<SEC-DOCUMENT>0000950142-20-002147.txt : 20200902
<SEC-HEADER>0000950142-20-002147.hdr.sgml : 20200902
<ACCEPTANCE-DATETIME>20200902161839
ACCESSION NUMBER:		0000950142-20-002147
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20200902
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200902
DATE AS OF CHANGE:		20200902

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Rocket Companies, Inc.
		CENTRAL INDEX KEY:			0001805284
		STANDARD INDUSTRIAL CLASSIFICATION:	MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
		IRS NUMBER:				844946470
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39432
		FILM NUMBER:		201157129

	BUSINESS ADDRESS:	
		STREET 1:		1050 WOODWARD AVENUE
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226
		BUSINESS PHONE:		(800) 226-6308

	MAIL ADDRESS:	
		STREET 1:		1050 WOODWARD AVENUE
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>eh2001127_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">UNITED STATES<br>
      SECURITIES AND EXCHANGE COMMISSION<br>
      WASHINGTON, DC 20549</div>
    <div style="line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FORM 8-K</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CURRENT REPORT<br>
      PURSUANT TO SECTION 13 OR 15(D) OF<br>
      THE SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 1.25; font-family: 'Times New Roman', Times, serif;">Date of report (Date of earliest event reported)&#160; <font style="font-weight: bold;">September 2, 2020</font></div>
    <font style="font-weight: bold;"> </font>
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        <tr>
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            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">Rocket Companies, Inc.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt;">(Exact name of registrant as specified in its charter)</div>
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          <td style="width: 25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">Delaware</div>
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            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">84-4946470</div>
          </td>
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        <tr>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: center; line-height: 12.55pt;">(State or other jurisdiction<br>
              of incorporation)</div>
          </td>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: center; line-height: 12.55pt;">(Commission<br>
              File Number)</div>
          </td>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: center; line-height: 12.55pt;">(I.R.S. Employer<br>
              Identification No.)</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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          <td style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">1050 Woodward Avenue</div>
            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">Detroit, MI 48226</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt;">(Address of principal executive offices) (Zip Code)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt; font-weight: bold;">(313) 373-7990</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt;">(Registrant&#8217;s Telephone Number, Including Area Code)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; line-height: 12.55pt;">(Former Name or Former Address, if Changed Since Last Report)</div>
          </td>
        </tr>

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    </div>
    <div style="text-align: justify; line-height: 13pt; font-family: 'Times New Roman',Times,serif; text-indent: 18pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
      under any of the following provisions (<font style="font-style: italic;">see </font>General Instruction A.2. below):</div>
    <div style="line-height: 13pt;"><br style="line-height: 13pt;">
    </div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z25caddc537734820a9bec08f0bc3e8ba" border="0" cellpadding="0" cellspacing="0">

        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#9744;</td>
          <td style="width: 94.75%; vertical-align: top;">
            <div style="text-align: justify; line-height: 13pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#160;</td>
          <td style="width: 94.75%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#9744;</td>
          <td style="width: 94.75%; vertical-align: top;">
            <div style="text-align: justify; line-height: 13pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#160;</td>
          <td style="width: 94.75%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#9744;</td>
          <td style="width: 94.75%; vertical-align: top;">
            <div style="line-height: 13pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act&#160;&#160; (17&#160;CFR&#160;240.14d-2(b))</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#160;</td>
          <td style="width: 94.75%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#9744;</td>
          <td style="width: 94.75%; vertical-align: top;">
            <div style="line-height: 13pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act&#160; (17 CFR 240.13e-4(c))</div>
          </td>
        </tr>

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    <div style="background-color: #FFFFFF; line-height: 14.4pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', Times, serif;"> <br>
      </div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', Times, serif;">Securities registered pursuant to Section 12(b) of the Act:</div>
    </div>
    <div style="text-align: center; text-indent: 18pt; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zfa716f035ef14ff2bd09d5d4305d50e7" border="0" cellpadding="0" cellspacing="0">

        <tr>
          <td style="width: 32%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt; color: #000000; font-weight: bold;">Title of each class</div>
          </td>
          <td style="width: 2.88%; vertical-align: bottom;">
            <div style="line-height: 11.4pt;">&#160;</div>
          </td>
          <td style="width: 29.8%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 11.4pt; color: #000000; font-weight: bold;">Trading Symbol</div>
          </td>
          <td style="width: 2.56%; vertical-align: bottom;">
            <div style="line-height: 11.4pt;">&#160;</div>
          </td>
          <td style="width: 32%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">Name of each exchange</div>
            <div style="text-align: center; line-height: 11.4pt; font-weight: bold;">on which registered</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Class A common stock, par value $0.0001 per share</div>
          </td>
          <td style="width: 2.88%; vertical-align: top;">
            <div style="line-height: 11.4pt;">&#160;</div>
          </td>
          <td style="width: 29.8%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; line-height: 11.4pt;">RKT</div>
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          <td style="width: 2.56%; vertical-align: top;">
            <div style="line-height: 11.4pt;">&#160;</div>
          </td>
          <td style="width: 32%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">New York Stock Exchange</div>
          </td>
        </tr>

    </table>
    <div style="background-color: #FFFFFF; line-height: 14.4pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Times New Roman', Times, serif;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR
        &#167;230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR &#167;240.12b-2).</div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
    </div>
    <div style="background-color: #FFFFFF; line-height: 14.4pt;">
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', Times, serif;">Emerging growth company &#9744;</div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
    </div>
    <div style="line-height: 13pt; color: #000000; font-family: 'Times New Roman', Times, serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;">
        <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" align="center"></div>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" noshade="noshade"></div>
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;">
      <div style="text-align: justify; line-height: 1.25; margin-bottom: 12pt;">
        <div> </div>
      </div>
      <br>
      <div style="background-color: rgb(255, 255, 255); line-height: 1.25;">
        <div>
          <table style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);" class="DSPFListTable" cellpadding="0" cellspacing="0">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 2.02</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-weight: bold;">Results of Operations and Financial Condition.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: rgb(255, 255, 255); line-height: 1.25;">
        <div style="line-height: 1.25; font-family: 'Times New Roman',Times,serif;">
          <div>
            <div style="text-align: justify; text-indent: 36pt; line-height: 1.25; margin-top: 12pt; margin-bottom: 12pt; color: rgb(0, 0, 0);">On&#160;September 2, 2020, Rocket Companies, Inc. (the &#8220;Company&#8221;) issued a press release announcing its results for
              the&#160;second quarter&#160;ended&#160;June&#160;30, 2020. <font style="background-color: rgb(255, 255, 255);">A copy of the Company&#8217;s press release is being furnished herewith as Exhibit 99.1 and is incorporated herein by reference in its entirety.</font></div>
            <div style="margin: 12pt 0px 0px; line-height: 1.25; color: rgb(0, 0, 0); text-align: justify; text-indent: 36pt;">&#160;The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed &#8220;filed&#8221; for purposes of
              Section 18 of the Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;) or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act
              of 1933 or the Exchange Act.</div>
            <div style="background-color: rgb(255, 255, 255); line-height: 1.25;">
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                    <tr>
                      <td style="width: 54pt; vertical-align: top; font-weight: bold;"><font style="font-weight: bold;">Item 9.01</font></td>
                      <td style="width: auto; vertical-align: top; text-align: justify;">
                        <div style="font-weight: bold;"><font style="font-weight: bold;">Financial Statements and Exhibits.</font></div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="text-indent: 36pt; line-height: 1.25; color: rgb(33, 37, 41);"><font style="font-weight: bold;"> <br>
                </font></div>
              <div style="text-indent: 36pt; line-height: 1.25; color: rgb(33, 37, 41);"><font style="font-weight: bold;">(d)</font>&#160;&#160;&#160;&#160;<font style="font-weight: bold;">Exhibits</font></div>
              <div style="text-indent: 36pt; line-height: 1.25; color: rgb(33, 37, 41);"><font style="font-weight: bold;"> <br>
                </font></div>
            </div>
