<SUBMISSION>
<ACCESSION-NUMBER>0001193125-13-135607
<TYPE>DEFA14A
<PUBLIC-DOCUMENT-COUNT>12
<FILING-DATE>20130401
<DATE-OF-FILING-DATE-CHANGE>20130401
<EFFECTIVENESS-DATE>20130401
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Verisk Analytics, Inc.
<CIK>0001442145
<ASSIGNED-SIC>7374
<IRS-NUMBER>262994223
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>DEFA14A
<ACT>34
<FILE-NUMBER>001-34480
<FILM-NUMBER>13729309
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>545 WASHINGTON BOULEVARD
<CITY>JERSEY CITY
<STATE>NJ
<ZIP>07310-1686
<PHONE>201-469-2000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>545 WASHINGTON BOULEVARD
<CITY>JERSEY CITY
<STATE>NJ
<ZIP>07310-1686
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>d512125ddefa14a.htm
<DESCRIPTION>DEFINITIVE ADDITIONAL MATERIALS
<TEXT>
<HTML><HEAD>
<TITLE>Definitive Additional Materials</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>UNITED STATES </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="4"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Washington, D.C. 20549
</B></FONT></P> <P STYLE="margin-top:10px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SCHEDULE 14A </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Proxy Statement Pursuant to Section&nbsp;14(a) of the&nbsp;Securities </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Exchange Act of 1934 </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filed&nbsp;by&nbsp;the&nbsp;Registrant&nbsp;&nbsp;&nbsp;&nbsp;[X]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filed&nbsp;by&nbsp;a&nbsp;Party&nbsp;other&nbsp;than&nbsp;the&nbsp;Registrant&nbsp;&nbsp;&nbsp;&nbsp;
<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check the appropriate box: </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Preliminary Proxy Statement</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Confidential, for Use of the Commission<BR>Only&nbsp;(as&nbsp;permitted&nbsp;by Rule 14a-6(e)(2))</B></FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Proxy Statement</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">[X]</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Additional Materials</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Soliciting Material Pursuant to Section&nbsp;240.14a-12</FONT></TD></TR></TABLE>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>Verisk Analytics, Inc. </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="line-height:1px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Name of Registrant as Specified in
its Charter) </FONT></P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:1px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">(Name of Person(s) Filing Proxy Statement, if Other Than the Registrant) </FONT></P> <P STYLE="margin-top:8px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Payment of Filing Fee (Check the appropriate box): </FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>

<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">[X]</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">No fee required.</FONT></TD></TR>
<TR>
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11.</FONT></TD></TR>
<TR>
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Title of each class of securities to which transaction applies:</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Aggregate number of securities to which transaction applies:</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the
filing fee is calculated and state how it was&nbsp;determined):</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proposed maximum aggregate value of transaction:</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total fee paid:</FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee paid previously with preliminary materials.</FONT></TD></TR>
<TR>
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify
the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</FONT></TD></TR>
<TR>
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="justify"><FONT STYLE="font-family:Times New Roman" SIZE="2">Amount Previously Paid:</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000" align="left">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Form, Schedule or Registration Statement No.:</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filing Party:</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date Filed:</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000">&nbsp;</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B><FONT STYLE="font-family:Times New Roman" SIZE="4">***</FONT><FONT
STYLE="font-family:Times New Roman" SIZE="3"> Exercise&nbsp;Your&nbsp;</FONT></B><B><I><FONT STYLE="font-family:Times New Roman" SIZE="3">Right</FONT></I></B><B><FONT STYLE="font-family:Times New Roman" SIZE="3">&nbsp;to&nbsp;Vote </FONT><FONT
STYLE="font-family:Times New Roman" SIZE="4">***</FONT><FONT STYLE="font-family:Times New Roman" SIZE="3"> </FONT></B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="3"><B>Important Notice
Regarding the Availability of Proxy Materials for the </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="3"><B>Shareholder Meeting to Be Held on May 15, 2013 </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;
</P><DIV STYLE="position:relative;float:left; margin-right:1%; width:48%;padding-right:9px;padding-bottom:8px;overflow:hidden;padding-top:3px">
 <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="13%"></TD>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>

<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="3"><I></I><B><I>VERISK ANALYTICS INC</I></B><I></I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="117"></TD>
<TD HEIGHT="117" COLSPAN="2"></TD>
<TD HEIGHT="117" COLSPAN="2"></TD>
<TD HEIGHT="117" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="bottom" ROWSPAN="10"> <P STYLE="margin-top:0px;margin-bottom:1px">


<IMG SRC="g512125tx1a.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>BROADRIDGE FINANCIAL SOLUTIONS, INC.</B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><I>BROADRIDGE CORPORATE ISSUER SOLUTIONS</I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><I>1717 ARCH ST., SUITE
1300</I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><I>PHILADELPHIA, PA 19103</I></FONT></P> <P STYLE="font-size:18px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="5"> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="justify">


<IMG SRC="g512125tx1b.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>BROADRIDGE</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>FINANCIAL SOLUTIONS, INC.</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>ATTENTION:</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>TEST PRINT</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>51 MERCEDES WAY</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>EDGEWOOD, NY</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>11717</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
</TABLE> </DIV><DIV STYLE="position:relative;float:right; width:48%;padding-right:9px;padding-bottom:8px;overflow:hidden;padding-top:3px">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B><U>Meeting Information</U></B></FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>Meeting Type:</B>&nbsp;&nbsp;Annual Meeting</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>For holders as of:</B>&nbsp;&nbsp;March&nbsp;18, 2013</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>Date:</B>&nbsp;&nbsp;May&nbsp;15,&nbsp;2013&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;<B>Time:</B>8:00&nbsp;AM&nbsp;EDT</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>Location:</B>&nbsp;&nbsp;Vericks Analytics Headquarters</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:3.13em"><FONT STYLE="font-family:ARIAL" SIZE="1">545 Washington Blvd.</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:3.13em"><FONT
STYLE="font-family:ARIAL" SIZE="1">Jersey City, NJ 07310</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="16" BGCOLOR="#b2b2b2"></TD>
<TD HEIGHT="16" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="16" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="top" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"> <P STYLE="border-top:3px solid #b2b2b2">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="1">You are receiving this communication because you hold shares
in the above named company.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD ROWSPAN="2" VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="1">This is not a ballot. You cannot use this notice
to vote these shares. This communication presents only an overview of the more complete proxy materials that are available to you on the Internet. You may view the proxy materials online at <I>www.proxyvote.com</I> or easily request a paper copy
(see reverse side).</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="1">We encourage you to access and review all of the important
information contained in the proxy materials before voting.</FONT></P> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:1px" align="left"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" BGCOLOR="#000000"> <P STYLE="margin-left:1.00em" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="1" COLOR="#ffffff"></FONT><FONT STYLE="font-family:ARIAL" SIZE="1"><B><FONT
STYLE="font-family:ARIAL" SIZE="1" COLOR="#ffffff">See the reverse side of this notice to obtain proxy materials and voting instructions.</FONT></B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right">


<IMG SRC="g512125tx1d.jpg" ALT="LOGO">
 </P></DIV><div style="clear:both; height:0px; font-size:0px">&nbsp;</div>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; margin-right:3%" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>&#151;&#151;&nbsp;&nbsp;&nbsp;Before You Vote&nbsp;&nbsp;&#151;&#151;
</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-right:2%" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>How to Access the Proxy Materials </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Proxy Materials Available to VIEW or RECEIVE:</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:Arial Narrow" SIZE="2">1.&nbsp;&nbsp;Notice &amp; Proxy Statement&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.&nbsp;&nbsp;Annual Report</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>How to View Online:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">Have the information that is printed in the box marked by the arrow <B>


<IMG SRC="g512125arrow_x.jpg" ALT="LOGO">
</B>&nbsp;&nbsp;&nbsp;(located on the following page) and visit: <I>www.proxyvote.com</I><I>.</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>How to Request and Receive a PAPER or E-MAIL Copy:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">If you want to receive a paper or e-mail copy of these documents, you must request one. There is NO charge for requesting a copy. Please choose one
of the following methods to make your request:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3">
<P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;1)&nbsp;<I>BY&nbsp;INTERNET</I>: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;www.proxyvote.com</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3">
<P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;2)&nbsp;<I>BY&nbsp;TELEPHONE</I>: &nbsp;&nbsp;&nbsp;&nbsp;1-800-579-1639</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3">
<P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;3) <I>BY E-MAIL</I><FONT STYLE="font-family:Times New Roman" SIZE="2">&#042;</FONT><FONT STYLE="font-family:ARIAL" SIZE="2"><I></I></FONT><I></I>:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;sendmaterial@proxyvote.com</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2"></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><FONT STYLE="font-family:Times New Roman" SIZE="3">&#042;</FONT><FONT
STYLE="font-family:ARIAL" SIZE="3"></FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;&nbsp;If requesting materials by e-mail, please send a blank e-mail with the information that is printed in the box marked by the arrow <B>


<IMG SRC="g512125arrow_x.jpg" ALT="LOGO">
</B>&nbsp;&nbsp;&nbsp;(located on the following page) in the subject line.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:0.50em"><FONT STYLE="font-family:ARIAL" SIZE="2">Requests, instructions and other inquiries sent to this e-mail address will NOT be forwarded to your investment
advisor. Please make the request as instructed above on or before May 01, 2013 to facilitate timely delivery.</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#b2b2b2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#b2b2b2">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:10px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px">


<IMG SRC="g512125tx2a.jpg" ALT="LOGO">
&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:16px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>&#151;&#151;&nbsp;&nbsp;&nbsp;How To Vote&nbsp;&nbsp;&#151;&#151;</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Please Choose One of the Following Voting Methods</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="3" VALIGN="top" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:0.50em" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Vote In Person:</B> If you choose to vote these shares in person at the meeting, you must request a &#147;<I>legal
proxy</I>.&#148; To do so, please follow the instructions at <I>www.proxyvote.com</I> or request a paper copy of the materials, which will contain the appropriate instructions. Many shareholder meetings have attendance requirements including, but
not limited to, the possession of an attendance ticket issued by the entity holding the meeting. Please check the meeting materials for any special requirements for meeting attendance.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px; margin-left:0.50em" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="2"><B></B><B>Vote By Internet:
</B>To vote now by Internet, go to <I>www.proxyvote.com. </I>Have the information that is printed in the box marked by the arrow <B>


<IMG SRC="g512125arrow_x.jpg" ALT="LOGO">
</B>&nbsp;&nbsp;available and follow the instructions.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:0.50em" ALIGN="justify"><FONT STYLE="font-family:ARIAL" SIZE="2"><B></B><B>Vote By Mail:
</B>You can vote by mail by requesting a paper copy of the materials, which will include a voting instruction form.</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px" align="left"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">


