<SEC-DOCUMENT>0000950103-23-005450.txt : 20230405
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<ACCEPTANCE-DATETIME>20230405163351
ACCESSION NUMBER:		0000950103-23-005450
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20230405
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230405
DATE AS OF CHANGE:		20230405

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Verisk Analytics, Inc.
		CENTRAL INDEX KEY:			0001442145
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]
		IRS NUMBER:				262994223
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34480
		FILM NUMBER:		23803047

	BUSINESS ADDRESS:	
		STREET 1:		545 WASHINGTON BOULEVARD
		CITY:			JERSEY CITY
		STATE:			NJ
		ZIP:			07310-1686
		BUSINESS PHONE:		201-469-2000

	MAIL ADDRESS:	
		STREET 1:		545 WASHINGTON BOULEVARD
		CITY:			JERSEY CITY
		STATE:			NJ
		ZIP:			07310-1686
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<p style="margin: 0pt">&#160;</p>

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<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>WASHINGTON, D.C. 20549</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Pursuant to Section 13 or 15(d)</b></p>

<p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>of The Securities Exchange Act of 1934</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Exact name of registrant as specified in its
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Former name or former address, if changed since
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="border-top: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if
the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<p style="margin-top: 0; margin-bottom: 0"></p>

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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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    <td style="font-size: 12pt"><span style="font-size: 10pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td></tr>
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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    <td style="font-size: 12pt"><span style="font-size: 10pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr>
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Securities registered pursuant to Section 12(b)
of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Indicate by check mark whether the registrant is an emerging growth
company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange
Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If an emerging growth company, indicate by check mark if the registrant
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to Section 13(a) of the Exchange Act. <span style="font-family: Times New Roman, Times, Serif">&#9744;</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>












<hr style="height: 5px; width: 100%" />

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    <td style="width: 11%; font-size: 12pt"><span style="font-size: 10pt"><b>Item 1.01</b></span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt"><b>Entry into a Material Definitive Agreement. </b></span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 48.95pt; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 48.95pt; background-color: white">On
April 5, 2023, Verisk Analytics, Inc. (the &#8220;Company&#8221;) entered into the Fifth Amendment to Second Amended and Restated Credit
Agreement (the &#8220;Fifth Amendment&#8221;) which amends the Second Amended and Restated Credit Agreement dated as of April 22, 2015
(as amended by the First Amendment dated as of July 24, 2015, the Second Amendment dated as of May 26, 2016, the Third Amendment dated
as of May 18, 2017 and the Fourth Amendment dated as of August 15, 2019, the &#8220;Existing Credit Agreement&#8221;, and the Existing
Credit Agreement as amended by the Fifth Amendment, the &#8220;Amended Credit Agreement&#8221;) among the Company, the lenders party
thereto and Bank of America, N.A. as administrative agent. The Fifth Amendment provides for (i) an extension of the maturity date of
the $1.0 billion revolving credit facility under the Amended Credit Agreement to the date that is five years after the date of the Fifth
Amendment, (ii) implementation of &#8220;Term SOFR&#8221;, &#8220;SOFR Daily Floating Rate&#8221; and &#8220;SONIA&#8221; as reference
rates for borrowings under the Amended Credit Agreement, (iii) certain modifications to the definition of &#8220;Applicable Rate&#8221;,
among other things, to reflect reductions in the unused commitment fee, (iv) changes to the financial covenant based on the consolidated
funded debt leverage ratio to increase the ratio level from 3.50:1.00 to 3.75:1.00 and to allow for a one temporary step-up to 4.25:1.00
and one temporary step-up to 4.50:1.00 in connection with the closing of a permitted acquisition and (v) certain other modifications
and updates to the Existing Credit Agreement as further detailed in the Fifth Amendment. All borrowings under the Amended Credit Agreement
shall continue to remain unsecured.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 48.95pt; background-color: white"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 48.95pt; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 48.95pt; background-color: white">The
foregoing description of the Fifth Amendment is qualified in its entirety by reference to the Fifth Amendment, which is annexed as Exhibit
10.1 and is incorporated by reference in its entirety.</p>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr style="vertical-align: top">
    <td style="width: 11%; font-size: 12pt"><span style="font-size: 10pt"><b>Item 2.03</b></span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt"><b>Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.</b></span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The information contained in Item 1.01 of this Current Report on Form
8-K is incorporated by reference into this Item 2.03.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
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    <td style="width: 11%; font-size: 12pt"><span style="font-size: 10pt"><b>Item 9.01</b></span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt"><b>Financial Statements and Exhibits. </b></span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(d) Exhibits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="2" cellpadding="2" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
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    <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Exhibit</p>
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    <td style="font-size: 12pt; width: 4%"><span style="font-size: 10pt">&#160;</span></td>
    <td style="white-space: nowrap; font-size: 12pt; text-align: center; width: 93%"><span style="font-size: 10pt">Description</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td colspan="2">&#160;</td></tr>
  <tr>
    <td style="white-space: nowrap; vertical-align: top; font-size: 12pt"><span style="font-size: 10pt"><a href="dp191968_ex1001.htm">10.1</a></span></td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: top; font-size: 12pt"><span style="font-size: 10pt"><a href="dp191968_ex1001.htm">Fifth Amendment to Second Amended and Restated Credit Agreement dated as of April 5, 2023 among Verisk Analytics, Inc., as borrower, the lenders party thereto, and Bank of America, N.A., as administrative agent.</a></span></td></tr>
  <tr>
    <td>&#160;</td>
    <td colspan="2">&#160;</td></tr>
  <tr>
    <td style="white-space: nowrap; vertical-align: top; font-size: 12pt"><span style="font-size: 10pt">104</span></td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: top; font-size: 12pt"><span style="font-size: 10pt">Cover Page Interactive File (the cover page tags are embedded within the Inline XBRL document).</span></td></tr>
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

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<hr style="height: 5px; width: 100%" />

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="2" cellpadding="2" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td>&#160;</td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td colspan="3" style="font-size: 12pt"><span style="font-size: 10pt">VERISK ANALYTICS, INC.</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td colspan="2">&#160;</td>
    <td colspan="2">&#160;</td>
    <td colspan="2">&#160;</td></tr>
  <tr>
    <td style="vertical-align: bottom; font-size: 12pt; width: 44%"><span style="font-size: 10pt">Date: April 5, 2023</span></td>
    <td style="vertical-align: bottom; font-size: 12pt; width: 1%"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: bottom; width: 4%">&#160;</td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: top; font-size: 12pt; width: 5%"><span style="font-size: 10pt">By:</span></td>
    <td style="vertical-align: bottom; font-size: 12pt; width: 1%"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: bottom; width: 44%">
    <p style="border-bottom: black 0.75pt solid; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">/s/ Kathy Card Beckles</p></td></tr>
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td>&#160;</td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">Name:</span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt">Kathy Card Beckles</span></td></tr>
  <tr>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: top; font-size: 12pt"><span style="font-size: 10pt">Title:</span></td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">&#160;</span></td>
    <td style="vertical-align: bottom; font-size: 12pt"><span style="font-size: 10pt">Executive Vice President and Chief Legal Officer</span></td></tr>
  </table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<p style="margin-top: 0; margin-bottom: 0"></p>

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<DOCUMENT>
<TYPE>EX-10.1
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<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<P STYLE="text-align: right; margin: 0"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT><B>Exhibit 10.1</B></P>

<P STYLE="margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="text-transform: uppercase"><B>Execution
VerSion</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">FIFTH AMENDMENT
TO<BR>
SECOND AMENDED AND RESTATED CREDIT AGREEMENT</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">This
<FONT STYLE="text-transform: uppercase">FIFTH AMENDMENT</FONT> TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT, dated as of April 5,
2023 (this &ldquo;<U>Amendment</U>&rdquo;), by and among, <I>inter alios</I>, Verisk Analytics, Inc., a Delaware corporation, as borrower
(the &ldquo;<U>Borrower</U>&rdquo;) and the Lenders under the Amended Credit Agreement (each as defined below) party hereto amends the
Second Amended and Restated Credit Agreement, dated as of April 22, 2015, as amended by the First Amendment, dated as of July 24, 2015,
the Second Amendment, dated as of May 26, 2016, the Third Amendment, dated as of May 18, 2017, the Fourth Amendment, dated as of August
15, 2019 (as further amended, restated, amended and restated, supplemented or otherwise modified prior to the date hereof, including
all Schedules and Exhibits thereto, the &ldquo;<U>Existing Credit Agreement</U>&rdquo;, and the Existing Credit Agreement, as amended
by this Amendment, the &ldquo;<U>Amended Credit Agreement</U>&rdquo;) by and among, <I>inter alios</I>, the Borrower, the lenders party
thereto from time to time (hereinafter collectively referred to as the &ldquo;<U>Lenders</U>&rdquo;), Bank of America, N.A. (&ldquo;<U>Bank
of America</U>&rdquo;), as swing line lender and letter of credit issuer (hereinafter, Bank of America, in its capacity as a letter of
credit issuer, shall be referred to as the &ldquo;<U>L/C Issuer</U>&rdquo;) and Bank of America, as Administrative Agent for the Lenders
(hereinafter, in such capacity, referred to as the &ldquo;<U>Administrative Agent</U>&rdquo;).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B><U>W I T N E
S S E T H</U></B>:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt"><B>WHEREAS</B>,
the Borrower and the Lenders party hereto, being all of the Lenders, wish to amend the Existing Credit Agreement to provide for, amongst
other things, (a) an extension of the Maturity Date in respect of the Revolving Credit Facility to a date which is five years after the
Fifth Amendment Effective Date (as defined below), (b) certain modifications to the interest rate related provisions including (i) modifications
to rates, (ii) implementation of &ldquo;Term SOFR&rdquo;, &ldquo;SOFR Daily Floating Rate&rdquo; and &ldquo;SONIA&rdquo; and (iii) implementation
of customary benchmark replacement provisions, (c) changes to the financial covenant based on Consolidated Funded Debt Leverage Ratio
to increase the ratio levels set forth therein and (d) certain other modifications and updates to the Existing Credit Agreement, as further
detailed herein, in each case subject to the terms and conditions set forth herein; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt"><B>WHEREAS</B>,
pursuant to the terms of the Fifth Amendment Commitment Letter, dated as of February 28, 2023, among, Bank of America, BofA Securities,
Inc. (&ldquo;<U>BofA Securities</U>&rdquo;) and the Borrower, the Borrower engaged BofA Securities to act as the sole lead arranger and
sole bookrunner (in such capacity, the &ldquo;<U>Lead Arranger</U>&rdquo;) for this Amendment.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt"><B>NOW
THEREFORE</B>, in consideration of the foregoing recital, mutual agreements contained herein and for good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, the Borrower and the Lenders party hereto hereby agree as follows (but
in the case of the Exiting Lenders solely for the purpose of agreeing to Section 5 hereof):</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
1.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Defined Terms</B>. All capitalized terms used but not defined in this Amendment shall have the respective meanings specified
in the Amended Credit Agreement.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
2.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Amendments to the Existing Credit Agreement</B>. Subject to the satisfaction of the conditions set forth in <U>Section 3</U>
of this Amendment: </FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Amended Credit Agreement</U>. The Existing Credit Agreement is hereby amended to delete the stricken text (indicated textually
in the same manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the double-underlined
text (indicated textually in the same manner as the following example: <FONT STYLE="text-underline-style: double; color: blue"><U>double-underlined
text</U></FONT>) as set forth in <U>Exhibit A</U> attached hereto.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Revisions to Schedules</U>. The Schedules to the Existing Credit Agreement are hereby amended and restated in their entirety
in the form of equivalent Schedules attached to the Amended Credit Agreement attached hereto.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Amended Exhibits</U>. The Exhibits to the Existing Credit Agreement are hereby amended and restated in their entirety in the
form of the equivalent Exhibits attached to the Amended Credit Agreement attached hereto.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
3.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Conditions to Effectiveness</B>. This Amendment shall become effective on the date on which each of the following conditions
is satisfied (the &ldquo;<U>Fifth Amendment Effective Date</U>&rdquo;): </FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Executed Amendment, Certificates and Opinion</U>. The Administrative Agent shall have received all of the following, each dated
as of the Fifth Amendment Effective Date (or, in the case of certificates of governmental officials, as of a recent date before the Fifth
Amendment Effective Date), each in form and substance reasonably satisfactory to the Administrative Agent, and each accompanied by their
respective required schedules and other attachments:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>one or more counterparts of this Amendment, duly executed and delivered by (i) the Borrower, the L/C Issuer, the Swing Loan Lender
and the Administrative Agent, (ii) each existing Lender that elects to consent to this Amendment by executing the Amendment as a &ldquo;Lender&rdquo;
(each such Lender, a &ldquo;<U>Consenting Lender</U>&rdquo; and, collectively, the &ldquo;<U>Consenting Lenders</U>&rdquo;), which together
constitute the Required Lenders (as defined in the Existing Credit Agreement), (iii) solely for the purpose of agreeing to the provisions
of Section 5, each existing Lender that elects not to consent to this Amendment by executing the Amendment as an &ldquo;<U>Exiting Lender</U>&rdquo;
(each such Lender, an &ldquo;<U>Exiting Lender</U>&rdquo;) and (iv) each new Lender that elects to provide Commitments under the Facility
by executing the Amendment as a &ldquo;Lender&rdquo; (each such Lender, a &ldquo;<U>New Lender</U>&rdquo; and, collectively, the &ldquo;<U>New
Lenders</U>&rdquo;);</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>such certificates of resolutions or other action, incumbency certificates and/or other certificates of Responsible Officers of
the Borrower as the Administrative Agent may require evidencing the identity, authority and capacity of each Responsible Officer thereof
authorized to act as a Responsible Officer in connection with this Amendment;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>such documents and certifications as the Administrative Agent may reasonably require to evidence that the Borrower is duly organized
or formed, and that the Borrower is validly existing, in good standing and qualified to engage in business in each jurisdiction where
its conduct of its business requires such qualification, except to the extent that failure to do so could not reasonably be expected
to have a Material Adverse Effect;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>a favorable opinion from counsel to the Borrower, addressed to the Administrative Agent, each Lender and the L/C Issuer, in form
and substance reasonably acceptable to the Administrative Agent and covering such matters relating hereto as the Administrative Agent
may reasonably request; and</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>a certificate from a Responsible Officer of the Borrower certifying (A) compliance with the conditions set forth in <U>Section
3(b)</U> and <U>Section 3(e)</U> and (B) the current Public Debt Rating.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Material Adverse Effect</U>. There shall not have occurred since December 31, 2022, any event or condition that has had
or could be reasonably expected, either individually or in the aggregate, to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>KYC.</U> The Lead Arranger shall have received at least three Business Days prior to the Fifth Amendment Effective Date all
documentation and other information required by bank regulatory authorities under applicable &ldquo;know-your-customer&rdquo; and anti-money
laundering rules and regulations, including the Patriot Act, to the extent requested at least seven Business Days prior to the Fifth
Amendment Effective Date and (ii) at least three Business Days prior to the Fifth Amendment Effective Date, to the extent the Borrower
qualifies as a &ldquo;legal entity customer&rdquo; under 31 C.F.R. &sect; 1010.230, a certification regarding beneficial ownership required
by the Beneficial Ownership Regulation.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Repayment of Exiting Lenders</U>. The Borrower shall have repaid in full any Loans held by any Exiting Lenders, together with
any accrued interest and fees thereon.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Default or Event of Default</U>. Immediately prior to and after giving effect to the terms, conditions, and provisions of
this Amendment, no Default or Event of Default exists.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Fees &amp; Expenses</U>. The Administrative Agent shall have received payment of all fees and expenses then due and payable
to the Lead Arranger and/or the Administrative Agent pursuant to the Amended Credit Agreement (including all reasonable attorney costs
of the Administrative Agent), subject (in the case of expenses) to the Borrower receiving an invoice with respect thereto at least two
Business Days prior to the Fifth Amendment Effective Date (or such shorter period as may be agreed by the Borrower in its reasonable
discretion).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
4.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Representations and Warranties</B>. To induce the Lenders to enter into this Amendment, the Borrower represents and warrants
to the Administrative Agent and Lenders that, as of the Fifth Amendment Effective Date:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the execution, delivery and performance by the Borrower of this Amendment or any other Loan Document to which it is a party, have
been duly authorized by all necessary corporate or other organizational action, and do not and will not (i) contravene the terms of any
of the Borrower&rsquo;s Organization Documents; (ii) conflict with or result in any breach or contravention of, or the creation of any
Lien under, or require any payment to be made under (A) any material Contractual Obligation to which the Borrower is a party or (B) any
order, injunction, writ or decree of any Governmental Authority or any arbitral award to which the Borrower or its Property is subject;
or (iii) violate any Law;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>no approval, consent, exemption, authorization, or other action by, or notice to, or filing with, any Governmental Authority is
necessary or required in connection with the execution, delivery or performance by the Borrower of this Amendment or any other Loan Document
and no consent of any other Person is required in connection with the execution, delivery or performance by the Borrower of this Amendment
or any other Loan Document except any such consent the failure of which to obtain could not reasonably be expected to have a Material
Adverse Effect;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>this Amendment has been duly executed and delivered by the Borrower and this Amendment and the Amended Credit Agreement, constitute
a legal, valid and binding obligation of the Borrower, enforceable against the Borrower in accordance with their respective terms, subject
to applicable bankruptcy, insolvency, reorganization, moratorium or other Laws affecting creditors&rsquo; rights generally and subject
to general principals of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law);</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>immediately prior to and after giving effect to the terms, conditions, and provisions of this Amendment, no Default or Event of
Default exists; and</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>all representations and warranties of the Borrower contained in the Amended Credit Agreement (other than those set forth and contained
in <U>Sections 5.05(c)</U> and <U>5.06</U>)) and all of the other Loan Documents are true and correct as of the date hereof, except to
the extent that such representations and warranties specifically refer to an earlier date, in which case they are true and correct as
of such earlier date, and except that the representations and warranties contained in <U>subsections (a)</U>, <U>(b)</U>, and <U>(c)
</U>of <U>Section 5.05</U> of the Amended Credit Agreement shall be deemed to refer to the most recent statements furnished pursuant
to <U>clauses (a)</U> and <U>(b)</U>, respectively, of <U>Section 6.01</U> of the Existing Credit Agreement.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
5.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Acknowledgement of Revised Commitments and Reallocation of Exiting Lender Commitments.</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Notwithstanding
anything to the contrary in the Existing Credit Agreement or other Loan Documents, or the Amended Credit Agreement, each party hereto
acknowledges and agrees that (i) commencing on the Fifth Amendment Effective Date, the Commitments of the Lenders shall be as set forth
on the new Schedule 2.01 referenced in Section 2(b) of this Amendment and (ii) the respective Commitments of each Exiting Lender, if
any, shall be terminated on the Fifth Amendment Effective Date. Notwithstanding anything in the Existing Credit Agreement to the contrary
or any requirements set forth therein, (i) each Consenting Lender and each New Lender hereby consents to (A) the termination of any Commitments
held by any Exiting Lenders and (B) the repayment in full of any Loans, together with any accrued interest and fees thereon, held by
any Exiting Lenders, in each case, as of the Fifth Amendment Effective Date and (ii) each Consenting Lender agrees to waive any losses,
costs or expenses required to be paid by the Borrower pursuant to Section 3.05 of the Existing Credit Agreement in connection with, or
as a result of, the reallocation of Commitments pursuant to this Amendment. Following the termination of its Commitments each Exiting
Lender will continue to have the benefit of the indemnification and other provisions of the Amended Credit Agreement and the other Loan
Documents that by their terms survive termination of the Commitments and repayment of the Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">Section
6.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Miscellaneous</B>. </FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Confirmation of Loan Documents</U>. The Borrower hereby covenants and agrees that, except as expressly amended and/or modified
by this Amendment, all of the terms, conditions, and provisions of the Existing Credit Agreement and the other Loan Documents shall remain
unchanged and in full force and effect. All of the indebtedness represented by the Loan Documents and all other obligations, responsibilities,
and liabilities of the Borrower to the Lenders and the Administrative Agent are owed without any offset, defenses, or counterclaims whatsoever.
The Existing Credit Agreement, together with this Amendment, shall be read and construed as a single agreement. Upon the effectiveness
of this Amendment, each reference in the Existing Credit Agreement to &ldquo;this Agreement&rdquo;, &ldquo;herein&rdquo;, &ldquo;hereof&rdquo;
and words of like import and each reference in the Existing Credit Agreement and the Loan Documents to &ldquo;the Credit Agreement&rdquo;
shall mean and refer to the Amended Credit Agreement. On and after the date hereof, this Amendment shall for all purposes constitute
a &ldquo;Loan Document&rdquo;.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Limitation of this Amendment</U>. The amendments set forth herein are effective solely for the purposes set forth herein and
shall be limited precisely as written. Except as otherwise set forth herein, nothing contained herein and no actions taken pursuant to
the terms hereof are intended to constitute a novation of the Facility, or any waiver of the terms, conditions, or provisions of the
Existing Credit Agreement and/or any of the other Loan Documents and do not constitute a release, termination or waiver of any of the
rights and/or remedies granted to the Lenders and/or the Administrative Agent under the Loan Documents.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Captions</U>. Section headings used herein are for convenience of reference only, are not part of this Amendment and shall
not affect the construction of, or be taken into consideration in interpreting, this Amendment.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Successors and Assigns</U>. This Amendment shall be binding upon and shall inure to the sole benefit of the Borrower, the Administrative
Agent and the Lenders and their respective successors and assigns.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>References</U>. Any reference to the Amended Credit Agreement contained in any notice, request, certificate, or other document
executed concurrently with or after the execution and delivery of this Amendment shall be deemed to include this Amendment unless the
context shall otherwise require.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Miscellaneous</U>. This Amendment shall be subject to the following Sections of the Amended Credit Agreement, as if set forth
herein in their entirety: <U>Sections 10.10</U>, <U>10.12</U>, <U>10.14</U>, <U>10.15</U> and <U>10.16</U>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">IN
WITNESS WHEREOF, the parties have caused this Amendment to be duly executed and delivered as of the date first above written.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
     <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt"><B>VERISK ANALYTICS, INC.,<BR>
    </B><I>as the Borrower</I></FONT></TD>
</TR>
<TR>
     <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR>
     <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>By:</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">/s/ Elizabeth D. Mann</TD>
</TR>
<TR>
     <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 5%">Name:</TD>
     <TD STYLE="vertical-align: top; width: 42%"> /s/ Elizabeth D. Mann</TD>
</TR>
<TR>
     <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">Title:</TD>
     <TD STYLE="vertical-align: top"> Executive Vice President<BR>
&#9;and Chief Financial Officer</TD></TR>
</TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><B>BANK OF AMERICA, N.A.</B>,<BR>
    <I>as the Administrative Agent</I></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Priscilla Ruffin</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Priscilla Ruffin</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;AVP</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">Bank of America, N.A.<I>,</I><BR>
    <I>as a Lender</I></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Kimberly A Malina</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Kimberly A Malina</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Senior Vice President</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><B>HSBC BANK USA, NATIONAL ASSOCIATION,</B><BR>
    <I>as a Lender</I></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
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    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Jack Kelly</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name:&nbsp; Jack Kelly</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Senior Vice President #23204</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">JPMorgan Chase Bank, N. A.,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Milena Kolev</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Milena Kolev</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Vice President</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">WELLS FARGO BANK, NATIONAL ASSOCIATION</FONT><FONT STYLE="font-size: 10pt">,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Karen H. McClain</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Karen H. McClain</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Managing Director</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">CITIBANK, N.A.</FONT><FONT STYLE="font-size: 10pt">,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Tony Sood</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Tony Sood</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Director</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">MORGAN STANLEY BANK, N.A.<FONT STYLE="font-size: 10pt">,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Michael King</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name:&nbsp; Michael King</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Authorized Signatory</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3in; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><B>TD Bank, N.A.</B><FONT STYLE="font-size: 10pt">, as a Lender</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Steve Levi</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Steve Levi</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Senior Vice President</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">GOLDMAN SACHS BANK USA<FONT STYLE="font-size: 10pt">,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Ananda DeRoche</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name:&nbsp; Ananda DeRoche</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Authorized Signatory</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">The Northern Trust Company<FONT STYLE="font-size: 10pt">,<BR>
    <I>as a Lender</I></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Andrew D. Holtz</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Andrew D. Holtz</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Senior Vice President</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">KeyBank National Association,<BR>
    <I>as an Exiting Lender</I></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:
</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Ashley
Braniecki</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name:&nbsp; Ashley
Braniecki</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&#9;&nbsp;&nbsp;&nbsp;Vice
President</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><P STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-indent: 0in"><FONT STYLE="font-size: 10pt">First
                    Commercial Bank, Ltd., Los Angeles Branch,<BR>
                    <I>as an Exiting Lender</I></FONT></P>
</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; width: 46%">/s/ Shih Pin Hsu</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name: &nbsp;Shih Pin Hsu</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:&nbsp;&nbsp;&nbsp;&nbsp;V.P. &amp; General Manager</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature Page to Fifth Amendment - Verisk</B></P></DIV>
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<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt; font-style: normal">EXHIBIT
A</FONT></P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center"><FONT STYLE="font-size: 10pt">Amended
Credit Agreement</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>Execution
Version</STRIKE></B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>EXECUTION VERSION</U></FONT></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt"><B>Annex I to <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment to<BR>
Second Amended and Restated Credit Agreement</B></FONT></P>

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<P STYLE="border-bottom: Black 4pt solid; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></P>

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<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>SECOND AMENDED AND RESTATED CREDIT AGREEMENT</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">Dated as of April 22, 2015</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">(as amended by the First Amendment, dated
    as of July 24, 2015, the Second Amendment, dated as of May 26, 2016, the Third Amendment, dated as of May 18, 2017 <FONT STYLE="color: red"><STRIKE>and</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
    </U></FONT>the Fourth Amendment, dated as of August 15, 2019 <FONT STYLE="text-underline-style: double; color: blue"><U>and the Fifth
    Amendment, dated as of April 5, 2023</U></FONT>)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">among</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
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    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>VERISK ANALYTICS, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">as a Borrower,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>BANK OF AMERICA, N.A.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">as Administrative Agent, Swing Line Lender<BR>
    and <FONT STYLE="text-underline-style: double; color: blue"><U>an </U></FONT>L/C Issuer,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">and</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">The Other Lenders Party Hereto</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>BOFA SECURITIES, INC.</B></FONT></TD></TR>
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    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">as</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">Sole Lead Arranger and Sole Bookrunner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>JPMorgan
Chase Bank, N.A.,</B></FONT></P>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>HSBC BANK
USA, N.A.,</B></FONT></P>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">and</FONT></P>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Wells
Fargo Bank, National Association</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">as</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">Co-Syndication Agents</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
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    <TD STYLE="width: 50%; font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 50%; font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
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    <TD STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 11pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>Table
of Contents</STRIKE></B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>TABLE OF CONTENTS</U></FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 10pt"><B>Page</B></FONT></P>

