<SEC-DOCUMENT>0001086888-22-000009.txt : 20220201
<SEC-HEADER>0001086888-22-000009.hdr.sgml : 20220201
<ACCEPTANCE-DATETIME>20220201081025
ACCESSION NUMBER:		0001086888-22-000009
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20220201
FILED AS OF DATE:		20220201
DATE AS OF CHANGE:		20220201

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		22576936

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-MFC-NR-NCIB-1FEB2022
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="line-height: 15.95pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K</div>
    <div style="line-height: 9.1pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>February, 2022</u></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 16pt; font-style: normal; font-variant: normal; text-transform: none;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
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    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
          </td>
          <td style="width: 28.28%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9744;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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            <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9745;</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Arial Narrow', sans-serif;">&#9744;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Arial Narrow', sans-serif;">&#9744;</font></div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 6%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 86.75%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.75%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated February 1, 2022<font style="font-weight: normal;"> announcing Normal Course Issuer Bid.</font></div>
          </td>
        </tr>

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    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">Kay Song</font></font></div>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kay Song</font></div>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant
                Corporate Secretary</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; February 1, 2022<br>
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    <div style="text-align: center; line-height: 13.7pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 86.83%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.83%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated February 1, 2022<font style="font-weight: normal;"> announcing Normal Course Issuer Bid.</font></div>
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          <td style="width: 6%; vertical-align: top;">&#160;</td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99.htm
<DESCRIPTION>EXHIBIT99.1-MFC-NR-NCIB-1FEB2022
<TEXT>
<html>
  <head>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using EDGARfilings PROfile 8.1.0.0
         Copyright 1995 - 2022 Broadridge -->
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  <body bgcolor="#ffffff" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000;">
    <div><img src="image00005.jpg"> </div>
    <div><br>
    </div>
    <br>
    <div style="line-height: 29.65pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 26pt; font-weight: bold;">News<br>
      Release</div>
    <div style="line-height: 17.7pt;"><br style="line-height: 17.7pt;">
    </div>
    <div style="line-height: 20.5pt;"><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">C$ unless otherwise stated</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 288pt">&#160;</font><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">TSX/NYSE/PSE: MFC&#160; &#160;&#160; SEHK: 945<br>
        For Immediate Release<br>
        February 1, 2022</font></div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans Demibold', sans-serif; font-size: 11pt;"><br>
      <font style="font-weight: bold;">Manulife announces Normal Course Issuer Bid</font></div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans Demibold', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">TORONTO</font> &#8211; Manulife Financial
      Corporation (&#8220;Manulife&#8221;) announced today that it has received approval from the Toronto Stock Exchange (&#8220;TSX&#8221;) for its previously announced normal course issuer bid (&#8220;NCIB&#8221;) permitting the purchase for cancellation of up to 97 million of its common
      shares, representing approximately 5% of Manulife&#8217;s issued and outstanding common shares. As at January 31, 2022, Manulife had 1,942,706,408 common shares issued and outstanding. The Office of the Superintendent of Financial Institutions Canada
      previously approved the NCIB. Under the NCIB, Manulife may purchase up to 1,643,662 of its common shares on the TSX during any trading day, which represents 25% of the average daily trading volume of 6,574,651 common shares on the TSX for the six
      months ended December 31, 2021, subject to TSX rules permitting block purchases. Purchases under the NCIB may commence through the TSX on February 3, 2022 and continue until February 2, 2023, when the NCIB expires, or such earlier date as Manulife
      completes its purchases.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Having an NCIB in place will provide Manulife with the flexibility to purchase common shares as part of its capital management strategy
      which is designed to maintain healthy regulatory capital ratios while balancing the objective of generating shareholder value. In addition, Manulife intends to repurchase shares in order to mitigate the impact of a recently completed reinsurance
      transaction on diluted Earnings Per Share and core Earnings Per Share.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Purchases under the NCIB may be made through the facilities of the TSX, the New York Stock Exchange, and alternative trading systems in
      Canada and the United States at market prices prevailing at the time of purchase or such other price as may be permitted. All common shares acquired by Manulife under the NCIB will be cancelled. Repurchases will be subject to compliance with
      applicable Canadian securities laws and United States federal securities laws.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">In addition, Manulife may undertake repurchases of its common shares outside of Canada and the United States in compliance with applicable
