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Regulatory Requirements (Tables)
 12 Months Ended
Dec. 31, 2024
Insurance [Abstract]  
Schedule of bank regulatory capital
The BBA available capital, BBA capital requirement, and BBA ratio as of December 31, 2024 are as follows:
(in millions, except percentages)
BBA available capital
$3,833 
BBA capital requirement
392 
BBA ratio
978 %
To meet requirements for capital adequacy purposes or to be categorized as “well-capitalized,”Ameriprise Bank must maintain minimum CEIT, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table:
Regulatory Capital

Actual		Requirement
for capital
adequacy purposes		To be well
capitalized under
regulatory provisions
AmountRatioAmount RatioAmountRatio
(in millions, except percentages)
At December 31, 2024
Common equity Tier 1 capital$1,763 33.88 %$234 4.50 %$338 6.50 %
Tier 1 capital
1,763 33.88 312 6.00 416 8.00 
Total capital1,772 34.06 416 8.00 520 10.00 
Tier 1 leverage1,763 7.35 959 4.00 1,199 5.00 
At December 31, 2023
Common equity Tier 1 capital$1,715 31.72 %$243 4.50 %$351 6.50 %
Tier 1 capital1,715 31.72 324 6.00 433 8.00 
Total capital1,724 31.89 433 8.00 541 10.00 
Tier 1 leverage1,715 7.44 922 4.00 1,153 5.00 
Actual capital and regulatory required capital determined in accordance with U.K. regulatory legislation are as follows:
December 31,
2024
2023
(in millions)
Actual capital
$692 $706 
Required capital
265 317 
Summary of statutory net gain from operations and net income
Statutory net gain from operations and net income are summarized as follows:
Years Ended December 31,
202420232022
(in millions)
RiverSource Life
Statutory net gain from operations$1,097 $1,331 $1,615 
Statutory net income (loss)
(91)845 1,769 
Schedule of net capital position of broker-dealer companies
The following table presents the net capital position of both AEIS and AFS:
December 31,
20242023
(in millions, except percentages)
AEIS
Net capital as a percent of aggregate debit items9.49 %11.62 %
Net capital $141 $171 
Less: required net capital30 29 
Excess net capital$111 $142 
AFS
Net capital$113 $101 
Less: required net capital— — 
Excess net capital$113 $101