82d3323ff08151cf">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The tables above show the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change in market values of
                publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities, excluding impacts from asset-based fees earned on assets under management and policyholder account value<font style="font-family: Calibri,sans-serif;">.</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze94b151522e14584810e1821f1e14223">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Please refer to section D2 &#8220;Sensitivity of earnings to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income
                sensitivity to changes in these long-term assumptions.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8042c4b18c694a05acfad11c5b47a78a">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Defined as earnings sensitivity to a change in public equity markets including settlements on reinsurance contracts, but before the offset of hedge assets or
                other risk mitigants.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z088cc15fbe8248089fe8d4e4d0c3e591">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">This impact for general fund equity investments includes general fund investments supporting our policy liabilities, investment in seed money investments (in
                segregated and mutual funds made by Corporate and Other segment) and the impact on policy liabilities related to the projected future fee income on variable universal life and other unit linked products. The impact does not include: (i) any
                potential impact on public equity weightings; (ii) any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii) any gains or losses on public equity investments held in Manulife Bank. The participating policy
                funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z61b76f7d419943aaba74cdf9ce17238a">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px 0px 1px; line-height: 9.4pt; font-family: Arial, 'sans-serif'; font-size: 7pt;">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging program. The impact of dynamic hedge rebalancing
                represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals, but does not include any impact in respect of other sources of hedge ineffectiveness (e.g. fund
                tracking, realized volatility and equity, interest rate correlations different from expected among other factors).</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 13.4pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Changes in equity markets impact our available and required components of the LICAT total ratio. The following table shows the potential impact to
      MLI&#8217;s LICAT total ratio resulting from changes in public equity market values.</div>
    <div style="line-height: 14.3pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Potential immediate impact on MLI&#8217;s LICAT total ratio arising from public equity returns different than the expected returns assumed
        in the valuation of policy liabilities</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (1),(2),(3)</sup></div>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="ze573a29e6fb24e9f8f680cb7b66f3446" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="22" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Impact on MLI's LICAT total ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Percentage points</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial,sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td colspan="1" style="vertical-align: top; text-align: right; width: 9%;"> <font style="font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">2</font><br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt; margin-left: 36pt;"><font style="font-family: Arial,sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);"> -<br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);"> -<br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z124d499385474ea6bc5c0090f2bb065a">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with respect to the
                Company&#8217;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za7a951bdc68f4d4f8d1a0359c700007b">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The potential impact is shown assuming that the change in value of the hedge assets does not completely offset the change in the dynamically hedged variable
                annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse deviation and of rebalancing equity hedges for dynamically hedged variable annuity
                liabilities at 5% intervals.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z904c41c325734fcf922569c7af34707a">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">The Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) rules for segregated fund guarantees reflect full capital impacts of
                shocks over 20 quarters within a prescribed range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial shock.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Interest rate and spread risk sensitivities and exposure measures</font></div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As at March 31, 2021, we estimated the sensitivity of our net income attributed to shareholders to a 50 basis point parallel decline in interest rates to be a
        benefit of $100 million, and to a 50 basis point parallel increase in interest rates to be a charge of $100 million.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The table below shows the potential impact on net income attributed to shareholders from a 50 basis point parallel move in interest rates. This includes a change of
        50 basis points in current government, swap and corporate rates for all maturities across all markets with no change in credit spreads between government, swap and corporate</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">20</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <!--PROfilePageNumberReset%Num%21%%%-->
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      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">rates, and with a floor of zero on government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy
        liabilities, including embedded derivatives. For variable annuity guarantee liabilities that are dynamically hedged, it is assumed that interest rate hedges are rebalanced at 20 basis point intervals.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the applicable reinvestment scenarios, the impact of changes to
        interest rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the impact of yield curve changes will vary depending upon the
        geography where the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen the positive effects of interest rate increases. This is because
        the reinvestment assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial Standards Board. Therefore, in any particular quarter, changes to the
        reinvestment assumptions are not fully aligned to changes in current market interest rates especially when there is a significant change in the shape of the interest rate curve. As a result, the impact from non-parallel movements may be materially
        different from the estimated impact of parallel movements. For example, if long-term interest rates increase more than short-term interest rates (sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value
        of our swaps may be greater than the decrease in the value of our insurance liabilities. This could result in a charge to net income attributed to shareholders in the short-term even though the rising and steepening of the yield curve, if
        sustained, may have a positive long-term economic impact<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The interest rate and spread risk sensitivities are determined in isolation of each other and therefore do not reflect the combined impact of changes in government
        rates and credit spreads between government, swap and corporate rates occurring simultaneously. As a result, the impact of the summation of each individual sensitivity may be materially different from the impact of sensitivities to simultaneous
        changes in interest rate and spread risk.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The potential impact on net income attributed to shareholders does not take into account any future potential changes to our ultimate reinvestment rate assumptions
        (&#8220;URR&#8221;) or calibration criteria for stochastic risk-free rates. The Canadian Actuarial Standards Board issued an exposure draft on new assumptions with reductions to the URR and updates to the calibration criteria for stochastic risk-free rates.
        The exposure draft recommends a reduction of 15 basis points in the URR, and a corresponding change to stochastic risk-free rate modeling. At March 31, 2021, the current long-term URR for risk-free rates in Canada is prescribed at 3.05% and we use
        the same assumption for the U.S. Our assumption for Japan is 1.6%. We expect the final standard to be effective October 2021. At December 31, 2020 we estimated that a 10 basis point reduction in the URR in all geographies, and a corresponding
        change to stochastic risk-free rate modeling, would reduce net income attributed to shareholders by $350 million (post-tax).</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The potential impact on net income attributable to shareholders does not take into account other potential impacts of lower interest rate levels, for example,
        increased strain on the sale of new business or lower interest earned on our surplus assets. The impact also does not reflect any unrealized gains or losses on AFS fixed income assets held in our Corporate and Other segment. Changes in the market
        value of these assets may provide a natural economic offset to the interest rate risk arising from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a portion of the AFS fixed income
        asset unrealized gains or losses. It is not certain we would realize any of the unrealized gains or losses available.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">The impact does not reflect any potential effect of changing interest rates to the value of our ALDA assets. Rising interest rates could negatively impact the value of our ALDA (see
        &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, on page 91 of our 2020 Annual Report). More information on ALDA assets can be found under the section C5 &#8220;Alternative long-duration asset performance risk&#8221;.</div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate shocks tend to dominate capital
      sensitivities. As a result, the reduction in interest rates improves LICAT total ratios and vice-versa.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-family: 'Arial Narrow','sans-serif';" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal; font-size: 8pt;" id="DSPFPageNumber">21</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">The following table shows the potential impact on net income attributed to shareholders including the change in the market value of AFS fixed income assets held in our Corporate and
        Other segment, which could be realized through the sale of these assets.</div>
    </div>
    <div style="line-height: 14.3pt; margin-top: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI&#8217;s LICAT total ratio of an immediate parallel change in interest rates
        relative to rates assumed in the valuation of policy liabilities</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4)</sup></div>
    <table cellspacing="0" cellpadding="0" id="z587942d032c04d29810914c84f6d1a1a" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-left: 5px solid rgb(0, 0, 0); padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders ($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%; border-left: 5px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">
            <div>Excluding change in market value of AFS fixed income assets held in the Corporate and Other</div>
            <div>&#160; segment <br>
            </div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">$ <br>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;100</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1"><font style="font-weight: bold;">$</font> <br>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; font-family: Arial,'sans-serif'; font-size: 8pt; font-weight: bold;" rowspan="1">&#160;(100</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; font-family: Arial,'sans-serif'; font-size: 8pt; font-weight: bold;" rowspan="1">) <br>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">$ <br>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;nil</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">$ <br>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">&#160;(100</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; font-family: Arial,'sans-serif'; font-size: 8pt;" rowspan="1">) <br>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">From fair value changes in AFS fixed income assets held in the Corporate and Other segment, if realized</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2,100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(1,900</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; MLI's LICAT total ratio (Percentage points)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 50.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; LICAT total ratio change in percentage points<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zea54231093d9482b85330615fc4efacc">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; margin-top: 2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with
                respect to the Company&#8217;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be material.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc361136695034ff088f1474d61029abc">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products where
                benefits are generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject to minimum rate guarantees, the sensitivities are based on
                the assumption that credited rates will be floored at the minimum.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd0ca96c028f94e55be99e314e4249f04">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;"><font style="color: rgb(0, 0, 0);">The amount of gain or loss that can be realized on AFS fixed income assets held in the </font>Corporate and Other<font style="color: rgb(0, 0, 0);"> segment will depend on the aggregate amount of unrealized gain or loss.</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z09199edda06c4098a1f8bd1fd197f143">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">Sensitivities are based on projected asset and liability cash flows and the impact of realizing fair value changes in AFS fixed income is
                based on the holdings at the end of the period.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbd24b398f8c04613b4c94d3c3a73c242">

          <tr>
            <td style="width: 21px; vertical-align: top;">
              <div style="line-height: 10.75pt; margin-bottom: 12pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;&#160;&#160; (5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px 0px 4px; line-height: 10.75pt; color: #000000; font-family: Arial, 'sans-serif'; font-size: 7pt;">LICAT impacts include realized and unrealized fair value changes in AFS fixed income assets. LICAT impacts do not
                reflect the impact of the scenario switch discussed below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; margin-top: 6pt; font-family: Arial, sans-serif;">The following tables show the potential impact on net income attributed to shareholders resulting from a change in corporate spreads and swap spreads over government
        bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of policy liabilities.</div>
    </div>
    <div style="line-height: 14.3pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif;"><font style="font-weight: bold; color: #000000;">Potential impact on net income attributed to shareholders </font><font style="font-weight: bold;">and














        MLI&#8217;s LICAT total ratio </font><font style="font-weight: bold; color: #000000;">arising from changes to corporate spreads and swap spreads relative to spreads assumed in the valuation of policy liabilities</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
    <table cellspacing="0" cellpadding="0" id="z54d8443238744b7ebaf962ef91cb55d8" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-left: 5px solid rgb(0, 0, 0); padding-bottom: 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Corporate spreads<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">500</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">900</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-left: 5px solid rgb(0, 0, 0); padding-bottom: 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Swap spreads</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;"> <br>
            </div>
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Calibri, sans-serif;">-</font>20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">bp</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-left: 5px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">nil</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">nil</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt; text-align: right;">nil</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt; text-align: right;">nil</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt; margin-top: 2pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3f838e8a296f47b78134b9dbdc10f02a">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb0283ee33d12451c8f396e7a3dfc4fc4">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;"><font style="color: rgb(0, 0, 0);">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income assets held
                  in the </font>Corporate and Other<font style="color: rgb(0, 0, 0);"> segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely self-supporting
                  and generate no material impact on net income attributed to shareholders as a result of changes in corporate and swap spreads.</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc4ccb426aa504e619fa9e5c1a28e5103">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">Sensitivities are based on projected asset and liability cash flows.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3ac435b003e24c1697bba4c5b03c73cc">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">Corporate spreads are assumed to grade to the long-term average over five years.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z649e73b4e4f1452ca5432c316e4f19ea">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">As the sensitivity to a 50 basis point decline in corporate spreads includes the impact of a change in deterministic reinvestment scenarios
                where applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z700fd5c1e385484085367e4c66fcd52c">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">The sensitivity on net income attributed to shareholders due to changes in corporate spreads decreased significantly as at March 31, 2021
                compared with December 31, 2020, as the rise in risk-free interest rates reduced projected reinvestments in the actuarial valuation models.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z64e85839c4454a47a8cb7e5ddefc309a">

          <tr>
            <td style="width: 21px; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;&#160;&#160; (7)</sup></div>
            </td>
            <td style="vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">LICAT impacts include realized and unrealized fair value change in AFS fixed income assets. Under LICAT, spread movements
                are determined from a selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index,&#160;Barclays USD Liquid Investment Grade
                Corporate Index, and Nomura-BPI (Japan). LICAT impacts presented for corporate spreads do not reflect the impact of the scenario switch discussed below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-weight: bold;">LICAT Scenario Switch</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-weight: normal; font-size: 10pt;">Typically, a reduction in interest rates improves LICAT capital ratios and vice-versa. However, when interest rates decline
        past a certain threshold, reflecting the combined movement in risk-free rates and corporate spreads, a different prescribed interest rate stress scenario needs to be taken into account in the LICAT ratio calculation in accordance with OSFI
        guidelines for LICAT.</div>
      <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-family: 'Arial Narrow','sans-serif';">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">22</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <!--PROfilePageNumberReset%Num%23%%%--><br>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The LICAT guideline specifies four stress scenarios for interest rates and prescribes the methodology to determine the most adverse scenario to apply for each LICAT
      geographic region<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> based on current market inputs and the Company&#8217;s balance sheet.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">We estimate the potential impact of a switch in the scenarios would be approximately a one-time six percentage point decrease in MLI&#8217;s total LICAT ratio. Should a
      scenario switch be triggered in a LICAT geographic region, the full impact would be reflected immediately for non-participating products while the impact for participating products would be reflected over six quarters using a rolling average of
      interest rate risk capital, in line with the smoothing approach prescribed in the OSFI Advisory effective January 1, 2021.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The potential negative impact of a switch in scenarios is not reflected in the stated risk-free rate and corporate spread sensitivities, as it is a one-time impact.
      After this one-time event, further decreases in risk-free interest rates would continue to improve the LICAT capital position, similar to the sensitivity above.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The level of interest rates and corporate spreads that would trigger a switch in the scenarios is dependent on market conditions and movements in the Company&#8217;s asset
      and liability position. The scenario switch, if triggered, could reverse in response to subsequent increases in interest rates and/or corporate spreads.</div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Alternative long-duration asset performance risk</font></div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table shows the potential impact on net income attributed to shareholders resulting from an immediate 10% change in market values of ALDA followed by
        a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate decline in market values equal to the
        expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10% they continued to decline, remained flat, or grew more slowly than assumed in the valuation of policy liabilities, the
        potential impact on net income attributed to shareholders could be considerably more than shown. Refer to section D2 &#8220;Sensitivity of earnings to asset related assumptions&#8221;, for more information on the level of growth assumed and on the net income
        sensitivity to changes in these long-term assumptions.</div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">ALDA includes commercial real estate, timber and farmland real estate, infrastructure, and private equities, some of which relate to oil and gas.</div>
    </div>
    <div style="line-height: 15.75pt; margin-top: 12pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI LICAT</font><font style="font-weight: bold; color: #FF0000;">&#160;</font><font style="font-weight: bold;">arising from changes in ALDA returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4),(5),(6)</sup></div>
    <table cellspacing="0" cellpadding="0" id="zfb40d3ad673f467eb5bf6a53adbce22b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-left: 5px solid rgb(0, 0, 0); padding-bottom: 2px; background-color: rgb(255, 255, 255);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">+10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-left: 5px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-left: 5px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="margin-left: 3.65pt; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Real estate, agriculture and timber assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,300</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(1,600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="margin-left: 3.65pt; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private equities and other ALDA</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,700</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(2,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,900</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-left: 5px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3,100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,900</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(3,600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,300</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 51.42%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; MLI&#8217;s LICAT total ratio (change in percentage points)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.91%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1.21%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8b1bc1b8aecf4ed5a737a4333e7d6009">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">See &#8220;Caution Related to Sensitivities&#8221; above.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd8ef3766143a4a73b13e95e81c3b817c">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">This impact is calculated as at a point-in-time impact and does not include: (i) any potential impact on ALDA weightings; or (ii) any gains or losses on ALDA held
                in the Corporate and Other segment.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8feded44d7424cefb969ba8912a6c48d">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in ALDA
                returns. For some classes of ALDA, where there is not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the Standards of Practice and CIA guidance to result in a lower reserve than
                an assumption based on a historical return benchmark for public equities in the same jurisdiction.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z07f27c72c9fb43ce91b6312c79f20d5b">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Net income impact does not consider any impact of the market correction on assumed future return assumptions.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 10pt; margin-bottom: 10pt;">
      <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><font style="font-size: 7pt; font-family: Arial,'sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font><br>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">Please refer to section D2 &#8220;Sensitivity of earnings to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income
                  sensitivity to changes in these long-term assumptions.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 14.4pt; border-left: 4.5pt solid; padding-left: 2pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.4pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">The impact of changes to the portfolio asset mix supporting our North American legacy businesses are reflected in the sensitivities when the
                  changes take place<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;"><font style="font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;1&#160;</sup> LICAT
          geographic locations include North America, the United Kingdom, Europe, Japan, and Other Region.</font></div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-family: 'Arial Narrow','sans-serif';" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
            <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
            </div>
          </div>
          <div style="line-height: 9.1pt; margin-top: 2pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">23</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
      </div>
      <div><br>
      </div>
      <br>
    </div>
    <font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">C6</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Credit risk exposure measures</font>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Allowances for losses on loans are established taking into consideration normal historical credit loss levels and future expectations, with an allowance for adverse
      deviations. Additionally, we make general provisions for credit losses from future asset impairments in the determination of policy liabilities. The amount of the provision for credit losses included in policy liabilities is established through
      regular monitoring of all credit related exposures, considering such information as general market conditions, industry and borrower specific credit events and any other relevant trends or conditions. To the extent that an asset is written off, or
      disposed of, any allowance and general provisions for credit losses are released.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Our general provision for credit losses included in policyholder liabilities as at March 31, 2021 was $4,156 million compared with $4,387 million as at December 31,
      2020. This provision represents 1.6% of our fixed income assets<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-size: 11pt;">&#160;</font>supporting policy liabilities reported on our Consolidated Statements of Financial Position as
      at March 31, 2021.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The impact of a 50% increase in fixed income credit default rates over the next year in excess of the rates assumed in policy liabilities, would
      reduce net income attributed to shareholders by $80 million as at March 31, 2021 and December 31, 2020.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Credit downgrades of fixed income investments would adversely impact our regulatory capital, as required capital levels for these investments are based on the credit
      quality of each instrument. In addition, credit downgrades could also lead to a higher general provision for credit losses than had been assumed in policy liabilities, resulting in an increase in policy liabilities and a reduction in net income
      attributed to shareholders. The estimated impact of a one-notch<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> ratings downgrade across 25% of fixed income assets would result in an increase to policy liabilities and a decrease to our net
      income attributed to shareholders of $300 million post-tax. This ratings downgrade would result in a one percentage point reduction to our LICAT ratio.</div>
    <div style="line-height: 14.9pt; font-family: Arial, sans-serif;">Approximately 59% of the impact on our policy liabilities and net income attributed to shareholders relates to fixed income assets rated BBB and below.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The table below shows net impaired assets and allowances for loan losses.</div>
    <div style="line-height: 15.75pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Net Impaired Assets and Loan Losses</div>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="zea05138762f14ba39c42f84c04e8201f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions, unless otherwise stated)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net impaired fixed income assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">261</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">296</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net impaired fixed income assets as a % of total invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">0.066</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">0.072</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Allowance for loan losses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">102</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">107</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 12pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">D</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">D1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Critical actuarial and accounting policies</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Our significant accounting policies are described in note 1 to our Consolidated Financial Statements for the year ended December 31, 2020. The critical actuarial and
      accounting policies and estimation processes relate to the determination of insurance and investment contract liabilities, assessment of control over other entities for consolidation, estimation of fair value of invested assets, evaluation of
      invested asset impairment, accounting for derivative financial instruments, determination of pension and other post-employment benefit obligations and expenses, accounting for income taxes and uncertain tax positions and valuation and impairment of
      goodwill and intangible assets as described on pages 84 to 93 of our 2020 Annual Report.</div>
    <font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">D2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Sensitivity of earnings to asset related assumptions</font>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and emerging experience or change in outlook, the result is a
      change in the value of policy liabilities which in turn affects net </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
    <div style="line-height: 11.8pt; font-family: Arial, sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 7pt;">1</font></sup><font style="font-size: 7pt;">&#160; &#160; Includes debt securities, private placements and mortgages.</font></div>
    <div style="line-height: 11.8pt; font-family: Arial, sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 7pt;">2</font>&#160;</sup><font style="font-size: 7pt;">&#160;&#160; A one-notch downgrade is equivalent to a ratings downgrade from A to A- or BBB- to BB+.</font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-family: 'Arial Narrow','sans-serif';" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">24</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
  </div>
  <div style="margin: 0px 0px 6px;"><font style="font-family: Arial,'sans-serif';"> income attributed to shareholders. The sensitivity of net income attributed to shareholders to changes in certain asset related assumptions underlying policy liabilities is
      shown below and assumes that there is a simultaneous change in the assumptions across all business units. </font></div>
  <div><font style="font-family: Arial,'sans-serif';"></font>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on income of the change in the value of the assets supporting
      policy liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific basis. Actual results can differ materially from these estimates
      for a variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity assumptions, actual experience differing from the assumptions, changes in
      business mix, effective tax rates and other market factors, and the general limitations of our internal models.</div>
    <div style="line-height: 15.75pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes to asset related assumptions supporting actuarial liabilities</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Increase (decrease) in after-tax net income attributed to shareholders</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">($ millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Increase</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Decrease</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Increase</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.75pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">Decrease</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">Asset related assumptions updated periodically in valuation basis changes</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 8.55pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">100 basis point change in future annual returns for public equities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 8.55pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">100 basis point change in future annual returns for ALDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">3,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(4,600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">4,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(5,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -4.65pt; margin-left: 4.65pt; line-height: 8.55pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">100 basis point change in equity volatility assumption for stochastic segregated
              fund modelling<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">(200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt; font-weight: bold;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">(200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 7.5pt;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div>
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              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee reserves and on other policy liabilities. Expected long-term
                annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at March 31, 2021, the growth rates inclusive of dividends in the major markets used in
                the stochastic valuation models for valuing segregated fund guarantees are 9.2% per annum in Canada, 9.6% per annum in the U.S. and 6.2% per annum in Japan. Growth assumptions for European equity funds are market-specific and vary between
                8.3% and 9.9%.</div>
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              <div style="line-height: 9.4pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; font-family: Arial,sans-serif; font-size: 7pt;">ALDA include commercial real estate, timber, farmland, infrastructure and private equities, some of which relate to oil and gas. Expected long-term return
                assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA. Annual best estimate return assumptions for ALDA and public
                equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our holding period. Over a 20-year horizon, our best estimate return assumptions range between 5.25% and 11.65%,
                with an average of 9.3% based on the current asset mix backing our guaranteed insurance and annuity business as of March 31, 2021. Our return assumptions including the margins for adverse deviations in our valuation, which take into account
                the uncertainty of achieving the returns, range between 2.5% and 7.5%, with an average of 6.1% based on the asset mix backing our guaranteed insurance and annuity business as of March 31, 2021<font style="font-family: Calibri,sans-serif;">.</font></div>
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              <div style="line-height: 9.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.4pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;">Volatility assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. The
                resulting volatility assumptions are 16.5% per annum in Canada and 17.1% per annum in the U.S. for large-cap public equities, and 19.1% per annum in Japan. For European equity funds, the volatility varies between 16.3% and 17.7%.</div>
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    </div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">D3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Accounting and reporting changes</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">For accounting and reporting changes during the quarter, refer to note 2 of our unaudited Interim Consolidated Financial Statements for the three months ended March
      31, 2021.</div>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;">In addition, we have provided enhanced disclosures on measurement uncertainty in notes 1 and 3 of our unaudited Interim Consolidated Financial Statements for the
      three months ended March 31, 2021.</div>
    <div style="line-height: 15.75pt; margin-bottom: 12pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">OTHER</font></div>
    <div style="line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Outstanding common shares &#8211; selected information</font></div>
    <div style="line-height: 14.3pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As at April 30, 2021 MFC had 1,941,985,571 common shares outstanding.</div>
    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Legal and regulatory proceedings</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can be found in note 12 of our
      unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2021.
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-size: 11pt; font-weight: bold;">E3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 11pt; font-weight: bold;">Performance and non-GAAP measures</font></div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt;">We use a number of non-GAAP financial measures to measure overall performance and to assess each of our businesses. A financial measure is considered a non-GAAP measure for Canadian securities law
        purposes if it is</div>
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    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
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        <div style="line-height: 9.1pt; margin-top: 2pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">25</font></div>
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  <div style="margin: 0px 0px 3px;"><font style="font-family: Arial,'sans-serif';">presented other than in accordance with generally accepted accounting principles used for the Company&#8217;s audited financial statements. Non-GAAP measures include: core
      earnings (loss); core ROE; diluted core earnings per common share; pre-tax core earnings; core earnings before income taxes, depreciation and amortization (&#8220;core EBITDA&#8221;); core EBITDA margin; core investment gains; core general expenses, constant
      exchange rate basis (measures that are reported on a constant exchange rate basis include percentage growth/decline in core earnings, core general expenses, pre-tax core earnings, sales, APE sales, gross flows, net flows, core EBITDA, new business
      value (&#8220;NBV&#8221;), assets under management, assets under management and administration (&#8220;AUMA&#8221;), average assets under management and administration (&#8220;average AUMA&#8221;) and Global Wealth and Asset Management revenue); assets under administration; expense
      efficiency ratio; assets under management and administration; assets under management; average AUMA, consolidated capital; embedded value; new business value; new business value margin (&#8220;NBV margin&#8221;); sales; APE sales; gross flows; net flows; and
      Manulife Bank average net lending assets. Non-GAAP financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be considered in isolation or as a
      substitute for any other financial information prepared in accordance with GAAP. </font>
    <div style="margin: 5px 0px 6pt; line-height: 14.9pt; font-family: Arial, 'sans-serif';"><font style="font-weight: bold;">Core earnings (loss)</font> is a non-GAAP measure which we believe aids investors in better understanding the long-term earnings
      capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating performance by excluding the direct impact of changes in equity markets and interest rates, changes in actuarial methods and assumptions as
      well as a number of other items, outlined below, that we believe are material, but do not reflect the underlying earnings capacity of the business. For example, due to the long-term nature of our business, the mark-to-market movements of equity
      markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net income attributed to shareholders. These
      reported amounts are not actually realized at the time and may never be realized if the markets move in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate how our businesses are performing from
      period-to-period and to compare our performance with other issuers<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core earnings as the basis for management planning
      and reporting and, along with net income attributed to shareholders, as a key metric used in our short and mid-term incentive plans at the total Company and operating segment level<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from macro-economic factors which can have a
      significant impact. See &#8220;Quarterly Financial Information&#8221; below for reconciliation of core earnings to net income (loss) attributed to shareholders<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Any future changes to the core earnings definition referred to below, will be disclosed.</div>
    <div style="line-height: 14.3pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-weight: bold;">Items included in core earnings:</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Expected earnings on in-force policies, including expected release of provisions for adverse deviation, fee income, margins on group business and spread
                business such as Manulife Bank and asset fund management.</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">2.</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Macro hedging costs based on expected market returns.</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">New business strain and gains.</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">4.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Policyholder experience gains or losses.</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">5.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.</div>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif;">6.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Up to $400 million of net favourable investment-related experience reported in a single year<font style="font-family: Calibri, sans-serif;">,</font> which
                are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter and up to $400
                million on a full year basis in the fourth quarter. Any i<font style="color: #000000;">nvestment-related experience losses reported </font><font style="color: #000000;">in a quarter will be offset against the net year-to-date
                  investment-related experience gains with the difference being included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related
                  experience will be positive through-the-business cycle. To the extent any investment-related experience losses cannot be fully offset in a quarter</font></div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">26</font></div>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

