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EMPLOYEE BENEFITS - Defined Contribution Plans (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
EMPLOYEE BENEFITS [Abstract]      
Profit sharing automatic contribution percentage 6.00% 3.00%  
Profit sharing plan expense $ 87 $ 78 $ 99
Defined contribution plans, expense $ 11 $ 16 $ 16
Liability for future policy benefit, weighted-average duration 10 years