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INCOME TAXES - Reconciliation of Income Tax Expense with Federal Income Taxes at the Statutory Rate (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Reconciliation of income tax expense with federal income taxes at the statutory rate      
Federal income tax $ 543 $ 525 $ 451
State income taxes – net of federal income tax benefit 68 74 64
Stock compensation (16) (16) (5)
Foreign rate difference 33 31 26
Change in valuation allowance 2 6 7
Other – net (35) (23) (10)
Income tax expense $ 595 $ 597 $ 533
Effective tax rate 23.00% 23.90% 24.80%