<IMG SRC="g512125tx2b.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2"></TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#b2b2b2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#b2b2b2" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#b2b2b2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:3px solid #000000; BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-TOP:3px solid #000000; BORDER-RIGHT:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>Voting&nbsp;items</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD></TR>

<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>The Board of Directors recommends that you</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>vote FOR the following:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="8"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="right">


<IMG SRC="g512125tx3b.jpg" ALT="LOGO">
</P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:8px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>1</B>.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Election of Directors</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nominees</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Arial Narrow" SIZE="1">01&nbsp;&nbsp;&nbsp;&nbsp;John F.
Lehman&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;02&nbsp;&nbsp;&nbsp;&nbsp;Andrew G.
Mills&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03&nbsp;&nbsp;&nbsp;&nbsp;Constantine P. Iordanou&nbsp;&nbsp;&nbsp;04&nbsp;&nbsp;&nbsp;&nbsp;Scott
G. Stephenson</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>The Board of
Directors recommends you vote FOR the following proposal (s):</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="font-size:8px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>2</B>.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To approve executive compensation on an advisory, non-binding
basis.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="font-size:16px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>3</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To approve the 2013 Equity Incentive Plan.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="font-size:16px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>4</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To approve the Annual Incentive Plan</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="font-size:16px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>5</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To ratify the appointment of Deloitte&nbsp;&amp; Touche LLP as our
independent auditor for the 2013 fiscal year.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD></TR>


<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="5" VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Arial Narrow" SIZE="1"><B>NOTE</B>:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Arial Narrow" SIZE="1">In their discretion, the proxies are authorized to vote upon such other business as may properly come before the meeting. THE PROXY WHEN PROPERLY EXECUTED, WILL BE VOTED IN
THE MANNER DIRECTED HEREIN BY THE SHAREHOLDER. IF NO DIRECTION IS MADE, THIS PROXY WILL BE VOTED FOR ITEMS 1, 2, 3, 4 AND 5.</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="5" VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="4">


<IMG SRC="g512125tx3a.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:48px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:6.00em">


<IMG SRC="g512125tx3c.jpg" ALT="LOGO">
</P> <P STYLE="font-size:10px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="7"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>BROADRIDGE</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>FINANCIAL&nbsp;&nbsp;SOLUTIONS,&nbsp;&nbsp;INC.</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>ATTENTION:</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>TEST&nbsp;&nbsp;PRINT</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>51&nbsp;&nbsp;MERCEDES&nbsp;&nbsp;WAY</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>EDGEWOOD,&nbsp;&nbsp;NY</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>11717</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="7" ALIGN="right"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B></B><FONT STYLE="font-family:Times New Roman" SIZE="3"><SUB
STYLE="vertical-align:baseline; position:relative; top:.4ex">&#042;</SUB></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><B></B></FONT><B></B><FONT STYLE="font-family:Times New Roman" SIZE="3"><SUB
STYLE="vertical-align:baseline; position:relative; top:.4ex">&#042;</SUB></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><B></B></FONT><B></B><FONT STYLE="font-family:Times New Roman" SIZE="3"><SUB
STYLE="vertical-align:baseline; position:relative; top:.4ex">&#042;</SUB></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><B></B></FONT><B></B><FONT STYLE="font-family:Times New Roman" SIZE="3"><SUB
STYLE="vertical-align:baseline; position:relative; top:.4ex">&#042;</SUB></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><B></B></FONT><B></B><FONT STYLE="font-family:Times New Roman" SIZE="3"><SUB
STYLE="vertical-align:baseline; position:relative; top:.4ex">&#042;</SUB></FONT><FONT STYLE="font-family:ARIAL" SIZE="3"><B></B></FONT><B>ACCOUNT</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT
STYLE="font-family:ARIAL" SIZE="1"><B>123,456,789,012.00000</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>GS2&nbsp;&nbsp;92345Y106</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>P33813-01S</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>1</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>2</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="right"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>3
OF&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4</B></FONT></P></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>10&nbsp;&nbsp;&nbsp;000000000110</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="197"></TD>
<TD HEIGHT="197" COLSPAN="2"></TD>
<TD HEIGHT="197" COLSPAN="2"></TD>
<TD HEIGHT="197" COLSPAN="2"></TD>
<TD HEIGHT="197" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:3px solid #000000; BORDER-TOP:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-TOP:3px solid #000000; BORDER-RIGHT:3px solid #000000; BORDER-BOTTOM:3px solid #000000"><FONT STYLE="font-family:ARIAL" SIZE="1"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Voting&nbsp;Instructions&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="81"></TD>
<TD HEIGHT="81" COLSPAN="2"></TD>
<TD HEIGHT="81" COLSPAN="2"></TD>
<TD HEIGHT="81" COLSPAN="2"></TD>
<TD HEIGHT="81" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top">