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<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    I.</FONT></TD>
    <TD STYLE="width: 80%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">DEFINITIONS
    AND ACCOUNTING TERMS</FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Defined
    Terms</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Other
    Interpretive Provisions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">29</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Accounting
    Terms</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>29</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>30</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Rounding</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>30</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>31</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Times
    of Day</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>30</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>31</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Letter
    of Credit Amounts</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>30</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>31</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Interpretation
    and Construction of Exceptions/Carveouts to Article VII Negative Covenants</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>30</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>31</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Additional
    Alternative Currencies</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">31</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">1.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Exchange
    Rates; Currency Equivalents</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    II.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">THE
    COMMITMENTS AND CREDIT EXTENSIONS</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>32</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>33</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Committed
    Loans</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>32</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>33</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Borrowings,
    Conversions and Continuations of Committed Loans</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>32</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>33</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Letters
    of Credit</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>34</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>35</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Swing
    Line Loans</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>42</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>43</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Prepayments</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>45</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>46</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Termination
    or Reduction of Commitments</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>46</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>47</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Repayment
    of Loans</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>46</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>47</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Interest</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>46</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>47</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Fees</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>47</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>48</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.10</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Computation
    of Interest and Fees; Retroactive Adjustments of Applicable Rate</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>48</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>49</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Evidence
    of Debt</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>48</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>49</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.12</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Payments
    Generally; Administrative Agent&rsquo;s Clawback</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>48</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>49</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.13</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Sharing
    of Payments by Lenders</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>50</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>51</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.14</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Increase
    in Commitments</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>51</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>52</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.15</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Several
    Liability</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>52</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>53</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.16</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Cash
    Collateral</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>52</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>53</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">2.17</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Defaulting
    Lenders</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>53</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>54</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>2.18</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>ESG
    Amendment</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>56</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    III.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">TAXES,
    YIELD PROTECTION AND ILLEGALITY</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>54</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>56</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Taxes</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>54</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>56</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Illegality</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>59</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>60</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Inability
    to Determine Rates</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>59</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>61</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Increased
    Costs</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>60</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>64</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Compensation
    for Losses</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>61</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>65</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Mitigation
    Obligations; Replacement of Lenders</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>62</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>65</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>3.07</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: red"><STRIKE>LIBOR Successor Rate</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: red"><STRIKE>62<FONT STYLE="font-size: 10pt">&nbsp;</FONT></STRIKE></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>3.07</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>66</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">3.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Survival</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>64</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>66</U></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    IV.</FONT></TD>
    <TD STYLE="width: 80%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">CONDITIONS
    PRECEDENT TO CREDIT EXTENSIONS</FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>64</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>66</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">4.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Conditions
    to Effectiveness</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>64</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>66</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">4.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Conditions
    to Certain Credit Extensions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>65</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>66</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    V.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">REPRESENTATIONS
    AND WARRANTIES</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>66</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>67</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Existence,
    Qualification and Power</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>66</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>67</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Authorization;
    No Contravention</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>66</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>67</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Governmental
    Authorization; Other Consents</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>66</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>67</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Binding
    Effect</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>66</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>67</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Financial
    Statements; No Material Adverse Effect</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>67</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>68</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Litigation</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>67</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>68</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">No
    Default</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>67</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>68</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Ownership
    of Property; Liens</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>67</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>68</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>67</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>68</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.10</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Insurance</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Taxes</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>68</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>69</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.12</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">ERISA
    Compliance</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>68</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>69</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.13</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.14</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Margin
    Regulations; Investment Company Act</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.15</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Disclosure</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.16</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Compliance
    with Laws</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.17</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.18</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.19</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">OFAC;
    Anti-Corruption Laws; Sanctions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>69</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>70</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.20</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.21</FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&nbsp;&nbsp;EEA</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Affected
    </U></FONT><FONT STYLE="font-size: 10pt; color: windowtext">Financial Institutions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">5.22</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Beneficial
    Ownership Certification</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    VI.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">AFFIRMATIVE
    COVENANTS</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Financial
    Statements</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Certificates;
    Other Information</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>70</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>71</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Notices</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>72</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>73</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Payment
    of Obligations</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Preservation
    of Existence, Etc</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Compliance
    with Laws</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Books
    and Records</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>73</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>74</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.10</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Inspection
    Rights</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">6.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Use
    of Proceeds</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>74</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>75</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>6.12</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Additional Guarantors</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>74</STRIKE></FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>6.13</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: Red"><STRIKE>Pari Passu Status</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>74</STRIKE></FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    VII.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">NEGATIVE
    COVENANTS</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>74</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>75</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">7.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Liens</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>74</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>75</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">7.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: windowtext">Priority
    Indebtedness; Permitted Subsidiary Acquisition Indebtedness</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">76</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; width: 15%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.03</FONT></TD>
    <TD STYLE="width: 80%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Fundamental
    Changes</FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">76</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Dispositions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: red"><STRIKE>Change
    in Nature of Business</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: Blue">&nbsp;</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: Blue">[Reserved]</FONT><FONT STYLE="font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Use
    of Proceeds</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Financial
    Covenants</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>7.09</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>77</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>7.10</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>77</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>7.09</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: Red"><STRIKE>Restricted Payments</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>78</STRIKE></FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>7.10</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: Red"><STRIKE>Accounting Changes</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>78</STRIKE></FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">7.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Anti-Corruption
    Laws; Sanctions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>78</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>77</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    VIII.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">EVENTS
    OF DEFAULT AND REMEDIES</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">8.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Events
    of Default</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">8.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Remedies
    Upon Event of Default</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>80</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>79</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">8.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Application
    of Funds</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>81</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>80</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    IX.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">ADMINISTRATIVE
    AGENT</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>82</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>81</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Appointment
    and Authority</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>82</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>81</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Rights
    as a Lender</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>82</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>81</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Exculpatory
    Provisions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">82</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Reliance
    by Administrative Agent</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>83</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>82</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Delegation
    of Duties</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">83</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Resignation
    of Administrative Agent</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>84</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>83</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Non-Reliance
    on Administrative Agent and Other Lenders</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>85</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>84</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">No
    Other Duties, Etc</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>85</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>84</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Administrative
    Agent May File Proofs of Claim</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>85</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>84</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>9.10</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="color: Red"><STRIKE>&nbsp;Collateral and Guaranty Matters</STRIKE></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>86</STRIKE></FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>9.10</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>85</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Guaranteed
    Hedge Agreements</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>86</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>85</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">9.12</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Certain
    </U></FONT><FONT STYLE="font-size: 10pt">ERISA Matters</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>86</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>85</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>9.13</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Recovery
    of Erroneous Payments</U></FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>86</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    X.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">MISCELLANEOUS</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>87</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>86</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Amendments,
    Etc</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>87</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>86</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Notices;
    Effectiveness; Electronic Communication</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>88</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>87</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">No
    Waiver; Cumulative Remedies; Enforcement</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>90</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>89</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Expenses;
    Indemnity; Damage Waiver</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>91</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>90</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Payments
    Set Aside</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>92</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>91</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Successors
    and Assigns</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>93</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>92</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.07</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Treatment
    of Certain Information; Confidentiality</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>97</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>96</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.08</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Right
    of Setoff</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>98</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>97</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.09</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Interest
    Rate Limitation</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>98</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>97</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.10</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Counterparts;
    Integration; Effectiveness</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>98</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>97</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.11</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Survival
    of Representations and Warranties</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>99</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>98</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.12</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Severability</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>99</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>98</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.13</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Replacement
    of Lenders</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>99</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>98</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.14</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Governing
    Law; Jurisdiction; Etc</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>100</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>99</U></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; width: 15%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.15</FONT></TD>
    <TD STYLE="width: 80%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Waiver
    of Jury Trial</FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>101</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>100</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.16</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">No
    Advisory or Fiduciary Responsibility</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>101</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>100</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.17</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Electronic
    Execution of Assignments and Certain Other Documents</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>101</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>100</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.18</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">USA
    PATRIOT Act</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>102</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>101</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.19</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Time
    of the Essence</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>102</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>101</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.20</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Keepwell</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>102</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>101</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.21</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Designation
    of Additional Borrowing Subsidiaries</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>102</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>101</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.22</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Acknowledgement
    and Consent to Bail-In of <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected
    </U></FONT>Financial Institutions</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>103</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>102</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.23</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Judgment
    Currency</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>103</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>102</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">10.24</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Acknowledgement
    Regarding Any Supported QFCs</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>103</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>102</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">Article
    XI.</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt">GUARANTEE
    OF BORROWING SUBSIDIARY OBLIGATIONS</FONT></TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>104</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>103</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-transform: uppercase">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.01</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Guaranty</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>104</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>103</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.02</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Certain
    Waivers</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>105</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>104</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.03</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Obligations
    Independent</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>105</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>104</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.04</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Subrogation</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>105</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>104</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.05</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Subordination</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>105</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>104</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">11.06</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt">Stay
    of Acceleration</FONT></TD>
    <TD STYLE="text-indent: 0in; text-underline-color: black"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>106</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>105</U></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<P STYLE="margin-top: 0; margin-bottom: 0"><B>SCHEDULES</B></P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt; width: 15%"><FONT STYLE="font-size: 10pt">2.01</FONT></TD>
    <TD STYLE="font-size: 12pt; width: 80%"><FONT STYLE="font-size: 10pt">Commitments
    and Applicable Percentages</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">5.03</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Other Consents</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">5.06</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Litigation</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">5.12</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">ERISA Compliance</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">7.01</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Existing
    Liens</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">10.02</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Administrative
    Agent&rsquo;s Office; Certain Addresses for Notices</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"><B>EXHIBITS</B></FONT></P>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt; width: 15%"><FONT STYLE="font-size: 10pt"><B>Form
    of</B></FONT></TD>
    <TD STYLE="font-size: 12pt; width: 80%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 12pt; width: 5%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">A</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Committed
    Loan Notice</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">B</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Swing Line
    Loan Notice</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">C</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Note</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">D</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Compliance
    Certificate</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">E-1</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Assignment
    and Assumption</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">E-2</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Administrative
    Questionnaire</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">E-3</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Joinder</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: red">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>F</STRIKE></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Continuing
    Guaranty</STRIKE></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: red">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt; color: green"><STRIKE>G</STRIKE></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: green"><STRIKE>Notice
    of Loan Prepayment</STRIKE></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>F</U></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>G</U></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>Notice
    of Loan Prepayment</U></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">H-1</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">U.S. Tax
    Compliance Certificate (For Foreign Lenders That Are Not Partnerships For U.S. Federal Income Tax Purposes)</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">H-2</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">U.S. Tax
    Compliance Certificate (For Foreign Participants That Are Not Partnerships For U.S. Federal Income Tax Purposes)</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">H-3</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">U.S. Tax
    Compliance Certificate (For Foreign Participants That Are Partnerships For U.S. Federal Income Tax Purposes)</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">H-4</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">U.S. Tax
    Compliance Certificate (For Foreign Lenders That Are Partnerships For U.S. Federal Income Tax Purposes)</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">I</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Solvency
    Certificate</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.375in; font-size: 12pt"><FONT STYLE="font-size: 10pt">J</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Designation
    of Borrowing Subsidiary</FONT></TD>
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; color: red"></FONT><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>SECOND AMENDED
AND RESTATED CREDIT AGREEMENT</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">This <B>SECOND AMENDED AND RESTATED
CREDIT AGREEMENT</B> <FONT STYLE="text-underline-style: double; color: green"><U>is entered into as of April 22, 2015 </U></FONT>(hereinafter,
as amended by the First Amendment, dated as of July 24, 2015, the Second Amendment, dated as of May 26, 2016 <FONT STYLE="color: red"><STRIKE>and</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>the Third Amendment, dated as of May 18, 2017 <FONT STYLE="text-underline-style: double; color: blue"><U>and the Fourth Amendment,
dated as of August 15, 2019 </U></FONT>(the &ldquo;<U>Existing Credit Agreement</U>&rdquo;), and as it may be further from time to time
amended, <FONT STYLE="text-underline-style: double; color: blue"><U>restated, amended and restated, </U></FONT>modified, extended, renewed,
substituted, and/or supplemented, referred to as this &ldquo;<U>Agreement</U>&rdquo;) <FONT STYLE="color: green"><STRIKE>is entered into
as of April 22, 2015</STRIKE></FONT><STRIKE><FONT STYLE="color: red">,</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>by and among <B>VERISK ANALYTICS, INC.</B>, a Delaware corporation (&ldquo;<U>Verisk</U>&rdquo;), each lender from time to
time party hereto (collectively, the &ldquo;<U>Lenders</U>&rdquo; and individually, a &ldquo;<U>Lender</U>&rdquo;), and <B>BANK OF AMERICA,
N.A.</B>, as Administrative Agent, Swing Line Lender and <FONT STYLE="text-underline-style: double; color: blue"><U>an </U></FONT>L/C
Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Verisk and the Lenders amended and restated
that certain Amended and Restated Credit Agreement dated as of October 25, 2011, executed by and among, <I>inter alia</I>, Verisk, Insurance
Services Office, Inc., a Delaware corporation (&ldquo;<U>ISO</U>&rdquo;), certain lenders and the agents party thereto (hereinafter,
as it has been from time to time amended, modified, extended, renewed, substituted, and/or supplemented prior to April 22, 2015, referred
to as the &ldquo;<U>Original Credit Agreement</U>&rdquo;) and provided the Borrowers with a $<FONT STYLE="color: red"><STRIKE>1.5</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>1
</U></FONT>billion revolving credit facility (the &ldquo;<U>Facility</U>&rdquo;) pursuant to the Existing Credit Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Verisk has requested that on the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date, the Lenders party to the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment amend the Existing Credit Agreement <FONT STYLE="color: red"><STRIKE>to provide for, amongst other things, (a) a
reduction in the principal amount of the Commitments under the Facility from $1.5 billion to $1.0 billion (while correspondingly increasing
the uncommitted amounts available pursuant to Section 2.14 of the Existing Credit Agreement from $500 million to $1.0 billion), (b) an
extension of the Maturity Date in respect of the Facility to a date which is five years after the Fourth Amendment Effective Date, (c)
the ability for Loans to be funded in Euros and Sterling, (d) certain modifications to the definition of &ldquo;Applicable Rate&rdquo;,
among other things, to reflect reductions in pricing and (e) changes to the financial covenant based on Consolidated Funded Debt Leverage
Ratio to allow for one temporary step-up to 4.25:1.00 and one temporary step-up to 4.00:1.00.</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>as
set forth herein.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">In consideration of these premises and
the mutual representations, covenants and agreements of the Borrowers, the agents and the lenders, each party hereto hereby promises,
covenants and agrees to amend the Existing Credit Agreement with all of the terms, conditions, and provisions set forth herein below
and all of the terms, conditions, and provisions of the Existing Credit Agreement are, subject to the occurrence of the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date, hereby deemed superseded, substituted, and replaced by the following:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
I.<FONT STYLE="font-family: Times New Roman, Times, Serif; text-transform: none"><BR>
DEFINITIONS AND ACCOUNTING TERMS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Defined Terms</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">As used in this Agreement, the following
terms shall have the meanings set forth below:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Administrative Agent</U>&rdquo;
means Bank of America in its capacity as administrative agent under any of the Loan Documents, or any successor administrative agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Administrative Agent&rsquo;s
Office</U>&rdquo; means, with respect to any currency, the Administrative Agent&rsquo;s address and, as appropriate, account as set forth
on <U>Schedule 10.02</U> with respect to such currency, or such</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">other address or account with respect
to such currency as the Administrative Agent may from time to time notify to the Borrowers and the Lenders.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Administrative Questionnaire</U>&rdquo;
means an Administrative Questionnaire in substantially the form of <U>Exhibit E-2</U> or any other form approved by the Administrative
Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;Affected
Eurocurrency Rate Loan</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">&rdquo; has the meaning specified in Section</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">3.02.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Affected
Financial Institution&rdquo; means (a) any EEA Financial Institution or (b) any UK Financial Institution.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Affiliate</U>&rdquo; means,
with respect to any Person, another Person that directly, or indirectly through one or more intermediaries, Controls or is Controlled
by or is under common Control with the Person specified.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Aggregate Commitments</U>&rdquo;
means the Commitments of all the Lenders.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Agreed
Currency&rdquo; means Dollars or any Alternative Currency, as applicable.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Agreement</U>&rdquo; has the
meaning specified in the introductory paragraphs hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Agreement Currency</U>&rdquo;
has the meaning specified in <U>Section 10.23</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Alternative Currency</U>&rdquo;
means<FONT STYLE="color: red"><STRIKE>, with respect to Eurocurrency Rate Loans and Letters of Credit, </STRIKE></FONT> each of the following
currencies: Euro, Sterling, together with each other currency (other than Dollars) that is approved in accordance with <U>Section 1.08</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Alternative
Currency Daily Rate&rdquo; means, for any day, with respect to any Credit Extension:</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: blue"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>denominated
                                            in Sterling, the rate per annum equal to SONIA determined pursuant to the definition thereof
                                            plus the SONIA Adjustment; and</U></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(b)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>denominated
                                            in any other </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Alternative
                                            Currency (</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">to
                                            the extent such </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Loans
                                            denominated in such currency will bear interest at a daily rate), the daily rate per annum
                                            as designated </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">with
                                            respect to such Alternative Currency at the time such Alternative Currency is approved by
                                            the Administrative Agent and the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">relevant
                                            Lenders pursuant to Section 1.08 plus the adjustment (if any) determined by the Administrative
                                            Agent and the relevant </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Lenders
                                            pursuant to Section 1.08;</FONT></U></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>provided,
that, if any Alternative Currency Daily Rate shall be less than zero, such rate shall be deemed zero for purposes of this Agreement.
Any change in an Alternative Currency Daily Rate shall be effective from and including the date of such change without further notice.
For the avoidance of doubt, this Agreement does not include an Alternative Currency Daily Rate for Alternative Currency Loans in Euros.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Alternative
Currency Daily </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Rate Loan&rdquo; means a Loan
that bears interest at a rate based on the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">definition
of &ldquo;Alternative Currency Daily Rate.&rdquo; All Alternative Currency Daily Rate Loans must be </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">denominated
in an Alternative Currency</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Alternative
Currency Equivalent</U>&rdquo; means, at any time, with respect to any amount denominated in Dollars, the equivalent amount thereof in
the applicable Alternative Currency as determined by the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Administrative
Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer, as the case may be, at such time
on the basis of the Spot Rate (determined in respect of the most recent Revaluation Date) for the purchase of such Alternative Currency
with Dollars.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Alternative
Currency Loan&rdquo; means an Alternative Currency Daily Rate Loan or an Alternative Currency Term Rate Loan, as applicable.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Alternative
Currency Term Rate&rdquo; means, for any Interest Period, with respect to any Credit Extension: </U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>denominated
                                            in Euros, the rate per annum equal to the Euro Interbank Offered Rate (&ldquo;EURIBOR&rdquo;),
                                            as published on the applicable Reuters screen page (or such other commercially available
                                            source providing such quotations as may be designated by the Administrative Agent from time
                                            to time) on the day that is two TARGET Days preceding the </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">first
                                            day of such </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Interest
                                            Period with a term equivalent to such Interest Period; and</FONT></U></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(b)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>denominated
                                            in any other Alternative Currency (to the extent such Loans denominated in such currency
                                            will bear interest at a term rate), the term rate per annum as designated with respect to
                                            such Alternative Currency at the time such Alternative Currency </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">is
                                            approved by the Administrative Agent </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">and
                                            the relevant Lenders pursuant to Section 1.09(a) plus the adjustment (if any) determined
                                            by the Administrative Agent and the relevant Lenders pursuant to Section 1.08;</FONT></U></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>provided,
that, if any Alternative Currency Term Rate shall be less than zero, such rate shall be deemed zero for purposes of this Agreement. For
the avoidance of doubt, this Agreement does not include an Alternative Currency Term Rate for Alternative Currency Loans in Sterling.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Alternative
Currency Term Rate </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Loan&rdquo; means a Loan </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">that
bears </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">interest at a rate based on the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">definition
of &ldquo;Alternative Currency Term Rate.&rdquo;&nbsp; All Alternative Currency Term Rate Loans must be denominated in an Alternative
Currency.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Anti-Corruption Laws</U>&rdquo;
means all laws, rules, and regulations of any jurisdiction applicable to any Borrower or any of its Subsidiaries from time to time concerning
or relating to bribery or corruption.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Applicable
Authority&rdquo; means (a) with respect to SOFR, the SOFR Administrator or any </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Governmental
Authority having jurisdiction over the Administrative Agent </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">or
the SOFR Administrator with respect to its publication of SOFR, in each case acting in such capacity and (b) with respect to any Alternative
Currency, the applicable administrator for the Relevant Rate for such Alternative Currency or any Governmental Authority having jurisdiction
over the Administrative Agent or such administrator with respect to its publication of the applicable Relevant Rate, in each case acting
in such capacity.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Applicable Percentage</U>&rdquo;
means with respect to any Lender at any time, the percentage (carried out to the ninth decimal place) of the Aggregate Commitments represented
by such Lender&rsquo;s Commitment at such time, subject to adjustment as provided in <U>Section 2.17</U>. If the commitment of each Lender
to make Loans and the obligation of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer to make L/C Credit Extensions have been terminated pursuant to <U>Section 8.02</U> or if the Aggregate Commitments
have expired, then the Applicable Percentage of each Lender shall be determined based on the Applicable Percentage of such Lender most
recently in effect, giving effect to any subsequent assignments. The initial Applicable Percentage of each Lender is set forth opposite
the name of such Lender on <U>Schedule 2.01</U> or in the Assignment and Assumption pursuant to which such Lender becomes a party hereto,
as applicable.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Applicable Rate</U>&rdquo;
means, from time to time, the following percentages per annum with respect to the Commitment Fees, <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, SOFR Daily Floating</U></FONT> Rate Loans, <FONT STYLE="color: red"><STRIKE>LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans, Base Rate Loans or Letter of Credit Fees, as applicable, based upon the Public Debt Rating as set forth below:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 10%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Pricing Level</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Public
    Debt Rating</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Commitment
    Fee</B></FONT></TD>
    <TD STYLE="width: 31%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>Eurocurrency</STRIKE></B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Applicable
    </U></FONT></B><B><FONT STYLE="font-size: 10pt">Rate <FONT STYLE="color: red"><STRIKE>/ LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>for
    Term SOFR Loans, SOFR</U></FONT> Daily Floating Rate <FONT STYLE="color: red"><STRIKE>Margin</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Loans
    and Alternative Currency Loans</U></FONT></FONT></B></TD>
    <TD STYLE="width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><B><U>Applicable
    Rate for </U></B></FONT><B><FONT STYLE="font-size: 10pt">Base Rate <FONT STYLE="color: red"><STRIKE>Margin</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Loans</U></FONT></FONT></B></TD>
    <TD STYLE="width: 12%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Letter
    of Credit Fee</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">1</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&gt;
    A- / A3 / A-</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">8.0 bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">100.0
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">0.0 bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">100.0
    bps</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">2</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BBB+
    / Baa1 / BBB+</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>10.0</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>9.0
    </U></FONT><FONT STYLE="font-size: 10pt">bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">112.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">12.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">112.5
    bps</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">3</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BBB
    / Baa2 / BBB</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>12.5</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>10.0
    </U></FONT><FONT STYLE="font-size: 10pt">bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">125.0
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">25.0
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">125.0
    bps</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">4</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">BBB-
    / Baa3 / BBB-</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>15.0</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>12.5
    </U></FONT><FONT STYLE="font-size: 10pt">bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">137.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">37.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">137.5
    bps</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">5</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">&le;
    BB+ / Ba1 / BB+</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>20.0</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>17.5
    </U></FONT><FONT STYLE="font-size: 10pt">bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">162.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">62.5
    bps</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">162.5
    bps</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Initially,
the Applicable Rate shall be determined based upon the Public Debt Rating specified in a certificate delivered to the Administrative
Agent on or prior to the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date. Thereafter, each change in the Applicable Rate resulting from a publicly announced change in the
Public Debt Rating shall be effective, in the case of an upgrade or a downgrade, during the period commencing on the date of the public
announcement thereof and ending on the date immediately preceding the next such change pursuant to this Agreement. If the rating system
of S&amp;P, Moody&rsquo;s or Fitch shall change, or if any such rating agency shall cease to be in the business of rating corporate debt
obligations, Verisk and the Lenders shall negotiate in good faith to amend this definition to reflect such changed rating system or the
unavailability of ratings from such rating agency and, pending the effectiveness of any such amendment, the Applicable Rate shall be
determined by reference to the rating most recently in effect prior to such change or cessation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Applicable Time</U>&rdquo;
means, with respect to any <FONT STYLE="color: red"><STRIKE>borrowings</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Borrowings
</U></FONT>and payments in any Alternative Currency, the local time in the place of settlement for such Alternative Currency as may be
determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer,
as the case may be, to be necessary for timely settlement on the relevant date in accordance with normal banking procedures in the place
of payment.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Approved Fund</U>&rdquo; means
any Fund that is administered or managed by (a) a Lender, (b) an Affiliate of a Lender or (c) an entity or an Affiliate of an entity
that administers or manages a Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Arranger</U>&rdquo; means
BofA Securities, Inc., in its capacity as sole lead arranger and sole bookrunner.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Assets</U>&rdquo; means, at
any time, the total assets of Verisk and its direct and indirect Subsidiaries on a consolidated basis which would be shown as assets
on a consolidated balance sheet of Verisk and its consolidated Subsidiaries as of such time prepared in accordance with GAAP, after eliminating
all amounts properly attributable to minority interests, if any, in the stock and surplus of Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Assignee Group</U>&rdquo;
means two or more Eligible Assignees that are Affiliates of one another or two or more Approved Funds managed by the same investment
advisor.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Assignment and Assumption</U>&rdquo;
means an assignment and assumption entered into by a Lender and an Eligible Assignee (with the consent of any party whose consent is
required by <U>Section 10.06(b)</U>), and accepted by the Administrative Agent, in substantially the form of <U>Exhibit E-1</U> or any
other form (including electronic documentation generated by use of an electronic platform) approved by the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Attributable Indebtedness</U>&rdquo;
means, on any date, (a) in respect of any Capitalized Lease of any Person, the capitalized amount thereof that would appear on a balance
sheet of such Person prepared as of such date in accordance with GAAP and (b) in respect of any Synthetic Lease Obligation, the capitalized
amount of the remaining lease payments under the relevant lease that would appear on a balance sheet of such Person prepared as of such
date in accordance with GAAP if such lease were accounted for as a Capitalized Lease.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Audited Financial Statements</U>&rdquo;
means the audited consolidated balance sheet of Verisk and its direct and indirect Subsidiaries for the fiscal year ended December 31,
<FONT STYLE="color: red"><STRIKE>2018</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>2022</U></FONT>, and
the related consolidated statements of income or operations, shareholders&rsquo; equity and cash flows for such fiscal year of Verisk
and its direct and indirect Subsidiaries, including the notes thereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Availability Period</U>&rdquo;
means the period from and including the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date to the earliest of (a) the Maturity Date, (b) the date of termination of the Aggregate Commitments
pursuant to <U>Section 2.06</U>, and (c) the date of termination of the commitment of each Lender to make Loans and of the obligation
of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each</U></FONT> L/C
Issuer to make L/C Credit Extensions pursuant to <U>Section 8.02</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Bail-In Action</U>&rdquo;
means the exercise of any Write-Down and Conversion Powers by the applicable <FONT STYLE="color: red"><STRIKE>EEA </STRIKE></FONT>Resolution
Authority in respect of any liability of an <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected
</U></FONT>Financial Institution.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Bail-In Legislation</U>&rdquo;
means<FONT STYLE="color: red"><STRIKE>,</STRIKE></FONT> <FONT STYLE="text-underline-style: double; color: blue"><U>(a)</U></FONT> with
respect to any EEA Member Country implementing Article 55 of Directive 2014/59/EU of the European Parliament and of the Council of the
European Union, the implementing law<FONT STYLE="text-underline-style: double; color: blue"><U>, regulation rule or requirement</U></FONT>
for such EEA Member Country from time to time which is described in the EU Bail-In Legislation Schedule<FONT STYLE="color: red"><STRIKE>.
</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>and (b) with respect to the United Kingdom, Part I of the
United Kingdom Banking Act 2009 (as amended from time to time) and any other law, regulation or rule applicable in the United Kingdom
relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (other than
through liquidation, administration or other insolvency proceedings).</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Bank of America</U>&rdquo;
means Bank of America, N.A. and its successors.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Base Rate</U>&rdquo; means
for any day a fluctuating rate per annum equal to the highest of (a) the Prime Rate for such day, (b) the sum of the Federal Funds Rate
for such day <U>plus</U> fifty basis points (0.50%), and (c) <FONT STYLE="color: red"><STRIKE>except during any Eurocurrency Unavailability
Period, the Eurocurrency Rate for a one month</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR for
a one-month</U></FONT> Interest Period beginning on such day (or if such day is not a Business Day, the immediately preceding Business
Day) <U>plus</U> one hundred basis points (1.0%).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Base Rate Committed Loan</U>&rdquo;
means a Committed Loan that is a Base Rate Loan.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Base Rate Loan</U>&rdquo;
means a Loan that bears interest based on the Base Rate. All Base Rate Loans shall be denominated in Dollars.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Beneficial
Ownership Certification</U>&rdquo; means a certification regarding beneficial ownership required by the Beneficial Ownership Regulation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Beneficial
Ownership Regulation</U>&rdquo; means 31 C.F.R. &sect;&nbsp;1010.230, as amended from time to time.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrower</U>&rdquo; and &ldquo;<U>Borrowers</U>&rdquo;
mean Verisk and each Borrowing Subsidiary, if any. As of the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date, the only Borrower is Verisk.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrower Materials</U>&rdquo;
has the meaning specified in <U>Section 6.02</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrowing</U>&rdquo; means
a Committed Borrowing or a Swing Line Borrowing, as the context may require.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrowing Subsidiary</U>&rdquo;
means, at any time, each Wholly-Owned Domestic Subsidiary of Verisk that, following the date hereof, has been designated by Verisk as
an additional Borrower hereunder and that has undertaken the obligations of a Borrowing Subsidiary, all in accordance with <U>Section
10.21</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrowing Subsidiary Obligations</U>&rdquo;
mean the Obligations of each of the Borrowing Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Business Day</U>&rdquo; means
any day other than a Saturday, Sunday or other day on which commercial banks are authorized to close under the Laws of, or are in fact
closed in, the state where the Administrative Agent&rsquo;s Office is located <FONT STYLE="color: red"><STRIKE>and</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>;
provided that</U></FONT>:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;if
such day relates to <FONT STYLE="text-underline-style: double; color: blue"><U>any </U></FONT>interest <FONT STYLE="color: red"><STRIKE>at
a </STRIKE></FONT>rate <FONT STYLE="color: red"><STRIKE>based on the Eurocurrency </STRIKE></FONT><STRIKE><FONT STYLE="color: Green">Rate
with respect to a </FONT><FONT STYLE="color: red">LIBOR Quoted Currency or the LIBOR Daily Floating Rate, means any such day that is
a London Banking</FONT></STRIKE> <FONT STYLE="text-underline-style: double; color: blue"><U>settings as to an Alternative Currency Loan
denominated in Euro, any fundings, disbursements, settlements and payments in Euro in respect of any such Alternative Currency Loan,
or any other dealings in Euro to be carried out pursuant to this Agreement in respect of any such Alternative Currency Loan, means a
Business Day that is also a TARGET</U></FONT> Day;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>(b)</U></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="text-underline-style: double; color: blue"><U>if
such day relates to any interest rate settings as to an Alternative Currency Loan denominated in Sterling, means a day other than a day
banks are closed for general business in London because such day is a Saturday, Sunday or a legal holiday under the laws of the United
Kingdom; </U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">(<FONT STYLE="color: red"><STRIKE>b</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>c</U></FONT>)&#9;if
such day relates to any interest rate <FONT STYLE="color: red"><STRIKE>based on the Eurocurrency </STRIKE></FONT><STRIKE><FONT STYLE="color: green">Rate
with respect to </FONT><FONT STYLE="color: red">a Non-LIBOR Quoted</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>settings
as to an Alternative</U></FONT> Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Loan denominated in a currency other
than, Euro or Sterling</U></FONT>, means any such day <FONT STYLE="color: red"><STRIKE>that is open for banks for foreign exchange business
in the principal financial center of the country of </STRIKE></FONT><FONT STYLE="text-underline-style: double; color: green"><U>on which
dealings in </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">deposits in the relevant currency
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">are conducted by and between banks in the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">applicable
offshore interbank market for </FONT></U><FONT STYLE="font-size: 10pt">such currency; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">(<FONT STYLE="color: red"><STRIKE>c</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>d</U></FONT>)&#9;if
such day relates to any fundings, disbursements, settlements and payments in a currency other than <FONT STYLE="color: red"><STRIKE>Dollars
or </STRIKE></FONT>Euro in respect of <FONT STYLE="color: red"><STRIKE>a Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Alternative Currency</U></FONT> Loan denominated in a currency other than <FONT STYLE="color: red"><STRIKE>Dollars or </STRIKE></FONT>Euro,
or any other dealings in any currency other than <FONT STYLE="color: red"><STRIKE>Dollars or </STRIKE></FONT>Euro to be carried out pursuant
to this Agreement in respect of any such <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loan (other than any interest rate settings), means any such day on which banks are open for foreign exchange business
in the principal financial center of the country of such currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Capital
Expenditures</STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: green"><STRIKE>&rdquo; means, with respect to any </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: red">Person
for any period, any expenditure in respect of the purchase or other acquisition of any fixed or capital asset (excluding normal replacements
and maintenance which are properly charged to current operations). For purposes of this definition, the purchase price of equipment that
is purchased simultaneously with the trade-in of existing equipment or with insurance proceeds shall be included in Capital Expenditures
only </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">to the extent of the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">gross
amount by which such purchase price exceeds the credit granted by the seller of such equipment for the equipment being traded in at such
time or the amount of such insurance proceeds, as the case may be.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Capitalized Leases</U>&rdquo;
means all leases that have been or should be, in accordance with GAAP, recorded as capitalized leases.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Cash Collateralize</U>&rdquo;
means to pledge and deposit with or deliver to the Administrative Agent, for the benefit of the Administrative Agent, L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>or Swing Line Lender (as applicable) and the Lenders, as collateral for L/C Obligations, Obligations in respect of Swing Line
Loans, or obligations of Lenders to fund participations in respect of either thereof (as the context may require), cash or deposit account
balances or, if the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer or Swing Line Lender benefitting
from such collateral shall agree in its sole discretion, other credit support, in each case pursuant to documentation in form and substance
satisfactory to (a) the Administrative Agent and (b) the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C
Issuer or the Swing Line Lender (as applicable). &ldquo;<U>Cash Collateral</U>&rdquo; shall have a meaning correlative to the foregoing
and shall include the proceeds of such cash collateral and other credit support.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Change in Law</U>&rdquo; means
the occurrence, after the <FONT STYLE="color: red"><STRIKE>date of this Agreement</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
Amendment Effective Date</U></FONT>, of any of the following: (a) the adoption or taking effect of any law, rule, regulation or treaty,
(b) any change in any law, rule, regulation or treaty or in the administration, interpretation, implementation or application thereof
by any Governmental Authority or (c) the making or issuance of any request, rule, guideline or directive (whether or not having the force
of law) by any Governmental Authority; <U>provided</U> that notwithstanding anything herein to the contrary, (i) the Dodd-Frank Wall
Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives thereunder or issued in connection therewith
<FONT STYLE="text-underline-style: double; color: blue"><U>or in the implementation thereof </U></FONT>and (ii) all requests, rules,
guidelines or directives promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision (or any successor
or similar authority) or the United States or foreign regulatory authorities, in each case pursuant to Basel III, shall in each case
be deemed to be a &ldquo;Change in Law&rdquo;, regardless of the date enacted, adopted <FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>issued <FONT STYLE="text-underline-style: double; color: blue"><U>or implemented</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Change of Control</U>&rdquo;
means an event or series of events by which<FONT STYLE="color: red"><STRIKE>:</STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a)</STRIKE></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
any &ldquo;person&rdquo; or &ldquo;group&rdquo; (as such terms are used in Sections 13(d) and 14(d) of the Securities Exchange Act of
1934, but excluding any employee benefit plan of such person or its subsidiaries, and any person or entity acting in its capacity as
trustee, agent or other fiduciary or administrator of any such plan) becomes the &ldquo;beneficial owner&rdquo; (as defined in Rules
13d-3 and 13d-5 under the Securities Exchange Act of 1934, except that a person or group shall be deemed to have &ldquo;beneficial ownership&rdquo;
of all securities that such person or group has the right to acquire, whether such right is exercisable immediately or only after the
passage of time (such right, an &ldquo;option right&rdquo;)), directly or indirectly, of 35% or more of the equity securities of Verisk
entitled to vote for members of the board of directors or equivalent governing body of Verisk on a fully-diluted basis (and taking into
account all such securities that such person or group has the right to acquire pursuant to any option right)<FONT STYLE="color: red"><STRIKE>;
or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;CME&rdquo;
means CME Group Benchmark Administration Limited.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(b)</STRIKE></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="color: red"><STRIKE>during
any period of 12 consecutive months, a majority of the members of the board of directors or other equivalent governing body of Verisk
cease to be composed of </STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>individuals
(i) who were members of that board or equivalent governing body on the </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">first
day of such </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">period, (ii) whose election or nomination to that board
or equivalent governing body was approved by individuals referred to in </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>clause
(i)</STRIKE></U> <STRIKE>above constituting at the time of such election or nomination at least a majority of that board or equivalent
governing body or (iii) whose election or nomination to that board or other equivalent governing body was approved by individuals referred
to in </STRIKE><U><STRIKE>clauses (i)</STRIKE></U> <STRIKE>and </STRIKE><U><STRIKE>(ii)</STRIKE></U> <STRIKE>above constituting at the
