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v3.25.1

Policyholder Account Balances, Future Policy Benefits and Claims - Balance of and Changes in Policyholder Account Balances (Details) - USD ($) $ in Millions | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | $ 32,542 | $ 27,947
Contract deposits | 982 | 4,832
Policy charges | (101) | (407)
Surrenders and other benefits | (535) | (2,266)
Net transfer from (to) separate account liabilities | (36) | (177)
Variable account index-linked adjustments | (545) | 1,968
Interest credited | 158 | 645
Ending balance | 32,465 | 32,542
Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 3,680 | 4,173
Contract deposits | 16 | 56
Policy charges | (3) | (14)
Surrenders and other benefits | (125) | (628)
Net transfer from (to) separate account liabilities | (10) | (32)
Variable account index-linked adjustments | 0 | 0
Interest credited | 29 | 125
Ending balance | $ 3,587 | $ 3,680
Weighted-average crediting rate | 3.30% | 3.30%
Cash surrender value | $ 3,566 | $ 3,658
Structured Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 16,330 | 10,742
Contract deposits | 808 | 4,005
Policy charges | (1) | (3)
Surrenders and other benefits | (120) | (383)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | (545) | 1,968
Interest credited | 0 | 1
Ending balance | $ 16,472 | $ 16,330
Weighted-average crediting rate | 1.80% | 1.90%
Cash surrender value | $ 15,617 | $ 15,467
Fixed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 5,369 | 5,982
Contract deposits | 9 | 39
Policy charges | 0 | 0
Surrenders and other benefits | (185) | (856)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 48 | 204
Ending balance | $ 5,241 | $ 5,369
Weighted-average crediting rate | 3.80% | 3.70%
Cash surrender value | $ 5,238 | $ 5,365
Fixed Indexed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 305 | 307
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (7) | (16)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 3 | 14
Ending balance | $ 301 | $ 305
Weighted-average crediting rate | 2.00% | 2.00%
Cash surrender value | $ 279 | $ 279
Non-Life Contingent Payout Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 447 | 444
Contract deposits | 15 | 101
Policy charges | 0 | 0
Surrenders and other benefits | (25) | (110)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 4 | 12
Ending balance | 441 | 447
Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,405 | 1,474
Contract deposits | 28 | 117
Policy charges | (43) | (173)
Surrenders and other benefits | (15) | (62)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 12 | 49
Ending balance | $ 1,387 | $ 1,405
Weighted-average crediting rate | 3.50% | 3.60%
Net amount at risk | $ 8,212 | $ 8,312
Cash surrender value | 1,268 | 1,280
Variable Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,647 | 1,569
Contract deposits | 65 | 333
Policy charges | (23) | (93)
Surrenders and other benefits | (29) | (80)
Net transfer from (to) separate account liabilities | (26) | (145)
Variable account index-linked adjustments | 0 | 0
Interest credited | 16 | 63
Ending balance | $ 1,650 | $ 1,647
Weighted-average crediting rate | 3.90% | 3.90%
Net amount at risk | $ 57,723 | $ 57,473
Cash surrender value | 1,082 | 1,092
Indexed Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 2,894 | 2,755
Contract deposits | 41 | 181
Policy charges | (31) | (124)
Surrenders and other benefits | (19) | (79)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 42 | 161
Ending balance | $ 2,927 | $ 2,894
Weighted-average crediting rate | 3.00% | 2.30%
Net amount at risk | $ 13,480 | $ 13,593
Cash surrender value | 2,490 | 2,447
Other Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 465 | 501
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (10) | (52)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 4 | 16
Ending balance | $ 459 | $ 465
Weighted-average crediting rate | 4.00% | 4.00%
Net amount at risk | $ 127 | $ 130
Cash surrender value | $ 292 | $ 298

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