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Segment Information (Tables)
9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Reconciliation of Revenue from Segments to Consolidated
Segment Revenues
Three Months Ended September 30,Nine Months Ended September 30,
2025202420252024
Business Insurance
Workers’ compensation$938 $933 $2,773 $2,776 
General liability633 575 1,826 1,641 
Marine72 71 209 205 
Package business683 593 1,961 1,714 
Commercial property372 325 1,066 921 
Professional liability224 209 638 612 
Bond88 82 256 240 
Assumed reinsurance218 194 660 555 
Commercial automobile323 278 932 787 
Business Insurance earned premium and fee income3,551 3,260 10,321 9,451 
Net investment income519 442 1,405 1,235 
Net realized losses(26)(32)(70)(70)
Other revenue [1]— 
Total Business Insurance4,044 3,671 11,658 10,617 
Personal Insurance
Personal automobile639 621 1,897 1,791 
Homeowners319 272 907 780 
Personal Insurance earned premium and fee income [2]958 893 2,804 2,571 
Net investment income67 58 182 158 
Net realized losses(4)(2)(10)(9)
Other revenue25 22 69 66 
Total Personal Insurance1,046 971 3,045 2,786 
P&C Other Operations
Net investment income19 18 56 55 
Net realized losses— — (2)(3)
Total P&C Other Operations19 18 54 52 
Employee Benefits
Group disability890 889 2,689 2,674 
Group life648 659 1,942 1,967 
Other120 107 358 318 
Employee Benefits premium and other considerations1,658 1,655 4,989 4,959 
Net investment income136 119 380 345 
Net realized losses(8)— (28)(8)
Total Employee Benefits1,786 1,774 5,341 5,296 
Hartford Funds
Mutual fund and ETF259 244 740 710 
Third-party life and annuity separate accounts [3]18 19 53 56 
Hartford Funds fee income277 263 793 766 
Net investment income14 14 
Net realized gains14 15 
Total Hartford Funds286 275 821 795 
Total segment revenues$7,181 $6,709 $20,919 $19,546 
[1]Other revenues for Business Insurance includes revenues from equity method investments that are not considered revenues from contracts with customers in the table below.
[2]For the three months ended September 30, 2025 and 2024, AARP members accounted for earned premiums of $855 and $817, respectively. For the nine months ended September 30, 2025 and 2024, AARP members accounted for earned premiums of $2.52 billion and $2.36 billion, respectively. Represents revenues earned for investment advisory services on third party life and annuity separate account assets under management ("AUM") by the Company's Hartford Funds segment.
Segment, Reconciliation of Other Items from Segments to Consolidated
Significant Segment Expenses
Three Months Ended September 30,Nine Months Ended September 30,
2025202420252024
Business Insurance
Current accident year losses and loss adjustment expenses ("LAE") before catastrophes$2,051 $1,862 $5,894 $5,337 
Current accident year catastrophe losses and LAE39 155 433 419 
Prior accident year development of losses and LAE(60)(36)(289)(173)
Amortization of DAC559 512 1,636 1,477 
Insurance operating costs546 497 1,565 1,468 
Amortization of other intangible assets21 21 
Dividends to policyholders12 10 33 29 
Total Business Insurance3,154 3,007 9,293 8,578 
Personal Insurance
Current accident year losses and LAE before catastrophes610 602 1,758 1,774 
Current accident year catastrophe losses and LAE31 92 316 269 
Prior accident year development of losses and LAE(43)(14)(123)(55)
Amortization of DAC72 65 210 188 
Insurance operating costs180 169 534 491 
Amortization of other intangible assets
Total Personal Insurance851 915 2,697 2,669 
P&C Other Operations
Prior accident year development of losses and LAE— — — 
Insurance operating costs
Total P&C Other Operations14 
Employee Benefits
Group disability losses628 604 1,866 1,829 
Group life losses481 510 1,478 1,540 
Group losses - other54 47 168 143 
Amortization of DAC25 26 
Insurance operating costs and other expenses425 401 1,238 1,185 
Amortization of other intangible assets10 10 30 30 
Total Employee Benefits1,606 1,580 4,805 4,753 
Hartford Funds
Sub-advisory expense79 73 224 213 
Employee compensation and benefits33 31 103 98 
Distribution and service75 75 218 222 
General, administrative and other27 29 81 81 
Total Hartford Funds214 208 626 614 
Total significant segment expenses$5,827 $5,713 $17,427 $16,628 
Reconciliation of Net Income from Segments to Consolidated
Segment/Category Summary For the Three Months Ended September 30, 2025
Reportable Segments
Business InsurancePersonal InsuranceP&C Other OperationsEmployee BenefitsHartford FundsTotal Reportable SegmentsCorporateConsolidated
Earned premium and fee income from external customers$3,551 $958 $— $1,658 $277 $6,444 $10 $6,454 
