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Interest expense | 12 Months Ended
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Dec. 31, 2021
Interest income and interest expense |
Interest expense | 20. Interest expense Interest expense consists of the following :
|  | For the year ended December 31, |
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | (RMB in millions) |
Interest expense in relation to nonrecourse securitization debt |  |  | (38 | ) |  |  | — |  |  |  | — |
Interest expense in relation to unsecured senior notes, bank borrowings and others |  |  | (687 | ) |  |  | (1,125 | ) |  |  | (1,213 | )
Total |  |  | (725 | ) |  |  | (1,125 | ) |  |  | (1,213 | )

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- Definition The entire disclosure for interest income and interest expense for enterprises that derive a significant portion of their revenue from interest collected on investments, loans, and securities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.1-12) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
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