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CUSTOMER LOANS - Schedule of Company's Loans Held for Investment Allowance for Credit Losses (Details) $ in Thousands | 12 Months Ended
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Dec. 31, 2025 USD ($)
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
Beginning balance of the allowance for credit losses | $ 23,143
Current period provisions for expected credit losses | 561,352
Write-offs charged against the allowance | (216,455)
Recoveries of amounts previously written off | 14,821
Ending balance of the allowance for credit losses | 382,861
Consumer |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
Beginning balance of the allowance for credit losses | 0
Current period provisions for expected credit losses | 515,326
Write-offs charged against the allowance | (182,497)
Recoveries of amounts previously written off | 7,288
Ending balance of the allowance for credit losses | 340,117
Commercial |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
Beginning balance of the allowance for credit losses | 23,143
Current period provisions for expected credit losses | 36,580
Write-offs charged against the allowance | (33,625)
Recoveries of amounts previously written off | 7,504
Ending balance of the allowance for credit losses | 33,602
Other |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
Beginning balance of the allowance for credit losses | 0
Current period provisions for expected credit losses | 9,446
Write-offs charged against the allowance | (333)
Recoveries of amounts previously written off | 29
Ending balance of the allowance for credit losses | $ 9,142

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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Loans Held For Investment, Allowance for Credit Loss, Excluding Accrued Interest + References No definition available. + Details
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- Definition Loans Held For Investment, Allowance for Credit Loss, Excluding Accrued Interest, Expense (Reversal) + References No definition available. + Details
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- Definition Loans Held For Investment, Allowance for Credit Loss, Excluding Accrued Interest, Previously Written off, Recovery + References No definition available. + Details
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