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CONSUMER RECEIVABLES, NET - Activity in Allowance for Credit Losses for Consumer Receivables (Details) - Consumer - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for credit losses, beginning of the period $ 211,981 $ 176,511 $ 201,793 $ 185,275
Provision for credit losses 82,671 69,970 226,420 194,117
Charge-offs and other adjustments (83,346) (82,058) (224,322) (214,766)
Foreign exchange effect (1,334) 4,204 6,081 4,001
Allowance for credit losses, end of the period $ 209,972 $ 168,627 $ 209,972 $ 168,627