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              <div style="line-height: 14.9pt; margin-bottom: 2pt; color: #000000; font-family: Arial, sans-serif;"><br>
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              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;"><font style="color: #000000;">they will be carried forward to be offset against investment-related experience gains in subsequent quarters in the same year,
                  for purposes of determining core investment gains. Investment-related experience relates to fixed income investing, ALDA returns, credit experience and asset mix changes other than those related to a strategic change. An example of a
                  strategic asset mix change is outlined below</font><font style="font-family: Calibri, sans-serif;">.</font></div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 6pt;">&#8226;</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">This favourable and unfavourable investment-related experience is a combination of reported investment experience as well as the impact of investing
                activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings.</div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">The $400 million threshold represents the estimated average annualized amount of net favourable investment-related experience that the Company reasonably
                expects to achieve through-the-business cycle based on historical experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal year.</div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Our average net annualized investment-related experience calculated from the introduction of core earnings in 2012 to the end of 2020 was $380 million a
                decrease from the average of $527 million (2012-2019) due to losses on investment-related experience (compared with average gains in prior years, including the core investment gains)<font style="font-family: Calibri, sans-serif;">.</font></div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio asset mix supporting our legacy businesses was the first
                strategic asset mix change since we introduced the core earnings metric in 2012. <font style="color: #000000;">We refined our description of investment-related experience in 2017 to note that asset mix changes other than those related to a
                  strategic change are taken into consideration in the investment-related experience component of core investment gains.</font></div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding 20 years, for purposes of
                establishing the threshold, we look at a business cycle that is five or more years and includes a recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would adjust it, either to a
                higher or lower amount, in the future if we believed that our threshold was no longer appropriate.</div>
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              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the extent to which actual
                investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory or accounting changes.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z666b07d98a47447d9052cfca35b7aa95">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">7.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Earnings on surplus other than mark-to-market items. Gains on available-for-sale (&#8220;AFS&#8221;) equities and seed money investments in segregated and mutual funds
                are included in core earnings.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za5076b06d3004eeea7055934587107f0">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">8.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Routine or non-material legal settlements.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z09218515d7c745e29e1d3632ad721843">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">9.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial,sans-serif;">All other items not specifically excluded.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6fb6140419a5427d8f91b5e231f07a31">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">10.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial,sans-serif;">Tax on the above items.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf5cb158624314a649c869383a58c40b0">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">11.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial,sans-serif;">All tax related items except the impact of enacted or substantively enacted income tax rate changes.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.3pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-weight: bold;">Items excluded from core earnings:</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8dec2595682b4f0cab016aec451c9b23">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items listed below.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z18a737192ca047fdaeb79259a5b0dd91">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are dynamically hedged and the performance of
                the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks or measurements associated with the guarantees
                embedded in these products for a number of reasons, including: provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged, realized equity and interest rate volatilities and
                changes to policyholder behaviour.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="margin: 0px 0px 1px; line-height: 14.3pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">27</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;">
      <div> </div>
      <div> </div>
      <div> </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is calculated using the equity assumptions used in
                  the valuation of insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 14.9pt; margin-bottom: 2pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">2.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Net favourable investment-related experience in excess of $400 million per annum or net unfavourable investment-related experience on a year-to-date
                  basis.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and seed money investments in new
                  segregated or mutual funds.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Changes in actuarial methods and assumptions. As noted in the &#8220;Critical actuarial and accounting policies&#8221; section of our 2020 MD&amp;A, policy
                  liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be performed annually. The review is designed to
                  reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and selecting assumptions which represent a current
                  best estimate view of expected future experience, and margins that are appropriate for the risks assumed. Changes related to ultimate reinvestment rates (&#8220;URR&#8221;) are included in the direct impact of equity markets and interest rates and
                  variable annuity guarantee liabilities. By excluding the results of the annual reviews, core earnings assist investors in evaluating our operational performance and comparing our operational performance from period to period with other
                  global insurance companies because the associated gain or loss is not reflective of current year performance and not reported in net income in most actuarial standards outside of Canada.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">6.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Goodwill impairment charges.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">7.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Gains or losses on disposition of a business.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">8.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Material one-time only adjustments, including highly unusual/extraordinary and material legal settlements or other items that are material and exceptional
                  in nature.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">9.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 2pt; font-family: Arial, sans-serif;">Tax on the above items.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">10.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial,sans-serif;">Impact of enacted or substantially enacted income tax rate changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
      </div>
      <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div style="line-height: 14.3pt; margin-bottom: 10pt;"><br style="line-height: 14.3pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">28</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 13.4pt; margin-bottom: 8pt; font-family: Arial, sans-serif;">The following table summarizes for the past eight quarters core earnings and net income (loss) attributed to shareholders.</div>
    <div style="line-height: 14.3pt; margin-top: 6pt; font-family: Arial, sans-serif; font-weight: bold;">Total Company</div>
    <table cellspacing="0" cellpadding="0" id="z5a1492d223ae4d46aacd00230712cf5c" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" colspan="28" style="vertical-align: bottom;">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;"><br>
            </div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="30" rowspan="1" style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-family: Arial,'sans-serif'; font-weight: bold; font-size: 8pt;">Quarterly Results</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;















            <br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">570</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">571</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">559</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">489</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">491</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">494</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">520</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">471</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Canada</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">264</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">316</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">279</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">342</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">237</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">288</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">318</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">312</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">U.S.</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">501</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">479</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">498</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">602</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">416</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">489</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">471</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">441</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">312</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">304</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">308</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">238</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">250</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">265</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">281</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">242</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Corporate and Other (excluding</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; core investment gains)</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(191</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(159</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(114</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        </tr>
        <tr>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Core investment gains</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,474</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,561</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,028</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,452</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(608</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(289</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">146</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(323</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">390</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">73</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">792</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(389</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(144</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 20%;">
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(198</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 20%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">44</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">276</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">12</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">63</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Restructuring charge</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">72</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(42</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">783</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,780</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2,068</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">727</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,296</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,228</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">723</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,475</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif; font-weight: bold;">Asia</div>
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q20</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1Q20</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q19</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">570</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">571</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">559</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">489</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">491</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">494</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">520</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">471</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment-related experience</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">72</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">127</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">81</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(40</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">50</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">46</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(13</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">47</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
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            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">288</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(88</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">44</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(81</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(458</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">96</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(372</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(41</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">12</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">957</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">639</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">651</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">377</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">95</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">636</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">128</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">476</div>
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    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif; font-weight: bold;">Canada</div>
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">264</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">316</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">279</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">342</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">237</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">288</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">318</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">312</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; net income (loss) attributed to</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment-related experience</div>
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(65</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">332</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(28</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(186</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(378</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">69</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; font-size: 8pt; font-family: Arial,'sans-serif';" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif;">Direct impact of equity markets</div>
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          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(218</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(35</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(725</div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(335</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">7</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(108</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">15</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(4</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: top; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">628</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">142</div>
          </td>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">226</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(172</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">317</div>
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    <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
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    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif; font-weight: bold;"> <br>
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        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">29</font></div>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif; font-weight: bold;">U.S.</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z832d3ea663674473823406406cc05474">

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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1Q20</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q19</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">501</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">479</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">498</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">602</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">416</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">489</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">471</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">441</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment-related experience</div>
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">160</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">110</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">121</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(682</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(266</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">177</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(134</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">166</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
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            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(565</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(483</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">311</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(1,500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,702</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(515</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(66</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(173</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in actuarial methods</div>
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            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(301</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">71</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">262</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">63</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" style="vertical-align: top; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">96</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">106</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">891</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(1,580</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,852</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">143</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">342</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">502</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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    <div style="line-height: 14.3pt; margin-top: 12pt; font-family: Arial, sans-serif; font-weight: bold;">Global Wealth and Asset Management</div>
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1Q21</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q20</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1Q20</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q19</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Global WAM core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">312</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">304</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">308</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">265</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">281</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
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          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: top; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">312</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">304</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">308</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">265</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">281</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">243</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 15.75pt;"><br style="line-height: 15.75pt;">
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    <div style="line-height: 14.3pt; font-family: Arial, sans-serif; font-weight: bold;">Corporate and Other</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcddbab7161a44fa5baf8485da2696458">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="30">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Corporate and Other core income (loss) (excluding core investment
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(191</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(159</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(114</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Core investment gains (loss)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings (loss)</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(18</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(191</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(59</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(63</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other items to reconcile core</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; earnings (loss) to net income (loss)</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; attributed to shareholders:</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment-related experience</div>
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(90</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">16</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(27</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(8</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(95</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(69</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">283</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">78</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">273</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">127</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">279</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">64</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Changes in actuarial methods</div>
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          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">67</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">23</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Tax-related items and other</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">72</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(44</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Restructuring charge</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(115</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(563</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,550</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
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    </table>
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          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 8pt; margin-top: 2pt; margin-bottom: 12pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 2pt 0px 0px; line-height: 8pt; font-family: Arial, 'sans-serif'; font-size: 7pt;">The Corporate and Other segment includes earnings on assets backing capital net of amounts allocated to operating segments.</div>
            </td>
          </tr>

      </table>
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    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Core return on common shareholders&#8217; equity</font> (&#8220;core ROE&#8221;) is a non-GAAP profitability measure that presents core earnings
      available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE using average common shareholders&#8217; equity.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Diluted core earnings per common share</font> is core earnings available to common shareholders expressed per diluted weighted
      average common share outstanding.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company also uses financial performance measures that are prepared on a <font style="font-weight: bold;">constant exchange rate basis</font>, which are non-GAAP
      measures that exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level and from local currency to U.S. dollars in Asia). Quarterly amounts stated on a constant exchange rate basis in this MD&amp;A
      are calculated, as appropriate, using the income statement and balance sheet exchange rates effective for 1Q21. Measures that are reported on a constant exchange rate basis include growth in core earnings, core general expenses, pre-tax core
      earnings, sales, APE sales, gross flows, net flows, core EBITDA, new business value, assets under management, assets under management and administration, average assets under management and administration and Global Wealth and Asset Management
      revenue<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: Calibri, sans-serif;"> <br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">30</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;) </font>is a non-GAAP measure of the size of the Company. It is
      comprised of the non-GAAP measures assets under management (&#8220;AUM&#8221;), which includes both assets of general account and external client assets for which we provide investment management services, and assets under administration (&#8220;AUA&#8221;), which includes
      assets for which we provide administrative services only. Assets under management and administration is a common industry metric for WAM businesses.</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 14.3pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">Assets under management and administration</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions)</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total invested assets</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">397,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">410,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">405,329</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Segregated funds net assets</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">371,682</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">367,436</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">312,253</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Assets under management per financial statements</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">769,630</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">778,413</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">717,582</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mutual funds</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">249,137</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">238,068</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">195,249</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Institutional advisory accounts (excluding segregated funds)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">96,989</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">107,387</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">97,427</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other funds</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,611</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,880</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,613</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total assets under management</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,127,367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,134,748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,018,871</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other assets under administration</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">167,558</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">162,688</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">138,943</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Currency impact</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(16,168</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(92,954</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">AUMA at constant exchange rates</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,294,925</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,281,268</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,064,860</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Average assets under management and administration (&#8220;average AUMA&#8221;) </font>is a non-GAAP measure of the average of
      Global WAM&#8217;s AUMA during the reporting period. It is a measure used in analyzing and explaining fee income and earnings of our Global Wealth and Asset Management segment. It is calculated as the average of the opening balance of AUMA and the ending
      balance of AUMA using daily balances where available and month-end or quarter-end averages when daily averages are unavailable.</div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-weight: bold;">Manulife Bank average net lending assets </font>is a non-GAAP measure of the average of Manulife Bank&#8217;s loans and mortgages, net of allowances,
        otherwise known as net lending assets. It is a measure of the size of Manulife Bank&#8217;s portfolio of loans and mortgages and is used to analyze and explain its earnings. It is calculated as the quarter-end average of the opening and the ending
        balance of net lending assets.</div>
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Consolidated capital </font>is a non-GAAP measure. It serves as a foundation of our capital management activities
      at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the sum of (i) total equity
      excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges; and (ii) liabilities for capital instruments.</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">
            <div style="line-height: 14.3pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">Consolidated capital</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions)</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
            <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total equity</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">51,992</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">53,006</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">56,061</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Add AOCI loss on cash flow hedges</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">117</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">229</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">360</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Add qualifying capital instruments</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,432</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">7,829</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,796</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Consolidated capital</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">59,541</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">61,064</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">63,217</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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    </table>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Core EBITDA </font>is a non-GAAP measure which Manulife uses to better understand the long-term earnings capacity
      and valuation of our Global WAM business on a basis more comparable to how the profitability of global asset managers is generally measured. Core EBITDA presents core earnings before the impact of interest, taxes, depreciation, and amortization. Core
      EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred and amortized over the expected lifetime of the customer relationship under the CALM. Core EBITDA was selected as a key
      performance indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and core earnings is a primary profitability metric for the Company overall.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Core EBITDA margin </font>is a non-GAAP measure which Manulife uses to better understand the long-term profitability of our Global
      WAM business on a more comparable basis to how profitability of global asset managers are <br>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">31</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader">
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
      </div>
    </div>
    <div style="line-height: 14.3pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;"> <font style="font-weight: normal;">measured. Core EBITDA margin presents core earnings before the impact of interest, taxes,
        depreciation, and amortization divided by total revenue from these businesses. Core EBITDA margin was selected as a key performance indicator for our Global WAM business, as EBITDA margin is widely used among asset management peers, and core
        earnings is a primary profitability metric for the Company overall.</font></div>
    <div style="line-height: 14.3pt; margin-top: 6pt; color: #000000; font-family: Arial, sans-serif; font-weight: bold;">Global Wealth and Asset Management</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="ze42323b227d7463781cc70269d4b3314">