time of such election or nomination at least a majority of that board or equivalent governing body; or</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(c)</STRIKE></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="color: red"><STRIKE>any
Person or two or more Persons acting in concert shall have acquired by contract or otherwise, or shall have entered into a contract or
arrangement that, upon consummation thereof, will result in its or their acquisition of the power to exercise, directly or indirectly,
a controlling influence over the management or policies of Verisk, or control over the equity securities of Verisk entitled to vote for
members of the board of directors or equivalent governing body of Verisk on a fully-diluted basis (and taking into account all such securities
that such Person or group has the right to acquire pursuant to any option right) representing 35% or more of the combined voting power
of such securities.</STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Code</U>&rdquo; means the
Internal Revenue Code of 1986.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Commitment</U>&rdquo; means,
as to each Lender, its obligation to (a) make Committed Loans to the Borrowers pursuant to <U>Section 2.01</U>, (b) purchase participations
in L/C Obligations, and (c) purchase participations in Swing Line Loans, in an aggregate principal amount at any one time outstanding
not to exceed the amount set forth opposite such Lender&rsquo;s name on <U>Schedule 2.01</U> or in the Assignment and Assumption pursuant
to which such Lender becomes a party hereto, as applicable, as such amount may be adjusted from time to time in accordance with this
Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Commitment Fee</U>&rdquo;
has the meaning specified in <U>Section 2.09(a)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Committed Borrowing</U>&rdquo;
means a borrowing consisting of simultaneous Committed Loans of the same Type and, in the case of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans and/or Alternative Currency Term</U></FONT> Rate Loans, having the same Interest Period made by each of the Lenders pursuant
to <U>Section 2.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Committed Loan</U>&rdquo;
has the meaning specified in <U>Section 2.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Committed Loan Notice</U>&rdquo;
means a notice of (a) a Committed Borrowing, (b) a conversion of Committed Loans from one Type to the other, or (c) a continuation of
<FONT STYLE="color: red"><STRIKE>Eurocurrency Rate Loans or LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans and/or Alternative Currency Term Rate</U></FONT> Loans, in each case pursuant to <U>Section 2.02(a)</U>, substantially in
the form of <U>Exhibit A</U> or such other form as may be approved by the Administrative Agent (including any form on an electronic platform
or electronic transmission system which form, platform and system shall be approved by the Administrative Agent), appropriately completed
and signed by a Responsible Officer of the applicable Borrower.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Commodity Exchange Act</U>&rdquo;
means the Commodity Exchange Act (7 U.S.C. &sect; 1 et seq.), as amended from time to time, and any successor statute.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Compliance Certificate</U>&rdquo;
means a certificate substantially in the form of <U>Exhibit D</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Conforming
Changes&rdquo; means, with respect to </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">the use,
administration of or any conventions associated with SOFR, SONIA, EURIBOR, any other Relevant Rate or any proposed Successor Rate for
an Agreed Currency or Term SOFR, as applicable</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">,
any conforming changes to the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">definitions of &ldquo;Base
Rate&rdquo;, &ldquo;SOFR&rdquo;, &ldquo;SONIA&rdquo;, &ldquo;EURIBOR&rdquo;, &ldquo;Relevant Rate&rdquo;, &ldquo;Interest Payment Date&rdquo;
and &ldquo;Interest </FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Period&rdquo;</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">,
timing and frequency of determining rates and making payments of interest and other </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">technical,
administrative or operational matters (including, for the avoidance of doubt, the definitions of &ldquo;Business Day&rdquo; and &ldquo;U.S.
Government Securities Business Day&rdquo;, timing of borrowing requests or prepayment, conversion or continuation notices and length
of lookback periods) that the Administrative Agent, in consultation with Verisk, determines may be appropriate </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">to
reflect the adoption </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">and implementation of such
applicable rate(s) </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">and to permit the administration
thereof by the Administrative Agent in a manner substantially consistent with market practice </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">for
such Agreed Currency </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">(or, if the Administrative
Agent determines that adoption of any portion of such market practice is not administratively feasible or that no market practice for
the administration of such </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">rate exists for such
Agreed Currency</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">, in such other manner of administration
as </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">the Administrative Agent, in consultation with
Verisk, determines is reasonably necessary in connection with the administration of this Agreement and any other Loan Document).</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Connection Income Taxes</U>&rdquo;
means Other Connection Taxes that are imposed on or measured by net income (however denominated) or that are franchise Taxes or branch
profits Taxes.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated EBIT</U>&rdquo;
means, for any period, for Verisk and its direct and indirect Subsidiaries on a consolidated basis, an amount equal to Consolidated Net
Income for such period <U>plus</U> (a) the following to the extent deducted in calculating such Consolidated Net Income: (i) Consolidated
Interest Charges for such period; (ii) the provision for Federal, state, local and foreign income taxes payable by Verisk and its direct
and indirect Subsidiaries for such period; (iii) non-cash <FONT STYLE="color: red"><STRIKE>charges for the appreciation of ESOP shares
for such period; (iv) non-cash stock option</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>stock-related compensation
</U></FONT>expenses under FASB Accounting Standards Codification 718 for such period; (<FONT STYLE="color: red"><STRIKE>v) non-cash expenses
in connection with ISO&rsquo;s Top Hat Plan and Deferred Compensation Plan for such period, </STRIKE></FONT><STRIKE><FONT STYLE="color: green">to
the extent such </FONT><FONT STYLE="color: red">expenses are the result of increasing the participant liabilities for said plans due
to the appreciation in value of the investments held in said plan; (vi) non-cash expenses other than temporary impairment of ISO&rsquo;s
Top Hat Plan and Deferred Compensation Plan for such period, to the extent such expenses are the result of the depreciation in value
of the investments held in said plan; (vii</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>iv</U></FONT>) non-cash
loss on the disposal of fixed assets <FONT STYLE="text-underline-style: double; color: blue"><U>and intangibles </U></FONT>for such period
<FONT STYLE="text-underline-style: double; color: blue"><U>and non-cash impairment on the relevant long-lived assets to the extent classified
as assets held for sale for the relevant period</U></FONT>; and (<FONT STYLE="color: red"><STRIKE>viii</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>v</U></FONT>)
other non-recurring expenses of Verisk and its direct and indirect Subsidiaries reducing such Consolidated Net Income for such period;
<U>provided</U> that any such amounts which represent a cash item in such period or any future period shall be included to the extent
that in the aggregate they do not exceed 5% of Consolidated EBIT (prior to giving effect to such adjustment) for such period, <U>minus
</U>(b) the following to the extent included in calculating such Consolidated Net Income: (i) Federal, state, local and foreign income
tax credits of Verisk and its direct and indirect Subsidiaries for such period; <FONT STYLE="text-underline-style: double; color: blue"><U>and
</U></FONT>(ii) <FONT STYLE="color: red"><STRIKE>non-cash gains in connection with ISO&rsquo;s Top Hat Plan and Deferred Compensation
Plan for such period, to the extent such gains are the result of decreasing the participant liabilities for said plans due to the depreciation
in value of the investments held; and (iii) </STRIKE></FONT>other non-recurring non-cash items increasing Consolidated Net Income for
such period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated EBITDA</U>&rdquo;
means, for any period, for Verisk and its direct and indirect Subsidiaries on a consolidated basis, an amount equal to Consolidated EBIT
for such period <U>plus</U> depreciation and amortization expense for such period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Funded Debt Leverage
Ratio</U>&rdquo; means, as of any date of determination, the ratio of (a) Consolidated Funded Indebtedness as of such date <FONT STYLE="text-underline-style: double; color: blue"><U>minus
unrestricted cash of Verisk and its Subsidiaries in an amount not to exceed $250,000,000 </U></FONT><I>to</I> (b) Consolidated EBITDA
for the period of the four fiscal quarters most recently ended. For the purposes of calculating the Consolidated Funded Debt Leverage
Ratio in connection with determining compliance with the financial covenant set forth and contained in <U>Section 7.08(b)</U> only, and
for no other purpose, to the extent that Verisk or any direct or indirect Subsidiary of Verisk acquires or disposes of a Person, <FONT STYLE="color: red"><STRIKE>the
Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Verisk</U></FONT> shall include in its</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">calculation of Consolidated EBITDA the
pro forma effect of such acquisition or disposition as if such acquisition or disposition shall have occurred on the first date of the
applicable test period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Funded Debt Leverage
Ratio Step-up</U>&rdquo; shall have the meaning specified in <U>Section 7.08(b)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Funded Indebtedness</U>&rdquo;
means, as of any date of determination, for Verisk and its direct and indirect Subsidiaries on a consolidated basis, the sum of: (a)
the outstanding principal amount of all obligations, whether current or long-term, for borrowed money (including Obligations hereunder)
and all obligations evidenced by bonds, debentures, notes, loan agreements or other similar instruments, (b) all purchase money Indebtedness,
(c) all obligations, whether contingent or otherwise, arising under letters of credit (including standby and commercial letters of credit),
bankers&rsquo; acceptances, bank guaranties, surety bonds and similar instruments, (d) all obligations in respect of the deferred purchase
price of Property or services (other than obligations to pay the earn out portion of the purchase price for Permitted Acquisitions and
trade accounts payable in the ordinary course of business), (e) Attributable Indebtedness in respect of Capitalized Leases and Synthetic
Lease Obligations, (f) without duplication, all Guarantees with respect to outstanding Indebtedness of the types specified in <U>clauses
(a)</U> through <U>(e)</U> above of Persons other than Verisk or any direct or indirect Subsidiary of Verisk, (g) without duplication,
all Guarantees by Verisk and/or ISO of Permitted Subsidiary Acquisition Indebtedness, and (h) all Indebtedness of the types referred
to in <U>clauses (a)</U> through <U>(f)</U> above of any partnership or joint venture (other than a joint venture that is itself a corporation
or limited liability company) in which Verisk or a direct or indirect Subsidiary is a general partner or joint venturer, unless such
Indebtedness is expressly made non-recourse to Verisk or such direct or indirect Subsidiary<FONT STYLE="color: red"><STRIKE>.</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>;
provided that there shall be excluded from Consolidated Funded Indebtedness (x) Indebtedness incurred by Verisk or its Subsidiaries to
the extent the proceeds thereof are (1) intended to be used to finance one or more Permitted Acquisitions which have not yet been consummated
and (2) held by Verisk or any Subsidiary in a segregated account pending such application (or pending the redemption or repayment thereof
in the event any such acquisition is not consummated), until such time as such proceeds are released from such segregated account upon
the consummation of the acquisition.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Interest Charges</U>&rdquo;
means, for any period, for Verisk and its direct and indirect Subsidiaries on a consolidated basis, all interest, premium payments, debt
discount, fees, charges and related expenses of Verisk and its direct and indirect Subsidiaries in connection with borrowed money <FONT STYLE="color: red"><STRIKE>(including
capitalized interest) </STRIKE></FONT>or in connection with the deferred purchase price of assets, in each case to the extent treated
as interest in accordance with GAAP (whether paid in cash or accrued); <U>provided</U>, <U>however</U>, (a) interest on any debt paid
in kind and (b) interest that is due and payable more than five years from the incurrence of the debt under which such interest is payable,
shall, in each case, not be counted as &ldquo;Consolidated Interest Charges&rdquo;.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Interest Coverage
Ratio</U>&rdquo; means, as of any date of determination, the ratio of (a) Consolidated EBIT for the period of the four prior fiscal quarters
ending on such date <I>to</I> (b) Consolidated Interest Charges for such period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Consolidated Net Income</U>&rdquo;
means, for any period, for Verisk and its direct and indirect Subsidiaries on a consolidated basis, the net income of Verisk and its
direct and indirect Subsidiaries (excluding extraordinary gains and extraordinary losses) for that period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Contractual Obligation</U>&rdquo;
means, as to any Person, any provision of any security issued by such Person or of any agreement, instrument or other undertaking to
which such Person is a party or by which it or any of its Property is bound.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Control</U>&rdquo; means the
possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of a Person, whether
through the ability to exercise voting power, by contract or otherwise. &ldquo;<U>Controlling</U>&rdquo; and &ldquo;<U>Controlled</U>&rdquo;
have meanings correlative thereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Credit Extension</U>&rdquo;
means each of the following: (a) a Borrowing and (b) an L/C Credit Extension.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Customary Permitted Liens</U>&rdquo;
means the following:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liens
(other than Environmental Liens and any Lien imposed under ERISA) for taxes, assessments or charges of any Governmental Authority or
claims not yet due or which are being contested in good faith by appropriate proceedings and with respect to which adequate reserves
or other appropriate provisions are being maintained to the extent required by GAAP;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;statutory
Liens of landlords and Liens of carriers, warehousemen, mechanics, materialmen and other like Liens (other than any Lien imposed under
ERISA) imposed by Laws, including, without limitation, Liens in favor of any Governmental Authority securing progress payments made under
government contracts created in the ordinary course of business and for amounts not yet due or which are being contested in good faith
by appropriate proceedings which are sufficient to prevent imminent foreclosure of such Liens, are promptly instituted and diligently
conducted and with respect to which adequate reserves or other appropriate provision are being maintained to the extent required by GAAP;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liens
(other than any Lien imposed under ERISA) incurred or deposits made in the ordinary course of business (including, without limitation,
surety bonds and appeal bonds) in connection with workers&rsquo; compensation, unemployment insurance and other types of social security
benefits or to secure the performance of tenders, bids, leases, contracts, statutory obligations and other similar obligations or arising
as a result of progress payments or deposits under government contracts (including foreign government contracts); <U>provided</U> that
in each such case such Liens (i) were not incurred or made in connection with the incurrence or maintenance of Indebtedness, the borrowing
of money, the obtaining of advances or credit and (ii) do not in the aggregate materially detract from the value of the Property so encumbered
or materially impair the use thereof in the operation of Verisk&rsquo;s or its direct and indirect consolidated Subsidiaries&rsquo; respective
businesses;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;easements
(including, without limitation, reciprocal easement agreements and utility agreements), rights-of-way, covenants, consents, reservations,
encroachments, variations and other restrictions, charges or encumbrances (whether or not recorded) affecting the use of real property
or impairing the use thereof which are imposed by law or arise in the ordinary course of business that do not secure any monetary obligations
and do not materially detract from the value of the affected property or interfere with the ordinary conduct of business of the Person
owning such Property;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liens
arising out of and with respect to customer deposits made in the ordinary course of the Borrowers&rsquo; respective businesses;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liens
arising as a result of the filing of any financing statement under any applicable state uniform commercial code or comparable Laws of
any jurisdiction covering consigned or leased goods which do not constitute assets of the Borrowers and which is not intended as security;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;extensions,
renewals or replacements of any Lien referred to in <U>clauses (a)</U> through <U>(f)</U> above; <U>provided</U> that (i) in the case
of <U>clauses (a)</U> through <U>(f)</U> above, the principal amount of the obligation secured thereby is not increased and (ii) any
such extension, renewal or replacement is limited to the Property originally encumbered thereby.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Debtor Relief Laws</U>&rdquo;
means the Bankruptcy Code of the United States, and all other liquidation, conservatorship, bankruptcy, assignment for the benefit of
creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief Laws of the United States or
other applicable jurisdictions from time to time in effect and affecting the rights of creditors generally.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Default</U>&rdquo; means any
event or condition that constitutes an Event of Default or that, with the giving of any notice, the passage of time, or both, would be
an Event of Default.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Default Rate</U>&rdquo; means
(a) when used with respect to Obligations other than Letter of Credit Fees, an interest rate equal to (i) the Base Rate plus (ii) the
Applicable Rate<FONT STYLE="text-underline-style: double; color: blue"><U>, if any,</U></FONT> applicable to Base Rate Loans plus (iii)
2% per annum; provided, however, that with respect to a <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loan, a SOFR Daily Floating</U></FONT> Rate Loan or <FONT STYLE="color: red"><STRIKE>a LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Alternative Currency</U></FONT> Loan<FONT STYLE="color: red"><STRIKE>, as applicable</STRIKE></FONT>, the Default Rate shall be an interest
rate equal to the interest rate (including any Applicable Rate) otherwise applicable to such Loan plus 2% per annum, and (b) when used
with respect to Letter of Credit Fees, a rate equal to the Applicable Rate plus 2% per annum.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Defaulting Lender</U>&rdquo;
means, subject to <U>Section 2.17(b)</U>, any Lender that, as determined by the Administrative Agent, (a) has failed to perform any of
its funding obligations hereunder, including in respect of its Loans or participations in respect of Letters of Credit or Swing Line
Loans, within three Business Days of the date required to be funded by it hereunder, (b) has notified the Borrowers, the Administrative
Agent or any Lender that it does not intend to comply with its funding obligations or has made a public statement to that effect with
respect to its funding obligations hereunder or under other agreements in which it commits to extend credit, (c) has failed, within three
Business Days after request by the Administrative Agent, to confirm in a manner satisfactory to the Administrative Agent that it will
comply with its funding obligations, or (d) has, or has a direct or indirect parent company that has, (i) become the subject of a proceeding
under any Debtor Relief Law or a Bail-In Action, (ii) had a receiver, conservator, trustee, administrator, assignee for the benefit of
creditors or similar Person charged with reorganization or liquidation of its business or a custodian appointed for it, or (iii) taken
any action in furtherance of, or indicated its consent to, approval of or acquiescence in any such proceeding or appointment; <U>provided
</U>that a Lender shall not be a Defaulting Lender solely by virtue of the ownership or acquisition of any equity interest in that Lender
or any direct or indirect parent company thereof by a Governmental Authority.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Delaware
Divided LLC</U>&rdquo; means any Delaware LLC which has been formed upon consummation of a Delaware LLC Division.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Delaware
LLC</U>&rdquo; means any limited liability company organized or formed under the laws of the State of Delware.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Delaware
LLC Division</U>&rdquo; means the statutory division of any Delaware LLC into two or more Delaware LLCs pursuant to Section 18-217 of
the Delaware Limited Liability Company Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Designated Jurisdiction</U>&rdquo;
means any country or territory to the extent that such country or territory <FONT STYLE="text-underline-style: double; color: blue"><U>is
</U></FONT>itself <FONT STYLE="color: red"><STRIKE>is </STRIKE></FONT>the subject of any Sanction.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Designation of Borrowing Subsidiary</U>&rdquo;
mean a Designation of Borrowing Subsidiary executed by Verisk and any applicable Wholly-Owned Domestic Subsidiary thereof substantially
in the form of <U>Exhibit J</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Disposition</U>&rdquo; or
&ldquo;<U>Dispose</U>&rdquo; means the sale, transfer, license, lease or other disposition (including any sale and leaseback transaction)
of any Property by any Person, including any sale, assignment, transfer or other disposal, with or without recourse, of any notes or
accounts receivable or any rights and claims associated therewith and including any disposition of property to a Delaware Divided LLC
pursuant to a Delaware LLC Division.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Dollar</U>&rdquo; and &ldquo;<U>$</U>&rdquo;
mean lawful money of the United States.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Dollar Equivalent</U>&rdquo;
means, at any time, (a) with respect to any amount denominated in Dollars, such amount and (b) with respect to any amount denominated
in any Alternative Currency, the equivalent amount thereof in Dollars as determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, as the case may be, at such time on the basis of the Spot Rate (determined in respect of the most recent Revaluation
Date) for the purchase of Dollars with such Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Domestic Subsidiary</U>&rdquo;
means any Subsidiary that is <FONT STYLE="text-underline-style: double; color: blue"><U>created or </U></FONT>organized <FONT STYLE="text-underline-style: double; color: blue"><U>in
or </U></FONT>under the laws of <FONT STYLE="color: red"><STRIKE>any political subdivision of </STRIKE></FONT>the United States<FONT STYLE="text-underline-style: double; color: blue"><U>,
any state therein or the District of Columbia</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>EEA Financial Institution</U>&rdquo;
means (a) any <FONT STYLE="text-underline-style: double; color: blue"><U>credit </U></FONT>institution <FONT STYLE="text-underline-style: double; color: blue"><U>or
investment firm </U></FONT>established in any EEA Member Country which is subject to the supervision of an EEA Resolution Authority,
(b) any entity established in an EEA Member Country which is a parent of an institution described in clause (a) of this definition, or
(c) any <FONT STYLE="text-underline-style: double; color: blue"><U>financial </U></FONT>institution established in an EEA Member Country
which is a subsidiary of an institution described in clauses (a) or (b) of this definition and is subject to consolidated supervision
with its parent<FONT STYLE="color: red"><STRIKE>;</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>EEA Member Country</U>&rdquo;
means any of the member states of the European Union, Iceland, Liechtenstein, and Norway.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>EEA Resolution Authority</U>&rdquo;
means any public administrative authority or any <FONT STYLE="color: red"><STRIKE>Person</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>person
</U></FONT>entrusted with public administrative authority of any EEA Member Country (including any delegee) having responsibility for
the resolution of any EEA Financial Institution.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Effective Date</U>&rdquo;
means the first date on which all the conditions precedent in <U>Section 4.01</U> are satisfied or waived in accordance with <U>Section
10.01</U>; it being understood and agreed that the Effective Date occurred on May 15, 2015.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Eligible Assignee</U>&rdquo;
means any Person that meets the requirements to be an assignee under <U>Section 10.06(b)(iii)</U>, <U>(v)</U> and <U>(vi)</U> (subject
to such consents, if any, as may be required under <U>Section 10.06(b)(iii)</U>).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Eligible
Increasing Lender&rdquo; or &ldquo;Eligible Increasing Lenders</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">&rdquo;
has the meaning specified in Section </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">2.14(a).
</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Environmental Laws</U>&rdquo;
means any and all Federal, state, local, and foreign statutes, laws, regulations, ordinances, rules, judgments, orders, decrees, permits,
concessions, grants, franchises, licenses, agreements or governmental restrictions relating to pollution and the protection of the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">environment or the Release of any materials
into the environment, including those related to hazardous substances or wastes, air emissions and discharges to waste or public <FONT STYLE="text-underline-style: double; color: blue"><U>wastewater
treatment </U></FONT>systems.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Environmental Liability</U>&rdquo;
means any liability, contingent or otherwise (including any liability for damages, costs of environmental remediation, fines, penalties
or indemnities), of any Borrower, any other Loan Party or any of their respective Subsidiaries directly or indirectly resulting from
or based upon (a) violation of any Environmental Law, (b) the generation, use, handling, transportation, storage, treatment or disposal
of any Hazardous Materials, (c) exposure to any Hazardous Materials, (d) the Release or threatened Release of any Hazardous Materials
into the environment, or (e) any contract, agreement or other consensual arrangement pursuant to which liability is assumed or imposed
with respect to any of the foregoing.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Environmental Lien</U>&rdquo;
means a Lien in favor of any Governmental Authority for (a) any liability under any Environmental Laws or (b) damages arising from, or
costs incurred by such Governmental Authority in response to, a Release or threatened Release of any Hazardous Materials into the environment.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Equity Interests</U>&rdquo;
means, with respect to any Person, all of the shares of capital stock of (or other ownership or profit interests in) such Person, all
of the warrants, options or other rights for the purchase or acquisition from such Person of shares of capital stock of (or other ownership
or profit interests in) such Person, all of the securities convertible into or exchangeable for shares of capital stock of (or other
ownership or profit interests in) such Person or warrants, rights or options for the purchase or acquisition from such Person of such
shares (or such other interests), and all of the other ownership or profit interests in such Person (including partnership, member or
trust interests therein), whether voting or nonvoting, and whether or not such shares, warrants, options, rights or other interests are
outstanding on any date of determination.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ERISA</U>&rdquo; means the
Employee Retirement Income Security Act of 1974.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ERISA Affiliate</U>&rdquo;
means any trade or business (whether or not incorporated) under common control with the Borrowers within the meaning of Section 414(b)
or (c) of the Code (and Sections 414(m) and (o) of the Code for purposes of provisions relating to Section 412 of the Code).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ERISA Event</U>&rdquo; means
(a) a Reportable Event with respect to a Pension Plan; (b) the withdrawal of the Borrowers or any ERISA Affiliate from a Pension Plan
subject to Section 4063 of ERISA during a plan year in which such entity was a &ldquo;substantial employer&rdquo; (as such term is defined
in Section 4001(a)(2) of ERISA) or a cessation of operations that is treated as such a withdrawal under Section 4062(e) of ERISA; (c)
a complete or partial withdrawal by the Borrowers or any ERISA Affiliate from a Multiemployer Plan or notification that a Multiemployer
Plan is in reorganization; (d) the filing of a notice of intent to terminate, the treatment of a Pension Plan amendment as a termination
under Section 4041 or 4041A of ERISA; (e) the institution by the PBGC of proceedings to terminate a Pension Plan; (f) any event or condition
which constitutes grounds under Section 4042 of ERISA for the termination of, or the appointment of a trustee to administer, any Pension
Plan or Multiemployer Plan; (g) the determination that any Pension Plan is considered an at-risk plan or a plan in endangered or critical
status within the meaning of Sections 430, 431 and 432 of the Code or Sections 303, 304 and 305 of ERISA; or (h) the imposition of any
liability under Title IV of ERISA, other than for PBGC premiums due but not delinquent under Section 4007 of ERISA, upon the Borrowers
or any ERISA Affiliate.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;ESG</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">&rdquo;
has the meaning specified in </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Section 2.18.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;ESG
Amendment&rdquo; has the meaning specified in Section 2.18.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;ESG
Applicable Percentage Adjustment&rdquo; has the meaning specified in Section 2.18.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;ESG
Pricing Provisions&rdquo; has the meaning specified in Section 2.18.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ESOP</U>&rdquo; means that
certain Insurance Services Office, Inc. Employee Stock Ownership Plan established by the ESOP Trust Agreement dated January 3, 1997 as
it may be amended and/or modified from time to time, in a manner approved by the Administrative Agent (such approval not to be unreasonably
withheld or conditioned).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>EU Bail-In Legislation Schedule</U>&rdquo;
means the EU Bail-In Legislation Schedule published by the Loan Market Association (or any successor Person), as in effect from time
to time.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Euro</U>&rdquo; and &ldquo;<U>&euro;</U>&rdquo;
mean the single currency of the Participating Member States.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Eurocurrency
Rate</STRIKE></U><STRIKE>&rdquo; means:</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a)</STRIKE></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="color: green"><STRIKE>for
any Interest Period with respect to a </STRIKE></FONT><STRIKE><FONT STYLE="color: red">Eurocurrency Rate Loan:</FONT></STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#9;<FONT STYLE="color: red"><STRIKE>(i)</STRIKE></FONT>&#9;<FONT STYLE="color: red"><STRIKE>in
the case of Eurocurrency Rate Loan denominated in a LIBOR Quoted Currency, the rate per annum equal to the London Interbank Offered Rate
(&ldquo;</STRIKE><U><STRIKE>LIBOR</STRIKE></U><STRIKE>&rdquo;) or, if not available, a comparable or successor rate, which rate is approved
by the Administrative Agent, as published by Bloomberg </STRIKE></FONT><STRIKE><FONT STYLE="color: green">(or such other commercially
available source providing such quotations as may be designated by the Administrative Agent from time to time) </FONT><FONT STYLE="color: red">(in
such case, the &ldquo;</FONT></STRIKE><FONT STYLE="color: red"><U><STRIKE>LIBOR Rate</STRIKE></U><STRIKE>&rdquo;) at or about 11:00 a.m.,
London time, two Business Days prior to the commencement of such Interest Period, for deposits in the relevant currency (for delivery
on the first day of such Interest Period) with a term equivalent to such Interest Period; </STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#9;<FONT STYLE="color: red"><STRIKE>(ii)
</STRIKE></FONT>&#9;<FONT STYLE="color: red"><STRIKE>the case of any Eurocurrency Rate Loan </STRIKE></FONT><STRIKE><FONT STYLE="color: green">denominated
in any other </FONT><FONT STYLE="color: red">Non-LIBOR Quoted Currency, the rate designated and disclosed to Verisk in writing </FONT><FONT STYLE="color: green">with
respect to such Alternative Currency at the time such Alternative Currency is approved by the Administrative Agent and the Lenders pursuant
to </FONT></STRIKE><FONT STYLE="color: green"><U><STRIKE>Section 1.08</STRIKE></U><STRIKE>; </STRIKE></FONT><STRIKE><FONT STYLE="color: red">and</FONT></STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(b)</STRIKE></FONT><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="color: green"><STRIKE>for
any interest calculation with respect to a Base Rate Loan on any date, the rate per annum equal to </STRIKE></FONT><STRIKE><FONT STYLE="color: red">LIBOR
Rate, at or about 11:00 a.m., London time determined two Business Days prior to such date for U.S. Dollar deposits </FONT><FONT STYLE="color: green">with
a term of one month commencing that day;</FONT></STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; color: red"><U><STRIKE>provided</STRIKE></U><STRIKE>,
that to the extent a comparable or successor rate </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">is approved by
the Administrative Agent </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">in connection herewith, the approved rate
</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">shall be applied in a manner consistent with market practice; </FONT></STRIKE><FONT STYLE="color: green; font-size: 10pt"><U><STRIKE>provided</STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>,
</STRIKE><U><STRIKE>further</STRIKE></U><STRIKE>, </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">that to the extent
such market practice is not administratively feasible for the Administrative Agent, such </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">approved
rate </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">shall be applied in a manner as otherwise reasonably determined
by the Administrative Agent. </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">In the event the Eurocurrency Rate as
determined based upon the foregoing shall </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">be less than zero, such
rate shall be deemed to be zero for purposes of this Agreement</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;Eurocurrency
</STRIKE></FONT><FONT STYLE="font-size: 10pt; color: green"><U><STRIKE>Rate Loan&rdquo; means a </STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Committed
</STRIKE></FONT><FONT STYLE="font-size: 10pt; color: green"><U><STRIKE>Loan that bears interest at a rate based on the </STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;Eurocurrency
Rate&rdquo;. Eurocurrency Rate Loans may be denominated in Dollars or in an Alternative Currency. All Loans denominated in Alternative
Currencies must be Eurocurrency Rate Loans.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;Eurocurrency
Unavailability Period&rdquo; means any period of time during which a notice delivered to the Borrowers </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">in
accordance with Section 3.03</FONT></STRIKE><FONT STYLE="color: green; font-size: 10pt">(</FONT><FONT STYLE="font-size: 10pt; color: red">a)
remains in full force and effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Event of Default</U>&rdquo;
has the meaning specified in <U>Section 8.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Excluded Swap Obligation</U>&rdquo;
means, with respect to <FONT STYLE="color: red"><STRIKE>any</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor, any Swap Obligation if, and to the extent that, all or a portion of the Guaranty of <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor of, or the grant by <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor of a security interest to secure, such Swap Obligation (or any Guaranty thereof) is or becomes illegal under the
Commodity Exchange Act or any rule, regulation or order of the Commodity Futures Trading Commission (or the application or official interpretation
of any thereof) by virtue of <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor&rsquo;s failure for any reason to constitute an &ldquo;eligible contract participant&rdquo; as defined in the Commodity
Exchange Act (determined after giving effect to <U>Section 10.20</U> and any other &ldquo;keepwell, support or other agreement&rdquo;
for the benefit of <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor and any and all guarantees of <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor&rsquo;s Swap Obligations by other Loan Parties) at the time the Guaranty of <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor, or a grant by <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor of a security interest, becomes effective with respect to such Swap Obligation. If a Swap Obligation arises under
a master agreement governing more than one swap, such exclusion shall apply only to the portion of such Swap Obligation that is attributable
to swaps for which <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guaranty or security interest is or becomes excluded in accordance with the first sentence of this definition.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Excluded Taxes</U>&rdquo;
means any of the following Taxes imposed on or with respect to any Recipient or required to be withheld or deducted from a payment to
a Recipient: (a) Taxes imposed on or measured by net income (however denominated), franchise Taxes, and branch profits Taxes, in each
case, (i) imposed as a result of such Recipient being organized under the laws of, or having its principal office or, in the case of
any Lender, its Lending Office located in, the jurisdiction imposing such Tax (or any political subdivision thereof) or (ii) that are
Other Connection Taxes, (b) in the case of a Lender, U.S. federal withholding Taxes imposed on amounts payable to or for the account
of such Lender with respect to an applicable interest in a Loan or Commitment pursuant to a law in effect on the date on which (i) such
Lender acquires such interest in the Loan or Commitment (other than pursuant to an assignment request by <FONT STYLE="color: red"><STRIKE>the
Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Verisk</U></FONT> under <U>Section 10.13</U>) or (ii)
such Lender changes its Lending Office, except in each case to the extent that, pursuant to <U>Section 3.01(a)(ii)</U>, <U>(a)(iii)</U>
or <U>(c)</U>, amounts with respect to such Taxes were payable either to such Lender&rsquo;s assignor immediately before such Lender
became a party hereto or to such Lender immediately before it changed its Lending Office, (c) Taxes attributable to such Recipient&rsquo;s
failure to comply with <U>Section 3.01(e)</U> or (d) any U.S. federal withholding Taxes imposed pursuant to FATCA.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Existing Credit Agreement</U>&rdquo;
has the meaning specified in the introductory paragraphs hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Facility</U>&rdquo; has the
meaning specified in the introductory paragraphs hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>FASB ASC</U>&rdquo; means
the Accounting Standards Codification of the Financial Accounting Standards Board.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>FATCA</U>&rdquo; means Sections
1471 through 1474 of the Code, as of the date hereof (or any amended or successor version that is substantively comparable and not materially
more onerous to comply with), any current or future regulations or official interpretations thereof, any agreements entered into pursuant
to Section 1471(b)(1) of the Code, any applicable intergovernmental agreements with respect thereto, and related legislation, official
administrative regulations or practices with respect thereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Federal Funds Rate</U>&rdquo;
means, for any day, the rate per annum equal to the weighted average of the rates on overnight Federal funds transactions with members
of the Federal Reserve System on such day,</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">as published by the Federal Reserve
Bank of New York on the Business Day next succeeding such day; <U>provided </U>that (a) if such day is not a Business Day, the Federal
Funds Rate for such day shall be such rate on such transactions on the next preceding Business Day as so published on the next succeeding
Business Day and (b) if no such rate is so published on such next succeeding Business Day, the Federal Funds Rate for such day shall
be the average rate (rounded upward, if necessary, to a whole multiple of 1/100 of 1%) charged to Bank of America on such day on such
transactions as determined by the Administrative Agent<FONT STYLE="text-underline-style: double; color: blue"><U>; provided, further,
that if the Federal Funds Rate as so determined would </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">be
less than zero, such rate shall be deemed to be zero for </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">the
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">purposes of this Agreement</FONT></U><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fee Letter</U>&rdquo; means
that certain letter agreement, dated as of <FONT STYLE="color: red"><STRIKE>July 8</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>February
28</U></FONT>, <FONT STYLE="color: red"><STRIKE>2019</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>2023</U></FONT>,
by and among Verisk, the Arranger and the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Fifth
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Amendment Effective Date&rdquo; means </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">April
5, 2023.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fitch</U>&rdquo;
means Fitch Ratings, Inc. and any successor to its rating agency business.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Foreign Lender</U>&rdquo;
(a) if any Borrower is a U.S. Person, a Lender that is not a U.S. Person and (b) if any Borrower is not a U.S. Person, a Lender that
is resident or organized under the Laws of a jurisdiction other than that in which such Borrower is resident for tax purposes. For purposes
of this definition, the United States, each State thereof and the District of Columbia shall be deemed to constitute a single jurisdiction.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;Fourth
</STRIKE></FONT><FONT STYLE="font-size: 10pt; color: green"><U><STRIKE>Amendment Effective Date&rdquo; means </STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>August
15, 2019.</STRIKE> </FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>FRB</U>&rdquo; means the Board
of Governors of the Federal Reserve System of the United States.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fronting Exposure</U>&rdquo;
means, at any time there is a Defaulting Lender, (a) with respect to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer, such Defaulting Lender&rsquo;s Applicable Percentage of the outstanding L/C Obligations other than L/C Obligations
as to which such Defaulting Lender&rsquo;s participation obligation has been reallocated to other Lenders or Cash Collateralized in accordance
with the terms hereof and (b) with respect to the Swing Line Lender, such Defaulting Lender&rsquo;s Applicable Percentage of Swing Line
Loans other than Swing Line Loans as to which such Defaulting Lender&rsquo;s participation obligation has been reallocated to other Lenders
or Cash Collateralized in accordance with the terms hereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fund</U>&rdquo; means any
Person (other than a natural person) that is (or will be) engaged in making, purchasing, holding or otherwise investing in commercial
loans and similar extensions of credit in the ordinary course of its activities.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>GAAP</U>&rdquo; means generally
accepted accounting principles in the United States set forth in the opinions and pronouncements of the Accounting Principles Board and
the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards Board
or such other principles as may be approved by a significant segment of the accounting profession in the United States, that are applicable
to the circumstances as of the date of determination, consistently applied.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Governmental Authority</U>&rdquo;
means the government of the United States or any other nation, or of any political subdivision thereof, whether state or local, and any
agency, authority, instrumentality, regulatory body, court, central bank or other entity exercising executive, legislative, judicial,
taxing, regulatory or administrative powers or functions of or pertaining to government (including any supra-national bodies such as
the European Union or the European Central Bank).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Guarantee</U>&rdquo; means,
as to any Person, (a) any obligation, contingent or otherwise, of such Person guaranteeing or having the economic effect of guaranteeing
any Indebtedness or other obligation payable or performable by another Person (the &ldquo;primary obligor&rdquo;) in any manner, whether
directly or indirectly, and including any obligation of such Person, direct or indirect, (i) to purchase or pay (or advance or supply
funds for the purchase or payment of) such Indebtedness or other obligation, (ii) to purchase or lease Property, securities or services
for the purpose of assuring the obligee in respect of such Indebtedness or other obligation of the payment or performance of such Indebtedness
or other obligation, (iii) to maintain working capital, equity capital or any other financial statement condition or liquidity or level
of income or cash flow of the primary obligor so as to enable the primary obligor to pay such Indebtedness or other obligation, or (iv)
entered into for the purpose of assuring in any other manner the obligee in respect of such Indebtedness or other obligation of the payment
or performance thereof or to protect such obligee against loss in respect thereof (in whole or in part), or (b) any Lien on any assets
of such Person securing any Indebtedness or other obligation of any other Person, whether or not such Indebtedness or other obligation
is assumed by such Person (or any right, contingent or otherwise, of any holder of such Indebtedness to obtain any such Lien). The amount
of any Guarantee shall be deemed to be an amount equal to the stated or determinable amount of the related primary obligation, or portion
thereof, in respect of which such Guarantee is made or, if not stated or determinable, the maximum reasonably anticipated liability in
respect thereof as determined by the guaranteeing Person in good faith. The term &ldquo;<U>Guarantee</U>&rdquo; as a verb has a corresponding
meaning.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Guaranteed Hedge Agreement</U>&rdquo;
means any Swap Contract permitted under <U>Article VI</U> or <U>VII</U> that is entered into by and between the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>Borrower and any Hedge Bank.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Guarantors</STRIKE></U><STRIKE>&rdquo;
means, collectively, (a) any guarantors added pursuant to the terms, conditions, and provisions of </STRIKE><U><STRIKE>Section 6.12</STRIKE></U><STRIKE>;
and (b) with respect to (i) the payment and performance by each Specified Loan Party, if any, of its obligations under its Guaranty with
respect to Swap Obligations and (ii) any Borrowing Subsidiary Obligations, Verisk.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Guarantor</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">&rdquo;
means, with respect to any </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Borrowing Subsidiary
Obligations, Verisk.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Guaranty</U>&rdquo; means
the <FONT STYLE="color: red"><STRIKE>Continuing Guaranty</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Guarantee
</U></FONT>made by <FONT STYLE="color: red"><STRIKE>the Guarantors</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Verisk
</U></FONT>in favor of the Administrative Agent and the Lenders<FONT STYLE="color: red"><STRIKE>, substantially in the form of </STRIKE><U><STRIKE>Exhibit
F</STRIKE></U><STRIKE>, as such Guaranty may be </STRIKE></FONT><STRIKE><FONT STYLE="color: green">from time to time </FONT><FONT STYLE="color: red">amended,
modified, extended, renewed, substituted, and/or supplemented</FONT></STRIKE> <FONT STYLE="text-underline-style: double; color: blue"><U>under
Article XI hereof, with respect to the Borrowing Subsidiary Obligations</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Hazardous Materials</U>&rdquo;
means all explosive or radioactive substances or wastes and all hazardous or toxic substances, wastes or other pollutants, including
petroleum or petroleum distillates, asbestos or asbestos-containing materials, polychlorinated biphenyls, radon gas, infectious or medical
wastes and all other substances or wastes of any nature regulated pursuant to any Environmental Law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Hedge Bank</U>&rdquo; means
any Person that, at the time it enters into a Swap Contract permitted under <U>Article VI</U> or <U>VII</U>, is a Lender or an Affiliate
of a Lender, in its capacity as a party to such Swap Contract.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Impacted
Loans</STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: green"><STRIKE>&rdquo; has the meaning specified in </STRIKE><U><STRIKE>Section
3.03(</STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>a)</STRIKE>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Indebtedness</U>&rdquo; means,
as to any Person at a particular time, without duplication, all of the following, whether or not included as indebtedness or liabilities
in accordance with GAAP:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;all
obligations of such Person for borrowed money and all obligations of such Person evidenced by bonds, debentures, notes, loan agreements
or other similar instruments;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;all
direct or contingent obligations of such Person arising under letters of credit (including standby and commercial), bankers&rsquo; acceptances,
bank guaranties, surety bonds and similar instruments;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;net
obligations of such Person under any Swap Contract;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;all
obligations of such Person to pay the deferred purchase price of Property or services (other than obligations to pay the earn out portion
of the purchase price for Permitted Acquisitions and trade accounts payable in the ordinary course of business);</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;indebtedness
(excluding prepaid interest thereon) secured by a Lien on Property owned or being purchased by such Person (including indebtedness arising
under conditional sales or other title retention agreements), whether or not such indebtedness shall have been assumed by such Person
or is limited in recourse;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Capitalized
Leases and Synthetic Lease Obligations;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;all
obligations of such Person to purchase, redeem, retire, defease or otherwise make any payment in respect of any Equity Interest in such
Person or any other Person, valued, in the case of a redeemable preferred interest, at the greater of its voluntary or involuntary liquidation
preference plus accrued and unpaid dividends; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;all
Guarantees of such Person in respect of any of the foregoing (specifically excluding, with respect to Indebtedness of the Borrowers and
their respective Subsidiaries, any guarantees, endorsements or other contingent obligations owing to or for the benefit of the ESOP).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">For all purposes hereof, the Indebtedness
of any Person shall include the Indebtedness of any partnership or joint venture (other than a joint venture that is itself a corporation
or limited liability company) in which such Person is a general partner or a joint venturer, unless such Indebtedness is expressly made
non-recourse to such Person. The amount of any net obligation under any Swap Contract on any date shall be deemed to be the Swap Termination
Value thereof as of such date. The amount of any Capitalized Leases or Synthetic Lease Obligation as of any date shall be deemed to be
the amount of Attributable Indebtedness in respect thereof as of such date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Indemnified Taxes</U>&rdquo;
means (a) Taxes, other than Excluded Taxes, imposed on or with respect to any payment made by or on account of any obligation of any
Loan Party under any Loan Document and (b) to the extent not otherwise described in the foregoing <U>clause (a)</U>, Other Taxes.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Indemnitees</U>&rdquo; has
the meaning specified in <U>Section 10.04(b)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Information</U>&rdquo; has
the meaning specified in <U>Section 10.07</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Interest Payment Date</U>&rdquo;
means, (a) as to any Loan other than a Base Rate Loan <FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>a <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR</U></FONT>
Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate Loan or Alternative Currency Daily Rate </U></FONT>Loan,
the last day of each Interest Period applicable to such Loan and the Maturity Date; <U>provided</U>, <U>however</U>, that if any Interest
Period for a <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loan or Alternative Currency Term</U></FONT> Rate Loan exceeds three months, the respective dates that fall every three months after
the beginning of such Interest Period shall also be Interest Payment Dates <FONT STYLE="color: red"><STRIKE>and</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>(b) as to any Base Rate Loan (including a Swing Line Loan) or<FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>any <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loan, the last Business Day of each
March, June, September and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">December and the Maturity Date <FONT STYLE="text-underline-style: double; color: blue"><U>and
(c) as to any Alternative Currency Daily Rate Loan, the last Business Day of each calendar month and the Maturity Date</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Interest Period</U>&rdquo;
means<FONT STYLE="color: red"><STRIKE>, </STRIKE></FONT> as to each <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loan and each Alternative Currency Term</U></FONT> Rate Loan, the period commencing on the date such <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate </STRIKE></FONT>Loan is disbursed or converted to or continued as a <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate </STRIKE></FONT>Loan
and ending on the date one, <FONT STYLE="color: red"><STRIKE>two, </STRIKE></FONT>three or six months thereafter<FONT STYLE="color: red"><STRIKE>,
</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>(in each case, subject to the availability for the interest
rate applicable to the relevant currency or currencies),</U></FONT> as selected by the applicable Borrower in a Committed Loan Notice<FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>or such other period that is 12 months if consented to by all the Lenders; <U>provided</U><FONT STYLE="color: red"><STRIKE>,
</STRIKE></FONT>that:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;any
Interest Period that would otherwise end on a day that is not a Business Day shall be extended to the next succeeding Business Day unless
such Business Day falls in another calendar month, in which case such Interest Period shall end on the next preceding Business Day;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;any
Interest Period that begins on the last Business Day of a calendar month (or on a day for which there is no numerically corresponding
day in the calendar month at the end of such Interest Period) shall end on the last Business Day of the calendar month at the end of
such Interest Period; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no
Interest Period shall extend beyond the Maturity Date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Investment</STRIKE></U><STRIKE>&rdquo;
means, as to any Person, any direct or indirect acquisition or investment by such Person, whether by means of (a) the purchase or other
acquisition of capital stock or other securities of another Person, (b) a loan, advance or capital contribution to, Guarantee or assumption
of debt of, or purchase or other acquisition of any other debt or equity participation or interest in, another Person, including any
partnership or joint venture interest in such other Person and any arrangement pursuant to which the investor Guarantees Indebtedness
of such other Person, or (c) the purchase or other acquisition (in one transaction or a series of transactions) of assets of another
Person that constitute a business unit. For purposes of covenant compliance, the amount of any Investment shall be the amount actually
invested, without adjustment for subsequent increases or decreases in the value of such Investment.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>IRS</U>&rdquo; means the United
States Internal Revenue Service.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ISO</U>&rdquo; has the meaning
specified in the introductory paragraphs hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>ISP</U>&rdquo; means, with
respect to any Letter of Credit, the &ldquo;International Standby Practices 1998&rdquo; published by the Institute of International Banking
Law &amp; Practice, Inc. (or such later version thereof as may be in effect at the time of issuance).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Issuer Documents</U>&rdquo;
means with respect to any Letter of Credit, the Letter of Credit Application, and any other document, agreement and instrument entered
into by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT>
L/C Issuer and Verisk (or any Subsidiary thereof) or in favor of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer and relating to such Letter of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Joinder</U>&rdquo; means a
joinder entered into by an Eligible Assignee (with the consent of any party whose consent is required by <U>Section 10.06(b)</U>), and
accepted by the Administrative Agent, in substantially the form of <U>Exhibit E-3</U> or any other form approved by the Administrative
Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Judgment Currency</U>&rdquo;
has the meaning specified in Section 10.23.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;KPIs&rdquo;
has the meaning specified in Section 2.18.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Laws</U>&rdquo; means, collectively,
all international, foreign, Federal, state and local statutes, treaties, rules, guidelines, regulations, ordinances, codes and administrative
or judicial precedents or authorities, including the interpretation or administration thereof by any Governmental Authority charged with
the enforcement, interpretation or administration thereof, and all applicable administrative orders, directed duties, requests, licenses,
authorizations and permits of, and agreements with, any Governmental Authority, in each case whether or not having the force of law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>L/C Advance</U>&rdquo; means,
with respect to each Lender, such Lender&rsquo;s funding of its participation in any L/C Borrowing in accordance with its Applicable
Percentage.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>L/C Borrowing</U>&rdquo; means
an extension of credit resulting from a drawing under any Letter of Credit which has not been reimbursed on the date when made or refinanced
as a Committed Borrowing.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>L/C Credit Extension</U>&rdquo;
means, with respect to any Letter of Credit, the issuance thereof or extension of the expiry date thereof, or the increase of the amount
thereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>L/C Issuer</U>&rdquo; means
<FONT STYLE="text-underline-style: double; color: blue"><U>(a) </U></FONT>Bank of America <FONT STYLE="text-underline-style: double; color: blue"><U>(through
itself or through one or more of its designated Affiliates or branches) </U></FONT>in its capacity as issuer of Letters of Credit hereunder<FONT STYLE="color: red"><STRIKE>,
or </STRIKE></FONT> <FONT STYLE="text-underline-style: double; color: blue"><U>as of the Fifth Amendment Effective Date, (b) any Lender
that agrees in writing, in its sole discretion, to act as an L/C Issuer hereunder (with notice of such agreement being provided </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">to
the Administrative Agent </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">in form and substance
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">reasonably satisfactory to the Administrative
Agent, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">which agreement shall include any relevant
sub-limit applicable to such L/C Issuer) and (c) </FONT></U><FONT STYLE="font-size: 10pt">any successor issuer of Letters of Credit hereunder.
<FONT STYLE="text-underline-style: double; color: blue"><U>As of the Fifth Amendment Effective Date, Bank of America is the only L/C
Issuer.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>L/C Obligations</U>&rdquo;
means, as at any date of determination, the aggregate amount available to be drawn under all outstanding Letters of Credit plus the aggregate
of all Unreimbursed Amounts, including all L/C Borrowings. For purposes of computing the amount available to be drawn under any Letter
of Credit, the amount of such Letter of Credit shall be determined in accordance with <U>Section 1.06</U>. For all purposes of this Agreement,
if on any date of determination a Letter of Credit has expired by its terms but any amount may still be drawn thereunder by reason of
the operation of Rule 3.14 of the ISP, such Letter of Credit shall be deemed to be &ldquo;outstanding&rdquo; in the amount so remaining
available to be drawn.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Lender</U>&rdquo; has the
meaning specified in the introductory paragraphs hereto and, as the context requires, includes the Swing Line Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Lending Office</U>&rdquo;
means, as to any Lender, the office or offices of such Lender described as such in such Lender&rsquo;s Administrative Questionnaire,
or such other office or offices as a Lender may from time to time notify Verisk and the Administrative Agent, which office may include
any Affiliate of such Lender or any domestic or foreign branch of such Lender or such Affiliate. Unless the context otherwise requires
each reference to a Lender shall include its applicable Lending Office.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Letter of Credit</U>&rdquo;
means any standby letter of credit issued hereunder. A Letter of Credit may not be a commercial letter of credit. Letters of Credit may
be issued in Dollars or in an Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Letter of Credit Application</U>&rdquo;
means an application and agreement for the issuance or amendment of a Letter of Credit in the form from time to time in use by the <FONT STYLE="text-underline-style: double; color: blue"><U>applicable
</U></FONT>L/C Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Letter of Credit Expiration
Date</U>&rdquo; means the day that is seven days prior to the Maturity Date then in effect (or, if such day is not a Business Day, the
Letter of Credit Expiration Date shall be the next preceding Business Day).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Letter of Credit Fee</U>&rdquo;
has the meaning specified in <U>Section 2.03(h)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Letter of Credit Sublimit</U>&rdquo;
means an amount equal to $<FONT STYLE="color: red"><STRIKE>25,000,000</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>100,000,000</U></FONT>.
The Letter of Credit Sublimit is part of, and not in addition to, the Aggregate Commitments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>LIBOR</STRIKE></U></FONT><FONT STYLE="font-size: 10pt; color: green"><STRIKE>&rdquo;
has the meaning specified in </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: red">the definition of &ldquo;</FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>Eurocurrency
Rate</STRIKE></U><STRIKE>&rdquo;.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>LIBOR
Daily Floating Rate</STRIKE></U><STRIKE>&rdquo; means, for any day, a fluctuating rate of interest per annum, which can change on each
Business Day, equal to the LIBOR Screen Rate at or about 11:00 a.m., London time on such Business Day, for Dollar deposits with a term
equivalent to a one (1) month term beginning on that date; </STRIKE><U><STRIKE>provided</STRIKE></U> <STRIKE>that: (a) if such rate is
not available at such time for any reason, then the &ldquo;LIBOR Daily Floating Rate&rdquo; for such Interest Period shall be determined
by such alternate method as reasonably selected by the Administrative Agent and (b) to the extent a comparable or successor rate is approved
by the Administrative Agent in connection herewith, the approved rate shall be applied in a manner consistent with market practice; </STRIKE><U><STRIKE>provided</STRIKE></U><STRIKE>,
</STRIKE><U><STRIKE>further</STRIKE></U> <STRIKE>that to the extent such market practice is not administratively feasible for the Administrative
Agent, such approved rate shall be applied in a manner as otherwise reasonably determined by the Administrative Agent. In the event the
LIBOR Daily Floating Rate as determined based upon the foregoing shall be less than zero, such rate shall be deemed to be zero for purposes
of this Agreement.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;LIBOR
Daily </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Loan&rdquo; means a Loan </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">bearing
</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">interest at a rate based on the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR
Daily Floating Rate. All LIBOR Daily Loans shall be denominated in Dollars.</FONT></STRIKE></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>LIBOR
Quoted Currency</STRIKE></U><STRIKE>&rdquo; means Dollars, Euros, Sterling and any other Alternative Currency for which there is a published
LIBOR rate, in each case as long as there is a published LIBOR rate with respect thereto.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;LIBOR
</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Rate&rdquo; has the meaning specified in </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">the
definition of &ldquo;Eurocurrency Rate&rdquo;.</FONT></STRIKE></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;LIBOR
</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Screen Rate&rdquo; means the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR
quote on the applicable screen page the Administrative Agent designates to determine LIBOR </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">(or
such other commercially available source providing such quotations as may be designated by the Administrative Agent from time to time).
</FONT></STRIKE></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;LIBOR
</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Successor Rate&rdquo; has the meaning specified in Section </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">3.07.
</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;LIBOR
Successor Rate </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Conforming Changes&rdquo; means, with respect to </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">any