<IMG SRC="g512125tx4a.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g512125tx4b.jpg" ALT="LOGO">
</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g512125arrow_x.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125arrow_x.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`$0"2`P$1``(1`0,1`?_$`'@```$$`@,!````````
M```````$!08)"`H"`PL'`0$`````````````````````$``!!`("`0$$!0H'
M```````%`P0&!P((`0D`$Q$2%!4S-!8V"B%DE"47&#BX.3I597565W?7$0$`
M````````````````````_]H`#`,!``(1`Q$`/P#<HDG8[U]PVP#M52_=[4^*
M6-%^7.$EA\DV!JP$:C[ID0=BGPTTV*2EKP,,,"+!9%PR6YP=H9X<\*)X_D]H
M5'=R79!+P^KZ%C]6'9?HP$MNL#SJ56/7ZMM:L67+K3K%N+7Q,"*W%SJ2E!"\
MWCRN'Q[<=CRT7+X)YMD7'#CT45PGG17WK5+VRU0G#)EF!K7=.N`*"UJU0BX^
M%&S8:UX1:+6M5"3Q91R0B;YRIC\P'^^J[`NE>$EN5&ZC5TX!%5>L%.[>]I7;
MTPV'&S:?C:@E^DP:LA"=Q7)#@L+&2[5".2"3-`H6!3Z+BD,#9M+ATXRR1RSS
M7]N7//MYY]H0"7Q3IDB/.P$+GU,;$0*Y:/L.(U*OK\^N;91.^K9DUN+.Q]%O
M==X['=ARC2SA%XNV3G"-D&!!/!#-DZY*_*^&;KE$&^3L>F:MHKM$7NNA-B:-
MG&IF<4^WE)V7<M]-;;G2%D)^A4C^C!,9V6DT9N0?;TC36!Q]4*67]8XV69.>
M&JJ67'`+)!%>FRMG&P'&P5&;':RR37.E(?>4KA5W77L0))S6L9HS;*#SU/-H
MALE-(Y:A@;-W'$/?M!+I8DSE.20[)/GATS4<!W#Z]Z>1#:SR-\45LQJ23JBD
M8MM.=B6S%[[!PPV8IN4"4@>9F*"8QLU-V9S*+S);"/F8]BK@6'RY=JEFSYR?
M,%G0.MQ:*=9-?:[@-W[BH[L+IBN7+&$R&<UNTV0W`3E%-Q0RZ;-EI7;]35OL
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M1*5N^`[/DCFB\>%4'+5%OFJS>8H!%)]IWTO5,<V8BMKR;>ZM)?JU'8K,)A$I
MCN=O0.D%BQ*P7[\%6T@H%FC>3K"\F]A2\?S'QC:.YO7_`-I%D!3ENW?KI-\@
M5!=7NE898%J`[;)[GZXSJB*K#[-3VL=EMP]UJ]05H]9AB<=SN/C'-]%8[8D(
M`N$LQ1YL&=D%A)3CD:]11<YII9A#:OUQZ9),Z(.[''=AFM>0S7!QN@%8[/[@
M;E0D=.=70Z2+V16J`^4['RT>L-B23EM\]CA%5A+1";QMD\$HI.4<U`YU;JQT
MYSYXHSG0[L>UFR<Z]%MJXPXV=W'W*JQI-J"C#U1I-[`C;GC9$ZG@C`$%QKPT
M.(_+RS)@;8.>6N22V>209G43U"]<=ZU-&[;K_P#?X$06T`F!,$E.-T-\H!(#
MT3S)X/`1IY$95<HZ1BA,AP'-B8_AZV;.56BB"N2>'O\`N^!JP_LEBG^([5?W
M&/[@_P#&EO+_``I?\4?4?K_^>_>?P-IZW_PT73Q>MJV/=5EZW2@W8ELSB3V+
M.3+:^KT#-RLMF)EX?D!%$2'L%D*&IO2K]53A!LBDBG[WNX8XX\<<>!2GW,]&
M/7IIIJTJ6TLZR=DMDMG;74)5?6JE86;LY/!%18+1U=N[LN>BP4R,Y/1H)DM@
MB/'NFV;0H^4P2=9_#XK8YAE5^&U_#]+Z!`PN[6V3`BWW,F\8*CX?6V)7]2T#
M7LN'LTG(V0,V:>&!2W3S'U4RGJ+N&8EJMPT23^)Q<+9!:QHO_53[PO\`L+0/
M^3@!X&,]\:";SW[LD<[.&J,!K;;?529<1#0K6QZ?@<DK2?:XQ\B3:V4-V"L3
MF!E2(NRMH0Q\KD$<CW.2-=>P9S@IDXS)J<@OM/1+=G<JUD>P2THM4>O^T^J2
MK[GKHUI.J0"W(0PR'Y,B,B+;7VJ&CY!W)R5U..'HH<V`+XH5NS4;EQ2V1O)V
MKF'3=.@VXO9;942V7V<A];Z>S33]!O(]$Z63>59L/D^OK-M%Y/(;&V4L'&'G
M61>H7LICS<,.BH+AJYQ:(9&U\TBB(_!N#A>VE.[799847MW82)1'2YUI^"#3
M;3>K5#U2[(!YQMZIQB:-6E>!]I$R"CG7L"N'8`F,5:\,B95)9P97R8OVHU%`
M,]K=/[]V7I3&XY$]?*L@FVUU@5:SM`;+;"B4_I773F0-#`&7VR[0>,'G%XQ4
M8/1Y?"(NFSY7+*OFK(ERV0X?+)!@UKOI;N-U<US,=-])*W@.QFN,W@R)BIK<
MMR75]`)S26P4H<C8I9+R_P`(+BHSFZJ6S'*8RD)\J:/)`P18*Q;E/D;P*79!
M&:,TJW;ZKXE>5"Z1U'5NV-87C!$;!B%C3DS5-$R>N=PC:#*&V.1N6."P(T=.
MM=C0WEK((\-"HNB4:9B5HPBEFQ4'N6P2'472'<#J2"VK6.KT$@>ZE;7'&6%I
M-BI\C4NL,LAVX"OPP2?J33F/Q=NS+ZXS<9RV?`FX_`F8@K41P#9LWC)9!PV"
M6=>W7#?G6K=I<]'Y%"MAX!N2N_FVXQ47#JVIDS3>RV3J22Q6PJ7"A0P;@KK)
M)%SBX;"#Y.5"$:?<I%F?Q7)$OA@$,W*T#V_W.VD<;C-AU:U!.NOQ;E?K4KZ7
MB:LLL5?4_2=,I//K`V%D"@0R6@T)L/$8TCD/&,WN)*%$$/M;SQB3P0:)@S;:
M=?NW_:Q/8195Y1V`:1#M1F8"P=0X.795!L_*Y?M9[0,H*3F]S:(<O',]:(^\
M%HQ].$C5DWTD525-OE6JC<6S1!XV#TIW.[54*V#;CUI6.H<>UE$"+=J]O%I+
M`=A%[+W>$KF6`*2R'`I'";%;3J-C&J:Y"&$46968<E^$"/*>`U+G,&#9'1'=
MSMRC-=5ENW"JMTJ@%&1!I.QKVL'];;%R&R]QFO)4*&DH-&71XP/!:E1<:VP(
MO(J1X9'I;R22&D5<&K-7)<+L]:2]\EJ<BB>S,(C,'NT$FYB\Y2@TA92.`R\C
M'%\A.%D0)=NFV(AXA82#;$JR$DV[8H'P<_!.<,\T/65#0R_;OE_M>@_[O7[3
M?>R-?HWTWW6_.OH/`]$;P#P#P/+R[_\`^M5O!_IVLG\MU=^!49X!X!X!X!X!
6X!X!X!X!X!X!X!X!X%?_`/[QX'__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g512125tx1a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx1a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`E0`)`P$1``(1`0,1`?_$`&\``0$!`0$`````````
M``````H)``<(`0$`````````````````````$``!!`,``@`"!0H'```````&
M`P0%!P$""``)%!41$A.4&)%28]/CU"67UUA5E187&5D:$0$`````````````
M````````_]H`#`,!``(1`Q$`/P"I_3G7W)E:];]?2LUO[,+=E0(C=IV#403V
M,04;55/1%"B8"5WQ9U0B&>GZKGI[0ECK\%U6PXJVV4(U&"^XVR^%1=++@G_Y
MS%?FRWY'OZWP"Z7RG5E2=F]`=4]"7[ZWRRYAKJ!F$TY7/;-6!<Z^J6N!0/K\
MP'Y*K>@*K@9FV*=(((1,%G,MH11I0PC7;B->;YA?B4\.05'\=^GC?OO[/P!-
M]["EFRWL'ZHD*EY9M8S9#[BW4[BIF$..G8:%M>H#6ON:D[/ET2:#K6:KL/&N
MY$XB%%MVH\Z<ILI$'7?RRC5':2>1X,M^:#W^'PW^=1?[SX$2^D/5UTY=%X7O
M=([:(6+U,26*,D_X!4C6W(OFOM!H-P2<:0%77TI"2:+T=.S_`!JS9*-(&+?C
M#N,&XM$ACIU-5RBD%9?]FH7^W?GG[JP_ISX'#FGM%XX>F,6*MC*PMX:<O#/-
MD+;V:'O'3GJ6O3_5#H$TK:.Z"4KW6GWDZO8#%4?2VTF,M59S3++17+CZ-,A0
MGP"=6)S-?;/V@U*85]P73#($A>AX$]D+*B;+*+1Y<.-"&[I_)I:TK71'?`&`
M\Q=*5Y63C,]&?*Z^(YF?L=1?[)WN@KE?(+%\"!<;S@$N>KXHQ<>A[G2,<N^B
M=RYCT^WN#DU4ITD(6P]I7\0S0-9,="Y8OBE<;$:K-#?>7;O/K:?:9<9SOD+Z
M>`1].MO6:/WP(RM:U]W/8.\?W-7415'9A:K+1O+-)6ZIV_-E-LU+1=VOA>0;
M"\?95_&$X-E+'2(R@9*YU@,S2*?PJJ0+@\`>NW1E"3'L,'TP?A?ERMK.D>^H
M>OGU<S.+-,N]=BF(M?(T7==Q_*+ZM1V@AJNID14<D#T]:$CMY#PKGYW\2YE$
MD6.085X$OK/..E&AX)H7'-\)!54[=#5P&0LPQZ8OVN;>DI.1.8N7!@%DC`"H
MPU(K!+&+9!3(<M(K1$_GZS9VDYC]E?I"H/@0CHKT<"_.W6$[UO7/3YQH>%)Z
M1F!-DDIRD"Z8EXXQN(AMDJB<EY**RLRS))J.)W(?DI1QH2-@U-O&-W:2;9';
M0+N>!O`W@3V><)O6-C.;>SVU[`G>S(ZD;-Q6>E]P6M8.E%-?KJ`F!!.M]-<U
M_LQ1PU1BOM\)HXSE=/;5WG+G(&C_`/9''_\`5W>?\Z(#^F'@>N*RZ[Z'0[CG
MB:P?:U1K*L;!O=V%U%0+F"8V15-DUNWZX(Z'F8>1&QVG!*Q.3YZ$8M$`>"FR
M<XDVQ%9L<]4_B$6NFBF%L?\`BL];O]D/-/\`*@5_</`E:M1?4$3;)B7P85ZF