        <tr>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: center; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="25"><font style="font-weight: bold; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;



              Quarterly Results</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
          </td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1Q21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1Q20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2Q19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Core EBITDA</div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">459</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">446</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">381</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">390</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">391</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">375</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
            <div style="text-indent: -4.25pt; margin-left: 4.25pt; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Amortization of deferred acquisition</div>
            <div style="text-indent: -4.25pt; margin-left: 4.25pt; line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; costs and other depreciation</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(79</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(78</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(80</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(81</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(80</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(78</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(78</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(79</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Amortization of deferred sales</div>
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; commissions</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(26</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Core earnings before income taxes</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">364</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">361</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">345</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">278</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">288</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">294</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">307</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">276</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Core income tax (expense) recovery</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(52</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(57</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(37</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(40</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(38</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(29</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(26</font></div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 11.45pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Core earnings</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">312</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">304</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">308</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">238</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">265</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">281</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
            <div style="line-height: 11.45pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">242</div>
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          <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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    <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
    </div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Core EBITDA</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">469</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">459</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">446</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">381</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">390</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">391</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="border-top: #000000 solid 2px; vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">375</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-top: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,465</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,361</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Core EBITDA Margin</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">30.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">30.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">30.4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">28.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27.3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27.3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">28.7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26.9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">%</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div style="line-height: 14.9pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Expense efficiency ratio</font> is a non-GAAP measure which Manulife uses to measure progress towards our target to
      be more efficient. Efficiency ratio is defined as pre-tax general expenses included in core earnings (&#8220;core general expenses&#8221;) divided by the sum of core earnings before income taxes (&#8220;pre-tax core earnings&#8221;) and core general expenses<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Embedded value</font>&#160;<font style="font-weight: bold;">(&#8220;EV&#8221;)</font> is a measure of the present value of
      shareholders&#8217; interests in the expected future distributable earnings on in-force business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with future new business. EV is calculated as the
      sum of the adjusted net worth and the value of in-force business. The adjusted net worth is the IFRS shareholders&#8217; equity adjusted for goodwill and intangibles, fair value of surplus assets, the carrying value of debt and preferred shares, and local
      statutory balance sheet, regulatory reserve, and capital for Manulife&#8217;s Asian business. The value of in-force business in Canada and the U.S. is the present value of expected future IFRS earnings on in-force business less the present value of the
      cost of holding capital to support the in-force business under the LICAT framework. The value of in-force business in Asia reflects local statutory earnings and capital requirements. The value of in-force business excludes our Global WAM, Manulife
      Bank and Property and Casualty Reinsurance businesses.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;) </font>is the change in embedded value as a result of sales in the reporting period. NBV is calculated as
      the present value of shareholders&#8217; interests in expected future distributable earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions used in the calculation of
      embedded value. <font style="color: #000000;">NBV excludes businesses with&#160;immaterial insurance risks, such as the Company&#8217;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses.</font> NBV is a useful metric to
      evaluate the value created by the Company&#8217;s new business franchise<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">New business value margin (&#8220;NBV margin&#8221;) </font>is calculated as NBV divided by APE excluding non-controlling interests. APE is
      calculated as 100% of annualized first year premiums for recurring premium products, and as 10% of single premiums for single premium products. Both NBV and APE used in the NBV margin calculation are after non-controlling interests and exclude our
      Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses. NBV margin is a useful metric to help understand the profitability of our new business.</div>
    <div style="line-height: 14.9pt; font-family: Arial, sans-serif; font-weight: bold;">Sales are measured according to product type:</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single premiums. For individual insurance, new annualized premiums
      reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single premium product, e.g. travel insurance. Sales are reported
      gross before the impact of reinsurance.</div>
    <font style="font-family: Calibri, sans-serif;"></font><br>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: Calibri, sans-serif;"> <br>
      </font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: Calibri, sans-serif;"> <br>
      </font></div>
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      <div id="DSPFPageFooter">
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">32</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
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    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 14.9pt; margin-bottom: 6pt;">For group insurance, sales include new annualized premiums and administrative services only premium equivalents on new cases, as well as the addition of new coverages and amendments to contracts,
        excluding rate increases.</div>
      <div style="line-height: 14.9pt; margin-bottom: 6pt;">APE sales are comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both insurance and insurance-based wealth accumulation products<font style="font-family: Calibri, sans-serif;">.</font></div>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we discontinued sales of new Variable Annuity
      contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Bank new lending volumes include bank loans and mortgages authorized in the period.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Gross flows</font> is a new business measure presented for our Global WAM business and includes all deposits into mutual funds,
      college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Gross flows is a common industry metric for WAM businesses as it provides a measure of how successful the businesses are
      at attracting assets.</div>
    <div style="line-height: 14.9pt; margin-bottom: 12pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Net flows</font> is presented for our Global WAM business and includes gross flows less redemptions for mutual funds, college
      savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a common industry metric for WAM businesses as it provides a measure of how successful the businesses are at
      attracting and retaining assets. When gross flows exceed redemptions, net flows will be positive and will be referred to as net inflows. Conversely, when redemptions exceed gross flows, net flows will be negative and will be referred to as net
      outflows<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;">From time to time, MFC makes written and/or oral forward-looking statements, including in this document. In addition, our representatives may make forward-looking
      statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S. Private Securities Litigation Reform Act of 1995.</div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;">The forward-looking statements in this document include, but are not limited to, statements with respect to the expected annual savings related to actions taken in
      1Q21 and,<font style="font-weight: bold;">&#160;</font>also relate to, among other things, our objectives, goals, strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such as &#8220;may&#8221;,
      &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the negative
      thereof) and words and expressions of similar import, and include statements concerning possible or assumed future results. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve
      risks and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as confirming market or analysts&#8217; expectations in any way<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;">Certain material factors or assumptions are applied in making forward-looking statements and actual results may differ materially from those expressed or implied in
      such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to: general business and economic conditions (including but not limited to the performance, volatility and
      correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and creditworthiness of guarantors, reinsurers and counterparties); the severity, duration and spread of the
      COVID-19 outbreak, as well as actions that have been, or may be taken by governmental authorities to contain COVID-19 or to treat its impact; changes in laws and regulations; changes in accounting standards applicable in any of the territories in
      which we operate; changes in regulatory capital requirements; our ability to execute strategic plans and changes to strategic plans; downgrades in our financial strength or credit ratings; our ability to maintain our reputation; impairments of
      goodwill or intangible assets or the establishment of provisions against future tax assets; the accuracy of estimates relating to morbidity, mortality and policyholder behaviour; the accuracy of other estimates used in applying accounting policies,
      actuarial methods and embedded value methods; our ability to implement effective <br>
    </div>
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        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">33</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
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    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;"> hedging strategies and unforeseen consequences arising from such strategies; our ability to source appropriate assets to back our long-dated liabilities; level of
      competition and consolidation; our ability to market and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of businesses; the realization of
      losses arising from the sale of investments classified as available-for-sale; our liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates when required; obligations to pledge additional
      collateral; the availability of letters of credit to provide capital management flexibility; accuracy of information received from counterparties and the ability of counterparties to meet their obligations; the availability, affordability and
      adequacy of reinsurance; legal and regulatory proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to the changing market; our ability to attract and retain key executives, employees and
      agents; the appropriate use and interpretation of complex models or deficiencies in models used; political, legal, operational and other risks associated with our non-North American operations; acquisitions and our ability to complete acquisitions
      including the availability of equity and debt financing for this purpose; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems; environmental concerns; our ability to protect our intellectual property and
      exposure to claims of infringement; and our inability to withdraw cash from subsidiaries<font style="font-family: Calibri, sans-serif;">.</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 4pt; font-family: Arial, sans-serif;">Additional information about material risk factors that could cause actual results to differ materially from expectations and about material factors or assumptions
      applied in making forward-looking statements may be found in this document under &#8220;Risk Management and Risk Factors Update&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221;, under &#8220;Risk Factors and Risk Management&#8221; and &#8220;Critical Actuarial and
      Accounting Policies&#8221; in the Management&#8217;s Discussion and Analysis in our most recent annual report and, in the &#8220;Risk Management&#8221; note to the consolidated financial statements in our most recent annual and interim reports and elsewhere in our filings
      with Canadian and U.S. securities regulators.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof and are presented for the purpose of assisting investors
      and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes. We do not undertake to update any forward-looking
      statements, except as required by law.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><br>
      <div><br>
        <div><br>
        </div>
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        </div>
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        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <br>
      </div>
      <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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          </div>
        </div>
        <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 8pt;">Manulife Financial Corporation &#8211; First Quarter 2021</div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">34</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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    </div>
    <div style="line-height: 12.55pt; margin-bottom: 10pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Quarterly financial information</font></div>
    <div style="margin-right: 1.8pt; line-height: 14.3pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table provides summary information related to our eight most recently completed quarters.</div>
    <table cellspacing="0" cellpadding="0" id="zaf186a52f9ac433fa2ab65f1f75541da" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">As at and for the three months ended</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Mar 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Dec 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Sept 30,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Jun 30,</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Mar 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Dec 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Sept 30,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Jun 30,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">($ millions, except per share amounts or</div>
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          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">8,986</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,651</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">5,302</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">7,560</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,454</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,373</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">7,696</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">622</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,026</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,323</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">6,006</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,233</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,355</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,691</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Investment income</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">3,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4,366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">5,262</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3,932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3,710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Realized and unrealized gains and losses</div>
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">&#160; on assets supporting insurance and</div>
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">&#160; investment contract liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">(17,056</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,683</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">11,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(4,503</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">6,592</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">7,185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,749</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,634</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">17,869</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">13,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">27,486</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">11,172</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">22,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">22,220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Income (loss) before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">872</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,065</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,170</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">832</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,756</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Income tax (expense) recovery</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(224</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(381</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">7</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(89</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(240</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,841</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,789</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">839</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,136</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">615</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,516</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">783</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,780</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">727</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">723</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,475</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Reconciliation of core earnings to </div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; net income attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Total core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">1,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,474</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,561</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,028</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,452</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="text-indent: -3.85pt; margin-left: 3.85pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Other items to reconcile net income</div>
            <div style="text-indent: -3.85pt; margin-left: 3.85pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">&#160; attributed to shareholders to core</div>
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Investment-related experience outside of</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">&#160; core earnings</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">585</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">147</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(916</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">182</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">146</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">390</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">792</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
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            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">&#160; assumptions</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Calibri, sans-serif; font-size: 6.5pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(198</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Reinsurance transactions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">44</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">276</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">12</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">63</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Restructuring charge</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">(115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Tax-related items and other</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Calibri, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">72</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">(8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">727</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">723</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,475</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Basic earnings (loss) per common</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">0.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.90</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.04</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.61</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted earnings (loss) per common</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">0.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.89</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.04</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.61</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Segregated funds deposits</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">12,395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,741</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">8,784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">11,215</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,417</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">9,398</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Total assets (in billions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">859</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">880</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">876</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">831</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">812</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">790</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Weighted average common shares</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; (in millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">1,941</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,939</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,943</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,961</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,965</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted weighted average common</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shares (in millions)</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">1,945</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,943</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,942</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,941</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,947</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,953</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,965</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1,969</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Dividends per common share</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">0.280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">0.250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Financial</div>
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; Position</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">1.2575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.2732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3339</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3628</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.4187</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.2988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3243</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3087</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">1.2660</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3030</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3321</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">1.3854</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.4pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S. Bank-Owned Life Insurance of US$2.4 billion in the third quarter
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              <div style="line-height: 9.4pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
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              <div style="margin: 0px 0px 1px; line-height: 9.4pt; font-family: Arial, 'sans-serif'; font-size: 7pt;">For explanations of other items, see &#8220;Items excluded from core earnings&#8221; table in section A1 &#8220;Profitability&#8221; and for an operating segment
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    <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">E6</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Other</font></div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">No changes were made in our internal control over financial reporting during the three months ended March 31, 2021, that have materially affected or are reasonably
      likely to materially affect our internal control over financial reporting.</div>
    <div style="line-height: 14.9pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As in prior quarters, MFC&#8217;s Audit Committee reviewed this MD&amp;A and the unaudited interim financial report and MFC&#8217;s Board of Directors approved this MD&amp;A
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    <br>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,443</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,167</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Debt securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">206,741</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">218,724</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Public equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,509</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">23,722</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">50,134</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">50,207</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">41,351</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">40,756</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Policy loans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,290</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">6,398</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Loans to bank clients</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,105</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,976</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Real estate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">12,697</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">12,832</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">30,678</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">30,195</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets (note 3)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">397,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">410,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Other assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Accrued investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2,523</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Outstanding premiums</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,444</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivatives (note 4)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27,793</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reinsurance assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">45,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">45,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Deferred tax assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Goodwill and intangible assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9,785</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">9,929</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Miscellaneous</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9,423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">9,569</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total other assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">89,382</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">101,936</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets (note 14)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">859,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">880,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Liabilities and Equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Insurance contract liabilities (note 5)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">366,371</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">385,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment contract liabilities (note 5)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Deposits from bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">20,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">20,889</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivatives (note 4)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">11,972</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">14,962</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Deferred tax liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,058</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2,614</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,173</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">18,607</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">421,817</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">445,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Long-term debt (note 7)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">6,164</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Capital instruments (note 8)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">7,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">7,829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net liabilities (note 14)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">807,020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">827,343</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Preferred shares and other equity (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,804</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common shares (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">23,042</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Contributed surplus</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders' retained earnings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">19,083</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">18,887</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders' accumulated other comprehensive income (loss):</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Pension and other post-employment plans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Available-for-sale securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(850</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,838</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Cash flow hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(229</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Real estate revaluation reserve</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Translation of foreign operations</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4,993</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total shareholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">51,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">52,335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Participating policyholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(794</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">51,992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">53,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total liabilities and equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">859,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">880,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="8" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;">
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            <td style="width: 56.13%; vertical-align: bottom;"><img src="rg.jpg"> <br>
            </td>
            <td style="width: 33.51%; vertical-align: bottom;"><img src="cassidyj.jpg"> <br>
            </td>
            <td style="width: 10.36%; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 56.13%; vertical-align: middle;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Roy Gori</div>
            </td>
            <td colspan="2" style="width: 43.87%; vertical-align: middle;">
              <div style="margin-left: 25.5pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">John Cassaday</div>
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          <tr>
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              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-style: italic;">President and Chief Executive Officer</div>
            </td>
            <td colspan="2" style="width: 43.87%; vertical-align: middle;">
              <div style="margin-left: 25.5pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-style: italic;">Chairman of the Board of Directors</div>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    </div>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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    <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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            <div style="line-height: 13.7pt; color: #000000; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
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            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(Canadian $ in millions except per share amounts, unaudited)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross premiums</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">10,725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Premiums ceded to reinsurers</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,384</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(1,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net premiums</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">9,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Investment income (note 3)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.35pt; margin-left: 21.35pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract</div>
            <div style="text-indent: -3.35pt; margin-left: 26.15pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;liabilities and on the macro hedge program</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(17,056</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">4,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net investment income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(13,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">7,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other revenue (note 10)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">To contract holders and beneficiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross claims and benefits (note 5)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">7,643</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">7,655</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(13,025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">8,100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Benefits and expenses ceded to reinsurers</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,788</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(1,829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net benefits and claims</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(7,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">14,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">General expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,032</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,845</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Investment expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">510</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commissions</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,677</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,555</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest expense</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">369</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net premium taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">105</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">18,473</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Income before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">872</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Income tax (expense) recovery</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">865</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to:</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">91</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,296</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">865</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net income attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">783</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,296</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Preferred share dividends</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(43</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Common shareholders' net income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">740</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,253</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Earnings per share</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Basic earnings per common share (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">0.38</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">0.64</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Diluted earnings per common share (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">0.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">0.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Dividends per common share</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">0.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">0.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="8" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>

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    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">37</font></div>
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        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
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    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
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        <tr>
          <td valign="bottom" colspan="4" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 13.7pt; color: #000000; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Comprehensive Income</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">865</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Other comprehensive income (loss) ("OCI"), net of tax</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Items that may be subsequently reclassified to net income:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Foreign exchange gains (losses) on:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Translation of foreign operations</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(905</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,769</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net investment hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">96</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;Available-for-sale financial securities:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized gains (losses) arising during the period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,645</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Reclassification of net realized (gains) losses and impairments to net income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(48</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(342</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Cash flow hedges:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized gains (losses) arising during the period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(191</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Reclassification of realized gains (losses) to net income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Share of other comprehensive income (losses) of associates</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total items that may be subsequently reclassified to net income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3,388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">5,666</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Items that will not be reclassified to net income:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Change in pension and other post-employment plans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Real estate revaluation reserve</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total items that will not be reclassified to net income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Other comprehensive income (loss), net of tax</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3,314</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">5,661</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total comprehensive income (loss), net of tax</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,449</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">6,768</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total comprehensive income (loss) attributed to:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">88</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(145</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 18pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">6,956</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt; margin-top: 18pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z5d46e503d4864c21ad26b721f21f3b12" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" colspan="4" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 13.7pt; color: #000000; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Income Taxes included in Other Comprehensive Income</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Income tax expense (recovery) on:</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized gains/losses on available-for-sale financial securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(451</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">607</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="text-indent: -4.65pt; margin-left: 4.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reclassification of realized gains/losses and recoveries/impairments to net income on available-for-</div>
            <div style="text-indent: -4.65pt; margin-left: 8.7pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">sale financial securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized gains/losses on cash flow hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(68</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Reclassification of realized gains/losses to net income on cash flow hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized foreign exchange gains/losses on translation of foreign operations</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Unrealized foreign exchange gains/losses on net investment hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(55</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Share of other comprehensive income (loss) of associates</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in pension and other post-employment plans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(1</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">353</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="8" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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            <div style="line-height: 13.7pt; color: #000000; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Changes in Equity</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Preferred shares and other equity</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,822</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,822</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Issued during the period (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Issuance costs, net of tax</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(18</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,804</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Common shares</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23,042</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">23,127</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Repurchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(121</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Issued on exercise of stock options and deferred share units</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">23,025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Contributed surplus</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">254</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Exercise of stock options and deferred share units</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Stock option expense</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">254</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Shareholders' retained earnings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,887</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">15,488</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net income attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common shares repurchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(132</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Preferred share dividends</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common share dividends</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(544</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(540</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">19,083</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">16,069</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Shareholders' accumulated other comprehensive income (loss) ("AOCI")</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,323</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">6,447</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in unrealized foreign exchange gains (losses) of net foreign operations</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3,313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in actuarial gains (losses) on pension and other post-employment plans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in unrealized gains (losses) on available-for-sale financial securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(217</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in real estate revaluation reserve</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Share of other comprehensive income (losses) of associates</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,013</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">12,107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total shareholders' equity, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">51,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">55,277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Participating policyholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(243</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net income (loss) attributed to participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other comprehensive income (losses) attributed to policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(794</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,211</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net income attributed to non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other comprehensive income (losses) attributed to non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
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    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
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          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">865</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,107</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(13,025</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">8,100</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">46</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance transactions (note 5)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">158</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">117</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">34</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">28</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">132</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">174</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,313</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(4,304</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(506</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">451</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Stock option expense</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Cash provided by operating activities before undernoted items</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">5,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,086</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(953</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,891</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(33,231</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(26,984</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Disposals and repayments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">24,098</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">28,625</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in investment broker net receivables and payables</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">311</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net cash flows from acquisition and disposal of subsidiaries and businesses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(8,899</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,952</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Redemption of capital instruments (note 8)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Secured borrowing</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but not yet purchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(846</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Lease payments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(583</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common shares repurchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(253</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common shares issued, net (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Preferred shares and other equity issued, net (note 9)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,982</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(958</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) during the period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">5,763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1,092</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,583</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">21,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">26,167</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">20,300</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(584</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(752</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,583</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19,548</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27,087</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(684</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">21,680</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; margin-bottom: 1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information</div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest received</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,749</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,685</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest paid</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">189</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">294</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Income taxes paid<br>
            </div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">52</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="8" style="vertical-align: bottom;">
            <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
            <div style="text-align: justify; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">40</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
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      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">CONDENSED NOTES TO INTERIM CONSOLIDATED FINANCIAL STATEMENTS</div>
    <div style="line-height: 10.25pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif;">(</font>Canadian $ in millions except per share amounts or unless otherwise stated, unaudited)</div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z17eaa7105eaf4184945f0196ab4b9b10">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 1</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Nature of Operations and Significant Accounting Policies</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf6c13c7a9e4b4d57a3f72ac5df6d5d7c">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Reporting entity</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly traded company and the holding company of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;), a Canadian life
      insurance company<font style="font-family: 'Times New Roman', serif;">.</font> MFC and its subsidiaries (collectively, &#8220;Manulife&#8221; or the &#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United States.
      Manulife&#8217;s international network of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset management services to institutional customers.&#160;
      The Company operates as Manulife in Canada and Asia and as John Hancock in the United States.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">These Interim Consolidated Financial Statements and condensed notes have been prepared in accordance with International Accounting Standard (&#8220;IAS&#8221;) 34 &#8220;Interim
      Financial Reporting&#8221; as issued by the International Accounting Standards Board (&#8220;IASB&#8221;), using accounting policies which are consistent with those used in the Company&#8217;s 2020 Annual Consolidated Financial Statements, except as disclosed in note 2.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">These Interim Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements for the year ended December 31, 2020,
      included on pages 103 to 186 of the Company&#8217;s 2020 Annual Report, as well as the disclosures on risk in denoted components of the &#8220;Risk Management' and Risk Factors&#8221; section the First Quarter 2021 Management&#8217;s Discussion and Analysis. These risk
      disclosures are an integral part of these Interim Consolidated Financial Statements.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">These Interim Consolidated Financial Statements as at and for the three months ended March 31, 2021 were authorized for issue by MFC&#8217;s Board of Directors on May 5,
      2021.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z301c1798ddb14d32b35522a100acad9f">