proposed LIBOR Successor Rate</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">, any conforming changes to the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">definition
of Base Rate, Interest Period</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">, timing and frequency of determining
rates and making payments of interest and other </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">administrative matters
as may be appropriate, as mutually agreed between the Administrative Agent and Verisk, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">to
reflect the adoption </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">of such LIBOR Successor Rate </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">and
to permit the administration thereof by the Administrative Agent in a manner substantially consistent with market practice (or, if the
Administrative Agent determines that adoption of any portion of such market practice is not administratively feasible or that no market
practice for the administration of such </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR Successor Rate exists</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">,
in such other manner of administration as </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">mutually agreed between the
Administrative Agent and Verisk).</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Lien</U>&rdquo; means any
mortgage, pledge, hypothecation, assignment, deposit arrangement, encumbrance, lien (statutory or <FONT STYLE="color: red"><STRIKE>other</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>otherwise</U></FONT>),
charge, or preference, priority or other security interest or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">preferential arrangement in the nature
of a security interest of any kind or nature whatsoever (including any conditional sale or other title retention agreement, any easement,
right of way or other encumbrance on title to real property, and any financing lease having substantially the same economic effect as
any of the foregoing).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Loan</U>&rdquo; means an extension
of credit by a Lender to any Borrower under <U>Article II</U> in the form of a Committed Loan (including any <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loan) or a Swing Line Loan.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Loan Documents</U>&rdquo;
means this Agreement, each Note, each Issuer Document, any agreement creating or perfecting rights in Cash Collateral pursuant to the
provisions of <U>Section 2.16</U>, <FONT STYLE="text-underline-style: double; color: blue"><U>and </U></FONT>the Fee Letter<FONT STYLE="color: red"><STRIKE>,
and the Guaranty</STRIKE></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Loan Parties</U>&rdquo; means,
collectively, the Borrowers and <FONT STYLE="color: red"><STRIKE>each</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor<FONT STYLE="color: red"><STRIKE>, if any</STRIKE></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>London
Banking Day</STRIKE></U><STRIKE>&rdquo; means any day </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">on which dealings
in </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">Dollar deposits </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">are
conducted by and between banks in the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">London interbank Eurodollar market.
</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; color: red"><STRIKE><BR>
</STRIKE></FONT><FONT STYLE="font-size: 10pt">&ldquo;<U>Material Adverse Effect</U>&rdquo; means a material adverse effect upon (a) the
business, assets, condition (financial or otherwise), performance, properties or operations of Verisk and its direct and indirect consolidated
Subsidiaries, taken as a whole, (b) the ability of the Borrowers to perform their material obligations and duties under the Loan Documents,
or (c) the ability of the Administrative Agent to enforce the Obligations or to make use of any of the remedies available to the Administrative
Agent under the terms, conditions and provisions of this Agreement or any of the other Loan Documents.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Material Domestic Subsidiary</U>&rdquo;
means any Domestic Subsidiary which contributed more than 10% of Consolidated EBITDA of Verisk and its direct and indirect Subsidiaries
for the most recently ended four fiscal quarter period.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Maturity Date</U>&rdquo; means
the fifth anniversary of the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date; <U>provided</U>, <U>however</U>, that if such date is not a Business Day, the Maturity Date shall
be the next preceding Business Day.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Moody&rsquo;s</U>&rdquo;
means Moody&rsquo;s Investors Service, Inc. and any successor to its rating agency business.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Multiemployer Plan</U>&rdquo;
means any employee benefit plan of the type described in Section 4001(a)(3) of ERISA, to which any Borrower or any ERISA Affiliate makes
or is obligated to make contributions, or during the preceding five plan years, has made or been obligated to make contributions.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Non-LIBOR
Quoted Currency</STRIKE></U><STRIKE>&rdquo; means any currency other than a LIBOR Quoted Currency.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Non-Consenting
Lender&rdquo; means any Lender that does not approve any consent, waiver or amendment that (a) requires the approval of all Lenders or
all affected Lenders in accordance with the terms of Section 10.01 and (b) has been approved by the Required Lenders.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Non-SOFR
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Successor Rate&rdquo; has the meaning specified
in Section </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">3.03.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Note</U>&rdquo; means a promissory
note made by the Borrowers, in favor of a Lender evidencing Loans made by such Lender, substantially in the form of <U>Exhibit C</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Notice of Loan Prepayment</U>&rdquo;
means a notice of prepayment with respect to a Loan, which notice shall be substantially in the form of <U>Exhibit G</U> or such other
form as may be approved by the Administrative Agent (including any form on an electronic platform or electronic transmission system which
form, platform and system shall be approved by the Administrative Agent), appropriately completed and signed by a Responsible Officer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Obligations</U>&rdquo; means
all advances to, and debts, liabilities, obligations, covenants and duties of, any Loan Party arising under any Loan Document or otherwise
with respect to any Loan or Letter of Credit or Guaranteed Hedge Agreement, in each case, whether direct or indirect (including those
acquired by assumption), absolute or contingent, due or to become due, now existing or hereafter arising and including interest and fees
that accrue after the commencement by or against any Loan Party or any Affiliate thereof of any proceeding under any Debtor Relief Laws
naming such Person as the debtor in such proceeding, regardless of whether such interest and fees are allowed claims in such proceeding;
<U>provided </U>that the &ldquo;Obligations&rdquo; shall exclude any Excluded Swap Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>OFAC</U>&rdquo; means the
Office of Foreign Assets Control of the United States Department of the Treasury.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Organization Documents</U>&rdquo;
means, (a) with respect to any corporation, the certificate or articles of incorporation and the bylaws (or equivalent or comparable
constitutive documents with respect to any non-U.S. jurisdiction); (b) with respect to any limited liability company, the certificate
or articles of formation or organization and operating agreement; and (c) with respect to any partnership, joint venture, trust or other
form of business entity, the partnership, joint venture or other applicable agreement of formation or organization and any agreement,
instrument, filing or notice with respect thereto filed in connection with its formation or organization with the applicable Governmental
Authority in the jurisdiction of its formation or organization and, if applicable, any certificate or articles of formation or organization
of such entity.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Original Credit Agreement</U>&rdquo;
has the meaning specified in the introductory paragraphs hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Original
Second Amended and Restated Credit Agreement&rdquo; means the Second Amended and Restated Credit Agreement dated as of April 22, 2015,
by and among Verisk, each lender party thereto, the Administrative Agent, the Swing Line Lender and Bank of America, N.A. as L/C Issuer.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Other Connection Taxes</U>&rdquo;
means, with respect to any Recipient, Taxes imposed as a result of a present or former connection between such Recipient and the jurisdiction
imposing such Tax (other than connections arising from such Recipient having executed, delivered, become a party to, performed its obligations
under, received payments under, received or perfected a security interest under, engaged in any other transaction pursuant to or enforced
any Loan Document, or sold or assigned an interest in any Loan or Loan Document).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Other Taxes</U>&rdquo; means
all present or future stamp, court or documentary, intangible, recording, filing or similar Taxes that arise from any payment made under,
from the execution, delivery, performance, enforcement or registration of, from the receipt or perfection of a security interest under,
or otherwise with respect to, any Loan Document, except any such Taxes that are Other Connection Taxes imposed with respect to an assignment
(other than an assignment made pursuant to <U>Section 3.06</U> hereof).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Outstanding Amount</U>&rdquo;
means (a) with respect to Committed Loans and Swing Line Loans on any date, the Dollar Equivalent amount of the aggregate outstanding
principal amount thereof after giving effect to any borrowings and prepayments or repayments of Committed Loans and Swing Line Loans,
as the case may be, occurring on such date and (b) with respect to any L/C Obligations on any date, the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Dollar Equivalent amount of the aggregate
outstanding amount of such L/C Obligations on such date after giving effect to any L/C Credit Extension occurring on such date and any
other changes in the aggregate amount of the L/C Obligations as of such date, including as a result of any reimbursements by the applicable
Borrower of Unreimbursed Amounts.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Overnight Rate</U>&rdquo;
means, for any day, (a) with respect to any amount denominated in Dollars, the greater of (i) the Federal Funds Rate and (ii) an overnight
rate determined by the Administrative Agent, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer
or the Swing Line Lender, as the case may be, in accordance with banking industry rules on interbank compensation and (b) with respect
to any amount denominated in an Alternative Currency, the rate of interest per annum at which overnight deposits in the applicable Alternative
Currency, in an amount approximately equal to the amount with respect to which such rate is being determined, would be offered for such
day by a branch or Affiliate of Bank of America in the applicable offshore interbank market for such currency to major banks in such
interbank market.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Participant</U>&rdquo; has
the meaning specified in <U>Section 10.06(d)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Participant Register</U>&rdquo;
has the meaning specified in <U>Section 10.06(d)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Participating Member State</U>&rdquo;
means any member state of the European Union that has the Euro as its lawful currency in accordance with legislation of the European
Union relating to Economic and Monetary Union.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Patriot Act</U>&rdquo; has
the meaning specified in <U>Section 10.18</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>PBGC</U>&rdquo; means the
Pension Benefit Guaranty Corporation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Pension Act</U>&rdquo; means
the Pension Protection Act of 2006.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Pension Funding Rules</U>&rdquo;
means the rules of the Code and ERISA regarding minimum required contributions (including any installment payment thereof) to Pension
Plans and set forth in, with respect to plan years ending prior to the effective date of the Pension Act, Section 412 of the Code and
Section 302 of ERISA, each as in effect prior to the Pension Act and, thereafter, Section 412, 430, 431, 432 and 436 of the Code and
Sections 302, 303, 304 and 305 of ERISA.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Pension Plan</U>&rdquo; means
any employee pension benefit plan (including a Multiple Employer Plan or a Multiemployer Plan) that is maintained or is contributed to
by any Borrower or any ERISA Affiliate and is either covered by Title IV of ERISA or is subject to the minimum funding standards under
Section 412 of the Code.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Permitted Acquisition</U>&rdquo;
means any merger, consolidation, or acquisition with or of any Person which complies with each of the following terms and conditions:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;said
Person must be in a line of business similar to those in which the Borrowers and their Subsidiaries are engaged as of the date hereof,
or any related line of business, or a line of business which is reasonably complimentary or incidental thereto; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no
Default or Event of Default shall exist at the time of, or shall result or be caused by, such merger, consolidation, or acquisition;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
all of the financial covenants set forth in <U>Section 7.08</U> must be complied with on a pro forma combined basis for the then current
period and (ii) if, on a pro forma basis, the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">Person
the subject of such merger, consolidation or acquisition constitutes a Material Domestic Subsidiary, then as evidence of such compliance,
Verisk shall have first delivered to the Administrative Agent a written certificate signed by a Responsible Officer showing, in reasonable
detail, the calculation of the pro-forma Consolidated Funded Debt Leverage Ratio of Verisk and its direct and indirect Subsidiaries on
a consolidated basis, after giving effect to such merger, consolidation, or acquisition; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;in
the event a Borrower is not the surviving Person, the surviving Person shall be a domestic Person that expressly assumes, by a written
agreement satisfactory in form and substance to the Administrative Agent (which agreement may require, in connection with such assumption,
the delivery of such opinions of counsel (who may be in-house counsel) as the Administrative Agent may reasonably require), the obligations
of the acquired Borrower(s) under the Loan Documents, including, without limitation, all covenants contained therein, and such successor
or acquiring Person shall succeed to and be substituted for such Borrower(s) with the same effect as if it had been named herein as a
party hereto, <U>provided</U>, <U>however</U>, that no such sale shall release any Borrower from its obligations and liabilities under
this Agreement or any of the other Loan Documents unless such sale is followed by the complete liquidation of such Borrower and substantially
all the assets of such Borrower immediately following such sale are distributed to the successor or acquiring Person in such liquidation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Permitted Subsidiary Acquisition
Indebtedness</U>&rdquo; means Indebtedness of any Subsidiary of a Borrower which is:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;owed
by any Person at the time (i) such Person becomes a Subsidiary of or is merged with or into a Borrower or a Subsidiary of a Borrower
or (ii) a Subsidiary acquires any Property from such Person and which Indebtedness is expressly assumed by such Subsidiary at the time
of such acquisition; <U>provided </U>that (A) such Indebtedness was not created, incurred, or assumed by such Person or such Subsidiary
in contemplation of any Permitted Acquisition, (B) in the event such Indebtedness shall be Guaranteed, such Guarantee shall be unsecured
and shall be given by a Borrower, and (C) the principal amount of such Indebtedness shall not be increased at any time after it is first
acquired or assumed, as applicable, or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;incurred
by such Subsidiary to finance or to refinance a Permitted Acquisition; <U>provided </U>that (i) such Indebtedness shall be incurred substantially
simultaneously with the consummation of such Permitted Acquisition, (ii) the principal amount of such Indebtedness incurred in connection
with such Permitted Acquisition shall not be increased at any time after it is first incurred, (iii) the principal amount of such Indebtedness
(together with any accrued interest thereon and closing costs relating thereto) shall at no time exceed 100% of the original purchase
price of such Permitted Acquisition, and (iv) in the event such Indebtedness shall be Guaranteed, such Guarantee shall be unsecured and
shall be given by a Borrower.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Person</U>&rdquo; means any
natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, Governmental Authority
or other entity.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Plan</U>&rdquo; means any
employee benefit plan within the meaning of Section 3(3) of ERISA (including a Pension Plan), maintained for employees of the Borrowers
or any ERISA Affiliate or any such Plan to which any Borrower or any ERISA Affiliate is required to contribute on behalf of any of its
employees.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Platform</U>&rdquo; has the
meaning specified in <U>Section 6.02</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Prime Rate</U>&rdquo; means
the rate of interest in effect for such day as publicly announced from time to time by Bank of America as its &ldquo;prime rate.&rdquo;
The &ldquo;prime rate&rdquo; is a rate set by Bank of America based upon various factors including Bank of America&rsquo;s costs and
desired return, general economic conditions and other factors, and is used as a reference point for pricing some loans, which may be
priced at, above, or below such announced rate. Any change in such rate announced by Bank of America shall take effect at the opening
of business on the day specified in the public announcement of such change.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Priority Indebtedness</U>&rdquo;
means, at any time, the sum (without duplication) of (a) all Indebtedness (other than Indebtedness of the type specified in <U>clauses
(b)</U> and <U>(c)</U> of the definition of Indebtedness, or any Guarantee insofar as it relates to such types of Indebtedness) of the
Borrowers secured by Liens not otherwise permitted by <U>Sections 7.01(a)</U>, <U>(b)</U>, <U>(c)</U>, and <U>(e)</U> through <U>(k)</U>,
inclusive, <U>plus</U> (b) all Indebtedness of the Borrowers&rsquo; Subsidiaries <FONT STYLE="color: red"><STRIKE>that are not Guarantors
</STRIKE></FONT>owed to any Person other than to a Borrower or to a Wholly-Owned Subsidiary, other than any Permitted Subsidiary Acquisition
Indebtedness.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Property</U>&rdquo; or &ldquo;<U>Properties</U>&rdquo;
means any real or personal property, plant, building, facility, structure, underground storage tank, equipment or unit, or other asset
owned, leased or operated by any Borrower and/or any of its respective Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Public Debt Rating</U>&rdquo;
means, as of any date, the rating that has been most recently announced by either S&amp;P, Moody&rsquo;s or Fitch, as the case may be,
for any class of non-credit enhanced long-term senior unsecured debt issued by Verisk or, if any such rating agency shall have issued
more than one such rating, the lowest such rating issued by such rating agency. For purposes of the foregoing, (a) if only one of S&amp;P,
Moody&rsquo;s and Fitch shall have in effect a Public Debt Rating, the Applicable <FONT STYLE="color: red"><STRIKE>Margin</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Rate
</U></FONT>shall be determined by reference to the available rating; (b) if none of S&amp;P, Moody&rsquo;s or Fitch shall have in effect
a Public Debt Rating, the Applicable <FONT STYLE="color: red"><STRIKE>Margin</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Rate
</U></FONT>will be set in accordance with Pricing Level 5 above; (c) if the ratings established by S&amp;P, Moody&rsquo;s and Fitch shall
fall within different levels, the Applicable <FONT STYLE="color: red"><STRIKE>Margin</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Rate
</U></FONT>shall be based upon the ratings of the two of the agencies that fall within the same level unless each agency&rsquo;s ratings
is at a separate level, in which case the applicable level will be deemed to be the middle level; (d) if any rating established by S&amp;P,
Moody&rsquo;s or Fitch shall be changed, such change shall be effective as of the date on which such change is first announced publicly
by the rating agency making such change; and (e) if S&amp;P, Moody&rsquo;s or Fitch shall change the basis on which ratings are established,
each reference to the Public Debt Rating announced by S&amp;P, Moody&rsquo;s or Fitch, as the case may be, shall refer to the then equivalent
rating by S&amp;P, Moody&rsquo;s or Fitch, as the case may be.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Public Lender</U>&rdquo; has
the meaning specified in <U>Section 6.02</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>QFC Credit Support</U>&rdquo;
has the meaning specified in <U>Section 10.24</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Qualified ECP Guarantor</U>&rdquo;
means, at any time, each Loan Party with total assets exceeding $10,000,000 or that qualifies at such time as an &ldquo;eligible contract
participant&rdquo; under the Commodity Exchange Act and can cause another person to qualify as an &ldquo;eligible contract participant&rdquo;
at such time under &sect;1a(18)(A)(v)(II) of the Commodity Exchange Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Recipient</U>&rdquo; means
the Administrative Agent, any Lender<FONT STYLE="color: red"><STRIKE>, the</STRIKE></FONT> <FONT STYLE="text-underline-style: double; color: blue"><U>or
any</U></FONT> L/C Issuer <FONT STYLE="color: red"><STRIKE>or any other recipient of any payment to be made by or on account of any obligation
of any Loan Party hereunder</STRIKE></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Register</U>&rdquo; has the
meaning specified in <U>Section 10.06(c)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Related Parties</U>&rdquo;
means, with respect to any Person, such Person&rsquo;s Affiliates and the partners, directors, officers, employees, agents, trustees,
administrators, managers, advisors and representatives of such Person and of such Person&rsquo;s Affiliates.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Release</U>&rdquo; means release,
spill, emission, leaking, pumping, injection, deposit, disposal, discharge, dispersal, leaching or migration into the indoor or outdoor
environment or into or out of any Property, including the movement of Hazardous Materials through or in the air, soil, surface water,
groundwater or real property.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Relevant
Rate&rdquo; means with respect to any Credit Extension denominated in (a) Dollars, SOFR (b) Sterling, SONIA and (c) Euros, EURIBOR, as
applicable.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Reportable Event</U>&rdquo;
means any of the events set forth in Section 4043(c) of ERISA, other than events for which the 30 day notice period has been waived.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Request for Credit Extension</U>&rdquo;
means (a) with respect to a Borrowing, conversion or continuation of Committed Loans, a Committed Loan Notice, (b) with respect to an
L/C Credit Extension, a Letter of Credit Application, and (c) with respect to a Swing Line Loan, a Swing Line Loan Notice.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Required Lenders</U>&rdquo;
means, as of any date of determination, Lenders having more than 50% of the Aggregate Commitments or, if the commitment of each Lender
to make Loans and the obligation of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer to make L/C Credit Extensions have been terminated pursuant to <U>Section 8.02</U>, Lenders holding in the aggregate
more than 50% of the Total Outstandings (with the aggregate amount of each Lender&rsquo;s risk participation and funded participation
in L/C Obligations and Swing Line Loans being deemed &ldquo;held&rdquo; by such Lender for purposes of this definition); <U>provided
</U>that the Commitment of, and the portion of the Total Outstandings held or deemed held by, any Defaulting Lender shall be excluded
for purposes of making a determination of Required Lenders.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Rescindable
Amount&rdquo; has the meaning as specified in Section 2.12(b)(ii).</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Resolution
Authority&rdquo; means an EEA Resolution Authority or, with respect to any UK Financial Institution, a UK Resolution Authority.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Responsible Officer</U>&rdquo;
means the chief executive officer, president, chief financial officer, treasurer, assistant treasurer <FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
controller or assistant</U></FONT> controller of a Loan Party, and solely for purposes of the delivery of incumbency certificates pursuant
to <U>Section 4.01</U>, the secretary or any assistant secretary of a Loan Party, and, solely for purposes of notices given pursuant
to <U>Article II</U>, any other officer or employee of the applicable Loan Party so designated by any of the foregoing officers in a
notice to the Administrative Agent or any other officer or employee of the applicable Loan Party designated in or pursuant to an agreement
between the applicable Loan Party and the Administrative Agent. Any document delivered hereunder that is signed by a Responsible Officer
of a Loan Party shall be conclusively presumed to have been authorized by all necessary corporate, partnership and/or other action on
the part of such Loan Party and such Responsible Officer shall be conclusively presumed to have acted on behalf of such Loan Party.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Restricted
Payment</STRIKE></U><STRIKE>&rdquo; means any dividend or other distribution (whether in cash, securities or other property) with respect
to any capital stock or other Equity Interest of Verisk, or any payment (whether in cash, securities or other property), including any
sinking fund or similar deposit, on account of the purchase, redemption, retirement, acquisition, cancellation or termination of any
such capital stock </STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>or
other Equity Interest, or on account of any return of capital to Verisk&rsquo;s stockholders, partners or members (or the equivalent
Person thereof).</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Revaluation Date</U>&rdquo;
means, (a) with respect to any Loan, each of the following: (i)&nbsp;each date of a Borrowing of <FONT STYLE="color: red"><STRIKE>a Eurocurrency
Rate Loan denominated in </STRIKE></FONT>an Alternative Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Term Rate
Loan</U></FONT>, (ii) <FONT STYLE="text-underline-style: double; color: blue"><U>with respect to an Alternative Currency Daily Rate Loan,
each Interest Payment Date, (iii) </U></FONT>each date of a continuation of <FONT STYLE="color: red"><STRIKE>a Eurocurrency Rate Loan
denominated in </STRIKE></FONT>an Alternative Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Term Rate Loan </U></FONT>pursuant
to <U>Section&nbsp;2.02</U>, and (<FONT STYLE="color: red"><STRIKE>iii</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>iv</U></FONT>)&nbsp;such
additional dates as the Administrative Agent shall reasonably determine or the Required Lenders shall reasonably require; and (b)&nbsp;with
respect to any Letter of Credit, each of the following: (i)&nbsp;each date of issuance of a Letter of Credit denominated in an Alternative
Currency, (ii) each date of an amendment of any such Letter of Credit having the effect of increasing the amount thereof <FONT STYLE="color: red"><STRIKE>(</STRIKE></FONT>solely
with respect to the increased amount<FONT STYLE="color: red"><STRIKE>)</STRIKE></FONT>, (iii)&nbsp;each date of any payment by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer under any Letter of Credit denominated in an Alternative Currency, and (iv) such additional dates as the Administrative
Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer shall determine or the Required
Lenders shall require.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>S&amp;P</U>&rdquo;
means Standard &amp; Poor&rsquo;s <FONT STYLE="color: red"><STRIKE>Rating Services, a Standard &amp; Poor&rsquo;s </STRIKE></FONT>Financial
Services LLC <FONT STYLE="color: red"><STRIKE>business</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>, a
subsidiary of S&amp;P Global Inc.</U></FONT>, and any successor <FONT STYLE="color: red"><STRIKE>to its rating agency business</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>thereto</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Same Day Funds</U>&rdquo;
means (a) with respect to disbursements and payments in Dollars, immediately available funds, and (b) with respect to disbursements and
payments in an Alternative Currency, same day or other funds as may be determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, as the case may be, to be customary in the place of disbursement or payment for the settlement of international
banking transactions in the relevant Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Sanction(s)</U>&rdquo; means
any sanction administered or enforced by the United States Government (including without limitation, OFAC), the United Nations Security
Council, the European Union, <FONT STYLE="color: red"><STRIKE>Her</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>or
His</U></FONT> Majesty&rsquo;s Treasury <FONT STYLE="text-underline-style: double; color: blue"><U>of the United Kingdom </U></FONT>or
other relevant sanctions authority <FONT STYLE="text-underline-style: double; color: blue"><U>with jurisdiction over any Borrower or
its Subsidiaries</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Scheduled Unavailability Date</U>&rdquo;
has the meaning specified in <U>Section </U><FONT STYLE="color: red"><U><STRIKE>3.07</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>3.03</U></FONT><U>(b)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>SEC</U>&rdquo; means the Securities
and Exchange Commission, or any Governmental Authority succeeding to any of its principal functions.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Securities
Act&rdquo; means the Securities Act of 1933, including all amendments thereto and regulations promulgated thereunder.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;SOFR&rdquo;
means the Secured Overnight Financing Rate as administered by the SOFR Administrator.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;SOFR
Adjustment&rdquo; means 0.10%.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;SOFR
Administrator&rdquo; means the Federal Reserve Bank of New York, as the administrator of SOFR, or any successor administrator of SOFR
designated by the Federal Reserve Bank of New York or other Person acting as the SOFR Administrator at such time that is </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">satisfactory
to the Administrative Agent</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;SOFR
Daily Floating Rate&rdquo; means for any interest calculation with respect to a SOFR Daily Floating Rate Loan on any date, a fluctuating
rate of interest, which can change on each Business Day, equal to the Term SOFR Screen Rate, two (2) U.S. Government Securities </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Business
Days prior to such </FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>date,
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">with a term equivalent to one (1) month beginning
on that date; provided, that if the rate is not published prior to 11:00 a.m. on such determination date then then SOFR Daily Floating
Rate means the Term SOFR Screen Rate on the first (1st) U.S. Government Securities Business Day immediately prior thereto, in each case,
plus the SOFR Adjustment.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;SOFR
Daily Floating Rate Loan&rdquo; means a Loan that bears </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">interest
based on the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">SOFR Daily Floating Rate.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<FONT STYLE="color: red"><U><STRIKE>Securities
Act</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR Successor Rate</U></FONT>&rdquo; has the meaning
specified in <U>Section </U><FONT STYLE="color: red"><U><STRIKE>4.03(c)</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>3.03</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;SONIA&rdquo;
means, with respect to any applicable determination date, the Sterling Overnight Index Average Reference Rate published on the fifth
Business Day preceding such date on the applicable Reuters screen page </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">(or
such other commercially available source providing such quotations as may be designated by the Administrative Agent from time to time)</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">;
provided however that if such determination date is not a Business Day, SONIA means such rate that applied on the first Business Day
immediately prior thereto.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;SONIA
Adjustment&rdquo; means 0.0326%.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Special Notice Currency</U>&rdquo;
means at any time an Alternative Currency, other than the currency of a country <FONT STYLE="text-underline-style: double; color: blue"><U>that
</U></FONT>(a) <FONT STYLE="color: red"><STRIKE>that </STRIKE></FONT>is a member of the Organization for Economic Cooperation and Development
at such time and (b) is located in North America or Europe.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Specified Loan Party</U>&rdquo;
means any Loan Party that is not <FONT STYLE="text-underline-style: double; color: blue"><U>then </U></FONT>an &ldquo;eligible contract
participant&rdquo; under the Commodity Exchange Act (determined prior to giving effect to <U>Section 10.20</U>).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Spot Rate</U>&rdquo; for a
currency means the rate determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, as applicable, to be the rate quoted by the Person acting in such capacity as the spot rate for the purchase by
such Person of such currency with another currency through its principal foreign exchange trading office at approximately 11:00 a.m.
on the date two Business Days prior to the date as of which the foreign exchange computation is made; <U>provided</U> that the Administrative
Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer may obtain such spot rate from
another financial institution designated by the Administrative Agent or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer if the Person acting in such capacity does not have as of the date of determination a spot buying rate for any
such currency; and <U>provided further</U> that <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer may use such spot rate quoted on the date as of which the foreign exchange computation is made in the case of any
Letter of Credit denominated in an Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Sterling</U>&rdquo; and &ldquo;<U>&pound;</U>&rdquo;
mean the lawful currency of the United Kingdom.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Subsidiary</U>&rdquo; of a
Person means a corporation, partnership, joint venture, limited liability company or other business entity of which a majority of the
shares of securities or other interests having ordinary voting power for the election of directors or other governing body (other than
securities or interests having such power only by reason of the happening of a contingency) are at the time beneficially owned, or the
management of which is otherwise controlled, directly, or indirectly through one or more intermediaries, or both, by such Person. Unless
otherwise specified, all references herein to a &ldquo;<U>Subsidiary</U>&rdquo; or to &ldquo;<U>Subsidiaries</U>&rdquo; shall refer to
a Subsidiary or Subsidiaries of Verisk.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Successor
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Rate&rdquo; has the meaning specified in </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Section
3.03.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Supported QFC</U>&rdquo; has
the meaning specified in <U>Section 10.24</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Sustainability
Coordinators&rdquo; means, collectively, any Lender or Lenders (or Affiliate thereof) selected by Verisk after the Fifth Amendment Effective
Date as a sustainability coordinator </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">in their
capacity as </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">such, as agreed to by such Lender
(or Affiliate thereof).</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swap Contract</U>&rdquo; means
(a) any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps, commodity
options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps or options or forward
bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions, cap transactions,
floor transactions, collar transactions, currency swap transactions, cross-currency rate swap transactions, currency options, spot contracts,
or any other similar transactions or any combination of any of the foregoing (including any options to enter into any of the foregoing),
whether or not any such transaction is governed by or subject to any master agreement, and (b) any and all transactions of any kind,
and the related confirmations, which are subject to the terms and conditions of, or governed by, any form of master agreement published
by the International Swaps and Derivatives Association, Inc., any International Foreign Exchange Master Agreement, or any other master
agreement (any such master agreement, together with any related schedules, a &ldquo;<U>Master Agreement</U>&rdquo;), including any such
obligations or liabilities under any Master Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swap Obligations</U>&rdquo;
means with respect to <FONT STYLE="color: red"><STRIKE>any</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor any obligation to pay or perform under any agreement, contract or transaction that constitutes a &ldquo;<U>swap</U>&rdquo;
within the meaning of Section 1 a(47) of the Commodity Exchange Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swap Termination Value</U>&rdquo;
means, in respect of any one or more Swap Contracts, after taking into account the effect of any legally enforceable netting agreement
relating to such Swap Contracts, (a) for any date on or after the date such Swap Contracts have been closed out and termination value(s)
determined in accordance therewith, such termination value(s) and (b) for any date prior to the date referenced in the foregoing <U>clause
(a)</U>, the amount(s) determined as the mark-to-market value(s) for such Swap Contracts, as determined based upon one or more mid-market
or other readily available quotations provided by any recognized dealer in such Swap Contracts (which may include a Lender or any Affiliate
of a Lender).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swing Line Borrowing</U>&rdquo;
means a borrowing of a Swing Line Loan pursuant to <U>Section 2.04</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swing Line Lender</U>&rdquo;
means Bank of America in its capacity as provider of Swing Line Loans, or any successor swing line lender hereunder.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swing Line Loan</U>&rdquo;
has the meaning specified in <U>Section 2.04(a)</U>. All Swing Line Loans shall be denominated in Dollars.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swing Line Loan Notice</U>&rdquo;
means a notice of a Swing Line Borrowing pursuant to <U>Section 2.04(b)</U>, which shall be substantially in the form of <U>Exhibit B
</U>or such other form as approved by the Administrative Agent (including any form on an electronic platform or electronic transmission
system which form, platform and system shall be approved by the Administrative Agent), appropriately completed and signed by a Responsible
Officer of the applicable Borrower.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Swing Line Sublimit</U>&rdquo;
means an amount equal to the lesser of (a) $<FONT STYLE="color: red"><STRIKE>50,000,000</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>100,000,000
</U></FONT>and (b) the Aggregate Commitments. The Swing Line Sublimit is part of, and not in addition to, the Aggregate Commitments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Synthetic Lease Obligation</U>&rdquo;
means the monetary obligation of a Person under (a) a so-called synthetic, off-balance sheet or tax retention lease, or (b) an agreement
for the use or possession of</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">property creating obligations that do
not appear on the balance sheet of such Person but which, upon the insolvency or bankruptcy of such Person, would be characterized as
the indebtedness of such Person (without regard to accounting treatment).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;TARGET2&rdquo;
means the Trans-European Automated Real-time Gross Settlement Express Transfer payment system which utilizes a single shared platform
and which was launched on November 19, 2007.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;TARGET
Day&rdquo; means any day on which TARGET2 (or, if such payment system ceases to be operative, such other payment system, if any,&nbsp;</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">determined
by the Administrative Agent to be </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">a suitable replacement)
is open for the settlement of payments in Euro.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Taxes</U>&rdquo;
means all present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees
or other charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Term
SOFR&rdquo; means:</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>for any Interest Period with respect to a
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Term SOFR Loan, the rate per annum equal to the
Term SOFR Screen Rate two U.S. Government Securities Business Days prior to the commencement of such Interest Period with a term equivalent
to such Interest Period</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">; provided that if the
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">rate is not published prior to 11:00 a.m. on such
determination date then Term SOFR means the Term SOFR Screen Rate on the first U.S. Government Securities Business Day immediately prior
thereto, in each case, <I>plus</I> the SOFR Adjustment for such Interest Period; and</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>for any interest calculation with respect
to a Base Rate Loan on any date, the rate per annum equal to </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">the
Term SOFR Screen Rate </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">with a term of one month
commencing that day;</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>provided
that if the Term SOFR determined in accordance with either of the foregoing provisions (a) or (b) of this definition would otherwise
</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">be less than zero</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">,
the Term SOFR shall be deemed zero </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">for purposes
of this Agreement.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Term
SOFR Loan&rdquo; means a Loan that bears interest at a rate based on clause (a) of the definition of Term SOFR.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Term
SOFR Replacement Date</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">&rdquo; has the meaning
specified in Section 3.03(</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">b).</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>&ldquo;Term
SOFR </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Screen Rate&rdquo; means the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">forward-looking
SOFR term rate administered by the SOFR Administrator and published on the applicable Reuters screen page </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">(or
such other commercially available source providing such quotations as may be designated by the Administrative Agent from time to time).</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Total Outstandings</U>&rdquo;
means the aggregate Outstanding Amount of all Loans and all L/C Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Type</U>&rdquo; means, with
respect to a Committed Loan, its character as a Base Rate Loan, <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Alternative Currency</U></FONT> Daily <FONT STYLE="color: red"><STRIKE>Loan or a Eurocurrency </STRIKE></FONT>Rate Loan<FONT STYLE="text-underline-style: double; color: blue"><U>,
an Alternative Currency Term Rate Loan, a SOFR Daily Floating Rate Loan or a Term SOFR Loan</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Verisk</STRIKE></U><STRIKE>&rdquo;
has the meaning specified in the introductory paragraphs hereto.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;UK
Financial Institution&rdquo; means any BRRD Undertaking (as such term is defined under the PRA Rulebook (as amended form time to time)
promulgated by the United Kingdom Prudential Regulation Authority) or any person falling within IFPRU 11.6 of the FCA Handbook (as amended
from time to time) promulgated by the United Kingdom Financial Conduct Authority, which includes certain credit institutions and investment
firms, and certain affiliates of such credit institutions or investment firms.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;UK
Resolution Authority&rdquo; means the Bank of England or any other public administrative authority having responsibility for the resolution
of any UK Financial Institution.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>United States</U>&rdquo; and
&ldquo;<U>U.S.</U>&rdquo; mean the United States of America.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Unreimbursed Amount</U>&rdquo;
has the meaning specified in <U>Section 2.03(c)(i)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;U.S.
Government Securities Business Day&rdquo; means any Business Day, except any Business Day on which any of the Securities Industry and
Financial Markets Association, the New York Stock Exchange or the Federal Reserve Bank of New York is not open for business because such
day is a legal holiday under the federal laws of the United States or the laws of the State of New York, as applicable.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>U.S. Person</U>&rdquo; means
any Person that is a &ldquo;<U>United States Person</U>&rdquo; as defined in Section 7701(a)(30) of the Code.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>U.S. Special Resolution Regimes</U>&rdquo;
has the meaning specified in <U>Section 10.24</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>U.S. Tax Compliance Certificate</U>&rdquo;
has the meaning specified in <U>Section 3.01(e)(ii)(B)(III)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: green"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>&ldquo;Verisk&rdquo;
has the meaning specified in the introductory paragraphs hereto.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: green"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Wholly-Owned</U>&rdquo; means,
with respect to any Subsidiary or Subsidiaries of Verisk, that all of the Equity Interests (other than directors&rsquo; qualifying shares
but not in excess of the minimum number of shares necessary to satisfy local ownership legal requirements) of such Subsidiary or Subsidiaries
is/are, at the time as of which any such determination is being made, owned by Verisk, either directly or through any other Wholly-Owned
Subsidiary or Wholly-Owned Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&ldquo;<U>Write-Down and Conversion
Powers</U>&rdquo; means, <FONT STYLE="text-underline-style: double; color: blue"><U>(a) </U></FONT>with respect to any EEA Resolution
Authority, the write-down and conversion powers of such EEA Resolution Authority from time to time under the Bail-In Legislation for
the applicable EEA Member Country, which write-down and conversion powers are described in the EU Bail-In Legislation Schedule<FONT STYLE="color: red"><STRIKE>.</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
and (b) with respect to the United Kingdom, any powers of the applicable Resolution Authority under the Bail-In Legislation to cancel,
reduce, modify or change the form of a liability of any UK Financial Institution or any contract or instrument under which that liability
arises, to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide
that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect
of that liability or any of the powers under that Bail-In Legislation that are related to or ancillary to any of those powers.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Other Interpretive Provisions</FONT></B><FONT STYLE="font-size: 10pt">. With reference to
this Agreement and each other Loan Document, unless otherwise specified herein or in such other Loan Document:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
definitions of terms herein shall apply equally to the singular and plural forms of the terms defined. Whenever the context may require,
any pronoun shall include the corresponding masculine, feminine and neuter forms. The words &ldquo;include,&rdquo; &ldquo;includes&rdquo;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;including&rdquo;
shall be deemed to be followed by the phrase &ldquo;without limitation.&rdquo; The word &ldquo;will&rdquo; shall be construed to have
the same meaning and effect as the word &ldquo;shall.&rdquo; Unless the context requires otherwise, (i)&nbsp;any definition of or reference
to any agreement, instrument or other document (including <FONT STYLE="text-underline-style: double; color: blue"><U>the Loan Documents
and </U></FONT>any Organization Document) shall be construed as referring to such agreement, instrument or other document as from time
to time amended, <FONT STYLE="color: red"><STRIKE>supplemented or otherwise</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>amended
and restated,</U></FONT> modified<FONT STYLE="text-underline-style: double; color: blue"><U>, extended, restated, replaced or supplemented
from time to time</U></FONT> (subject to any restrictions on such amendments, supplements or modifications set forth herein or in any
other Loan Document), (ii)&nbsp;any reference herein to any Person shall be construed to include such Person&rsquo;s successors and assigns,
(iii)&nbsp;the words &ldquo;hereto,&rdquo; &ldquo;herein,&rdquo; &ldquo;hereof&rdquo; and &ldquo;hereunder,&rdquo; and words of similar
import when used in any Loan Document, shall be construed to refer to such Loan Document in its entirety and not to any particular provision
thereof, (iv)&nbsp;all references in a Loan Document to Articles, Sections, <FONT STYLE="text-underline-style: double; color: blue"><U>Preliminary
Statements, </U></FONT>Exhibits and Schedules shall be construed to refer to Articles and Sections of, and <FONT STYLE="text-underline-style: double; color: blue"><U>Preliminary
Statements, </U></FONT>Exhibits and Schedules to, the Loan Document in which such references appear, (v)&nbsp;any reference to any law
shall include all statutory and regulatory <FONT STYLE="text-underline-style: double; color: blue"><U>rules, regulations, orders and
</U></FONT>provisions consolidating, amending, replacing or interpreting such law and any reference to any law<FONT STYLE="text-underline-style: double; color: blue"><U>,
rule</U></FONT> or regulation shall, unless otherwise specified, refer to such law<FONT STYLE="text-underline-style: double; color: blue"><U>,
rule</U></FONT> or regulation as amended, modified<FONT STYLE="text-underline-style: double; color: blue"><U>, extended, restated, replaced
</U></FONT>or supplemented from time to time, and (vi)&nbsp;the words &ldquo;asset&rdquo; and &ldquo;property&rdquo; shall be construed
to have the same meaning and effect and to refer to any and all tangible and intangible assets and properties, including cash, securities,
accounts and contract rights.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
the computation of periods of time from a specified date to a later specified date, the word &ldquo;<U>from</U>&rdquo; means &ldquo;<U>from
and including;</U>&rdquo; the words &ldquo;<U>to</U>&rdquo; and &ldquo;<U>until</U>&rdquo; each mean &ldquo;<U>to but excluding;</U>&rdquo;
and the word &ldquo;<U>through</U>&rdquo; means &ldquo;<U>to and including</U>.&rdquo;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section
headings herein and in the other Loan Documents are included for convenience of reference only and shall not affect the interpretation
of this Agreement or any other Loan Document.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Accounting Terms</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Generally</U>. All accounting terms not specifically or completely defined herein shall be construed in conformity with, and
all financial data (including financial ratios and other financial calculations) required to be submitted pursuant to this Agreement
shall be prepared in conformity with, GAAP applied on a consistent basis, as in effect from time to time, applied in a manner consistent
with that used in preparing the Audited Financial Statements, <U>except</U> as otherwise specifically prescribed herein. Notwithstanding
the foregoing, for purposes of determining compliance with any covenant (including the computation of any financial covenant) contained
herein, Indebtedness of the Borrowers and their Subsidiaries shall be deemed to be carried at 100% of the outstanding principal amount
thereof, and the effects of FASB ASC 825 on financial liabilities shall be disregarded.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Changes in GAAP</U>. If at any time any change in GAAP would affect the computation of any financial ratio or requirement set
forth in any Loan Document, and either Verisk or the Required Lenders shall so request, the Administrative Agent, the Lenders and Verisk
shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in GAAP
(subject to the approval of the Required Lenders); <U>provided </U>that, until so amended, (i) such ratio or requirement shall continue
to be computed in accordance with GAAP prior to such change therein and (ii) Verisk shall provide to the Administrative Agent and the
Lenders financial statements and other documents required under this Agreement or as reasonably requested hereunder setting forth a reconciliation
between calculations of such ratio or requirement made before and after giving effect to</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">such
change in GAAP. Without limiting the foregoing, leases shall continue to be classified and accounted for as Consolidated Funded Indebtedness
on a basis consistent with that reflected in the Audited Financial Statements for all purposes of this Agreement, notwithstanding any
change in GAAP relating thereto, unless the parties hereto shall enter into a mutually acceptable amendment addressing such changes,
as provided for above. For the avoidance of doubt, operating leases will not be included as Consolidated Funded Indebtedness.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Consolidation of Variable Interest Entities</U>. All references herein to consolidated financial statements of Verisk and its
direct and indirect Subsidiaries or to the determination of any amount for Verisk and its direct and indirect Subsidiaries on a consolidated
basis or any similar reference shall, in each case, be deemed to include each variable interest entity that Verisk is required to consolidate
pursuant to FASB Interpretation No. 46 &ndash; Consolidation of Variable Interest Entities: an interpretation of ARB No. 51 (January
2003) as if such variable interest entity were a Subsidiary as defined herein.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Rounding</FONT></B><FONT STYLE="font-size: 10pt">. Any financial ratios required to be maintained
by the Borrowers pursuant to this Agreement shall be calculated by dividing the appropriate component by the other component, carrying
the result to one place more than the number of places by which such ratio is expressed herein and rounding the result up or down to
the nearest number (with a rounding-up if there is no nearest number).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Times of Day</FONT></B><FONT STYLE="font-size: 10pt">. Unless otherwise specified, all references
herein to times of day shall be references to Eastern time (daylight or standard, as applicable).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Letter of Credit Amounts</FONT></B><FONT STYLE="font-size: 10pt">. Unless otherwise specified
herein, the amount of a Letter of Credit at any time shall be deemed to be the Dollar Equivalent of the stated amount of such Letter
of Credit in effect at such time; <U>provided</U>, <U>however</U>, that with respect to any Letter of Credit that, by its terms or the
terms of any Issuer Document related thereto, provides for one or more automatic increases in the stated amount thereof, the amount of
such Letter of Credit shall be deemed to be the Dollar Equivalent of the maximum stated amount of such Letter of Credit after giving
effect to all such increases, whether or not such maximum stated amount is in effect at such time.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Interpretation and Construction of Exceptions/Carveouts to Article VII Negative Covenants</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">In connection with the exceptions/carveouts
to the negative covenants set forth and described in <U>Article VII</U>, each such exception/carveout shall be available as described
therein independent of, and separate, distinct, and apart from, any other such exceptions/carveouts, including, without limitation, any
other exceptions/carveouts expressly set forth and described within the same section of such <U>Article VII</U>. Any and all such exceptions/carveouts
which make reference to an aggregate dollar amount (i.e., a &ldquo;basket&rdquo;) shall be deemed to refer to the aggregate dollar amount
which the Lenders will permit the Borrowers and their Subsidiaries to incur or to have incurred and to permit to remain outstanding subsequent
to the date hereof, however, such aggregate dollar amount (i.e., a &ldquo;basket&rdquo;) shall be deemed to be <U>inclusive of</U>, <U>and
not in addition to</U>, the aggregate dollar amount of each such exception/carveout which may have been previously incurred and which
is currently outstanding as of the date hereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Additional Alternative Currencies</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Borrowers and their Subsidiaries may from time to time request that <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans be made and/or Letters of Credit be issued in a currency other than those specifically listed in the definition
of &ldquo;<FONT STYLE="color: red"><STRIKE>LIBOR Quoted Currency&rdquo; or &ldquo;Non-LIBOR Quoted</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
</U></FONT>Currency&rdquo;; <U>provided<FONT STYLE="text-underline-style: double; color: blue">,</FONT></U> that <FONT STYLE="text-underline-style: double; color: blue"><U>(i)
</U></FONT>such requested currency is a lawful currency (other than Dollars) that is</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">readily
available and freely transferable and convertible into Dollars<FONT STYLE="color: red"><STRIKE>. In the case of any such request </STRIKE></FONT><STRIKE><FONT STYLE="color: green">with
respect to the </FONT><FONT STYLE="color: red">making of Eurocurrency Rate Loans,</FONT></STRIKE> <FONT STYLE="text-underline-style: double; color: blue"><U>and
(ii)</U></FONT> such request shall be subject to the approval of the Administrative Agent and each Lender; and in the case of any such
request with respect to the issuance of Letters of Credit, such request shall be subject to the approval of the Administrative Agent
and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each relevant</U></FONT>
L/C Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Any such request shall be made to the Administrative Agent not later than 11:00 a.m., 20 Business Days prior to the date of the
desired Credit Extension (or such other time or date as may be agreed by the Administrative Agent and, in the case of any such request
pertaining to Letters of Credit, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
relevant</U></FONT> L/C Issuer, in its sole and absolute discretion). In the case of any such request pertaining to <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative Currency</U></FONT> Loans, the Administrative
Agent shall promptly notify each Lender thereof; and in the case of any such request pertaining to Letters of Credit, the Administrative
Agent shall promptly notify <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
relevant</U></FONT> L/C Issuer of such request. Each Lender (in the case of any such request pertaining to <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative Currency</U></FONT> Loans) or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
relevant</U></FONT> L/C Issuer (in the case of a request pertaining to Letters of Credit) shall notify the Administrative Agent, not
later than 11:00 a.m., ten Business Days after receipt of such request whether it consents, in its sole and absolute discretion, to the
making of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans or the issuance of Letters of Credit, as the case may be, in such requested currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Any failure by a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>a
relevant</U></FONT> L/C Issuer, as the case may be, to respond to such request within the time period specified in the preceding sentence
shall be deemed to be a refusal by such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, to permit <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans to be made or Letters of Credit to be issued in such requested currency. If the Administrative Agent and all
the Lenders consent to making <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans in such requested currency and the Administrative Agent and such Lenders reasonably determine that <FONT STYLE="color: red"><STRIKE>a
Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an appropriate interest rate</U></FONT> is
available to be used for such requested currency, the Administrative Agent shall so notify the Borrowers and (i) the Administrative Agent,
such Lenders and the Borrowers may amend the definition of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate for any Non-LIBOR Quoted</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
</U></FONT>Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Daily Rate or Alternative Currency Term Rate </U></FONT>to
the extent necessary to add the applicable <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>rate
</U></FONT>for such currency <FONT STYLE="text-underline-style: double; color: blue"><U>and any applicable adjustment for such rate,
</U></FONT>and (ii) to the extent the definition of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate reflects the appropriate interest
rate for such currency or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative Currency Daily Rate or
Alternative Currency Term Rate, as applicable,</U></FONT> has been amended to reflect the appropriate rate for such currency, such currency
shall thereupon be deemed for all purposes to be <FONT STYLE="color: red"><STRIKE>a LIBOR Quoted</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Alternative</U></FONT> Currency <FONT STYLE="color: red"><STRIKE>or a Non-LIBOR Quoted Currency, as applicable, </STRIKE></FONT>for purposes
of any Borrowings of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans. If the Administrative Agent and the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C
<FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>
consent to the issuance of Letters of Credit in such requested currency, the Administrative Agent shall so notify the Borrowers and (A)
the Administrative Agent, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Borrowers may amend the definition of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate for any Non-LIBOR Quoted</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
</U></FONT>Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Daily Rate or Alternative Currency Term Rate, as applicable,
</U></FONT>to the extent necessary to add the applicable <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>rate
</U></FONT>for such currency <FONT STYLE="text-underline-style: double; color: blue"><U>and any applicable adjustment for such rate </U></FONT>and
(B) to the extent the definition of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate reflects the appropriate interest rate for such
currency or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative Currency Daily Rate or Alternative
Currency Term Rate, as applicable,</U></FONT> has been amended to reflect the appropriate rate for such currency, such currency shall
thereupon be deemed for all purposes to be <FONT STYLE="color: red"><STRIKE>a LIBOR Quoted Currency or a Non-LIBOR Quoted</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Alternative</U></FONT> Currency, <FONT STYLE="color: red"><STRIKE>as applicable, </STRIKE></FONT>for purposes of any Letter of Credit
issuances. If the Administrative Agent shall fail to obtain consent to any request for an additional currency under this Section 1.08,
the Administrative Agent shall promptly so notify the Borrowers.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Exchange Rates; Currency Equivalents</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer, as
applicable, shall determine the Spot Rates as of each Revaluation Date to be used for calculating Dollar Equivalent amounts of Credit</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Extensions
and Outstanding Amounts denominated in Alternative Currencies. Such Spot Rates shall become effective as of such Revaluation Date and
shall be the Spot Rates employed in converting any amounts between the applicable currencies until the next Revaluation Date to occur.
Except for purposes of financial statements delivered by Borrowers hereunder or calculating financial covenants hereunder or except as
otherwise provided herein, the applicable amount of any currency (other than Dollars) for purposes of the Loan Documents shall be such
Dollar Equivalent amount as so determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, as applicable.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Wherever in this Agreement in connection with a Borrowing, conversion, continuation or prepayment of <FONT STYLE="color: red"><STRIKE>a
Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an Alternative Currency</U></FONT> Loan or
the issuance, amendment or extension of a Letter of Credit, an amount, such as a required minimum or multiple amount, is expressed in
Dollars, but such Borrowing, <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loan or Letter of Credit is denominated in an Alternative Currency, such amount shall be the relevant Alternative
Currency Equivalent of such Dollar amount (rounded to the nearest unit of such Alternative Currency, with 0.50 of a unit being rounded
upward), as reasonably determined by the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, as the case may be.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Administrative Agent does not warrant, nor accept responsibility, nor shall the Administrative Agent have any liability with
respect to the administration, submission or any other matter related to <FONT STYLE="color: red"><STRIKE>the rates in the definition
of &ldquo;Eurocurrency Rate Loan&rdquo; or &ldquo;LIBOR Daily Loan&rdquo; or with respect to any comparable or successor rate thereto.</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
reference rate referred to herein, the selection of rates, any related spread or adjustment or with respect to any rate that is an alternative
or replacement for or successor to any of such rates (including, without limitation, any Successor Rate) (or any component of any of
the foregoing) or the effect of any of the foregoing, or of any Conforming Changes. The Administrative Agent and its affiliates or other
related entities may engage in transactions or other activities that affect any reference rate referred to herein, or any alternative,
successor or replacement rate (including, without limitation, any Successor Rate) (or any component of any of the foregoing) or any related
spread or other adjustments thereto, in each case, in a manner adverse to the Borrowers. The Administrative Agent may select information
sources or services in its reasonable discretion to ascertain any reference rate referred to herein or any alternative, successor or
replacement rate (including, without limitation, any Successor Rate) (or any component of any of the foregoing), in each case pursuant
to the terms of this Agreement, and shall have no liability to the Borrower, any Lender or any other person or entity for damages of
any kind, including direct or indirect, special, punitive, incidental or consequential damages, costs, losses or expenses (whether in
tort, contract or otherwise and whether at law or in equity), for any error or other action or omission related to or affecting the selection,
determination, or calculation of any rate (or component thereof) provided by any such information source or service.</U></FONT></FONT></P>

