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CONSUMER RECEIVABLES, NET (Tables)
 6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Schedule of Aging Analysis of Consumer Receivables held for Investment
The following table presents an aging analysis of the amortized cost of consumer receivables by delinquency status (in thousands):
  June 30, 2025December 31, 2024
Non-delinquent loans$1,898,188 $2,227,348 
1 - 60 days past due381,970 369,173 
61 - 90 days past due32,316 29,334 
90+ days past due102,099 80,817 
Total amortized cost$2,414,573 $2,706,672 
Schedule of Activity in Allowance for Credit Losses for Consumer Receivables
The following table summarizes activity in the allowance for credit losses for consumer receivables (in thousands):
Three Months Ended
June 30,		Six Months Ended
June 30,
2025202420252024
Allowance for credit losses, beginning of the period$193,420 $181,947 $201,793 $185,275 
Provision for credit losses88,100 63,361 143,750 124,340 
Charge-offs and other adjustments(75,340)(70,675)(140,976)(132,814)
Foreign exchange effect 5,801 1,878 7,414 (290)
Allowance for credit losses, end of the period$211,981 $176,511 $211,981 $176,511