M8`0M7J4(EK5H$9K$4B;*)X>M^PX66![',+LAKB`7!L_'JU;.;.V^:0[R9:V%
MGY6C!N$%=UO`2=X!F>C5^B1GN01K2J?2;SC)PCNQ]"13HE]SP"6F"W!%$-ZA
M\.W+Y>^!EN)N.8"X0J63GS*:6(XN?D5R&(;Q[!!^D]T>Y!,W@%`N(BKW3O,D
MWU]?%7EEP0?9H@[:5`U'.MF?6UGB:]BKC;;L<+LMI!P_-*M;-%7#DP=-'3Y0
M=:0[##>3DF\KLV;:`K_P!(=`"LPKWN?D+%V$P%=I>S(66F0Q")'GWNLFCU.T
M!1O@VY4(7<-DF2XHDM<M_A6Z2VN6]9?.$T=\I8Q](-O\`>UY1LK^-HJ;JF70
M^.F%^_8>5J>7CZTZ5V[@BZ8UMO.Z0)SL.SMLZ\73W#ZP&E-IORR5E(V!2"UY
..%23'%"-!!)P#"?`__]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g512125tx1b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx1b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`=``Q`P$1``(1`0,1`?_$`'T``0`"`00#`0``````
M```````)"@<#!@@+`00%`@$!`````````````````````!````4#`@0$`@<%
M"0```````P0%!@<!`@@`"1$4%182$Q<8(2(Q(].451D*09,F5AKA,D+2)%34
ME3<1`0````````````````````#_V@`,`P$``A$#$0`_`+_&@:!H&@TQ:77!
M"6V?"^H=]+:TKP^:MM:6_']GQT%3V!MNG?[?V$+>A*2MS-LP($X4U13E-JKT
M-'7OD7&!=,D556$\J!DVSY<(K;F5#@1(N-8HW##5$3Q[2UU/*\8=0M`=KO#^
M=!ONMWVV@R-H&@:!H%:TI2M:UX4I\:UK\*4I3Z:UKH(!Q/U'>"`+X/IIB.<Q
M@8*39:-0T9S6]N*V/AI:Z2KG[*J?I-!1:,6=LC.O@3L.U3Z4K==:)6V@-?,T
M$\W64?\`%4W[\5^UT'TM`T#0-!^!*4J&)2MM;Z5LNI6RGPK?3PU^6E?APK=]
M&@ZUV;1BN/02IBO/$$[WT<;?:315R@=&"#@=>-ZW&Z9!S0F]F*+I-F7L!>=>
M5L)(4UO)'&,E[KZ7AW'@Z7&:&+KE&@=AQUJ,_P"7C/W2W_G:#-N@:!H&@:#!
M4T8R0!D0ANEO35$K*D)/>K%-1>Z1EM(!HLK$;*"^DNE380[D)5*.$-H*S@0B
M9LVGA&K"IH8L'<+9=6VG`,H=G-?\#(?NO[=!N70-`T#0-`T#0-!7KR*VNMP"
M8MS2<<K8+W`W#A1#S\Q_AV.4B^-6NW99>#H<K(-J0JZ1<C%D9+`:;710*FK!
MRI]/.#&S(E;K!+++>/B"33;\P_<>$D#*41O*?7?DR\G'+4K3&[Y@?#?3VLON
M5TRX[3CQ<%PR$DJ:JEIX`:J?%K8&6O#`M\=:!A!6TI90(;&YL_[E:ED-N$2"
M@;H$@8>Q1DAE0^Y+C^.8H8C$FHFXV"[&\CE0%UP'Y'`355AN$.VHB;>F)]]Q
M<*TG04,2OBLOJ$]>)$`VXJXPP-C;8]5>2+(/BQG1G:_E\I0@M.^C21RR31P*
MA*AY3H5.J7+^8('S`_ANNX>.[Z=!R(T#0-`T#0-`T$-\I;U>/4,YJ/+$20HM
MFM&;$;/.&HXD_+$--9AK&N*GQD`STUW1*G2DZ+7C8OL%$=]RE:F`*R@G!)]J
MI;4*\2VSZW03#\X3_P!V6_?A?YM![.@:!H&@\76TNMNMNIQMNI6VM.-:<:5I
MPK3C3A6GPT$)4%_IX]J;'F=G3/["Q_5U!R.I'4D$PSG])\A2)%I9)<;?7&R\
MTXTPW>X%9+>28]4U?$J>).6JX2!'!!%)`E+P^-0F9[7;?X"D?]>5^RT'W=`T
M#0-`T#0-`T#0-`T#0-`T%)2,]]+)AW[Q$^[=<IY$'8G9\>YI9%->(UED8YL^
M5W)*K(1K3+1CS&<RE%T@D8:YEMJ*,,X2SLK>?4U,7S4PQ;6T8N(&'#_(/?\`
MMQ\O*$6PEB3/@KD)+T<(^,DH9'Y?XP1_AG'C&SV94PKCLD=16+900S328BD;
M@9#3D@XV%=6J"F"+EYVH(!T,(.T)7`<T=\A"R$@J&9MB9_,5XSAGE"KF$]!X
M+0LB,7(WV^'FF*+1?36=^22"QQ$A->:*^D^U6YDX:`62:12\<<4,J9*UT''G
M.K=6S]Q=(ID(Q/FVR)0R,C"1FQ@-D8YYIQTBK%B-$?)J>+)%G6'\I4U]/*]S
ML5,8;<B!D!-XRDFK0$,X5,45[Q[!1;*AA9RVY)UES(W$.+I2G0>"SLHJ(:ZA
M.M4QQF)I3K%"X>::X>;E5Y$D)CB#-<R?6J)O,GR!6^ZQ+.""%>/$*M*!SCT#
M04'FLQ\86!E7D[G%,"'):>_,;OU'N4RPEN2!L55W(B49&:Z!$[*4RT/.1<:*
MBF+\?L`!87AU,N9&M4"M5`42EA6HM];Z!OUUXU0]!L_9%RVUL#)AW79IRVW/
MLOHU`AW()M*L%8V0"IO0%ERC5Y-UNR@UY+C)W+2>$3L)62AYR':<(C"$0JAT
MLX7AD^/C3#V[,>L@,"<A7UE%D_CXX<*3^9F3FYY$D_2*HI19Q@3Z8B%H11C\
M1LN<M6^I)Y@FBE5,).=HADS;0V8,E+`*#4L")*&9/.SS.^?#*W@,(&5+.1<;
MX&J*@01XO76U%-'>]4.+VXY8Q0CQAMM626])N9<F1<^2-C,>!0X?=3>24TV3
M`(F+;A@RX71MB((B6VN<92)%LE&;5-1%],4&L4QZ.8S7(*N0<:F55$M1CU0&
M$/+BV2.A7AGW6-87%>)VT58O``N.5"M"7S0-!12C3,>*-N":=UK)&2'AD&WF
MWDMN^9G85N==;;\<)^&<?C-[,9\@-_)D6&VRV#RHKOA&.JX:=>>(&@%:\H%8
M$%??2EE@8>\U62XL,=P39L@-&W8\X,UIRGAS6OW(]NJ^0THR'BD_,?U9.DEO
M-AT,](&O4FU5LJ3W:QA/%)GEM7K8(!442P.EP==!H'7GDYD6U5;8[-PC%F)2
M/)F3B&MK.'4(K$&.53@K:H2K7*MSJ;#EIFFG`P2\ZILYE22ER1P+N\]:HT-U
M312YJM]P1O[?<VMC*3-B-G3*#M=\FY`-=M%<Z)=@LL88&,E7CN$8/*RY`N%\
M`,)Y/]K-5MIY9[XU*9,<^GESHURDL#"F+C07E"`@A>SVKAU\WABPS[G-S&:6
MU-URBJ'[)YRDC7,>2TX52D1R'>C+$[1*.98ZV31Z#\L232U]PJ$4"#3QZ^<7
MOT$B>@:#KGXIQ_*9:;K6Z7B?EED/D[#^WUD=N&9&LI$8L'2(FH[.F'+AMOUG
M/,)J2,T+6?("BG)A=A)J:J]PGR:6C`F$DH7O/7BU\FT-G*;XQG:NY+;'D99"
MY,8=X\;:&.+FV^W7*T-Y*M$A/"-$+/GAPO(/+9YN1O18Y&9(T$K[XEY+1[V8
MB6#NSJMY,T*"7"+&K00TV<Z9IPQ)0AG&5S'P)GAW,RA[-%\RM#3`R=C/.#<3
MQU09^--"88O>.1$L12F,-Z-]4<U*IIQ'&`*J-"J*GC7`C`AA7F`Y^Y>S'BSN
M'1IE<XX>4-O.7DW(#)_&1#3V&C8_RNW<PW`]1<<)22#D?GYBE1C61,Q\NB9A
M&5R+%>*P0O9Z0B%CH*O6SS+;:A8/V%`FZ!M:8U%VL!"95'*D'63L*P(U':TF
M84-D78KDU`FMEGB035!=DXD>`$!=BT5#JE+3BL.'"%]Y08&ZH3$Z!H.M6GSV
M+?FN;E'M[_/;]T_?63WN;]DOMK[>].O4<MZP\CP_C7T2[CZ?YG5_\/*\Q]9X
M=!#`C?T_7/4Z+^=%U#E%+P\O['O.Y7IIOJ/@\7[>G>;QX?-P_N_-PT$R,X]E
M]'Q=]P_]4WT#UACOVA^J'MKZ1ZW]+.^FGHYU_P#T??'2?/Y#D/K_`"O%PT&P
MUKT'X9Z]<_J>O!R"3^8[S/MC\KD>Q57I/N9\/U?_`)YSWAZQ\_3N8\7R>9H+
MSVRGTW\MC'#MWW<]E]!5?3GWN]J^O/IGUH]Z><WV3_#'8'9_)]J\I]5V]RG#
)X<-!*KH&@__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g512125tx1d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx1d.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`,`!"`P$1``(1`0,1`?_$`'D```$#!`,!````````
M```````'"`D#!`8*`0(%"P$!`````````````````````!````8"`0$$!0H'
M`0```````@,$!08'`0@`"1$2%#@3-!46-C$R5&0U91<W6`IA8V97&!DY5A$!
M`````````````````````/_:``P#`0`"$0,1`#\`4K0*N^IG?VZ&RNW3;M=8
M$,U#IGJ);V55M7+;`VWL%P:E>N<&&G4'5K7^O`H:XQZO'2`LJKQ+/+$#TF5)
M350#`%)L-Y8C@3O5"X*KBMC]2^J+/WI=GB!6SK##;NU-E+9U=KGEVLM>0,JU
M8)#:PA-M7T:!)L!1MMV=:+\R*7U2L1H5*&,/"E`).0#)H<@PLS<79.*Z[TEI
MK4W43MPR\UFS^X"G92S%F]L+#K-.@U=3L!M2IC:%WVEV92\QF&0UI<60C,6%
MWC9-(SG)*N&2,:800E?FF\;%9U#?MO=PWC;VXXE<4VV<UAIO9(NP+B=*/9;)
MJ:+.D\:[ELFR:933-)"97"':T(6--F;*2#43@CQ@LTTL1PTQ0+5ME:49A_7_
M`-9Y;%]N)`X5N\;!TW2UB:OT[O-:Y=IO5Z6O"H/[@RF<ZJS-(161&KT5CKHW
MK'KW.-/)="G01ZQ1E088E`$M>R-_]5-BU)Z@LJEVLM/42X5QJ-L#,=>[%H[8
ME]OBQW2T(['%QT+Q^'CA1\$3M!N&D*AR"H`N6C(6I2B<$&X,R8`-;73;8E-9
