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CONSUMER RECEIVABLES, NET (Tables)
 9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Schedule of Aging Analysis of Consumer Receivables held for Investment
The following table presents an aging analysis of the amortized cost of consumer receivables by delinquency status (in thousands):
  September 30, 2025December 31, 2024
Non-delinquent loans$1,839,027 $2,227,348 
1 - 60 days past due315,598 369,173 
61 - 90 days past due34,351 29,334 
90+ days past due97,122 80,817 
Total amortized cost$2,286,098 $2,706,672 
Schedule of Activity in Allowance for Credit Losses for Consumer Receivables
The following table summarizes activity in the allowance for credit losses for consumer receivables (in thousands):
Three Months Ended
September 30,		Nine Months Ended
September 30,
2025202420252024
Allowance for credit losses, beginning of the period$211,981 $176,511 $201,793 $185,275 
Provision for credit losses82,671 69,970 226,420 194,117 
Charge-offs and other adjustments(83,346)(82,058)(224,322)(214,766)
Foreign exchange effect (1,334)4,204 6,081 4,001 
Allowance for credit losses, end of the period$209,972 $168,627 $209,972 $168,627