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                <tr>
                  <td style="width: 10%; vertical-align: middle; background-color: rgb(255, 255, 255);">
                    <div style="line-height: 1.25; color: rgb(0, 0, 0); font-weight: bold;"><u>Exhibit No.</u></div>
                  </td>
                  <td style="width: 90%; vertical-align: middle; background-color: rgb(255, 255, 255);">
                    <div style="line-height: 1.25; color: rgb(0, 0, 0); font-weight: bold;"><u>Description</u></div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 10%; vertical-align: middle; background-color: rgb(255, 255, 255);">
                    <div style="line-height: 1.25; color: rgb(0, 0, 0);">99.1</div>
                  </td>
                  <td style="width: 90%; vertical-align: middle; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0);">
                    <div style="line-height: 1.25;"><a href="eh2001127_ex9901.htm">Press release dated September 2, 2020 announcing Rocket Companies, Inc. results for the&#160;second
                        quarter&#160;ended&#160;June&#160;30, 2020.</a></div>
                  </td>
                </tr>

            </table>
            <div style="background-color: rgb(255, 255, 255); line-height: 1.25;">
              <div style="line-height: 1.25; margin-bottom: 12pt;"><br style="line-height: 1.25;">
                <font style="font-size: 12pt;"></font><br>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SIGNATURES</div>
    <div style="text-align: justify; text-indent: 72pt; line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this
      report to be signed on its behalf by the undersigned hereunto duly authorized.</div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', Times, serif;">
      <div style="line-height: 1.25; color: #000000;">Date:&#160;September 2, 2020</div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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        <tr>
          <td style="width: 50%; vertical-align: bottom;">&#160;</td>
          <td colspan="3" style="vertical-align: bottom;">
            <div style="line-height: 12.55pt; font-weight: bold;">Rocket Companies, Inc.</div>
          </td>
          <td colspan="1" style="width: 10%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 30%; vertical-align: top;">&#160;</td>
          <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 30%; vertical-align: top;">&#160;</td>
          <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; padding-bottom: 2px;">
            <div style="line-height: 12.55pt;">By:&#160;</div>
          </td>
          <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 12.55pt;">/s/ Julie Booth</div>
          </td>
          <td colspan="1" style="width: 10%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 5%; vertical-align: top;">&#160;</td>
          <td style="width: 6%; vertical-align: top;">
            <div style="line-height: 12.55pt;">Name:&#160;</div>
          </td>
          <td style="width: 30%; vertical-align: top;">
            <div style="line-height: 12.55pt;">Julie Booth</div>
          </td>
          <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>eh2001127_ex9901.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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  <div style="font-family: Arial,Helvetica,'sans-serif'; text-align: right;"><font style="font-weight: bold;">EXHIBIT 99.1</font><br>
  </div>
  <div style="font-family: Arial,Helvetica,'sans-serif'; text-align: right;"><br>
  </div>
  <div style="font-family: Arial,Helvetica,'sans-serif'; text-align: right;"><img src="company_logo.jpg"> </div>
  <div style="font-family: 'Times New Roman',Times,serif;">
    <div style="text-align: center; margin-right: 120.7pt; margin-left: 77.95pt; line-height: 1.25; margin-top: 4.3pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Rocket Companies Announces Second Quarter Results</div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; margin-right: 120.7pt; margin-left: 78pt; line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif'; font-style: italic;">Company Achieves Record Closed Origination Volume of $72.3B, Net Income of
      $3.5B</div>
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    <div style="line-height: 1.25; margin-top: 9.15pt;"><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">DETROIT, September 2, 2020 &#8211; </font><font style="font-family: Arial,Helvetica,'sans-serif';">Rocket Companies, Inc. (NYSE:
        RKT) (&#8220;Rocket Companies&#8221; or the &#8220;Company&#8221;), a Detroit-based holding company consisting of tech-driven real estate, mortgage and financial services businesses &#8211; including Rocket Mortgage, Rocket Homes and Rocket Auto &#8211; today announced results for
        the second quarter ended June 30, 2020.</font></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Jay Farner, CEO of Rocket Companies, stated, &#8220;Rocket Companies had a very strong second quarter, thanks to our team members&#8217; hard work and dedication to our clients, as well as
      the incredibly scalable mortgage origination platform that allowed us to meet unprecedented demand. As a result, we were able to help more clients this quarter than any other in our 35-year history &#8211; all while more than 98% of our team members worked
      safely from their homes. Clearly, the strategy of investing in long-term growth paid off this quarter and, as we continue to strengthen and evolve the platform, will remain a significant advantage for our business well into the future.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">&#8220;While I&#8217;m proud of our performance, I am even more encouraged by the significant opportunity that remains in front of us as we continue to execute on our plan of achieving 25
      percent market share by 2030. It is clear that our simple, client-focused, digital approach is continuously and fundamentally disrupting the way our industries do business.&#8221;</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Second Quarter Financial Summary</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">ROCKET COMPANIES</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">($ amounts in millions)</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="zfd433059def649b593a2359877a655d0" style="width: 100%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" align="center" border="0" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q2-20</div>
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          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q1-20</div>
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          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q2-19</div>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; text-indent: 0.8pt;">Change</div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold; text-indent: 6pt;">Q2-20 vs Q1-20</div>
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          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; text-indent: 6.7pt;">Change</div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold; text-indent: 6pt;">Q2-20 vs Q2-19</div>
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          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,&#38;quot;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Closed loan origination volume</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
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          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">72,324</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">51,704</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">31,961</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">40%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">126%</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Gain on sale margin</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">5.19%</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3.25%</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3.23%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">60%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">61%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Net rate lock volume</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">91,978</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">56,050</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">34,109</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">64%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">170%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Total revenue, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">5,037</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,367</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">938</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">268%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">437%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Total expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,576</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,270</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">992</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">24%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">59%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Net income (loss)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">3,461</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">97</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">(54</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">)</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3,458%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">N/A</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Adjusted revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">5,312</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">2,110</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,329</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">152%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">300%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Adjusted net income</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">2,850</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">655</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">260</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">335%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">995%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Adjusted EBITDA</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">3,837</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">920</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">396</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">317%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">868%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; clear: both;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 8.75pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Second Quarter Highlights</div>
