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Interest expense (Tables) | 12 Months Ended
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Dec. 31, 2021
Interest income and interest expense |
Schedule of interest expense | Interest expense consists of the following :
|  | For the year ended December 31, |
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | (RMB in millions) |
Interest expense in relation to nonrecourse securitization debt |  |  | (38 | ) |  |  | — |  |  |  | — |
Interest expense in relation to unsecured senior notes, bank borrowings and others |  |  | (687 | ) |  |  | (1,125 | ) |  |  | (1,213 | )
Total |  |  | (725 | ) |  |  | (1,125 | ) |  |  | (1,213 | )

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