<SEC-DOCUMENT>0000950142-25-001813.txt : 20250702
<SEC-HEADER>0000950142-25-001813.hdr.sgml : 20250702
<ACCEPTANCE-DATETIME>20250702175805
ACCESSION NUMBER:		0000950142-25-001813
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250630
FILED AS OF DATE:		20250702
DATE AS OF CHANGE:		20250702

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Emerson William C.
		CENTRAL INDEX KEY:			0001965677
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39432
		FILM NUMBER:		251102890

	MAIL ADDRESS:	
		STREET 1:		1050 WOODWARD AVENUE
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Rocket Companies, Inc.
		CENTRAL INDEX KEY:			0001805284
		STANDARD INDUSTRIAL CLASSIFICATION:	MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
		ORGANIZATION NAME:           	02 Finance
		EIN:				844946470
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1050 WOODWARD AVENUE
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226
		BUSINESS PHONE:		(800) 226-6308

	MAIL ADDRESS:	
		STREET 1:		1050 WOODWARD AVENUE
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226
</SEC-HEADER>
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<TYPE>4
<SEQUENCE>1
<FILENAME>es250645227_4-emerson.xml
<DESCRIPTION>OWNERSHIP DOCUMENT
<TEXT>
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    <periodOfReport>2025-06-30</periodOfReport>

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        <issuerCik>0001805284</issuerCik>
        <issuerName>Rocket Companies, Inc.</issuerName>
        <issuerTradingSymbol>RKT</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001965677</rptOwnerCik>
            <rptOwnerName>Emerson William C.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O ROCKET COMPANIES, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>1050 WOODWARD AVENUE</rptOwnerStreet2>
            <rptOwnerCity>DETROIT</rptOwnerCity>
            <rptOwnerState>MI</rptOwnerState>
            <rptOwnerZipCode>48226</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>President</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <aff10b5One>0</aff10b5One>

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                <value>Class L-1 common stock</value>
            </securityTitle>
            <transactionDate>
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            <deemedExecutionDate></deemedExecutionDate>
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                    <value>See footnote</value>
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        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class L-2 common stock</value>
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                <value>2025-06-30</value>
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                    <value>I</value>
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                <natureOfOwnership>
                    <value>See footnote</value>
                    <footnoteId id="F5"/>
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            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class L-1 common stock</value>
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                <value>2025-06-30</value>
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            <deemedExecutionDate></deemedExecutionDate>
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                <transactionFormType>4</transactionFormType>
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                    <value>See footnote</value>
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        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class L-2 common stock</value>
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            <transactionDate>
                <value>2025-06-30</value>
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                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
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                    <footnoteId id="F1"/>
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                    <value>0</value>
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                    <value>A</value>
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                    <value>1413490</value>
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                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See footnote</value>
                    <footnoteId id="F6"/>
                </natureOfOwnership>
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        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Class A common stock</value>
            </securityTitle>
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                <sharesOwnedFollowingTransaction>
                    <value>859204</value>
                    <footnoteId id="F7"/>
                </sharesOwnedFollowingTransaction>
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            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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    <footnotes>
        <footnote id="F1">On June 30, 2025, Rocket Companies, Inc. (&quot;Rocket&quot;) completed the collapse of its &quot;Up-C&quot; structure (the &quot;Up-C Collapse&quot;) pursuant to the Transaction Agreement, by and among Rocket, Rock Holdings Inc. (&quot;RHI&quot;), Eclipse Sub, Inc., Rocket GP, LLC, Daniel Gilbert and RHI II, LLC. Pursuant to the Transaction Agreement, each RHI shareholder, in consideration for its voting common shares of RHI, par value $0.001 per share (the &quot;RHI Shares&quot;), received for each RHI Share 56.54 newly issued shares of Rocket Class L common stock, par value $0.00001 per share (the &quot;Class L Common Stock&quot;), half of which are designated Class L-1 Common Stock, par value $0.00001 per share (&quot;Class L-1 Common Stock&quot;), and half of which are designated Class L-2 Common Stock, par value $0.00001 per share (&quot;Class L-2 Common Stock&quot;). (Cont'd in FN2)</footnote>
        <footnote id="F2">(Cont'd from FN1) Subject to certain limited exceptions as provided in Rocket's certificate of incorporation, (i) holders of Class L-1 Common Stock are prohibited from transferring or otherwise disposing of such shares prior to June 30, 2026, and (ii) holders of Class L-2 Common Stock are prohibited from transferring or otherwise disposing of such shares prior to June 30, 2027. Following June 30, 2026, each share of Class L-1 common stock (i) may be converted at any time, at the option of the holder, into one share of Rocket Class A common stock, par value $0.00001 per share (&quot;Class A Common Stock&quot;), and (ii) will automatically convert into one share of Rocket Class A Common Stock immediately prior to any transfer of such share, except for certain permitted transfers that are described in Rocket's certificate of incorporation. (Cont'd in FN3)</footnote>
        <footnote id="F3">(Cont'd from FN2) Following June 30, 2027, each share of Class L-2 Common Stock (i) may be converted at any time, at the option of the holder, into one share of Class A Common Stock and (ii) will automatically convert into one share of Rocket Class A Common Stock immediately prior to any transfer of such share, except for certain permitted transfers that are described in Rocket's certificate of incorporation. In addition, upon the later to occur of (A) June 30, 2027 and (B) the date that the outstanding shares of Class L Common Stock no longer represent at least 79% of the total voting power of the issued and outstanding shares of Rocket common stock, all shares of Class L Common Stock will automatically convert to newly issued shares of Class A Common Stock.</footnote>
        <footnote id="F4">Directly owned by the William C. Emerson Trust, a trust of which the Reporting Person is a trustee and the beneficiaries of which are immediate family members of the Reporting Person.</footnote>
        <footnote id="F5">Directly owned by Nicole Christine Emerson 2012 Irrevocable Trust u/a 12/19/2012, a trust of which the Reporting Person's spouse is the trustee, the beneficiary of which is an immediate family member of the Reporting Person.</footnote>
        <footnote id="F6">Directly owned by Sean William Emerson 2012 Irrevocable Trust u/a 12/19/2012, a trust of which the Reporting Person's spouse is the trustee, the beneficiary of which is an immediate family member of the Reporting Person.</footnote>
        <footnote id="F7">Reported amount includes 453,422 unvested restricted stock units (&quot;RSUs&quot;) granted under the Rocket Companies, Inc. 2020 Omnibus Incentive Plan. Each RSU represents the contingent right to receive one share of Class A common stock of the Issuer for each vested RSU. The RSUs vest in installments in accordance with the terms of the applicable RSU award agreement, subject to the Reporting Person's continued employment on the applicable vesting date.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Tina V. John, attorney in fact</signatureName>
        <signatureDate>2025-07-02</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
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</SEC-DOCUMENT>