    <div style="line-height: 1.25; margin-top: 0.5pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">During the second quarter, Rocket Companies:</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.25pt;">
      <div>
        <div>
          <div>
            <div>
              <div>
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                    <tr style="vertical-align: top;">
                      <td style="width: 9pt">&#160;</td>
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                        <div>&#8226;</div>
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                      <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                        <div>Generated record closed loan origination volume of $72.3 billion and net rate lock volume $92.0 billion, which represented year-over-year improvements of 126% and 170%, respectively.</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div> <br>
              </div>
            </div>
          </div>
        </div>
      </div>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">1</font></div>
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    </div>
    <div style="text-align: justify; line-height: 1.25; margin-top: 5.15pt;">
      <div>
        <div style="text-align: left;">
          <div>
            <div style="text-align: right;"><img src="company_logo.jpg"></div>
            <div><br>
            </div>
            <div>
              <div>
                <table class="DSPFListTable" id="z9e8020c97f5b45a0bd0bd2b84436269f" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                    <tr style="vertical-align: top;">
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                        <div>&#8226;</div>
                      </td>
                      <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                        <div>Increased gain on sale margin compared to historical levels as favorable market conditions boosted demand for mortgages and led to capacity constraints in the industry.</div>
                      </td>
                    </tr>

                </table>
              </div>
            </div>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.4pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <div style="text-align: left;">
          <div>
            <table class="DSPFListTable" id="z87d53aaa305244eb9e6de9909e9e443e" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
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                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Leveraged technology investments to manage surge in demand while maintaining industry-leading turn times.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.25pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
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    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <div style="text-align: left;">
          <div>
            <table class="DSPFListTable" id="z56d2ae1977d442bbacc8ec8699af924e" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
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                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Grew total revenue, net, by 268% and adjusted revenue by 152% as compared to the first quarter of 2020; during this time expenses increased by 24%, primarily driven by higher variable compensation and an increase in team members in
                      production roles to support growth.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.2pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z737429eae8404d78bb38d98cc35e6b56" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Increased other revenues as title insurance services, property valuation and settlement services at Amrock grew as a result of the increase in origination volume noted above.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z9a2e691ac9fe4daab70d1edc9cbaf818" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>In partnership with the Rocket Mortgage Classic PGA TOUR event, announced the &#8220;Changing the Course&#8221; initiative, a multi-year campaign to bring every Detroit resident access to the internet, technology and digital literacy training
                      they deserve within five years.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.1pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z69641c2295d44839bf8f3579f2c5b385" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Earned 7th consecutive J.D. Power award for customer satisfaction in mortgage servicing in July. We have achieved this milestone in each of the 7 years since becoming eligible.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';">
      <div>
        <div style="font-family: 'Times New Roman',Times,serif;">
          <div>
            <table class="DSPFListTable" id="za51f42376c24460fab827c0ea32e7ff8" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>On August 10, 2020, Rocket Companies completed its initial public offering (&#8220;IPO&#8221;). As such, it did not have any shares outstanding or calculations of earnings per share for any periods prior to this date. As of August 10, 2020,
                      the Company had 100,372,565 of Class A shares outstanding and 1,883,279,483 of Class D shares outstanding. An additional 16,720,517 shares of Class A shares were reserved for restricted stock units.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Current Environment</div>
    <div style="line-height: 1.25; margin-top: 0.4pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z3300003f28dc4980a3741715b8cbe7ab" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>We continue to see strong consumer demand for home loans into the third quarter of 2020.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="za9d0b4f9eedc4dfeaaa76d5962e60b2d" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>As of August 31, 2020, approximately 96,000 clients, or 4.7% of our total servicing portfolio, were on a forbearance plan related to COVID-19.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Third Quarter Outlook</div>
    <div style="line-height: 1.25; margin-top: 7pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.1pt; font-family: Arial,Helvetica,'sans-serif';">We expect the following ranges compared to the year-earlier period:</div>
    <div style="line-height: 1.25; margin-top: 0.4pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="zfdefe757d6db4728a6d36553216cdf4c" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Net rate lock volume of between $93 billion and $98 billion, which would represent an increase of 98% to 108% compared to $47.0 billion in the third quarter of 2019.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z38ba90b3cbfe4949be68bb334466ccbd" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Closed loan volume of between $82 billion and $85 billion, or an increase of 105% to 112% compared to $40.3 billion in the third quarter of 2019.</div>
                  </td>
                </tr>

            </table>
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        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="zaf193b453f5d4d248f1ececa0f5f88e9" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
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                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Gain on sale margins of 4.05% to 4.30%, which would be an improvement of 23% to 31% compared to 3.29% in the third quarter of 2019.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">2</font></div>
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        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
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    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Balance Sheet Highlights</div>
    <table id="z3ac8d6db9d9e4e0e83f4b313c1fceb73" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; padding-bottom: 2px;" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">($ amounts in millions)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;"> June 30,</div>
            <div style="text-align: center; line-height: 1.25;"> <font style="font-weight: bold;">2020</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;"> December 31,</div>
            <div style="text-align: center; line-height: 1.25;"> <font style="font-weight: bold;">2019</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,&#38;quot;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; text-indent: 6pt; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Cash and cash equivalents</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,724</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,351</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Mortgage servicing rights (MSRs), at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,289</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,875</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Funding facilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">15,686</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">12,042</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Other financing facilities and debt</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,637</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,595</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Equity</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">5,536</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3,503</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z366117cc33144135bc545221ec085472" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>Subsequent to June 30, 2020 and prior to the IPO, we distributed $2.26 billion to our parent company, Rock Holdings Inc.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">
      <div>
        <div>
          <div>
            <table class="DSPFListTable" id="z40b48832369c4a83acfc3bf58da7ae96" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

                <tr style="vertical-align: top;">
                  <td style="width: 9pt">&#160;</td>
                  <td style="vertical-align: top; width: 18pt;">
                    <div>&#8226;</div>
                  </td>
                  <td style="vertical-align: top; width: auto; font-family: Arial,Helvetica,'sans-serif';">
                    <div>We remain in a strong liquidity position following the IPO, with total liquidity of $3.7 billion including $1.0 billion of cash on-hand plus $2.7 billion of undrawn lines of credit and corporate cash used to self-fund loan
                      originations which could be transferred to funding facilities (warehouse lines) at our option.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Direct to Consumer</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">In the Direct-to-Consumer segment, clients have the ability to interact with our Rocket Mortgage app and/or with our mortgage bankers. We market to potential clients in this
      segment through various performance marketing channels. Servicing activities are fully allocated to the Direct to Consumer segment as they are viewed as an extension of the client experience, with the primary objective being to establish and maintain