      laws. Subject to regulatory approval,</div>
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    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Manulife may also acquire common shares directly from other holders by way of private agreement pursuant to issuer bid exemption orders
      issued by applicable securities regulatory authorities. Any private purchase made under an exemption order issued by a securities regulatory authority will generally be at a discount to the prevailing market price. Manulife may also enter into
      derivative-based programs in support of its repurchase activities, including the writing of put options and forward purchase agreements, accelerated share repurchase transactions, other equity contracts or use other methods of acquiring shares, in
      each case subject to regulatory approval and on such terms and at such times as shall be permitted by applicable securities laws. The total number of common shares repurchased under the NCIB and all other potential arrangements will not exceed 97
      million common shares.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Manulife has entered into an automatic share repurchase plan under which its designated broker will repurchase Manulife's common shares
      pursuant to the NCIB. The actual number of common shares purchased under the automatic plan, the timing of such purchases and the price at which common shares are purchased will depend upon future market conditions. The automatic plan, which was
      pre-cleared by the TSX, provides for the potential repurchase of common shares at any time, including when Manulife ordinarily would not be active in the market due to its own internal trading blackout periods, insider trading rules, or otherwise<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">This document contains forward-looking statements within the meaning of the "safe harbour" provisions of Canadian provincial securities
      laws and the U.S. Private Securities Litigation Reform Act of 1995 with respect to possible future purchases by Manulife of its common shares. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such
      statements involve risks and uncertainties, and undue reliance should not be placed on such statements. Certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those
      expressed or implied in such statements. Important factors that could cause actual common share repurchases to differ materially from expectations include but are not limited to the fact that the amount and timing of any future common share
      repurchases will depend on the earnings, cash requirements and financial condition of Manulife, market conditions, capital requirements (including under LICAT capital standards), common share issuance requirements, applicable law and regulations
      (including Canadian and U.S. securities laws and Canadian insurance company regulations), and other factors deemed relevant by Manulife, and may be subject to regulatory approval or conditions.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially from expectations may be found in
      our most recent annual and interim reports and elsewhere in our filings with Canadian and U.S. securities regulators.</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div id="DSPFPageHeader"></div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof. We do not undertake to
      update any forward-looking statements, except as required by law.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">About Manulife</div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans','sans-serif';"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; color: rgb(0, 0, 0); font-family: 'Manulife JH Sans','sans-serif'; font-size: 11pt;">Manulife Financial Corporation is a leading international financial services provider that helps
      people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we provide financial advice and insurance, operating as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United
      States. Through Manulife Investment Management, the global brand for our global wealth and asset management segment, we serve individuals, institutions and retirement plan members worldwide. At the end of 2020, we had more than 37,000 employees, over
      118,000 agents, and thousands of distribution partners, serving over 30 million customers. As of September 30, 2021, we had CAD$1.4 trillion (US$1.1 trillion) in assets under management and administration, and in the previous 12 months we made
      CAD$31.6 billion in payments to our customers.</div>
    <div style="line-height: 20.5pt; color: rgb(0, 0, 0); font-family: 'Manulife JH Sans','sans-serif'; font-size: 11pt;">Our principal operations are in Asia and Canada, and the United States, where we have served
      customers for more than 155 years. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong. Not all offerings are available in all jurisdictions. For additional information, please visit
      manulife.com</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z5cbccd663c9748319ee8ddf9c0ad27be" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 47.91%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">Media Contact</div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Cheryl Holmes</font></div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Manulife</font></div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">416-557-0945</font></div>
            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">cheryl_holmes<font style="background-color: #FAFAFA;">@manulife.com</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
          <td style="width: 52.09%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">Investor Relations</div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Hung Ko</font><br>
              <font style="background-color: #FAFAFA;">Manulife</font><br>
              <font style="background-color: #FAFAFA;">416-806-9921</font><br>
              <font style="background-color: #FAFAFA; font-weight: bold;">hung_ko@manulife.com</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
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