Net investment income519 67 19 136 745 14 759 
Net realized gains (losses)(26)(4)— (8)(33)21 (12)
Other revenue [1]— 25 — — — 25 31 
Total Revenues4,044 1,046 19 1,786 286 7,181 51 7,232 
Significant segment expenses3,154 851 1,606 214 5,827 5,827 
Other segment expenses [2]— 21 — — 22 22 
Corporate expenses65 65 
Income tax expense (benefit)180 35 36 15 270 (32)238 
Net income (loss)$710 $139 $12 $144 $57 $1,062 $18 $1,080 
Other segment disclosures:
Amortization of DAC $559 $72 $ $8 $ $639 $ $639 
Amortization of other intangibles $7 $1 $ $10 $ $18 $ $18 
Segment/Category Summary For the Nine Months Ended September 30, 2025
Reportable Segments
Business InsurancePersonal InsuranceP&C Other OperationsEmployee BenefitsHartford FundsTotal Reportable SegmentsCorporateConsolidated
Earned premium and fee income from external customers$10,321 $2,804 $— $4,989 $793 $18,907 $31 $18,938 
Net investment income1,405 182 56 380 14 2,037 42 2,079 
Net realized gains (losses)(70)(10)(2)(28)14 (96)25 (71)
Other revenue [1]69 — — — 71 12 83 
Total Revenues11,658 3,045 54 5,341 821 20,919 110 21,029 
Significant segment expenses9,293 2,697 4,805 626 17,427 17,427 
Other segment expenses [2]55 — — 60 60 
Corporate expenses195 195 
Income tax expense (benefit)478 58 109 41 695 (53)642 
Net income (loss)$1,883 $235 $38 $427 $154 $2,737 $(32)$2,705 
Other segment disclosures:
Amortization of DAC $1,636 $210 $ $25 $ $1,871 $ $1,871 
Amortization of other intangibles $21 $2 $ $30 $ $53 $ $53 
Segment/Category Summary For the Three Months Ended September 30, 2024
Reportable Segments
Business InsurancePersonal InsuranceP&C Other OperationsEmployee BenefitsHartford FundsTotal Reportable SegmentsCorporateConsolidated
Earned premium and fee income from external customers$3,260 $893 $— $1,655 $263 $6,071 $10 $6,081 
Net investment income442 58 18 119 642 17 659 
Net realized gains (losses)(32)(2)— — (27)14 (13)
Other revenue [1]22 — — — 23 24 
Total Revenues3,671 971 18 1,774 275 6,709 42 6,751 
Significant segment expenses3,007 915 1,580 208 5,713 5,713 
Other segment expenses [2]17 — — 23 23 
Corporate expenses63 63 
Income tax expense (benefit)134 38 13 194 (9)185 
Net income (loss)$528 $31 $10 $156 $54 $779 $(12)$767 
Other segment disclosures:
Amortization of DAC$512 $65 $ $8 $ $585 $ $585 
Amortization of other intangibles$7 $1 $ $10 $ $18 $ $18 
Segment/Category Summary For the Nine Months Ended September 30, 2024
Reportable Segments
Business InsurancePersonal InsuranceP&C Other OperationsEmployee BenefitsHartford FundsTotal Reportable SegmentsCorporateConsolidated
Earned premium and fee income from external customers$9,451 $2,571 $— $4,959 $766 $17,747 $30 $17,777 
Net investment income1,235 158 55 345 14 1,807 47 1,854 
Net realized gains (losses)(70)(9)(3)(8)15 (75)31 (44)
Other revenue [1]66 — — — 67 69 
Total Revenues10,617 2,786 52 5,296 795 19,546 110 19,656 
Significant segment expenses8,578 2,669 14 4,753 614 16,628 16,628 
Other segment expenses [2]51 — — 60 60 
Corporate expenses193 193 
Income tax expense (benefit)393 12 108 38 556 (39)517 
Net income (loss)$1,641 $54 $29 $435 $143 $2,302 $(44)$2,258 
Other segment disclosures:
Amortization of DAC$1,477 $188 $ $26 $ $1,691 $ $1,691 
Amortization of other intangibles$21 $2 $ $30 $ $53 $ $53 
[1]Other revenues for Business Insurance and Corporate includes revenues from equity method investments that are not considered revenues from contracts with customers in the table below.
[2]Other segment expenses primarily consists of integration costs associated with the 2019 acquisition of Navigators Group for Business Insurance and servicing expenses for Personal Insurance
Reconciliation of Assets from Segment to Consolidated
Assets
September 30, 2025December 31, 2024
Business Insurance$56,873 $53,296 
Personal Insurance6,550 6,034 
Property & Casualty Other Operations4,165 4,312 
Employee Benefits13,404 13,502 
Hartford Funds785 761 
Total Reportable Segments81,777 77,905 
Corporate 3,218 3,012 
Total assets$84,995 $80,917 
Disaggregation of Revenue [Table Text Block]
Non-Insurance Revenue from Contracts with Customers
Three Months Ended September 30,Nine Months Ended September 30,
Revenue Line Item2025202420252024
Business Insurance
Installment billing feesFee income$11 $11 $33 $33 
Personal Insurance
Installment billing feesFee income24 24 
Insurance servicing revenuesOther revenues25 22 69 66 
Employee Benefits
Administrative servicesFee income55 55 168 166 
Hartford Funds
Advisory, servicing and distribution feesFee income277 263 793 766 
Corporate
Investment management and other feesFee income10 10 31 30 
Total non-insurance revenues with customers$386 $369 $1,118 $1,085