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CUSTOMER LOANS - Narrative (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Consumer receivables, net | $ 2,670,322 | $ 2,504,879 |
Amortized cost basis | 3,765,818 |  |
Gain on sale of financing receivable | 255,800 | 236,800 | $ 196,100
Commercial |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Consumer receivables, net |  | 365,100 |
Loans held for investment, net of allowance |  | 23,100 |
Amortized cost basis | $ 481,757 |  |
Loan Portfolio Segment, Held For Investment |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Threshold period past due (in days) | 60 days |  |
Loan Portfolio Segment, Held For Investment | Unlikely to be Collected Financing Receivable |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Threshold period past due (in days) | 120 days |  |
Loan Portfolio Segment, Held For Investment | Pass |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Consumer receivables | $ 3,400,000 | 385,200 |
Loan Portfolio Segment, Held For Investment | Classified |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Consumer receivables | $ 381,000 |  |
Amortized cost basis |  | 0 |
Loan Portfolio Segment, Held For Investment | Nonperforming Financial Instruments |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Threshold period past due (in days) | 90 days |  |
Loan Portfolio Segment, Held For Sale |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Proceeds from sale of finance receivables | $ 4,500,000 | 4,200,000 |
Gain on sale of financing receivable | $ 255,800 | $ 236,800 |
Loan Portfolio Segment, Held For Sale | Unlikely to be Collected Financing Receivable | Cash Borrow Loans |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Threshold period past due (in days) | 90 days |  |
Loan Portfolio Segment, Held For Sale | Unlikely to be Collected Financing Receivable | Square Loans |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Threshold period past due (in days) | 120 days |  |

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