M?33ZK$>O;J$WN[TQ0\(U;M'5_8)[VCD<4G0-NK4TODMKVC3C%?+`I9GJ;DH;
MZ[Z'$$&<L`B,("F$GR8,1@PQ^[]P7ZXM%^EQ.V+JL&.+W4NF;S)]A:$K_<MT
MUDV#F%J0:.M+@_V<PW=(F5VK^UKMIUL%W#ZWF1Z,YU$6+PXSQK_28">3_9;1
M_P"I7J$?\3_\C?+I%_A[]4/PGYO/NKX#X&P#"JSK>M4<@;JZK^$0!OEDH>YO
M*4$*BC#%4<EFDE$2.1R^0)6)`@(>91(!IR\K7!2$Q6KR`.33!=F.P$GC.G.H
MD+99Y&X=JOKA$X[:B`;59[!&:/K)A9;':S33#S&V>-;7&$J&7H##CAC$2X%J
M"\B'G.<=N<\"DITQT]65PWTZKU1UK55&TOBF3M=6*:+J\^N&V2K,!"KD+?"#
M8L*,HWQ4$.,&*RTH5`\8QWAYX'6P-+]/+9.8%-J:GZTV6HB<:20R+'V!1-73
M(Z-0]`:>H0Q1@-D<6<ALT:1GJ3!E(4V2TI8S!9"#&19[0R\.M^O`++9[H!0M
M,!N*.M29CC]L!JZ#ALMB9$;8>RI&=GG>&+$I;&I*S*C4A:<A4`D"8P100X`+
M(<@LH@A&$0!A",`PY"((L8$$018[!!$'/;@018SV9QGY>`ACUJ[K-)*]S4DB
MUVHI_JG,D43+-9/51P!UKW,O5J5:U5*LPM='SXWF2*5C@><8N\-XH9IY@LCR
M(8LY!@NVKCTE='F2B83L1JW248A=FV@X1BGVJ,Z0DV+`&JT9X9%(FOP;FOZC
MDD6@$DG@3VQ#DY7E$I>24N"PY/`E%@L)8_9S?]`1>I>SO52/L_Z!\SU+^5\S
M^'`O.`<`X!P#@'`.!"QUL-?MT=J*4J"EM3:6JRTFM+?-1W19KA9EW"JQ,D34
M79<-L./PLI@]R).1+6B>FM2DA<>8I3Y:_0%&@3+!BP$L'3?C/U$/T05)Y6??
M[S<(?-E^GO\`*/\`+_\`K7YOW?P)`>`<`X!P#@'`.!#WUB;OW!U;J6GMC]8+
M>AL4CD-V!HJOK>IZ44JFLE3=4?O.[ZTJ5&B:I=[SM+O!CXU[T'G8+0)1J7+)
M_<"I3C++[P3"<"F<<2G)-4*#2R"""QG'GG#"42224'(S#33!Y"`LLL`<Y$+.
M<8QC';G@>'&I;%9FWB=X?)H_*VD)^4HG.-/+:^MX5.""%.4XEK6I5)L'X3*B
MC,@[W>[A@1=G8+&<AS)99%H8V^V9A)6"*,_BDJ'VK)7EN8FWQRXW!")'XYT4
MI4OBEAXL`*+[_?,'GL#C.>!B$UNVF:V-8B+%MRL8"=*<EXC!,UGT5BQLCR<$
M8R<,1;X[(1N^30EBR'P^#.]C&>SY.`I99A9Q8#2A@-*-`$PLPL01EF%C#@0!
M@&'.0C`,.<9QG&>S..!WX!P(\NH-H'J=O+#HFCVWDME,,#@3LF-3$138:PJ0
MACD\/4DBQD:S,VZ,2M@B\I=D,R:&P;":XDG*T+D(.$0P&G9P,*G^MFF/[N[D
M^7__`!P\XVP7P=_Z[XX_.#^K_M[ZQP'R3-/'%<.EB68M!4@B*F-/J>4L)[&?
M)R'N.'-:HM\:#HVE1N*F0E.38(TD2$M.>-7@?H@ECR/`<AK)?MW9%54/N7J?
MTW4],W#2=73C;&4[`:Y1:7:YW-3-?`H',?@<(;#8ZHL"&1YB9743P8$L+&88
M2[93$B.\/DDH8@!8_N$JKC<]V9Z<KULU25Z7SH,S1;=AANV)4S"[,LCV9<$L
MIIM14&_NT0JC)DE(>4<C(/$TN@R_#H3P&"$,`<&9X$(6G731W#V%F72:J^^*
MR;X^\0W1RZ9(V.6YNMRS9"O(%4Z;;IYD%=U1.(K(BH@RM=EK:I=`Y8RERHE6
MTM9N"0I"?2$Y0!]%-$B1MJ-(W-R1,@;T"4A$A0HR"DJ-$C2E`(2I$B8D("4Z
M9.06$!8`!P$`<8QC&,8X%UP#@:QW[@&@NHA82^-7SKE$8=;5!ZIZ]6G<#'63
MA+AM\NC6XK%[375K?L=J\-9V$V7](ZGCJ0)L;BKN#V<H>%`C`!*4A*.P#G_Q
==ZJ7]DXO_P`L_?/\]C?-S]$\OOQ-]<]7^Z^!_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g512125tx2a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx2a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`>``*`P$1``(1`0,1`?_$`&X``0$``P$`````````
M``````H)!0@+!P$!`````````````````````!```00"`@$`!0H'````````
M!0,$!@<""``!"1$2%!8V,4%1,V055C<86&$38S07.!D1`0``````````````
M``````#_V@`,`P$``A$#$0`_`-\=KWY^#WY,'YW=:GNKAGMS6/8%;[M0&[-W
MII86J6O]=7`W@TGK6=ZI47#9EK7$835K^0MX.2)2@Z`BY$F]6<&6JC_%=3L&
M#\""E_\`C#/WILM);WDVB'CJDY<Q)>DWU@.=E-L:YFME0X>:`.0^=TP:M:68
M5_9)7ME$12JXTZJ;']KL4D^U5$L,<N!>O@$NMF^M?"MKWE8,<\5FT$U'Z\6Q
M9IC<.S)=L?L%1PF*#!5T$8+#I51P:4G1$$O^1V9[`XE+>.Q]RS'L0?23?VK-
MZX19<!:/`-/LU87E5EY2ZJW=M[N@TF(W&7C-:PN'4M6`#2HYK"M.E<05@V1N
MRWLM"W:UE*M5H*.C3P:;C\@$'NT$!T<>X8=9/@2QP"X;FZE;Y9!-D#-QVEDZ
MB1NWS$[C^SLQW+L/#6.K-;W5CK%HU4MA>.]I0TEKVQB`&)YM0JS-=@9^^2"J
M3[*0,<DNL$04?P#46G+-8Y]?M@12I/(QY@+>OM>V)238ZIZU3\B`!K/(K8;N
M&3IE!BDMI"(5VSH*JI@W7"'RV4KS`B5VWL*[M4EF@@N"5O3W]'S>GY?G^C@3
MQ(^*'Q\E+)*W`OK>`;66:*GC)&8")A98$JL[E$N7G\D12["34>V9BCTX<J%W
M;!%--BX)9Y.,T>U>^\N!0_@80U)HY&A[XM(Y`$`"AG3?(D2-%6`H>/Q=KHM6
MF3YX^70;-.G+IPFFGVIECZZF>./7I[RZZ[#-\"'%H^!;4^XZ[MZ/3$[+1=K6
MS<]K6H4V*KU%G";8,1VSK=:W'A4%JND%202[:XBYX8P:LF4@:K)H-!3')M@U
M<ML5^P\A_P"[Y/\`;*P_VR_3)^;:WU'XS_+WZW[!\G]?@:613:#<V,[<HS&V
M?,/K17%8RV633*H(<2-5M<%*;,8N=LS-9,`,<KB.5S%;/UMK6!Q!AA`E3!N7
MOR#NR6JZS1X18IN$\@2A^AW3W]M-,_&_^2O@,#\?_C'^T^(?M7UO\>`<FQ=0
MMS&,1V:E<2\1VB'537?,R:ELT='Y5=K38RUX97>VW7NM`<Y/'YM%XQ][R]PJ
MO;322"4F(!HTRR9+#7+E=13L%O<`?^VVY?CLULV`%5TGIYLP9L021>S.Y8K9
MNYVQ%%67'F&6P$#IT&I2%1F;;DC39.1S=].O>@$+`N&8<E%V*ZR3[UTUVS<&
M`<`L%N[#BV-CFK],[X^3,AK+3.RQBMYGL`#TQT9EFNL%EC.Q4JZD,0B5C%=?
M'5VQ^%Q&5DEHP\E@P409?S<E4\""RG66>0*?X'/AGLQCQKR$R.//876`WR58
M;;`GM?`(1!]1Y%XH``%O:F(J+L+ML_WL]^\;PDE>Q\J[7=E6`^Q/?!9LU8#\
M5L6..0=![@!?V#*3$=-KGJ63`)5&M29CNA[87\1PFS;)8;.7&:)[3BWCB75D
AR:ZGN`7=96O+FJ<]1$A)\J`P:9NT<#S?UE46@.@X'__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g512125tx2b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx2b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`,0!#`P$1``(1`0,1`?_$`'<```("`@(#````````
M```````("0H$!08'`@,+`0$`````````````````````$```!@(`!`4"`P4)
M```````"`P0%!@<!"``6%PD2$Q05&!$9(2(E(R0T)E8Q46(S8S8W.0H1`0``
M``````````````````#_V@`,`P$``A$#$0`_`&CKJ7=XW8KNV[-R"AK\NM)J
M]K!W-#JQN=5*;@ILK6>!ZMQR/MCI-8&7K\_HV^Q9!.ALBH!B1X;E7I20F9$+
M`5OC6%AH]6MG)-'-W]HZXNWNE6Y-=;;YU4V-?M*;#@?<'J:]*RAK)6(#W&R;
M5N.YX]5[:OUNL1@CS6E<8ZI<8FH9V8*MQ2X4.BA*4`P(])-W!MZ*<J^_-9/N
M%WK)-J;3W&UAB==KHWM)K;L-4<2UJL)%;,@CT=A&[^.56BLK.FQ\+-P^OC^R
MLJ1*VIVT1[:00J6G%@X[AW+;EL[M_P#9UV^>.X%;=<[`_/*J]3]HH+B<P.M*
MSNVND=V/Q%HV5)(XC9V='-V2.19J9VY=+FE07'L!4K"E!9:C)GE`R_>BV3F-
M,;J5?<]3=RBQ8EK1$Y#KR];G4;1.ZU6*;C8H981K*UP\BAM/W"-(7E^9II'3
MFJ0+G1(]OJYV3O"HY*V`((P:8$_"S9_=-3+MAV=ZT9<JDH^!U?;TGJ;:9QV`
MJ*<8G;Q$FU<L@2DZ@V<OJ%&D\P0@`MPG<L>>A&6),J*P,6,\!4X[4/<;V7VG
MH/>BKMD^X3<J.*QK4NJ=EV[:',WKJJK!IO8^5.+R[&T+#+5$C=(H7#IB-"E(
M+8W!(G=L>2K1HBB"L9'D.\7G<K::Z^U/VH[!@G<MCS'8SS'[*5[65HS[=T%K
MSN%LD\L`T*A"UUM=ETMLBAT>F%2HW$IT>V%V"@&[M:P@G(\FC3X$&7]\-OZ0
