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CUSTOMER LOANS - Schedule of Company's Loans Held for Investment Allowance for Credit Losses (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Financing Receivable, Allowance for Credit Loss [Roll Forward]  
Beginning balance of the allowance for credit losses $ 23,143
Current period provisions for expected credit losses 561,352
Write-offs charged against the allowance (216,455)
Recoveries of amounts previously written off 14,821
Ending balance of the allowance for credit losses 382,861
Consumer  
Financing Receivable, Allowance for Credit Loss [Roll Forward]  
Beginning balance of the allowance for credit losses 0
Current period provisions for expected credit losses 515,326
Write-offs charged against the allowance (182,497)
Recoveries of amounts previously written off 7,288
Ending balance of the allowance for credit losses 340,117
Commercial  
Financing Receivable, Allowance for Credit Loss [Roll Forward]  
Beginning balance of the allowance for credit losses 23,143
Current period provisions for expected credit losses 36,580
Write-offs charged against the allowance (33,625)
Recoveries of amounts previously written off 7,504
Ending balance of the allowance for credit losses 33,602
Other  
Financing Receivable, Allowance for Credit Loss [Roll Forward]  
Beginning balance of the allowance for credit losses 0
Current period provisions for expected credit losses 9,446
Write-offs charged against the allowance (333)
Recoveries of amounts previously written off 29
Ending balance of the allowance for credit losses $ 9,142