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CUSTOMER LOANS - Loans Held for Investment by Category (Details) - USD ($) $ in Thousands | Dec. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Amortized cost basis | $ 3,765,818 |
Allowance for credit losses | (382,861) | $ (23,143)
Total loans held for investment, net of allowance | 3,382,957 | 365,062
Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Amortized cost basis | 3,182,624 |
Allowance for credit losses | (340,117) | 0
Total loans held for investment, net of allowance | 2,842,507 |
Commercial |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Amortized cost basis | 481,757 |
Allowance for credit losses | (33,602) | (23,143)
Total loans held for investment, net of allowance | 448,155 |
Other |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Amortized cost basis | 101,437 |
Allowance for credit losses | (9,142) | $ 0
Total loans held for investment, net of allowance | $ 92,295 |

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