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v3.20.1

Interest income and interest expense | 12 Months Ended
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Dec. 31, 2019
Interest income and interest expense |
Interest income and interest expense | 2 0 . Interest income and interest expense Interest income and interest expense consist of the following:
|  | For the year ended December 31, |
|  | 2017 |  |  | 2018 |  |  | 2019 |
|  | RMB |  |  | RMB |  |  | RMB |
Interest income: |  |  |  |  |  |  |  |  |  |  |  |
Interest income in relation to nonrecourse securitization debt charged to JD Digits |  |  | 702,147 |  |  |  | 527,025 |  |  |  | 37,646 |
Interest income in relation to loans provided to JD Digits |  |  | 569,395 |  |  |  | 119,047 |  |  |  | 40,628 |
Interest income in relation to bank deposits, wealth management products and others |  |  | 1,258,948 |  |  |  | 1,471,849 |  |  |  | 1,707,298 |
Total |  |  | 2,530,490 |  |  |  | 2,117,921 |  |  |  | 1,785,572 |
Interest expense: |  |  |  |  |  |  |  |  |  |  |  |
Interest expense in relation to nonrecourse securitization debt |  |  | (702,147 | ) |  |  | (527,025 | ) |  |  | (37,646 | )
Interest expense in relation to unsecured senior notes, bank borrowings and others |  |  | (261,595 | ) |  |  | (327,513 | ) |  |  | (687,364 | )
Total |  |  | (963,742 | ) |  |  | (854,538 | ) |  |  | (725,010 | )

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- Definition The entire disclosure for interest income and interest expense for enterprises that derive a significant portion of their revenue from interest collected on investments, loans, and securities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.1-12) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 + Details
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