<SEC-DOCUMENT>0001086888-22-000089.txt : 20221208
<SEC-HEADER>0001086888-22-000089.hdr.sgml : 20221208
<ACCEPTANCE-DATETIME>20221208135157
ACCESSION NUMBER:		0001086888-22-000089
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20221208
FILED AS OF DATE:		20221208
DATE AS OF CHANGE:		20221208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		221452122

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-MFC-NR-JOINTSTMT-8DEC2022
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
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    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>December, 2022</u></div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
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    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9744;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: Arial;">&#9744;</font></div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: Arial;">&#9744;</font></div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated December 8, 2022<font style="font-size: 12pt;">.</font></div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">Scott MacIntosh</font></font></div>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Scott MacIntosh</font></div>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant
                Corporate Secretary</font></div>
            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; December 8, 2022</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT99.1-MFC-NR-JOINTSTMT-8DEC2022
<TEXT>
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    <div style="text-align: center; line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">JOINT STATEMENT BY CANADIAN BANKS AND LIFE INSURANCE COMPANIES<br>
      REGARDING ANNUAL MEETINGS IN 2023</div>
    <div style="text-align: justify; line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">TORONTO, ON, December 8, 2022 &#8211; This is a joint statement issued by BMO, CIBC, Canadian Western Bank, Laurentian Bank,
      National Bank, RBC, Scotiabank, TD Bank Group, Great-West Lifeco, Canada Life, Manulife and Sun Life. Each of us continues to monitor the ongoing COVID-19 pandemic and the directives and recommendations from public health and government authorities.
      In the last few years, we have been taking a series of proactive precautionary measures to help protect the health and well-being of our employees, clients and communities. This degree of care and concern extends to all of our shareholders and
      policyholders. Although the COVID-19 situation has improved since the 2022 annual meeting cycle, we have been carefully considering alternatives for our respective meetings in light of the continued and unpredictable nature of COVID-19, and potential
      protocols recommended by public health authorities and organizations.</div>
    <div style="text-align: justify; line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">As a result, we have once again jointly obtained a court order that enables our 2023 annual meetings to be held, as
      electronic-only or as hybrid meetings, as determined by each financial institution. The order permits our meetings to be conducted over one or more of webcasting, teleconference or other electronic means, in each case in addition to, or instead of,
      an in-person meeting, and permits alternative means for distributing meeting materials. In March 2020, December 2020 and December 2021, we jointly obtained a similar court order. The order was obtained because Canadian banks and insurance companies
      are not permitted to conduct an electronic annual meeting in lieu of an in-person meeting without relief from the court.</div>
    <div style="text-align: justify; line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">We believe these are prudent and precautionary measures that balance public health and well-being with the ability of
      shareholders and policyholders to attend and exercise their rights. Each institution is committed to presenting their respective meeting in a manner that supports constructive shareholder engagement.</div>
    <div style="text-align: justify; line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">The specific arrangements for each annual meeting will be announced separately, by each financial institution, prior to
      the scheduled date. We encourage our shareholders and policyholders to visit our websites in advance of our annual meetings for the most current information.</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Bank of Montreal</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">BMO Life Assurance Company</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
            <div style="line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Jeff Roman<br>
              (416) 867-3996<br>
              <u><font style="font-family: 'Times New Roman',serif; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 255); font-style: normal; font-variant: normal; text-transform: none;">jeff.roman@bmo.com</font></u></div>
            <div style="line-height: 13.7pt; margin-bottom: 12pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Investor Relations<br>
              Bill Anderson<br>
              (416) 867-7834<br>
              <u><font style="font-family: 'Times New Roman',serif; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 255); font-style: normal; font-variant: normal; text-transform: none;">bill2.anderson@bmo.com</font></u></div>
            <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">The Bank of Nova Scotia</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Clancy Zeifman</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;"> (416) 520-3906<br>
            </div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;"> <u><font style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 255); font-family: 'Times New Roman',serif; font-style: normal; font-variant: normal; text-transform: none;">clancy.zeifman@scotiabank.com</font></u></div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;"> <br>
            </div>
            <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: 'Times New Roman', serif; font-size: 12pt;"></div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Investor Relations</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Sophia Saeed</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(647) 973-6961</div>
            <div style="line-height: 13.7pt; color: #0000FF; font-family: 'Times New Roman', serif; font-size: 12pt;"><u>sophia.saeed@scotiabank.com</u></div>
            <div style="line-height: 13.7pt;"><font style="line-height: 13.7pt;">&#160;</font></div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Tom Wallis</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 980-4048</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Chris Williams</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(780) 508-8229</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Laurentian Bank of Canada</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Merick Seguin</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(514) 451-3201</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Andrew Chornenky</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 846-4845</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Marie-Pierre Jodoin</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(514) 394-4209</div>
              <div style="line-height: 13.7pt; color: #0000FF; font-family: 'Times New Roman', serif; font-size: 12pt;"><u>mariepierre.jodoin@nbc.ca</u></div>
              <div style="line-height: 13.7pt;"><font style="line-height: 13.7pt;">&#160;</font></div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Marianne Ratt&#233;</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">1-866-517-5455</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Gillian McArdle</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 842-4231</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 955-7804</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Elizabeth Goldenshtein</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(647) 625-3124</div>
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              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Brooke Hales</div>
              <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 307-8647</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Liz Kulyk</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(204) 391-8515</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(647) 328-2134</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Cheryl Holmes</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 557-0945</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 806-9921</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Media Relations</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Rajani Kamath</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 979-6070</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">Yaniv Bitton</div>
            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">(416) 979-6496</div>
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