      positive, regular touchpoints with our clients. These activities position us to be the natural choice for clients' next refinance or purchase mortgage transaction.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">DIRECT TO CONSUMER</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">($ amounts in millions)</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="z63a2598a02d748638d755250166fbe5f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q2-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q1-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-weight: bold; text-align: center;">Q2-19</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; text-align: center;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Change</div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Q2-20 vs Q1-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Change</div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Q2-20 vs Q2-19</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Direct to Consumer</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Funded Loan Volume</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">46,777</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">31, 691</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">19,241</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">48%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">143%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Funded Loan Gain on Sale Margin</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">5.09%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">4.69%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">4.25%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">9%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">20%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">3,939</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,043</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">757</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">278%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">420%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Adj. Revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">4,213</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,786</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,148</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">136%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">267%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-size: 8pt; margin-left: 9pt;"><font style="font-size: 10pt;">Contribution Margin </font><font style="font-size: 10pt;">(1)</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">3,264</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,005</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">542</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">225%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">503%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25; margin-top: 8.8pt;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zacae224c4653429ab2e63fc16135b370" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 13pt; font-family: Arial,Helvetica,'sans-serif';"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,'sans-serif';">(1)</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,'sans-serif';">
                <div>We measure the performance of the segments primarily on a contribution margin basis. Contribution margin is intended to measure the direct profitability of each segment and is calculated as Adjusted Revenue less directly attributable
                  expenses. Adjusted Revenue is a non- GAAP financial measure described below. Directly attributable expenses include salaries, commissions and team member benefits, general and administrative expenses, and other expenses, such as direct
                  servicing costs and origination costs.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Partner Network</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Our Rocket Pro platform supports our Partner Network segment and enables the ability to offer mortgage solutions with a superior client experience. Our two primary types of
      partnerships are marketing and influencer. Our marketing partnerships consist of well-known, consumer-focused companies that find value in our award-winning client experience and want to offer their clients mortgage solutions with our trusted, widely
      recognized brand. Our influencer partnerships are typically with companies that employ licensed mortgage professionals who find value in our client experience, technology and efficient mortgage process. In some cases, mortgages are not their primary
      offering.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">3</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">PARTNER NETWORK</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">($ amounts in millions)</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="zac016f5fe57e4684aaf5ca8f7e73d7b3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; text-align: center;">Q2-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; text-align: center;">Q1-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; text-align: center;">Q2-19</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; text-align: center;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Change </div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Q2-20 vs Q1-20</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Change </div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Q2-20 vs Q2-19</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Partner Network</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Funded Loan Volume</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">19,732</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">19,332</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">11,233</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">76%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Funded Loan Gain on Sale Margin</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2.10%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">0.79%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">0.42%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">166%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">400%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">783</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">235</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">116</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">223%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">575%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Adj. Revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">783</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">235</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">116</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">223%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">575%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 40%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Contribution Margin <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">643</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">143</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">57</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">350%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,028%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br>
            </div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25; margin-top: 8.8pt;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9881c616bce246ab8492ad70857f2eb7" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 13pt; font-family: Arial,Helvetica,'sans-serif';"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,'sans-serif';">(1)</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,'sans-serif';">
                <div>We measure the performance of the segments primarily on a contribution margin basis. Contribution margin is intended to measure the direct profitability of each segment and is calculated as Adjusted Revenue less directly attributable
                  expenses. Adjusted Revenue is a non- GAAP financial measure described above. Directly attributable expenses include salaries, commissions and team member benefits, general and administrative expenses, and other expenses, such as direct
                  servicing costs and origination costs.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Second Quarter Earnings Call</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Rocket Companies will host a live conference call at 4:30 p.m. ET on September 2, 2020 to discuss the company's second quarter earnings results for the quarter ended June 30,
      2020. The conference call can be accessed by registering online at www.directeventreg.com/registration/event/2496925. Upon registering, each participant will be provided with call details and a registrant ID. A live webcast of the event will be
      available online at ir.rocketcompanies.com.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">4</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" noshade="noshade"></div>
    </div>
    <div style="margin-top: 4.2pt; margin-bottom: 6pt; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="margin: 4.2pt 194.25pt 6pt 151.15pt; line-height: 1.25; font-family: Arial, Helvetica, 'sans-serif'; font-weight: bold; text-align: center;">Condensed Combined Statements of Income </div>
    <div style="margin: 4.2pt 194.25pt 6pt 151.15pt; line-height: 1.25; font-family: Arial, Helvetica, 'sans-serif'; font-weight: bold; text-align: center;">(Dollars in Thousands)</div>
    <div style="text-align: center; margin-right: 120.7pt; margin-left: 77.9pt; line-height: 1.25; margin-top: 2.1pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">(Unaudited)</div>
    <div style="line-height: 1.25; margin-top: 0.35pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="z2eae8d5998374ac8aee83d25921bbe0e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="6" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" valign="bottom">
            <div><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Three Months Ended </font></div>
            <div><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">June 30, </font><br>
            </div>
          </td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="6" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" valign="bottom">
            <div><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Six Months Ended </font></div>
            <div><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">June 30,</font><br>
            </div>
