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Segments - Schedule of Key Operating Data for Business Segments (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Jun. 30, 2024
USD ($)
segment
Jun. 30, 2023
USD ($)
Segment Reporting [Abstract]        
Number of reportable segments | segment     2  
Segment Reporting Information [Line Items]        
Gain on sale $ 758,556 $ 594,469 $ 1,457,782 $ 1,064,032
Interest income 112,415 80,757 201,395 147,501
Interest expense on funding facilities (81,293) (59,512) (132,736) (94,624)
Servicing fee income 354,677 343,591 700,423 709,976
Changes in fair value of MSRs (112,941) 42,377 (56,433) (355,902)
Other income 269,308 234,545 514,007 431,312
Total revenue, net 1,300,722 1,236,227 2,684,438 1,902,295
Change in fair value of MSRs due to valuation assumptions, net of hedges (72,566) (234,556) (293,037) (18,498)
Adjusted revenue 1,228,156 1,001,671 2,391,401 1,883,797
Less: Directly attributable expenses 684,205 665,238 1,359,044 1,313,022
Contribution margin 543,951 336,433 1,032,357 570,775
Reportable Segments        
Segment Reporting Information [Line Items]        
Gain on sale 746,251 584,632 1,435,923 1,046,968
Interest income 112,415 81,527 201,395 147,321
Interest expense on funding facilities (81,076) (59,415) (132,414) (94,472)
Servicing fee income 353,299 342,328 697,659 707,545
Changes in fair value of MSRs (112,941) 42,377 (56,433) (355,902)
Other income 151,213 154,297 287,190 280,487
Total revenue, net 1,169,161 1,145,746 2,433,320 1,731,947
Change in fair value of MSRs due to valuation assumptions, net of hedges (72,566) (234,556) (293,037) (18,498)
Adjusted revenue 1,096,595 911,190 2,140,283 1,713,449
Less: Directly attributable expenses 595,555 595,647 1,181,303 1,166,589
Contribution margin 501,040 315,543 958,980 546,860
Reportable Segments | Direct to Consumer        
Segment Reporting Information [Line Items]        
Gain on sale 577,231 476,052 1,117,396 866,394
Interest income 59,806 45,484 108,688 83,606
Interest expense on funding facilities (43,128) (33,084) (71,362) (53,392)
Servicing fee income 353,299 342,328 697,659 707,545
Changes in fair value of MSRs (112,941) 42,377 (56,433) (355,902)
Other income 147,057 150,101 279,254 272,673
Total revenue, net 981,324 1,023,258 2,075,202 1,520,924
Change in fair value of MSRs due to valuation assumptions, net of hedges (72,566) (234,556) (293,037) (18,498)
Adjusted revenue 908,758 788,702 1,782,165 1,502,426
Less: Directly attributable expenses 534,049 529,222 1,063,853 1,034,805
Contribution margin 374,709 259,480 718,312 467,621
Reportable Segments | Partner Network        
Segment Reporting Information [Line Items]        
Gain on sale 169,020 108,580 318,527 180,574
Interest income 52,609 36,043 92,707 63,715
Interest expense on funding facilities (37,948) (26,331) (61,052) (41,080)
Servicing fee income 0 0 0 0
Changes in fair value of MSRs 0 0 0 0
Other income 4,156 4,196 7,936 7,814
Total revenue, net 187,837 122,488 358,118 211,023
Change in fair value of MSRs due to valuation assumptions, net of hedges 0 0 0 0
Adjusted revenue 187,837 122,488 358,118 211,023
Less: Directly attributable expenses 61,506 66,425 117,450 131,784
Contribution margin 126,331 56,063 240,668 79,239
All Other        
Segment Reporting Information [Line Items]        
Gain on sale 12,305 9,837 21,859 17,064
Interest income 0 (770) 0 180
Interest expense on funding facilities (217) (97) (322) (152)
Servicing fee income 1,378 1,263 2,764 2,431
Changes in fair value of MSRs 0 0 0 0
Other income 118,095 80,248 226,817 150,825
Total revenue, net 131,561 90,481 251,118 170,348
Change in fair value of MSRs due to valuation assumptions, net of hedges 0 0 0 0
Adjusted revenue 131,561 90,481 251,118 170,348
Less: Directly attributable expenses 88,650 69,591 177,741 146,433
Contribution margin $ 42,911 $ 20,890 $ 73,377 $ 23,915