<SEC-DOCUMENT>0001086888-22-000056.txt : 20220802
<SEC-HEADER>0001086888-22-000056.hdr.sgml : 20220802
<ACCEPTANCE-DATETIME>20220802090748
ACCESSION NUMBER:		0001086888-22-000056
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20220802
FILED AS OF DATE:		20220802
DATE AS OF CHANGE:		20220802

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		221127068

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
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<DESCRIPTION>FORM6-K-MFC-NR-S9-RESET
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
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      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>August, 2022</u></div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="font-weight: bold; font-size: 16pt;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
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    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9744;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: Arial;">&#9744;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: Arial;">&#9744;</font></div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 88.81%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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          <td style="width: 88.81%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated August 2, 2022<font style="font-size: 12pt;">.</font></div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    </div>
    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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          <td style="width: 58.52%; vertical-align: top;">
            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">Kay Song</font></font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kay Song</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant

                Corporate Secretary</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; August 2, 2022</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99.htm
<DESCRIPTION>EXHIBIT99.1-MFC-NR-S9-RESET
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using Broadridge PROfile 22.7.2.5063
         Copyright 1995 - 2022 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: Arial; font-size: 10pt; text-align: left; color: #000000;">
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  </div>
  <div style="line-height: 11.4pt; margin-bottom: 6pt;"><img src="image00001.jpg"></div>
  <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 29.65pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 26pt; font-weight: bold;">News<br>
    Release</div>
  <div style="line-height: 10.85pt; margin-bottom: 6pt;"><br style="line-height: 10.85pt;">
  </div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">C$ unless otherwise stated</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 288pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: Arial, sans-serif; font-size: 11pt;">TSX/NYSE/PSE: MFC&#160; &#160;&#160; SEHK: 945<br>
      For Immediate Release<br>
      August 2, 2022</font></div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">Manulife Financial Corporation announces Conversion Privilege of Non-cumulative Rate Reset Class 1
      Shares Series 9<br>
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  </div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;">TORONTO</font> &#8211; Manulife Financial Corporation (&#8220;Manulife&#8221;) today announced that it does not intend
    to exercise its right to redeem all or any of its currently outstanding 10,000,000 Non-cumulative Rate Reset Class 1 Shares Series 9 (the &#8220;Series 9 Preferred Shares&#8221;) (TSX:&#160;MFC.PR.I) on September&#160;19, 2022. As a result, subject to certain conditions
    described in the prospectus supplement dated May 16, 2012 relating to the issuance of the Series 9 Preferred Shares (the &#8220;Prospectus&#8221;), the holders of the Series 9 Preferred Shares have the right, at their option, to convert all or part of their Series
    9 Preferred Shares on a one-for-one basis into Non-cumulative Floating Rate Class 1 Shares Series 10 of Manulife (the &#8220;Series 10 Preferred Shares") on September 19, 2022. A formal notice of the right to convert Series 9 Preferred Shares into Series 10
    Preferred Shares will be sent to the registered holders of the Series 9 Preferred Shares in accordance with the share conditions of the Series 9 Preferred Shares. Holders of Series 9 Preferred Shares are not required to elect to convert all or any part
    of their Series 9 Preferred Shares into Series 10 Preferred Shares. Holders who do not exercise their right to convert their Series 9 Preferred Shares into Series 10 Preferred Shares on such date will retain their Series 9 Preferred Shares, unless
    automatically converted in accordance with the conditions below.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">The foregoing conversion right is subject to the conditions that: (i) if, after September&#160;2, 2022, Manulife determines that there
    would be less than 1,000,000 Series&#160;9 Preferred Shares outstanding on September&#160;19, 2022, then all remaining Series 9 Preferred Shares will automatically be converted into an equal number of Series&#160;10 Preferred Shares on September&#160;19, 2022, and (ii)
    alternatively, if, after September 2, 2022, Manulife determines that there would be less than 1,000,000 Series&#160;10 Preferred Shares outstanding on September&#160;19, 2022, then no Series&#160;9 Preferred Shares will be converted into Series 10 Preferred Shares.
