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EMPLOYEE BENEFITS - Defined Contribution Plans (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
EMPLOYEE BENEFITS [Abstract]      
Profit sharing automatic contribution percentage   6.00%  
Profit sharing plan expense $ 91 $ 85 $ 87
Defined contribution plans, expense $ 20 $ 21 $ 11
Liability for future policy benefit, weighted-average duration 10 years