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                                                                      EXHIBIT 23



                       CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in the Prospectus Supplement of
ONEOK, Inc. relating to Senior Insured Quarterly Notes, of our report dated
February 3, 1998, on our audits of the consolidated financial statements of MBIA
Insurance Corporation and Subsidiaries as of December 31, 1997 and 1996, and for
each of the three years in the period ended December 31, 1997. We also consent
to the reference to our firm under the caption "Experts".



                                                    PricewaterhouseCoopers LLP
                                                    --------------------------

February 11, 1999





