<SEC-DOCUMENT>0001145443-23-000062.txt : 20230214
<SEC-HEADER>0001145443-23-000062.hdr.sgml : 20230214
<ACCEPTANCE-DATETIME>20230214101622
ACCESSION NUMBER:		0001145443-23-000062
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20230214
DATE AS OF CHANGE:		20230214
GROUP MEMBERS:		MFC, MIMUS, MIML

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVANS BANCORP INC
		CENTRAL INDEX KEY:			0000842518
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				161332767
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-53027
		FILM NUMBER:		23623947

	BUSINESS ADDRESS:	
		STREET 1:		ONE GRIMSBY DRIVE
		CITY:			HAMBURG
		STATE:			NY
		ZIP:			14075
		BUSINESS PHONE:		7169262032

	MAIL ADDRESS:	
		STREET 1:		ONE GRIMSBY DRIVE
		CITY:			HAMBURG
		STATE:			NY
		ZIP:			14075

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>evbn4164415-sc13ga.htm
<DESCRIPTION>AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY BGCOLOR="#FFFFFF">
<DIV>



<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>SECURITIES AND EXCHANGE COMMISSION</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Washington, D.C. 20549</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>SCHEDULE 13G</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Under the Securities Exchange Act of 1934</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>(Amendment No.<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></B><U><FONT STYLE="font-weight: normal; font-style: normal">8
</FONT></U></FONT><U><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT></U><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>&nbsp;)*</B></FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Evans Bancorp, Inc.</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Name of Issuer)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Common Stock</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Title of Class of Securities)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>29911Q208</B></FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER"><DIV STYLE="font-size: 1pt; border-top: Black 2px solid; width: 70%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(CUSIP Number)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>December
30, 2022</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Date of Event which Requires Filing of this
Statement)</FONT></P>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 9pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 15pt; padding-left: 10pt; padding-bottom: 5pt"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="padding-bottom: 5pt">Rule 13d-1(b)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 10pt; padding-bottom: 5pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-bottom: 5pt">Rule 13d-1(c)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 10pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>Rule 13d-1(d)</TD></TR>
</TABLE>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">*The remainder of this cover page shall be filled out for a reporting
person&rsquo;s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing
information which would alter the disclosures provided in a prior cover page.</FONT></P>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">The information required in the remainder of this cover page shall not
be deemed to be &ldquo;filed&rdquo; for the purpose of Section 18 of the Securities Exchange Act of 1934 (&ldquo;Act&rdquo;) or
otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however,
see the Notes).</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;1&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTER</FONT><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">NAL</FONT></P>


<HR align=center SIZE=2 width="100%" noShade>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 70pt">CUSIP No.</TD>
    <TD>29911Q208</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 99.99%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 15pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 8%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; width: 90%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt; padding-top: 2pt; padding-bottom: 2pt">1.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Names of Reporting Persons.</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Manulife Financial Corporation</TD></TR>

<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">2.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">Check the Appropriate Box if a Member of a Group (See Instructions)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">(a)</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 25pt; border-right: Black 1px solid">N/A</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(b)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">3.</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">SEC Use Only</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">4.</TD>
    <TD STYLE="vertical-align: bottom; width: 170pt; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Citizenship or Place of Organization</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Canada</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="width: 25pt; padding-top: 3pt; padding-right: 10pt; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid">Number&nbsp;of Shares Beneficially Owned&nbsp;by Each Reporting Person With</TD>
    <TD STYLE="width: 10pt; padding-top: 3pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">5.</TD>
    <TD STYLE="width: 100pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 3pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">6.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">7.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">8.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">9.</TD>
    <TD STYLE="width: 59%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Aggregate Amount Beneficially Owned by Each Reporting Person</TD>
    <TD STYLE="width: 40%; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: justify; padding-right: 2pt">None,
    except through its indirect, wholly-owned subsidiary, Manulife Investment Management (US) LLC and Manulife Investment
    Management Limited</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 10.5pt; border-left: Black 1px solid">10.</TD>
    <TD STYLE="width: 75%; padding-left: 3pt">Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)</TD>
    <TD STYLE="width: 24%; text-align: right; padding-right: 3pt; border-right: Black 1px solid">N/A&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">11.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Percent of Class Represented by Amount in Row (9)</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">See line 9 above</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">12.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Type of Reporting Person (See Instructions)</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">HC</TD></TR>
</TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 70pt">CUSIP No.</TD>
    <TD>29911Q208</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 99.99%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 15pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 8%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; width: 90%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt; padding-top: 2pt; padding-bottom: 2pt">1.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Names of Reporting Persons.</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Manulife Investment Management Limited</TD></TR>

