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CONSUMER RECEIVABLES, NET - Activity in Allowance for Credit Losses (Details) - Consumer - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for credit losses, beginning of the period $ 176,511 $ 153,772 $ 185,275 $ 151,290
Provision for credit losses 69,970 60,365 194,117 172,549
Charge-offs and other adjustments (82,058) (63,143) (214,766) (172,982)
Foreign exchange effect 4,204 (680) 4,001 (543)
Allowance for credit losses, end of the period $ 168,627 $ 150,314 $ 168,627 $ 150,314