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<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
II.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
THE COMMITMENTS AND CREDIT EXTENSIONS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Committed Loans</FONT></B><FONT STYLE="font-size: 10pt">. Subject to the terms and conditions
set forth herein, each Lender severally <FONT STYLE="text-underline-style: double; color: blue"><U>but not jointly </U></FONT>agrees
to make loans in US Dollars and one or more Alternative Currencies (hereinafter each such loan shall be referred to as a &ldquo;<U>Committed
Loan</U>&rdquo;) to any Borrower from time to time, on any Business Day during the Availability Period, in an aggregate amount not to
exceed at any time outstanding the amount of such Lender&rsquo;s Commitment; <U>provided</U>, <U>however</U>, that after giving effect
to any Committed Borrowing, (i) the Total Outstandings shall not exceed the Aggregate Commitments, and (ii) the aggregate Outstanding
Amount of the Committed Loans of any Lender, <U>plus</U> such Lender&rsquo;s Applicable Percentage of the Outstanding Amount of all L/C
Obligations, <U>plus</U> such Lender&rsquo;s Applicable Percentage of the Outstanding Amount of all Swing Line Loans shall not exceed
such Lender&rsquo;s Commitment. Within the limits of each Lender&rsquo;s Commitment, and subject to the other terms and conditions hereof,
the Borrowers may borrow under this <U>Section 2.01</U>, prepay under <U>Section 2.05</U>, and</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">reborrow
under this <U>Section 2.01</U>. Committed Loans may be Base Rate Loans, <FONT STYLE="color: red"><STRIKE>LIBOR Daily Loans or Eurocurrency
Rate Loans</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR Daily Floating Rate Loans or Term SOFR Loans
</U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">in the case of </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Committed
Loans denominated in Dollars and Alternative Daily Rate Loans or Alternative Currency Term Rate Loans in the case of Committed </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Loans
denominated in an Alternative Currency, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">in each
case</FONT></U><FONT STYLE="font-size: 10pt">, as further provided herein.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Borrowings, Conversions and Continuations of Committed Loans</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Committed Borrowing, each conversion of Committed Loans from one Type to the other, <FONT STYLE="text-underline-style: double; color: blue"><U>each
continuation of Term SOFR Loans </U></FONT>and each continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate Loans shall be made upon the applicable Borrower&rsquo;s irrevocable notice to the Administrative Agent,
which may be given by <FONT STYLE="color: red"><STRIKE>(x) </STRIKE></FONT>telephone or <FONT STYLE="color: red"><STRIKE>(y) </STRIKE></FONT>a
Committed Loan Notice; provided that any telephonic notice must be confirmed immediately by delivery to the Administrative Agent of a
Committed Loan Notice. Each such Committed Loan Notice must be received by the Administrative Agent not later than 11:00 a.m. (i) three
Business Days prior to the requested date of any Borrowing of, conversion to or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR</U></FONT> Loans <FONT STYLE="color: red"><STRIKE>denominated
in Dollars </STRIKE></FONT>or of any conversion of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR</U></FONT> Loans <FONT STYLE="color: red"><STRIKE>denominated in Dollars </STRIKE></FONT>to Base Rate Committed Loans, (ii) on the
requested date of any Borrowing of Base Rate Committed Loans or <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loans and (iii) four Business Days
prior to the requested date of any Borrowing or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate Loans denominated
in any </STRIKE></FONT>Alternative Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Loans </U></FONT>(or five Business
Days in the case of a Special Notice Currency); provided, however, that if the applicable Borrower wishes to request <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or Alternative Currency Term</U></FONT> Rate Loans having an Interest Period <FONT STYLE="color: red"><STRIKE>more</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>other
</U></FONT>than one<FONT STYLE="color: red"><STRIKE>, two</STRIKE></FONT>, three or six months in duration as provided in the definition
of &ldquo;Interest Period,&rdquo; the applicable notice must be received by the Administrative Agent not later than 11:00 a.m. (i) four
Business Days prior to the requested date of such Borrowing, conversion or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR</U></FONT> Loans <FONT STYLE="color: red"><STRIKE>denominated
in Dollars</STRIKE></FONT>, or (ii) five Business Days prior to the requested date of such Borrowing, conversion or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate Loans denominated in any </STRIKE></FONT>Alternative Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Loans</U></FONT>,
whereupon the Administrative Agent shall give prompt notice to the <FONT STYLE="text-underline-style: double; color: blue"><U>appropriate
</U></FONT>Lenders of such request and determine whether the requested Interest Period is acceptable to all of them. In the case of a
request pursuant to the proviso in the preceding sentence, not later than 11:00 a.m.<FONT STYLE="text-underline-style: double; color: blue"><U>,
</U></FONT>(i) three Business Days before the requested date of such Borrowing, conversion or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR</U></FONT> Loans <FONT STYLE="color: red"><STRIKE>denominated
in Dollars </STRIKE></FONT>or (ii) four Business Days prior to the requested date of such Borrowing, conversion or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate Loans denominated in any </STRIKE></FONT>Alternative Currency <FONT STYLE="text-underline-style: double; color: blue"><U>Loans</U></FONT>,
the Administrative Agent shall notify the applicable Borrower (which notice may be by telephone) whether or not the requested Interest
Period has been consented to by all the Lenders. Each Borrowing of, conversion to or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, Alternative Currency Term</U></FONT> Rate Loans <FONT STYLE="color: red"><STRIKE>and LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,
SOFR Daily Floating Rate Loans or Alternative Currency Daily Rate</U></FONT> Loans shall be in a principal amount of $5,000,000 or a
whole multiple of $1,000,000 in excess thereof. Except as provided in Sections 2.03(<FONT STYLE="color: red"><U><STRIKE>c</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>e</U></FONT>)
and 2.04(c), each Borrowing of or conversion to Base Rate Committed Loans shall be in a principal amount of $500,000 or a whole multiple
of $100,000 in excess thereof. Each Committed Loan Notice shall specify (i) whether the applicable Borrower is requesting a Committed
Borrowing, a conversion of Committed Loans from one Type to the other, or a continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or Alternative Currency Term</U></FONT> Rate Loans, (ii) the requested date of the Borrowing, conversion or continuation,
as the case may be (which shall be a Business Day), (iii) the principal amount of Committed Loans to be borrowed, converted or continued,
(iv) the Type of Committed Loans to be borrowed or to which existing Committed Loans are to be converted, and (v) if applicable, the
duration of the Interest Period with respect thereto. If the applicable Borrower fails to specify a Type of Committed Loan <FONT STYLE="text-underline-style: double; color: blue"><U>to
the extent denominated in Dollars </U></FONT>in a Committed Loan Notice or if the applicable Borrower fails to give a timely notice requesting
a conversion or continuation, then the applicable Committed Loans shall be made as, or converted to, <FONT STYLE="color: red"><STRIKE>Base
Rate Loans; </STRIKE><U><STRIKE>provided</STRIKE></U><STRIKE>, </STRIKE><U><STRIKE>however</STRIKE></U><STRIKE>, that </STRIKE></FONT><STRIKE><FONT STYLE="color: green">in
the case of </FONT><FONT STYLE="color: red">a failure to timely request a continuation of </FONT><FONT STYLE="color: green">Loans denominated
in an Alternative Currency, </FONT><FONT STYLE="color: red">such Loans shall instead </FONT></STRIKE></FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>be
continued as Eurocurrency Rate Loans in such Alternative Currency</STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Term
SOFR Loans</U></FONT> <FONT STYLE="font-size: 10pt">with an Interest Period of one month. Any such automatic conversion to <FONT STYLE="color: red"><STRIKE>Base
Rate Loans (or Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR</U></FONT> Loans
with an Interest Period of one month<FONT STYLE="color: red"><STRIKE>) </STRIKE></FONT> shall be effective as of the last day of the
Interest Period then in effect with respect to the applicable <FONT STYLE="color: red"><STRIKE>existing Eurocurrency Rate Loans</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loan</U></FONT>. If the applicable Borrower requests a Borrowing of, conversion to, or continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate Loans in any such Committed Loan Notice, but fails to specify an Interest Period, it will be deemed to
have specified an Interest Period of one month. No Loan may be converted into or continued as a Loan denominated in a different currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Following receipt of a Committed Loan Notice, the Administrative Agent shall promptly notify (but in any event on the same Business
Day the Administrative Agent receives such Committed Loan Notice) each Lender of the amount (and currency) of its Applicable Percentage
of the applicable Committed Loans, and if no timely notice of a conversion or continuation is provided by the applicable Borrower, the
Administrative Agent shall notify each Lender of the details of any automatic conversion to <FONT STYLE="color: red"><STRIKE>Base Rate
Loans or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR Loans with an Interest Period of one month
or</U></FONT> continuation of Loans denominated in an Alternative Currency, in each case as described in the preceding subsection. In
the case of a Committed Borrowing, each Lender shall make the amount of its Committed Loan available to the Administrative Agent in Same
Day Funds at the Administrative Agent&rsquo;s Office for the applicable currency not later than (i) 1:00 p.m. in the case of any Loan
denominated in Dollars or (ii) the Applicable Time specified by the Administrative Agent in the case of any Loan denominated in an Alternative
Currency, in each case on the Business Day specified in the applicable Committed Loan Notice. Upon satisfaction of the applicable conditions
set forth in <U>Section 4.02</U>, the Administrative Agent shall make all funds so received available to the applicable Borrower in like
funds as received by the Administrative Agent either by (i) crediting the account of the applicable Borrower on the books of Bank of
America with the amount of such funds or (ii) wire transfer of such funds, in each case in accordance with instructions provided to (and
reasonably acceptable to) the Administrative Agent by the applicable Borrower; <U>provided</U>, <U>however</U>, that if, on the date
the Committed Loan Notice with respect to such Borrowing is given by the applicable Borrower, there are L/C Borrowings outstanding, then
the proceeds of such Borrowing, <U>first</U>, shall be applied to the payment in full of any such L/C Borrowings, and <U>second</U>,
shall be made available to the applicable Borrower as provided above.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as otherwise provided herein, a <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loan or an Alternative Currency Term</U></FONT> Rate Loan may be continued or converted only on the last day of an Interest Period
for such <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate </STRIKE></FONT>Loan. During the existence of <FONT STYLE="color: red"><STRIKE>a</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
Event of</U></FONT> Default, no Loans may be requested as, converted to or<FONT STYLE="color: red"><STRIKE>, if such Loan is denominated
in Dollars, </STRIKE></FONT> continued as <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, SOFR Daily Floating</U></FONT> Rate Loans or <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Rate </U></FONT>Loans<FONT STYLE="text-underline-style: double; color: blue"><U>,
in each case</U></FONT>, without the consent of the Required Lenders. During the existence of an Event of Default, <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate Loans <FONT STYLE="color: green"><STRIKE>denominated in an Alternative Currency </STRIKE></FONT>may be
maintained and at the end of the Interest Period with respect thereto shall automatically be continued as <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate Loans in such Alternative Currency with an Interest Period of one month.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Administrative Agent shall promptly notify the Borrowers and the Lenders of the interest rate applicable to any Interest Period
for <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR
Loans and/or Alternative Currency Term</U></FONT> Rate Loans upon determination of such interest rate. At any time that Base Rate Loans
are outstanding, the Administrative Agent shall notify the Borrowers and the Lenders of any change in the Prime Rate promptly following
the public announcement of such change.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>After giving effect to all Committed Borrowings, all conversions of Committed Loans from one Type to the other, and all continuations
of Committed Loans as the same Type, there shall not be more than ten Interest Periods in effect with respect to Committed Loans.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>Notwithstanding anything to the contrary in this Agreement, any Lender may exchange,
continue or rollover all of the portion of its Loans in connection with any refinancing, extension, loan modification or similar transaction
permitted by the terms of this Agreement, pursuant to a cashless settlement mechanism approved by the Borrower, the Administrative Agent,
and such Lender.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>With respect to any Alternative Currency Daily Rate Loans and/or SOFR Daily Floating
Rate Loans, the Administrative Agent will have the right to make Conforming Changes from time to time and, notwithstanding anything to
the contrary herein or in any other Loan Document, any amendments implementing such Conforming Changes will become effective without
any further action or consent of any other party to this Agreement or any other Loan Document; provided that, with respect to any such
amendment effected, </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">the Administrative
Agent shall </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">post each such amendment implementing
such Conforming Changes to the Borrowers and the Lenders </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">reasonably
promptly after such </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">amendment becomes effective.</FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Letters of Credit</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>The Letter of Credit Commitment</U>.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subject to the terms and conditions set forth herein, (A) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer agrees, in reliance upon the agreements of the Lenders set forth in this <U>Section 2.03</U>, (1) from time to
time on any Business Day during the period from the Effective Date until the Letter of Credit Expiration Date, to issue Letters of Credit
denominated in Dollars or in one or more Alternative Currencies for the account of any Borrower or its Subsidiaries, and to amend or
extend Letters of Credit previously issued by it, in accordance with <U>subsection (b)</U> below, and (2) to honor drawings under the
Letters of Credit; and (B) the Lenders severally agree to participate in Letters of Credit issued for the account of any Borrower or
its their Subsidiaries and any drawings thereunder; <U>provided</U>, that after giving effect to any L/C Credit Extension with respect
to any Letter of Credit, (<FONT STYLE="color: red"><STRIKE>x</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>w</U></FONT>)
the Total Outstandings shall not exceed the Aggregate Commitments, (<FONT STYLE="color: red"><STRIKE>y</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>x</U></FONT>)
the aggregate Outstanding Amount of the Committed Loans of any Lender, <U>plus</U> such Lender&rsquo;s Applicable Percentage of the Outstanding
Amount of all L/C Obligations, <U>plus</U> such Lender&rsquo;s Applicable Percentage of the Outstanding Amount of all Swing Line Loans
shall not exceed such Lender&rsquo;s Commitment, <FONT STYLE="color: red"><STRIKE>and </STRIKE></FONT>(<FONT STYLE="color: red"><STRIKE>z</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>y</U></FONT>)
the Outstanding Amount of the L/C Obligations shall not exceed the Letter of Credit Sublimit <FONT STYLE="text-underline-style: double; color: blue"><U>and
(z) Bank of America shall not be required to issue any further Letters of Credit to the extent all Letters of Credit issued by Bank of
America would be </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">in excess of $</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">50,000,000
(unless Bank of America agrees in writing to such overage in its sole discretion); provided, further, if any other Person becomes an
L/C Issuer pursuant to the definition thereof, such L/C Issuer shall not be required to issue Letters of Credit in excess of any sublimit
applicable to such L/C Issuer</FONT></U><FONT STYLE="font-size: 10pt">. Each request by a Borrower for the issuance or amendment of a
Letter of Credit shall be deemed to be a representation by such Borrower that the L/C Credit Extension so requested complies with the
conditions set forth in the proviso to the preceding sentence. Within the foregoing limits, and subject to the terms and conditions hereof,
the applicable Borrower&rsquo;s ability to obtain Letters of Credit shall be fully revolving, and accordingly the applicable Borrower
may, during the foregoing period, obtain Letters of Credit to replace Letters of Credit that have expired or that have been drawn upon
and reimbursed.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>No</U></FONT> L/C
Issuer shall <FONT STYLE="color: red"><STRIKE>not </STRIKE></FONT>issue any Letter of Credit, if:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>subject to <U>Section 2.03(b)(iii)</U>, the expiry date of such requested Letter of Credit would occur more than 12 months after
the date of issuance or last extension, unless the Required Lenders have approved such expiry date; or</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the expiry date of such requested Letter of Credit would occur after the Letter of Credit Expiration Date, unless all the Lenders
have approved such expiry date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>No</U></FONT> L/C
Issuer shall <FONT STYLE="color: red"><STRIKE>not </STRIKE></FONT>be under any obligation to issue any Letter of Credit if:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any order, judgment or decree of any Governmental Authority or arbitrator shall by its terms purport to enjoin or restrain <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer from issuing such Letter of Credit, or any Law applicable to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or any request or directive (whether or not having the force of law) from any Governmental Authority with jurisdiction
over <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer shall prohibit, or request that <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer refrain from, the issuance of letters of credit generally or such Letter of Credit in particular or shall impose
upon <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer with respect to such Letter of Credit any restriction, reserve or capital requirement (for which <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer is not otherwise compensated hereunder) not in effect on the Effective Date, or shall impose upon <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer any unreimbursed loss, cost or expense which was not applicable on the Effective Date and which <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in good faith deems material to it;</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the issuance of such Letter of Credit would violate one or more policies of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer applicable to letters of credit generally;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(C)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>except as otherwise agreed by the Administrative Agent and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, such Letter of Credit is in an initial stated amount less than $10,000;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(D)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>except as otherwise agreed by the Administrative Agent and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, such Letter of Credit is to be denominated in a currency other than Dollars or an Alternative Currency;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(E)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>such Letter of Credit contains any provisions for automatic reinstatement of the stated amount after any drawing thereunder;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(F)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any Lender is at that time a Defaulting Lender, unless <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer has entered into arrangements, including the delivery of Cash Collateral, satisfactory to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer (in its sole discretion) with the applicable Borrower or such Lender to eliminate <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s actual or potential Fronting Exposure (after giving effect to <U>Section 2.17(a)(iv)</U>) with respect
to the Defaulting Lender arising from either the Letter of Credit then proposed to be issued or that Letter of Credit and all other L/C
Obligations as to which <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer has actual or potential Fronting Exposure, as it may elect in its sole discretion; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(G)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT>
L/C Issuer does not as of the issuance date of such requested Letter of Credit issue Letters of Credit in the requested currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>No</U></FONT> L/C
Issuer shall <FONT STYLE="color: red"><STRIKE>not </STRIKE></FONT>amend any Letter of Credit if <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer would not be permitted at such time to issue such Letter of Credit in its amended form under the terms hereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>No</U></FONT> L/C
Issuer shall be under <FONT STYLE="color: red"><STRIKE>no</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>obligation to amend any Letter of Credit if (A) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer would have no obligation at such time to issue such Letter of Credit in</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">its
amended form under the terms hereof, or (B) the beneficiary of such Letter of Credit does not accept the proposed amendment to such Letter
of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Each</U></FONT>
L/C Issuer shall act on behalf of the Lenders with respect to any Letters of Credit issued by it and the documents associated therewith,
and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each</U></FONT> L/C
Issuer shall have all of the benefits and immunities (A) provided to the Administrative Agent in <U>Article IX</U> with respect to any
acts taken or omissions suffered by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in connection with Letters of Credit issued by it or proposed to be issued by it and Issuer Documents pertaining
to such Letters of Credit as fully as if the term &ldquo;Administrative Agent&rdquo; as used in <U>Article IX</U> included <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer with respect to such acts or omissions, and (B) as additionally provided herein with respect to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Procedures for Issuance and Amendment of Letters of Credit; Auto-Extension Letters of Credit</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Letter of Credit shall be issued or amended, as the case may be, upon the request of a Borrower delivered to the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer (with a copy to the Administrative Agent) in the form of a Letter of Credit Application, appropriately completed
and signed by a Responsible Officer of such Borrower. Such Letter of Credit Application must be received by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer and the Administrative Agent not later than 11:00 a.m. at least two Business Days (or such later date and time
as the Administrative Agent and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer may agree in a particular instance in their sole discretion) prior to the proposed issuance date or date of amendment,
as the case may be. In the case of a request for an initial issuance of a Letter of Credit, such Letter of Credit Application shall specify
in form and detail satisfactory to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer: (A) the proposed issuance date of the requested Letter of Credit (which shall be a Business Day); (B) the amount
and currency thereof (and in the absence of specification of currency shall be deemed to be a request for a Letter of Credit denominated
in Dollars); (C) the expiry date thereof; (D) the name and address of the beneficiary thereof; (E) the documents to be presented by such
beneficiary in case of any drawing thereunder; (F) the full text of any certificate to be presented by such beneficiary in case of any
drawing thereunder; (G) the purpose and nature of the requested Letter of Credit; and (H) such other matters as <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer may require. In the case of a request for an amendment of any outstanding Letter of Credit, such Letter of Credit
Application shall specify in form and detail satisfactory to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer (A) the Letter of Credit to be amended; (B) the proposed date of amendment thereof (which shall be a Business Day);
(C) the nature of the proposed amendment; and (D) such other matters as <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer may require. Additionally, such Borrower shall furnish to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer and the Administrative Agent such other documents and information pertaining to such requested Letter of Credit
issuance or amendment, including any Issuer Documents, as <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or the Administrative Agent may require.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Promptly after receipt of any Letter of Credit Application, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer will confirm with the Administrative Agent (by telephone or in writing) that the Administrative Agent has received
a copy of such Letter of Credit Application from the applicable Borrower and, if not, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer will provide the Administrative Agent with a copy thereof. Unless the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer has received written notice from any Lender, the Administrative Agent or any Loan Party, at least one Business
Day prior to the requested date of issuance or amendment of the applicable Letter of Credit, that one or more applicable conditions contained
in <U>Article IV</U> shall not then be satisfied, then, subject to the terms and conditions hereof, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer shall, on the requested date, issue a Letter of Credit for the account of a Borrower (or the applicable Subsidiary)
or enter into the applicable amendment, as the case may be, in each case in accordance with <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s usual and customary business practices. Immediately upon</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">the
issuance of each Letter of Credit, each Lender shall be deemed to, and hereby irrevocably and unconditionally agrees to, purchase from
the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer a risk participation in such Letter of
Credit in an amount equal to the product of such Lender&rsquo;s Applicable Percentage <U>times</U> the amount of such Letter of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the applicable Borrower so requests in any applicable Letter of Credit Application, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer may, in its sole and absolute discretion, agree to issue a Letter of Credit that has automatic extension provisions
(hereinafter each referred to as an &ldquo;<U>Auto-Extension Letter of Credit</U>&rdquo;); <U>provided </U>that any such Auto-Extension
Letter of Credit must permit <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer to prevent any such extension at least once in each 12-month period (commencing with the date of issuance of such
Letter of Credit) by giving prior notice to the beneficiary thereof not later than a day (hereinafter referred to as the &ldquo;<U>Non-Extension
Notice Date</U>&rdquo;) in each such 12-month period to be agreed upon at the time such Letter of Credit is issued. Unless otherwise
directed by the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer, the applicable Borrower shall
not be required to make a specific request to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer for any such extension. Once an Auto-Extension Letter of Credit has been issued, the Lenders shall be deemed to
have authorized (but may not require) the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer to
permit the extension of such Letter of Credit at any time to an expiry date not later than the Letter of Credit Expiration Date; <U>provided</U>,
<U>however</U>, that <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer shall not permit any such extension if (A) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer has determined that it would not be permitted, or would have no obligation, at such time to issue such Letter of
Credit in its revised form (as extended) under the terms hereof (by reason of the provisions of <U>clause (ii)</U> or <U>(iii)</U> of
<U>Section 2.03(a)</U> or otherwise), or (B) it has received notice (which may be by telephone or in writing) on or before the day that
is seven Business Days before the Non-Extension Notice Date (1) from the Administrative Agent that the Required Lenders have elected
not to permit such extension or (2) from the Administrative Agent, any Lender or any Borrower that one or more of the applicable conditions
specified in <U>Section 4.02</U> is not then satisfied, and in each such case directing <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer not to permit such extension.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Promptly after its delivery of any Letter of Credit or any amendment to a Letter of Credit to an advising bank with respect thereto
or to the beneficiary thereof, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer will also
deliver to the applicable Borrower and the Administrative Agent a true and complete copy of such Letter of Credit or amendment.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Drawings and Reimbursements; Funding of Participations</U>.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Upon receipt from the beneficiary of any Letter of Credit of any notice of a drawing under such Letter of Credit, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer shall notify the applicable Borrower and the Administrative Agent thereof. In the case of a Letter of Credit denominated
in an Alternative Currency, the applicable Borrower shall reimburse the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer in such Alternative Currency, unless (A) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer (at its option) shall have specified in such notice that it will require reimbursement in Dollars, or (B) in the
absence of any such requirement for reimbursement in Dollars, the applicable Borrower shall have notified <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer promptly following receipt of the notice of drawing that such Borrower will reimburse <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in Dollars. In the case of any such reimbursement in Dollars of a drawing under a Letter of Credit denominated
in an Alternative Currency, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer shall notify
the applicable Borrower of the Dollar Equivalent of the amount of the drawing promptly following the determination thereof. Not later
than 11:00 a.m. on the date of any payment by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer under a Letter of Credit to be reimbursed in Dollars, or the Applicable Time on the date of any payment by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer under a Letter of Credit to be reimbursed in an Alternative Currency (each such date, an &ldquo;<U>Honor Date</U>&rdquo;),
the applicable Borrower shall reimburse <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer through the Administrative Agent in an amount equal to the amount of such drawing</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">and
in the applicable currency. In the event that (A) a drawing denominated in an Alternative Currency is to be reimbursed in Dollars pursuant
to the second sentence in this <U>Section&nbsp;2.03(c)(i)</U> and (B) the Dollar amount paid by the applicable Borrower, whether on the
Honor Date (as a result of an error in calculating the Dollar amount to be paid by the applicable Borrower, but in any event, not as
a result of any intraday fluctuation in a currency exchange rate) or after the Honor Date, shall not be adequate on the date of that
payment to purchase in accordance with normal banking procedures a sum denominated in the Alternative Currency equal to the drawing,
such Borrower agrees, as a separate and independent obligation, to reimburse <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer for the loss incurred by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer resulting from its inability on that date to purchase the Alternative Currency in the full amount of the drawing.
If the applicable Borrower fails to so reimburse <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer by such time, the Administrative Agent shall promptly notify each Lender of the Honor Date, the amount of the unreimbursed
drawing (expressed in Dollars in the amount of the Dollar Equivalent thereof in the case of a Letter of Credit denominated in an Alternative
Currency) (hereinafter referred to as the &ldquo;<U>Unreimbursed Amount</U>&rdquo;), and the amount of such Lender&rsquo;s Applicable
Percentage thereof. In such event, the applicable Borrower shall be deemed to have requested a Committed Borrowing of Base Rate Loans
to be disbursed on the Honor Date in an amount equal to the Unreimbursed Amount, without regard to the minimum and multiples specified
in <U>Section 2.02</U> for the principal amount of Base Rate Loans, but subject to the amount of the unutilized portion of the Aggregate
Commitments and the conditions set forth in <U>Section 4.02</U> (other than the delivery of a Committed Loan Notice). Any notice given
by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer
or the Administrative Agent pursuant to this <U>Section 2.03(c)(i)</U> may be given by telephone if immediately confirmed in writing;
<U>provided </U>that the lack of such an immediate confirmation shall not affect the conclusiveness or binding effect of such notice.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender shall upon any notice pursuant to <U>Section 2.03(c)(i)</U> make funds available (and the Administrative Agent may
apply Cash Collateral provided for this purpose) for the account of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer, in Dollars, at the Administrative Agent&rsquo;s Office for Dollar-denominated payments in an amount equal to its
Applicable Percentage of the Unreimbursed Amount not later than 1:00 p.m. on the Business Day specified in such notice by the Administrative
Agent, whereupon, subject to the provisions of <U>Section 2.03(c)(iii)</U>, each Lender that so makes funds available shall be deemed
to have made a Base Rate Committed Loan to the applicable Borrower in such amount. The Administrative Agent shall remit the funds so
received to the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer in Dollars.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>With respect to any Unreimbursed Amount that is not fully refinanced by a Committed Borrowing of Base Rate Loans because the conditions
set forth in <U>Section 4.02</U> cannot be satisfied or for any other reason, the applicable Borrower shall be deemed to have incurred
from the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer an L/C Borrowing in the amount of
the Unreimbursed Amount that is not so refinanced, which L/C Borrowing shall be due and payable on demand (together with interest) and
shall bear interest at the Default Rate. In such event, each Lender&rsquo;s payment to the Administrative Agent for the account of the
<FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer pursuant to <U>Section 2.03(c)(ii)</U> shall
be deemed payment in respect of its participation in such L/C Borrowing and shall constitute an L/C Advance from such Lender in satisfaction
of its participation obligation under this <U>Section 2.03</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Until each Lender funds its Committed Loan or L/C Advance pursuant to this <U>Section 2.03(c)</U> to reimburse the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer for any amount drawn under any Letter of Credit, interest in respect of such Lender&rsquo;s Applicable Percentage
of such amount shall be solely for the account of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender&rsquo;s obligation to make Committed Loans or L/C Advances to reimburse <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer for amounts drawn under Letters of Credit, as contemplated by this <U>Section 2.03(c)</U>, shall be absolute and
unconditional and shall not be affected by any circumstance, including (A) any setoff, counterclaim, recoupment, defense or other right
which such Lender may have against <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, the Borrowers or any other Person for any reason whatsoever; (B) the occurrence or continuance of a Default, or
(C) any other occurrence, event or condition, whether or not similar to any of the foregoing; <U>provided</U>, <U>however</U>, that each
Lender&rsquo;s obligation to make Committed Loans pursuant to this <U>Section 2.03(c)</U> is subject to the conditions set forth in <U>Section
4.02</U> (other than delivery by the applicable Borrower of a Committed Loan Notice). No such making of an L/C Advance shall relieve
or otherwise impair the obligation of the applicable Borrower to reimburse the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer for the amount of any payment made by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer under any Letter of Credit, together with interest as provided herein.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If any Lender fails to make available to the Administrative Agent for the account of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer any amount required to be paid by such Lender pursuant to the foregoing provisions of this <U>Section 2.03(c)</U>
by the time specified in <U>Section 2.03(c)(ii)</U>, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer shall be entitled to recover from such Lender (acting through the Administrative Agent), on demand, such amount
with interest thereon for the period from the date such payment is required to the date on which such payment is immediately available
to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer at a rate per annum equal to the applicable Overnight Rate from time to time in effect, plus any administrative, processing or
similar fees customarily charged by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in connection with the foregoing. If such Lender pays such amount (with interest and fees as aforesaid), the amount
so paid shall constitute such Lender&rsquo;s Committed Loan included in the relevant Committed Borrowing or L/C Advance in respect of
the relevant L/C Borrowing, as the case may be. A certificate of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer submitted to any Lender (through the Administrative Agent) with respect to any amounts owing under this <U>clause
(c)(vi)</U> shall be conclusive absent manifest error.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Repayment of Participations</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>At any time after the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer has made a payment
under any Letter of Credit and has received from any Lender such Lender&rsquo;s L/C Advance in respect of such payment in accordance
with <U>Section 2.03(c)</U>, if the Administrative Agent receives for the account of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer any payment in respect of the related Unreimbursed Amount or interest thereon (whether directly from a Borrower
or otherwise, including proceeds of Cash Collateral applied thereto by the Administrative Agent), the Administrative Agent will distribute
to such Lender its Applicable Percentage thereof in Dollars and in the same funds as those received by the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If any payment received by the Administrative Agent for the account of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer pursuant to <U>Section 2.03(c)(i)</U> is required to be returned under any of the circumstances described in <U>Section
10.05</U> (including pursuant to any settlement entered into by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in its discretion), each Lender shall pay to the Administrative Agent for the account of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer its Applicable Percentage thereof on demand of the Administrative Agent, plus interest thereon from the date of
such demand to the date such amount is returned by such Lender, at a rate per annum equal to the applicable Overnight Rate from time
to time in effect. The obligations of the Lenders under this <U>clause (d)(ii)</U> shall survive the payment in full of the Obligations
and the termination of this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Obligations Absolute</U>. The obligation of the applicable Borrower to reimburse the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer for each drawing under each Letter of Credit <FONT STYLE="text-underline-style: double; color: blue"><U>issued
by it </U></FONT>and to repay each L/C Borrowing <FONT STYLE="text-underline-style: double; color: blue"><U>under such Letter of Credit
</U></FONT>shall be absolute, unconditional and irrevocable, and shall be paid strictly in accordance with the terms of this Agreement
under all circumstances, including the following:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any lack of validity or enforceability of such Letter of Credit, this Agreement, or any other Loan Document;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the existence of any claim, counterclaim, setoff, defense or other right that such Borrower or any Subsidiary may have at any
time against any beneficiary or any transferee of such Letter of Credit (or any Person for whom any such beneficiary or any such transferee
may be acting), <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT>
L/C Issuer or any other Person, whether in connection with this Agreement, the transactions contemplated hereby or by such Letter of
Credit or any agreement or instrument relating thereto, or any unrelated transaction;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any draft, demand, certificate or other document presented under such Letter of Credit proving to be forged, fraudulent, invalid
or insufficient in any respect or any statement therein being untrue or inaccurate in any respect; or any loss or delay in the transmission
or otherwise of any document required in order to make a drawing under such Letter of Credit;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any payment by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer under such Letter of Credit against presentation of a draft or certificate that does not strictly comply with the
terms of such Letter of Credit; or any payment made by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer under such Letter of Credit to any Person purporting to be a trustee in bankruptcy, debtor-in-possession, assignee
for the benefit of creditors, liquidator, receiver or other representative of or successor to any beneficiary or any transferee of such
Letter of Credit, including any arising in connection with any proceeding under any Debtor Relief Law;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any adverse change in the relevant exchange rates or in the availability of the relevant Alternative Currency to such Borrower
or any Subsidiary or in the relevant currency markets generally;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>waiver by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer of any requirement that exists for <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s protection and not the protection of Verisk or any waiver by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer which does not in fact materially prejudice Verisk;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>honor of a demand for payment presented electronically even if such Letter of Credit requires that demand be in the form of a
draft;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any payment made by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer in respect of an otherwise complying item presented after the date specified as the expiration date of, or the
date by which documents must be received under, such Letter of Credit if presentation after such date is authorized by the ISP; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ix)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any other circumstance or happening whatsoever, whether or not similar to any of the foregoing, including any other circumstance
that might otherwise constitute a defense available to, or a discharge of, such Borrower or any Subsidiary.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The applicable Borrower shall promptly
examine a copy of each Letter of Credit and each amendment thereto that is delivered to it and, in the event of any claim of noncompliance
with the applicable Borrower&rsquo;s instructions or other irregularity, the applicable Borrower will immediately notify</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer. The applicable Borrower shall be conclusively deemed to have waived any such claim against the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer and its correspondents unless such notice is given as aforesaid.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Role of L/C Issuer</U>. Each Lender and the Borrowers agree that, in paying any drawing under a Letter of Credit, the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer shall not have any responsibility to obtain any document (other than any sight draft, certificates and documents
expressly required by the Letter of Credit) or to ascertain or inquire as to the validity or accuracy of any such document or the authority
of the Person executing or delivering any such document. None of the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
the Administrative Agent, any of their respective Related Parties nor any correspondent, participant or assignee of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer shall be liable to any Lender for (i) any action taken or omitted in connection herewith at the request or with
the approval of the Lenders or the Required Lenders, as applicable; (ii) any action taken or omitted in the absence of gross negligence
or willful misconduct; or (iii) the due execution, effectiveness, validity or enforceability of any document or instrument related to
any Letter of Credit or Issuer Document. The applicable Borrower hereby assume all risks of the acts or omissions of any beneficiary
or transferee with respect to their use of any Letter of Credit; <U>provided</U>, <U>however</U>, that this assumption is not intended
to, and shall not, preclude the applicable Borrower&rsquo;s pursuing such rights and remedies as they may have against the beneficiary
or transferee at law or under any other agreement. None of the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
the Administrative Agent, any of their respective Related Parties nor any correspondent, participant or assignee of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer shall be liable or responsible for any of the matters described in <U>clauses (i)</U> through <U>(v)</U> of <U>Section
2.03(e)</U>; <U>provided</U>, <U>however</U>, that anything in such clauses to the contrary notwithstanding, the applicable Borrower
may have a claim against <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer, and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer may be liable to such Borrower, to the extent, but only to the extent, of any direct, as opposed to consequential
or exemplary, damages suffered by the such Borrower which such Borrower proves were caused by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s willful misconduct or gross negligence or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s willful failure to pay under any Letter of Credit after the presentation to it by the beneficiary of a
sight draft and certificate(s) strictly complying with the terms and conditions of a Letter of Credit unless <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer is prevented or prohibited from so paying as a result of any order or directive of any court or other Governmental
Authority. In furtherance and not in limitation of the foregoing, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer may accept documents that appear on their face to be in order, without responsibility for further investigation,
regardless of any notice or information to the contrary, and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>no
</U></FONT>L/C Issuer shall <FONT STYLE="color: red"><STRIKE>not </STRIKE></FONT>be responsible for the validity or sufficiency of any
instrument transferring or assigning or purporting to transfer or assign a Letter of Credit or the rights or benefits thereunder or proceeds
thereof, in whole or in part, which may prove to be invalid or ineffective for any reason.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Applicability of ISP and UCP</U>. Unless otherwise expressly agreed by the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer and the applicable Borrower when a Letter of Credit is issued, (i) the rules of the ISP shall apply to each standby
Letter of Credit and (ii) the rules of the Uniform Customs and Practice for Documentary Credits, as most recently published by the International
Chamber of Commerce at the time of issuance shall apply to each commercial Letter of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Letter of Credit Fees</U>. The applicable Borrower shall pay to the Administrative Agent for the account of each Lender in
accordance with its Applicable Percentage a Letter of Credit fee (hereinafter referred to as the &ldquo;<U>Letter of Credit Fee</U>&rdquo;)
for each Letter of Credit equal to the Applicable Rate <U>times</U> the Dollar Equivalent of the daily amount available to be drawn under
such Letter of Credit. For purposes of computing the daily amount available to be drawn under any Letter of Credit, the amount of such
Letter of Credit shall be determined in accordance with <U>Section 1.06</U>. Letter of Credit Fees shall be (i) due and payable on the
first Business Day after the end of each March, June, September and December, commencing with the first such date to occur after the
issuance of such Letter of Credit, on the Letter of Credit Expiration Date and thereafter on demand and (ii) computed on a quarterly
basis in arrears. If there is any change in the Applicable Rate during any quarter, the daily amount available to be drawn under each
Letter of Credit shall be computed and multiplied by the Applicable Rate separately for</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">each
period during such quarter that such Applicable Rate was in effect. Notwithstanding anything to the contrary contained herein, upon the
request of the Required Lenders, while any Event of Default exists, all Letter of Credit Fees shall accrue at the Default Rate.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Fronting Fee and Documentary and Processing Charges Payable to L/C </U><FONT STYLE="color: red"><U><STRIKE>Issuer</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>.
The applicable Borrower shall pay directly to the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C
Issuer for its own account a fronting fee with respect to each Letter of Credit, at the rate per annum specified in the Fee Letter, computed
on the Dollar Equivalent of the daily amount available to be drawn under such Letter of Credit on a quarterly basis in arrears. Such
fronting fee shall be due and payable on the tenth Business Day after the end of each March, June, September and December in respect
of the most recently-ended quarterly period (or portion thereof, in the case of the first payment), commencing with the first such date
to occur after the issuance of such Letter of Credit, on the Letter of Credit Expiration Date and thereafter on demand. For purposes
of computing the daily amount available to be drawn under any Letter of Credit, the amount of such Letter of Credit shall be determined
in accordance with <U>Section 1.06</U>. In addition, the applicable Borrower shall pay directly to the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer for its own account, in Dollars, the customary issuance, presentation, amendment and other processing fees, and
other standard costs and charges, of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer relating to letters of credit as from time to time in effect. Such customary fees and standard costs and charges
are due and payable on demand and are nonrefundable.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Conflict with Issuer Documents</U>. In the event of any conflict between the terms hereof and the terms of any Issuer Document,
the terms hereof shall control.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Letters of Credit Issued for Subsidiaries</U>. Notwithstanding that a Letter of Credit issued or outstanding hereunder is in
support of any obligations of, or is for the account of, a Subsidiary, the applicable Borrower shall be obligated to reimburse the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer hereunder for any and all drawings under such Letter of Credit. Each Borrower hereby acknowledges that the issuance
of Letters of Credit for the account of its Subsidiaries inures to the benefit of such Borrower, and that such Borrower&rsquo;s business
derives substantial benefits from the businesses of such Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Swing Line Loans</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>The Swing Line</U>. Subject to the terms and conditions set forth herein, the Swing Line Lender agrees, such agreement being
made in reliance upon the agreements of the other Lenders set forth in this <U>Section 2.04</U>, to make loans (hereinafter each such
loan shall be referred to as a &ldquo;<U>Swing Line Loan</U>&rdquo;) to the Borrowers (in Dollars only) from time to time on any Business
Day during the Availability Period in an aggregate amount not to exceed at any time outstanding the amount of the Swing Line Sublimit,
notwithstanding the fact that such Swing Line Loans, when aggregated with the Applicable Percentage of the Outstanding Amount of Committed
Loans and L/C Obligations of the Lender acting as Swing Line Lender, may exceed the amount of such Lender&rsquo;s Commitment; <U>provided</U>,
<U>however</U>, that (x) after giving effect to any Swing Line Loan, (i) the Total Outstandings shall not exceed the Aggregate Commitments,
(ii) the aggregate Outstanding Amount of the Committed Loans of any Lender, <U>plus</U> such Lender&rsquo;s Applicable Percentage of
the Outstanding Amount of all L/C Obligations, <U>plus</U> such Lender&rsquo;s Applicable Percentage of the Outstanding Amount of all
Swing Line Loans shall not exceed such Lender&rsquo;s Commitment and (iii) the aggregate Commitment of the Swing Line Lender shall not
be exceeded as a result of such Swing Line Loan, (y) the <FONT STYLE="color: red"><STRIKE>Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Borrowers
</U></FONT>shall not use the proceeds of any Swing Line Loan to refinance any outstanding Swing Line Loan and (z) the Swing Line Lender
shall not be under any obligation to make any Swing Line Loan if it shall reasonably determine (which determination shall be conclusive
and binding absent manifest error) that it has, or by such Credit Extension may have, Fronting Exposure. Within the foregoing limits,
and subject to the other terms and conditions hereof, the Borrowers may borrow under this <U>Section 2.04</U>, prepay under <U>Section
2.05</U>, and reborrow under this <U>Section 2.04</U>. Each Swing Line Loan shall be, at the election of the applicable Borrower, either
a Base</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Rate
Loan or a <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR</U></FONT>
Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loan. Immediately upon the making of a Swing
Line Loan, each Lender shall be deemed to, and hereby irrevocably and unconditionally agrees to, purchase from the Swing Line Lender
a risk participation in such Swing Line Loan in an amount equal to the product of such Lender&rsquo;s Applicable Percentage <U>times
</U>the amount of such Swing Line Loan.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Borrowing Procedures</U>. Each Swing Line Borrowing shall be made upon the applicable Borrower&rsquo;s irrevocable notice to
the Swing Line Lender and the Administrative Agent, which may be given by (1) telephone or (2) by a Swing Line Loan Notice; provided
that any telephonic notice must be confirmed promptly by delivery to the Swing Line Lender and the Administrative Agent of a Swing Line
Loan Notice. Each such Swing Line Loan Notice must be received by the Swing Line Lender and the Administrative Agent not later than 1:00
p.m. on the requested borrowing date, and shall specify (i) the amount to be borrowed, which shall be a minimum of $1,000,000, and (ii)
the requested borrowing date, which shall be a Business Day. Promptly after receipt by the Swing Line Lender of any Swing Line Loan Notice,
the Swing Line Lender will confirm with the Administrative Agent (by telephone or in writing) that the Administrative Agent has also
received such Swing Line Loan Notice and, if not, the Swing Line Lender will notify the Administrative Agent (by telephone or in writing)
of the contents thereof. Unless the Swing Line Lender has received notice (by telephone or in writing) from the Administrative Agent
(including at the request of any Lender) prior to 2:00 p.m. on the date of the proposed Swing Line Borrowing (A) directing the Swing
Line Lender not to make such Swing Line Loan as a result of the limitations set forth in the first proviso to the first sentence of <U>Section
2.04(a)</U>, or (B) that one or more of the applicable conditions specified in <U>Article IV</U> is not then satisfied, then, subject
to the terms and conditions hereof, the Swing Line Lender will, not later than 3:00 p.m. on the borrowing date specified in such Swing
Line Loan Notice, make the amount of its Swing Line Loan available to such Borrower.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Refinancing of Swing Line Loans</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Swing Line Lender at any time in its sole and absolute discretion may request, on behalf of the applicable Borrower (which
hereby irrevocably <FONT STYLE="color: red"><STRIKE>authorize</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>authorizes
</U></FONT>the Swing Line Lender to so request on <FONT STYLE="color: red"><STRIKE>their</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>its
</U></FONT>behalf), that each Lender make a Base Rate Committed Loan in an amount equal to such Lender&rsquo;s Applicable Percentage
of the amount of Swing Line Loans then outstanding. Such request shall be made in writing (which written request shall be deemed to be
a Committed Loan Notice for purposes hereof) and in accordance with the requirements of <U>Section 2.02</U>, without regard to the minimum
and multiples specified therein for the principal amount of Base Rate Loans, but subject to the unutilized portion of the Aggregate Commitments
and the conditions set forth in <U>Section 4.02</U>. The Swing Line Lender shall furnish the applicable Borrower with a copy of the applicable
Committed Loan Notice promptly after delivering such notice to the Administrative Agent. Each Lender shall make an amount equal to its
Applicable Percentage of the amount specified in such Committed Loan Notice available to the Administrative Agent in immediately available
funds (and the Administrative Agent may apply Cash Collateral available with respect to the applicable Swing Line Loan) for the account
of the Swing Line Lender at the Administrative Agent&rsquo;s Office not later than 1:00 p.m. on the day specified in such Committed Loan
Notice, whereupon, subject to <U>Section 2.04(c)(ii)</U>, each Lender that so makes funds available shall be deemed to have made a Base
Rate Committed Loan to the applicable Borrower in such amount. The Administrative Agent shall remit the funds so received to the Swing
Line Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If for any reason any Swing Line Loan cannot be refinanced by such a Committed Borrowing in accordance with <U>Section 2.04(c)(i)</U>,
the request for Base Rate Committed Loans submitted by the Swing Line Lender as set forth herein shall be deemed to be a request by the
Swing Line Lender that each of the Lenders fund its risk participation in the relevant Swing Line Loan and each Lender&rsquo;s payment
to the Administrative Agent for the</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">account
of the Swing Line Lender pursuant to <U>Section 2.04(c)(i)</U> shall be deemed payment in respect of such participation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If any Lender fails to make available to the Administrative Agent for the account of the Swing Line Lender any amount required
to be paid by such Lender pursuant to the foregoing provisions of this <U>Section 2.04(c)</U> by the time specified in <U>Section 2.04(c)(i)</U>,
the Swing Line Lender shall be entitled to recover from such Lender (acting through the Administrative Agent), on demand, such amount
with interest thereon for the period from the date such payment is required to the date on which such payment is immediately available
to the Swing Line Lender at a rate per annum equal to the greater of the Federal Funds Rate and a rate determined by the Swing Line Lender
in accordance with banking industry rules on interbank compensation, plus any administrative, processing or similar fees customarily
charged by the Swing Line Lender in connection with the foregoing. If such Lender pays such amount (with interest and fees as aforesaid),
the amount so paid shall constitute such Lender&rsquo;s Committed Loan included in the relevant Committed Borrowing or funded participation
in the relevant Swing Line Loan, as the case may be. A certificate of the Swing Line Lender submitted to any Lender (through the Administrative
Agent) with respect to any amounts owing under this <U>clause (c)(iii)</U> shall be conclusive absent manifest error.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender&rsquo;s obligation to make Committed Loans or to purchase and fund risk participations in Swing Line Loans pursuant
to this <U>Section 2.04(c)</U> shall be absolute and unconditional and shall not be affected by any circumstance, including (A) any setoff,
counterclaim, recoupment, defense or other right which such Lender may have against the Swing Line Lender, the Borrowers or any other
Person for any reason whatsoever, (B) the occurrence or continuance of a Default, or (C) any other occurrence, event or condition, whether
or not similar to any of the foregoing; <U>provided</U>, <U>however</U>, that each Lender&rsquo;s obligation to make Committed Loans
pursuant to this <U>Section 2.04(c)</U> is subject to the conditions set forth in <U>Section 4.02</U>. No such funding of risk participations
shall relieve or otherwise impair the obligation of the applicable Borrower to repay Swing Line Loans, together with interest as provided
herein.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Repayment of Participations</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>At any time after any Lender has purchased and funded a risk participation in a Swing Line Loan, if the Swing Line Lender receives
any payment on account of such Swing Line Loan, the Swing Line Lender will distribute to such Lender its Applicable Percentage thereof
in the same funds as those received by the Swing Line Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If any payment received by the Swing Line Lender in respect of principal or interest on any Swing Line Loan is required to be
returned by the Swing Line Lender under any of the circumstances described in <U>Section 10.05</U> (including pursuant to any settlement
entered into by the Swing Line Lender in its discretion), each Lender shall pay to the Swing Line Lender its Applicable Percentage thereof
on demand of the Administrative Agent, plus interest thereon from the date of such demand to the date such amount is returned, at a rate
per annum equal to the Federal Funds Rate. The Administrative Agent will make such demand upon the request of the Swing Line Lender.
The obligations of the Lenders under this <U>clause (d)(ii)</U> shall survive the payment in full of the Obligations and the termination
of this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Interest for Account of Swing Line Lender</U>. The Swing Line Lender shall be responsible for invoicing the applicable Borrower
for interest on the Swing Line Loans. Until each Lender funds its Base Rate Committed Loan or risk participation pursuant to this <U>Section
2.04</U> to refinance such Lender&rsquo;s</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Applicable
Percentage of any Swing Line Loan, interest in respect of such Applicable Percentage shall be solely for the account of the Swing Line
Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payments Directly to Swing Line Lender</U>. The applicable Borrower shall make all payments of principal and interest in respect
of the Swing Line Loans directly to the Swing Line Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Prepayments</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Optional</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each applicable Borrower may, upon notice to the Administrative Agent pursuant to delivery to the Administrative Agent of a Notice
of Loan Prepayment, at any time or from time to time voluntarily prepay <FONT STYLE="color: red"><STRIKE>Committed </STRIKE></FONT>Loans
