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CUSTOMER LOANS - Narrative (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]      
Consumer receivables, net $ 2,670,322 $ 2,504,879  
Amortized cost basis 3,765,818    
Gain on sale of financing receivable 255,800 236,800 $ 196,100
Commercial      
Financing Receivable, Credit Quality Indicator [Line Items]      
Consumer receivables, net   365,100  
Loans held for investment, net of allowance   23,100  
Amortized cost basis $ 481,757    
Loan Portfolio Segment, Held For Investment      
Financing Receivable, Credit Quality Indicator [Line Items]      
Threshold period past due (in days) 60 days    
Loan Portfolio Segment, Held For Investment | Unlikely to be Collected Financing Receivable      
Financing Receivable, Credit Quality Indicator [Line Items]      
Threshold period past due (in days) 120 days    
Loan Portfolio Segment, Held For Investment | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Consumer receivables $ 3,400,000 385,200  
Loan Portfolio Segment, Held For Investment | Classified      
Financing Receivable, Credit Quality Indicator [Line Items]      
Consumer receivables $ 381,000    
Amortized cost basis   0  
Loan Portfolio Segment, Held For Investment | Nonperforming Financial Instruments      
Financing Receivable, Credit Quality Indicator [Line Items]      
Threshold period past due (in days) 90 days    
Loan Portfolio Segment, Held For Sale      
Financing Receivable, Credit Quality Indicator [Line Items]      
Proceeds from sale of finance receivables $ 4,500,000 4,200,000  
Gain on sale of financing receivable $ 255,800 $ 236,800  
Loan Portfolio Segment, Held For Sale | Unlikely to be Collected Financing Receivable | Cash Borrow Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Threshold period past due (in days) 90 days    
Loan Portfolio Segment, Held For Sale | Unlikely to be Collected Financing Receivable | Square Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Threshold period past due (in days) 120 days