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CONSUMER RECEIVABLES, NET - Narrative (Details) - Consumer - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans held for investment, threshold period past due 60 days  
Consumer receivables $ 2,706,672 $ 2,629,969
Cash in transit $ 266,700 $ 365,400
Threshold period past due to consider amounts to be uncollectible 180 days  
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Consumer receivables $ 2,600,000  
Classified    
Financing Receivable, Credit Quality Indicator [Line Items]    
Consumer receivables $ 110,200  
Minimum    
Financing Receivable, Credit Quality Indicator [Line Items]    
Payment period 14 days  
Maximum    
Financing Receivable, Credit Quality Indicator [Line Items]    
Payment period 56 days