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v3.25.3

Policyholder Account Balances, Future Policy Benefits and Claims - Balance of and Changes in Policyholder Account Balances (Details) - USD ($) $ in Millions | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2025 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | $ 32,542 | $ 27,947
Contract deposits | 3,359 | 4,832
Policy charges | (301) | (407)
Surrenders and other benefits | (1,755) | (2,266)
Net transfer from (to) separate account liabilities | (118) | (177)
Variable account index-linked adjustments | 1,800 | 1,968
Interest credited | 478 | 645
Ending balance | 36,005 | 32,542
Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 3,680 | 4,173
Contract deposits | 46 | 56
Policy charges | (10) | (14)
Surrenders and other benefits | (350) | (628)
Net transfer from (to) separate account liabilities | (27) | (32)
Variable account index-linked adjustments | 0 | 0
Interest credited | 87 | 125
Ending balance | $ 3,426 | $ 3,680
Weighted-average crediting rate | 3.30% | 3.30%
Cash surrender value | $ 3,406 | $ 3,658
Structured Variable Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 16,330 | 10,742
Contract deposits | 2,787 | 4,005
Policy charges | (3) | (3)
Surrenders and other benefits | (570) | (383)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 1,800 | 1,968
Interest credited | 1 | 1
Ending balance | $ 20,345 | $ 16,330
Weighted-average crediting rate | 1.80% | 1.90%
Cash surrender value | $ 19,460 | $ 15,467
Fixed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 5,369 | 5,982
Contract deposits | 27 | 39
Policy charges | 0 | 0
Surrenders and other benefits | (522) | (856)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 144 | 204
Ending balance | $ 5,018 | $ 5,369
Weighted-average crediting rate | 3.80% | 3.70%
Cash surrender value | $ 5,017 | $ 5,365
Fixed Indexed Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 305 | 307
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (18) | (16)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 8 | 14
Ending balance | $ 295 | $ 305
Weighted-average crediting rate | 2.10% | 2.00%
Cash surrender value | $ 277 | $ 279
Non-Life Contingent Payout Annuities |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 447 | 444
Contract deposits | 53 | 101
Policy charges | 0 | 0
Surrenders and other benefits | (77) | (110)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 12 | 12
Ending balance | 435 | 447
Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,405 | 1,474
Contract deposits | 93 | 117
Policy charges | (126) | (173)
Surrenders and other benefits | (50) | (62)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 35 | 49
Ending balance | $ 1,357 | $ 1,405
Weighted-average crediting rate | 3.50% | 3.60%
Net amount at risk | $ 8,018 | $ 8,312
Cash surrender value | 1,247 | 1,280
Variable Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 1,647 | 1,569
Contract deposits | 230 | 333
Policy charges | (69) | (93)
Surrenders and other benefits | (78) | (80)
Net transfer from (to) separate account liabilities | (91) | (145)
Variable account index-linked adjustments | 0 | 0
Interest credited | 48 | 63
Ending balance | $ 1,687 | $ 1,647
Weighted-average crediting rate | 3.90% | 3.90%
Net amount at risk | $ 57,181 | $ 57,473
Cash surrender value | 1,103 | 1,092
Indexed Universal Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 2,894 | 2,755
Contract deposits | 123 | 181
Policy charges | (93) | (124)
Surrenders and other benefits | (57) | (79)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 131 | 161
Ending balance | $ 2,998 | $ 2,894
Weighted-average crediting rate | 3.00% | 2.30%
Net amount at risk | $ 13,148 | $ 13,593
Cash surrender value | 2,578 | 2,447
Other Life Insurance |  |
Policyholder Account Balance [Roll Forward] |  |
Beginning balance | 465 | 501
Contract deposits | 0 | 0
Policy charges | 0 | 0
Surrenders and other benefits | (33) | (52)
Net transfer from (to) separate account liabilities | 0 | 0
Variable account index-linked adjustments | 0 | 0
Interest credited | 12 | 16
Ending balance | $ 444 | $ 465
Weighted-average crediting rate | 4.00% | 4.00%
Net amount at risk | $ 123 | $ 130
Cash surrender value | $ 280 | $ 298

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