<SEC-DOCUMENT>0001086888-23-000013.txt : 20230221
<SEC-HEADER>0001086888-23-000013.hdr.sgml : 20230221
<ACCEPTANCE-DATETIME>20230221090303
ACCESSION NUMBER:		0001086888-23-000013
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20230221
FILED AS OF DATE:		20230221
DATE AS OF CHANGE:		20230221

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		23645488

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-MFC-NR-NCIB-21FEB2023
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
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      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>February, 2023</u></div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
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    </div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="font-weight: bold; font-size: 16pt;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9744;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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          <td style="width: 89.47%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated February 21, 2023 announcing Normal Course Issuer Bid.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 58.52%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">/s/ Scott MacIntosh</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Scott MacIntosh</font></div>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant
                Corporate Secretary</font></div>
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            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; February 21, 2023</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT99.1-MFC-NR-NCIB-21FEB2023
<TEXT>
<html>
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    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using Broadridge PROfile 23.1.1.5115
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<body bgcolor="#ffffff" style="font-family: Arial; font-size: 10pt; text-align: left; color: #000000;">
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    </div>
    <div style="line-height: 29.65pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 26pt; font-weight: bold;">News<br>
      Release</div>
    <div style="line-height: 17.7pt;"><br style="line-height: 17.7pt;">
    </div>
    <div style="line-height: 20.5pt;"><font style="font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">C$ unless otherwise stated</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 288pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">TSX/NYSE/PSE: MFC&#160;&#160; SEHK: 945<br>
        For Immediate Release<br>
        February 21<font style="font-family: 'Times New Roman', serif;">,</font> 2023</font></div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans Demibold', 'Gotham Black', sans-serif; font-size: 11pt;"><br>
      <font style="font-weight: bold;">Manulife announces Normal Course Issuer Bid</font></div>
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    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">TORONTO</font> &#8211; Manulife Financial Corporation (&#8220;Manulife&#8221;) announced today that it has received approval from
      the Toronto Stock Exchange (&#8220;TSX&#8221;) for its previously announced normal course issuer bid (&#8220;NCIB&#8221;) permitting the purchase for cancellation of up to 55.7 million of its common shares, representing approximately 3% of Manulife&#8217;s issued and outstanding
      common shares. As at February 13, 2023, Manulife had 1,858,214,865 common shares issued and outstanding<font style="font-family: 'Times New Roman', serif;">.</font> The Office of the Superintendent of Financial Institutions previously approved the
      NCIB. Under the NCIB, Manulife may purchase up to 1,689,515 of its common shares on the TSX during any trading day, which represents 25% of the average daily trading volume of 6,758,060 common shares on the TSX for the six months ended January 31,
      2023, subject to TSX rules permitting block purchases. Purchases under the NCIB may commence through the TSX on February 23, 2023 and continue until February 22<font style="font-family: 'Times New Roman', serif; font-weight: bold;">,</font> 2024,
      when the NCIB expires, or such earlier date as Manulife completes its purchases.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Having an NCIB in place will provide Manulife with the flexibility to purchase common shares as part of its capital management strategy which is
      designed to maintain healthy regulatory capital ratios while balancing the objective of generating shareholder value.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Purchases under the NCIB may be made through the facilities of the TSX, the New York Stock Exchange, and alternative trading systems in Canada
      and the United States at market prices prevailing at the time of purchase or such other price as may be permitted. All common shares acquired by Manulife under the NCIB will be cancelled. Repurchases will be subject to compliance with applicable
      Canadian securities laws and United States federal securities laws.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">In addition, Manulife may undertake repurchases of its common shares outside of Canada and the United States in compliance with applicable laws.
      Subject to regulatory approval, Manulife may also acquire common shares directly from other holders by way of private agreement pursuant to issuer bid exemption orders issued by applicable securities regulatory authorities. Any private purchase made
      under an exemption order issued by a securities</div>
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    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">regulatory authority will generally be at a discount to the prevailing market price. Manulife may also enter into derivative-based programs in
      support of its repurchase activities, including the writing of put options and forward purchase agreements, accelerated share repurchase transactions, other equity contracts or use other methods of acquiring shares, in each case subject to regulatory
      approval and on such terms and at such times as shall be permitted by applicable securities laws. The total number of common shares repurchased under the NCIB and all other potential arrangements will not exceed 55.7 million common shares.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Manulife has entered into an automatic share repurchase plan under which its designated broker will repurchase Manulife's common shares pursuant
      to the NCIB. The actual number of common shares purchased under the automatic plan, the timing of such purchases and the price at which common shares are purchased will depend upon future market conditions. The automatic plan, which was pre-cleared
      by the TSX, provides for the potential repurchase of common shares at any time, including when Manulife ordinarily would not be active in the market due to its own internal trading blackout periods, insider trading rules, or otherwise<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">This document contains forward-looking statements within the meaning of the "safe harbour" provisions of Canadian provincial securities laws and
      the U.S. Private Securities Litigation Reform Act of 1995 with respect to possible future purchases by Manulife of its common shares. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such
      statements involve risks and uncertainties, and undue reliance should not be placed on such statements. Certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those
      expressed or implied in such statements. Important factors that could cause actual common share repurchases to differ materially from expectations include but are not limited to the fact that the amount and timing of any future common share
      repurchases will depend on the earnings, cash requirements and financial condition of Manulife, market conditions, capital requirements (including under LICAT capital standards), common share issuance requirements, applicable law and regulations
      (including Canadian and U.S. securities laws and Canadian insurance company regulations), and other factors deemed relevant by Manulife, and may be subject to regulatory approval or conditions.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially from expectations may be found in our
      most recent annual and interim reports and elsewhere in our filings with Canadian and U.S. securities regulators.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof. We do not undertake to update any
      forward-looking statements, except as required by law.</div>
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    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt; font-weight: bold;">About Manulife</div>
    <div style="line-height: 12.55pt;"><font style="font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier
        and lives better. With our global headquarters in Toronto, Canada, we provide financial advice and insurance, operating as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States. Through Manulife Investment
        Management, the global brand for our Global Wealth and Asset Management segment, we serve individuals, institutions, and retirement plan members worldwide. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of
        distribution partners, serving over 34 million customers. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.<br>
      </font><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;">Not all offerings are available in all jurisdictions. For additional information, please visit<font style="font-family: 'Times New Roman', serif;">&#160;</font><u>manulife.com</u><font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif;"> <br>
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            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt; font-weight: bold;">Media Contact</div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Cheryl Holmes</font></div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Manulife</font></div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">416-557-0945</font></div>
            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt; font-weight: bold;">cheryl_holmes<font style="background-color: #FAFAFA;">@manulife.com</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
          <td style="width: 52.09%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt; font-weight: bold;">Investor Relations</div>
            <div style="line-height: 12.55pt; color: #282B3E; font-family: 'Manulife JH Sans', 'BLK Fort', sans-serif; font-size: 11pt;"><font style="background-color: #FAFAFA;">Hung Ko</font><br>
              <font style="background-color: #FAFAFA;">Manulife</font><br>
              <font style="background-color: #FAFAFA;">416-806-9921</font><br>
              <font style="background-color: #FAFAFA; font-weight: bold;">hung_ko@manulife.com</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
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