    In either case, Manulife will give written notice to that effect to any registered holders of Series&#160;9 Preferred Shares affected by the preceding minimums on or before September 12, 2022.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">The dividend rate applicable to the Series 9 Preferred Shares for the 5-year period commencing on September&#160;20, 2022, and ending on
    September&#160;19, 2027, and the dividend rate applicable to the Series 10 Preferred Shares for the 3-month period commencing on September 20, 2022, and ending on December&#160;19, 2022, will be determined and announced by way of a news release on August 22,
    2022. Manulife will also give written notice of these dividend rates to the registered holders of Series 9 Preferred Shares.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageBreak" style="page-break-after: always;">
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  <br>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">Beneficial owners of Series 9 Preferred Shares who wish to exercise their right of conversion should instruct their broker or other
    nominee to exercise such right before 5:00&#160;p.m. (Toronto time) on September 2, 2022. Conversion inquiries should be directed to Manulife&#8217;s Registrar and Transfer Agent, TSX Trust Company, at 1&#8209;800-783-9495.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Subject to certain conditions described in the Prospectus, Manulife may redeem the Series&#160;9 Preferred Shares, in whole or in part, on September 19,
    2027, and on September&#160;19 every five years thereafter and may redeem the Series&#160;10 Preferred Shares, in whole or in part, after September 19, 2022.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">The Toronto Stock Exchange (&#8220;TSX&#8221;) has conditionally approved the listing of the Series&#160;10 Preferred Shares effective upon conversion. Listing of the
    Series&#160;10 Preferred Shares is subject to Manulife fulfilling all the listing requirements of the TSX and, upon approval, the Series 10 Preferred Shares will be listed on the TSX under the trading symbol &#8220;MFC.PR.S&#8221;.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">The Series 9 Preferred Shares and the Series 10 Preferred Shares have not been and will not be registered in the United States under
    the United States Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), or the securities laws of any state of the United States and may not be offered, sold or delivered, directly or indirectly in the United States or to, or for the account or
    benefit of, a &#8220;U.S. person&#8221; (as defined in Regulation S under the Securities Act) absent registration or an applicable exemption from such registration requirements. This press release does not constitute an offer to sell or a solicitation to buy
    securities in the United States and any public offering of the securities in the United States must be made by means of a prospectus.</div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">About Manulife</div>
  <div style="line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Manulife Financial Corporation is a leading international financial services provider that helps people make their decisions easier and lives better. With
      our global headquarters in Toronto, Canada, we provide financial advice and insurance, operating as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States. Through Manulife Investment Management, the global brand
      for our global wealth and asset management segment, we serve individuals, institutions, and retirement plan members worldwide. At the end of 2021, we had more than 38,000 employees, over 119,000 agents, and thousands of distribution partners, serving
      over 33 million customers. Our principal operations are in Asia and Canada, and the United States, where we have served customers for more than 160 years. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945'
      in Hong Kong. In the previous 12 months we made CAD$32.7 billion in payments to our customers.<br>
    </font><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Not all offerings are available in all jurisdictions. For additional information, please visit&#160;manulife.com<font style="font-family: 'Times New Roman', serif;">.</font></div>
  <div style="line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: sans-serif; font-size: 12pt;"><br>
    </font><br style="line-height: 12.55pt;">
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  <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc2671cf4d93c45cd91fc48e04ae156d2">

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        <td style="width: 50%; vertical-align: top;">
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Media Contact</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Cheryl Holmes</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Manulife</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">416-557-0945</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #0563C1; font-family: Arial, sans-serif; font-size: 11pt;">cheryl_holmes@manulife.com</div>
          <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
        </td>
        <td style="width: 50%; vertical-align: top;">
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Investor Relations</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Hung Ko</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Manulife</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">416-852-4875</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #0563C1; font-family: Arial, sans-serif; font-size: 11pt;">hung_ko@manulife.com</div>
          <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
        </td>
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