          </td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2019</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; text-align: center;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2019</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Income:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Revenue</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-style: italic; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Gain on sale of loans:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Gain on sale of loans excluding fair value of MSRs, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">4,083,661</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">666,796</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">5,370,351</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,097,370</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Fair value of originated MSRs</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">669,923</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">445,663</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,205,342</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">742,335</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td rowspan="1" style="vertical-align: top; width: 52%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="margin-left: 9pt">Gain on sale of loans, net <br>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom"><font style="font-weight: bold;">4,753,584</font><br>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">1,112,459<br>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom"><font style="font-weight: bold;">6,575,693</font><br>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">1,839,705<br>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-style: italic; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Loan servicing loss:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Servicing fee income</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">249,842</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">240,255</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">506,935</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">464,861</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td rowspan="1" style="vertical-align: top; width: 52%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="margin-left: 18pt;">Change in fair value of MSRs <br>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">(552,843</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">(598,262</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">(1,544,095</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">(1,073,963</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">)</td>
        </tr>
        <tr>
          <td rowspan="1" style="vertical-align: top; width: 52%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="margin-left: 9pt">Loan servicing loss, net <br>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">(303,001</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">(358,007</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">(1,037,160</td>
          <td colspan="1" rowspan="1" style="font-weight: bold; vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">)</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">(609,102</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">)</td>
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        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-style: italic; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Interest income (expense):</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Interest income</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">78,039</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">61,585</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">152,081</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">108,637</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Interest expense on funding facilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(53,756</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(32,430</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(93,215</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(56,043</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Interest income, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">24,283</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">29,155</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">58,866</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">52,594</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Other income</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">562,265</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">153,938</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">806,567</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">286,120</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Total revenue, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">5,037,131</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">937,545</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">6,403,966</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,569,317</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Salaries, commissions and team member benefits</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">853,750</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">486,768</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,537,200</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">944,546</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">General and administrative expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">288,494</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">165,343</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">482,060</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">331,182</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Marketing and advertising expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">202,198</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">227,764</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">420,190</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">436,661</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Depreciation and amortization</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">16,189</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">17,687</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">32,304</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">35,792</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Interest and amortization expense on non-funding debt</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">33,168</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">33,086</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">66,275</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">66,168</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Other expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">161,452</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">61,156</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">286,041</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">109,576</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Total expenses</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,555,251</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">991,804</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,824,070</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,923,925</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Income (loss) before income taxes</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,481,880</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(54,259</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,579,896</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(354,608</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">(Provision for) benefit from income taxes</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(20,669</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">283</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(21,405</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,287</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Net income (loss)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,461,211</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(53,976</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,558,491</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(353,321</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Net loss attributable to noncontrolling interest</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">436</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">325</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">877</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">652</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
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        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 4px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Net income (loss) attributable to Rocket Companies</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
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          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,461,647</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 4px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(53,651</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 4px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,559,368</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 4px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(352,669</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>

    </table>
    <div style="margin: 4.2pt 194.1pt 6pt 151.15pt; line-height: 1.25; font-family: Arial, Helvetica, 'sans-serif'; font-weight: bold; text-align: center;"> <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">5</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="margin-top: 4.2pt; margin-bottom: 6pt; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="margin: 4.2pt 194.1pt 6pt 151.15pt; line-height: 1.25; font-family: Arial, Helvetica, 'sans-serif'; font-weight: bold; text-align: center;">Condensed Combined Balance Sheets </div>
    <div style="text-align: center; margin-right: 194.1pt; margin-left: 151.15pt; line-height: 1.25; margin-top: 4.2pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">(Dollars in Thousands)</div>
    <div style="line-height: 1.25; margin-top: 0.2pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
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    <table id="z41570d951619450cbbaba369c568aab6" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold; text-indent: 3pt;"> June 30,</div>
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold; text-indent: 3pt;">2020</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold; text-indent: 7pt;">December 31,</div>
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold; text-indent: 7pt;">2019</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,&#38;quot;" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; text-align: center;" valign="bottom"><font style="font-weight: bold;">(unaudited)</font> <br>