M<_?<'VS])]E'JS[]\-]>O<>O7SD^-'67EKJ!Y77SWK^6_:O,Z;>U_KWN?F?L
M>`N0P6E*DK%]L^35Y741AC]=4NY^MESCK*C:U-A343.A8#)3*LIBP`=7L]H;
M2"#5!F,F&A+^H\B%G.<@OE?]N'06JGBV'ZN-.-<(8YWJP.T3M\QAJ.&(4M@Q
M1_5"6OT6D;:!I]M5QE\6"P:L;\$A2*A@`(TL60`\(<<9>UIVY(Y5=C4@PZ3:
MV-%26X^L<FLFOV^JHLFC<O?HNHRKC#F[(2D`<#41I2(8V_P9`%"(TS)&`>:9
MX@R)?VO.W+/V6`1R:Z/:N2=@JN'X@%<,SQ2T$6-L)A?OALF'&XXC,9LD-C6?
M(5!RXTLL./.5*#S1^(9YV1ASV4:':33::5S8\NU*UTD<_J,J/)JTFCO3L"6R
M>&(X@U!9(BWLCT<Q"<$[9$VPHLMK2Y,$G;LDE#3@+&46((-CP"U+=,=/W&`R
M^JENJVN2BLK`D>)C.J]%2=;!A<PF`<8P"7R:,@C06=[E960XR!R4$F+2Q8QD
M)N,XQG@$PVM@W9CT:J%E>MK->])J<I=_G)*%H!(=5Z_>(FMGYC`JR4L,9(W6
M#^44^"CS087E>>G"+R"L%Y-_$(<AWER[VY/0^V=*]8_;?B!S+[?T3A?H?A-S
M#S=[/Z3DSR.BW-GZIR[X?1^X_O/H_._/P#Y<`<`<`<`<`<`<!$7WM:WVJOW0
MBX]8-3]<17],=CXD^5H\N`[>K:J$-5MJDM&XI)BXXL5P;"I<F/5I/3>A0G`4
M!R+QB%@'X\`F?3SN/\I^\_;V5<S_`&@_B=R=\KM?O-ZY=:N0^4_?O=/:?0](
MOY\]U^OM_D_H_C]Q_+P%D#@#@#@#@#@#@#@(JN\EL1MYJ)H[:.TNHCO0R)]H
M1J56%83+>L)FLS1RV$(<$H3V"(<FS2'98Y&):X`484K!*B#`$>3X2LF9.`&]
M^<-@_P!'0W_K'^</^8]_\@_T=_'?[-_Q?QW^KP$G'`8I*]"I4K$:=8D/5MXB
M0+TI*@DU2A&H*P>G"L(`,1J81Y.?&#`\!R(/XX^N.`\U*E,B3GJUB@A(D3%#
M/4JE)I9"=.04'(S#CSC1`+**+!C.1"%G&,8Q]<\!K'221UCR0%[?V5G$I"(:
M8+HZ(6_*@`,AP,9&%9Y.30@R/'UR'ZXQ]<?W\!MB3BE!11Y!I9Y!Y8#B3B1A
M,*.*,#@99I1@,B`868`6,A%C.<9QGZXX#V<`<`C6_P#HM7/<$H]71=NW!?U4
M5FM-6GSDBB+':Z]Y]C9Z`TA?$K#$^1>6M#[#<BP!4(@Q,6,L].`6#0A\P(P6
M7[.]6\I\J_,7?OQ_$7X9\S]>XES9T@ZU=9O=/=.E7D<[>1_)_N/D>1R5^G^G
M\[][X"6:1&ED1]]/-,="2B69S--.8P9,>BBRT1XQF,Y82S1#=`!QG*?&`BSD
MW`?PS_9P%'WL5I-193W+$5N:Z[%VM3?O49O"+*];+JG5[6=MUO$](5LQ<LWS
MNV\.[`QT!!5L+9C5"V+Q]E"L<R"2"3EBT2@TTLT)7_\`TE,B1XH?3,=LH;:<
M=)6W=ZLU6^B6JPV"I+'KH>PRA`LQ.6ZK\CF2^*FRA6A*"%.69C#@8G^F,'Y(
MSP%9S5C5/:W<E5V8ZKLN)US-TQT$[ECS2ZC>*HIQ?E=)M86I_@"BIU-AQ1KF
MD(EH?HXX<"(N8Z.J,U(3Z#RRQI?2%C#Z.%?0N/UO!(97T486"+QB#Q9@B<?C
M<4;<,T886>/M:5J;FB/-.##L-C*WI4H2DI'C'DHD(0Y$+./KD.7\`<!7][]-
M;;MVS7U,16B:0.V$U"9B+EL;=VIV:V(!4$AGZ.OH<W/U#1=R?9HZ)5\@J\FP
MRS7F41]J)&ID*)G`WC-*"HQ@P('/O(=U#HSSCT:K[F7[$GR3\KIK5GBYV^>W
I0CJ%Z7DSTO*'27]KTR\7I_!^\>5ZC\O`7Y>`.`.`.`.`.`.`.`.`_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g512125tx3a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx3a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`D0`)`P$1``(1`0,1`?_$`&L``0$!`0$`````````
M``````H)"`0&`0$`````````````````````$``!!`(!`@,&!`<````````&
M`P0%!P((`0`)%!87$1(3%=<8EUB867755I:V"CH1`0``````````````````
M``#_V@`,`P$``A$#$0`_`-V]S^Z<!'8_=I1/<G<=T>#S-+&CP:CY[8R*I&@Y
M83UABR*SYVY0NL1M1HZ']+611#78^GH!=96<S+F$#,XNF^.+3@*7_<0X_=K'
M_P!/3/\`DO08/VXIRMI/?_9^_-IF';#+U@:UJY!J-IW;BV1/6XK)ZW)=<`YT
MU(7%IUE/DV15*EY7P71"D+;`+,K*PL.GX)VTB>,,5@0K[7/Y=J&_$83^FW0%
M![I(;/$_<'V79`=/7-@R<#ULM+AJ0+-+4P*]A:Q,=/*N'K=MVL6B6G=R`@-!
M[!C4,/4DS<,I_P"+F;PK5VOX'!-TY1"W_H3J3^12^/[Y@/KAT'@]O^V3M=L)
M>-_V@!74+5O11CY2<SNEK(NN6/KK>F3&QF"83KW9\]&B^"?TMR5Q\.W%\<`F
M+=8NX>+:J3_SIMEG$X!MWT=FOV]]8OQ&&?HMT'&S[H^O+^R2@,:!VP2]?AUW
M-];IW9=*FI]76IM>:I_'U*[KOU%27S?</HJVY9J+NG^<9A#X3BWA\7F?N*Y)
MA2'H"0[*_!5[I`++5O(]I:!)!^^(9=.VAVZ-5HFU7I1-7;7T>;#NSM$VVXF;
M3>VX(53!R\,.J@*V$](F;AO(+/HC'XD=P"WN@@T16)(+[<C;$I'^Q*A%$]\D
M,&&$9%=[B1VQ+DA>V%Q=9D.B3ZFV396]XD@;JQ[YFA..L61;CDVXSS5QYXY"
M\O0$\)+IT`&-G;H$JGTYJV#F+9WZI2F;CL&0V,@'>R13?P7N*/V)A)--.%#I
MG<4/6;FW9-\5(R$2]CT'C%7DC<PSR)QRQ5!8?0'ALLH[DSC;;YE*U>[$Q)?;
M"O`Z+0A:MHX/K%/6Z)MN%:,K0=[PO-@$;:6+K!J[!--\'XAR[I_+K^6D8W%J
MOE(Y@A[H(:E.RU5'>TKBD!;?2^-A3^!V!'>)'4"OM7]<SB(%VH[9F2<G)OS0
MFUQ9+,J@I@C'G$;/&R92HY'Y6/Y9<2'F/PS50+E=!.QKVGNWXPO!39&-UY8Q
M5UK6`YM%4ZB;#MR*=J&[TY6LQ]*9Q,<?MA[)F^/W"LLO'\M/EJSU513-OESG
MG[0HGT&)W'<AT):6SQ1+K;JA$+B\\XUIZ=*V+`8%'!YF1H!N`ME'<NO?PE<C
M-SA#<8<\\<<S&7@?;XKVH]!MCH,)R=>:&6!(EU&C[37LMLL%,T;OFJH&RD7D
M+%';('+=SO\`AR<C$X&;\WLTVU[J<$F;1XEC'K32V2JB.6:N7&0$)^^+_9-_
MHG:S]%K#Z2=!382U0R#-\2_99AVM;;*Y,<VM$XI6S36Y6L'-UYA:NVUS/)"T
MM/8>K0!F2%P'BT..+&L]8^(DL5!P@\OM\EHN/Q;<@JSH#T,^W+5HY=L1)0>E
M>Z3:PX[92#L5/=#[AM4W1?-,(/9EY>#N8E%)/8/BP)8)FX^4S&95TN-J';ZM
M4T8!93/!%%O@"%^@-!8>CI)<W<#K?8DL&>Z)G`U_:@D]`(PO:ZJ3@E3J47=?
MJ>0.JNM)#8OBU0>ISJ8X39D37**F)9V#<*027";3AHU:@E_H!(I2=4?>K7DG
M)O26+C&_=$8(0IUF_J5#N<3IDO?4_!8C-F#;78N#O%IK1,%&7@LT7%>>+QJ+
M-NNJUX:X\O<@;=T`@*Q=-76^0[L=P>S4X#R'<HPHUKW+DH)TCN*63;ZPI,<9
M:=6-4J&P;QU$ZPD$_%95TT>*UG'Q+:'8H3"<,TS]V91!O_0#<'/^I!Q_"I[_
)``,\Z!D?0?_9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g512125tx3b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx3b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`I0`C`P$1``(1`0,1`?_$`(0``0`"`@,!````````
M```````'"04(`P8*!`$!`````````````````````!````,%!`8#"PD)`0``
M`````@,$``$%!@<4%@@)$1(3%1<8(2(*(R4U5=4FUE>7F!HQ08$S))18&5E1
MD3)"8D-CTS39$0$`````````````````````_]H`#`,!``(1`Q$`/P#T"8O,
MB^,8K\1M3<0:;-"S&J#$5(B$$7ETEHK6@<L4PDUT&E6!2R]+*D""2)T/31$4
M$>M/#IZZM2:/^9@@$_LX,X*88C@Y^=1FUCAR`0AI"./Q8!%"$8I->]YX$05)
MO76&/T#&)SM;1\CG:`Q?PT\>_6@S;/>&-_T,'.I[-3%1J#1H\YG-Q3)1#>\A
M.=B/-5FE`T.Z@U-B(VSW/T].H'H_>P;+_D=1CAMP[_,\S%-IRP<ME\.,C[U;
M?FQYI.,EOL^CBO9O,7>&C6N;]CTZ>LP7T,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,%#6)"B7:&H[6VK4;PNXTL"DD4$6S+$5E&Y+J;1V/QF>(1+`X:@
M/AT'FV.0^G\22F+2XP-2G$<`Q6]R8LLU[QC&(L`19+.'3M.BN*+2)PS$,O.`
M08HLEZ"(R[AKC\UQ%8:(IXCP*(1$95D].B+).ZH1.6'/&'K:H?X6#M"[#1VD
M$L]P8;F98%5::RGC>:NP?+H>>Y8$E2),0Y.0?$RWI35`20C.VKAE@,&)Q8WE
MA`8$>KL/G:E2GK=W8^\MM8$HL+T#U="9K0"6&V.'&#`H"532(.1%N7'*B@B<