in whole or in part without premium or penalty <FONT STYLE="text-underline-style: double; color: blue"><U>subject to Section 3.05</U></FONT>;
<U>provided<FONT STYLE="text-underline-style: double; color: blue">,</FONT></U> that (A) such notice must be received by the Administrative
Agent not later than 11:00 a.m. (<FONT STYLE="color: red"><STRIKE>1</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>w</U></FONT>)
three Business Days prior to any date of prepayment of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, (x) on the date of prepayment of SOFR Daily Floating</U></FONT> Rate Loans <FONT STYLE="color: red"><STRIKE>denominated in
Dollars</STRIKE></FONT>, (<FONT STYLE="color: red"><STRIKE>2</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>y</U></FONT>)
four Business Days <FONT STYLE="text-underline-style: double; color: blue"><U>(or five, in the case of prepayment of Loans denominated
in Special Notice Currencies) </U></FONT>prior to any date of prepayment of <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate Loans
denominated in</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT> Alternative <FONT STYLE="color: red"><STRIKE>Currencies</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Currency
Loan,</U></FONT> and (<FONT STYLE="color: red"><STRIKE>3</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>z</U></FONT>)
on the date of prepayment of Base Rate <FONT STYLE="color: red"><STRIKE>Committed Loans or LIBOR Daily </STRIKE></FONT>Loans; (B) any
prepayment <FONT STYLE="color: red"><STRIKE>of Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>(other
than a prepayment of Base</U></FONT> Rate Loans <FONT STYLE="color: red"><STRIKE>or LIBOR Daily Loans</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>)
</U></FONT>shall be in a principal amount of $5,000,000 or a whole multiple of $1,000,000 in excess thereof<FONT STYLE="text-underline-style: double; color: blue"><U>,
in each case, or if less, the entire principal amount thereof then outstanding</U></FONT>; and (C) any prepayment of Base Rate Committed
Loans shall be in a principal amount of $500,000 or a whole multiple of $100,000 in excess thereof <FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT>,
in each case, <FONT STYLE="text-underline-style: double; color: blue"><U>or </U></FONT>if less, the entire principal amount thereof then
outstanding. Each such notice shall specify the date and amount of such prepayment and the Type(s) of <FONT STYLE="color: red"><STRIKE>Committed
</STRIKE></FONT>Loans to be prepaid and, if <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or Alternative Currency Term</U></FONT> Rate Loans are to be prepaid, the Interest Period(s) of such Loans. The Administrative
Agent will promptly notify each Lender of its receipt of each such notice, and of the amount of such Lender&rsquo;s Applicable Percentage
of such prepayment. If such notice is given by a Borrower, such Borrower shall make such prepayment and the payment amount specified
in such notice shall be due and payable on the date specified therein<FONT STYLE="text-underline-style: double; color: blue"><U>, provided
that any such notice may state that such notice is conditioned upon the effectiveness of other credit facilities or the consummation
of a specific transaction, in which case such notice may be revoked by the applicable Borrower if such condition is not satisfied</U></FONT>.
Any prepayment <FONT STYLE="color: red"><STRIKE>of a Eurocurrency Rate Loan </STRIKE></FONT>shall be accompanied by all accrued interest
on the amount prepaid, together with any additional amounts required pursuant to <U>Section 3.05<FONT STYLE="text-underline-style: double; color: blue">,
if any</FONT></U>. Subject to <U>Section 2.17</U>, each such prepayment shall be applied to the <FONT STYLE="color: red"><STRIKE>Committed
</STRIKE></FONT>Loans of the Lenders in accordance with their respective Applicable Percentages.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Any applicable Borrower may, upon notice to the Swing Line Lender pursuant to delivery to the Swing Line Lender of a Notice of
Loan Prepayment (with a copy to the Administrative Agent), at any time or from time to time, voluntarily prepay Swing Line Loans in whole
or in part without premium or penalty; provided that (A) such notice must be received by the Swing Line Lender and the Administrative
Agent not later than 1:00 p.m. on the date of the prepayment, and (B) any such prepayment shall be in a minimum principal amount of $100,000.
Each such notice shall specify the date and amount of such prepayment. If such notice is given by such Borrower, such Borrower shall
make such prepayment and the payment amount specified in such notice shall be due and payable on the date specified therein.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If for any reason the Total Outstandings at any time exceed the Aggregate Commitments then in effect (including if any such excess
is as a result of currency fluctuations from time to time), each applicable Borrower shall immediately prepay Loans and/or Cash Collateralize
the L/C Obligations in an aggregate amount equal to such excess; <U>provided</U>, <U>however</U>, that the Borrowers shall not be required
to Cash Collateralize the L/C Obligations pursuant to this <U>Section 2.05(b)</U> unless after the prepayment in full of the Loans the
Total Outstandings exceed the Aggregate Commitments then in effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Termination or Reduction of Commitments</FONT></B><FONT STYLE="font-size: 10pt">. Verisk
may, upon notice to the Administrative Agent, terminate the Aggregate Commitments, or from time to time permanently reduce the Aggregate
Commitments; <U>provided </U>that (i) any such notice <FONT STYLE="text-underline-style: double; color: blue"><U>may state that such
notice is conditioned upon the effectiveness of other credit facilities or the consummation of a specific transaction, in which case
such notice may be revoked by Verisk if such condition is not satisfied, (ii) any such notice </U></FONT>shall be received by the Administrative
Agent not later than 11:00 a.m. <FONT STYLE="color: red"><STRIKE>five</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>two
</U></FONT>Business Days prior to the date of termination or reduction, (<FONT STYLE="color: red"><STRIKE>ii</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>iii</U></FONT>)
any such partial reduction shall be in an aggregate amount of $10,000,000 or any whole multiple of $1,000,000 in excess thereof, (<FONT STYLE="color: red"><STRIKE>iii</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>iv</U></FONT>)
Verisk shall not terminate or reduce the Aggregate Commitments if, after giving effect thereto and to any concurrent prepayments hereunder,
the Total Outstandings would exceed the Aggregate Commitments, and (<FONT STYLE="color: red"><STRIKE>iv</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>v</U></FONT>)
if, after giving effect to any reduction of the Aggregate Commitments, the Letter of Credit Sublimit or the Swing Line Sublimit exceeds
the amount of the Aggregate Commitments, such Sublimit shall be automatically reduced by the amount of such excess. The Administrative
Agent will promptly notify the Lenders of any such notice of termination or reduction of the Aggregate Commitments. Any reduction of
the Aggregate Commitments shall be applied to the Commitment of each Lender according to its Applicable Percentage. All fees accrued
until the effective date of any termination of the Aggregate Commitments shall be paid on the effective date of such termination.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Repayment of Loans</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each applicable Borrower shall repay to the Lenders on the Maturity Date the aggregate principal amount of Committed Loans outstanding
on such date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each applicable Borrower shall repay each Swing Line Loan on the earlier to occur of (i) the date which is ten Business Days after
such Loan is made and (ii) the Maturity Date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Interest</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subject to the provisions of <U>subsection (b)</U> below, <FONT STYLE="color: red"><STRIKE>(i) each Eurocurrency </STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>each Term SOFR Loan shall bear interest on the outstanding principal amount thereof
for each Interest Period at a rate per annum equal to the Term SOFR for such Interest Period plus the Applicable Rate;</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>each Alternative Currency Daily </U></FONT></FONT><FONT STYLE="font-size: 10pt">Rate
Loan shall bear interest on the outstanding principal amount thereof <FONT STYLE="text-underline-style: double; color: blue"><U>from
the applicable borrowing date at a rate per annum equal to the Alternative Currency Daily Rate plus the Applicable Rate;</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>each Alternative Currency Term Rate Loan shall bear interest on the outstanding
principal amount thereof </U></FONT></FONT><FONT STYLE="font-size: 10pt">for each Interest Period at a rate per annum equal to the <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate for such Interest Period plus the Applicable Rate;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT> <FONT STYLE="font-size: 10pt; color: red"><STRIKE>(ii) </STRIKE></FONT><FONT STYLE="font-size: 10pt">each Base Rate Committed
Loan shall bear interest on the outstanding principal amount thereof from the applicable borrowing date at a rate per annum equal to
the Base Rate <U>plus</U> the Applicable Rate;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT> <FONT STYLE="font-size: 10pt; color: red"><STRIKE>(iii) </STRIKE></FONT><FONT STYLE="font-size: 10pt">each Swing Line Loan
shall, at the election of the applicable Borrower, bear interest on the outstanding principal amount thereof from the applicable borrowing
date at a rate per annum equal to either the Base Rate or the <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily Floating Rate <U>plus</U> the Applicable Rate; <FONT STYLE="color: red"><STRIKE>and </STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(vi)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT> <FONT STYLE="font-size: 10pt; color: red"><STRIKE>(iv) </STRIKE></FONT><FONT STYLE="font-size: 10pt">each <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loan shall bear interest on the
outstanding principal amount thereof from the applicable borrowing date at a rate per annum equal to the <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily Floating Rate <U>plus</U> the Applicable Rate.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i)(i)&#9;If any amount of principal of any Loan is not paid when due (without regard to any applicable grace periods), whether
at stated maturity, by acceleration or otherwise, such amount shall thereafter bear interest at a fluctuating interest rate per annum
at all times equal to the Default Rate to the fullest extent permitted by applicable Laws.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If any amount (other than principal of any Loan) payable by a Borrower under any Loan Document is not paid when due (without regard
to any applicable grace periods), whether at stated maturity, by acceleration or otherwise, then upon the request of the Required Lenders,
such amount shall thereafter bear interest at a fluctuating interest rate per annum at all times equal to the Default Rate to the fullest
extent permitted by applicable Laws.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Upon the request of the Required Lenders, while any Event of Default exists, the applicable Borrower shall pay interest on the
principal amount of all applicable outstanding Obligations hereunder at a fluctuating interest rate per annum at all times equal to the
Default Rate to the fullest extent permitted by applicable Laws.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Accrued and unpaid interest on past due amounts (including interest on past due interest) shall be due and payable upon demand.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Interest on each Loan shall be due and payable in arrears on each Interest Payment Date applicable thereto and at such other times
as may be specified herein. Interest hereunder shall be due and payable in accordance with the terms hereof before and after judgment,
and before and after the commencement of any proceeding under any Debtor Relief Law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Fees</FONT></B><FONT STYLE="font-size: 10pt">. In addition to certain fees described in <U>subsections
(h)</U> and <U>(i)</U> of <U>Section 2.03</U>:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a) </STRIKE></FONT><FONT STYLE="font-size: 10pt"><U>Commitment Fee</U>.
Verisk shall pay to the Administrative Agent for the account of each Lender in accordance with its Applicable Percentage, a commitment
fee (the &ldquo;<U>Commitment Fee</U>&rdquo;) equal to the Applicable Rate <U>times</U> the actual daily amount by which the Aggregate
Commitments exceed the sum of (i) the Outstanding Amount of Committed Loans and (ii) the Outstanding Amount of L/C Obligations, subject
to adjustment as provided in <U>Section 2.17</U>. The Commitment Fee shall accrue at all times during the Availability Period, including
at any time during which one or more of the conditions in <U>Article IV</U> is not met, and shall be due and payable quarterly in arrears
on the last Business Day of each March, June, September and December, commencing with the first such date to occur after the Effective
Date, and on the last day of the Availability Period. The Commitment Fee shall be calculated quarterly in arrears, and if there is any
change in the Applicable Rate during any quarter, the actual daily amount shall be computed and multiplied by the Applicable Rate separately
for each period during such quarter</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">that
such Applicable Rate was in effect. For purposes of computing the Commitment Fee, Swing Line Loans shall not be counted towards or considered
to be usage of the Aggregate Commitments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(b) </STRIKE></FONT><FONT STYLE="font-size: 10pt"><U>Other Fees</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Verisk shall pay to the Arranger and the Administrative Agent for their own respective accounts fees in the amounts and at the
times specified in the Fee Letter. Such fees shall be fully earned when paid and shall not be refundable for any reason whatsoever.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Verisk shall pay to the Administrative Agent for the account of each Lender fees in the amounts and at the times specified in
the Fee Letter.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Computation of Interest and Fees; Retroactive Adjustments of Applicable Rate</FONT></B><FONT STYLE="font-size: 10pt">.
All computations of interest for Base Rate Loans (<FONT STYLE="color: red"><STRIKE>including</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>excluding
</U></FONT>Base Rate Loans determined by reference to the <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR</U></FONT>) shall be made on the basis of a year of 365 or 366 days, as the case may be, and actual days elapsed. All other computations
of fees and interest shall be made on the basis of a 360-day year and actual days elapsed (which results in more fees or interest, as
applicable, being paid than if computed on the basis of a 365-day year), or, in the case of interest in respect of Loans denominated
in Alternative Currencies if market practice differs from the foregoing, in accordance with such market practice. Interest shall accrue
on each Loan for the day on which the Loan is made, and shall not accrue on a Loan, or any portion thereof, for the day on which the
Loan or such portion is paid, <U>provided </U>that any Loan that is repaid on the same day on which it is made shall, subject to <U>Section
2.12(a)</U>, bear interest for one day. Each determination by the Administrative Agent of an interest rate or fee hereunder shall be
conclusive and binding for all purposes, absent manifest error.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Evidence of Debt</FONT></B><FONT STYLE="font-size: 10pt">. The Credit Extensions made by
each Lender shall be evidenced by one or more accounts or records maintained by such Lender and by the Administrative Agent in the ordinary
course of business. The accounts or records maintained by the Administrative Agent (which shall be treated as part of the Register) and
each Lender shall be conclusive absent manifest error of the amount of the Credit Extensions made by the Lenders to a Borrower and the
interest and payments thereon. Any failure to so record or any error in doing so shall not, however, limit or otherwise affect the obligation
of the relevant Borrowers hereunder to pay any amount owing with respect to the Obligations. In the event of any conflict between the
accounts and records maintained by any Lender and the Register, the Register shall control. Upon the request of any Lender made through
the Administrative Agent, the Borrowers shall execute and deliver to such Lender (through the Administrative Agent) a Note (payable to
such Lender or its registered assigns), which shall evidence such Lender&rsquo;s Loans in addition to such accounts or records. Each
Lender may attach schedules to its Note and endorse thereon the date, Type (if applicable), amount and maturity of its Loans and payments
with respect thereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Payments Generally; Administrative Agent&rsquo;s Clawback</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>General</U>. All payments to be made by the Borrowers shall be made without condition or deduction for any counterclaim, defense,
recoupment or setoff. Except as otherwise expressly provided herein and except with respect to principal of and interest on Loans denominated
in Alternative Currencies, all payments by the Borrowers hereunder shall be made to the Administrative Agent, for the account of the
respective Lenders to which such payment is owed, at the Administrative Agent&rsquo;s Office in Dollars and in Same Day Funds not later
than 2:00 p.m. on the date specified herein. Except as otherwise expressly provided herein, all payments by the Borrowers hereunder with
respect to principal and interest on Loans denominated in Alternative Currencies shall be made to the Administrative Agent, for the</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">account
of the respective Lenders to which such payment is owed, at the applicable Administrative Agent&rsquo;s Office in the applicable Alternative
Currency and in Same Day Funds not later than the Applicable Time on the dates specified herein. The Administrative Agent will promptly
distribute to each Lender its Applicable Percentage (or other applicable share as provided herein) of such payment in like funds as received
by wire transfer to such Lender&rsquo;s Lending Office. All payments received by the Administrative Agent (i) after 2:00 p.m., in the
case of payments in Dollars, or (ii) after the Applicable Time specified by the Administrative Agent in the case of payments in an Alternative
Currency, shall in each case be deemed received on the next succeeding Business Day and any applicable interest or fee shall continue
to accrue. If any payment to be made by any Borrower shall come due on a day other than a Business Day, payment shall be made on the
next following Business Day, and such extension of time shall be reflected in computing interest or fees, as the case may be.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i)(i)&#9;<U>Funding by Lenders; Presumption by Administrative Agent</U>. Unless the Administrative Agent shall have received
notice from a Lender prior to the proposed date of any Committed Borrowing of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Relevant
</U></FONT>Rate Loans (or, in the case of any Committed Borrowing of Base Rate Loans or <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loans, prior to 12:00 noon on the
date of such Committed Borrowing) that such Lender will not make available to the Administrative Agent such Lender&rsquo;s share of such
Committed Borrowing, the Administrative Agent may assume that such Lender has made such share available on such date in accordance with
<U>Section 2.02</U> (or, in the case of a Committed Borrowing of Base Rate Loans or <FONT STYLE="color: red"><STRIKE>LIBOR</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>SOFR
</U></FONT>Daily <FONT STYLE="text-underline-style: double; color: blue"><U>Floating Rate </U></FONT>Loans, that such Lender has made
such share available in accordance with and at the time required by <U>Section 2.02</U>) and may, in reliance upon such assumption, make
available to the applicable Borrower a corresponding amount. In such event, if a Lender has not in fact made its share of the applicable
Committed Borrowing available to the Administrative Agent, then the applicable Lender and the applicable Borrower agrees to pay to the
Administrative Agent forthwith on demand such corresponding amount in Same Day Funds with interest thereon, for each day from and including
the date such amount is made available to the applicable Borrower to but excluding the date of payment to the Administrative Agent, at
(A) in the case of a payment to be made by such Lender, the Overnight Rate, plus any administrative, processing or similar fees customarily
charged by the Administrative Agent in connection with the foregoing, and (B) in the case of a payment to be made by the applicable Borrower,
the interest rate applicable to Base Rate Loans, in the case of Loans denominated in Dollars or, in the case of Loans denominated in
Alternative Currencies, in accordance with such market practice, in each case, as applicable. If applicable Borrower and such Lender
shall pay such interest to the Administrative Agent for the same or an overlapping period, the Administrative Agent shall promptly remit
to the applicable Borrower the amount of such interest paid by the applicable Borrower for such period. If such Lender pays its share
of the applicable Committed Borrowing to the Administrative Agent, then the amount so paid shall constitute such Lender&rsquo;s Committed
Loan included in such Committed Borrowing. Any payment by any applicable Borrower shall be without prejudice to any claim such Borrower
may have against a Lender that shall have failed to make such payment to the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payments by Borrowers; Presumptions by Administrative Agent</U>. Unless the Administrative Agent shall have received notice
from the applicable Borrower prior to the date on which any payment is due to the Administrative Agent for the account of the Lenders
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer
hereunder that the applicable Borrower will not make such payment, the Administrative Agent may assume that the applicable Borrower has
made such payment on such date in accordance herewith and may, in reliance upon such assumption, distribute to the Lenders or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, the amount due. <FONT STYLE="color: red"><STRIKE>In such event, if the applicable Borrower
has not in fact </STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>With respect to any payment that the Administrative
Agent makes for the account of the Lenders or an L/C Issuer hereunder </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">as
to which the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Administrative Agent determines (which
determination shall be conclusive absent manifest error) that any of the following applies (such payment referred to as the &ldquo;Rescindable
Amount&rdquo;): (1) the Borrowers have not in fact made such payment; (2) the </FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Administrative
Agent has made a payment in excess of the amount so paid by the Borrowers (whether or not then owed); or (3) the Administrative Agent
has for any reason otherwise erroneously </U></FONT><FONT STYLE="font-size: 10pt">made such payment, then each of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>Lenders or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer, as the case may
be, severally agrees to repay to the Administrative Agent forthwith on demand the amount so distributed to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, in Same Day Funds with interest thereon, for each day from and including the date such amount is distributed to
it to but excluding the date of payment to the Administrative Agent, at the Overnight Rate.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">A notice of the Administrative Agent
to any Lender or the applicable Borrower with respect to any amount owing under this <U>subsection (b)</U> shall be conclusive, absent
manifest error.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Failure to Satisfy Conditions Precedent</U>. If any Lender makes available to the Administrative Agent funds for any Loan to
be made by such Lender as provided in the foregoing provisions of this <U>Article II</U>, and such funds are not made available to the
applicable Borrower by the Administrative Agent because the conditions to the applicable Credit Extension set forth in <U>Article IV
</U>are not satisfied or waived in accordance with the terms hereof, the Administrative Agent shall return such funds (in like funds
as received from such Lender) to such Lender, without interest.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Obligations of Lenders Several</U>. The obligations of the Lenders hereunder to make Committed Loans, to fund participations
in Letters of Credit and Swing Line Loans and to make payments pursuant to <U>Section 10.04(c)</U> are <U>several and not joint</U>.
The failure of any Lender to make any Committed Loan, to fund any such participation or to make any payment under <U>Section 10.04(c)
</U>on any date required hereunder shall not relieve any other Lender of its corresponding obligation to do so on such date, and no Lender
shall be responsible for the failure of any other Lender to so make its Committed Loan, to purchase its participation or to make its
payment under <U>Section 10.04(c)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Funding Source</U>. Nothing herein shall be deemed to obligate any Lender to obtain the funds for any Loan in any particular
place or manner or to constitute a representation by any Lender that it has obtained or will obtain the funds for any Loan in any particular
place or manner.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Sharing of Payments by Lenders</FONT></B><FONT STYLE="font-size: 10pt">. If any Lender shall,
by exercising any right of setoff or counterclaim or otherwise, obtain payment in respect of any principal of or interest on any of the
Committed Loans made by it, or the participations in L/C Obligations or in Swing Line Loans held by it resulting in such Lender&rsquo;s
receiving payment of a proportion of the aggregate amount of such Committed Loans or participations and accrued interest thereon greater
than its <U>pro rata</U> share thereof as provided herein, then the Lender receiving such greater proportion shall (a) notify the Administrative
Agent of such fact, and (b) purchase (for cash at face value) participations in the Committed Loans and subparticipations in L/C Obligations
and Swing Line Loans of the other Lenders, or make such other adjustments as shall be equitable, so that the benefit of all such payments
shall be shared by the Lenders ratably in accordance with the aggregate amount of principal of and accrued interest on their respective
Committed Loans and other amounts owing them, <U>provided </U>that:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if any such participations or subparticipations are purchased and all or any portion of the payment giving rise thereto is recovered,
such participations or subparticipations shall be rescinded and the purchase price restored to the extent of such recovery, without interest;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the provisions of this <U>Section 2.13</U> shall not be construed to apply to (x) any payment made by or on behalf of any Borrower
pursuant to and in accordance with the express terms of this Agreement (including the application of funds arising from the existence
of a Defaulting Lender), (y) the application of Cash Collateral provided for in <U>Section 2.16</U> or (z) any</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">payment
obtained by a Lender as consideration for the assignment of or sale of a participation in any of its Committed Loans or subparticipations
in L/C Obligations or Swing Line Loans to any assignee or participant, other than to the Borrowers or any Subsidiary thereof (as to which
the provisions of this <U>Section 2.13</U> shall apply).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each Loan Party consents to the foregoing
and agrees, to the extent it may effectively do so under applicable law, that any Lender acquiring a participation pursuant to the foregoing
arrangements may exercise against such Loan Party rights of setoff and counterclaim with respect to such participation as fully as if
such Lender were a direct creditor of such Loan Party in the amount of such participation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Notwithstanding any term, condition
or provision of this <U>Section 2.13</U> or any other provision of this Agreement to the contrary, any payment or other amount received
by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer
or the Swing Line Lender, respectively, from cash or deposit account balances used to Cash Collateralize obligations of a Lender to (A)
<FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C Issuer,
in accordance with the terms, conditions, and provisions of <U>Section 2.03(a)(iii)(F)</U>, or (B) the Swing Line Lender, in accordance
with the terms, conditions, and provisions of <U>Section 2.04(c)(i)</U>, shall be for the sole benefit of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer and the Swing Line Lender, respectively, and shall not be subject to the sharing provisions of this <U>Section
2.13</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Increase in Commitments</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Request for Increase</U>. Provided there exists no Default, upon prior express written notice to the Administrative Agent (which
shall promptly notify the Lenders), Verisk may, from time to time, request <FONT STYLE="color: red"><STRIKE>an</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
existing Lenders and/or invite one or more Eligible Assignees to become a Lender (the &ldquo;Eligible Increasing Lenders&rdquo;), to
</U></FONT>increase <FONT STYLE="color: red"><STRIKE>in </STRIKE></FONT>the maximum principal amount of the Facility by an amount (for
all such requests) not exceeding the amount which would increase the principal amount of the Aggregate Commitments to $2,000,000,000
in the aggregate; <U>provided </U>that (i) any such request for an increase shall be in a minimum amount of $25,000,000, and (ii) Verisk
may make a maximum of four such requests. At the time of sending such notice, Verisk (in consultation with the Administrative Agent)
shall specify the time period within which each <FONT STYLE="text-underline-style: double; color: blue"><U>existing Lender or Eligible
Increasing </U></FONT>Lender is requested to respond (which shall in no event be less than ten Business Days from the date of delivery
of such notice to the Lenders <FONT STYLE="text-underline-style: double; color: blue"><U>and Eligible Increasing Lenders</U></FONT>).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Lender Elections to Increase</U>. Each Lender shall notify the Administrative Agent within such time period whether or not
it agrees to increase its Commitment and, if so, whether by an amount equal to, greater than, or less than its Applicable Percentage
of such requested increase. Any Lender not responding within such time period shall be deemed to have declined to increase its Commitment.
No Lender shall be obligated to increase its Commitment in connection with any request by Verisk pursuant to this <U>Section 2.14</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Notification by Administrative Agent; Additional Lenders</U>. The Administrative Agent shall notify Verisk and each <FONT STYLE="text-underline-style: double; color: blue"><U>existing
</U></FONT>Lender of the <FONT STYLE="text-underline-style: double; color: blue"><U>existing </U></FONT>Lenders&rsquo; responses to each
request made hereunder. <FONT STYLE="color: red"><STRIKE>To achieve the full amount of a requested increase, and</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>The
addition of an Eligible Increasing Lender as a Lender hereunder shall be</U></FONT> subject to the approval of the Administrative Agent,
the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>
and the Swing Line Lender (which approvals shall not be unreasonably withheld), <FONT STYLE="color: red"><STRIKE>Verisk may also invite
additional</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>and to the extent such approvals are obtained, such
</U></FONT>Eligible <FONT STYLE="color: red"><STRIKE>Assignees to become Lenders</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Increasing
Lender shall become a Lender</U></FONT> pursuant to a Joinder in form and substance satisfactory to the Administrative Agent and its
counsel.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Effective Date and Allocations</U>. If the Facility is increased in accordance with this <U>Section 2.14</U>, the Administrative
Agent and Verisk shall determine the effective date (hereinafter referred to as the &ldquo;<U>Increase Effective Date</U>&rdquo;) and
the final allocation of such increase. The Administrative Agent</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">shall
promptly notify Verisk and the Lenders of the final allocation of such increase and the Increase Effective Date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Conditions to Effectiveness of Increase</U>. As a condition precedent to such increase, Verisk shall deliver to the Administrative
Agent a certificate of each Loan Party dated as of the Increase Effective Date (in sufficient copies for each Lender) signed by a Responsible
Officer of such Loan Party (i) certifying and attaching the resolutions adopted by such Loan Party approving or consenting to such increase,
and (ii) in the case of Verisk, certifying that, before and after giving effect to such increase, (A) the representations and warranties
contained in <U>Article V <FONT STYLE="text-underline-style: double; color: blue">(other than those </FONT></U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">set
forth and contained in </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Sections 5.05(c) and 5.06)
</FONT></U><FONT STYLE="font-size: 10pt">and the other Loan Documents are true and correct on and as of the Increase Effective Date,
except to the extent that such representations and warranties specifically refer to an earlier date, in which case they are true and
correct as of such earlier date, and except that for purposes of this <U>Section 2.14</U>, the representations and warranties contained
in <U>subsections (a)</U> and <U>(b)</U> of <U>Section 5.05</U> shall be deemed to refer to the most recent statements furnished pursuant
to <U>clauses (a)</U> and <U>(b)</U>, respectively, of <U>Section 6.01</U>, and (B) no Default exists. Each applicable Borrower shall
prepay any Loans outstanding on the Increase Effective Date (and pay any additional amounts required pursuant to <U>Section 3.05</U>)
to the extent necessary to keep the outstanding Loans ratable with any revised Applicable Percentages arising from any nonratable increase
in the Commitments under this <U>Section 2.14</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Conflicting Provisions</U>. This <U>Section 2.14</U> shall supersede any provisions in <U>Sections 2.13</U> or <U>10.01</U>
to the contrary.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Several Liability</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The parties hereto hereby acknowledge
and agree that all Obligations, liabilities and covenants made, incurred and undertaken by the respective Borrowers under this Agreement
and the other Loan Documents are on a <U>several and not joint</U> basis, including, without limitation, all obligations to pay principal,
interest, fees, costs, and expenses; <U>provided</U>, <U>however</U>, that the foregoing shall not limit Verisk&rsquo;s guarantees of
the Borrowing Subsidiary Obligations pursuant to <U>Article XI</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Cash Collateral</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certain Credit Support Events</U>. Upon the request of the Administrative Agent or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer (i) if <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer has honored any full or partial drawing request under any Letter of Credit and such drawing has resulted in an
L/C Borrowing, or (ii) if, as of the Letter of Credit Expiration Date, any L/C Obligation for any reason remains outstanding, each applicable
Borrower shall, in each case, immediately Cash Collateralize the then Outstanding Amount of all L/C Obligations. At any time that there
shall exist a Defaulting Lender, immediately upon the request of the Administrative Agent, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer or the Swing Line Lender, the applicable Borrowers shall deliver to the Administrative Agent Cash Collateral in
an amount sufficient to cover all Fronting Exposure (after giving effect to <U>Section 2.17(a)(iv)</U> and any Cash Collateral provided
by the Defaulting Lender).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Grant of Security Interest</U>. All Cash Collateral (other than credit support not constituting funds subject to deposit) shall
be maintained in blocked, non-interest bearing deposit accounts at Bank of America. Each applicable Borrower, and to the extent provided
by any Lender, such Lender, hereby grants to (and subjects to the control of) the Administrative Agent, for the benefit of the Administrative
Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Lenders (including the Swing Line Lender), and agrees to maintain, a first priority security interest in all such
cash, deposit accounts and all balances therein, and all other property so provided as collateral pursuant hereto, and in all proceeds
of the foregoing, all as security for the obligations to which such Cash Collateral may be applied pursuant to <U>Section 2.16(c)</U>.
If at any time the Administrative Agent determines that Cash Collateral is subject to any right or claim of any Person other than</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">the
Administrative Agent as herein provided, or that the total amount of such Cash Collateral is less than the applicable Fronting Exposure
and other obligations secured thereby, the applicable Borrower or the relevant Defaulting Lender will, promptly upon demand by the Administrative
Agent, pay or provide to the Administrative Agent additional Cash Collateral in an amount sufficient to eliminate such deficiency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Application</U>. Notwithstanding anything to the contrary contained in this Agreement, Cash Collateral provided under any of
this <U>Section 2.16</U> or <U>Sections 2.03</U>, <U>2.04</U>, <U>2.05</U>, <U>2.17</U> or <U>8.02</U> in respect of Letters of Credit
or Swing Line Loans shall be held and applied to the satisfaction of the specific L/C Obligations, Swing Line Loans, obligations to fund
participations therein (including, as to Cash Collateral provided by a Defaulting Lender, any interest accrued on such obligation) and
other obligations for which the Cash Collateral was so provided, prior to any other application of such property as may be provided for
herein.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Release</U>. Cash Collateral (or the appropriate portion thereof) provided to reduce Fronting Exposure or other obligations
shall be released promptly following (i) the elimination of the applicable Fronting Exposure or other obligations giving rise thereto
(including by the termination of Defaulting Lender status of the applicable Lender (or, as appropriate, its assignee following compliance
with <U>Section 10.06(b)(vii)</U>)) or (ii) the Administrative Agent&rsquo;s good faith determination that there exists excess Cash Collateral;
<U>provided</U>, <U>however</U>, (x) that Cash Collateral furnished by or on behalf of a Loan Party shall not be released during the
continuance of a Default or Event of Default (and following application as provided in this <U>Section 2.16</U> may be otherwise applied
in accordance with <U>Section 8.03</U>), and (y) the Person providing Cash Collateral and the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant
</U></FONT>L/C Issuer or Swing Line Lender, as applicable, may agree that Cash Collateral shall not be released but instead held to support
future anticipated Fronting Exposure or other obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Defaulting Lenders</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Adjustments</U>. Notwithstanding anything to the contrary contained in this Agreement, if any Lender becomes a Defaulting Lender,
then, until such time as that Lender is no longer a Defaulting Lender, to the extent permitted by applicable Law:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Waivers and Amendments</U>. That Defaulting Lender&rsquo;s right to approve or disapprove any amendment, waiver or consent
with respect to this Agreement shall be restricted as set forth in <U>Section 10.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Reallocation of Payments</U>. Any payment of principal, interest, fees or other amounts received by the Administrative Agent
for the account of that Defaulting Lender (whether voluntary or mandatory, at maturity, pursuant to <U>Article VIII</U> or otherwise,
and including any amounts made available to the Administrative Agent by that Defaulting Lender pursuant to <U>Section 10.08</U>), shall
be applied at such time or times as may be determined by the Administrative Agent as follows: <I>first</I>, to the payment of any amounts
owing by that Defaulting Lender to the Administrative Agent hereunder; <I>second</I>, to the payment on a <U>pro rata</U> basis of any
amounts owing by that Defaulting Lender to the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>or Swing Line Lender hereunder; <I>third</I>, if so determined by the Administrative Agent or requested by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or Swing Line Lender, to be held as Cash Collateral for future funding obligations of that Defaulting Lender of
any participation in any Swing Line Loan or Letter of Credit; <I>fourth</I>, as Verisk may request (so long as no Default or Event of
Default exists), to the funding of any Loan in respect of which that Defaulting Lender has failed to fund its portion thereof as required
by this Agreement, as determined by the Administrative Agent; <I>fifth</I>, if so determined by the Administrative Agent and Verisk,
to be held in a non-interest bearing deposit account and released in order to satisfy</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">obligations
of that Defaulting Lender to fund Loans under this Agreement; <I>sixth</I>, to the payment of any amounts owing to the Lenders, the L/C
<FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>
or Swing Line Lender as a result of any judgment of a court of competent jurisdiction obtained by any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or Swing Line Lender against that Defaulting Lender as a result of that Defaulting Lender&rsquo;s breach of its
obligations under this Agreement; <I>seventh</I>, so long as no Default or Event of Default exists, to the payment of any amounts owing
to any Borrower as a result of any judgment of a court of competent jurisdiction obtained by such Borrower against that Defaulting Lender
as a result of that Defaulting Lender&rsquo;s breach of its obligations under this Agreement; and <I>eighth</I>, to that Defaulting Lender
or as otherwise directed by a court of competent jurisdiction; <U>provided </U>that if (x) such payment is a payment of the principal
amount of any Loans or L/C Borrowings in respect of which that Defaulting Lender has not fully funded its appropriate share and (y) such
Loans or L/C Borrowings were made at a time when the conditions set forth in <U>Section 4.02</U> or <U>Section 4.03</U>, as applicable,
were satisfied or waived, such payment shall be applied solely to pay the Loans of, and L/C Borrowings owed to, all non-Defaulting Lenders
on a <U>pro rata</U> basis prior to being applied to the payment of any Loans of, or L/C Borrowings owed to, that Defaulting Lender.
Any payments, prepayments or other amounts paid or payable to a Defaulting Lender that are applied (or held) to pay amounts owed by a
Defaulting Lender or to post Cash Collateral pursuant to this <U>Section 2.17(a)(ii)</U> shall be deemed paid to and redirected by that
Defaulting Lender, and each Lender irrevocably consents hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certain Fees</U>. That Defaulting Lender (x) shall not be entitled to receive any Commitment Fee pursuant to <U>Section 2.09(a)
</U>for any period during which that Lender is a Defaulting Lender (and no Borrower shall be required to pay any such fee that otherwise
would have been required to have been paid to that Defaulting Lender) and (y) shall be limited in its right to receive Letter of Credit
Fees as provided in <U>Section 2.03(h)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Reallocation of Applicable Percentages to Reduce Fronting Exposure</U>. During any period in which there is a Defaulting Lender,
for purposes of computing the amount of the obligation of each non-Defaulting Lender to acquire, refinance or fund participations in
Letters of Credit or Swing Line Loans pursuant to <U>Sections 2.03</U> and <U>2.04</U>, the &ldquo;<U>Applicable Percentage</U>&rdquo;
of each non-Defaulting Lender shall be computed without giving effect to the Commitment of that Defaulting Lender; <U>provided</U> that,
(x) each such reallocation shall be given effect only if, at the date the applicable Lender becomes a Defaulting Lender, no Default or
Event of Default exists; and (y) the aggregate obligation of each non-Defaulting Lender to acquire, refinance or fund participations
in Letters of Credit and Swing Line Loans shall not exceed the positive difference, if any, of (1) the Commitment of that non-Defaulting
Lender <U>minus</U> (2) the aggregate Outstanding Amount of the Committed Loans of that Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Defaulting Lender Cure</U>. If Verisk, the Administrative Agent, Swing Line Lender and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>agree in writing in their sole discretion that a Defaulting Lender should no longer be deemed to be a Defaulting Lender, the
Administrative Agent will so notify the parties hereto, whereupon as of the effective date specified in such notice and subject to any
conditions set forth therein (which may include arrangements with respect to any Cash Collateral), that Lender will, to the extent applicable,
purchase that portion of outstanding Loans of the other Lenders or take such other actions as the Administrative Agent may determine
to be necessary to cause the Committed Loans and funded and unfunded participations in Letters of Credit and Swing Line Loans to be held
on a <U>pro rata</U> basis by the Lenders in accordance with their Applicable Percentages (without giving effect to <U>Section 2.17(a)(iv)</U>),
whereupon that Lender will cease to be a Defaulting Lender; <U>provided </U>that no adjustments will be made retroactively with respect
to fees accrued or payments made by or on behalf of any Borrower while that Lender was a Defaulting Lender; and <U>provided</U>, <U>further</U>,
that, subject to Section 10.22, except to the extent otherwise expressly agreed by the affected parties, no change hereunder from Defaulting
Lender to Lender will constitute a</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">waiver
or release of any claim of any party hereunder arising from that Lender&rsquo;s having been a Defaulting Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: blue"><B>2.18&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>ESG Amendment</U></FONT></B><FONT STYLE="color: blue; font-size: 10pt; text-underline-style: double"><U>.
In addition and notwithstanding any provision herein to the contrary (including the requirements of Section 10.01), after the Fifth Amendment
Effective Date, Verisk, in consultation with the Sustainability Coordinators, shall be entitled to propose specified key performance
indicators (&ldquo;KPIs&rdquo;) with respect to certain environmental, social and governance (&ldquo;ESG&rdquo;) targets of Verisk and
its Subsidiaries. The proposed KPIs and other related provisions (the &ldquo;ESG Pricing Provisions&rdquo;) shall be set forth in a proposed
amendment to this Agreement (such amendment, an &ldquo;ESG Amendment&rdquo;) solely for the purpose of incorporating such ESG Pricing
Provisions into this Agreement. The ESG Amendment shall become effective at such time as it is consented to by Verisk, the Sustainability
Coordinators, the Administrative Agent and the Required Lenders with respect to an ESG Amendment effecting adjustments to the Commitment
Fee and the Applicable Rate; provided, that such ESG Amendment becomes effective within twenty four months of the Fifth Amendment Effective
Date; provided, however, if such ESG Amendment does not become effective on or prior to the date that is twenty four months from the
Fifth Amendment Effective Date, such ESG Amendment will, instead, require the consent of all Lenders in addition to consent of Verisk,
the Sustainability Coordinators and the Administrative Agent. Upon the effectiveness of any such ESG Amendment in accordance with the
provisions of this Section 2.18, based on Verisk&rsquo;s performance against the KPIs, certain adjustments (increase, decrease or no
adjustment) (such adjustments, the &ldquo;ESG Applicable Percentage Adjustments&rdquo;) to the otherwise applicable Applicable Rate (including
for Borrowings, the Commitment Fee and Letter of Credit Fees) will be made; provided that (i) the amount of all such adjustments shall
not exceed (x) in the case of the Applicable </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Rate
with respect to </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Borrowings and Letter of Credit
Fees, an increase and/or decrease of 0.05% per annum and (y) in the case of the Commitment Fee, an increase and/or decrease of 0.01%
per annum and (ii) in no event shall the Applicable Rate for Borrowings, the Letter of Credit Fees or the Commitment Fee be less than
zero. Verisk&rsquo;s performance against the KPIs, and any related ESG Applicable Percentage Adjustments resulting therefrom, will be
determined based on certain certificates, reports and other documents, in each case, setting forth the measurement and verification of
the KPIs in a manner giving due consideration to the Sustainability Linked Loan Principles (as published by the Loan Market Association,
Asia Pacific Loan Market Association and Loan Syndications &amp; Trading Association), the appointment of a sustainability assurance
provider and to be mutually agreed between Verisk and the Sustainability Coordinators (each acting reasonably). Following the effectiveness
of any ESG Amendment, any modification to the ESG Pricing Provisions shall be subject only to the consent of the Required Lenders (as
applicable), along with Verisk, the Sustainability Coordinators and the Administrative Agent, so long as such modification does not have
the effect of reducing the Applicable Rate for Borrowings, Letter of Credit Fees or the Commitment Fee to a level not otherwise permitted
by this paragraph as in effect on the Fifth Amendment Effective Date.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
III.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
TAXES, YIELD PROTECTION AND ILLEGALITY</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Taxes</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payments Free of Taxes; Obligation to Withhold; Payments on Account of Taxes</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Any and all payments by or on account of any obligation of any Loan Party under any Loan Document shall be made without deduction
or withholding for any Taxes, except as required by applicable Laws. If any applicable Laws (as determined in the good faith discretion
of the Administrative Agent) require the deduction or withholding of any Tax from any such payment by the Administrative Agent or a Loan
Party, then the Administrative Agent or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">such
Loan Party shall be entitled to make such deduction or withholding, upon the basis of the information and documentation to be delivered
pursuant to <U>subsection (e)</U> below.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(ii)
If any Loan Party or the Administrative Agent shall be required by the Code to withhold or deduct any Taxes</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">,
including both United States Federal backup withholding and withholding taxes, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">from
any payment, then (A) the Administrative Agent shall withhold or make such deductions as are </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">determined
by the Administrative Agent to be </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">required based upon the information
and documentation it has received pursuant to </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>subsection (e)</STRIKE></U>
<STRIKE>below, (B) the Administrative Agent shall timely pay the full amount withheld or deducted to the relevant Governmental Authority
in accordance with the Code, and (C) to the extent that the withholding or deduction is made on account of Indemnified Taxes, the sum
payable by the applicable Loan Party shall be increased as necessary so that after any required withholding or the making of all required
deductions (including deductions applicable to additional sums payable under this </STRIKE><U><STRIKE>Section 3.01</STRIKE></U><STRIKE>)
the applicable Recipient receives an amount equal to the sum it would have received had no such withholding or deduction been made.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(iii) </STRIKE></FONT><FONT STYLE="font-size: 10pt">If any Loan Party
or the Administrative Agent shall be required by any applicable Laws <FONT STYLE="color: red"><STRIKE>other than the Code </STRIKE></FONT>to
withhold or deduct any Taxes<FONT STYLE="text-underline-style: double; color: green"><U>, including both United States Federal backup
withholding and withholding taxes,</U></FONT> from any payment, then (A) such Loan Party or the Administrative Agent <FONT STYLE="text-underline-style: double; color: blue"><U>as
appropriate</U></FONT>, as required by such Laws, shall withhold or make such deductions as are determined by it to be required based
upon the information and documentation it has received pursuant to <U>subsection (e)</U> below, (B) such Loan Party or the Administrative
Agent <FONT STYLE="text-underline-style: double; color: blue"><U>as appropriate</U></FONT>, to the extent required by such Laws, shall
timely pay the full amount withheld or deducted to the relevant Governmental Authority in accordance with such Laws, and (C) to the extent
that the withholding or deduction is made on account of Indemnified Taxes, the sum payable by the applicable Loan Party shall be increased
as necessary so that after any required withholding or the making of all required deductions (including deductions applicable to additional
sums payable under this <U>Section 3.01</U>) the applicable Recipient receives an amount equal to the sum it would have received had
no such withholding or deduction been made.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(iv)
For purposes of determining withholding Taxes imposed under FATCA from and after October 21, 2014, the Borrowers and </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">the
Administrative Agent shall </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">treat (and the Lenders hereby authorize
the Administrative Agent to treat) the Facility as not qualifying as a &ldquo;grandfathered obligation&rdquo; within the meaning of Treasury
Regulation Section 1.1471-2(b)(2)(i).</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payment of Other Taxes by the Borrowers</U>. Without limiting the provisions of <U>subsection (a)</U> above, the Borrowers
shall timely pay to the relevant Governmental Authority in accordance with applicable law, or at the option of the Administrative Agent
timely reimburse it for the payment of, any Other Taxes.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Tax Indemnifications</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Borrower shall, and does hereby, severally indemnify each Recipient, and shall make payment in respect thereof within ten
days after demand therefor, for the full amount of any Indemnified Taxes (including Indemnified Taxes imposed or asserted on or attributable
to amounts payable by such Borrower under this <U>Section 3.01</U>) payable or paid by such Recipient or required to be withheld or deducted
from a payment by such Borrower to such Recipient, and any penalties, interest and reasonable expenses arising therefrom or with respect
thereto, whether or not such Indemnified Taxes were correctly or legally imposed or asserted by the relevant Governmental Authority.
A certificate as to the amount of such payment or liability delivered to</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">the
Borrowers by a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer (with a copy to the Administrative Agent), or by the Administrative Agent on its own behalf or on behalf of a Lender
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer,
shall be conclusive absent manifest error. Verisk shall, and does hereby, indemnify the Administrative Agent, and shall make payment
in respect thereof within ten days after demand therefor, for any amount which a Lender or the L/C Issuer for any reason fails to pay
indefeasibly to the Administrative Agent as required pursuant to Section 3.01(c)(ii) below.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer shall, and does hereby, severally indemnify, and shall make payment in respect thereof within ten days after demand
therefor, (x) the Administrative Agent against any Indemnified Taxes attributable to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer (but only to the extent that the Borrowers have not already indemnified the Administrative Agent for such Indemnified
Taxes and without limiting the obligation of the Borrowers to do so), (y) the Administrative Agent and the Borrowers, as applicable,
against any Taxes attributable to such Lender&rsquo;s failure to maintain a participant register and (z) the Administrative Agent and
the Borrowers, as applicable, against any Excluded Taxes attributable to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, in each case, that are payable or paid by the Administrative Agent or the Borrowers in connection with any Loan
Document, and any reasonable expenses arising therefrom or with respect thereto, whether or not such Taxes were correctly or legally
imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability delivered to
any Lender by the Administrative Agent shall be conclusive absent manifest error. Each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer hereby authorizes the Administrative Agent to set off and apply any and all amounts at any time owing to such Lender
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer, as the case may be, under this Agreement or any other Loan Document against any amount due to the Administrative Agent under
this <U>clause (c)(ii)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Evidence of Payments</U>. Upon request by Verisk or the Administrative Agent, as the case may be, after any payment of Taxes
by the Borrowers or by the Administrative Agent to a Governmental Authority as provided in this <U>Section 3.01</U>, the Borrowers shall
deliver to the Administrative Agent or the Administrative Agent shall deliver to the Borrowers, as the case may be, the original or a
certified copy of a receipt issued by such Governmental Authority evidencing such payment, a copy of any return required by Laws to report
such payment or other evidence of such payment reasonably satisfactory to the Borrowers or the Administrative Agent, as the case may
be.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Status of Lenders; Tax Documentation</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Any Lender that is entitled to an exemption from or reduction of withholding Tax with respect to payments made under any Loan
Document shall deliver to Verisk and the Administrative Agent, at the time or times reasonably requested by Verisk or the Administrative
Agent, such properly completed and executed documentation reasonably requested by Verisk or the Administrative Agent as will permit such
payments to be made without withholding or at a reduced rate of withholding. In addition, any Lender, if reasonably requested by Verisk
or the Administrative Agent, shall deliver such other documentation prescribed by applicable law or reasonably requested by Verisk or
the Administrative Agent as will enable the applicable Borrower or the Administrative Agent to determine whether or not such Lender is
subject to backup withholding or information reporting requirements. Notwithstanding anything to the contrary in the preceding two sentences,
the completion, execution and submission of such documentation (other than such documentation set forth in <U>Section 3.01(e)(ii)(A)</U>,
<U>(ii)(B)</U> and <U>(ii)(D)</U> below) shall not be required if in the Lender&rsquo;s reasonable judgment such completion, execution
or submission would subject such Lender to any material unreimbursed cost or expense or would materially prejudice the legal or commercial
position of such Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Without limiting the generality of the foregoing, in the event that any Borrower is a U.S. Person,</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any Lender that is a U.S. Person shall deliver to Verisk and the Administrative Agent on or prior to the date on which such Lender
becomes a Lender under this Agreement (and from time to time thereafter upon the reasonable request of Verisk or the Administrative Agent),
executed originals of IRS Form W-9 certifying that such Lender is exempt from U.S. federal backup withholding tax;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any Foreign Lender shall, to the extent it is legally entitled to do so, deliver to Verisk and the Administrative Agent (in such
number of copies as shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Lender under
this Agreement (and from time to time thereafter upon the reasonable request of Verisk or the Administrative Agent), whichever of the
following is applicable:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(I)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in the case of a Foreign Lender claiming the benefits of an income tax treaty to which the United States is a party (x) with respect
to payments of interest under any Loan Document, executed originals of IRS Form <FONT STYLE="text-underline-style: double; color: blue"><U>W-8BEN
or </U></FONT>W-8BEN-E establishing an exemption from, or reduction of, U.S. federal withholding Tax pursuant to the &ldquo;interest&rdquo;
article of such tax treaty and (y) with respect to any other applicable payments under any Loan Document, IRS Form W-<FONT STYLE="text-underline-style: double; color: blue"><U>8BEN
or W-</U></FONT>8BEN-E establishing an exemption from, or reduction of, U.S. federal withholding Tax pursuant to the &ldquo;business
profits&rdquo; or &ldquo;other income&rdquo; article of such tax treaty;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(II)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>executed originals of IRS Form W-8ECI;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(III)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in the case of a Foreign Lender claiming the benefits of the exemption for portfolio interest under Section 881(c) of the Code,
(x) a certificate substantially in the form of <U>Exhibit H-I</U> to the effect that such Foreign Lender is not a &ldquo;bank&rdquo;
within the meaning of Section 881(c)(3)(A) of the Code, a &ldquo;10 percent shareholder&rdquo; of any Borrower within the meaning of
Section 881(c)(3)(B) of the Code, or a &ldquo;controlled foreign corporation&rdquo; described in Section 881(c)(3)(C) of the Code (a
&ldquo;<U>U.S. Tax Compliance Certificate</U>&rdquo;) and (y) executed originals of IRS Form W-<FONT STYLE="color: red"><STRIKE>8BENE</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>8BEN
or W-8BEN-E</U></FONT>; or</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(IV)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to the extent a Foreign Lender is not the beneficial owner, executed originals of IRS Form W-8IMY, accompanied by IRS Form W-8ECI,
IRS Form W-<FONT STYLE="text-underline-style: double; color: blue"><U>8BEN or W-</U></FONT>8BEN-E, a U.S. Tax Compliance Certificate
substantially in the form of <U>Exhibit H2</U> or <U>Exhibit H-3</U>, IRS Form W-9, and/or other certification documents from each beneficial
owner, as applicable; <U>provided</U> that if the Foreign Lender is a partnership and one or more direct or indirect partners of such
Foreign Lender are claiming the portfolio interest exemption, such Foreign Lender may provide a U.S. Tax Compliance Certificate substantially
in the form of <U>Exhibit H-4</U> on behalf of each such direct and indirect partner;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(C)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any Foreign Lender shall, to the extent it is legally entitled to do so, deliver to Verisk and the Administrative Agent (in such
number of copies as shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Lender under
this Agreement (and from time to time thereafter upon the reasonable</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">request
of Verisk or the Administrative Agent), executed originals of any other form prescribed by applicable law as a basis for claiming exemption
from or a reduction in U.S. federal withholding Tax, duly completed, together with such supplementary documentation as may be prescribed
by applicable law to permit Verisk or the Administrative Agent to determine the withholding or deduction required to be made; and</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(D)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if a payment made to a Lender under any Loan Document would be subject to U.S. federal withholding Tax imposed by FATCA if such
Lender were to fail to comply with the applicable reporting requirements of FATCA (including those contained in Section 1471(b) or 1472(b)
of the Code, as applicable), such Lender shall deliver to Verisk and the Administrative Agent at the time or times prescribed by law
and at such time or times reasonably requested by Verisk or the Administrative Agent such documentation prescribed by applicable law
(including as prescribed by Section 1471(b)(3)(C)(i) of the Code) and such additional documentation reasonably requested by Verisk or
the Administrative Agent as may be necessary for Verisk and the Administrative Agent to comply with their obligations under FATCA and
to determine that such Lender has complied with such Lender&rsquo;s obligations under FATCA or to determine the amount to deduct and
withhold from such payment. Solely for purposes of this <U>clause (e)(ii)(D)</U>, &ldquo;FATCA&rdquo; shall include any amendments made