<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">2.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">Check the Appropriate Box if a Member of a Group (See Instructions)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">(a)</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 25pt; border-right: Black 1px solid">N/A</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(b)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">3.</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">SEC Use Only</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">4.</TD>
    <TD STYLE="vertical-align: bottom; width: 170pt; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Citizenship or Place of Organization</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Canada</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="width: 25pt; padding-top: 3pt; padding-right: 10pt; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid">Number&nbsp;of Shares Beneficially Owned&nbsp;by Each Reporting Person With</TD>
    <TD STYLE="width: 10pt; padding-top: 3pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">5.</TD>
    <TD STYLE="width: 100pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 3pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">6.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">7.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">8.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">9.</TD>
    <TD STYLE="width: 55%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Aggregate Amount Beneficially Owned by Each Reporting Person</TD>
    <TD STYLE="width: 44%; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: right; padding-right: 3pt">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 10.5pt; border-left: Black 1px solid">10.</TD>
    <TD STYLE="width: 75%; padding-left: 3pt">Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)</TD>
    <TD STYLE="width: 24%; text-align: right; padding-right: 3pt; border-right: Black 1px solid">N/A&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">11.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Percent of Class Represented by Amount in Row (9)</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">0.00%</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">12.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Type of Reporting Person (See Instructions)</TD>
    <TD STYLE="text-align: right; padding-right: 6pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">FI</TD></TR>
</TABLE>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;2&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 70pt">CUSIP No.</TD>
    <TD>29911Q208</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 99.99%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 15pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; padding-left: 3pt; width: 8%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; width: 90%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt; padding-top: 2pt; padding-bottom: 2pt">1.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Names of Reporting Persons.</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Manulife Investment Management (US) LLC</TD></TR>