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            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Basis of preparation</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Refer to note 1 of the 2020 Consolidated Financial Statements for a summary of the most significant estimation processes used in the preparation of the Consolidated
      Financial Statements under IFRS and description of the Company&#8217;s measurement techniques in determining carrying values and respective fair values of its assets and liabilities.</div>
    <div style="line-height: 13.7pt; font-family: Arial, sans-serif;">The Company&#8217;s results and operations have been and may continue to be adversely impacted by the COVID-19 pandemic and the recent economic downturn. Uncertainty regarding key inputs used
      in establishing the carrying amounts of certain invested assets are outlined in note 3. The Company has applied appropriate measurement techniques using reasonable judgments and estimates from a market participant perspective to reflect current
      economic conditions. The impact of these techniques has been reflected in these Interim Consolidated Financial Statements. Changes in the inputs used could materially impact the respective carrying values.</div>
    <div style="line-height: 13.7pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 13.7pt; font-family: Arial, sans-serif;"> <br>
    </div>
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    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">41</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 2</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Accounting and Reporting Changes</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc52bcb9c3e8844648e36cb445e47b60d">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Changes in accounting and reporting policy</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5e4bddb69b45455e9384fee883456f34">

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            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 14.3pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">(I)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 14.3pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">Interest Rate Benchmark Reform Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16 were issued in August 2020, are related to interest rate benchmark reform and are effective retrospectively
      for annual periods beginning January 1, 2021. The amendments provide relief from modification of financial assets and liabilities, and discontinuation of hedge relationships, when changing risk free interest rate benchmarks due to interest rate
      benchmark reform. The amendments include a practical expedient to treat changes in risk free rates as a change to a floating interest rate with an update to the effective rate of interest, rather than as a change in future cash flows which might
      require adjustments to carrying values through recording a modification gain or loss. The Company&#8217;s exposure to these changes through invested assets, derivatives and subordinate debt is not significant and has not resulted in significant changes to
      the Company&#8217;s risk management strategies.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zca570f0942a346b09eb0ee1715e94cb8">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Future accounting and reporting changes</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7aab726c582444cc8a44ed6bdbc3fe40">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">(I)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221;</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221; and IFRS Practice Statement 2 &#8220;Making Materiality Judgements&#8221; were issued in February 2021 and are
      effective prospectively on or after January 1, 2023 with earlier application permitted. The amendments address the process of selecting accounting policy disclosures, which will be based on assessments of the materiality of the accounting policies to
      the entity&#8217;s financial statements. Adoption of these amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial Statements<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc19dd0b929f8410a9d03245cc3040cd5">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-weight: bold;">(II)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-weight: bold;">Amendments to IAS 8 &#8220;Accounting Policies, Changes to Accounting Estimates and Errors&#8221;</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Amendments to IAS 8 &#8220;Accounting Policies, Changes to Accounting Estimates and Errors&#8221; were issued in February 2021, and are effective prospectively on or after
      January 1, 2023, with earlier application permitted. The amendments include new definitions of estimate and change in accounting estimate, intended to help clarify the distinction among changes in accounting estimates, changes in accounting policies,
      and corrections of errors. Adoption of these amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial Statements<font style="font-family: 'Times New Roman', serif;">.<br>
        <br>
      </font></div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: 'Times New Roman', serif;"> <br>
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        <br>
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      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">42</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
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    <div style="line-height: 10.25pt; margin-bottom: 10pt;"><br style="line-height: 10.25pt;">
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    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="zdd53c33d6fc14d7bab137776da543f11">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 3</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Invested Assets and Investment Income</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z97dd4129691843b4a6d32bd4e19dbdfe">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Carrying values and fair values of invested assets</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z359c1000ba404892b32f3da8aff39d01" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">carrying</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">14,336</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,798</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Canadian government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">19,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,257</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23,379</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">23,379</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9,895</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">17,848</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">27,743</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">27,743</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,727</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,688</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,415</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,415</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Corporate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">122,986</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">7,298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">130,284</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">130,284</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mortgage/asset-backed securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">140</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Public equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,561</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,509</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,509</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">50,134</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">50,134</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">52,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">41,351</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">41,351</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">45,374</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Policy loans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,290</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,290</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">6,290</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Loans to Bank clients</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,105</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,105</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,109</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Real estate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Own use property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,816</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,816</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,963</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,881</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">16,985</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">26,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">27,492</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Various other</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">145</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">215,897</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">50,213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">131,838</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">397,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">406,410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"><br>
            </div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">carrying</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,079</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">18,314</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,774</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,167</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,167</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Canadian government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,667</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,548</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">25,215</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">25,215</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,449</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,787</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">31,236</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">31,236</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,732</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,613</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">24,345</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">24,345</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">128,297</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,566</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">134,863</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">134,863</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mortgage/asset-backed securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,916</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">149</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,065</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,065</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Public equities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22,071</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,651</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">23,722</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">23,722</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">50,207</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">50,207</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">54,230</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">40,756</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">40,756</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">47,890</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Policy loans</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Loans to Bank clients</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,976</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,976</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,982</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Real estate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Own use property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,850</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,850</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,017</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">16,183</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">88</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">9,901</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">26,172</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">27,029</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Various other</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">145</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,878</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,023</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,023</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">223,539</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">55,716</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">131,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">410,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">424,164</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd9547e855435492f81c8d9e6496900f3">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">FVTPL classification was elected for securities backing insurance contract liabilities to substantially reduce any accounting mismatch arising
                from changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and instead the available-for-sale (&#8220;AFS&#8221;) classification was selected, there would be
                an accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za42cda3cff674776a5754ed25a7f4027">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Securities that are designated as AFS are not actively traded by the Company<font style="font-family: 'Times New Roman',serif;">,</font> but sales do occur as
                circumstances warrant. Such sales result in a reclassification of any accumulated unrealized gain (loss) in <font style="font-family: 'Times New Roman',serif;">AOCI to net income as a realized gain (loss).</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zaf749effa62b4d42968d99b8acf0dc53">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,'sans-serif'; font-size: 7pt;">Primarily includes assets classified as loans and carried at amortized cost, own use properties, investment properties, equity method accounted investments, oil
                and gas investments, and leveraged leases.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7d83bea9681943eb997184ca222eff7a">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Includes short-term securities with maturities of less than one year at acquisition amounting to $6,165 (December 31, 2020 &#8211; $7,062) cash equivalents with
                maturities of less than 90 days at acquisition amounting to $10,480 (December 31, 2020 &#8211; $13,331) and cash of $5,798 (December 31, 2020 &#8211; $5,774).</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdd15b62fb9404bc2b224610b1fd0ea18">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Debt securities include securities which were acquired with maturities of less than one year and less than 90 days of $2,353 and $169, respectively (December 31,
                2020 &#8211; $1,971 and $129, respectively).</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Floating rate invested assets above which are subject to interest rate benchmark reform, but have not yet transitioned to replacement reference rates, include&#160;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">43</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader" style="width: 100%;"></div>
      </div>
      <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z82517088a09e4c38b53f7c9b137f8c80">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;"> <br>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">debt securities benchmarked to CDOR and USD LIBOR of $111 and $816 (December 31, 2020 - $109 and $842 respectively), and private placements benchmarked to USD
                LIBOR, AUD BBSW and NZD BKBM of $1,687, $179 and $46 (December 31, 2020 - $1,710, $180 and $46, respectively).<font style="font-size: 10pt;">&#160;</font>Exposures indexed to USD LIBOR represent floating rate invested assets with a maturity date
                beyond June 30, 2023 while all other exposures represent floating rate invested assets with a maturity date beyond December 31, 2021. The interest rate benchmark reform is expected to have an impact on the valuation of invested assets whose
                value is tied to the affected interest rate benchmarks. The Company has assessed its exposure at the contract level, by benchmark and instrument type, and existing contracts&#8217; assessment is nearing completion. The Company is monitoring
                market developments with respect to alternative reference rates and the time horizon during which they will evolve. As of March 31, 2021, the interest rate benchmark reform has not resulted in significant changes in the Company&#8217;s risk
                management strategy.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z930681d9d0854482b491fc8601721004">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Alternative long-duration assets (&#8220;ALDA&#8221;) Include investments in private equity of $8,544, infrastructure of $9,538, oil and gas of $1,685,
                timber and agriculture of $4,772 and various other invested assets of $2,129 (December 31, 2020 &#8211; $7,954, $9,127, $2,296, $4,819 and $1,976, respectively).</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zcfe0a9e61bcd48c395e658b7d9c5888c">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Investment income</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z6c3ebc703bf84762a8b6269f9e2aa99f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,894</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">2,933</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Dividend and rental income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">689</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">488</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Impairments, provisions and recoveries, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(547</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Realized and unrealized gains (losses) on surplus assets excluding the macro hedge program<br>
            </div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="text-indent: -4.2pt; margin-left: 4.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities and, on the
              macro hedge program</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(9,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(3,144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Public equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(3,246</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">222</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(156</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Real estate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(41</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">86</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">662</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(341</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
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        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Derivatives, including macro hedge program</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(9,381</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">11,405</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(17,055</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">4,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(13,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">7,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">44</font></div>
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        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z03533cc0e0184dc89dfe6de3c8669dd4">

          <tr>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,309</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,309</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,336</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,336</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,798</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,798</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Debt securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">FVTPL</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Canadian government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,122</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,122</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9,895</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9,895</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,727</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,727</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Corporate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">122,986</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">122,940</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">46</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,125</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,125</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other asset-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,646</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,609</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">37</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,257</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,257</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">17,848</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">17,848</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,688</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,688</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Corporate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,298</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,296</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">88</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">88</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other asset-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">51</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">51</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Public equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">22,948</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">22,948</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,561</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,559</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,881</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,881</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,928</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">102</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,826</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">371,682</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">332,321</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">35,166</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,195</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">657,184</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">363,728</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">258,469</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">34,987</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div><br>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">45</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,079</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,079</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">18,314</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">18,314</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,774</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,774</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Canadian government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,667</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,667</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,449</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,449</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,732</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,732</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Corporate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">128,297</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">127,787</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">510</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,172</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,172</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other asset-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,735</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,690</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">45</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">AFS</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Canadian government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,548</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,548</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">U.S. government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,787</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,787</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other government and agency</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,613</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,613</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Corporate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,566</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,563</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">93</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">93</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other asset-backed securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">55</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">55</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Public equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">FVTPL</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22,071</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22,071</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,651</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,651</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,149</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,049</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">327,437</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">35,797</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,202</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">666,180</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">357,033</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">274,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">34,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z73b9f30bedca4bbf86404ebb64ec3493">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">For real estate investment properties, the significant unobservable inputs are capitalization rates (ranging from 2.75% to 9.00% during the
                period and ranging from 2.75% to 8.50% during the year 2020) and terminal capitalization rates (ranging from 3.25% to 9.25% during the period and ranging from 3.25% to 9.25% during the year 2020). Holding other factors constant, a lower
                capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in unobservable inputs generally cannot be extrapolated because the relationship
                between the directional changes of each input is not usually linear.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zacdbefe877f94677aa6559b505be84a5">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Other invested assets measured at fair value are held primarily in the power and infrastructure and timber sectors. The significant inputs used in the valuation of
                the Company&#8217;s power and infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other factors constant, an increase to future distributable cash flows or terminal values would
                tend to increase the fair value of a power and infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the period ranged from 7.25% to 15.6% (for the year ended December 31,
                2020 &#8211; ranged from 7.00% to 15.6%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in estimates by project. The significant inputs used in the valuation of the Company&#8217;s investments in
                timberland are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in the discount rates would have the opposite
                effect. Discount rates during the period ranged from 5.0% to 7.0% (for the year ended December 31, 2020 &#8211; ranged from 5.0% to 7.0%). A range of prices for timber is not meaningful as the market price depends on factors such as property
                location and proximity to markets and export yards.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6ee3a0edea3a45ff85ad76a76fe24d65">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3 segregated funds assets are predominantly invested in investment
                properties and timberland properties valued as described above.</div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div><br>
    <font style="font-family: Arial,'sans-serif';"> As a result of COVID-19 and the recent economic downturn, significant measurement uncertainty exists in determining the fair value of real estate and other invested assets. For the methodologies used in
      determining carrying values of the invested assets, refer to note 1 of the 2020 Consolidated Financial Statements. </font>
    <div style="line-height: 16.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <p class="IFRS" style="line-height:120%"><b>Real Estate</b> <b>&#8211;</b> For real estate investment properties, valuation inputs include existing and assumed tenancies, market data from recent comparable transactions, future economic outlook and market
        risk assumptions, capitalization rates and internal rates of return. Measurement uncertainty is partially driven by a reduction in the availability of information, which could have a negative impact on the future carrying value of these assets.</p>
      <p class="IFRS" style="line-height:120%"><b>Timberland and Farmland</b> <b>&#8211;</b> For investments in timberland and farmland, valuation inputs include asset-specific production, relevant commodity prices and discount rates. There has been an increase
        in uncertainty regarding these inputs used, which could have a negative impact on the future carrying value of these assets.</p>
    </div>
    <div style="line-height: 16.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <font style="font-weight: bold;">Private Equity &#8211;</font> Included in the Company&#8217;s private equity investments are assets valued primarily based on net</div>
    <br>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">46</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">asset value as per financial statements provided by third party general partners or sponsors and reasonable techniques from a market participant perspective<font style="font-family: 'Times New Roman', serif;">.</font> Significant measurement uncertainty relating to volatility in underlying markets as well as the current absence of information from third parties could have an impact on the future carrying
      value of these assets<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Infrastructure &#8211; </font>For infrastructure investments, valuation is largely based on discounted cash flow techniques reflecting
      estimates regarding future cash flows, terminal values and discount rates. These assets are defensive in nature and are supported by existing contractual revenue streams. There has been an increase in uncertainty regarding critical valuation inputs
      listed, partially driven by a reduction in the availability of information, which could have a negative impact on the future carrying value of these assets<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Oil and Gas &#8211;</font> Investments in oil and gas comprise primarily of private equity interests. These investments are valued largely
      based on financial statements and inputs provided by third party general partners and sponsors of the respective funds. Significant measurement uncertainty relating to future prices for relevant commodities as well as the current absence of
      information from third parties could have an impact on the future carrying value of these assets.</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents fair value of invested assets not measured at fair value by the fair value hierarchy.</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="zf5ebe19c8cf341c6ba0b2dc0e01d61c5" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Carrying</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">50,134</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">52,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">52,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">41,351</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45,374</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39,056</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,318</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Policy loans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,290</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,290</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,290</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Loans to Bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,105</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,109</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,109</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Real estate - own use property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,816</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,963</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,963</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,750</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,574</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">128</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,446</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">112,446</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">120,908</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">128</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">47,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">73,325</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
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            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Carrying</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total fair</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Mortgages</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">50,207</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">54,230</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">54,230</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">40,756</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">47,890</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">41,398</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,492</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Policy loans</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,398</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Loans to Bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,976</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Real estate - own use property</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,850</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,017</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,017</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,046</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,903</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">128</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,775</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">112,233</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">125,420</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">128</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">49,778</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">75,514</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z4af37703fcba42fdb51e2b4a71800e13">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial,'sans-serif'; font-size: 7pt;">Other invested assets disclosed at fair value include $3,358 (December 31, 2020 - $3,371) of leveraged leases which are
                disclosed at their carrying values as fair value is not routinely calculated on these investments.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt; margin-top: 6pt; font-family: Arial,'sans-serif'; font-size: 11pt; font-weight: bold;">Transfers between Level 1 and Level 2</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair values as at the end of each reporting period, consistent with the
      date of the determination of fair value. Assets are transferred out of Level 1 when they are no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred from Level 2 to Level 1 when transaction
      volume and frequency are indicative of an active market. During the three months ended March 31, 2021 and 2020, the Company had $nil transfers between Level 1 and Level 2.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">For segregated funds net assets, the Company had $456 transfers from Level 1 to Level 2 for the three months ended March 31, 2021 (March 31, 2020 &#8211; $18). The Company
      had $134 transfers from Level 2 to Level 1 for the three months ended March 31, 2021 (March 31, 2020 &#8211; $28).</div>
    <div style="line-height: 14.4pt; margin-top: 6pt; font-family: Arial,'sans-serif'; font-weight: bold;">Invested assets and segregated funds net assets measured at fair value on the Consolidated Statements of Financial Position using significant
      unobservable inputs (Level 3)</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">The Company classifies the fair values of the invested assets and segregated funds net assets as Level 3 if there are no observable markets for these assets or, in
      the absence of an active markets, most of the inputs used to determine fair value are based on the Company&#8217;s own assumptions about market participant assumptions. The Company prioritizes the use of market-based inputs over entity-based assumptions in
      determining Level 3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">47</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
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    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">
      <div style="line-height: 16.4pt; margin-bottom: 6pt;">The following table presents a roll forward of invested assets and segregated funds net assets measured at fair value using significant unobservable inputs (Level 3) for the three months ended
        March 31, 2021 and 2020.</div>
    </div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z01721b1ada0d46d6ae9b119d6f0fcfdb" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">For the three</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">months ended</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><br>
            </div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Balance,</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">January <br>
            </div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">1, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Total</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">included</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in net</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Total</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">included</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Purchases</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Settlements</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Transfer</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Transfer</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Currency movement</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">March <br>
            </div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Change in</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">unrealized</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">on assets</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">still held</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">Corporate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">510</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(73</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(397</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">46</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(16</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt;">Other securitized assets</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">45</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(9</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">37</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">Corporate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">10,982</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">59</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(15</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(102</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">10,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(44</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">19,049</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">611</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">869</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(272</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(284</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">19,826</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">646</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">30,589</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">579</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">928</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(246</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(272</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(397</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(389</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">30,792</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">587</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">3,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(3,110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">31</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(34</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(20</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">60</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(3,135</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds</div>
            <div style="text-indent: -3.55pt; margin-left: 8.15pt; line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">&#160; net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">4,202</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">52</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">18</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(49</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(28</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">4,195</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">25</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">38,234</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(2,479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">31</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">954</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(295</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(306</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(655</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(437</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">35,047</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">(2,523</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">)</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div style="line-height: 5.7pt;"><br style="line-height: 5.7pt;">
    </div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="zf11dbd2b189742f5b4668fbf82b944b7" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">For the three</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">months ended</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">March 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Balance,</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">January</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">1, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Total</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">included</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in net</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Total</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">included</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Purchases</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Sales</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Settlements</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Transfer</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Transfer</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Currency</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">movement</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">March</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Change in</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">unrealized</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">gains</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">(losses)</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">on assets</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">still held</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">Corporate</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">750</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">Corporate</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">15</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(13</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">11,002</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">118</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">318</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(253</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">492</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">11,677</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">100</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">18,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(421</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(42</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">790</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(778</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(177</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">91</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">1,257</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">18,823</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(819</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial,sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">29,753</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(303</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(42</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">1,144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(1,031</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(178</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">120</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(13</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">1,802</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">31,252</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(718</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">1,456</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">2,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(69</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">645</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">320</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">5,144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">3,593</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds</div>
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">&#160; net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">4,512</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(34</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">15</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">208</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">4,664</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">35,721</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">2,640</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(111</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">1,159</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(1,063</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">458</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(198</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">2,330</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">41,060</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">2,832</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd3356e21fd854170ba2251f2d6a3dd1a">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">These amounts are included in net investment income on the Consolidated Statements of Income except for the amount related to segregated funds
                net assets, where the amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0fefeddf99e14e729bd16e2851511f38">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">These amounts are included in AOCI on the Consolidated Statements of Financial Position.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zacbfdf16bae3416bae24b9e7f91cfab0">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">The Company uses fair values of the assets at the beginning of the year for assets transferred into and out of Level 3 except for derivatives, refer to footnote 4
                below.</div>
            </td>
          </tr>