          </td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Assets</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Cash and cash equivalents</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,724,035</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">1,350,972</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Restricted cash</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">78,367</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">61,154</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Mortgage loans held for sale, at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">17,628,535</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">13,275,735</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Interest rate lock commitments (&#8220;IRLCs&#8221;), at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,393,764</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">508,135</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Mortgage servicing rights (&#8220;MSRs&#8221;), at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,289,209</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,874,972</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">MSRs collateral for financing liability, at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">59,926</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">205,108</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Notes receivable and due from affiliates</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">17,028</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">89,946</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; margin-left: 36pt; text-indent: -18pt;">Property and equipment, net of accumulated depreciation and amortization of $459,474 and $428,540, respectively</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">192,173</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;"><font style="line-height: 1.25;"></font></div>
            <div style="line-height: 1.25; font-family: Arial,Helvetica,&#38;quot;">176,446</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Lease right of use assets</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">256,183</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">278,921</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Forward commitments, at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">6,328</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3,838</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Loans subject to repurchase right from Ginnie Mae</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,496,120</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">752,442</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Other assets</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">714,789</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">499,658</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Total assets</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">28,856,457</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 4px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">20,077,327</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Liabilities and equity</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Liabilities:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Funding facilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">15,685,860</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">12,041,878</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Other financing facilities and debt:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 27pt;">Lines of credit</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">160,000</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">165,000</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 27pt;">Senior Notes, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,235,721</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">2,233,791</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 27pt;">Early buy out facility</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">241,752</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">196,247</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">MSRs financing liability, at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">58,926</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">189,987</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Accounts payable</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">219,650</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">157,295</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Lease liabilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">288,866</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">314,353</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Forward commitments, at fair value</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">351,261</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">43,794</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Investor reserves</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">63,012</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">54,387</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Notes payable and due to affiliates</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">61,192</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">35,082</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Loans subject to repurchase right from Ginnie Mae</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,496,120</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">752,442</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Other liabilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">457,920</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">390,149</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Total liabilities</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">23,320,280</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">16,574,405</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 9pt;">Equity:</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Net parent investment</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">5,527,173</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3,498,065</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Accumulated other comprehensive loss</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">5,929</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(151</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Noncontrolling interest</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3,075</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">5,008</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Total equity</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">5,536,177</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3,502,922</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Total liabilities and equity</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">28,856,457</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 4px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">$</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">20,077,327</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">6</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">GAAP to non-GAAP Reconciliations</div>
    <div style="line-height: 1.25; margin-top: 0.1pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Note: Non-GAAP reconciliation tables below may not foot due to rounding.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 8.65pt; font-family: Arial,Helvetica,'sans-serif';">Reconciliation of Adjusted Revenue to Total Revenue, net ($ amounts in millions)</div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="zdb6b48e3e1a549b4985fe379f5aec690" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="font-weight: bold;">
              <div style="text-align: center;">Three Months Ended </div>
              <div style="text-align: center;">June 30, <br>
              </div>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center;" valign="bottom">
            <div>Six Months Ended </div>
            <div>June 30, <br>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; text-align: center;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="7" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Total revenue, net</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">5,037</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">938</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">6,404</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,569</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Change in fair value of MSRs due to valuation assumptions (a)</div>
          </td>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">274</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">391</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1, 018</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">712</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Adjusted Revenue</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">5,312</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">1,329</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">7,422</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">2,282</font></div>
          </td>
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    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(a) Reflects changes in assumptions including discount rates and prepayment speed assumptions, mostly due to changes in market interest rates.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Reconciliation of Adjusted Net Income to Net Income Attributable to Rocket Companies ($ amounts in millions)</div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
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            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">Three Months Ended </div>
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">June 30,</div>
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            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">Six Months Ended </div>
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">June 30,</div>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
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          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
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          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2020</div>
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            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
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          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
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          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
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          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
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            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Net income (loss) attributable to Rocket Companies</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,462</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">(54</font></div>