<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">2.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">Check the Appropriate Box if a Member of a Group (See Instructions)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: Black 1px solid; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">(a)</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 1px solid; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 25pt; border-right: Black 1px solid">N/A</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(b)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">3.</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">SEC Use Only</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">4.</TD>
    <TD STYLE="vertical-align: bottom; width: 170pt; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Citizenship or Place of Organization</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Delaware</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="width: 25pt; padding-top: 3pt; padding-right: 10pt; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid">Number&nbsp;of Shares Beneficially Owned&nbsp;by Each Reporting Person With</TD>
    <TD STYLE="width: 10pt; padding-top: 3pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">5.</TD>
    <TD STYLE="width: 100pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 3pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">300,978</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">6.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">7.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">300,978</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">8.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">9.</TD>
    <TD STYLE="width: 55%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Aggregate Amount Beneficially Owned by Each Reporting Person</TD>
    <TD STYLE="width: 44%; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: right; padding-right: 3pt">300,978.00</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 10.5pt; border-left: Black 1px solid">10.</TD>
    <TD STYLE="width: 75%; padding-left: 3pt">Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)</TD>
    <TD STYLE="width: 24%; text-align: right; padding-right: 3pt; border-right: Black 1px solid">N/A&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">11.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Percent of Class Represented by Amount in Row (9)</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">5.46%</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">12.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Type of Reporting Person (See Instructions)</TD>
    <TD STYLE="text-align: right; padding-right: 6pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">IA</TD></TR>
</TABLE>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;3&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<P STYLE="text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>STATEMENT ON SCHEDULE 13G</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><B>Item 1.</B></TD>
    <TD STYLE="width: 52%">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(a) Name of Issuer</TD>
    <TD>Evans Bancorp, Inc.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b) Address of Issuer&rsquo;s Principal Executive Offices</TD>
    <TD>6460 Main St., Williamsville, NY, 14221</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 2.</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(a) Name of Person Filing</TD>
    <TD>This filing is made on behalf of Manulife Financial Corporation (&ldquo;MFC&rdquo;) and MFC&rsquo;s indirect, wholly-owned
    subsidiaries, Manulife Investment Management (US) LLC (&ldquo;MIM (US)&rdquo;) and Manulife Investment Management Limited (&ldquo;MIML&rdquo;)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b) Address of Principal Business Office or, if none, Residence</TD>
    <TD>The principal business offices of MFC and MIML are located at 200 Bloor Street East, Toronto, Ontario, Canada, M4W 1E5.
    The principal business office of MIM (US) is located at 197 Clarendon Street, Boston, Massachusetts 02116.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(c) Citizenship</TD>
    <TD>MFC and MIML are organized and exist under the laws of Canada. MIM (US) is organized and exists under the laws of the
    State of Delaware.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(d) Title of Class of Securities</TD>
    <TD>Common Stock</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(e) CUSIP Number</TD>
    <TD>29911Q208</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 3.</B></FONT> </TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B> If this statement is filed pursuant to &sect;&sect;240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a:</B></FONT></TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: left; width: 30pt; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 37pt; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 15pt; vertical-align: top">(a)</TD>
    <TD STYLE="text-align: left; width: 68pt; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(d)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">Investment company registered under section 8 of the Investment Company Act of 1940 (15
    U.S.C 80a-8).</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">MIM (US)</TD>
    <TD STYLE="text-align: left; vertical-align: top">(e)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">An investment adviser in accordance with &sect;240.13d-1(b)(1)(ii)(E);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(f)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">An employee benefit plan or endowment fund in accordance with &sect;240.13d-1(b)(1)(ii)(F);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">MFC</TD>
    <TD STYLE="text-align: left; vertical-align: top">(g)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">A parent holding company or control person in accordance with &sect; 240.13d-1(b)(1)(ii)(G);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(h)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act
    (12 U.S.C. 1813);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(i)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">A church plan that is excluded from the definition of an investment company under section
    3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">MIML</TD>
    <TD STYLE="text-align: left; vertical-align: top">(j)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">A non-U.S. institution in accordance with &sect;240.13d&ndash;1(b)(1)(ii)(J);</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(k)</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top">Group, in accordance with &sect;240.13d-1(b)(1)(ii)(J).</TD></TR>
</TABLE>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">If filing as a non-U.S. institution in accordance with &sect;240.13d-1(b)(1)(ii)(J),
please specify the type of institution: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FI</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 4.</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B> Ownership.</B></FONT></TD></TR>
</TABLE>


<P STYLE="margin-left: 15pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Provide the following information regarding the aggregate number and percentage
of the class of securities of the issuer identified in Item 1.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD STYLE="width: 120pt">(a) Amount beneficially owned:</TD>
    <TD>MIM (US) has beneficial ownership of 300,978 shares of Common Stock and MIML has beneficial ownership of 15 shares of
    Common Stock. Through its parent-subsidiary relationship to MIM (US) and MIML, MFC may be deemed to have beneficial ownership
    of these same shares.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b) Percent of class:</TD>
    <TD>Of the 5,513,950 shares of Common Stock outstanding as of October 28, 2022, according to the Form 10-Q filed by the issuer
    with the Securities and Exchange Commission on October 28, 2022, MIM (US) held 5.46% and MIML held 0.00%.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">(c) Number of shares as to which the person has:</TD></TR>
</TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD STYLE="width: 37pt">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(i)</FONT></TD>
    <TD STYLE="width: 40%"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Sole power to vote or to direct the vote</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 5 of the cover
    page pertaining to each reporting person</FONT></TD>
    <TD STYLE="width: 5%; text-align: left; vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(ii)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Shared power to vote or to direct the vote</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 6 of the cover page pertaining
    to each reporting person</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(iii)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Sole power to dispose or to direct the disposition of</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 7 of the cover page pertaining
    to each reporting person</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(iv)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Shared power to dispose or to direct the disposition of</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 8 of the cover page pertaining
    to each reporting person</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 11%"><I>Instruction.</I><BR>
    &sect;240.13d-3(d)(1).</TD>
    <TD>For computations regarding securities which represent a right to acquire an underlying security see</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><B>Item 5.</B></TD>
    <TD><B>Ownership of Five Percent or Less of a Class</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the
beneficial owner of more than five percent of the class of securities, check the following <FONT STYLE="font-family: Wingdings">o</FONT>.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 6.</B></TD>
    <TD><B>Ownership of More than Five Percent on Behalf of Another Person.</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>N/A</TD></TR>
</TABLE>
<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;4&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 7.</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Identification and Classification of the Subsidiary
    Which Acquired the Security Being Reported on By the Parent Holding Company or Control Person</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">See Items 3 and 4 above.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 8.</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Identification and Classification of Members of the Group</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">N/A</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 9.</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Notice of Dissolution of Group</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">N/A</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item&nbsp;10.&nbsp;</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Certification</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">By signing below the undersigned certifies that, to the best of its
    knowledge and belief, (i) the securities referred to above were acquired and are held in the ordinary course of business and
    were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer
    of the securities and were not acquired and are not held in connection with or as a participant in any transaction having
    that purpose or effect, and (ii) the foreign regulatory schemes applicable to MIML, are substantially comparable to the regulatory
    scheme applicable to the functionally equivalent U.S. institutions. The undersigned also undertakes to furnish to the Commission
    staff, upon request, information that would otherwise be disclosed in a Schedule 13D.</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;5&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<P STYLE="text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>SIGNATURE</B></FONT></P>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and correct.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 65%">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: center"><B>Manulife Financial Corporation</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid"><IMG SRC="evbn4164415x6x1.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Susie Rafael</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Agent*</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Mangement Limited</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 8, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;<IMG SRC="evbn4164415x6x2.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Christopher Walker</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Management (US) LLC</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 3, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid"><IMG SRC="evbn4164415x6x3.jpg" ALT="">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Paul Donahue</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
</TABLE>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">*Signed pursuant to a Power of Attorney dated January 17, 2018 included
as Exhibit A to Schedule 13F- NT filed with the Securities and Exchange Commission by Manulife Financial Corporation on January
29, 2018.</FONT></P>