      </table>
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              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
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              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">For derivatives transferred into or out of Level 3, the Company uses fair value at the end of the year and at the beginning of the year,
                respectively.</div>
            </td>
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    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">Transfers into Level 3 primarily result from securities that were impaired during the periods or securities where a lack of observable market data (versus the previous period) resulted in
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">48</font></div>
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            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 4</td>
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    <div style="line-height: 12.55pt; margin-top: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Fair value of derivatives</div>
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    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31, 2021</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
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          <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fair value</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Liabilities</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Qualifying hedge accounting relationships</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fair value hedges</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate swaps</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">62</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">82</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 14%;">&#160;</td>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 14%; font-family: Arial,'sans-serif'; font-size: 8pt;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0);">Foreign currency swaps<br>
            </div>
          </td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;<font style="font-weight: bold;">57</font></td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8pt; font-weight: bold;">&#160;-</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8pt; font-weight: bold;">&#160;3</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;57</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;-</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;4</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Cash flow hedges</div>
          </td>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Foreign currency swaps<br>
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,725</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">358</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,756</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">24</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">468</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 14%; font-family: Arial,'sans-serif'; font-size: 8pt;">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%; font-family: Arial,'sans-serif'; font-size: 8pt;">Equity contracts <br>
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          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;260</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;18</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif'; font-weight: bold;">&#160;1</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;6</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;-</td>
          <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 8pt; font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt;">Net investment hedges</div>
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          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt;">Foreign currency contracts</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">624</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">23</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">628</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.4pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total derivatives in qualifying hedge</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,728</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">42</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">362</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2,650</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">32</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">482</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 8pt; font-weight: bold;">Derivatives not designated in qualifying</div>
            <div style="margin-left: 8.15pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; hedge accounting relationships</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate swaps</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">285,701</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12,193</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,583</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">287,182</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">21,332</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">12,190</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate futures</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,820</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate options</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,492</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">396</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11,622</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">663</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Foreign currency swaps<br>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">32,168</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">604</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,664</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">31,491</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">838</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,659</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Currency rate futures</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,287</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,467</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Forward contracts</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39,004</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,213</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,318</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">38,853</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,833</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">565</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Equity contracts</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16,127</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,179</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">15,738</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,092</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">66</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Credit default swaps</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">222</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">241</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-left: 15%; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Equity futures</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,796</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10,984</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.4pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total derivatives not designated in qualifying</div>
            <div style="text-indent: -3.4pt; margin-left: 8.15pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">&#160; hedge accounting relationships</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">409,617</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15,587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,610</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">416,328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">27,761</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">14,480</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total derivatives</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">412,345</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">11,972</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">418,978</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27,793</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">14,962</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
  </div>
  <div> <br>
  </div>
  <div><font style="font-family: Arial,'sans-serif';">The total notional amount of $412 billion (December 31, 2020 &#8211; $419 billion) includes $128 billion (December&#160;31, 2020 &#8211; $131 billion) related to derivatives utilized in the Company&#8217;s variable annuity
      guarantee dynamic hedging and macro risk hedging programs. Due to the Company&#8217;s variable annuity hedging practices, many trades are in offsetting positions, resulting in materially lower net fair value exposure to the Company than what the gross
      notional amount would suggest. </font>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">The total notional amount above includes $276 billion (December 31, 2020 - $274 billion) which refer to interest rates impacted under the interest rate benchmark reform, with a significant
        majority to USD LIBOR, CDOR and JPY LIBOR. Exposures indexed to USD LIBOR represent derivatives with a maturity date beyond June 30, 2023 while exposures to CDOR and JPY LIBOR represent derivatives with a maturity date beyond December 31, 2021. The
        exposure in the Company&#8217;s hedge accounting programs is primarily to USD LIBOR and CDOR benchmarks. Compared to the overall risk exposure, the effect of interest rate benchmark reform on existing accounting hedges is not significant. The Company
        continues to apply high probability and high effectiveness expectation assumptions for cash flows and there would be no automatic de-designation due to the impact from interest rate benchmark reform<font style="font-family: 'Times New Roman', serif;">.</font></div>
    </div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: 'Times New Roman', serif;"> <br>
      </font></div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-family: 'Times New Roman', serif;"> <br>
        <br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">49</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents fair value of the derivative instruments by remaining term to maturity. Fair values disclosed below do not incorporate the impact of
      master netting agreements (refer to note 6).</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z36766d85d98d4ef3b843b1827f701f6b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

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          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Less than</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1 year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1 to 3</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3 to 5</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Over 5</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,035</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,827</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">771</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">11,996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,188</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">819</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">925</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9,040</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,972</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Less than</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1 year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">1 to 3</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3 to 5</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Over 5</div>
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,656</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,524</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,228</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">21,385</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27,793</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">386</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">250</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">555</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">13,771</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">14,962</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents fair value of the derivative contracts within the fair value hierarchy<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z10b8ad0e1e384b229a6f91eb688a1799" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fair value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">13,719</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">12,406</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,313</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">711</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">711</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Equity contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,197</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,123</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">74</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Credit default swaps</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">15,629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">14,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,387</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9,829</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,534</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,295</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,097</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,096</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Equity contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">46</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">11,972</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,645</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,327</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
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            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Fair value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">25,735</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">21,902</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,833</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">957</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">957</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Equity contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,098</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,051</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Credit default swaps</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">27,793</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">23,913</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,880</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest rate contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">12,652</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">12,271</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">381</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,244</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,239</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 16pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Equity contracts</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">66</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">15</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">51</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">14,962</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">14,525</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">437</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Level 3 roll forward information for net derivative contracts measured using significant unobservable inputs is disclosed in note 3(c).</div>
    <br>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z7f6e8eb667f748878e0452ef14cac380">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 5</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Insurance and Investment Contract Liabilities</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd7b515068cc44de0aedaa47d40cb29ce">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Insurance and investment contracts</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company monitors experience and reviews the assumptions used in the calculation of insurance and investment contract liabilities on an ongoing basis to ensure
      they appropriately reflect future expected experience and any changes in the risk profile of the business. Any changes to the methods and assumptions used in projecting future asset and liability cash flows will result in a change in insurance and
      investment contract liabilities.</div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">For the three months ended March 31, 2021 and 2020, changes in assumptions and model enhancements did not impact insurance and investment contract
      liabilities or net income attributed to shareholders.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z561ba8256a524094b12e6b61fb45eb1b">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Investment contracts &#8211; Fair value measurement</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As at March 31, 2021, the fair value of investment contract liabilities measured at fair value was $875 (December</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">50</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">31, 2020 &#8211; $932). The carrying value and fair value of investment contract liabilities measured at amortized cost were $2,341 and $2,654, respectively (December 31,
      2020 &#8211; $2,356 and $2,766, respectively). The carrying value and fair value of investment contract liabilities net of reinsurance assets were $2,281 and $2,587, respectively (December 31, 2020 &#8211; $2,289 and $2,690, respectively).</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3b1ff7ee62e74475bdb70dd5a2f37914">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Gross claims and benefits</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <div>
        <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents a breakdown of gross claims and benefits for the three months ended March 31, 2021 and 2020.</div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Death, disability and other claims</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">4,716</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,607</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Maturity and surrender benefits</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,066</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,319</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Annuity payments</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">842</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">977</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Policyholder dividends and experience rating refunds</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">229</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">288</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net transfers from segregated funds</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(210</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(536</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">7,643</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,655</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>

        </table>
      </div>
      <br>
    </div>
    <br>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="zcdf5128351e04629a81db306c4710341">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 6</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Risk Management</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company&#8217;s policies and procedures for managing risk related to financial instruments and insurance contracts can be found in note 8 of the Company&#8217;s 2020 Annual
      Consolidated Financial Statements as well as the denoted tables and text in the &#8220;Risk Management&#8221; section of the Company&#8217;s Management Discussion and Analysis (&#8220;MD&amp;A&#8221;) in the 2020 Annual Report.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z662a01214f5248daa2e82a919d547fa5">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Risk disclosures included in the First Quarter&#8217;s MD&amp;A</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Market risk sensitivities related to variable annuity and segregated fund guarantees, publicly traded equity performance risk<font style="font-family: 'Times New Roman', serif;">,</font> interest rate and spread risk and alternative long-duration asset performance risk are disclosed in denoted text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the First Quarter 2021 Management Discussion
      and Analysis. These disclosures are in accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; and IAS 34 &#8220;Interim Financial Reporting&#8221; and are an integral part of these Interim Consolidated Financial Statements.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1f65ad0235eb4dd591bf4b495d963367">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Credit risk</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z08af635c87c34347b4b3218e814f4da5">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="margin: 0px 0px 0px; line-height: 11.4pt; font-family: Arial, 'sans-serif'; font-weight: bold;">(I)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px; line-height: normal; font-family: Arial, 'sans-serif'; font-weight: bold;">Credit quality</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The credit quality of commercial mortgages and private placements is assessed at least annually by using an internal rating based on regular
      monitoring of credit related exposures, considering both qualitative and quantitative factors.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents the credit quality and carrying value of the commercial mortgages and private placements.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at March 31, 2021</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AAA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">A <br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">BB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">B and lower</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">108</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,332</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,668</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,203</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">165</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,477</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Office</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">65</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,282</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,919</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,175</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">142</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">43</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,626</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Multi-family residential</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">614</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,701</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,027</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">607</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,981</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Industrial</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">299</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,015</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">226</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">948</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">967</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">967</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,464</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,037</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,588</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">688</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">51</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">123</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">103</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">299</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,044</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">41,351</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,081</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,301</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">32,899</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">21,462</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,065</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,405</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">71,213</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">As at December 31, 2020</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AAA</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">AA</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;A</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;"><br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">BBB</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">BB</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">B and lower</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">110</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,339</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,761</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,242</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">168</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,621</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Office</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">66</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,297</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,948</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,174</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">164</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,669</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Multi-family residential</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">613</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,675</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,896</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">582</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">33</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,799</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Industrial</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">25</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">320</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,353</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">259</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,960</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Other</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">238</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">966</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">914</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">984</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,464</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,052</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,597</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">16,872</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,241</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">29,513</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Agricultural mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">127</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">106</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">310</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,061</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4,829</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">15,585</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">15,825</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,206</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">40,756</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">10,426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">32,584</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">21,143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,035</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,278</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">70,579</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt;"> <br>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">The company assesses credit quality of residential mortgages and loans to Bank clients at least annually with the loan status as performing or non-performing being
      the key credit quality indicator.</div>
    <div style="line-height: 16.4pt; margin-top: 12pt; margin-bottom: 12pt; font-family: Arial, sans-serif;"> <font style="font-family: 'Times New Roman', serif;"> </font></div>
    <div style="line-height: 16.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents the carrying value of residential mortgages and loans to Bank clients.</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="zbc1fc94d385f4efcb21d80ede06ca580" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Insured</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Uninsured</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Insured</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Uninsured</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Residential mortgages</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="margin-left: 8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Performing</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,568</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">12,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">20,248</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">6,349</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">13,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">20,329</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="margin-left: 8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">20</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">46</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">55</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Loans to Bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="margin-left: 8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Performing</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,105</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,105</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1,976</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1,976</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,572</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">14,805</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">22,377</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">6,358</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">16,002</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">22,360</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z07b44bb2e7d54317823194c230a59465">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px; line-height: 8pt; font-family: Arial, 'sans-serif'; font-size: 7pt;">Non-performing refers to assets that are 90 days or more past due.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z684b4e5dbcfe4d8aab0e846e1e427c5d">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 11.4pt; margin-top: 6pt; font-family: Arial, sans-serif; font-weight: bold;">(II)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11.4pt; margin-top: 6pt; font-family: Arial, sans-serif; font-weight: bold;">Past due or credit impaired financial assets</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents past due but not impaired and impaired financial assets and the allowance for credit losses<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="zb3a1970e6e9342609e40224f2bd47fbb" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Past due but not impaired</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Less than</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">90 days</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">90 days</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">and greater</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">impaired</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Allowance</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">for credit</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">61</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">362</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">362</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">135</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">76</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Mortgages and loans to Bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">62</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">26</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other financial assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">148</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">180</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">548</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">580</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">261</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">102</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;"><br>
            </div>
            <div style="text-align: center; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Past due but not impaired</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Less than</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">90 days</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">90 days</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">and greater</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">impaired</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Allowance</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">for credit</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">losses</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">FVTPL</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">54</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">AFS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Private placements</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">170</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">79</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Mortgages and loans to Bank clients</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">66</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">66</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">69</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">28</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other financial assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">56</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">58</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">114</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">152</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">58</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">210</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">296</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">52</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze33cdd4b96954d2189c831fd42bcac57">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Securities lending, repurchase and reverse repurchase transactions</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As at March 31, 2021, the Company had loaned securities (which are included in invested assets), with a market value of $1,381 (December 31, 2020 &#8211;
      $889). The Company holds collateral with a current market value that exceeds the value of securities lent in all cases.</div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">As at March 31, 2021, the Company had engaged in reverse repurchase transactions of $966 (December 31, 2020 &#8211; $716) which are recorded as
      receivables. In addition, the Company had engaged in repurchase transactions of $1,503 as at March 31, 2021 (December 31, 2020 &#8211; $353) which are recorded as payables.</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zcd568fd359e44cac9030c3ccf26a8bdc">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(d)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Credit default swaps</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#8220;CDS&#8221;) to complement its cash debt
      securities investing. The Company does not write CDS protection in excess of its government bond holdings.</div>
    <font style="font-family: Arial,'sans-serif';"> The following table <font style="color: #231F20;">presents</font> details of the <font style="color: #231F20;">credit default swap</font> protection sold by type of contract and external agency rating
      for the underlying reference security. </font>
    <div style="line-height: 1.15pt; margin-top: 6pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z89f8a7e526594206833d7da8d99b8b2a" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Notional</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Fair value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Weighted</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">average</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">maturity</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160; A</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">125</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160; BBB</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">97</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total single name CDS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">222</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total CDS protection sold</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">222</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Notional</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Fair value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;"> <br>
            </div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Weighted</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">average</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">maturity</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160; A</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">136</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160; BBB</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">105</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total single name CDS</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">241</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total CDS protection sold</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">241</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">3</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div>
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          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
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              <div style="text-align: justify; line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Notional amounts represent the maximum future payments the Company would have to pay its counterparties assuming a default of the underlying
                credit and zero recovery on the underlying issuer obligations<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd2227c34adef46b9aeb7be23e096e8d4">

          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">The weighted average maturity of the CDS is weighted based on notional amounts.</div>
            </td>
          </tr>

      </table>
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    <div>
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          <tr>
            <td style="width: 9pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Ratings are based on S&amp;P where available followed by Moody&#8217;s, DBRS, and Fitch. If no rating is available from a rating agency, an
                internally developed rating is used.</div>
            </td>
          </tr>

      </table>
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    <div>
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          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin: 0px 0px 0px; line-height: 11pt; font-family: Arial, 'sans-serif'; font-size: 7pt; text-align: justify;">The Company held no purchased credit protection.</div>
            </td>
          </tr>

      </table>
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    <font style="font-family: Arial,'sans-serif';"> </font><font style="font-family: Arial,'sans-serif';"> </font>
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        <tr>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(e)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Derivatives</div>
          </td>
        </tr>

    </table>
    <font style="font-family: Arial,'sans-serif';"> The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative counterparty is limited to the amount of any net gains that may have accrued with a particular counterparty. Gross
      derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any offsetting contracts in a loss position and the impact of collateral on hand. The Company
      limits the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering into master netting arrangements which permit the offsetting of contracts in a loss position in the case of a counterparty default;
      and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a certain threshold. </font>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">All contracts are held with counterparties rated BBB+ or higher. As at March 31, 2021, the percentage of the Company&#8217;s derivative exposure which was with counterparties rated AA- or higher
        amounted to 19 per cent (December 31, 2020 &#8211; 20 per cent). As at March 31, 2021, the largest single counterparty exposure, without taking into consideration the impact of master netting agreements or the benefit of collateral held, was $2,685
        (December 31, 2020 &#8211; $4,110). The net exposure to this counterparty, after taking into consideration master netting agreements and the fair value of collateral held, was $nil (December 31, 2020 &#8211; $nil).</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">53</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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      </div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt;"> <br>
      </div>
    </div>
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          <tr>
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              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(f)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Offsetting financial assets and financial liabilities</div>
            </td>
          </tr>

      </table>
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    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these financial instruments in the
      Consolidated Statements of Financial Position, as the rights of offset are conditional. In the case of derivatives, collateral is collected from and pledged to counterparties and clearing houses to manage credit risk exposure in accordance with
      Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy or other early termination.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged to counterparties to manage credit exposure
      according to bilateral reverse repurchase or repurchase agreements. <font style="color: #000000;">In the event of default by a counterparty, the Company is entitled to liquidate the collateral held to offset against the same counterparty&#8217;s
        obligation</font><font style="font-family: 'Times New Roman', serif; color: #000000;">.</font></div>
  </div>
  <div><font style="font-family: Arial,'sans-serif';">The following table presents the effect of conditional master netting and similar arrangements. Similar arrangements may include global master repurchase agreements, global master securities lending
      agreements, and any related rights to financial collateral. </font>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zf0514b119c5f46c58ab4ad99cda3c0ad" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Related amounts not set off in the</div>
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidated Statements of</div>
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">As at March 31, 2021</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Gross amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">of financial</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">subject to an</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">enforceable</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">master netting</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">arrangement or</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">similar</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Financial and</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">cash collateral</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">pledged</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Net amount</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">including</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">entities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Net amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">excluding</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">entities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">16,412</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(9,748</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(6,638</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Securities lending</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(865</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">18,759</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(9,848</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(8,884</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(13,025</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">9,748</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">2,987</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,401</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(14,528</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">9,848</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">4,388</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(292</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <table cellspacing="0" cellpadding="0" id="z65c13e4cc9ac41fcb4c422f99a06138d" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Related amounts not set off in the</div>
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidated Statements of</div>
              <div style="text-align: center; line-height: 10.25pt; color: #000000; font-size: 9pt;">Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">As at December 31, 2020</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Gross amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">of financial</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">subject to an</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">enforceable</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">master netting</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">arrangement or</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">similar</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Financial and</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">cash collateral</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">pledged</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Net amount</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">including</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">entities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Net amounts</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">excluding</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">financing</div>
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">entities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">28,685</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(13,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(15,323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">119</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">119</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Securities lending</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">889</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(889</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">716</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">30,290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(13,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(16,927</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(16,076</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">13,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">2,482</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(351</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(353</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">353</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(16,429</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">13,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">2,835</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(351</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z00ef35edf3ab4f1a9bf2fb24a8cfd848">

            <tr>
              <td style="width: 9.35pt; vertical-align: top; align: right;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Financial assets and liabilities in the above table include accrued interest of $789 and $1,053 respectively (December 31, 2020 &#8211; $892 and $1,114
                  respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5b9ee79d48b44d1c96fc46ae5d5b4a3e">

            <tr>
              <td style="width: 9.35pt; vertical-align: top; align: right;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Financial and cash collateral excludes over-collateralization. As at March 31, 2021, the Company was over-collateralized on OTC derivative
                  assets, OTC derivative liabilities, securities lending and reverse repurchase agreements and repurchase agreements in the amounts of $1,091<font style="font-family: 'Times New Roman',serif;">,</font> $917, $90 and $69, respectively
                  (December 31, 2020 &#8211; $1,373, $627, $74 and $nil respectively). As at March 31, 2021, collateral pledged (received) does not include collateral in transit on OTC instruments or include initial margin on exchange traded contracts or cleared
                  contracts<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb2a2a4636020484f98c8127265e623ec">