M\U[RDY9CPN><\LD-E>#.?=</=O./@FXA<J6ZKR\%H_N/G$YDKUW@W+=O6X1<
MK_FGMM>U7A[Z[IU>YL%WK`8#`8#`8#`8#`8#`8#`8#!%T6KA1:`Q);!HY5^E
MT%C$,4#21*$Q:?Y3AT2AZHI^@Q,M0K(L2J2*"WOZP#`!$[YW,&/YAZ`>O*CW
MM,DKRVP.8>@'KRH][3)*\ML#F'H!Z\J/>TR2O+;!F.,U'[);^*U-K#N:\5MO
MU*]DN_OJ[>_;1O38[FO%]@M6G86WN&MM>JP5QU6R+\IRN-7:@5WJS@MIQ/-4
MZI1E5,<^3/&(W4)UX)AB"HU9$8X=!T<XI8$DBL14'/$><G3%",T.T_/I#I?P
M]&2_^G]1K[[/_IFP/AZ,E_\`3^HU]]G_`-,V#$Q3LY^2M%WI7J,`],$UD$H$
M!T+F>JD(<:]00).)RIT,GY+:PEN%K%N,UG%F.<(.A[!.WY,V5_<^X')O2VYO
M"#@'=_:S98>#_'7F9N-HO)MMU\>?.;::UIWC_=V7<V"SE@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,%(M5\]G`9AEJ?4.@<_`Q<Q:=*63I,TK
M3.OAV%ZMT]PHV,I8PK/7%0:;X9*YT,CT$2G*'DHCTPQIWI0%N+$(#G/>$?\`
MQ)V6]XJQB>YE7ST28'Q)V6]XJQB>YE7ST28.NS#VGW*RE%/:YKB>**6$FS&;
M:IAPF5I@J?9%F%%&&[:)2VF+V8#3P!>+3H<(87/Z7N8)M^(!RZ+A\1KQUMNY
MRO\`.'HY?ZF[WX#<R/*K>S<VY=XZ_%7K;+4\!]]=:Q=V8+KV`P&#XUL/01(D
M2>(H4:].,+PC(6IB51(@O$`3PB*/`,`@O$`+]#W?*YW[&#BW/"/%4-\&[G_X
M4W@CQ5]5X-_P?5?TL'F2Q62=GOK<2%:5>'W$;C*EFB:B?XX;3&7Y)P694$\R
MC")0$<%\*0R[.%8,?-.ZGS%"R2N@M5'('"XB:[I-3EOZ&#7^X?:0/Q58\O<!
MR6/_`$L8%P^T@?BJQY_1@!R6-/T:<RO1I8(WB\H]JC)3C%+V(+$]$E;E0`%D
MQW!YE%01,8A>E3",4&*8;CFF`XI8!<(X`27$C+$2$`WFA&(18`V^W#VA'A!L
KN*U9>)O(OLK?R_9>F\.<;GEMMNW1S,76M_*+WMLEMNQNSOE:+P]Z6#__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g512125tx3c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx3c.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`%P"'`P$1``(1`0,1`?_$`&\```$#`P4`````````
M``````D&!PH$!0@``0(#"P$!`````````````````````!````8#``$#`P,#
M!0```````@,$!08'`0@)$Q$2%``5"B(C%B$D%['7F!E9$0$`````````````
M````````_]H`#`,!``(1`Q$`/P"?Q]!%E[*=I;!Y.=.-&FV4K5C_`*;W!3,I
M(V#@*-C0NCPTC_R'AL0VQ"C@81O`I7#TV`^1#E4-(XMWG(\'R1)SR@*OT'O:
M)69Q\W0V%UYLU')(E)M%[]L"K;3KQ^.`6I(S4DH7LT@CSVVFIUS<XH%9./7T
MR2K1*BA%F!+.+$$(`TK[0SDOJARBUNWDVF>-N(T1:%'4)9-@9K7;G<4+_:5_
MWW"(W(GHN+P"!VXUH'&;V1-G=2HR`LE.3[QC,.-+*+&8$&[7OGX^">A8E=#3
M)NDLMF,RLR24LVZFQ+:#?-ZW(16_"$I;A/:Y?:$!?!+RROD&;#@*'(\]2%L`
M687@I4<,PL`PZ;4EWXY=8U71=PH+6W_MZ*7U$'FR&9+2.UV_EAR6OJNB3V7&
MI_95Q1U'=B-QK:+5W(AB0NV%P<.`%))H$Z51XQ>@7&W9!^.%3UEP"NW"\]VI
MTUS&(U[8$GMZJ=RM[;`I.D(-;9K2FK"5WM8;->`D5>-4V6/R`I/@PI0>D$M(
M$M+2EF@'D"]*>"?/]60XRA+8^ZZ:.N,7R-")MW_VC5,+42-,<K+F;.O46<X*
MU:SXAH3095*EC8(!81?&SC(O>`=:3AGX\-JRBU6*.[Q;^N*.F*2G-IO4KL';
M3<2&5_/:XJ9^.9K!N:K9<)=&T%GB:W-D4I#`L1AR%5Y#OA(!C+P,D$A7,-_'
MKV#JJ_KAAG0#I#6$;UNBR&U+.993M9LS"9PEKJ2EMR:,NT1A-C)GF13F,NKJ
MY)$:$YK)6*C%[@F)--SA4EP8"7AU;\`YI0UD;"H>D?5QIBU63R'UA)H9(MBM
M@&>X%,\L9K5.]<1N.50=`13.2JI\C;U66LQ&E-3G91J/>86$D8L`1757CKS!
MW9I&/WEK5O-THL"O79V>FLY]*W1MACDC-(FG*-(]P6:121L#<ZQ.2196#/F0
MJT"98'*GR"$:08F%@,2-[M4N(G/"R*[J79K?_J+$I_-X\GD@X_"MKKGGRJ*P
MH3O_`!\FS+-PQL#Q_#(R[/HLI23S/&%0:29X$^0%&B"#P/G-CCBR6QK)2!72
MWH5)[-V_+4+*&B\$WGG\\72ED*B`IRGE#F&)1YWS$XDZ1P/F1N;IA(B5?J\9
MF<%FY+!Q47-?E,Q[$-VCK#U6Z&"V$GC*ZS85(13?ZP'UURW5X2;)EKI+36"-
M.3##7!C(9LK2"7=6@6'`3>\DLS`?H,?J6U^XN;@[/S;42J^KO4&S;F-=WQ><
MF'N/=!4&M>15^@.%+QU[8:Z$)8/8[G!F_&<JA-JPX&4^/*FR>26(P`.7O?H2
MITYN[G>UU+O)TW7*-QMT8CJ[;DEF>[LT?UB&KI57-LB7DQMO&U),I984J?%"
MAK=,>3#2I]YGB&(T/M##+>[FU^3U,MO]FIKJ5M_<K1KA([:F4CI:.8W;=X5E
M!"7=:C=&ME:HK_)`I8XVMQCJ>D1I31D8)(09QD)8<D8,"*9V7UVZF:[V;231
MU-M&26?8<FK1Q=JQ4R6\G"\E3%%$+^-K>T'W=P=WG+*H6OA&%9Y!!N4Q@SL"
M+]/3("P/5Q>H'H)6_#;K1:%OR!RC&B%J:,;+NFOM03-*J-D+_81M;/PG>Z8`
M4KR$Z'5JYLZ90C-!Z>&3+!EK22PEI<*%8&9W&K6=27AUQ2N6+U[8UPP_462<
MR]GKLJ2K6==()=-Z:KZI6M+,<(F5O/RH<,1W#V0XB#A*LP7A-Y!`++`,\H`\
M5'"+PJ+JB3^019.ME\@Y_6/N=L^='H[FJI>\VE&JYGU3/4-K?9M?4"1E72MD
MC5@.R\D!*@YM2G`.2%8RH,*.2GF`U>KM6;'<\@2B[]E="[S31C>[F=NY0E%P
M2*U2]6"_QNXKRV`ET]JNH9U&HG%7Q=6KK/HW*6]$2G=4;>9E*I%@1&<D*4Q(
M-9#]3]R.=&HF_.C6P.MUXV/L1TOURT>8]7`06O938#2I?HW)2%,UIY]FD<12
M.-QN1T.P*<EJ41RD`,@;"Q%"+(,*,P'H=1;7Z?,O.Z/ZKK9>KS:+5I@V4`JG
MJ<Y2<NQ/4=($UV=+2%&'8*PU4&0EY6!'\[!@A^F?/@7[GT'FZ6;JUM+N3J?I
M/IM1VN6RT?OCF7JEO2V;F&F4O)F@!+N^W4\SB-T,U/2_[&1/G^2-C4;\!N;U
M*_YISD+"(A0(*GV@Z._M)W+UGLVS-O=+==K_`&"HM-M!M0*^L^$KZ?D,-=[/
MLVOYRPJ9A5##!S69&&QEM711P.6#1A3*"<E1,H17H2)OP:#SWT]/VR/447:B
MN*&V/5\^=>MK^<7^5G-;1CPQNDO-K2O@-$YGZ>G_`(!3P_JZK>"$J#S$DF!1
M%/)?L%@)Y(<!)Y_&]K2?LVO>Z&P$ICT^A4'W&Z%[';'4=#[%C2V'OY-/RUR:
MR8O*QQI<N/.:2Y:)*:/!8B$^1838,!DX@9)PP%)UL<734/I_TDMN[ZHN:<UC
MT#Y*2/7#5B95K5KM:3>DN1(S1*,*:I4&`;W9)%%*U_9_NB@>0%IRBG$D_(1&
MF9'@%Y66BT=U9V#_`!:74_7",5;LFZ1&T6/:25,,&0-\\=GV%Z71MH:VZV)*
MU(,+5Z^+C4#1@"O.%\4W!A0<X]!8^@5&W>G4*A7Y$-$0W4VN(#0$IOWF9NFY
MN,MK^&,<?(7WG8\9V/82+5DZ1O3H2)&_I'I8WF+EJG(LY&-,6>8')Y.!`*OE
MRAFTXMG@SHO#(!:U<[.\X]H-YK)W6;'ZOYE&6ZKH+)I9]W+)?98Y(TJ%:7:4
M=:%3(64F,,3&'JL)Q_HS^H)2'9PE&+8CB`>8`.7`GJW5I:,>5!(!`3GUU8'S
M@A2B6EJ%&!^(KU$!.<$OTQ[AE>['D`\_T$:/K9HYSQV+Z-:@WOTFVYU=IZE*
M,I1_^P:\W7>->5/(K[F1UB&.J,UY23N0QT3A3K``H/W$M&,TQT69"C-R6F\^
M#@*!T^9VF0<H=ZF.!&Q$AA=]&K[;X:<G?(M&(*4S*Z9D9+`8DD3BX-,-9(N%
M`,K)2HU4G;R4OM%Y`E8]<`)C1'JW=%6Z>:7U4@Y#=-;*B\#UOUY@RNW:[K*L
MY#"94T1ZJ(4SKIY7IR:SQ`E\9<E2=2H:C"SB0.+?@A0$P/G]A89:+NRUS%&X
M"W<5NN2XG[R:F&:HHZM4`L,("RLE/)96;;59&N.-$,/P<Y#D(0>[)WZL!^@4
M*7L58!A.1J^._8%(?_9^A(-;*X5!SY?)\[]X%W%A_LO:'V_T_>]V?3V^G]0V
M:.Q5@JEAA3SQV[`,R((5N2UI.MM<NPS,E*2RT(<I"+M(,!\Y*(1HL^[/A$'V
M9]<Y]?H+ZDZ\R/"5-A?RB[`C78(*PL&CU&A9:02G`,><28L^^S#@$9,]?9@8
MLBP'T]<^OT%1_P!O3Q_Y/]BO^),&_P!^/H-?]O3Q_P"3_8K_`(DP7'^M\>GT
M%('L.XC*(.QR=[*^Q2<%.5[M.(L`W!@AC+QD].9=H5",GW%Y]33@%E8QZ"R+
M`1!SD.!G8M>4A,<1<G>S&4I8!F""7IG&SEWL`/)8O&T$W48\'#]V/Z``0(8L