<P STYLE="margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">The original statement shall be signed by each person on whose behalf
the statement is filed or his authorized representative.</FONT></P>

<P STYLE="margin-top: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">If the statement is signed on behalf of a person by his authorized representative
other than an executive officer or general partner of the filing person, evidence of the representative&rsquo;s authority to sign
on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this purpose which
is already on file with the Commission may be incorporated by reference. The name and any title of each person who signs the statement
shall be typed or printed beneath his signature.</FONT></P>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><I>NOTE&nbsp;:</I>&nbsp;Schedules filed in paper format shall include a
signed original and five copies of the schedule, including all exhibits. See &sect;240.13d-7 for other parties for whom
copies are to be sent.</FONT></P>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Attention: Intentional misstatements or omissions of fact constitute
Federal criminal violations (See 18 U.S.C. 1001)</B></FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;6&nbsp;of&nbsp;7</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>EXHIBIT A</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><U>JOINT FILING AGREEMENT</U></FONT></P>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Manulife Financial Corporation, Manulife Investment Management Limited
and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.8) to which this Agreement is attached,
relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 65%">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: center"><B>Manulife Financial Corporation</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid"><IMG SRC="evbn4164415x6x1.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Susie Rafael</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Agent*</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Mangement Limited</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 8, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid"><IMG SRC="evbn4164415x6x2.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Christopher Walker</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Management (US) LLC</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 3, 2023</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid"><IMG SRC="evbn4164415x6x3.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Paul Donahue</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Title</TD></TR>
</TABLE>

<P><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">*Signed pursuant to a Power of Attorney dated January 17, 2018 included
as Exhibit A to Schedule 13F- NT filed with the Securities and Exchange Commission by Manulife Financial Corporation on January
29, 2018.</FONT></P>

<P STYLE="margin-bottom: 0; text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;7&nbsp;of&nbsp;7</FONT></P>

<P STYLE="margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">INTERNAL</FONT></P>
<HR noshade align="center" width="100%" size=2>