            <tr>
              <td style="width: 9.35pt; vertical-align: top; align: right;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 8pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">Includes derivative contracts entered between the Company and its unconsolidated financing trusts. The Company does not exchange collateral on
                  derivative contracts entered with this trust<font style="font-family: 'Times New Roman',serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 16.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">54</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader" style="width: 100%;"></div>
      </div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">The Company also has certain credit linked note assets and variable surplus note liabilities which have unconditional offsetting rights. Under the netting agreements, the Company has rights of
        offset including in the event of the Company&#8217;s default, insolvency, or bankruptcy. These financial instruments are offset in the Company&#8217;s Consolidated Statements of Financial Position.</div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">A credit linked note is a fixed income instrument the term of which, in this case, is linked to a variable surplus note. A surplus note is a subordinated debt obligation that often qualifies as
        surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other contractual payments are made. The following table presents the effect of unconditional netting<font style="font-family: 'Times New Roman', serif;">.</font></div>
    </div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z42c1aa5b79724383a9ae1cd1d8af83fc" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Gross</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">amounts of</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">financial</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">instruments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Amounts</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">subject to an</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">enforceable</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">netting</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">arrangement</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net amounts</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">of financial</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">instruments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Credit linked note</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">960</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(960</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Variable surplus note</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(960</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">960</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Gross</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">amounts of</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">financial</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">instruments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;"> <br>
            </div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Amounts</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">subject to an</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">enforceable</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">netting</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">arrangement</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net amounts</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">of financial</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">instruments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Credit linked note</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">932</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">(932</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Variable surplus note</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt; margin-bottom: 18pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z204b1a85f33142f19b5d097026e7ec32">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 7</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Long-Term Debt</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc3cc72f5c05243849f19411328e7dfe6">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of long-term debt instruments</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="z37c9d776b3914f6bb30cf2296f81e927" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Issue date</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Maturity date</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Par value</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3.050% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">August 27, 2020</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">August 27, 2060</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$1,155</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,442</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,460</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4.70% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">June 23, 2016</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">June 23, 2046</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$1,000</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,250</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">5.375% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 4, 2016</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 4, 2046</div>
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          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$750</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">931</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">943</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2.396% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">June 1, 2020</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">June 1, 2027</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$200</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">250</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">254</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2.484% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">May 19, 2020</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">May 19, 2027</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$500</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">625</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">632</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">3.527% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 2, 2016</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">December 2, 2026</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$270</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">339</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">343</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">4.150% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 4, 2016</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">March 4, 2026</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">US$1,000</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,252</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,267</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,089</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,164</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

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    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z416de9245ce94f80b86a16e4887bd3d3">

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              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 7pt;">These U.S. dollar senior notes have been designated as hedges of the Company&#8217;s net investment in its U.S. operations which reduces the earnings
                volatility that would otherwise arise from the re-measurement of these senior notes into Canadian dollars<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
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            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 11pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11pt; font-family: Arial,sans-serif; font-size: 7pt;">Subsequent to March 31, 2021, the Company announced its intention to redeem in full the 4.70% Senior notes at par on June 23, 2021, the earliest par redemption
                date.</div>
            </td>
          </tr>

      </table>
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    <div>
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          <tr>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Fair value of long-term debt instruments is determined using the following hierarchy:</div>
    <div style="line-height: 16.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Level 1 &#8211; Fair value is determined using quoted market prices where available<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 16.4pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">Level 2 &#8211; When quoted market prices are not available<font style="font-family: 'Times New Roman', serif;">,</font> fair value is determined with reference to quoted prices of similar debt
        instruments or estimated using discounted cash flows based on observable market rates<font style="font-family: 'Times New Roman', serif;">.</font></div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt;">The Company measures long-term debt at amortized cost in the Consolidated Statements of Financial Position. As at March 31, 2021<font style="font-family: 'Times New Roman', serif;">,</font> the
        fair value of long-term debt was $6,600 (December 31, 2020 &#8211; $7,042). Fair value of long-term debt was determined using Level 2 valuation techniques (December 31, 2020 &#8211; Level 2).</div>
      <br>
      <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-family: 'Arial Narrow','sans-serif';" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">55</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.1pt; margin-bottom: 10pt;"><br style="line-height: 13.1pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z6144f2642b0c451092ab3032c5743648">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 8</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Capital Instruments</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z656e7166b28f4482be0d86555e7d7383">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of capital instruments</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="z6ee90314b5114f75b32683728b4e16c1" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 23%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Issue date</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Earliest par</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">redemption date</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Maturity date</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">Par</div>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">December 31,</div>
            <div style="text-align: right; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: normal; color: #000000; font-family: Arial, 'sans-serif'; font-size: 7pt;">JHFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">December 14, 2006</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;"><br>
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">December 15, 2036</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$650</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">647</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">647</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">2.818% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 12, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 13, 2030</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 13, 2035</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">995</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">4.061% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">February 24, 2017</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">February 24, 2027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">February 24, 2032</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">US$750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">939</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">951</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">2.237% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 12, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 12, 2025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 12, 2030</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">996</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">3.00% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 21, 2017</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 21, 2024</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 21, 2029</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">S$500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">466</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">3.049% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">August 18, 2017</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">August 20, 2024</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">August 20, 2029</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">748</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">3.317% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 9, 2018</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 9, 2023</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 9, 2028</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">598</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">3.181% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 20, 2015</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 22, 2022</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">November 22, 2027</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$1,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">999</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">999</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">3.85% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(3)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 25, 2016</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 25, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">May 25, 2026</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">S$500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">468</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">481</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%;">
            <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">2.389% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">June 1, 2015</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">January 5, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">January 5, 2026</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 23%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">7.375% JHUSA Surplus notes</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">February 25, 1994</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">February 15, 2024</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">US$450</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
            <div style="line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold; color: #000000;">576</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 23%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; width: 13%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt; font-weight: bold;">7,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 8pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;">7,829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z54daefd1ad864869b0e4a3d10e2a076b">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">The Company is monitoring regulatory and market developments globally with respect to the interest rate benchmark reform. As these rates could potentially be
                discontinued in the future, the Company will take appropriate actions in due course to affect the necessary transitions or replacements. As of March 31, 2021, $647 of capital instruments has interest rate referencing the CDOR. In addition,
                $4,336 of capital instruments has interest rate reset in the future referencing the CDOR and $934 of capital instruments has interest rate reset in the future referencing the SGD swap rate, of which $468 will be redeemed on May 25, 2021 as
                noted in footnote 3.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2682bec86bc340d8956c60d4c8512261">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would otherwise arise from the
                re-measurement of the subordinated notes into Canadian dollars.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8c16fbc7a94241f58a74661f00ec27d4">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Subsequent to March 31, 2021, the Company announced its intention to redeem in full the 3.85% MFC Subordinated notes at par on May 25, 2021, the earliest par
                redemption date.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze3ec6be769414e4893604e3522848584">

          <tr>
            <td style="width: 9.35pt; vertical-align: top; align: right;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">MLI redeemed in full the 2.389% subordinated debentures at par, on January 5, 2021, the earliest par redemption date.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3f8cf552996643afb3694ad5320756ef">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Fair value of capital instruments is determined using the following hierarchy:</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Level 1 &#8211; Fair value is determined using quoted market prices where available.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,sans-serif;">Level 2 &#8211; When quoted market prices are not available, fair value is determined with reference to quoted prices of similar debt instruments or estimated using
      discounted cash flows based on observable market rates.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,sans-serif;">
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company measures capital instruments at amortized cost in the Consolidated Statements of Financial Position. As at March 31, 2021, the fair value of capital
        instruments was $7,804 (December 31, 2020 &#8211; $8,295). Fair value of capital instruments was determined using Level 2 valuation techniques (December 31, 2020 &#8211; Level 2).</div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
      </div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
      </div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
      </div>
    </div>
    <br>
    <div style="line-height: 1.35pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 1.35pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">56</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 1.3pt; margin-bottom: 10pt;"><br style="line-height: 1.3pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z5a68a9fa45e34c03b022ad9ce896d9e9">

          <tr>
            <td style="width: 45pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 9</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: #000000; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Share Capital and Earnings Per Share</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zca95c24d7812469fbdbf1334b13983e5">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Preferred shares and other equity instruments</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following table presents information about the outstanding preferred shares and other equity instruments as at March 31, 2021 and December 31, 2020.</div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="za767d9b88f56486b8b3e80a2b9ae0247" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Annual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Earliest</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Number of</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" style="vertical-align: bottom;">&#160;&#160;&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">dividend rate/</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">redemption</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Face</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">March 31,</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 31,</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
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            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">As at</div>
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            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Issue date</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">interest rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">date<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">(in millions)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2020</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Preferred shares</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 6.5pt;">Class A preferred shares</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 2</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 18, 2005</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.65</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">344</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">344</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 3</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">January 3, 2006</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">12</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">300</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">294</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">294</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Class 1 preferred shares</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
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          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">March 11, 2011</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2.178</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 19, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">6</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">158</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">155</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">155</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 20, 2016</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">floating</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 19, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">41</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">41</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 5<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 6, 2011</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3.891</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 19, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">195</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">195</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 7<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 22, 2012</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.312</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">March 19, 2022</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">244</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">244</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">May 24, 2012</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.351</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">September 19, 2022</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">244</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">244</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 4, 2012</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.731</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">March 19, 2023</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">196</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">196</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 13<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 21, 2013</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.414</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">September 19, 2023</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">196</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">196</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 25, 2014</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3.786</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 19, 2024</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">195</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">195</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">August 15, 2014</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3.80</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 19, 2024</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">14</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">350</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">343</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">343</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 19<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">December 3, 2014</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3.675</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">March 19, 2025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">246</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">246</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6),(8)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 25, 2016</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">5.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 19, 2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">17</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">425</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">417</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">417</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 23<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">November 22, 2016</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">March 19, 2022</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">475</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">467</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">467</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="margin-left: 12.8pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5),(6)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 20, 2018</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">4.70</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">June 19, 2023</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">245</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">245</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Other equity instruments</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-indent: -4.5pt; margin-left: 17.3pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">Limited recourse capital</div>
            <div style="text-indent: -4.5pt; margin-left: 21.55pt; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">notes Series 1<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(9),(10)</sup></div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">February 19, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">3.375</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">%</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">May 19, 2026</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">n/a</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">2,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">Total</div>
          </td>
          <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">156</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt;">5,900</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt; color: #000000; font-family: Arial, sans-serif; font-size: 6.5pt; font-weight: bold;">5,804</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 7.4pt;"><font style="font-family: Arial, sans-serif; font-size: 6.5pt; color: #000000;">3,822</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd6af445220474ac9a727f82aa3cb840d">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Holders of Class A and Class 1 preferred shares are entitled to receive non-cumulative preferential cash dividends on a quarterly basis, as and when declared by
                the Board of Directors. Non-deferrable interest is payable to LRCN &#8211; Series 1 holders semi-annually at the Company&#8217;s discretion.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z63f1e519fb344ca2b05ad6f005dbf75a">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par, on the earliest redemption date or
                every five years thereafter, except for Class A Series 2, Class A Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares are past their respective earliest redemption date and MFC may redeem these
                shares, in whole or in part, at par at any time, subject to regulatory approval, as noted. MFC may redeem the Class 1 Series 4, in whole or in part, at any time, at $25.00 per share if redeemed on June 19, 2021 and on June 19 every five
                years thereafter, or at $25.50 per share if redeemed on any other date after June 19, 2016, subject to regulatory approval, as noted.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf0c415cf40e5447b963fa21b1c3809df">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Redemption of the LRCN - Series 1 is subject to regulatory approval. MFC may at its option redeem the notes in whole or in part, at a redemption price equal to
                par, together with accrued and unpaid interest. The redemption period is every five years during the period from May 19 and including June 19, commencing in 2026.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdbe8b33ab66e45aebacd96fdbd58f602">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Net of after-tax issuance costs.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf8a68dbd67ca4551b393e8d91f775cd5">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year Government of Canada
                bond yield plus a yield specified for each series. The specified yield for Class 1 shares is: Series 3 &#8211; 1.41%, Series 5 &#8211; 2.90%, Series 7 &#8211; 3.13%, Series 9 &#8211; 2.86%, Series 11 &#8211; 2.61%, Series 13 &#8211; 2.22%, Series 15 &#8211; 2.16%, Series 17 &#8211;
                2.36%, Series 19 &#8211; 2.30%, Series 21 &#8211; 4.97%, Series 23 &#8211; 3.83% and Series 25 &#8211; 2.55%.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5a7be26e4e594b72969d5c2cc1da2cab">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at the option of the holder into a
                new series that is one number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the Board of Directors, at a rate equal to the three
                month Government of Canada Treasury bill yield plus the rate specified in footnote 5 above.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z218d29b779314e4ba7b8fa7f66b5f16f">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">The floating dividend rate for the Class 1 Shares Series 4 equals the three-month Government of Canada Treasury bill yield plus 1.41%.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za465ea0b152346e8a7ab5c76afe9f01c">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(8)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Subsequent to March 31, 2021, MFC announced its intention to redeem in full the Class 1 Series 21 shares at par<font style="font-family: 'Times New Roman',serif;">,</font>
                on June 19, 2021, the earliest redemption date.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0388d481460e4fd3a98aa8bcedb540fa">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(9)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 7pt;">On February 19, 2021, MFC issued $2,000 million aggregate principal amount of Limited Recourse Capital Notes &#8211; Series 1 (LRCN &#8211; Series 1),
                maturing on June 19, 2081. The LRCN &#8211; Series 1 bear interest at a fixed rate of 3.375% payable semi-annually, until June 18, 2026. On June 19, 2026 and every five years thereafter until June 19, 2076, the interest rate on the LRCN &#8211; Series
                1 will be reset at an interest rate equal to the five-year Government of Canada yield as defined in the prospectus, plus 2.839%.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z603fe8062962442581f8eb22408ab5d0">

          <tr>
            <td style="width: 18.35pt; vertical-align: top;">
              <div style="line-height: 9.2pt; color: #000000; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(10)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.2pt; font-family: Arial,sans-serif; font-size: 7pt;">Non-deferrable interest is payable semi-annually on the LRCN &#8211; Series 1 at the Company&#8217;s discretion. Non-payment of interest or principal when due will result in
                a recourse event, with the noteholders&#8217; sole remedy being receipt of their proportionate share of Class 1 Series 27 Preferred Shares held in a newly formed consolidated trust (the Limited Recourse Trust). All claims of the holders of LRCN &#8211;
                Series 1 against MFC will be extinguished upon receipt of the corresponding trust assets. The Class 1 Series 27 Preferred Shares are eliminated on the Company&#8217;s Consolidated Statements of Financial Position while being held within the
                Limited Recourse Trust.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">57</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z045923d59b92414eb2bd12edaf14833b">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">As at March 31, 2021, there were 25 million outstanding stock options and deferred share units that entitle the holder to receive common shares or payment in cash or
      common shares, at the option of the holder (December 31, 2020 &#8211; 25 million).</div>
    <table cellspacing="0" cellpadding="0" id="za222e16142b445e69d90b9b96a23ec59" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">For the</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">three months ended</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">year ended</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Number of common shares (in millions)</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">March 31,</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">December 31, 2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1,949</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Repurchased for cancellation</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">(10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Issued on exercise of stock options and deferred share units</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Balance, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,942</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <div> </div>
    <div> </div>
    <div style="line-height: 10.25pt;">
      <div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z9a54ec49dbe04f47aa0fc7ea2fd19e6a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 18pt; vertical-align: top; align: right;">
                    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Earnings per share</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 12pt; font-family: Arial,'sans-serif';">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings per share.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;"><font style="font-weight: bold;">For the three months ended March 31,</font><br>
                </div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">Weighted average number of common shares (in millions)<br>
                </div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">1,941</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">1,943</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">Dilutive stock-based awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup>(in millions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><br>
                  </sup></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">4<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: normal;">Weighted average number of diluted common shares (in millions)<br>
                </div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">1,945</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">1,947</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
        </div>
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            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: Arial,'sans-serif'; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top; font-size: 7pt; font-family: Arial,'sans-serif';">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates the number of incremental shares
                by assuming the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price of MFC common shares for the period.</td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 10.25pt;"> </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z469726fde58c4bd1a4d42563d86b7b9b">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 10</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Revenue from Service Contracts</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <font style="font-family: Arial,'sans-serif';"> The Company provides investment management services, administrative services and distribution and related services to proprietary and third-party investment funds, retirement plans, group benefit plans
      and other arrangements. The Company also provides real estate management services to tenants of the Company&#8217;s investment properties. </font>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">
      <div style="line-height: 13.7pt; margin-top: 4.8pt; margin-bottom: 6pt;">The Company&#8217;s service contracts generally impose single performance obligations, each consisting of a series of similar related services for each customer.</div>
      <div style="line-height: 13.7pt; margin-top: 4.8pt; margin-bottom: 6pt;">The Company&#8217;s performance obligations within service arrangements are generally satisfied over time as the customer simultaneously receives and consumes the benefits of the
        services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent that it is highly probable that a significant reversal in the amount of cumulative revenue
        recognized will not occur when the uncertainty is subsequently resolved.</div>
      <div style="line-height: 13.7pt; margin-top: 4.8pt; margin-bottom: 6pt;">Asset based fees vary with asset values of accounts under management, subject to market conditions and investor behaviors beyond the Company&#8217;s control. Transaction processing
        and administrative fees vary with activity volume, also beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and transaction volumes. Fees related to account balances and transaction volumes are
        measured daily. Real estate management service fees include fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services provided are generally recognized as services are rendered, which is when it
        becomes highly probable that no significant reversal of cumulative revenue recognized will occur. The Company has determined that its service contracts have no significant financing components as fees are collected monthly. The Company has no
        significant contract assets or contract liabilities.</div>
    </div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
      <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">58</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following tables present revenue from service contracts by service lines and reporting segments as disclosed in note 13<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z0daa981e15a545669bfbe8685184ba6b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">For the three months ended March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Asia</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Canada</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">U.S.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">Global</div>
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">WAM</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">Corporate</div>
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">and Other</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Investment management and other related fees</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">56</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">55</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">122</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">744</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">(56</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">921</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Transaction processing, administration, and service fees</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">599</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">(4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">884</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Distribution fees and other</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">17</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">193</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">282</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Total included in other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">201</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">1,536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">(66</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">2,087</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Revenue from non-service lines</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">157</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">(3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">550</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Total other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">517</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">351</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">300</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">1,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">(64</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold;">Real estate management services included in </div>
            <div style="margin-left: 3.6pt; line-height: 9.1pt; font-size: 8pt; font-weight: bold;">&#160; net investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">34</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">29</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; font-weight: bold; color: #000000;">75</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">For the three months ended March 31, 2020</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">Global</div>
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; text-align: right;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Investment management and other related fees</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">57</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">55</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">127</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">691</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">(44</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">886</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">57</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">201</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">535</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">796</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-size: 8pt; font-family: Arial,'sans-serif';">Distribution fees and other</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">17</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">185</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(15</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">239</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Total included in other revenue</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">166</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">256</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">148</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">1,411</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(60</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">1,921</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Revenue from non-service lines</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">626</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">572</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">7</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(140</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">1,059</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold; font-family: Arial,'sans-serif';">Total other revenue</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">792</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">250</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">720</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">1,418</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';"><font style="font-size: 8pt;">$</font> <br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">(200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-size: 8pt; font-family: Arial,'sans-serif';">2,980</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
                <div style="line-height: 9.1pt; font-size: 8pt; font-weight: bold;">Real estate management services included in</div>
                <div style="margin-left: 3.6pt; line-height: 9.1pt; font-size: 8pt; font-weight: bold;">&#160; net investment income</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">37</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">34</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: Arial,'sans-serif';"><font style="font-size: 8pt; color: #000000;">82</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z15c7f2badfd5442486188da3d22a02e6">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 11</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Employee Future Benefits</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company maintains a number of pension plans, both defined benefit and defined contribution, and retiree welfare plans for eligible employees and agents.
      Information about the cost of the Company&#8217;s material pension and retiree welfare plans in the U.S. and Canada is as follows.</div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z513868f4de7d4e0fb440746050af23f1" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Pension plans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Retiree welfare plans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">2020</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Defined benefit current service cost</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Defined benefit administrative expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Service cost</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">12</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Interest on net defined benefit (asset) liability</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Defined benefit cost</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Defined contribution cost</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">22</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">24</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net benefit cost reported in earnings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">36</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">38</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: middle; width: 52%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Actuarial (gain) loss on economic assumption changes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(231</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Investment (gain) loss (excluding interest income)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">160</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Remeasurement (gain) loss recorded in AOCI</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(71</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(14</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z983095091caa415d8afb96322366dea0">

