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v3.25.2

Policyholder Account Balances, Future Policy Benefits and Claims - Balance of and Changes in Policyholder Account Balances (Details) - USD ($) $ in Millions | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2025 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | $ 32,542 | $ 27,947
Contract deposits | 2,185 | 4,832
Policy charges | (201) | (407)
Surrenders and other benefits | (1,131) | (2,266)
Net transfer from (to) separate account liabilities | (72) | (177)
Variable account index-linked adjustments | 717 | 1,968
Interest credited | 313 | 645
Ending balance | 34,353 | 32,542
Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 3,680 | 4,173
Contract deposits | 35 | 56
Policy charges | (7) | (14)
Surrenders and other benefits | (236) | (628)
Net transfer from (to) separate account liabilities | (16) | (32)
Variable account index-linked adjustments | 0 | 0
Interest credited | 58 | 125
Ending balance | $ 3,514 | $ 3,680
Weighted-average crediting rate | 3.30% | 3.30%
Cash surrender value | $ 3,494 | $ 3,658
Structured Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 16,330 | 10,742
Contract deposits | 1,818 | 4,005
Policy charges | (2) | (3)
Surrenders and other benefits | (328) | (383)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 717 | 1,968
Interest credited | 1 | 1
Ending balance | $ 18,536 | $ 16,330
Weighted-average crediting rate | 1.60% | 1.90%
Cash surrender value | $ 17,645 | $ 15,467
Fixed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 5,369 | 5,982
Contract deposits | 18 | 39
Policy charges | 0 | 0
Surrenders and other benefits | (363) | (856)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 96 | 204
Ending balance | $ 5,120 | $ 5,369
Weighted-average crediting rate | 3.80% | 3.70%
Cash surrender value | $ 5,119 | $ 5,365
Fixed Indexed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 305 | 307
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (12) | (16)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 6 | 14
Ending balance | $ 299 | $ 305
Weighted-average crediting rate | 2.10% | 2.00%
Cash surrender value | $ 278 | $ 279
Non-Life Contingent Payout Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 447 | 444
Contract deposits | 34 | 101
Policy charges | 0 | 0
Surrenders and other benefits | (51) | (110)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 8 | 12
Ending balance | 438 | 447
Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,405 | 1,474
Contract deposits | 55 | 117
Policy charges | (84) | (173)
Surrenders and other benefits | (28) | (62)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 22 | 49
Ending balance | $ 1,370 | $ 1,405
Weighted-average crediting rate | 3.50% | 3.60%
Net amount at risk | $ 8,113 | $ 8,312
Cash surrender value | 1,256 | 1,280
Variable Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,647 | 1,569
Contract deposits | 143 | 333
Policy charges | (46) | (93)
Surrenders and other benefits | (52) | (80)
Net transfer from (to) separate account liabilities | (56) | (145)
Variable account index-linked adjustments | 0 | 0
Interest credited | 32 | 63
Ending balance | $ 1,668 | $ 1,647
Weighted-average crediting rate | 3.90% | 3.90%
Net amount at risk | $ 57,432 | $ 57,473
Cash surrender value | 1,095 | 1,092
Indexed Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 2,894 | 2,755
Contract deposits | 82 | 181
Policy charges | (62) | (124)
Surrenders and other benefits | (38) | (79)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 82 | 161
Ending balance | $ 2,958 | $ 2,894
Weighted-average crediting rate | 3.00% | 2.30%
Net amount at risk | $ 13,327 | $ 13,593
Cash surrender value | 2,528 | 2,447
Other Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 465 | 501
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (23) | (52)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 8 | 16
Ending balance | $ 450 | $ 465
Weighted-average crediting rate | 4.00% | 4.00%
Net amount at risk | $ 125 | $ 130
Cash surrender value | $ 284 | $ 298

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