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CONSUMER RECEIVABLES, NET (Tables) | 6 Months Ended
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Jun. 30, 2025
Receivables [Abstract] |
Schedule of Aging Analysis of Consumer Receivables held for Investment | The following table presents an aging analysis of the amortized cost of consumer receivables by delinquency status (in thousands):
| June 30, 2025 |  | December 31, 2024 |  |
Non-delinquent loans | $ | 1,898,188 |  |  | $ | 2,227,348 |  |  |
1 - 60 days past due | 381,970 |  |  | 369,173 |  |  |
61 - 90 days past due | 32,316 |  |  | 29,334 |  |  |
90+ days past due | 102,099 |  |  | 80,817 |  |  |
Total amortized cost | $ | 2,414,573 |  |  | $ | 2,706,672 |  |  |
Schedule of Activity in Allowance for Credit Losses for Consumer Receivables | The following table summarizes activity in the allowance for credit losses for consumer receivables (in thousands):
| Three Months Ended June 30, |  | Six Months Ended June 30, |  |
| 2025 |  | 2024 |  | 2025 |  | 2024 |  |  |  |
Allowance for credit losses, beginning of the period | $ | 193,420 |  |  | $ | 181,947 |  |  | $ | 201,793 |  |  | $ | 185,275 |  |  |  |  |
Provision for credit losses | 88,100 |  |  | 63,361 |  |  | 143,750 |  |  | 124,340 |  |  |  |  |
Charge-offs and other adjustments | (75,340) |  |  | (70,675) |  |  | (140,976) |  |  | (132,814) |  |  |  |  |
Foreign exchange effect | 5,801 |  |  | 1,878 |  |  | 7,414 |  |  | (290) |  |  |  |  |
Allowance for credit losses, end of the period | $ | 211,981 |  |  | $ | 176,511 |  |  | $ | 211,981 |  |  | $ | 176,511 |  |  |  |  |

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