</DIV>
</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>evbn4164415x6x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 evbn4164415x6x1.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  5 %X# 2(  A$! Q$!_\0
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M5M>^(NFR6 CM[\WL.@:4GB?PP[VZ6/CCP5KW@_X@>#;S7? GC3PGXDUCDO\
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M=?M,>/IO#VB$:5X>\0>)_A]^SUX+CN?AS\.O$/B?7/%GQ;^(GQ" /N2BBB@
MHHHH **** "ORJ_X+(VOC#QC^QK#^S_X4\<77PWT_P#;%_:"_9M_8N^)?C/2
M=#T77_$ND_!;]J3XP>%_A!\8;;PG;>)(+[0++Q#KWP]\3:_X;M=9U+2M5?1[
M;6+R_P!)@LM?ATG6M+** /U*L+1-/L;*PC=I4LK2VM$E>*TMVD2VA2%7:"PM
=K.QA9P@8Q65G:VD9)2VMH(52);=%% !1110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>evbn4164415x6x2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 evbn4164415x6x2.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  4 %X# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#^_BO'OB=^
MT#\%?@U<Z9IGQ+^)?A7POXBUZWENO#/@N;45U'XA>,(H)1!,O@CX=:.NH^.?
M&UQ%*2LEIX4\/:Q=($E=H0D4K)^?6H_';QK^T;XD>Y\6?$KQ/^S'^QUK/@_2
M?%/@?QC\)K/Q!/X_^-5K/XC\>Z%XDTOX@_M&Z=H&I^#OV9K73M-\+6=]J7PQ
M\&:AHG[1&EG6M.U*?XN?#;6M#\5^ K7] /@O\(O@A\,?#[:E\%?!7A30-/\
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BL[*SMH5"0V]K:VZ1P6\$2 )%##&D<:@*J@ "K=%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>evbn4164415x6x3.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 evbn4164415x6x3.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  6 %X# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#],OVR[']M
MJ7]O7]GGX*?MJ?\ !1KX[_LS>&_VZ/C'\>_!'[%O@3_@G+/9>$/AA\(O"_PH
MTKP5/X(?]H;XK>,++P;\4?'_ ,2_BO\ \)CX?TF[\+Q^$?&/@_0?'CZSJ>AZ
M_I_@G5[;0O WV7\"/C9^V[^PY_P4!^!/_!/C]K'XZ:'^VG\'_P!KC0?B?JO[
M-7QVO?#FF^"?C]\-K_X.?#R]\<:_X4^,NA^'H)=(\5:!?Z5X=U&#2_&=Q=W_
M (A\0>([V_UT:CI?A^QO?!?@_P R_P"#D/2?%6B> /\ @FS\:_AMKFG^$_BG
M\-?^"EOP-T3P?XRU;2;?7=*\*'Q?H'C3Q!%K>L:)/J&EC7=$L/&7PW\"7>MZ
M$;R&+4])M[Q)Y(8XOM$/R=#X[^*__!/_ /;R^.?Q?_:G_92_X*7?\%7OV\K;
MX?\ @[P%^SM^TO\ #7]F#PWX:_91@^'OB?PW8Z]KO@7X(:%X#O\ Q+I_P?CT
M/7=>OO!'C_QI!IWC;QE>M'XCO[GPGX47QKX[USXJ@']?-</XU^)WPU^&LO@R
M#XC?$/P-X G^(_C;1_AI\/(?&OBS0/"LOCSXC^(;;4+S0/A_X,CUW4+!_%'C
M;7+32-5NM'\*:&M]KNIVVF:A/96$\5E<M%^''[ /_!7_ .+/CW]H?]H']DS_
M (*A_"SX1_L(?'_PE;^#/BK\#_"NJ>.X-)TCQI\%?B/ID%[I'AJZ\4^*?$NI
M>&/&GQ.\'2RV\>N:QX,US38O$EU<^)M%/PR\"ZQ\*_%\%U^-G_!='X7?'O\
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M\/&Y72?$>FZ?XAL+^VL]6MK6^U+2Y+NWCC>\T/5]:T"^^TZ+K.JV%YF_M,?
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MFT\*3ZGIL$D-_P"%[.[U"YN+.*T31_$^C076JZ?X5\6>&[/7M=CU'X*\/_\
M! _XR>*K@:3^U-_P6-_X*)?'SX;QVMK:GX=Z+\2?%'P^TK78H)<W$'C;_A*O
M'WQBTCQ5:ZG:!M.OPWA[3;\6MS>R:?J-A>RVUW9E% 'Z#?L]?\$</^":/[,^
MDV^G_#_]D7X2Z_J,"0;O%GQ:\/6WQD\6-<PEGDO+#5OB4OB5?##WD[O=7EGX
M.MO#FDS7+&;^SE94V_I/INF:;H]E;:9I&GV.E:;900VMGI^FVEO8V5I;6\:P
<P6]M:6L<4$$$$*)%##%&D<4:*B*JJ "B@#__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