          <tr>
            <td style="width: 13.5pt; vertical-align: top; align: right;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 7pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;">There is no service cost for the retiree welfare plans as they are closed and mostly frozen. The remeasurement gain or loss on these plans is
                due to the volatility of discount rates and investment returns.</div>
              <div style="line-height: 8pt; margin-bottom: 6pt; font-family: Arial,sans-serif; font-size: 7pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="zef6538685b484ca09aeb83535ffd5941">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 12</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Commitments and Contingencies</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbd616e2a31544b0c810290fd5704095a">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Legal proceedings</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff.&#160; The legal actions where the Company is a party ordinarily relate to its
      activities as a provider of insurance protection or wealth management products, reinsurance, or in its capacity as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in the jurisdictions in which the
      Company does business, have been subject to a wide variety of other types of actions, some of which resulted in substantial judgments or settlements against the defendants; it is possible that the Company may become involved in similar actions in the
      future. In addition, government and regulatory bodies in Canada, the United States, Asia and other jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the production of information</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">59</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">or conduct examinations concerning the Company's compliance with, among other things, insurance laws, securities laws, and laws governing the activities of
      broker-dealers.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">In June 2018, a class action was initiated against John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;)
      in the U.S. District Court for the Southern District of New York on behalf of owners of approximately 1,500 Performance Universal Life (&#8220;UL&#8221;) policies issued between 2003 and 2009 whose policies were subject to a Cost of Insurance (&#8220;COI&#8221;) increase
      announced in 2018.&#160; In October 2018, a second and almost identical class action was initiated against JHUSA and JHNY in the U.S. District Court for the Southern District of New York. The two cases were determined to be related, and they were
      consolidated and assigned to the same judge. Discovery has commenced in these cases. No hearings on substantive matters have been scheduled. It is too early to assess the range of potential outcomes for these two related lawsuits. In addition to the
      consolidated class action, there are eight non-class lawsuits opposing the Performance UL COI increases that also have been filed.&#160; Each of the lawsuits, except one, is brought by plaintiffs owning multiple policies and by entities managing them for
      investment purposes.&#160; Three of the non-class lawsuits are pending in New York state court; two of the lawsuits are pending in the U.S. District Court for the Southern District of New York; and three lawsuits are pending in the U.S. District Court for
      the Central District of California. Whether individually or on a combined basis, it remains premature, given the procedural status of these cases, as well as the relatively early development of parties&#8217; respective legal theories, to suggest a
      reliable estimate of potential outcomes.</div>
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        <tr>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Guarantees</div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdce498ae425045d08b792b5820c2cf7f">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on December 15, 2041 issued by MFLP, a wholly-owned unconsolidated
      partnership<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div>
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          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">Guarantees regarding The Manufacturers Life Insurance Company</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt; margin-top: 2pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">MFC has provided a subordinated guarantee for the $1,000 subordinated debentures issued by MLI on November 20, 2015<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 16.4pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">The following table sets forth certain condensed consolidated financial information for MFC and MFLP.</div>
    <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Income Information</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z56074300706045a9bdf52c6e237eb95f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">For the three months ended March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">MFC</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">(Guarantor)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">MLI</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">consolidated</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">subsidiaries</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">of MFC on a</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">combined</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">basis</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Total</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">amounts</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">MFLP</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,591</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">(6</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Net income (loss) attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">For the three months ended March 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">MFC</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">(Guarantor)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">MLI</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">consolidated</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;"><br>
            </div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">subsidiaries</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">of MFC on a</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">combined</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">basis</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Total</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">amounts</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">MFLP</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">(19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">20,216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">(20</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">27</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1,393</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1,296</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">14</div>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <div><br>
      <br>
      <br>
      <br>
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    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">60</font></div>
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    <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Financial Position Information</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidation</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">MFLP</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">54</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">397,904</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">(10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">397,948</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Total other assets</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">63,963</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">90,540</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2,079</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(67,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">89,382</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,074</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">366,371</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">366,371</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">3,216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">3,216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Total other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">12,779</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">54,471</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">55</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">65,751</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">As at December 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">MFC</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">(Guarantor)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">MLI</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">consolidated</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;"> <br>
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            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">subsidiaries</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">of MFC on a</div>
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            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">basis</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-size: 9pt;">adjustments</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">Total</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt;">amounts</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">MFLP</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">410,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">11</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">410,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; color: #000000;">5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Total other assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">64,419</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">102,439</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">(64,925</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">101,936</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">1,166</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">385,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">385,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">Investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">3,288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">3,288</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">12,131</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">59,683</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">(749</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">71,065</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-size: 9pt; font-family: Arial,'sans-serif';">936</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
    </div>
    <div>
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              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-weight: bold;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 11.4pt; margin-bottom: 2pt; font-family: Arial,sans-serif; font-weight: bold;">Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)</div>
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    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: Arial,'sans-serif';">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 15.</div>
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      </font></div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 13</td>
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      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company&#8217;s reporting segments are Asia, Canada, U.S<font style="font-family: 'Times New Roman', serif;">.,</font> Global WAM and Corporate and Other. Each
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      banks, financial planners and direct marketing. Manulife Bank of Canada offers a variety of deposit and credit products to Canadian customers.</div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"><font style="font-weight: bold;">Corporate and Other Segment </font>&#8211; comprised of investment performance on assets backing capital, net of amounts allocated to
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    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">61</font></div>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">By Segment</div>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Global</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Corporate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Asia</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Canada</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">U.S.</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">WAM</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,413</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,114</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,427</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,986</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">506</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">622</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">5,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,224</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(596</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,152</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(7,724</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(364</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(13,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">517</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">351</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">299</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">5,840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(2,577</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,826</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,686</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(973</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">424</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,201</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(1,272</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(6,037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">3,250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(3,515</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(6,759</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(7,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Interest expense</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">61</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">62</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,411</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">821</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,149</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">237</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">4,291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">4,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(2,632</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(6,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,161</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(2,469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">55</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(751</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">872</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">17</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">188</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">72</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(563</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">865</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Less net income (loss) attributed to:</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">90</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to</div>
            <div style="text-indent: -3.8pt; margin-left: 8.05pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">957</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">96</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">312</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(563</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">783</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">144,419</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">160,687</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">275,683</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">240,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">37,423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">859,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div><br>
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    <br>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <table cellspacing="0" cellpadding="0" id="zbe2ac84237364a0587c92b6361443b5d" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

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            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">For the three months ended</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Global</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Corporate</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: right;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">March 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Asia</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Canada</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">U.S.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">WAM</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">and Other</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,675</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,174</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">31</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8,454</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">5,389</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,276</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">9,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(1,704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">859</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">7,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other revenue</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">792</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">250</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">720</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,418</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,477</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">3,385</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">10,663</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,773</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,614</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,900</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">7,347</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">593</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,488</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,613</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">48</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">6,742</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">3,366</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">3,102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">7,513</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">48</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">14,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Interest expense</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">65</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">170</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">120</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">369</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,248</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">810</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: rgb(0, 0, 0); font-family: Arial,sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,679</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,082</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,138</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">278</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">18,473</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(202</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(52</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(134</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(515</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">17</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(129</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(831</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,852</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,107</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 9pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(181</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">95</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,852</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">250</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">(35</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">135,884</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">154,544</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">294,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">198,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">47,938</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">62</font></div>
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        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Asia</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">U.S.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">5,437</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,027</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,427</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">95</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">8,986</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">506</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">622</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">5,943</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,137</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(571</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,556</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(7,742</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(13,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">787</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">841</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,009</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">6,159</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(2,578</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(5,300</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">122</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z9704b30995b84fad87ea416995bae4f4" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">For the three months ended</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">March 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Asia</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Canada</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">U.S.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Life and health insurance</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,696</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,093</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">91</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8,454</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Annuities and pensions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">5,410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,195</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">9,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Net investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">(1,576</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">8,286</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">7,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">1,334</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">4,871</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">3,922</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">11,279</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">105</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
    </div>
    <div style="line-height: 0pt;"><br style="line-height: 0pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z3f827593ff9e4befa055899836b069fa">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 14</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Segregated Funds</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The Company manages a number of segregated funds on behalf of policyholders. Policyholders are provided with the opportunity to invest in different categories of
      segregated funds that respectively hold a range of underlying investments. The underlying investments of the segregated funds consist of both individual securities and mutual funds. The carrying value and change in segregated funds net assets are as
      follows.</div>
    <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Segregated funds net assets</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z6d484404b59e4a4593eb1593c7d2ec2f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">December 31,</div>
            <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Investments at market value</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,001</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">4,054</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Debt securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">17,143</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">17,913</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Equities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,552</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">14,227</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Mutual funds</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">333,031</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">326,889</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="margin-left: 16pt; line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other investments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,570</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">4,599</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Accrued investment income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">297</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">1,670</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Other assets and liabilities, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(1,530</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">(1,543</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">372,064</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">367,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Composition of segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Held by policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">Held by the Company</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">382</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; color: #000000;">373</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Total segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">372,064</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt;">367,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">63</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
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    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Changes in segregated funds net assets</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z1066261d214d4501a273773aab0a321c" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net policyholder cash flow</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Deposits from policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">12,395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,215</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net transfers to general fund</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Payments to policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(13,040</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(13,033</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(855</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(2,354</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Investment related</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">1,718</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,287</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net realized and unrealized investment gains (losses)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">7,598</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(47,566</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">9,316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(46,279</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Other</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Management and administration fees</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(1,091</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(1,051</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Impact of changes in foreign exchange rates</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(3,115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">18,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(4,206</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">17,729</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net additions (deductions)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">4,255</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(30,904</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Segregated funds net assets, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">367,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">343,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; color: #000000; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">372,064</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">312,573</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">Segregated funds assets may be exposed to a variety of financial and other risks. These risks are primarily mitigated by investment guidelines that
      are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to the guarantees associated with certain variable life and annuity products. Accordingly, the
      Company&#8217;s exposure to loss from segregated fund products is limited to the value of these guarantees.</div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities. Assets supporting these guarantees are recognized in invested
      assets according to their investment type. The &#8220;Risk Management and Risk Factors Update&#8221; section of the Company&#8217;s First Quarter 2021 Management Discussion and Analysis provides information regarding the risks associated with variable annuity and
      segregated fund guarantees.</div>
    <div style="line-height: 13.1pt; margin-bottom: 10pt;"><br style="line-height: 13.1pt;">
    </div>
    <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;" class="DSPFListTable" id="z5edcbb0739ac4ce7a3d7be5d64cdd920">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Note 15</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Information Provided in Connection with Investments in Deferred Annuity Contracts and SignatureNotes Issued or Assumed by John Hancock Life Insurance Company
                (U.S.A.)</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;">The following condensed consolidating financial information, presented in accordance with IFRS, and the related disclosure have been included in
      these Interim Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule 12h-5 of the United States Securities and Exchange Commission (the &#8220;Commission&#8221;). These financial statements are (i) incorporated by
      reference in the registration statements of MFC and JHUSA that relate to MFC&#8217;s guarantee of certain securities to be issued by JHUSA and (ii) are provided in reliance on an exemption from continuous disclosure obligations of JHUSA. For information
      about JHUSA, the MFC guarantees and restrictions on the ability of MFC to obtain funds from its subsidiaries by dividend or loan, refer to note 23 to the Company&#8217;s 2020 Annual Consolidated Financial Statements.</div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial, sans-serif;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">64</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader" style="width: 100%;"></div>
    </div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="ze3d496deaab14840bad2aaa847579e87" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">As at March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;"> (Guarantor)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">JHUSA</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;"> (Issuer)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">subsidiaries</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">54</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">108,673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">289,545</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">(324</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">397,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Investments in unconsolidated subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">63,684</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">8,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">17,723</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(89,474</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Reinsurance assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">63,008</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">10,993</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(28,879</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">45,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">279</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">17,862</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">47,260</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(21,141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">44,260</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">193,784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">180,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(2,252</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">64,017</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">391,394</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">545,671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(142,070</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">859,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Liabilities and equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">158,222</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">237,731</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(29,582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">366,371</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2,009</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">3,216</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">21,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">49,776</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(20,907</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">52,230</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Long-term debt</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">6,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">6,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Capital instruments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">5,210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">576</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,646</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">7,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">193,784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">180,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(2,252</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">371,682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Shareholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">51,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">15,723</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">73,605</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(89,328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">51,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Participating policyholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(794</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(794</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total liabilities and equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt; font-weight: bold;">64,017</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">391,394</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">545,671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(142,070</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">859,012</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">As at December 31, 2020</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">(Issuer)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">subsidiaries</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-family: &#38;quot; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; font-family: &#38;quot; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-family: &#38;quot; font-size: 9pt;">Consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;"> MFC</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Assets</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">112,735</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">298,524</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(329</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">410,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Investments in unconsolidated subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">64,209</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">8,078</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">17,194</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(89,481</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Reinsurance assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">65,731</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">11,172</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(31,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">45,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">25,489</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">52,648</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(22,247</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">56,100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">191,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">178,224</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(2,743</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">64,466</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">403,988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">557,762</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(145,867</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">880,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Liabilities and equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">167,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">249,909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(31,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">385,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">2,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">3,288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">718</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">25,594</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">52,761</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(22,001</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">57,072</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Long-term debt</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">6,164</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">6,164</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Capital instruments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">5,249</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">7,829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Segregated funds net liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">191,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">178,224</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(2,743</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">367,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Shareholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">52,335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">17,194</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">72,120</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(89,314</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">52,335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Participating policyholders' equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total liabilities and equity</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">64,466</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">403,988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">557,762</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(145,867</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">880,349</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">65</font></div>
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    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
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    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">For the three months ended</div>
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          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';"><br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
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            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">March 31, 2021</div>
          </td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">JHUSA</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">(Issuer)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">subsidiaries</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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        <tr>
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            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,078</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">8,526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">4</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">9,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net investment income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(29</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(6,733</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(7,069</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(13,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">29</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">290</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2,002</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2,637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(5,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,773</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net benefits and claims</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(5,562</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(3,827</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">2,379</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(7,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Commissions, investment and general expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">896</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">3,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(346</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">4,189</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">239</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">352</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">113</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(4,622</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(2,469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Income (loss) before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(113</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(743</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">872</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Income tax (expense) recovery</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">184</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Income (loss) after income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(83</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(559</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,507</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Equity in net income (loss) of unconsolidated subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">866</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">380</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net income (loss) attributed to:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Participating policyholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 8pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,246</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">1,328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">(1,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z72dba2ffeae54ab3aeb7762019ae3b6e" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">For the three months ended</div>
          </td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';"><br>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">March 31, 2020</div>
          </td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">(Guarantor)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">JHUSA</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">(Issuer)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Other</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">subsidiaries</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidation</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">Consolidated</div>
            <div style="text-align: right; line-height: 10.25pt; font-size: 9pt;">MFC</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net premium income</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,202</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">8,153</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">9,355</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net investment income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">8,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(363</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">7,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net other revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">6,812</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(4,305</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">2,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total revenue</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">9,907</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">14,602</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(4,313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">20,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net benefits and claims</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">6,879</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">11,129</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(3,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">14,089</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Commissions, investment and general expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">884</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">3,380</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(361</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">3,910</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Other expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">104</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">61</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">342</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">474</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Total contract benefits and expenses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">111</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">7,824</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">14,851</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(4,313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">18,473</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Income (loss) before income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(130</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">2,083</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(249</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,704</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Income tax (expense) recovery</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(384</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(248</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Income (loss) after income taxes</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,699</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Equity in net income (loss) of unconsolidated subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,391</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(66</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(2,958</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-weight: bold; font-family: Arial,'sans-serif';">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,296</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,633</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,136</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(2,958</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Net income (loss) attributed to:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Non-controlling interests</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(43</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Participating policyholders</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(146</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif'; font-size: 9pt;">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 9pt; line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">Shareholders</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,325</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">(2,958</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-size: 9pt; font-family: Arial,'sans-serif';">1,296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,296</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,633</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,136</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">(2,958</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 10.25pt; font-family: Arial,'sans-serif';"><font style="font-size: 9pt;">1,107</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,'sans-serif';">&#160;</td>
        </tr>

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    <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
    </div>
    <div style="line-height: 1.15pt;"><br>
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    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">66</font></div>
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        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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    <div style="line-height: 1.75pt; margin-bottom: 10pt;"><br style="line-height: 1.75pt;">
    </div>
    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statement of Cash Flows</div>
    <div style="line-height: 1pt;"><br style="line-height: 1pt;">
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            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended March 31, 2021</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">MFC</div>
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(Guarantor)</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">JHUSA</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">subsidiaries</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Consolidation</div>
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">adjustments</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Consolidated</div>
            <div style="text-align: right; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">MFC</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net income (loss)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">783</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,067</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">865</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Adjustments:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(866</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(380</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">179</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,067</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(7,494</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(5,531</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(13,025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">12</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(10</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -4.55pt; margin-left: 12.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding</div>
            <div style="text-indent: -9.05pt; margin-left: 21.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">coinsurance transactions</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,865</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,707</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">158</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">34</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other amortization</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">31</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">99</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">132</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -4.5pt; margin-left: 12.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">28</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">7,897</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">10,388</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,313</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(123</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(353</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(506</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Stock option expense</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">undernoted items</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(83</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,632</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,428</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,977</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">93</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(93</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">payables</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,518</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">437</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,086</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(88</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,865</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(93</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(9,038</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(24,193</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(33,231</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">7,616</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">16,482</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">24,098</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(108</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">346</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">238</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Investment in common shares of subsidiaries</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net cash flows from acquisition and disposal of subsidiaries and</div>
            <div style="text-indent: -3.8pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">businesses</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Notes receivable from parent</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">101</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,530</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(8,899</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but not</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,099</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">51</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,150</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(350</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(350</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Secured borrowings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">73</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">73</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(846</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(846</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Lease payments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(30</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(587</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(587</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Dividends paid to parent</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(93</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">93</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Common shares issued, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"><font style="color: #000000;">Other equity issued</font>, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,982</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Preferred share issued</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,000</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Notes payable to parent</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">101</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(101</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Notes payable to subsidiaries</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">764</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(764</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,097</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">911</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(4,772</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,433</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Increase (decrease) during the period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">8</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(2,357</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(3,575</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(58</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(269</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(328</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,907</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">20,629</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,583</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">54</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,623</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,003</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">21,680</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5,213</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">20,907</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">26,167</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(306</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(278</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(584</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">47</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,907</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">20,629</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">25,583</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">End of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">54</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">4,072</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,317</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">22,443</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(449</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(314</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(763</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">54</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">3,623</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">18,003</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">21,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest received</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">9</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,047</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">1,738</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(45</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2,749</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest paid</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">120</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">5</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">109</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(45</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">189</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">66</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,958</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">34</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">46</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -4.55pt; margin-left: 12.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,960</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1,843</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">117</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">17</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">28</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other amortization</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">39</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">134</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">174</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -4.55pt; margin-left: 12.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment</div>
            <div style="text-indent: -4.55pt; margin-left: 17.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">on assets</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(6</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(7,189</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,891</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(4,304</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(36</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">144</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">343</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">451</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 8pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Stock option expense</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">undernoted items</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(136</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">168</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(258</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,122</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(9,044</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(953</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(167</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,780</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,414</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(258</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(8,748</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(18,236</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">(26,984</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
          </td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Disposals and repayments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">8,348</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,277</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">28,625</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(351</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">662</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">311</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1,076</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,076</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(751</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,627</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,176</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,952</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">not yet purchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(163</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(163</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(500</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(500</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Secured borrowings</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">709</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">131</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">840</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(288</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(288</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Lease payments</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(2</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(32</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(583</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(583</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Dividends paid to parent</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(168</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(90</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">258</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests,</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">4</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">Common shares repurchased</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(253</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(253</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Common shares issued, net</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(1,076</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">259</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">539</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(838</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(918</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(958</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(8</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,568</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,203</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">5,763</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-</div>
            <div style="text-indent: -3.55pt; margin-left: 8.05pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">term securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">281</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">808</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,092</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Balance, beginning of period</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,564</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">16,962</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,548</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">17</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,413</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,973</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">26,403</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">3,058</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">17,220</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,300</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(494</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(258</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(752</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">22</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,564</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">16,962</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">19,548</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">End of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">17</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,856</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">20,214</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">27,087</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(443</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(241</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(684</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">17</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">6,413</font></div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">19,973</div>
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          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; color: #000000; font-family: Arial, sans-serif; font-size: 8pt;">26,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest received</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">25</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,010</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">1,741</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(91</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">$</font></div>
          </td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">2,685</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%;">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Interest paid</div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">142</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">11</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">232</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">(91</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">)</font></div>
          </td>
          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">294</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
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          <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;">216</font></div>
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  <br>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
    </div>
    <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">68</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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  </div>
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    <div><br>
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      <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