          </td>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">)</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,559</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">(353</font></div>
          </td>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">)</font></div>
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            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Adjustment to the provision for income tax (a)</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(842</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">13</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(866</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">86</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
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        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Tax effected net income (loss) (a)</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,620</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(41</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2,694</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(267</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Non-cash stock compensation expense</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">31</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">8</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">60</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">17</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Change in fair value of MSRs due to valuation assumptions (b)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">274</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">391</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,018</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">712</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Tax impact of adjustments (c)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(76</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(98</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">(267</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(181</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Adjusted Net Income</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">2,850</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">260</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,505</font></font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">282</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.25; margin-top: 8.95pt;"><font style="font-family: Arial,Helvetica,'sans-serif';">(a)</font><font style="font-family: Arial,Helvetica,'sans-serif';">&#160;&#160; Rocket Companies will be subject to U.S. Federal income taxes, in
        addition to state, local and Canadian taxes with respect to its allocable share of any net taxable income of RKT Holdings, LLC. The adjustment to the provision for income tax reflects the effective tax rates below, assuming Rocket Companies owns
        100% of the non-voting common interest units of RKT Holdings, LLC.</font></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">7</font></div>
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" noshade="noshade"></div>
    </div>
    <div style="text-align: right;"><img src="company_logo.jpg"></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table id="z7fa86bd358da46088526112210ded51c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div>Three Months Ended </div>
            <div>June 30,<br>
            </div>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div>Six Months Ended </div>
            <div>June 30,<br>
            </div>
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          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> 2020 <br>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">2019 <br>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">2020 <br>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">2019 <br>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
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        <tr>
          <td rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; text-align: center;" valign="bottom">(Pro Forma) <br>
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          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; text-align: center;" valign="bottom">(Pro Forma) <br>
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          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Statutory U.S. Federal Income Tax Rate</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">21.00</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">21.00</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">21.00</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">21.00</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Canadian taxes</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">0.01</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">0.01</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">0.01</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">0.01</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">State and Local Income Taxes (net of federal benefit)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3.76</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3.76</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">3.76</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">3.76</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Effective Income Tax Rate</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">24.77</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">24.77</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">24.77</div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">24.77</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">%</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 4.75pt;">
      <div>
        <div>
          <div>
            <div style="font-family: Arial,Helvetica,'sans-serif';">
              <div>(b)&#160;&#160; Reflects changes in assumptions including discount rates and prepayment speed assumptions, mostly due to changes in market interest rates.</div>
            </div>
            <font style="font-family: Arial,Helvetica,'sans-serif';"> </font></div>
          <font style="font-family: Arial,Helvetica,'sans-serif';"> </font></div>
        <font style="font-family: Arial,Helvetica,'sans-serif';"> </font></div>
      <font style="font-family: Arial,Helvetica,'sans-serif';"> </font></div>
    <font style="font-family: Arial,Helvetica,'sans-serif';"> </font>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <font style="font-family: Arial,Helvetica,'sans-serif';"> </font>
    <div><font style="font-family: Arial,Helvetica,'sans-serif';"> </font>
      <div style="font-family: Arial,Helvetica,'sans-serif';">
        <div>(c)&#160;&#160; Tax impact of adjustments gives effect to the income tax related to non-cash stock compensation expense and change in fair value of MSRs due to valuation assumptions at the above described effective tax rates for each year.</div>
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    </div>
    <div style="line-height: 1.25; margin-top: 0.5pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';">Reconciliation of Adjusted EBITDA to Net Income ($ amounts in millions)</div>
    <div style="line-height: 1.25; margin-top: 0.45pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <table id="z7dfc72b70e2347d89d2162cad8a52ac8" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
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          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Three Months Ended </div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">June 30,</div>
          </td>
          <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="6" rowspan="1" style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">Six Months Ended </div>
            <div style="text-align: center; line-height: 1.25; font-weight: bold;">June 30,</div>
          </td>
          <td colspan="1" rowspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';"> 2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2020</div>
          </td>
          <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif'; text-align: center; padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">2019</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" valign="bottom">&#160;</td>
          <td colspan="6" style="vertical-align: top;" valign="bottom">
            <div style="text-align: center; line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(Unaudited)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; font-family: Arial,Helvetica,'sans-serif';" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Net income (loss)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,461</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">(54</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">)</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,558</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">(353</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">)</font></div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 36pt; text-indent: -18pt;">Interest and amortization expense on non-funding debt</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">33</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">33</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">66</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">66</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Income tax (benefit) provision</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">21</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">-</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">21</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(1</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">)</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Depreciation and amortization</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">16</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">18</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">32</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">36</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 18pt;">Non-cash stock compensation expense</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">31</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">8</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">60</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">17</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 52%; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; margin-left: 36pt; text-indent: -18pt;">Change in fair value of MSRs due to valuation assumptions (net of hedges) (a)</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">274</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">391</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">1,018</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">712</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