to FATCA after the date of this Agreement.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender agrees that if any form or certification it previously delivered pursuant to this <U>Section 3.01</U> expires or becomes
obsolete or inaccurate in any respect, it shall update such form or certification or promptly notify Verisk and the Administrative Agent
in writing of its legal inability to do so.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Treatment of Certain Refunds</U>. Unless required by applicable Laws, at no time shall the Administrative Agent have any obligation
to file for or otherwise pursue on behalf of a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer, or have any obligation to pay to any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer, any refund of Taxes withheld or deducted from funds paid for the account of such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be. If any Recipient determines, in its sole discretion exercised in good faith, that it has received
a refund of any Taxes as to which it has been indemnified by a Borrower or with respect to which a Borrower has paid additional amounts
pursuant to this <U>Section 3.01</U>, it shall pay to such Borrower an amount equal to such refund (but only to the extent of indemnity
payments made, or additional amounts paid, by such Borrower under this <U>Section 3.01</U> with respect to the Taxes giving rise to such
refund), net of all out-of-pocket expenses (including Taxes) incurred by such Recipient, and without interest (other than any interest
paid by the relevant Governmental Authority with respect to such refund); provided that the applicable Borrower, upon the request of
the Recipient, agrees to repay the amount paid over to such Borrower (plus any penalties, interest or other charges imposed by the relevant
Governmental Authority) to the Recipient in the event the Recipient is required to repay such refund to such Governmental Authority.
Notwithstanding anything to the contrary in this <U>subsection (f)</U>, in no event will the applicable Recipient be required to pay
any amount to such Borrower pursuant to this <U>subsection (f)</U> the payment of which would place the Recipient in a less favorable
net after-Tax position than such Recipient would have been in if the Tax subject to indemnification and giving rise to such refund had
not been deducted, withheld or otherwise imposed and the indemnification payments or additional amounts with respect to such Tax had
never been paid. This <U>subsection (f)</U> shall not be construed to require any Recipient to make available its tax returns (or any
other information relating to its taxes that it deems confidential) to any Borrower or any other Person.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Survival</U>. Each party&rsquo;s obligations under this <U>Section 3.01</U> shall survive the resignation or replacement of
the Administrative Agent or any assignment of rights by, or the replacement of, a Lender</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">or
<FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer,
the termination of the Commitments and the repayment, satisfaction or discharge of all other Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>Illegality</U></FONT></B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><B><STRIKE>3.02 </STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt; color: red">Illegality</FONT></STRIKE></B><STRIKE><FONT STYLE="color: red; font-size: 10pt">.
</FONT></STRIKE><FONT STYLE="font-size: 10pt">If any Lender determines that any Law has made it unlawful, or that any Governmental Authority
has asserted that it is unlawful, for any Lender or its applicable Lending Office to make, maintain or fund <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate Loans, or </STRIKE></FONT><STRIKE><FONT STYLE="color: green">to determine or charge interest rates based upon </FONT><FONT STYLE="color: red">the
Eurocurrency Rate (whether denominated in Dollars or Alternative Currencies) or LIBOR Daily Floating </FONT></STRIKE><FONT STYLE="text-underline-style: double; color: green"><U>Loans
whose interest is determined by reference to </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">a
Relevant </FONT></U><FONT STYLE="font-size: 10pt">Rate, or to determine or charge interest rates based upon <FONT STYLE="color: red"><STRIKE>the
Eurocurrency Rate or the LIBOR Daily Floating</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>a Relevant</U></FONT>
Rate, or any Governmental Authority has imposed material restrictions on the authority of such Lender to purchase or sell, or to take
deposits of, Dollars or any Alternative Currency in the applicable interbank market <FONT STYLE="color: red"><STRIKE>(each an &ldquo;</STRIKE><U><STRIKE>Affected
Eurocurrency Rate Loan</STRIKE></U><STRIKE>&rdquo;)</STRIKE></FONT>, then, on notice thereof by such Lender to the Borrowers <FONT STYLE="text-underline-style: double; color: blue"><U>(</U></FONT>through
the Administrative Agent<FONT STYLE="text-underline-style: double; color: blue"><U>)</U></FONT>, (i) any obligation of such Lender to
make or <FONT STYLE="color: red"><STRIKE>continue Affected Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>maintain
Alternative Currency</U></FONT> Loans in the affected currency or currencies or, in the case of <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate Loans in Dollars and LIBOR Daily Loans,</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Loans denominated
in Dollars, any obligation of such Lender to make or continue Term SOFR Loans, SOFR Daily Floating Rate Loans or</U></FONT> to convert
Base Rate Loans to <FONT STYLE="color: red"><STRIKE>Affected Eurocurrency Rate Loans or, if such notice relates to the unlawfulness or
asserted unlawfulness of charging </STRIKE></FONT><STRIKE><FONT STYLE="color: green">interest based on the </FONT><FONT STYLE="color: red">Eurocurrency
Rate, to make Base Rate Loans as to which the interest rate is determined with reference to the Eurocurrency Rate,</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or SOFR Daily Floating Rate Loans</U></FONT> shall be suspended, <FONT STYLE="text-underline-style: double; color: blue"><U>and
(ii) if such notice asserts the illegality of such Lender making or maintaining Base Rate Loans the interest rate on which is determined
by reference to the Term SOFR component of the Base Rate, the interest rate on which Base Rate Loans of such Lender shall, if necessary
to avoid such illegality, be determined by the Administrative Agent without reference to the Term SOFR component of the Base Rate, in
each case </U></FONT>until such Lender notifies the Administrative Agent and Verisk that the circumstances giving rise to such determination
no longer exist.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Upon receipt of such notice, <FONT STYLE="text-underline-style: double; color: blue"><U>(i)&nbsp;</U></FONT>the <FONT STYLE="color: red"><STRIKE>applicable
Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Borrowers</U></FONT> shall, upon demand from such
Lender (with a copy to the Administrative Agent), <FONT STYLE="color: red"><STRIKE>either </STRIKE></FONT>prepay or, if applicable <FONT STYLE="color: red"><STRIKE>and
such Loans are denominated in Dollars</STRIKE></FONT>, convert <FONT STYLE="color: red"><STRIKE>(a) </STRIKE></FONT>all <FONT STYLE="color: red"><STRIKE>such
Affected Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR Loans, SOFR Daily Floating
</U></FONT>Rate Loans <FONT STYLE="text-underline-style: double; color: blue"><U>or Alternative Currency Loans, as applicable in the
affected currency or currencies </U></FONT>of such Lender <FONT STYLE="color: red"><STRIKE>and (b) all such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>to
Base Rate Loans (the interest rate on which</U></FONT> Base Rate Loans of such Lender <FONT STYLE="color: green"><STRIKE>as to which
the </STRIKE></FONT><STRIKE><FONT STYLE="color: red">interest rate is</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>shall,
if necessary to avoid such illegality, be</U></FONT> determined <FONT STYLE="color: red"><STRIKE>with</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>by
the Administrative Agent without</U></FONT> reference to the <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate to</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR component of the</U></FONT> Base Rate <FONT STYLE="color: red"><STRIKE>Loans as to which the rate of interest is not determined
with reference to the Eurocurrency Rate,</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>),</U></FONT> either
on the last day of the Interest Period therefor, if such Lender may lawfully continue to maintain such <FONT STYLE="color: red"><STRIKE>Affected
Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR Loan, SOFR Daily Floating</U></FONT>
Rate Loans <FONT STYLE="text-underline-style: double; color: blue"><U>or Alternative Currency Loan </U></FONT>to such day, or immediately,
if such Lender may not lawfully continue to maintain such <FONT STYLE="color: red"><STRIKE>Affected Eurocurrency Rate Loans or Base Rate
Loans as to which the interest rate is determined with reference to the Eurocurrency Rate. Notwithstanding the foregoing and despite
the illegality for such a Lender to make, maintain or fund Affected Eurocurrency Rate Loans or Base Rate Loans as to which the interest
rate is determined with reference to the Eurocurrency Rate, that Lender shall remain committed to make and maintain Base Rate Loans (in
Dollars only) as to which the rate of interest is not determined with reference to the Eurocurrency Rate and shall be entitled to recover
interest at such Base Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term SOFR Loan, SOFR Daily Floating
Rate Loans or Alternative Currency Loan and (ii) if such notice asserts the illegality of such Lender determining or charging interest
rates based upon SOFR, the Administrative Agent shall during the period of such suspension compute the Base Rate applicable to such Lender
without reference to the Term SOFR component thereof until the Administrative Agent is advised in writing by such Lender that it is no
longer illegal for such Lender </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">to determine
or charge interest rates based upon </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">SOFR</FONT></U><FONT STYLE="font-size: 10pt">.
Upon any such prepayment or</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">conversion,
the <FONT STYLE="color: red"><STRIKE>applicable Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Borrowers
</U></FONT>shall also pay accrued interest on the amount so prepaid or converted<FONT STYLE="text-underline-style: double; color: blue"><U>,
together with any additional amounts required pursuant to Section 3.05</U></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Inability to Determine Rates</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If <FONT STYLE="text-underline-style: double; color: green"><U>in connection with any request for a </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Term
SOFR Loan, SOFR Daily Floating Rate Loan or an Alternative Currency Loan or a conversion of Base Rate Loans to Term SOFR Loans or SOFR
Daily Floating Rate Loans or a continuation of any of such Loans, as applicable, (i)&nbsp;the Administrative Agent determines (which
determination shall be conclusive absent manifest error) that (A) no Successor Rate for the applicable Agreed Currency has been determined
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">in accordance with Section 3.03(</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">b)
or (c), as applicable, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">and the circumstances
under clause (</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">i) of Section 3.03(b) or Section
3.03(c) </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">or the Scheduled Unavailability Date
has occurred </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">with respect to such Relevant Rate
(as applicable), or (B) adequate and reasonable means do not otherwise exist for determining the Relevant Rate for the applicable Agreed
Currency for any requested Interest Period (if applicable) or in connection with an existing or proposed Base Rate Loan, or (ii)&nbsp;the
Administrative Agent or </FONT></U><FONT STYLE="font-size: 10pt">the Required Lenders determine that for any reason <FONT STYLE="color: green"><STRIKE>in
connection with any request for a </STRIKE></FONT><STRIKE><FONT STYLE="color: red">Eurocurrency Rate Loan or a LIBOR Daily Loan or a
conversion to or continuation thereof that (a) deposits (whether in Dollars or an Alternative Currency) are not being offered to banks
in the applicable offshore interbank market for the applicable amount and Interest Period of such Eurocurrency Rate Loan or LIBOR Daily
Loan, (b) adequate and reasonable means do not exist for determining the Eurocurrency Rate for </FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>the
Relevant </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Rate with respect to a </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">proposed
Loan denominated in an Agreed Currency for any requested Interest Period or determination date(s) for </FONT></U><FONT STYLE="font-size: 10pt">any
requested Interest Period with respect to a proposed <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate Loan (whether denominated in
Dollars or an Alternative Currency) or for determining the LIBOR Daily Floating Rate with respect to a proposed LIBOR Daily Loan or in
connection with a Base Rate Loan (in each case with respect to </STRIKE><U><STRIKE>clauses&nbsp;(a)</STRIKE></U> <STRIKE>or </STRIKE><U><STRIKE>(b)</STRIKE></U><STRIKE>,
&ldquo;</STRIKE><U><STRIKE>Impacted Loans</STRIKE></U><STRIKE>&rdquo;), or (c) the Eurocurrency Rate for any requested Interest Period
with respect to a proposed Eurocurrency Rate Loan or in connection with a Eurocurrency Rate Loan or the LIBOR Daily Floating Rate with
respect to a proposed LIBOR Daily </STRIKE></FONT>Loan does not adequately and fairly reflect the cost to such Lenders of funding <FONT STYLE="color: red"><STRIKE>or
maintaining </STRIKE></FONT>such Loan, the Administrative Agent will promptly so notify Verisk and each Lender.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a) </STRIKE></FONT><FONT STYLE="font-size: 10pt">Thereafter,
(x)&nbsp;the obligation of the Lenders to make or maintain <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, SOFR Daily Floating</U></FONT> Rate Loans<FONT STYLE="text-underline-style: double; color: blue"><U>, or Loans</U></FONT>
in the affected <FONT STYLE="color: red"><STRIKE>currency or </STRIKE></FONT>currencies <FONT STYLE="color: red"><STRIKE>and LIBOR Daily
Loans</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>, as applicable, or to convert Base Rate Loans to Term
SOFR Loans or SOFR Daily Floating Rate Loans, as applicable,</U></FONT> shall be suspended (to the extent of the affected <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans, SOFR Daily Floating</U></FONT> Rate Loans, <FONT STYLE="color: red"><STRIKE>LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans or Interest Periods<FONT STYLE="color: red"><STRIKE>)</STRIKE></FONT> <FONT STYLE="text-underline-style: double; color: blue"><U>or
determination date(s), as applicable),</U></FONT> and (y)&nbsp;in the event of a determination described in the preceding sentence with
respect to the <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR</U></FONT> component of the Base Rate, the utilization of the <FONT STYLE="color: red"><STRIKE>Eurocurrency Rate</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR</U></FONT> component in determining the Base Rate shall be suspended, in each case until the Administrative Agent (<FONT STYLE="color: red"><STRIKE>upon
the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>or, in the case of a determination by the Required Lenders
described in clause (ii) of this Section 3.03(a), until the Administrative Agent upon</U></FONT> instruction of the Required Lenders)
revokes such notice<FONT STYLE="color: red"><STRIKE>; </STRIKE><U><STRIKE>provided </STRIKE></U><STRIKE>that any Eurocurrency Rate Loan
outstanding prior to the giving of such notice may remain outstanding after the giving of such notice until the end of the then applicable
Interest Period with respect thereto (without giving effect to any subsequent continuation or conversion), unless such Lender may not
lawfully continue to maintain such Eurocurrency Rate Loans, LIBOR Daily Loans or Base Rate Loans for the remaining duration of such Interest
Period. Upon receipt of such notice, the applicable Borrower may revoke any pending request for a Borrowing of, conversion to or continuation
of Eurocurrency Rate Loans or LIBOR Daily Loans or, failing that, will </STRIKE></FONT><STRIKE><FONT STYLE="color: green">be deemed to
have </FONT><FONT STYLE="color: red">converted such request into a request for a Committed Borrowing </FONT><FONT STYLE="color: green">of
Base Rate Loans </FONT><FONT STYLE="color: red">as to which the interest rate is not determined with reference to the Eurocurrency Rate
or the LIBOR Daily Floating Rate in the amount specified therein.</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>.</U></FONT></FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(b)
Notwithstanding the foregoing, if the Administrative Agent has made the determination described in clause (a)(i) of this </STRIKE><U><STRIKE>Section
3.03</STRIKE></U><STRIKE>, the Administrative Agent in consultation with the Borrowers and the affected Lenders, may establish an alternative
interest rate for the Impacted Loans, in which case, such alternative rate of interest shall apply with respect to the Impacted Loans
until (1) the Administrative Agent revokes the notice delivered with respect to the Impacted Loans under clause (a)(i) of this </STRIKE><U><STRIKE>Section
3.03</STRIKE></U><STRIKE>, (2) the Administrative Agent or the affected Lenders notify the Borrowers that such alternative interest rate
does not adequately and fairly reflect the cost to the Lenders of funding the Impacted Loans, or (3) any Lender determines that any Law
has made it unlawful, or that any Governmental Authority has asserted that it is unlawful, for such Lender or its applicable Lending
Office to make, maintain or fund </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Loans whose interest is determined
by reference to </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">such alternative rate of interest or to determine or
charge interest rates based upon such rate or any Governmental Authority has imposed material restrictions on the authority of such Lender
to do any of the foregoing and provides </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">the Administrative Agent
and the Borrowers </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">written notice thereof.</FONT></STRIKE></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>Upon
receipt of such notice, </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">(i) the Borrowers </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">may
revoke any pending request for a Borrowing of, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">or
conversion to, or continuation of Term SOFR Loans or SOFR Daily Floating Rate Loans </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">(to
the extent of the affected </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Term SOFR Loans or
SOFR Daily Floating </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Rate Loans or Interest Periods)</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">,
or Borrowing of, or continuation of Alternative Currency Loans </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">to
the extent of the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">affected Alternative Currency
Loans or Interest Period or determination date(s), as applicable </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">or,
failing that, will be deemed to have converted such request into a request for a Borrowing of Base Rate Loans in the amount specified
therein </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">and (ii) (A) any outstanding Term SOFR
Loans or SOFR Daily Floating Rate Loans shall </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">be
deemed to have </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">been converted to Base Rate Loans
immediately at the end of their respective applicable Interest Period and (B) any outstanding affected Alternative Currency Loans, at
the applicable Borrower&rsquo;s election, shall either (1) be converted into a Borrowing </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">of
Base Rate Loans </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">denominated in Dollars in the
Dollar Equivalent of the amount of such outstanding Alternative Currency Loan immediately, in the case of an Alternative Currency Daily
Rate Loan or at the end of the applicable Interest Period, in the case of an Alternative Currency Term Rate Loan or (2) be prepaid in
full immediately, in the case of an Alternative Currency Daily Rate Loan, or at the end of the applicable Interest Period, in the case
of an Alternative Currency Term Rate Loan; provided that if no election is made by the applicable Borrower (x) in the case of an Alternative
Currency Daily Rate Loan, by the date that is three Business Days after receipt by the applicable Borrower of such notice or (y) in the
case of an Alternative Currency Term Rate Loan, by the last day of the current Interest Period for the applicable Alternative Currency
Term Rate Loan, the applicable Borrower shall be deemed to have elected clause (1) above.</FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>Replacement of SOFR or SOFR </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">Successor
Rate. Notwithstanding anything to the contrary in this Agreement or any other Loan Documents</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">,
</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">if the Administrative Agent determines (which
determination shall be conclusive absent manifest error), or Verisk or Required Lenders notify the Administrative Agent (with, in the
case of the Required Lenders, a copy to Verisk) that Verisk or Required Lenders (as applicable) have determined, that:</FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>adequate and reasonable means do not exist
for ascertaining </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">SOFR because SOFR </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">is
not available or published on a current basis and such circumstances are unlikely to be temporary; </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">or</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>the Applicable Authority has made a public statement identifying a specific date
after which SOFR shall or will </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">no longer
be made available, or </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">permitted to be used for
determining the interest rate of syndicated loans denominated in Dollars, or shall or will otherwise cease, provided that, in each case,
at the time of such statement, there is no successor administrator that is satisfactory to the Administrative Agent that will continue
to provide SOFR </FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; color: blue"><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>(the
date on which SOFR is no longer available permanently or indefinitely, the &ldquo;SOFR Scheduled Unavailability Date&rdquo;);</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>or
if the events or circumstances of the type described in Section 3.03(b)(i) or (ii) have occurred with respect to the SOFR Successor Rate
(as defined below) then in effect, then, </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">the
Administrative Agent and Verisk may amend this Agreement </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">solely
for the purpose of replacing SOFR for Dollars (which may, for the avoidance of doubt, include &ldquo;Daily Simple SOFR&rdquo;) or any
then current SOFR Successor Rate for Dollars in accordance with this Section 3.03 with an alternative benchmark rate </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">giving
due consideration to any evolving or then existing convention for similar </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">credit
facilities syndicated and agented in the U.S. and denominated in Dollars </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">for
such alternative benchmarks</FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">, and, in each case,
including any mathematical or other adjustments to such benchmark giving due consideration to any evolving or then existing convention
for similar credit facilities syndicated and agented in the U.S. and denominated in Dollars for such benchmarks, which adjustment or
method for calculating such adjustment shall be published on an information service as selected by the Administrative Agent from time
to time in its reasonable discretion and may be periodically updated (and </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">any
such proposed rate, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">including for the avoidance
of doubt, any adjustment thereto, a &ldquo;SOFR Successor Rate&rdquo;), </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">and
any such amendment shall become effective at 5:00 p.m. on the fifth Business Day after the Administrative Agent shall have posted such
proposed amendment to all Lenders and Verisk unless, prior to such time, Lenders comprising the Required Lenders have delivered to the
Administrative Agent written notice that such Required Lenders </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">object
to such amendment.</FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>Replacement of Relevant Rate (other than SOFR) or Non-SOFR Successor Rate. Notwithstanding
anything to the contrary in this Agreement or any other Loan Documents, if the Administrative Agent determines (</U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">which
determination shall be conclusive </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">absent manifest
error), or the Borrowers or Required Lenders notify the Administrative Agent (with, in the case of the Required Lenders, </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">a
copy to the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Borrower) that the Borrowers or Required
Lenders (as applicable) have determined, that:</FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>adequate and reasonable means do not exist for ascertaining the Relevant Rate (other
than SOFR) for an Agreed Currency (other than Dollars) because none of the tenors of such Relevant Rate (other than SOFR) under this
Agreement is available or published on a current basis and such circumstances are unlikely to be temporary; or</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: blue">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>the Applicable Authority </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">has
made a public statement identifying a specific date after which </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">all
tenors of the Relevant Rate (other than SOFR) for an Agreed Currency (other than Dollars) under this Agreement shall or will no longer
be representative or made available, or permitted to be </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">used
for determining the interest rate of </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">syndicated
loans denominated in such Agreed Currency (other than Dollars), or shall or will otherwise cease, provided that, in each case, at the
time of such statement, there is no successor administrator that is satisfactory to the Administrative Agent that will continue to provide
such representative tenor(s) of the Relevant Rate (other than SOFR) for such Agreed Currency (other than Dollars) (the latest date on
which all tenors of the Relevant Rate for such Agreed Currency (other than Dollars)under this Agreement are no longer representative
or available permanently or indefinitely, the &ldquo;Scheduled Unavailability Date&rdquo;);</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>or
if the events or circumstances of the type described in Section 3.03(b)(i) or (ii) have occurred </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">with
respect to the </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Successor Rate then in effect,
then, the Administrative Agent and Verisk may amend this Agreement solely for the purpose of replacing the Relevant Rate for an Agreed
Currency or any then current Successor Rate for an Agreed Currency in accordance with this Section 3.03 with an alternative benchmark
rate giving due consideration to any evolving or then existing convention for similar credit facilities syndicated and agented in the
U.S. and denominated in such Agreed Currency for such </FONT></U></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>alternative
benchmarks, and, in each case, </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">including any
mathematical or other adjustments to </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">such benchmark
giving due consideration to any evolving or then existing convention for similar credit facilities syndicated and agented in the U.S.
and denominated in such Agreed Currency for such benchmarks, which adjustment or method for calculating such adjustment shall be published
on an information service as selected by the Administrative Agent from time to time in its reasonable discretion and may be periodically
updated (and any such proposed rate, including for the avoidance of doubt, any adjustment thereto, a &ldquo;Non-SOFR Successor Rate&rdquo;,
and collectively with the SOFR Successor Rate, each a &ldquo;Successor Rate&rdquo;), and any such amendment shall become effective at
5:00 p.m. on the fifth Business Day after the Administrative Agent shall have posted such proposed amendment to all Lenders and Verisk
unless, prior to such time, Lenders comprising the Required Lenders have delivered to the Administrative Agent written notice that such
Required Lenders object to such amendment.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>Successor Rate. The Administrative Agent will promptly (in one or more notices)
notify Verisk and each Lender of the implementation of any Successor Rate.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Any
Successor Rate </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">shall be applied in a manner consistent
with market practice; provided that to the extent such market practice is not administratively feasible for the Administrative Agent,
such </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">Successor Rate </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">shall
be applied in a manner as otherwise reasonably determined by the Administrative Agent.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>Notwithstanding
anything else herein, </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">if at any time any Successor
Rate as so determined would otherwise be less than zero, the Successor Rate will be deemed to be zero for the purposes of this Agreement
and the other Loan Documents.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>In
connection with the implementation of a Successor Rate, the Administrative Agent will have the right to make Conforming Changes </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">from
time to time </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">and, notwithstanding anything to
the contrary herein or in any other Loan Document, any amendments implementing such Conforming Changes will become effective without
any further action or consent of any other party to this Agreement; provided that, with respect to any such amendment effected, the Administrative
Agent shall post each such amendment implementing such Conforming Changes to Verisk and the Lenders reasonably promptly after such amendment
becomes effective.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Increased Costs</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Increased Costs Generally</U>. If any Change in Law shall:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>impose, modify or deem applicable any reserve, special deposit, compulsory loan, insurance charge or similar requirement against
assets of, deposits with or for the account of, or credit extended or participated in by, any Lender (except any reserve requirement
contemplated by <U>Section 3.04(e)</U>) or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>subject any Recipient to any Taxes (other than (A) Indemnified Taxes, (B) Taxes described in <U>clauses (b)</U> through <U>(d)
</U>of the definition of Excluded Taxes and (C) Connection Income Taxes) on its loans, loan principal, letters of credit, commitments,
or other obligations, or its deposits, reserves, other liabilities or capital attributable thereto; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>impose on any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or the London interbank market any other condition, cost or expense affecting this Agreement <FONT STYLE="color: red"><STRIKE>or
Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>, Term SOFR Loans, </U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>SOFR
Daily Floating</U></FONT> <FONT STYLE="font-size: 10pt">Rate Loans or <FONT STYLE="color: red"><STRIKE>LIBOR Daily</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency</U></FONT> Loans made by such Lender or any Letter of Credit or participation therein;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">and the result of any of the foregoing
shall be to increase the cost to such Lender of making, continuing, converting to or maintaining any <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate </STRIKE></FONT>Loan <FONT STYLE="color: red"><STRIKE>or LIBOR Daily Loans </STRIKE></FONT>(or of maintaining its obligation to
make any such Loan), or to increase the cost to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer of participating in, issuing or maintaining any Letter of Credit (or of maintaining its obligation to participate
in or to issue any Letter of Credit), or to reduce the amount of any sum received or receivable by such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer hereunder (whether of principal, interest or any other amount) then, upon request of such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, the applicable Borrower will pay to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, such additional amount or amounts as will compensate such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, for such additional costs incurred or reduction suffered.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Capital Requirements</U>. If any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer determines that any Change in Law affecting such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or any Lending Office of such Lender or such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s holding company, if any, regarding capital or liquidity requirements has or would have the effect of reducing
the rate of return on such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s capital or on the capital of such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s holding company, if any, as a consequence of this Agreement, the Commitments of such Lender or the Loans
made by, or participations in Letters of Credit held by, such Lender, or the Letters of Credit issued by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, to a level below that which such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s holding company could have achieved but for such Change in Law (taking into consideration such Lender&rsquo;s
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer&rsquo;s policies and the policies of such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s holding company with respect to capital adequacy and liquidity), then from time to time the applicable
Borrower will pay to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, such additional amount or amounts as will compensate such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s holding company for any such reduction suffered.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certificates for Reimbursement</U>. A certificate of a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer setting forth the amount or amounts necessary to compensate such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or its holding company, as the case may be, as specified in <U>subsection (a)</U> or <U>(b)</U> of this <U>Section
3.04</U> and delivered to the Borrowers shall be conclusive absent manifest error. The applicable Borrower shall pay such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, the amount shown as due on any such certificate within ten days after receipt thereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Delay in Requests</U>. Failure or delay on the part of any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer to demand compensation pursuant to the foregoing provisions of this <U>Section 3.04</U> shall not constitute a
waiver of such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s right to demand such compensation, <U>provided </U>that the Borrowers shall not be required to compensate
a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT>
L/C Issuer pursuant to the foregoing provisions of this Section for any increased costs incurred or reductions suffered more than nine
months prior to the date that such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, notifies the Borrowers of the Change in Law giving rise to such increased costs or reductions
and of such Lender&rsquo;s or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer&rsquo;s intention to claim compensation therefor (except that, if the Change in Law giving rise to such increased
costs or reductions is retroactive, then the nine-month period referred to above shall be extended to include the period of retroactive
effect thereof).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(e)
</STRIKE><U><STRIKE>Reserves on Eurocurrency Rate Loans</STRIKE></U><STRIKE>. The applicable Borrower shall pay to each Lender, as long
as such Lender shall be required to maintain reserves with respect to liabilities or assets consisting of or including Eurocurrency funds
or deposits (currently known as &ldquo;</STRIKE><U><STRIKE>Eurocurrency liabilities</STRIKE></U><STRIKE>&rdquo;), additional interest
on the unpaid principal amount of each Eurocurrency Rate Loan or LIBOR Daily Loans equal to the actual costs of such reserves allocated
to such Loan by such Lender (as determined by such Lender in </STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>good
faith, </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">which determination shall be conclusive</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">),
which shall be due and payable on each date on which interest is payable on such Loan, </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>provided
</STRIKE></U><STRIKE>the such Borrower shall have received at least ten days&rsquo; prior notice (with </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">a
copy to the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">Administrative Agent) of such additional interest from
such Lender. If a Lender fails to give notice ten days prior to the relevant Interest Payment Date, such additional interest shall be
due and payable ten days from receipt of such notice.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Compensation for Losses</FONT></B><FONT STYLE="font-size: 10pt">. Upon demand of any Lender
(with a copy to the Administrative Agent) from time to time, the applicable Borrower shall promptly compensate such Lender for and hold
such Lender harmless from any loss, cost or expense incurred by it as a result of:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any continuation, conversion, payment or prepayment of any Loan other than a Base Rate Loan<FONT STYLE="text-underline-style: double; color: blue"><U>,
SOFR Daily Floating Rate Loan, Alternative Currency Daily Rate Loan, or Swing Line Loan</U></FONT> on a day other than the last day of
the Interest Period for such Loan (whether voluntary, mandatory, automatic, by reason of acceleration, or otherwise);</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any failure by such Borrower (for a reason other than the failure of such Lender to make a Loan) to prepay, borrow, continue or
convert any Loan other than a Base Rate Loan<FONT STYLE="text-underline-style: double; color: blue"><U>, SOFR Daily Floating Rate Loan,
Alternative Currency Daily Rate Loan, or Swing Line Loan</U></FONT> on the date or in the amount notified by such Borrower;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any failure by such Borrower to make payment of any drawing under any Letter of Credit (or interest due thereon) denominated in
an Alternative Currency on its scheduled due date or any payment thereof in a different currency; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double; color: blue"><U>to the extent applicable, </U></FONT>any assignment of a <FONT STYLE="color: red"><STRIKE>Eurocurrency
Rate </STRIKE></FONT>Loan on a day other than the last day of the Interest Period therefor as a result of a request by such Borrower
pursuant to <U>Section 10.13</U>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">including any loss
or expense arising from the liquidation or reemployment of funds obtained by it to maintain such Loan or from fees payable to terminate
the deposits from which such funds were obtained. The applicable Borrower shall also pay any customary administrative fees charged by
such Lender in connection with the foregoing.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">For purposes of
calculating amounts payable by the Borrowers to the Lenders under this Section 3.05, each Lender shall be deemed to have funded each
<FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative Currency
Term</U></FONT> Rate <FONT STYLE="color: red"><STRIKE>Loan </STRIKE></FONT>made by it at the <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate for such Loan by a matching deposit or other borrowing in the London interbank eurodollar market for a
comparable amount and for a comparable period, whether or not such <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Alternative
Currency Term</U></FONT> Rate Loan was in fact so funded.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Mitigation Obligations; Replacement of Lenders</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Designation of a Different Lending Office</U>. Each Lender may make any Credit Extension to the Borrowers through any Lending
Office, provided that the exercise of this option shall not affect the obligation of the applicable Borrower to repay the Credit Extension
in accordance with the terms of this Agreement. If any Lender requests compensation under <U>Section 3.04</U>, or the Borrowers are required
to pay any additional amount to any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer, or any Governmental Authority for the account of any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer pursuant to <U>Section 3.01</U>, or if any Lender gives a notice pursuant to <U>Section 3.02</U>, then such Lender
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer shall, as applicable, use reasonable efforts to designate a different Lending Office for funding or booking its Loans hereunder
or to assign its rights and obligations hereunder to another of its offices, branches or affiliates, if, in the judgment of such Lender
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer, such designation or assignment (i) would eliminate or reduce amounts</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">payable
pursuant to <U>Section 3.01</U> or <U>3.04</U>, as the case may be, in the future, or eliminate the need for the notice pursuant to <U>Section
3.02</U>, as applicable, and (ii) in each case, would not subject such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as the case may be, to any unreimbursed cost or expense and would not otherwise be disadvantageous to such Lender
or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such</U></FONT> L/C
Issuer, as the case may be. The Borrowers hereby agree to pay all reasonable costs and expenses incurred by any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer in connection with any such designation or assignment.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Replacement of Lenders</U>. If any Lender requests compensation under <U>Section 3.04</U>, or if the Borrowers are required
to pay any additional amount to any Lender or any Governmental Authority for the account of any Lender pursuant to <U>Section 3.01</U>,
the Borrowers may replace such Lender in accordance with <U>Section 10.13</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>[Reserved]</U></FONT></B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><B><STRIKE>3.07
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR </FONT></STRIKE></B><B><STRIKE><FONT STYLE="font-size: 10pt; color: green">Successor
Rate</FONT></STRIKE></B><STRIKE><FONT STYLE="color: green; font-size: 10pt">. Notwithstanding anything to the contrary in this Agreement
or any other Loan Documents </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">(including </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>Section
10.01</STRIKE></U> <STRIKE>hereof), </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">if the Administrative Agent determines
(which determination shall be conclusive absent manifest error), or Verisk or Required Lenders notify the Administrative Agent (with,
in the case of the Required Lenders, a copy to Verisk) that Verisk or Required Lenders (as applicable) have determined, that:</FONT></STRIKE></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a)
</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">adequate and reasonable means do not exist for ascertaining </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR
for the applicable currency for any requested Interest Period because the LIBOR Screen Rate for the applicable currency </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">is
not available or published on a current basis and such circumstances are unlikely to be temporary;</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(b)
the administrator of the LIBOR Screen Rate for the applicable currency or a </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Governmental
Authority having jurisdiction over the Administrative Agent has made a public statement identifying a specific date after which </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">LIBOR
for the applicable currency or the LIBOR Screen Rate for the applicable currency shall </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">no
longer be made available, or used for determining the interest rate of </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">loans
denominated in the applicable currency (such specific date, the &quot;</FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>Scheduled
Unavailability Date</STRIKE></U><STRIKE>&quot;); or</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(c)
syndicated loans currently being executed, or that include language similar to that contained in this </STRIKE><U><STRIKE>Section 3.07</STRIKE></U><STRIKE>,
are being executed or amended (as applicable) to incorporate or adopt a new benchmark interest rate to replace LIBOR for the applicable
currency;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>then,
</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">reasonably promptly after such </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">determination
by the Administrative Agent or receipt by the Administrative Agent of such notice, as applicable, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">the
Administrative Agent and Verisk may amend this Agreement </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">to replace
LIBOR for the applicable currency with an alternate benchmark rate (</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">including
any mathematical or other adjustments to </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">the benchmark (if any) incorporated
therein), </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">giving due consideration to any evolving or then existing
convention for similar </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">syndicated credit facilities denominated in
the applicable currency </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">for such alternative benchmarks </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">(</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">any
such proposed rate, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">a &quot;</FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>LIBOR
Successor Rate</STRIKE></U><STRIKE>&quot;), together with any proposed LIBOR Successor Rate Conforming Changes </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">and
any such amendment shall become effective at 5:00 p.m. </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">(New York time)
</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">on the fifth Business Day after the Administrative Agent shall have
posted such proposed amendment to all Lenders and Verisk unless, prior to such time, Lenders comprising the Required Lenders have delivered
to the Administrative Agent written notice that such Required Lenders </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">do
not accept such amendment. Such LIBOR Successor Rate shall be applied in a manner consistent with market practice; </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>provided
</STRIKE></U><STRIKE>that to the extent such market practice is not administratively feasible for the Administrative Agent, such LIBOR
Successor Rate shall be applied in a manner as mutually agreed between the Administrative Agent and Verisk.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>If
no LIBOR Successor Rate has been determined </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">and the circumstances
under clause (</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">a) above exist </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">or
the Scheduled Unavailability Date has occurred </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">(as applicable), the
Administrative Agent will</FONT></STRIKE></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>promptly
so notify Verisk and each Lender. Thereafter, (x) the obligation of the Lenders to make or maintain Eurocurrency Rate Loans in the applicable
currency and LIBOR Daily Loans shall be suspended (to the extent of the affected Eurocurrency Rate Loans, LIBOR Daily Loans or Interest
Periods), and (y) if the applicable currency is Dollars, then the Eurocurrency Rate component shall no longer be utilized in determining
the Base Rate. </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">Upon receipt of such notice, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">the
applicable Borrower </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">may revoke any pending request for a Borrowing
of, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">conversion to or continuation of Eurocurrency Rate Loans denominated
in the applicable currency </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">(to the extent of the affected </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">Eurocurrency
</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">Rate Loans or Interest Periods) </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">or
LIBOR Daily Loans </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">or, failing that, will be deemed to have converted
such request into a request for a Borrowing of Base Rate Loans </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">(subject
to the foregoing clause (y)) </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">in the amount specified therein</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: green"><STRIKE>Notwithstanding
anything else herein, </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: red">any definition of LIBOR Successor Rate shall
provide that in no event shall such LIBOR Successor Rate </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">be less
than zero for purposes of this Agreement.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>3.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Survival</FONT></B><FONT STYLE="font-size: 10pt">. All of the Borrowers&rsquo; obligations
under this <U>Article III</U> shall survive termination of the Aggregate Commitments, repayment of all other Obligations hereunder, and
resignation of the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
IV.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
CONDITIONS PRECEDENT TO CREDIT EXTENSIONS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>4.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Conditions to Effectiveness</FONT></B><FONT STYLE="font-size: 10pt">. The Lenders&rsquo;
Commitments hereunder and the amendment and restatement of the Original Credit Agreement were satisfied as of the Effective Date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>4.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Conditions to Certain Credit Extensions</FONT></B><FONT STYLE="font-size: 10pt">. The obligation
of each Lender to honor any Request for Credit Extension (other than a Committed Loan Notice requesting only a conversion of Committed
Loans to the other Type, or a continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or Alternative Currency Term</U></FONT> Rate Loans <FONT STYLE="color: red"><STRIKE>or Daily Libor Loans</STRIKE></FONT>)
is subject to the following conditions precedent:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The representations and warranties of the Borrowers and each other Loan Party contained in <U>Article V</U> (other than those
set forth and contained in <U>Sections 5.05(c)</U> and <U>5.06</U>) or any other Loan Document, or which are contained in any document
furnished at any time under or in connection herewith or therewith, shall be true and correct on and as of the date of such Credit Extension,
except to the extent that such representations and warranties specifically refer to an earlier date, in which case they shall be true
and correct as of such earlier date, and except that for purposes of this <U>Section 4.02</U>, the representations and warranties contained
in <U>subsections (a)</U> and <U>(b)</U> of <U>Section 5.05</U> shall be deemed to refer to the most recent statements furnished pursuant
to <U>clauses (a)</U> and <U>(b)</U>, respectively, of <U>Section 6.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>No Default or Event of Default shall exist, or would result from such proposed Credit Extension or from the application of the
proceeds thereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Administrative Agent and, if applicable, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>or the Swing Line Lender shall have received a Request for Credit Extension in accordance with the requirements hereof.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>In the case of a Credit Extension to be denominated in an Alternative Currency, there shall not have occurred any change in national
or international financial, political or economic conditions or currency exchange rates or exchange controls which in the reasonable
opinion of the Administrative Agent, the Required Lenders (in the case of any Loans to be denominated in an Alternative Currency) or
the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer (in the case of any Letter of Credit to
be denominated in an Alternative Currency)</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">would
make it impracticable for such Credit Extension to be denominated in the relevant Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each Request for Credit Extension (other
than a Committed Loan Notice requesting only a conversion of Committed Loans to the other Type or a continuation of <FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Term
SOFR Loans or Alternative Currency Term</U></FONT> Rate Loans) submitted by the Borrowers shall be deemed to be a representation and
warranty that the conditions specified in <U>Sections 4.02(b)</U> and <U>(c)</U> have been satisfied on and as of the date of the applicable
Credit Extension.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
V.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
REPRESENTATIONS AND WARRANTIES</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each Borrower represents and warrants
to the Administrative Agent and the Lenders as of the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date and the date of each Credit Extension:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Existence, Qualification and Power</FONT></B><FONT STYLE="font-size: 10pt">. Each Loan Party
(a) is duly organized or formed, validly existing and, as applicable, in good standing under the Laws of the jurisdiction of its incorporation
or organization, (b) has all requisite power and authority and all requisite governmental licenses, authorizations, consents and approvals
to (i) own or lease its assets and carry on its business and (ii) execute, deliver and perform its obligations under the Loan Documents
to which it is a party, and (c) is duly qualified and is licensed and, as applicable, in good standing under the Laws of each jurisdiction
where its ownership, lease or operation of properties or the conduct of its business requires such qualification or license; except in
each case referred to in <U>clause (b)(i)</U> or <U>(c)</U>, to the extent that failure to do so could not reasonably be expected to
have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Authorization; No Contravention</FONT></B><FONT STYLE="font-size: 10pt">. The execution,
delivery and performance by each Loan Party of each Loan Document to which such Person is party, have been duly authorized by all necessary
corporate or other organizational action, and do not and will not (a) contravene the terms of any of such Person&rsquo;s Organization
Documents; (b) conflict with or result in any breach or contravention of, or the creation of any Lien under, or require any payment to
be made under (i) any material Contractual Obligation to which such Person is a party or (ii) any order, injunction, writ or decree of
any Governmental Authority or any arbitral award to which such Person or its Property is subject; or (c) violate any Law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Governmental Authorization; Other Consents</FONT></B><FONT STYLE="font-size: 10pt">. No approval,
consent, exemption, authorization, or other action by, or notice to, or filing with, any Governmental Authority is necessary or required
in connection with the execution, delivery or performance by any Loan Party of this Agreement or any other Loan Document and, except
as set forth on <U>Schedule 5.03</U>, no consent of any other Person is required in connection with the execution, delivery or performance
by any Loan Party of this Agreement or any other Loan Document except any such consent the failure of which to obtain could not reasonably
be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Binding Effect</FONT></B><FONT STYLE="font-size: 10pt">. This Agreement has been, and each
other Loan Document, when delivered hereunder, will have been, duly executed and delivered by each Loan Party that is party thereto.
This Agreement constitutes, and each other Loan Document when so delivered will constitute, a legal, valid and binding obligation of
such Loan Party, enforceable against each Loan Party that is party thereto in accordance with its terms, subject to applicable bankruptcy,
insolvency, reorganization, moratorium or other Laws affecting creditors&rsquo; rights generally and subject to general principals of
equity (regardless of whether such enforceability is considered in a proceeding in equity or at law).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Financial Statements; No Material Adverse Effect</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Audited Financial Statements (i) were prepared in accordance with GAAP consistently applied throughout the period covered
thereby, except as otherwise expressly noted therein; <FONT STYLE="text-underline-style: double; color: blue"><U>and </U></FONT>(ii)
fairly present in all material respects the financial condition of the Borrowers and their Subsidiaries as of the date thereof and their
results of operations for the period covered thereby in accordance with GAAP consistently applied throughout the period covered thereby,
except as otherwise expressly noted therein<FONT STYLE="color: red"><STRIKE>; and (iii) show all material indebtedness and other liabilities,
direct or contingent, of the Borrowers and their Subsidiaries as of the date thereof, including liabilities for taxes, material commitments
and Indebtedness</STRIKE></FONT>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The unaudited consolidated balance sheets of Verisk and its direct and indirect Subsidiaries on a consolidated basis most recently
delivered to the Administrative Agent in accordance with <U>Section 6.01(b)</U>, and the related consolidated statements of income or
operations, shareholders&rsquo; equity and cash flows for the fiscal quarter ended on that date (i) were prepared in accordance with
GAAP consistently applied throughout the period covered thereby, except as otherwise expressly noted therein, and (ii) fairly present
in all material respects the financial condition of Verisk and its direct and indirect Subsidiaries on a consolidated basis as of the
date thereof and their results of operations for the period covered thereby, subject, in the case of <U>clauses (i)</U> and <U>(ii)</U>,
to the absence of footnotes and to normal year-end audit adjustments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Since the date of the Audited Financial Statements, there has been no event or circumstance, either individually or in the aggregate,
that has had or could reasonably be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Litigation</FONT></B><FONT STYLE="font-size: 10pt">. There are no actions, suits, proceedings,
claims or disputes pending or, to the knowledge of the Borrowers, threatened in writing, at law, in equity, in arbitration or before
any Governmental Authority, by or against the Borrowers or any of their Subsidiaries or against any of their properties or revenues that
(a) purport to affect or pertain to this Agreement or any other Loan Document, or any of the transactions contemplated hereby, or (b)
except as specifically disclosed in <U>Schedule 5.06</U>, either individually or in the aggregate, if determined adversely, could reasonably
be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">No Default</FONT></B><FONT STYLE="font-size: 10pt">. Neither any Loan Party nor any Subsidiary
thereof is in default under or with respect to any Contractual Obligation that could, either individually or in the aggregate, reasonably
be expected to have a Material Adverse Effect. No Default has occurred and is continuing or would result from the consummation of the
transactions contemplated by this Agreement or any other Loan Document.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Ownership of Property; Liens</FONT></B><FONT STYLE="font-size: 10pt">. Each of the Borrowers
and each Subsidiary has good record and marketable title in fee simple to, or valid leasehold interests in, all Property necessary or
used in the ordinary conduct of its business, except for such defects in title as could not, individually or in the aggregate, reasonably
be expected to have a Material Adverse Effect. The Property of the Borrowers and their Subsidiaries is subject to no Liens, other than
Liens permitted by <U>Section 7.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved]</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Insurance</FONT></B><FONT STYLE="font-size: 10pt">. The properties of the Borrowers and their
Subsidiaries are insured with financially sound and reputable insurance companies not Affiliates of the Borrowers, in such amounts (after
giving effect to any self-insurance compatible with the following standards), with such deductibles</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">and
covering such risks as are customarily carried by companies engaged in similar businesses and owning similar properties in localities
where any Borrower or the applicable Subsidiary operates.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Taxes</FONT></B><FONT STYLE="font-size: 10pt">. The Borrowers and their Subsidiaries have
filed all Federal, state and other material tax returns and reports required to be filed, and have paid all Federal, state and other
material taxes, assessments, fees and other governmental charges levied or imposed upon them or their properties, income or assets otherwise
due and payable, except <FONT STYLE="text-underline-style: double; color: blue"><U>(a) </U></FONT>those which are being contested in
good faith by appropriate proceedings diligently conducted and for which adequate reserves have been provided in accordance with GAAP<FONT STYLE="color: red"><STRIKE>.
</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>or (b) to the extent that the failure to do so could not reasonably
be expected to have a Material Adverse Effect.</U></FONT> There is no proposed tax assessment against the Borrowers or any Subsidiary
that would, if made, have a Material Adverse Effect. <FONT STYLE="color: red"><STRIKE>Neither any Loan Party nor any Subsidiary thereof
is party to any tax sharing agreement.</STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">ERISA Compliance</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>Each</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Except as could
not reasonably be expected, individually or in the aggregate, to result in a Material Adverse Effect (i) each</U></FONT> Plan is in compliance
in all material respects with the applicable provisions of ERISA, the Code and other Federal or state laws<FONT STYLE="color: red"><STRIKE>.
Each</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>, and (ii) each</U></FONT> Pension Plan that is intended
to be a qualified plan under Section 401(a) of the Code has received a favorable determination letter from the Internal Revenue Service
to the effect that the form of such Plan is qualified under Section 401(a) of the Code and the trust related thereto has been determined
by the Internal Revenue Service to be exempt from federal income tax under Section 501(a) of the Code, or an application for such a letter
is currently being processed by the Internal Revenue Service. To the best knowledge of the Borrowers, nothing has occurred that would
prevent or cause the loss of such tax-qualified status.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>There are no pending or, to the best knowledge of the Borrowers, threatened claims, actions or lawsuits, or action by any Governmental
Authority, with respect to any Plan that could reasonably be expected to have a Material Adverse Effect. There has been no prohibited
transaction or violation of the fiduciary responsibility rules with respect to any Plan that has resulted or could reasonably be expected
to result in a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) No ERISA Event has occurred, and neither the Borrowers nor any ERISA Affiliate is aware of any fact, event or circumstance
that could reasonably be expected to constitute or result in an ERISA Event with respect to any Pension Plan; (ii) the Borrowers and
each ERISA Affiliate has met all applicable requirements under the Pension Funding Rules in respect of each Pension Plan, and no waiver