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            <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
              <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;"><font style="font-family: Arial,'sans-serif'; font-size: 12pt;">SHAREHOLDER
                  INFORMATION</font><br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div>
      <div>
        <div>
          <div style="line-height: 13.7pt;">
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                <div>
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                      <tr>
                        <td valign="top" style="width: 35.63%; font-family: Arial,'sans-serif';" rowspan="2">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;<font style="font-weight: bold;">MANULIFE FINANCIAL CORPORATION<br>
                            </font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;HEAD OFFICE</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;200 Bloor Street East</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, ON Canada M4W 1E5</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 416 926-3000</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;INVESTOR RELATIONS</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;Financial analysts, portfolio managers and</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;other investors requiring financial information </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;may contact our Investor Relations Department </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;or access our website at <font style="text-decoration: underline;">www.manulife.com</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>InvestRel@manulife.com</u></font></div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;SHAREHOLDER SERVICES</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;For information or assistance regarding </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;your share account, including dividends, </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;changes of address or ownership, lost </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;certificates, to eliminate duplicate mailings </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;or to receive shareholder material </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;"><font style="display: inline; font-weight: bold;">&#160;electronically</font>, please contact our Transfer </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;Agents in Canada, the United States, Hong </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;Kong or the Philippines. If you live outside one </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;of these countries, please contact our Canadian </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;Transfer Agent.</div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                        </td>
                        <td valign="top" style="width: 33.96%; font-family: Arial,'sans-serif';" rowspan="2">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;TRANSFER AGENTS</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Canada</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;AST Trust Company (Canada)</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 700, Station B </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Montreal, QC Canada H3B 3K3</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 783-9495</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Email: <font style="text-decoration: underline;">manulifeinquiries@astfinancial.com</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com/ca-en</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 6.6pt;">&#160;AST Trust Company (Canada)&#160;offices are also&#160;&#160; </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 6.6pt;">&#160;located&#160;in Toronto<font style="display: inline;">,</font> Vancouver and Calgary.</div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;United States</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;American Stock Transfer &amp; Trust Company, LLC</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 199036</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Brooklyn, NY&#160; 11219<br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;United States<br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 249-7702</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864<br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>manulifeinquiries@astfinancial.com</u></font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com</font></div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Hong Kong&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                            <div style="line-height: 13.7pt;">&#160;Tricor Investor Services&#160;Limited</div>
                            <div style="line-height: 13.7pt;">&#160;Level 54, Hopewell Centre</div>
                            <div style="line-height: 13.7pt;">&#160;183 Queen's Road East</div>
                            <div style="line-height: 13.7pt;">&#160;Wan Chai,&#160;Hong Kong</div>
                            <div style="line-height: 13.7pt;">&#160;Telephone: 852 2980-1333<br>
                              &#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>is-enquiries@hk.tricorglobal.com</u></font></div>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Online:&#160;<font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>www.tricoris.com</u></font></div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                        </td>
                        <td valign="top" style="width: 28%; font-family: Arial,'sans-serif';">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Philippines</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Rizal Commercial Banking Corporation</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Ground Floor, West Wing</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;GPL (Grepalife) Building</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;221 Senator Gil Puyat Avenue</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;Makati City,&#160;Metro Manila, </font><font style="display: inline;">Philippines</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 632 5318-8567</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Email: <font style="text-decoration: underline;">rcbcstocktransfer@rcbc.com</font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.rcbc.com/stocktransfer</font></div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;AUDITORS</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Ernst &amp; Young LLP</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Chartered Professional Accountants</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Licensed Public Accountants</div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, Canada</div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="width: 28%;">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;<font style="font-family: Arial,'sans-serif';">The following Manulife
                                documents&#160;</font></font><font style="display: inline; font-family: Arial,'sans-serif';">are</font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#160;available</font><font style="font-family: Arial,'sans-serif';"> online at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; font-family: Arial,'sans-serif';">&#160;</div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#183;</font><font style="letter-spacing: 9pt; color: black; font-family: Arial,'sans-serif';">&#160;</font><font style="display: inline; font-family: Arial,'sans-serif';">Annual Report and Proxy Circular</font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#183;</font><font style="letter-spacing: 9pt; color: black; font-family: Arial,'sans-serif';">&#160;</font><font style="display: inline; font-family: Arial,'sans-serif';">Notice of Annual Meeting</font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#183;</font><font style="letter-spacing: 9pt; color: black; font-family: Arial,'sans-serif';">&#160;</font><font style="display: inline; font-family: Arial,'sans-serif';">Shareholders Reports</font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#183;</font><font style="letter-spacing: 9pt; color: black; font-family: Arial,'sans-serif';">&#160;</font><font style="display: inline; font-family: Arial,'sans-serif';">Public Accountability Statement</font></div>
                          <font style="font-family: Arial,'sans-serif';"> </font>
                          <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline; font-family: Arial,'sans-serif';">&#183;</font><font style="letter-spacing: 9pt; color: black; font-family: Arial,'sans-serif';">&#160;</font><font style="display: inline; font-family: Arial,'sans-serif';">Corporate Governance material</font></div>
                          <div style="text-indent: 0pt; display: block;">&#160;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
              </div>
              <div style="text-indent: 0pt; display: block;">
                <div><br>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr bgcolor="#c0c0c0">
                        <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                          <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;"><font style="font-family: Arial,'sans-serif';">Rating</font><br>
                          </div>
                        </td>
                      </tr>

                  </table>
                </div>
              </div>
              <div style="text-indent: 0pt; display: block;">
                <div style="text-indent: 0pt; display: block;">
                  <div>
                    <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                        <tr>
                          <td valign="top" style="width: 43.85%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" rowspan="7">
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 148.3pt; text-decoration: underline;"><br>
                            </div>
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">Financial strength is a key factor in generating new business, maintaining and expanding distribution
                              relations and providing a base for expansion, acquisitions and growth. As at March 31, 2021, Manulife had total capital of C$59.5 billion, including&#160;C$51.2 billion of total shareholders&#8217; equity. The Manufacturers Life
                              Insurance Company&#8217;s financial strength ratings are among the strongest in the insurance industry.</div>
                          </td>
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                          <td rowspan="1" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" rowspan="1" style="width: 20.32%; padding-left: 3px; padding-right: 3px; font-weight: bold; font-family: Arial,'sans-serif'; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0); border-style: solid; border-width: 2px; background-color: rgb(255, 255, 255);">Rating Agency <br>
                          </td>
                          <td valign="middle" rowspan="1" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; font-weight: bold; font-family: Arial,'sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">MLI Rating <br>
                          </td>
                          <td valign="middle" rowspan="1" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; font-weight: bold; font-family: Arial,'sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">Rank <br>
                          </td>
                        </tr>
                        <tr bgcolor="#ffff00" style="height: 18px;">
                          <td rowspan="1" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" rowspan="1" style="width: 20.32%; padding-left: 3px; padding-right: 3px; font-family: Arial,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">S&amp;P Global Ratings <br>
                          </td>
                          <td valign="middle" rowspan="1" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; font-family: Arial,'sans-serif'; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">AA- <br>
                          </td>
                          <td valign="middle" rowspan="1" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; font-family: Arial,'sans-serif'; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings) <br>
                          </td>
                        </tr>
                        <tr bgcolor="#ffff00" style="height: 18px;">
                          <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">Moody&#8217;s Investors Service Inc.<br>
                            </div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">A1</div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">(5<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                          </td>
                        </tr>
                        <tr bgcolor="#ffff00">
                          <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">Fitch Ratings Inc.</div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                          </td>
                        </tr>
                        <tr bgcolor="#ffff00">
                          <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">DBRS Morningstar<br>
                            </div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA<br>
                            </div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">(3rd of 22&#160;ratings)</div>
                          </td>
                        </tr>
                        <tr bgcolor="#ffff00">
                          <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 20.32%; padding-left: 3px; padding-right: 3px; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">AM Best Company</div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">A+ (Superior)</div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">(2<font style="display: inline; vertical-align: text-top;">nd</font> of 13 ratings)</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div style="text-indent: 0pt; display: block; clear: both;">&#160;</div>
                  <div>
                    <div>
                      <div>&#160; <br>
                      </div>
                      <div>
                        <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                            <tr bgcolor="#c0c0c0">
                              <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                                <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;"><font style="font-family: Arial,'sans-serif';">Common Stock
                                    Trading Data</font><br>
                                </div>
                              </td>
                            </tr>

                        </table>
                      </div>
                    </div>
                  </div>
                </div>
                <div style="text-indent: 0pt; display: block;">
                  <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                    <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                        <tr>
                          <td valign="top" style="width: 43.1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" rowspan="6">
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;"> <br>
                            </div>
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">The following values are the high, low and close prices, including the average daily trading volume for
                              Manulife Financial Corporation&#8217;s common stock on the Canadian exchanges, the U.S. exchanges, The Stock Exchange of Hong Kong and the Philippine Stock Exchange for the first quarter. The common stock symbol is <font style="display: inline; font-weight: bold;">MFC</font> on all exchanges except </div>
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">Hong Kong where it is <font style="display: inline; font-weight: bold;">945</font><font style="display: inline;">.</font></div>
                          </td>
                          <td valign="bottom" style="background-color: rgb(255, 255, 255);" colspan="6">
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="font-family: 'Arial Narrow','sans-serif';"><font style="display: inline;"> <br>
                                </font></font></div>
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="font-family: Arial,'sans-serif';"><font style="display: inline;">As at March 31, 2021, there were 1,942 million common shares
                                  outstanding.</font></font> <br>
                            </div>
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;"> <br>
                              </font></div>
                          </td>
                        </tr>
                        <tr style="height: 56px;">
                          <td valign="bottom" style="width: 2%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                          <td valign="bottom" style="border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); width: 14%; background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt; font-family: Arial,'sans-serif';">
                              <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">January 1&#160;&#8211;&#160;</div>
                              <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">March 31,<br>
                                2021<br>
                              </div>
                            </div>
                          </td>
                          <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: Arial,'sans-serif';">
                            <div style="font-weight: bold; text-align: center;">Canada<br>
                            </div>
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: center;"><font style="display: inline;">Canadian </font><font style="display: inline;">$</font></div>
                          </td>
                          <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: Arial,'sans-serif';">
                            <div style="display: block; font-weight: bold; text-align: center;">U.S. </div>
                            <div style="display: block; text-align: center;"><font style="display: inline;">United States </font><font style="display: inline;">$</font></div>
                          </td>
                          <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: Arial,'sans-serif';">
                            <div style="display: block; font-weight: bold; text-align: center;">Hong Kong</div>
                            <div style="display: block; text-align: center;"><font style="display: inline;">Hong Kong </font><font style="display: inline;">$</font></div>
                          </td>
                          <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: Arial,'sans-serif';">
                            <div style="font-weight: bold; text-align: center;">Philippines</div>
                            <div style="display: block; text-align: center;">Philippine </div>
                            <div style="display: block; text-align: center;">Pesos&#160; </div>
                          </td>
                        </tr>
                        <tr style="height: 19px;">
                          <td valign="middle" style="width: 2%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                          <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">High</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$27.68</div>
                          </td>
                          <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$22.25</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$169.00</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="display: block; font-family: Arial,'sans-serif'; text-align: center;">P 975<br>
                            </div>
                          </td>
                        </tr>
                        <tr style="height: 18px;">
                          <td valign="middle" style="width: 2%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                          <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">Low</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$17.98</div>
                          </td>
                          <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$17.46</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$135.00</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="display: block; font-family: Arial,'sans-serif'; text-align: center;">P 775<br>
                            </div>
                          </td>
                        </tr>
                        <tr>
                          <td valign="middle" style="width: 2%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt;">Close</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$27.03</div>
                          </td>
                          <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$21.50</div>
                          </td>
                          <td valign="middle" style="text-indent: 0pt; width: 9%; margin-left: 0pt; margin-right: 0pt; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160;&#160;&#160; $166.30</div>
                          </td>
                          <td valign="middle" style="width: 9%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="display: block; font-family: Arial,'sans-serif'; text-align: center;">P 970<br>
                            </div>
                          </td>
                        </tr>
                        <tr>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: Arial,'sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 14%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: Arial,'sans-serif';">
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">Average Daily</div>
                            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">Volume (000)</div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">12,634<br>
                            </div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">3,444<br>
                            </div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">52<br>
                            </div>
                          </td>
                          <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                            <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160; 0.03<br>
                            </div>
                          </td>
                        </tr>

                    </table>
                  </div>
                </div>
              </div>
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              <div id="DSPFPageFooter" style="width: 100%;">&#160;Manulife Financial Corporation - First Quarter 2021<br>
              </div>
              <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">69</font></div>
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              <div>&#160; <br>
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                    <tr bgcolor="#c0c0c0">
                      <td valign="top" style="width: 84%; background-color: rgb(255, 255, 255);">
                        <div style="text-indent: -18pt; display: block; font-family: Arial,'sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Consent to receive documents electronically</div>
                      </td>
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                </table>
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              <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
              <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
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                      <td valign="top" style="width: 43%; font-family: Arial,'sans-serif';">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">Electronic documents available from Manulife </div>
                        &#160; <br>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">Manulife is pleased to offer Electronic Documents. Access the</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;"> information when you want, no more waiting for the mail.</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">The Manulife documents available electronically are:</div>
                        &#160;
                        <div style="text-indent: 18pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report and Proxy Circular</font></div>
                        <div style="text-indent: 18pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of Annual Meeting</font></div>
                        <div style="text-indent: 18pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholder Reports</font></div>
                        <div style="text-indent: 18pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public Accountability Statement</font></div>
                        <div style="text-indent: 18pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate Governance material</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                      <td valign="top" style="width: 41%; font-family: Arial,'sans-serif';">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">These documents will be available to you on our website</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;"> <font style="display: inline; text-decoration: underline;">www.manulife.com</font> at the same time as they are mailed to other</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">shareholders. Documents relating to the annual meeting, including</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">annual reports, will be available on the website at least until the next</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">version is available.</div>
                        &#160;
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">We will notify you when documents will be available on the website and confirm the instructions for accessing the documents at the same time.</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">In the event that the documents are not available on our website, paper</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">copies will be mailed to you.</div>
                        &#160; <br>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">This information is also available for viewing or download under</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;">quarterly reports from the Investor Relations section of our website at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 8.1pt;"><font style="display: inline; text-decoration: underline;"> <br>
                          </font></div>
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              <div style="text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; margin-right: 0pt;">.</div>
              <font style="font-family: Arial,'sans-serif';"> </font>
              <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 10pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 10pt;">&#8230;</font><font style="display: inline; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 10pt;">.</font><font style="display: inline; font-weight: bold; font-family: Arial,'sans-serif'; font-size: 10pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;&#8230;&#8230;</font><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">Detach Here <font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></font></div>
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                      <td valign="top" style="width: 43%;">
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">To receive documents electronically when they are available through </div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">Manulife&#8217;s electronic delivery service, complete this form and </div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">return it as indicated.</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">I have read and understand the statement on the reverse and consent to </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;"><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">receive electronically
                            the Manulife documents listed in the manner<br>
                          </font> </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;"><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">described. I
                            acknowledge that I have the computer requirements to<br>
                          </font> </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;"><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">access the documents
                            that are made available on Manulife&#8217;s website.<br>
                          </font> </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;"><font style="font-family: Arial,'sans-serif'; font-size: 10pt;">I understand that I am
                            not required to consent to electronic delivery<br>
                          </font> </div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">and that I may revoke my consent at any time.</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">Please note: We will contact you by phone only if there is a problem with your</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">email address.</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">The information provided is confidential and will not be used for any </div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 0pt; margin-right: 8.85pt;">purpose other than that described.</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                      </td>
                      <td valign="top" style="width: 41%;">
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Please Print:</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">_________________________________________________________</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Shareholder Name</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">_________________________________________________________</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Contact Phone Number</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">_________________________________________________________</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Shareholder Email Address</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">_________________________________________________________</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Shareholder Signature</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">_________________________________________________________</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif'; margin-left: 9pt; margin-right: 0pt;">Date</div>
                        <div style="text-indent: 0pt; display: block; font-family: Arial,'sans-serif';">&#160;</div>
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          <div id="DSPFPageFooter" style="width: 100%; font-family: Arial,'sans-serif';">&#160;Manulife Financial Corporation - First Quarter 2021</div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: Arial, 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">70</font></div>
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<DOCUMENT>
<TYPE>EX-99.2
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<DESCRIPTION>EXHIBIT99-2-CEO-CERT
<TEXT>
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    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Full Certificate</div>
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    <div style="line-height: 11.4pt; margin-bottom: 6pt;">I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following:</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">1.</td>
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            <div><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A
              (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March 31, 2021.</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">2.</td>
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            <div><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it
              was made, with respect to the period covered by the interim filings.</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">3.</td>
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            <div><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of
              the date of and for the periods presented in the interim filings.</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">4.</td>
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            <div><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
              responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">5.</td>
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            <div><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2
              and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">(a)</td>
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            <div>designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
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          <td style="width: 13.5pt; vertical-align: top; align: right;">(i)</td>
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            <div>material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
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          <td style="width: 13.5pt; vertical-align: top; align: right;">(ii)</td>
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            <div>information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded,
              processed, summarized and reported within the time periods specified in securities legislation; and</div>
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          <td style="width: 18pt; vertical-align: top; align: right;">(b)</td>
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            <div>designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
              financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
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          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying
              officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
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            <div>N/A</div>
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            <div>N/A</div>
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          <td style="width: 36pt;"><br>
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          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
              MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2021 and ended on March 31, 2021 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
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    <div style="text-align: justify; line-height: 11.4pt; margin-bottom: 6pt;">Date:&#160;&#160; May 5, 2021</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-style: italic;"><u>/s/ Roy Gori</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt;">Roy Gori</div>
    <div style="text-align: justify; line-height: 11.4pt;">President and Chief Executive Officer</div>
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<DOCUMENT>
<TYPE>EX-99.3
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<html>
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    <title></title>
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    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Full Certificate</div>
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    <div style="line-height: 11.4pt; margin-bottom: 6pt;">I, Philip J. Witherington, Chief Financial Officer of Manulife Financial Corporation, certify the following:</div>
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          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">1.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A
              (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March 31, 2021.</div>
          </td>
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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">2.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it
              was made, with respect to the period covered by the interim filings.</div>
          </td>
        </tr>

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          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">3.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of
              the date of and for the periods presented in the interim filings.</div>
          </td>
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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">4.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
              responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
          </td>
        </tr>

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          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">5.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2
              and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
          </td>
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          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">(a)</td>
          <td style="width: auto; vertical-align: top;">
            <div>designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
          </td>
        </tr>

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          <td style="width: 13.5pt; vertical-align: top; align: right;">(i)</td>
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            <div>material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
          </td>
        </tr>

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          </td>
          <td style="width: 13.5pt; vertical-align: top; align: right;">(ii)</td>
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            <div>information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded,
              processed, summarized and reported within the time periods specified in securities legislation; and</div>
          </td>
        </tr>

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          <td style="width: 72pt;"><br>
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          <td style="width: 18pt; vertical-align: top; align: right;">(b)</td>
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            <div>designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
              financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z8215562b9b334f429dbffb153a054951" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">5.1</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying
              officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z8eca9785cea243dea77e60da4bf68e64" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">5.2</td>
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            <div>N/A</div>
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        </tr>

    </table>
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        <tr>
          <td style="width: 36pt;"><br>
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          <td style="width: 18pt; vertical-align: top; align: right;">5.3</td>
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            <div>N/A</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="ze4dca2c6fc544a1ca785c21181721796" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

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          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right;">6.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
              MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2021 and ended on March 31, 2021 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
          </td>
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    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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    <div style="text-align: justify; line-height: 11.4pt;">Date:&#160; May 5, 2021</div>
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    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-style: italic;"><u>/s/ Philip J. Witherington</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt;">Philip J. Witherington</div>
    <div style="text-align: justify; line-height: 11.4pt;">Chief Financial Officer</div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