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            <div style="line-height: 1.25; font-weight: bold; font-family: Arial,Helvetica,'sans-serif';">Adjusted EBITDA</div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">3,837</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">396</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial,Helvetica,'sans-serif'; padding-bottom: 2px; background-color: rgb(198, 244, 249);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot; font-weight: bold;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;"><font style="font-weight: bold;">4,756</font></font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(198, 244, 249);" valign="bottom">
            <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="font-family: Arial,Helvetica,&#38;quot;">477</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; background-color: rgb(198, 244, 249);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(a) Reflects changes in assumptions including discount rates and prepayment speed assumptions, mostly due to changes in market interest rates.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Non-GAAP Financial Measures</div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';">To provide investors with information in addition to our results as determined by GAAP, we disclose Adjusted Revenue, Adjusted Net Income, and Adjusted
      EBITDA as non-GAAP measures which management believes provide useful information to investors. These measures are not financial measures calculated in accordance with GAAP and should not be considered as a substitute for revenue, net income, or any
      other operating performance measure calculated in accordance with GAAP, and may not be comparable to a similarly titled measure reported by other companies.</div>
    <div style="line-height: 1.25; margin-top: 0.5pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif';">We define "Adjusted Revenue" as total revenues net of the change in fair value of mortgage servicing rights ("MSRs") due to valuation assumptions. We define
      "Adjusted Net Income" as tax-effected earnings before stock-based compensation expense and the change in fair value of MSRs due to valuation assumptions, and the tax effects of those adjustments. We define "Adjusted EBITDA" as earnings before </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">8</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif'; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="line-height: 1.25; margin-top: 4.25pt; font-family: Arial,Helvetica,'sans-serif';"><br>
      interest and amortization expense on non-funding debt, income tax, and depreciation and amortization, net of the change in fair value of MSRs due to valuation assumptions (net of hedges) and stock-based compensation expense. We exclude from each of
      these non-GAAP revenues the change in fair value of MSRs due to valuation assumptions (net of hedges) as this represents a non-cash non-realized adjustment to our total revenues, reflecting changes in assumptions including discount rates and
      prepayment speed assumptions, mostly due to changes in market interest rates, which is not indicative of our performance or results of operation. Adjusted EBITDA includes interest expense on funding facilities, which are recorded as a component of
      "interest income, net", as these expenses are a direct cost driven by loan origination volume. By contrast, interest and amortization expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">We believe that the presentation of Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA provides useful information to investors regarding our results of operations
      because each measure assists both investors and management in analyzing and benchmarking the performance and value of our business. Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA provide indicators of performance that are not affected by
      fluctuations in certain costs or other items. Accordingly, management believes that these measurements are useful for comparing general operating performance from period to period, and management relies on these measures for planning and forecasting
      of future periods. Additionally, these measures allow management to compare our results with those of other companies that have different financing and capital structures. However, other companies may define Adjusted Revenue, Adjusted Net Income and
      Adjusted EBITDA differently, and as a result, our measures of Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA may not be directly comparable to those of other companies.</div>
    <div style="line-height: 1.25; margin-top: 0.05pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Although we use Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA as financial measures to assess the performance of our business, such use is limited because they do
      not include certain material costs necessary to operate our business. Additionally, our definitions of each of Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA allows us to add back certain non-cash charges and deduct certain gains that are
      included in calculating total revenues, net, net income attributable to Rocket Companies or net income (loss). However, these expenses and gains vary greatly, and are difficult to predict. They can represent the effect of long-term strategies as
      opposed to short-term results. Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA should be considered in addition to, and not as a substitute for, total revenues, net income attributable to Rocket Companies and net income (loss) in accordance
      with U.S. GAAP as measures of performance. Our presentation of Adjusted Revenue, Adjusted Net Income and Adjusted EBITDA should not be construed as an indication that our future results will be unaffected by unusual or nonrecurring items.</div>
    <div style="line-height: 1.25; margin-top: 0.5pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Forward Looking Statements</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Some of the statements contained in this press release are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section
      21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are generally identified by the use of words such as "anticipate," "believe," "could," "estimate," "expect," "intend," "may," "plan," "potential," "predict,"
      "project," "should," "target," "will," "would" and, in each case, their negative or other various or comparable terminology. These forward-looking statements reflect our views with respect to future events as of the date of this release and are based
      on our management&#8217;s current expectations, estimates, forecasts, projections, assumptions, beliefs and information. Although management believes that the expectations reflected in these forward-looking statements are reasonable, it can give no
      assurance that these expectations will prove to have been correct. All such forward-looking statements are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results to be materially
      different from those stated or implied in this document. It is not possible to predict or identify all such risks. These risks include, but are not limited to, the risk factors that are described under the section titled &#8220;Risk Factors&#8221; in our
      Quarterly Report on Form 10-Q, Current Reports on Form 8-K, and other filings with the Securities and Exchange Commission. These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that
      are included in this press release and in other filings. We expressly disclaim any obligation to publicly update or review any forward-looking statements, whether as a result of new information, future developments or otherwise, except as required by
      applicable law.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: Arial, Helvetica, 'sans-serif'; color: #000000; font-weight: normal; font-style: normal;">9</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold; text-align: right;"> <img src="company_logo.jpg"></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">About Rocket Companies</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Rocket Companies is a Detroit-based holding company consisting of personal finance and consumer service brands including Rocket Mortgage, Rocket Homes, Rocket Loans, Rocket
      Auto, Rock Central, Amrock, Core Digital Media, Rock Connections, Lendesk and Edison Financial. Since 1985, Rocket Companies has been obsessed with helping its clients achieve the American dream of home ownership and financial freedom. Rocket
      Companies offers an industry-leading client experience powered by our simple, fast, and trusted digital solutions. Rocket Companies has 20,000 team members across the United States. Its flagship company, Rocket Mortgage, has been named to Fortune
      magazine&#8217;s list of &#8220;100 Best Companies to Work For&#8221; for 17 consecutive years.</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Investor Relations Contacts:</div>
    <div style="margin-right: 392.95pt; margin-left: 13pt; line-height: 1.25;"><font style="font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> </font><font style="font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
      </font></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Jason McGruder or John Shallcross</div>
    <div style="line-height: 1.25; color: rgb(0, 0, 255); font-family: Arial,Helvetica,'sans-serif';"><u>ir@rocketcompanies.com</u></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(313) 373-7990</div>
    <div style="line-height: 1.25; margin-top: 0.55pt; font-family: Arial,Helvetica,'sans-serif';"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;">Media Contact:</div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif'; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">Aaron Emerson </div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';"><font style="color: rgb(0, 0, 255);"><u>aaronemerson@rockcentraldetroit.com</u></font></div>
    <div style="line-height: 1.25; font-family: Arial,Helvetica,'sans-serif';">(313) 373-3035</div>
    <div style="text-align: center; line-height: 1.25; margin-top: 4.65pt; font-family: Arial,Helvetica,'sans-serif';"># # #</div>
    <div style="text-align: center; margin-right: 120.7pt; margin-left: 77.7pt; line-height: 1.25; margin-top: 4.65pt; font-family: Arial,Helvetica,'sans-serif';"> <br>
    </div>
    <div style="text-align: center; line-height: 1.25; margin-top: 4.65pt; font-family: Arial,Helvetica,'sans-serif';"><font id="DSPFPageNumber" style="color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">10</font> </div>
    <div style="text-align: center; line-height: 1.25; margin-top: 4.65pt; font-family: Arial,Helvetica,'sans-serif';">
      <hr style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"> </div>
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</SEC-DOCUMENT>
