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Segments - Key Operating Data for Business Segments (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2023
USD ($)
segment
Mar. 31, 2022
USD ($)
Segment Reporting [Abstract]    
Number of reportable segments | segment 2  
Segment Reporting Information [Line Items]    
Gain on sale $ 469,563 $ 1,483,786
Interest income 66,744 90,540
Interest expense on funding facilities (29,060) (41,696)
Servicing fee income 366,385 366,214
Changes in fair value of MSRs (398,279) 454,380
Other income 190,715 317,372
Total U.S. GAAP Revenue, net 666,068 2,670,596
Plus/Less: Decrease (increase) in MSRs due to valuation assumptions (net of hedges) 216,058 (739,217)
Adjusted revenue 882,126 1,931,379
Less: Directly attributable expenses 647,785 1,108,116
Contribution margin 234,341 823,263
Reportable Segments    
Segment Reporting Information [Line Items]    
Gain on sale 462,335 1,475,159
Interest income 65,795 89,769
Interest expense on funding facilities (29,006) (41,696)
Servicing fee income 365,217 365,499
Changes in fair value of MSRs (398,279) 454,380
Other income 120,138 183,504
Total U.S. GAAP Revenue, net 586,200 2,526,615
Plus/Less: Decrease (increase) in MSRs due to valuation assumptions (net of hedges) 216,058 (739,217)
Adjusted revenue 802,258 1,787,398
Less: Directly attributable expenses 570,942 989,244
Contribution margin 231,316 798,154
Reportable Segments | Direct to Consumer    
Segment Reporting Information [Line Items]    
Gain on sale 390,342 1,217,103
Interest income 38,123 57,601
Interest expense on funding facilities (16,808) (26,727)
Servicing fee income 365,217 365,499
Changes in fair value of MSRs (398,279) 454,380
Other income 116,520 167,027
Total U.S. GAAP Revenue, net 495,115 2,234,883
Plus/Less: Decrease (increase) in MSRs due to valuation assumptions (net of hedges) 216,058 (739,217)
Adjusted revenue 711,173 1,495,666
Less: Directly attributable expenses 505,583 869,210
Contribution margin 205,590 626,456
Reportable Segments | Partner Network    
Segment Reporting Information [Line Items]    
Gain on sale 71,993 258,056
Interest income 27,672 32,168
Interest expense on funding facilities (12,198) (14,969)
Servicing fee income 0 0
Changes in fair value of MSRs 0 0
Other income 3,618 16,477
Total U.S. GAAP Revenue, net 91,085 291,732
Plus/Less: Decrease (increase) in MSRs due to valuation assumptions (net of hedges) 0 0
Adjusted revenue 91,085 291,732
Less: Directly attributable expenses 65,359 120,034
Contribution margin 25,726 171,698
All Other    
Segment Reporting Information [Line Items]    
Gain on sale 7,228 8,627
Interest income 949 771
Interest expense on funding facilities (54) 0
Servicing fee income 1,168 715
Changes in fair value of MSRs 0 0
Other income 70,577 133,868
Total U.S. GAAP Revenue, net 79,868 143,981
Plus/Less: Decrease (increase) in MSRs due to valuation assumptions (net of hedges) 0 0
Adjusted revenue 79,868 143,981
Less: Directly attributable expenses 76,843 118,872
Contribution margin $ 3,025 $ 25,109