M?J#C(<XS]!3*NRRA$4J.4<G.T.2T:(3@?\72-L<3<I@@),SA*G;;@6*7!;[5
M`?1(G`:KR+W!P5D0#,!"QY[:(<Y\@N3/;7`RR#CP>_GXYX/\):+"\[XY6;&\
MYQOQO3'B+"(T1WH1@.3_`-OZ"PF]RXIA>C..Y,=O/NPTR\M#[^;LO$\?!*,;
MQ.7@3_S#+F4W^8Y-Y!^P)`S/;CU$(&<!"H0]RHH>Z#(QRB[?(E9V4)3BL-YJ
MV",:5*,9P4BAQ"@DBMR$D)QDT0,!*,%G&!^,(L^N,@*SI?T[8[JN[E4,O2+I
M%6[]3>^4/N4A7=&C5F5<79148JNQ%CK65*M4C5_R:Q+9<3!D$HXZB"`YT-#[
(23!_MY^@_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g512125tx4a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx4a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`<``*`P$1``(1`0,1`?_$`&X``0$!`0$`````````
M``````H)``@'`0$`````````````````````$``!!`(!`@(%"P4````````&
M`P0%!P((`0`),1)183(4-A$A4F(3-!46%S=79#486!H1`0``````````````
M``````#_V@`,`P$``A$#$0`_`.N-CN*5KO=:799;BN#.Z5=DG]BE&R03%[9&
MVU>IU1LMJ`T0QH$Z"X^\ABD16ND20L9!D;(*Q:Z$@+2:TCB+NT<OQ)R#0.@B
M!:M;46<[;L;*.MMNT_*6J$VHU1$8NQM4J:*=DP=6)(636)!&UG3&TC,N0/X5
M./;L&S[B'1<-7Z":J3)//#%'@+?]!!^\&G<"'"\NN!]07;VJNMJIMAB\:3!K
M&C!45;20I[LS^3QA>8-)V<!(_6V3$Z0EV,HYD'#P@?2QODG@@EBUYR9*!>#H
M"4[$UM466W9.`DV_NMAT1Y;6@,^ZE.":SBCN*!95+W&-V0,:LB\?^OL!K-%C
M4<NLVA&D<[@&C5H+JJ\JP+R43R=.@6MT!BK8'^U_(WK:-&A6XEF%AP^V<SN,
M[[>9+8-E--9I[8OF](:Q"`N.6PAKV=VG'LF-KI-YQ)LTG>!A26:M,%$DV:BG
M/()T^?T<>'IY\?1X>'KZ`^>=R]XR?W0-P0\J>PP72]>TY+,8.*&IBC)BQ&8F
M&VK(B@:&MCFQ=DI#!V#7+6*;,M*2E001G(%516&B6"2O/#]($&]!N@W01&LO
M=/NJBO<$K_5`<T,I=Y19_.'TP.;,2UOVFY#9NKQ.+;3"'$Q+#=.RD/5]N^Y^
M\)XCTK[TG)NDO*V<X-?*]4"F/^7FIW^SVO/M>3]Z:W]OZ/Q)[7J\>@E\+=\6
MO2'=VS=1,]5]C%AFLR.5#IV\0B-'[6;#4[%70K0:<Q:-0UU(3]I5579)8;%S
MA#S4BSS4>QF*4IFS0C%,WB(<+?\`,P/?S:#_``%^6/VHEOC'^4/CW^^_T?W;
MZW0>-67LA#-=J[9:1G<UVI93RFR,&S!9NEM([@"*0KB!@]TE1VT.-M[F;1TS
M#;,"`2TF6=)QDB]S9PPSDV:II(X89NW6(,7Z"#5N7_4E9W,C4$[O=HI"@5Q7
MB4D[NF&>ATO9$>RGXB^H46G^+KM(0V`>5Z$6%^N3J/@LB@KC8?)V=9)>1#*0
MX^PX"\O0%1O"N=?+#[@QH_(H+LK.+(0O,0A'3B6LS9(+L\N?#EEP!:+#%Y8A
M"412)%?\6]:QCUK$37XRNX(DVB627'R(\]`J[H!+WN;<([]FFEZ<@_AYVP-Z
MH2W5.TKF]V2;BNP`(]O1@<N=MT]F6#Y&J@QT=2+9:R70;RY2%4G,?DT>(YR/
M&:7(-HZ`35\PT6RV<MBM)4=44J2:[DT<;DNE;J>`'&_UB6+-W_'$T;LK3<KE
@I:0'2&N4X]P9$31NW.O>&H@S7:8DL:CSS%I`V7H/_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g512125tx4b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g512125tx4b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`,`!"`P$1``(1`0,1`?_$`'P```("`@,!````````
M```````)!P@&"@,$!0L!`0`````````````````````0```&`@$!!`0+!@<`
M``````(#!`4&!P$(``D1$A,V%!47.#,T9#4W5QA8&3D*(F-596=9(3%A)!96
M9A$!`````````````````````/_:``P#`0`"$0,1`#\`L?JJP=3?8_JS[8V%
M4>SMBM^JNL/4NLB&W[)91M9,7BL@ZWLS"@D#_0$,UA>6J2H"G<_'>+0RE.Y)
M_59YV"BBB0)?%P$4ZN[!5_`KLWVK"U^HU-[(J.Z-1WJT]2[4@_5`N&TZ5I*J
M8=/HDU>LKZL=>T8V$H>Z9K89[`F.<4;$=E.UK75"B($7G!AP45'N1N?6E6F:
M8P+>N[)QLQ)M_6"#VM:C#O?!IYJ9(:HF%4SR306O*?W?EZUXD=&^@-#1W74M
M:G]?.;LG&%1@!J0D@0,&:]\IU8NL_P"GOW`L3=RUF.Y93O#66MNUOIMPI*AJ
M:RJDAUBVR78DUG-9Q^2DP"<QLA?$434JG0O]@Y)DYGCX),4"(*"P._=^I*AZ
MQFN%QP+<R3S>A\;'Z_5Q>NJ5/=0&<$6TXVS;K)"$]2"1:BR!L!7SIKXE:US6
M_.J:+*%ADC3+5@E:A-W\!$#OI!L#U*R*\W'46OJ+5M%1ZN:`V)EE(W55VS!5
MWR2332)L;XJJ\LNH%=-1E:@4N3>46N'E0K48"J3X(RE%XW<`&JAT_-JK)O\`
MTUZAB>^NHKL*\5A`M4M=-JHM?ANQS[6<GK[>B8TC8\BG^M[%="1R:O3&5SF#
M:G..@(#C`DG$`))3E]AN#`R+9O9RS[0T4Z85BAZIJ=S61[1DNQ+]UUBNZ#+J
M_L38]BQ*+K9$X75&[C4ER.,V=<-2+D:<O%>214F->'%"`1F,#//R$+B_CAUU
M]]+J!?E$>VOW'ZG\P_>`^;?IE^6_1+\KX&W)!Z<J2LED\<*YK*`P-=:<H63>
MRU</B3%'#Y_,G!.6D7RJ9&-"%(*22%<F)"6<L5^,H-"'&!#SP(DB.CVF$`(L
MA+!M3-;8>EN-,J0VREC5(UNRIK*0K58EZQ!.4[=&TY,H0*5P\G#(6A.*$;^W
MD/>QC/`\Q%H+HVVU&]4"WZ>:QHJ.DDB22^05"EHVM2*V>Y6@`G*0R9UA9<;#
M'U[^C*2%`*6&IQ*"P`P$(\!QV<#I3KIZ:&6>@A358VE^K4Z:ZVBN(-7K;+*&
MK%^00>&87'N>(I$D;E&5*>/1WUDJ-4>AI`E)\GF",[O>%G.0SQ1J-JJKM6+W
MHJULHA3=,(9VB/PVV3ZG@IMC11CCZ0:!A:8[,AL0I`SH&1"9DE&4G4%A3$_L
M%X"'&,<"P_`K0Z:8:@O=<2*G7?5K7ERJ>73(^Q936JVFZ]4061S]2Y#>#YN]
MQ4R/"97.6&.9F3LN)Q(U??SV^)P%];A)>BKT_*[J^,;2ZS:W5Q5$HG4C=*]:
M4>EV+`KQHGSRB8(Q(GQ7B`U%*XQ!'N1HW)N0"5N`D!CEC!90!&^#V`!LGLQK
M7ZO8-Y+]G'E-@^CS_H7S?Y+_`)7\1_=<#..`<`X!P#@'`.`@W]0W3N[>SVEJ
M75O375H&PBNV9U!W^?R?VR0*L3*N1T]9-?6@P!RQ3M0U)YD5.E4>/09$G7DB
M;1%X.&6;W@AX$[_;*ZIG]H)?[MWM(]]>@?>`^H#X#XA_Z3X#Y+P&]\`X!P#@
M'`.`<!1O5PV?V;U@K.N9#1-IZHZ]0V1O[\U6AL%LT:_RUTAZM(VI7&!0FE:$
MBYJ*07E9%H.I*IN);D1QRI*`/B@2FX[QI():_&RZ[?\`9Q7>X5]H/RW;OTG?
MQC_/YM_IKYS^7<#<7X'23.3<M/7I4:]$K5-2DM&Z)DRH@\]M5FI2%Q25>248
M,Q&I,1*BC@@,P$62C`CQCNBQG(<#R]LL=;CW>0.[6Q-*7)6%+H\KTC8W)LGF
M@3DX/6K32$Q.3CS0@#WA8[PQ8QC_`!SC'`PN:W)4-;9:\6+:M;P'+X0<J9,3
M6<1B*Y>$J?)&#U+7Z]=$'K`@C*DO`QD]\(?$#VYQWL=H2&0>0J()4ICBE"90
M46>G4$&`-(/(-!@PHXDTO(BS2C2Q8$$0<YP+&>W'`Y>`<!<^_O3PU9W=,I.?
M;&2NRZW>]9I0[2FJ+0JRY':CY)"9+,AL#.)>GF;0>E4HUYRUL1%HC`&E'%J1
MXP4+O&=F0B_\(.L_OJ=4ORW_`,:_,,V"^#_C?F#S/_,/C'^O`8!L<U7&^:_7
M:S:[R!LBE].E53Y#3$E>2$2AI8[04QAS*@SFY$N2)R;AHDDD$F&9XZ<\G`,9
MR,L8<9#D-9/H&1SJ)ZW;D;5:;[/5"WQB"1ZH:JNVU;",L159:BR=JK&2I2YS
M<B>T7*!$/=DR*YDR$)[JTFO>4$++;"4B8`\'<"=/U%U:,\T6].>67M3]S7CH
M?7.PUBN6X\#IYGFDN5J&E]K$QGJ5P>X5`'5LDKH6GG`AE)5I><%(#C\A&8#T
M@(#0UW=*.FYL'L[:72^JFR:^'`H^Q:@;A3:-8W>U@<]EXM':K6[<2U75D+D<
M"F,HB++'98[0)WPI9LJUV#D"485*=((!R<S`?1M8F-GC#(SQJ.MB)EC\>:F]
MC8F9M3EI&YI9VE(2@;&QO2$A"2E1($2<!118,8"`L&,8QV8X'J\`X&L=^H"I
M[J/SI;';5UUJZ*WOJSKAKO;-P.E1N,T1M;H1ME&T;\YU5="BJ38G+"=C14@D
M;TKPPPAS3*&9V>>W!I(CL$C`$"?B"=;3ZCH]^0O]JGS$5[QOUO>[?]-_]*?F
&S]YP/__9
`
end
</TEXT>
</DOCUMENT>
</SUBMISSION>