of the minimum funding standards under the Pension Funding Rules has been applied for or obtained; (iii) as of the most recent valuation
date for any Pension Plan, the funding target attainment percentage (as defined in Section 430(d)(2) of the Code) is 60% or higher and
neither the Borrowers nor any ERISA Affiliate knows of any facts or circumstances that could reasonably be expected to cause the funding
target attainment percentage for any such plan to drop below 60% as of the most recent valuation date; (iv) neither the Borrowers nor
any ERISA Affiliate has incurred any liability to the PBGC other than for the payment of premiums, and there are no premium payments
which have become due that are unpaid; (v) neither the Borrowers nor any ERISA Affiliate has engaged in a transaction that could be subject
to Section 4069 or Section 4212(c) of ERISA; and (vi) no Pension Plan has been terminated by the plan administrator thereof nor by the
PBGC, and no event or circumstance has occurred or exists that could reasonably be expected to cause the PBGC to institute proceedings
under Title IV of ERISA to terminate any Pension Plan<FONT STYLE="text-underline-style: double; color: blue"><U>, except with respect
to each of the foregoing clauses (i) through (vi) of this Section 5.12(c), as could not reasonably be expected, individually or in the
aggregate, to result in a Material Adverse Effect</U></FONT>.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Neither the Borrowers nor any ERISA Affiliate maintains or contributes to, or has any unsatisfied obligation to contribute to,
or liability under, any active or terminated Pension Plan other than (i) on the date hereof, those listed on <U>Schedule 5.12</U> and
(ii) thereafter, Pension Plans not otherwise prohibited by this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved]</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Margin Regulations; Investment Company Act.</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Borrowers are not engaged and will not engage, principally or as one of their important activities, in the business of purchasing
or carrying margin stock (within the meaning of Regulation U issued by the FRB), or extending credit for the purpose of purchasing or
carrying margin stock.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>None of the Borrowers<FONT STYLE="color: red"><STRIKE>, any Person Controlling any Borrower, or any Subsidiary is or </STRIKE></FONT>
is required to be registered as an &ldquo;investment company&rdquo; under the Investment Company Act of 1940.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Disclosure</FONT></B><FONT STYLE="font-size: 10pt">. <FONT STYLE="color: red"><STRIKE>The</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>As
of the Fifth Amendment Effective Date, the</U></FONT> Borrowers have disclosed to the Administrative Agent and the Lenders all agreements,
instruments and corporate or other restrictions to which they or any of their Subsidiaries is subject, and all other matters known to
them, that, individually or in the aggregate, could reasonably be expected to result in a Material Adverse Effect. <FONT STYLE="color: red"><STRIKE>No</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>As
of the Fifth Amendment Effective Date, no</U></FONT> report, financial statement, certificate or other information furnished (whether
in writing or orally) by or on behalf of any Loan Party to the Administrative Agent or any Lender in connection with the transactions
contemplated hereby and the negotiation of this Agreement or delivered hereunder or under any other Loan Document (in each case, as modified
or supplemented by other information so furnished) contains any material misstatement of fact or omits to state any material fact necessary
to make the statements therein, in the light of the circumstances under which they were made, not misleading; <U>provided </U>that, with
respect to projected financial information, the Borrowers represent only that such information was prepared in good faith based upon
assumptions believed to be reasonable at the time (it being recognized that projections to future events are not to be viewed as facts
and that the actual results during the period or periods covered by any projections may materially differ from the projected results).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Compliance with Laws</FONT></B><FONT STYLE="font-size: 10pt">. Each Loan Party and each Subsidiary
thereof is in compliance in all material respects with the requirements of all Laws and all orders, writs, injunctions and decrees applicable
to it or to its properties, except in such instances in which (a) such requirement of Law or order, writ, injunction or decree is being
contested in good faith by appropriate proceedings diligently conducted or (b) the failure to comply therewith, either individually or
in the aggregate, could not reasonably be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved]</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.18&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved]</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">OFAC; Anti-Corruption Laws; Sanctions</FONT></B><FONT STYLE="font-size: 10pt">. No Borrower,
any of their respective Subsidiaries, or, to the knowledge of the Borrowers and their respective Subsidiaries, any director, officer,
employee, agent, affiliate or representative thereof, is an individual or entity that is, or is owned or controlled by any individual
or entity that is (a) the subject or target of any Sanctions or (b) located, organized or resident in a Designated Jurisdiction. Each
Borrower has implemented and maintains in effect policies and procedures <FONT STYLE="text-underline-style: double; color: blue"><U>reasonably
</U></FONT>designed to ensure compliance by such Borrower, its Subsidiaries and their respective directors, officers, employees and agents
with Anti-Corruption Laws and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">applicable
Sanctions, and each Borrower, its Subsidiaries and their respective officers and employees and, to the knowledge of such Borrower, its
directors and agents, are in compliance <FONT STYLE="text-underline-style: double; color: blue"><U>in all material respects </U></FONT>with
any Anti-Corruption Law, any applicable Sanctions or the Patriot Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved].</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; color: red"><STRIKE>EEA</STRIKE></FONT></B><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Affected
</U></FONT></B><B><FONT STYLE="font-size: 10pt">Financial Institutions</FONT></B><FONT STYLE="font-size: 10pt">. No Loan Party is an
<FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected</U></FONT> Financial
Institution.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>5.22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Beneficial Ownership Certification</FONT></B><FONT STYLE="font-size: 10pt">. As of the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date, the information included in any Beneficial Ownership Certification delivered to any Lenders on or
prior to the <FONT STYLE="color: red"><STRIKE>Fourth</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Fifth
</U></FONT>Amendment Effective Date with respect to the Borrowers is true and correct in all respects.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
VI.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
AFFIRMATIVE COVENANTS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">So long as any Lender shall have any
Commitment hereunder, any Loan or other Obligation hereunder shall remain unpaid or unsatisfied, or any Letter of Credit shall remain
outstanding, each Borrower shall, and shall (except in the case of the covenants set forth in <U>Sections 6.01</U>, <U>6.02</U>, and
<U>6.03</U>) cause each Subsidiary to:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Financial Statements</FONT></B><FONT STYLE="font-size: 10pt">. Deliver to the Administrative
Agent and each Lender, in form and detail satisfactory to the Administrative Agent and the Required Lenders:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>as soon as available, but in any event within 120 days after the end of each fiscal year of Verisk, a consolidated balance sheet
of Verisk and its direct and indirect Subsidiaries on a consolidated basis as at the end of such fiscal year, and the related consolidated
statements of income or operations, changes in shareholders&rsquo; equity, and cash flows for such fiscal year, setting forth in each
case in comparative form the figures for the previous fiscal year, all in reasonable detail and prepared in accordance with GAAP, such
consolidated statements to be audited and accompanied by a report and opinion of an independent certified public accountant of nationally
recognized standing reasonably acceptable to the Required Lenders, which report and opinion shall be prepared in accordance with generally
accepted auditing standards and shall not be subject to any &ldquo;going concern&rdquo; or like qualification or exception or any qualification
or exception as to the scope of such audit; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>as soon as available, but in any event within 60 days after the end of each of the first three fiscal quarters of each fiscal
year of Verisk, a consolidated balance sheet of Verisk and its direct and indirect Subsidiaries on a consolidated basis as at the end
of such fiscal quarter, the related consolidated statements of income or operations for such fiscal quarter and for the portion of Verisk&rsquo;s
fiscal year then ended, and the related consolidated statements of changes in shareholders&rsquo; equity, and cash flows for the portion
of Verisk&rsquo;s fiscal year then ended, in each case setting forth in comparative form, as applicable, the figures for the corresponding
fiscal quarter of the previous fiscal year and the corresponding portion of the previous fiscal year, all in reasonable detail, such
consolidated statements to be certified by the chief executive officer, chief financial officer, treasurer or controller of Verisk as
fairly presenting the financial condition, results of operations, shareholders&rsquo; equity and cash flows of Verisk and its direct
and indirect Subsidiaries on a consolidated basis in accordance with GAAP, subject only to normal year-end audit adjustments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">As to any information contained in materials
furnished pursuant to <U>Section 6.02(d)</U>, the Borrowers shall not be separately required to furnish such information under <U>clauses
(a)</U> or <U>(b)</U> above, but the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">foregoing shall not be in derogation
of the obligation of the Borrowers to furnish the information and materials described in <U>clauses (a)</U> and <U>(b)</U> above at the
times specified therein.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Certificates; Other Information</FONT></B><FONT STYLE="font-size: 10pt">. Deliver to the
Administrative Agent and each Lender, in form and detail satisfactory to the Administrative Agent and the Required Lenders:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a)
concurrently with the delivery of the financial statements referred to in </STRIKE><U><STRIKE>Section 6.01(a)</STRIKE></U><STRIKE>, to
the extent obtainable with commercially reasonable efforts, a certificate of their independent certified public accountants certifying
such financial statements and stating that in making the examination necessary therefor no knowledge was obtained of any Default under
the financial covenants </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">set forth and contained in </FONT></STRIKE><FONT STYLE="font-size: 10pt; color: red"><U><STRIKE>Section
7.08</STRIKE></U> <STRIKE>or, if any such Default shall exist, stating the nature and status of such event;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>[reserved];</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>concurrently with the delivery of the financial statements referred to in <U>Sections 6.01(a)</U> and <U>(b)</U>, a duly completed
Compliance Certificate <FONT STYLE="text-underline-style: double; color: blue"><U>that is consistent with the level of detail set forth
in Exhibit D and </U></FONT>signed by the chief executive officer, chief financial officer, treasurer or controller of Verisk;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>promptly after any request by the Administrative Agent or any Lender, copies of any detailed audit reports, management letters
or recommendations submitted to the board of directors (or the audit committee of the board of directors) of the Borrowers by independent
accountants in connection with the accounts or books of the Borrowers or any Subsidiary, or any audit of any of them;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>promptly after the same are available, copies of each report, proxy or financial statement or other report or communication sent
to the stockholders or bondholders of the Borrowers, and copies of all annual, regular, periodic and special reports and registration
statements which the Borrowers may file or be required to file with the SEC under Section 13 or 15(d) of the Securities Exchange Act
of 1934 and the Securities Act, and not otherwise required to be delivered to the Administrative Agent pursuant hereto;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>promptly after the furnishing thereof, copies of any statement or report furnished to any holder of debt securities of any Loan
Party or any Subsidiary thereof pursuant to the terms of any indenture, loan or credit or similar agreement and not otherwise required
to be furnished to the Lenders pursuant to <U>Section 6.01</U> or any other clause of this <U>Section 6.02</U>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(f)
promptly, and in any event within five Business Days after receipt thereof by any Loan Party or any Subsidiary thereof, copies of each
notice or other correspondence received from the SEC (or comparable agency in any applicable non-U.S. jurisdiction) concerning any investigation
or possible investigation or other inquiry by such agency regarding financial or other operational results of any Loan Party or any Subsidiary
thereof, excluding routine comment letters from the SEC regarding (i) registration statements that the Borrowers have previously filed
or may file with the SEC under the Securities Act and (ii) periodic and other reports that the Borrowers may file with the SEC under
Section 13 or 15(d) of the Securities Exchange Act of 1934;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>[reserved];</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>promptly, such additional information regarding the business, financial or corporate affairs of the Borrowers or any Subsidiary,
or compliance with the terms of the Loan Documents, as the Administrative Agent or any Lender may from time to time reasonably request;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>promptly following any request therefor, provide information and documentation reasonably requested by the Administrative Agent
or any Lender for purposes of compliance with applicable &ldquo;know your customer&rdquo; and anti-money-laundering rules and regulations,
including, without limitation, the PATRIOT Act and the Beneficial Ownership Regulation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Documents required to be delivered pursuant
to <U>Section 6.01(a)</U> or <U>(b)</U> or <U>Section 6.02(d)</U> (to the extent any such documents are included in materials otherwise
filed with the SEC) may be delivered electronically and if so delivered, shall be deemed to have been delivered on the date (i) on which
Verisk posts such documents, or provides a link thereto on Verisk&rsquo;s website on the Internet at the website address listed on <U>Schedule
10.02</U>; or (ii) on which such documents are posted on Verisk&rsquo;s behalf on an Internet or intranet website, if any, to which each
Lender and the Administrative Agent have access (whether a commercial, third-party website or whether sponsored by the Administrative
Agent); <U>provided </U>that: (i) the Borrowers shall deliver paper copies of such documents to the Administrative Agent or any Lender
that requests the Borrowers to deliver such paper copies until a written request to cease delivering paper copies is given by the Administrative
Agent or such Lender and (ii) the Borrowers shall notify the Administrative Agent and each Lender (by telecopier or electronic mail)
of the posting of any such documents and provide to the Administrative Agent by electronic mail electronic versions (i.e., soft copies)
of such documents. Notwithstanding anything contained herein, in every instance the Borrowers shall be required to provide paper copies
of the Compliance Certificates required by <U>Section 6.02(b)</U> to the Administrative Agent. Except for such Compliance Certificates,
the Administrative Agent shall have no obligation to request the delivery or to maintain copies of the documents referred to above, and
in any event shall have no responsibility to monitor compliance by the Borrowers with any such request for delivery, and each Lender
shall be solely responsible for requesting delivery to it or maintaining its copies of such documents.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each Borrower hereby acknowledges that
(a) the Administrative Agent and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and Lenders </U></FONT>will
make available to the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>materials and/or information provided by or on behalf of the Borrowers hereunder (hereinafter collectively referred to as
&ldquo;<U>Borrower Materials</U>&rdquo;) by posting the Borrower Materials on IntraLinks or another similar electronic system (hereinafter
referred to as the &ldquo;<U>Platform</U>&rdquo;) and (b) certain of the Lenders (hereinafter each referred to as a &ldquo;<U>Public
Lender</U>&rdquo;) may have personnel who do not wish to receive material non-public information with respect to the Borrowers or their
Affiliates, or the respective securities of any of the foregoing, and who may be engaged in investment and other market-related activities
with respect to such Persons&rsquo; securities. Each of the Borrowers hereby agrees that, so long as such Borrower is the issuer of any
outstanding debt or equity securities that are registered or issued pursuant to a private offering or is actively contemplating issuing
any such securities, (w) all Borrower Materials that are to be made available to Public Lenders shall be clearly and conspicuously marked
&ldquo;PUBLIC&rdquo; which, at a minimum, shall mean that the word &ldquo;PUBLIC&rdquo; shall appear prominently on the first page thereof;
(x) by marking Borrower Materials &ldquo;PUBLIC,&rdquo; the Borrowers shall be deemed to have authorized the Administrative Agent, the
Arranger, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Lenders to treat such Borrower Materials as not containing any material non-public information with respect to the
Borrowers or their securities for purposes of United States Federal and state securities laws (<U>provided</U>, <U>however</U>, that
to the extent such Borrower Materials constitute Information, they shall be treated as set forth in <U>Section 10.07</U>); (y) all Borrower
Materials marked &ldquo;PUBLIC&rdquo; are permitted to be made available through a portion of the Platform designated &ldquo;Public Side
Information;&rdquo; and (z) the Administrative Agent and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and
Lenders </U></FONT>shall be entitled to treat any Borrower Materials that are not marked &ldquo;PUBLIC&rdquo; as being suitable only
for posting on a portion of the Platform that is not</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">designated &ldquo;Public Side Information.&rdquo;
Notwithstanding the foregoing to the contrary, the Borrowers shall be under no obligation to mark any Borrower Materials &ldquo;PUBLIC.&rdquo;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Notices</FONT></B><FONT STYLE="font-size: 10pt">. Promptly following a Responsible Officer&rsquo;s
having knowledge thereof, notify the Administrative Agent (who, in turn, will notify each other Lender):</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>of the occurrence of any Default;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>of any matter that has resulted or could reasonably be expected to result in a Material Adverse Effect, including (i) breach or
non-performance of, or any default under, a Contractual Obligation of any Borrower or any Subsidiary; (ii) any dispute, litigation, investigation,
proceeding or suspension between any Borrower or any Subsidiary and any Governmental Authority; or (iii) the commencement of, or any
<FONT STYLE="color: red"><STRIKE>material adverse </STRIKE></FONT>development in, any litigation or proceeding affecting any Borrower
or any Subsidiary, including pursuant to any applicable Environmental Laws<FONT STYLE="text-underline-style: double; color: blue"><U>,
that has resulted or could reasonably be expected to result in a Material Adverse Effect</U></FONT>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>of the occurrence of any ERISA Event <FONT STYLE="text-underline-style: double; color: blue"><U>where there is any reasonable
likelihood of the imposition of liability on any Loan Party as a result thereof that could be reasonably expected to have a Material
Adverse Effect</U></FONT>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><STRIKE>of any material change in accounting policies or financial reporting practices by any Borrower
or any Subsidiary</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>[reserved]</U></FONT>; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any change in the Public Debt Rating (or any component thereof).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each notice pursuant to this <U>Section
6.03</U> (other than any notice pursuant to <U>Section 6.03(d)</U>) shall be accompanied by a statement of a Responsible Officer of the
Borrowers setting forth details of the occurrence referred to therein and stating what action the Borrowers have taken and propose to
take with respect thereto. Each notice pursuant to <U>Section 6.03(a)</U> shall describe with particularity any and all provisions of
this Agreement and any other Loan Document that have been breached.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Payment of Obligations</FONT></B><FONT STYLE="font-size: 10pt">. Pay and discharge as the
same shall become due and payable, all its obligations and liabilities, including (a) all tax liabilities, assessments and governmental
charges or levies upon it or its properties or assets; (b) all lawful claims which, if unpaid, would by law become a Lien upon its Property;
and (c) all Indebtedness, as and when due and payable, but subject to any subordination provisions contained in any instrument or agreement
evidencing such Indebtedness, except where, in regard to the matters described in <U>clauses (a)</U>, <U>(b)</U> and <U>(c)</U> above,
the same are being contested in good faith by appropriate proceedings diligently conducted and adequate reserves in accordance with GAAP
are being maintained by such Borrower or such Subsidiary, or the failure to make payment could not reasonably be expected to have a Material
Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Preservation of Existence, Etc</FONT></B><FONT STYLE="font-size: 10pt">. (a) Preserve, renew
and maintain in full force and effect each Borrower&rsquo;s and each Material Domestic Subsidiary&rsquo;s legal existence and good standing
under the Laws of the jurisdiction of its organization except in a transaction permitted by <U>Section 7.03</U> or <U>Section 7.04</U>;
(b) take all reasonable action to maintain all rights, privileges, permits, licenses and franchises necessary or desirable in the normal
conduct of its business, except to the extent that failure to do so could not reasonably be expected to have a Material Adverse Effect;
and (c) preserve or renew all of its registered patents, trademarks, trade names and service marks, the non-preservation of which could
reasonably be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved].</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved].</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Compliance with Laws</FONT></B><FONT STYLE="font-size: 10pt">. (a) Comply in all material
respects with the requirements of all Laws and all orders, writs, injunctions and decrees applicable to them or to their business or
Property, except in such instances in which (i) such requirement of Law or order, writ, injunction or decree is being contested in good
faith by appropriate proceedings diligently conducted or (ii) the failure to comply therewith could not reasonably be expected to have
a Material Adverse Effect; and (b) maintain in effect and enforce policies and procedures designed to ensure compliance by each Borrower,
its Subsidiaries and their respective directors, officers, employees and agents with Anti-Corruption Laws and applicable Sanctions.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Books and Records</FONT></B><FONT STYLE="font-size: 10pt">. (a) Maintain proper books of
record and account, in which full, true and correct entries in conformity with GAAP consistently applied shall be made of all financial
transactions and matters involving the assets and business of such Borrower or such Subsidiary, as the case may be; and (b) maintain
such books of record and account in material conformity with all applicable requirements of any Governmental Authority having regulatory
jurisdiction over such Borrower or such Subsidiary, as the case may be.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Inspection Rights</FONT></B><FONT STYLE="font-size: 10pt">. Permit representatives and independent
contractors of the Administrative Agent and each Lender to visit and inspect any of its properties, to examine its corporate, financial
and operating records, and make copies thereof or abstracts therefrom, and to discuss its affairs, finances and accounts with its directors,
officers, and independent public accountants, all at the expense of the Administrative Agent and Lenders so long as no Event of Default
exists, and at such reasonable times during normal business hours and as often as may be reasonably desired<FONT STYLE="color: red"><STRIKE>,</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>;
</U></FONT>upon <FONT STYLE="color: red"><STRIKE>reasonable</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>reasonably
</U></FONT>advance notice to the Borrowers<FONT STYLE="text-underline-style: double; color: blue"><U>; provided, that any exercise of
such access and inspection rights by any Lender shall be coordinated through the Administrative Agent; provided further, that, prior
to an Event of Default, (i) such access and inspection rights will be available to the Administrative Agent only, and (ii) such inspection
shall be limited to one such inspection per year</U></FONT>; <U>provided</U>, <U>however</U>, that when an Event of Default exists the
Administrative Agent or any Lender (or any of their respective representatives or independent contractors) may do any of the foregoing
at the expense of the Borrowers at any time during normal business hours and without advance notice.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>6.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Use of Proceeds</FONT></B><FONT STYLE="font-size: 10pt">. Use the proceeds of the Credit
Extensions for working capital, acquisitions and other general corporate purposes not in contravention of any Law or of any Loan Document.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><B><STRIKE>6.12
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt; color: red">Additional Guarantors</FONT></STRIKE></B><STRIKE><FONT STYLE="color: red; font-size: 10pt">.
If any Domestic Subsidiary of the Borrowers that is not a Guarantor at any time on or after the Effective Date guarantees any Indebtedness
(other than (x) Indebtedness owing to a Borrower or any Subsidiary or (y) Indebtedness the incurrence or guarantee of which would not
result in a breach of </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>Section 7.02</STRIKE></U><STRIKE>), then such
Domestic Subsidiary shall within 30 days of such Domestic Subsidiary having guaranteed such Indebtedness (or such longer period as the
Administrative Agent may approve) (a) become a Guarantor by executing and delivering </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">to
the Administrative Agent </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">a counterpart of a Guaranty or such other
document </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">as the Administrative Agent </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">shall
reasonably deem appropriate for such purpose, (b) deliver to the Administrative Agent documents of the types referred to in </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>clauses
(iii)</STRIKE></U> <STRIKE>and </STRIKE><U><STRIKE>(iv)</STRIKE></U> <STRIKE>of </STRIKE><U><STRIKE>Section 4.01(a)</STRIKE></U> <STRIKE>and
favorable opinions of counsel (who may be in-house counsel) to such Person (which shall cover, among other things, the legality, validity,
binding effect and enforceability of the documentation referred to in the foregoing </STRIKE><U><STRIKE>clause (a)</STRIKE></U><STRIKE>),
all in form, content and scope </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">reasonably satisfactory to the Administrative
Agent, </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">and (c) Verisk shall provide upon the request of the Administrative
Agent or any Lender, any documentation or other evidence as is </FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>reasonably
requested by the Administrative Agent or any Lender in order for the Administrative Agent or such Lender, as applicable, to comply with
&ldquo;know your customer&rdquo; and other applicable laws and regulations.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>6.13
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt">Pari Passu Status</FONT></STRIKE></B><STRIKE><FONT STYLE="font-size: 10pt">.
</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>Cause
the Obligations to rank at least <I>pari passu</I> with all other present and future unsecured Indebtedness of such Borrower and its
Subsidiaries which are Guarantors.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
VII.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
NEGATIVE COVENANTS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">So long as any Lender shall have any
Commitment hereunder, any Loan or other Obligation hereunder shall remain unpaid or unsatisfied, or any Letter of Credit shall remain
outstanding, no Borrower shall, nor shall it permit any Subsidiary to, directly or indirectly:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Liens</FONT></B><FONT STYLE="font-size: 10pt">. Create, incur, assume or suffer to exist
any Lien upon any of its Property or revenues, whether now owned or hereafter acquired, other than the following:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Customary Permitted Liens;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens in existence on the date hereof as set forth on <U>Schedule 7.01</U> and any extensions, renewals, or replacements thereof,
<U>provided </U>that (i) the aggregate principal amount of the Indebtedness secured by such Lien(s) immediately prior to such extension,
renewal, or replacement is not increased or the maturity thereof changed and (ii) such Lien(s) is not extended to any other Property
in violation of this Agreement;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens incidental to the conduct of its business or the ownership of its Property which were not incurred in connection with the
borrowing of money or the obtaining of advances of credit and which in the aggregate do not materially detract from the use or value
of its Property or materially impair the use thereof in the operation of its business;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens in favor of such Borrower or any Wholly-Owned Subsidiary on Property of a Subsidiary to secure obligations of such Subsidiary
to such Borrower or to a Wholly-Owned Subsidiary;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>any attachment or judgment Lien, unless the judgment it secures shall not, within 30 days after the entry thereof, have been discharged
or execution thereof stayed pending appeal, or shall not have been discharged within 30 days after the expiration of any such stay; <U>provided
</U>that the aggregate amount of such attachments or judgment Liens shall not secure obligations in excess of $20,000,000 at any time;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens in respect of Permitted Subsidiary Acquisition Indebtedness; <U>provided </U>that (i) each such Lien (A) shall be created
substantially simultaneously with the acquisition of the related Property or Properties or (B) shall have existed on any Property of
a Person (1) at the time such Person becomes a Subsidiary of or is merged with or into such Borrower or a Subsidiary of such Borrower
or (2) at the time a Subsidiary acquires such Property from such Person, and, in the case of each of the foregoing <U>clauses (1)</U>
and <U>(2)</U>, such Lien shall not have been created in contemplation of any Permitted Acquisition, and (ii) no such Lien at any time
shall encumber any Property or Properties other than the related Property or Properties financed by such Permitted Subsidiary Acquisition
Indebtedness and the proceeds thereof. For the avoidance of doubt, in the event that a Permitted Acquisition is consummated as a purchase
of Equity</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Interests
or a similar transaction, the pledge of stock or other Equity Interests acquired in such Permitted Acquisition to secure the related
Permitted Subsidiary Acquisition Indebtedness shall be permitted;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens provided for in equipment leases (including financing statements and undertakings to file the same); <U>provided </U>that
such Liens are limited to the equipment subject to such leases, accessions thereto and the proceeds thereof;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens in or upon and any right of offset against, moneys, deposit balances, security or other Property, or interests therein,
held or received by or for or left in the possession of any lender (or any affiliate of such lender) in connection with working capital
facilities, lines of credit, term loans or other credit facilities entered into in the ordinary course of business; <U>provided</U>,
<U>however</U>, that in no event shall (i) any Borrower be subject to a minimum or compensating balance or similar arrangement or arrangement
requiring it to maintain minimum cash funds or deposits with such lender or lenders or (ii) any Borrower or any Subsidiary maintain in
all of its respective accounts with all such lenders, at any time, overnight cleared cash balances in demand deposit accounts that are
subject to set-off rights, in excess of $5,000,000 in the aggregate for all such accounts of any Borrower or any such Subsidiary, respectively,
as the case may be (in each case other than, for the avoidance of doubt, any such balances held in commercial paper or money market funds);</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens securing Indebtedness or other obligations to any counterparty under repurchase or securities loan agreements;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens existing solely with respect to cash or deposit account balances used to Cash Collateralize obligations of a Lender to (i)
<FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an</U></FONT> L/C Issuer,
in accordance with the terms, conditions, and provisions of <U>Section 2.03(a)(iii)(F)</U> or (ii) the Swing Line Lender, in accordance
with the terms, conditions, and provisions of <U>Section 2.04(c)(i)</U>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens created by this Agreement or any other Loan Document;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(l)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens in respect of Priority Indebtedness permitted under <U>Section 7.02</U>; <U>provided </U>that such Liens do not secure Indebtedness
owing by such Borrower or any of its Subsidiaries in respect of (i) any private placement or note purchase facility or facilities or
(ii) any senior credit facility or facilities (including, without limitation, the Facility); and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(m)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Liens securing other Indebtedness to the extent that <FONT STYLE="color: red"><STRIKE>the Borrower</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Verisk
</U></FONT>and each of its applicable Subsidiaries shall have made or caused to be made effective provision whereby the obligations under
this Agreement and the other Loan Documents shall be secured equally and ratably with any and all other obligations secured by any such
Lien, such security to be pursuant to agreements reasonably satisfactory to the Administrative Agent and, in any such case, the Administrative
Agent and the Lenders shall have the benefit, to the fullest extent that, and with such priority as, they may be entitled under applicable
Laws, of an equitable Lien on such Property.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Priority Indebtedness; Permitted Subsidiary Acquisition Indebtedness</FONT></B><FONT STYLE="font-size: 10pt">.
Create, incur, assume or suffer to exist (a) any Priority Indebtedness in excess at any time of an amount equal to 7.5% of Assets at
such time or (b) any Permitted Subsidiary Acquisition Indebtedness in an aggregate principal amount in excess of $500,000,000 outstanding
at any time.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: blue"><B>7.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Fundamental Changes</U></FONT></B><FONT STYLE="color: blue; font-size: 10pt; text-underline-style: double"><U>.
Solely with respect to the Borrowers, merge</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">,
dissolve, liquidate, wind-up, consolidate with or into another Person </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">(including,
in each case, pursuant to a Delaware LLC Division) unless such Borrower is the continuing or surviving Person or </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">change
its </FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green"><U>structure
as a corporation</U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">; provided, that the foregoing
shall not prohibit the consummation of any Permitted Acquisition by any Borrower.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: blue"><B>7.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>7.03 </STRIKE></FONT></B><B><STRIKE><FONT STYLE="font-size: 10pt; color: red">Fundamental
Changes</FONT></STRIKE></B><STRIKE><FONT STYLE="color: red; font-size: 10pt">. Merge</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">,
dissolve, liquidate, wind-up, consolidate with or into another Person</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">,</FONT></STRIKE><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><B><U>Dispositions</U></B><U>.
Solely with respect to Verisk, make any Disposition</U></FONT> <FONT STYLE="font-size: 10pt">or Dispose of (whether in one transaction
or in a series of transactions) all or substantially all of its assets (whether now owned or hereafter acquired) to or in favor of any
Person (including<FONT STYLE="color: red"><STRIKE>, in each case, </STRIKE></FONT> pursuant to a Delaware LLC Division)<FONT STYLE="color: red"><STRIKE>,
or, with respect to a Borrower, </STRIKE></FONT><STRIKE><FONT STYLE="color: green">change its structure as a corporation</FONT><FONT STYLE="color: red">,
except that, so long as no Default exists or would result therefrom,</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>[Reserved].</U></FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(a)
the Borrowers and their Subsidiaries may consummate Permitted Acquisitions;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(b)
any Subsidiary may merge with (i) a Borrower, </STRIKE><U><STRIKE>provided </STRIKE></U><STRIKE>that such Borrower shall be the continuing
or surviving Person, or (ii) any one or more other Subsidiaries, </STRIKE><U><STRIKE>provided </STRIKE></U><STRIKE>that when any Guarantor
is merging with another Subsidiary, the Guarantor shall be the continuing or surviving Person; and</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(c)
any Subsidiary may Dispose of all or substantially all of its assets (upon voluntary liquidation or otherwise) to a Borrower or to another
Subsidiary</STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">; </FONT></STRIKE><FONT STYLE="color: green; font-size: 10pt"><U><STRIKE>provided
</STRIKE></U><STRIKE>that if the </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: red">transferor in such a transaction is
a Guarantor, then the transferee must either be a Borrower or a Guarantor.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>7.04
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt">Dispositions</FONT></STRIKE></B><STRIKE><FONT STYLE="font-size: 10pt">.
Make any Disposition or enter into any agreement to make any Disposition, except:</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(a)
any Subsidiary may Dispose of assets to a Borrower or any Subsidiary of a Borrower;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(b)
any Borrower or any Subsidiary may Dispose of inventory in the ordinary course of its business (including the Disposition of obsolete
inventory);</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(c)
any Borrower or any Subsidiary may Dispose of assets that, in its good faith, reasonable judgment, have no further useful or productive
capacity, are fully used or depreciated, are obsolete or are no longer necessary or productive in the ordinary course of its business;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(d)
the Borrowers or any Subsidiary may Dispose of assets other than as set forth in the preceding </STRIKE><U><STRIKE>clauses (a)</STRIKE></U>
<STRIKE>through </STRIKE><U><STRIKE>(c)</STRIKE></U> <STRIKE>and the succeeding </STRIKE><U><STRIKE>clauses (e)</STRIKE></U><STRIKE>,
</STRIKE><U><STRIKE>(f)</STRIKE></U><STRIKE>, and </STRIKE><U><STRIKE>(g)</STRIKE></U><STRIKE>; </STRIKE><U><STRIKE>provided </STRIKE></U><STRIKE>that
(i) such assets sold in any calendar year shall not, in the aggregate, account for more than 20% of Consolidated EBITDA or more than
20% of the total revenues of Verisk and its direct and indirect Subsidiaries, on a consolidated basis, for the prior calendar year, and
(ii) as of any date of determination, such assets sold during the term of this Agreement shall not, in the aggregate, account for more
than 40% of Consolidated EBITDA or more than 40% of the total revenues of Verisk and its direct and indirect Subsidiaries, on a consolidated
basis, in each case on a cumulative basis from March 31, 2015 through the most recently completed fiscal quarter for which financial
statements are available;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(e)
the Borrowers and their Subsidiaries may enter into and consummate transactions permitted by </STRIKE><U><STRIKE>Section 7.03</STRIKE></U><STRIKE>;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(f)
any Borrower or any Subsidiary may grant non-exclusive licenses or sublicenses of rights or interests in intellectual property to third
parties in the ordinary course of its business; and</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(g)
any Borrower or any Subsidiary may lease and sublease Property to other Persons in the ordinary course of its business.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>7.05
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt">Change in Nature of Business</FONT></STRIKE></B><STRIKE><FONT STYLE="font-size: 10pt">.
Engage in any material line of business substantially different from those lines of business conducted by the Borrowers and their Subsidiaries
on the date hereof or any business substantially related, reasonably complimentary or incidental thereto.</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">[Reserved].</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Use of Proceeds</FONT></B><FONT STYLE="font-size: 10pt">. Use the proceeds of any Credit
Extension, whether directly or indirectly, and whether immediately, incidentally or ultimately, to purchase or carry margin stock (within
the meaning of Regulation U of the FRB) or to extend credit to others for the purpose of purchasing or carrying margin stock or to refund
indebtedness originally incurred for such purpose which in any case entails a violation of Regulation U of the FRB.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Financial Covenants</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Consolidated Interest Coverage Ratio</U>. Permit the Consolidated Interest Coverage Ratio as of the end of any fiscal quarter
of Verisk to be less than 3.00:1.00.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Consolidated Funded Debt Leverage Ratio</U>. Permit the Consolidated Funded Debt Leverage Ratio at any time during any period
of four fiscal quarters of Verisk to be greater than <FONT STYLE="color: red"><STRIKE>3.50</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>3.75</U></FONT>:1.00.
Notwithstanding the foregoing to the contrary, at the election of the Borrowers (such election to be made in writing to the Administrative
Agent upon the closing of a Permitted Acquisition and such election to be made not more than twice during the term of the Facility),
the maximum Consolidated Funded Debt Leverage Ratio shall be permitted to increase to <FONT STYLE="color: red"><STRIKE>4.00</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>4.50</U></FONT>:1.00
(no more than once) and 4.25:1.00 (also no more than once) in any sequence as requested by Verisk in writing (each such increase in the
Consolidated Funded Debt Leverage Ratio, a &ldquo;Consolidated Funded Debt Leverage Ratio <U>Step-up</U>&rdquo;), in each case, for the
four consecutive fiscal quarter period (hereinafter referred to as a &ldquo;<U>Leverage Increase Period</U>&rdquo;) commencing with the
fiscal quarter in which such Permitted Acquisition occurs (which Leverage Increase Period shall include, for the avoidance of doubt,
the fourth fiscal quarter end following the closing date of such Permitted Acquisition), <U>provided</U>, that immediately upon the expiration
of any Leverage Increase Period, the maximum Consolidated Funded Debt Leverage Ratio permitted under this <U>Section 7.08(b)</U> shall
revert automatically to <FONT STYLE="color: red"><STRIKE>3.50</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>3.75</U></FONT>:1.00;
<U>provided</U>, <U>further</U>, Verisk shall only be permitted to elect to a second Consolidated Funded Debt Leverage Ratio Step-up
if there has been at least two consecutive fiscal quarter periods between the date of the commencement of the initial Consolidated Funded
Debt Leverage Ratio Step-up and the date of the commencement of the second Consolidated Funded Debt Leverage Ratio Step-up for which
Verisk&rsquo;s Consolidated Funded Debt Leverage Ratio is less than or equal to 3:<FONT STYLE="color: red"><STRIKE>00</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>25</U></FONT>:1.00,
which shall be evidenced by the delivery of Compliance Certificates to the Administrative Agent in accordance with <U>Section 6.02(b)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Restricted Payments</STRIKE></FONT></B><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></B><B><FONT STYLE="font-size: 10pt">.</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>During
the existence of a Default, declare or make, directly or indirectly, any Restricted Payment, or incur any obligation (contingent or otherwise)
to do so.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; color: red"><STRIKE>Accounting Changes</STRIKE></FONT></B><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>[Reserved]</U></FONT></B><B><FONT STYLE="font-size: 10pt">.</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>Make
any change in its (a) accounting policies or reporting practices, except (i) as required or permitted by GAAP or (ii) otherwise, if not
a material change, or (b) fiscal year if such change is made for the purposes of, amongst others, avoiding the occurrence of an Event
of Default.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>7.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Anti-Corruption Laws; Sanctions</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Directly or indirectly, use the proceeds
of any Credit Extension, or lend, contribute or otherwise make available such proceeds to any Subsidiary, joint venture partner or other
individual or entity, to fund any activities of or business with any individual or entity, or in any Designated Jurisdiction, that, at
the time of such funding, is the subject of Sanctions, or in any other manner that will result in a violation by any individual or entity
(including any individual or entity participating in the transaction, whether as Lender, Arranger, Administrative Agent, L/C Issuer,
Swing Line Lender, or otherwise) of Sanctions, and/or directly or indirectly permit or allow any Credit Extension, use of proceeds hereunder
or other transaction contemplated by this Agreement to violate any Anti-Corruption Law, any applicable Sanctions or the Patriot Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
VIII.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
EVENTS OF DEFAULT AND REMEDIES</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>8.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Events of Default</FONT></B><FONT STYLE="font-size: 10pt">. Any of the following shall constitute
an Event of Default:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Non-Payment</U>. Any Borrower or any other Loan Party fails to pay (i) when and as required to be paid herein, any amount of
principal of any Loan or any L/C Obligation, or (ii) within five days after the same becomes due, any interest on any Loan or on any
L/C Obligation, or any fee due hereunder, or (iii) within five days after the same becomes due, any other amount payable hereunder or
under any other Loan Document; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Specific Covenants</U>. Any Borrower fails to perform or observe any term, covenant or agreement contained in <FONT STYLE="color: red"><STRIKE>(i)
</STRIKE></FONT>any of <U>Sections <FONT STYLE="text-underline-style: double; color: blue">6.03(a), </FONT>6.05</U><FONT STYLE="color: red"><STRIKE>,
</STRIKE><U><STRIKE>6.10</STRIKE></U><STRIKE>, </STRIKE><U><STRIKE>6.11</STRIKE></U><STRIKE>,</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>(a)
(only with respect to the Borrowers) or 6.11</U></FONT> or <U>Article VII</U> <FONT STYLE="color: red"><STRIKE>or (ii) </STRIKE><U><STRIKE>Sections
6.01</STRIKE></U> <STRIKE>or </STRIKE><U><STRIKE>6.02</STRIKE></U> <STRIKE>and such failure continues for ten days</STRIKE></FONT>; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Other Defaults</U>. Any Loan Party fails to perform or observe any other covenant or agreement (not specified in <U>subsection
(a)</U> or <U>(b)</U> above) contained in any Loan Document on its part to be performed or observed and such failure continues for 30
days; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Representations and Warranties</U>. Any representation, warranty, certification or statement of fact made or deemed made by
or on behalf of any Borrower or any other Loan Party herein, in any other Loan Document, or in any document delivered in connection herewith
or therewith shall be incorrect or misleading in any substantial and material respect when made or deemed made; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="color: red"><U><STRIKE>Cross-Default</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Cross
Default</U></FONT>. (i) Any Borrower or any Loan Party (A) fails to make any payment when due (whether by scheduled maturity, required
prepayment, acceleration, demand, or otherwise and after the giving of any required notice and the running of any applicable grace or
cure periods) in respect of any Indebtedness or Guarantee (other than Indebtedness hereunder and Indebtedness under Swap Contracts) having
an aggregate principal amount (including undrawn committed or available amounts and including amounts owing to all creditors under any
combined or syndicated credit arrangement) of more than $100,000,000, or (B) fails to observe or perform any other agreement or condition
relating to any such Indebtedness or Guarantee or contained in any instrument or agreement evidencing, securing or relating thereto,
or any other event occurs, the effect of which default or other event (but only after the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">giving
of any required notice, the expiration of any permitted grace period or both) is to cause, or to permit the holder or holders of such
Indebtedness or the beneficiary or beneficiaries of such Guarantee (or a trustee or agent on behalf of such holder or holders or beneficiary
or beneficiaries) to cause, with the giving of notice if required, such Indebtedness to be demanded or to become due or to be repurchased,
prepaid, defeased or redeemed (automatically or otherwise), or an offer to repurchase, prepay, defease or redeem such Indebtedness to
be made, prior to its stated maturity, or such Guarantee to become payable or cash collateral in respect thereof to be demanded; or (ii)
there occurs under any Swap Contract an Early Termination Date (as defined in such Swap Contract) resulting from (A) any event of default
under such Swap Contract as to which a Borrower or any Loan Party is the Defaulting Party (as defined in such Swap Contract) or (B) any
Termination Event (as so defined) under such Swap Contract as to which a Borrower or any Loan Party is an Affected Party (as so defined)
and, in either event, the Swap Termination Value owed by such Borrower or such Loan Party as a result thereof is greater than $100,000,000;
or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Insolvency Proceedings, Etc.</U> Any Loan Party institutes or consents to the institution of any proceeding under any Debtor
Relief Law, or makes an assignment for the benefit of creditors; or applies for or consents to the appointment of any receiver, trustee,
custodian, conservator, liquidator, rehabilitator or similar officer for it or for all or any material part of its respective Property;
or any receiver, trustee, custodian, conservator, liquidator, rehabilitator or similar officer is appointed without the application or
consent of such Person and the appointment continues undischarged or unstayed for 60 calendar days; or any proceeding under any Debtor
Relief Law relating to any such Person or to all or any material part of its Property is instituted without the consent of such Person
and continues undismissed or unstayed for 60 calendar days, or an order for relief is entered in any such proceeding; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Inability to Pay Debts; Attachment</U>. (i) Any Loan Party becomes unable or admits in writing its inability or fails generally
to pay its debts as they become due, or (ii) any writ or warrant of attachment or execution or similar process is issued or levied against
any Property of any such Person in an aggregate principal amount of more than $20,000,000 and is not released, vacated or fully bonded
within 30 days after its issue or levy; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Judgments</U>. There is entered against any Loan Party (i) one or more final judgments or orders for the payment of money in
an aggregate amount (as to all such judgments or orders) exceeding $100,000,000 (to the extent not covered by independent third-party
insurance as to which the insurer does not dispute coverage), or (ii) any one or more non-monetary final judgments that have, or could
reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect and, in either case, (A) enforcement proceedings
are commenced by any creditor upon such judgment or order, or (B) there is a period of 30 consecutive days during which a stay of enforcement
of such judgment, by reason of a pending appeal or otherwise, is not in effect; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>ERISA</U>. (i) An ERISA Event occurs with respect to a Pension Plan or Multiemployer Plan which, when taken together with all
other ERISA Events that have occurred, has resulted or would reasonably be expected to result in liability of any Borrower under Title
IV of ERISA to the Pension Plan, Multiemployer Plan or the PBGC in an aggregate amount <FONT STYLE="color: green"><STRIKE>in excess of
$</STRIKE></FONT><STRIKE><FONT STYLE="color: red">100,000,000</FONT></STRIKE><FONT STYLE="text-underline-style: double; color: blue"><U>which
could reasonably be expected to result in a Material Adverse Effect</U></FONT>, or (ii) any Borrower or any ERISA Affiliate fails to
pay when due, after the expiration of any applicable grace period, any installment payment with respect to its withdrawal liability under
Section 4201 of ERISA under a Multiemployer Plan in an aggregate amount <FONT STYLE="color: red"><STRIKE>in excess of $100,000,000</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>could
reasonably be expected to result in a Material Adverse Effect</U></FONT>; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Invalidity of Loan Documents</U>. Any provision of any Loan Document, at any time after its execution and delivery and for
any reason other than as expressly permitted hereunder or thereunder or</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">satisfaction
in full of all the Obligations, ceases to be in full force and effect; or any Loan Party or any other Person acting on behalf of a Loan
Party contests in any manner the validity or enforceability of any provision of any Loan Document; or any Loan Party denies that it has
any or further liability or obligation under any Loan Document, or purports to revoke, terminate or rescind any provision of any Loan
Document; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Change of Control</U>. There occurs any Change of Control.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>8.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Remedies Upon Event of Default</FONT></B><FONT STYLE="font-size: 10pt">. If any Event of
Default occurs and is continuing, the Administrative Agent shall, at the request of, or may, with the consent of, the Required Lenders,
take any or all of the following actions:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>declare the commitment of each Lender to make Loans and any obligation of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer to make L/C Credit Extensions to be terminated, whereupon such commitments and obligation shall be terminated;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>declare the unpaid principal amount of all outstanding Loans, all interest accrued and unpaid thereon, and all other amounts owing
or payable hereunder or under any other Loan Document to be immediately due and payable, without presentment, demand, protest or other
notice of any kind, all of which are hereby expressly waived by the Borrowers;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>require that the Borrowers Cash Collateralize the L/C Obligations (in an amount equal to the then Outstanding Amount thereof);
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>exercise on behalf of itself, the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>all rights and remedies available to it, the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>under the Loan Documents;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt"><U>provided</U>,
<U>however</U>, that upon the occurrence of an actual or deemed entry of an order for relief with respect to the Borrowers under the
Bankruptcy Code of the United States, the obligation of each Lender to make Loans and any obligation of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer to make L/C Credit Extensions shall automatically terminate, the unpaid principal amount of all outstanding Loans
and all interest and other amounts as aforesaid shall automatically become due and payable, and the obligation of the Borrowers to Cash
Collateralize the L/C Obligations as aforesaid shall automatically become effective, in each case without further act of the Administrative
Agent or any Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>8.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Application of Funds</FONT></B><FONT STYLE="font-size: 10pt">. After the exercise of remedies
provided for in <U>Section 8.02</U> (or after the Loans have automatically become immediately due and payable and the L/C Obligations
have automatically been required to be Cash Collateralized as set forth in the proviso to <U>Section 8.02</U>), any amounts received
on account of the Obligations shall be applied by the Administrative Agent in the following order:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">First,
to payment of that portion of the Obligations constituting fees, indemnities, expenses and other amounts (including fees, charges and
disbursements of counsel to the Administrative Agent and amounts payable under <U>Article III</U>) payable to the Administrative Agent
in its capacity as such;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Second,
to payment of that portion of the Obligations constituting fees, indemnities and other amounts (other than principal, interest and Letter
of Credit Fees) payable to the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>(including fees, charges and disbursements of counsel to the respective Lenders</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">and
the <FONT STYLE="text-underline-style: double; color: blue"><U>respective </U></FONT>L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and amounts payable under <U>Article III</U>), ratably among them in proportion to the respective amounts described in this
<U>clause Second</U> payable to them;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Third,
to payment of that portion of the Obligations constituting accrued and unpaid Letter of Credit Fees and interest on the Loans, L/C Borrowings
and other Obligations, ratably among the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>in proportion to the respective amounts described in this <U>clause Third</U> payable to them;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Fourth,
to payment of that portion of the Obligations constituting unpaid principal of the Loans, L/C Borrowings and Obligations then owing under
Guaranteed Hedging Obligations, ratably among the Lenders, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Hedge Banks in proportion to the respective amounts described in this <U>clause Fourth</U> held by them;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Fifth,
to the Administrative Agent for the account of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C
<FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
to Cash Collateralize that portion of L/C Obligations comprised of the aggregate undrawn amount of Letters of Credit to the extent not
otherwise Cash Collateralized by the Borrowers pursuant to <U>Sections 2.03</U> and <U>2.16</U>; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Last,
the balance, if any, after all of the Obligations have been indefeasibly paid in full, to the Borrowers or as otherwise required by Law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Subject to <U>Section 2.03(c)</U> and
<U>Section 2.16</U>, amounts used to Cash Collateralize the aggregate undrawn amount of Letters of Credit pursuant to clause <U>Fifth
</U>above shall be applied to satisfy drawings under such Letters of Credit as they occur. If any amount remains on deposit as Cash Collateral
after all Letters of Credit have either been fully drawn or expired, such remaining amount shall be applied to the other Obligations,
if any, in the order set forth above. Excluded Swap Obligations with respect to <FONT STYLE="color: red"><STRIKE>any</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor shall not be paid with amounts received from <FONT STYLE="color: red"><STRIKE>such</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>Guarantor or its assets, but appropriate adjustments shall be made with respect to payments from other Loan Parties to preserve
the allocation to Obligations otherwise set forth above in this <U>Section 8.03</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Notwithstanding the foregoing, Obligations
arising under Guaranteed Hedge Agreements shall be excluded from the application described above if the Administrative Agent has not
received written notice thereof, together with such supporting documentation as the Administrative Agent may request, from the applicable
Hedge Bank, as the case may be. Each Hedge Bank not a party to this Agreement that has given the notice contemplated by the preceding
sentence shall, by such notice, be deemed to have acknowledged and accepted the appointment of the Administrative Agent pursuant to the
terms of <U>Article IX</U> hereof for itself and its Affiliates as if a &ldquo;Lender&rdquo; party hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
IX.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
ADMINISTRATIVE AGENT</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Appointment and Authority</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each of the Lenders and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer hereby irrevocably appoints Bank of America to act on its behalf as the Administrative Agent hereunder and under
the other Loan Documents and authorizes the Administrative Agent to take such actions on its behalf and to exercise such powers as are
delegated to the Administrative Agent by the terms hereof or thereof, together with such actions and powers as are reasonably incidental
thereto. The Lenders specifically authorize the Administrative Agent to enter into and deliver the Sharing Agreement on their behalf.
The provisions of this <U>Article IX</U> are solely for the benefit of the Administrative Agent, the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
and none of the Borrowers or any other Loan Party shall have rights as a third party beneficiary of any of such provisions. It is understood</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">and agreed that the use of the term
&ldquo;agent&rdquo; herein or in any other Loan Documents (or any other similar term) with reference to the Administrative Agent is not
intended to connote any fiduciary or other implied (or express) obligations arising under agency doctrine of any applicable Law. Instead
such term is used as a matter of market custom, and is intended to create or reflect only an administrative relationship between contracting
parties.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Rights as a Lender</FONT></B><FONT STYLE="font-size: 10pt">. The Person serving as the Administrative
Agent hereunder shall have the same rights and powers in its capacity as a Lender as any other Lender and may exercise the same as though
it were not the Administrative Agent and the term &ldquo;<U>Lender</U>&rdquo; or &ldquo;<U>Lenders</U>&rdquo; shall, unless otherwise
expressly indicated or unless the context otherwise requires, include the Person serving as the Administrative Agent hereunder in its
individual capacity. Such Person and its Affiliates may accept deposits from, lend money to, act as the financial advisor or in any other
advisory capacity for and generally engage in any kind of business with the Borrowers or any Subsidiary or other Affiliate thereof as
if such Person were not the Administrative Agent hereunder and without any duty to account therefor to the Lenders.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Exculpatory Provisions</FONT></B><FONT STYLE="font-size: 10pt">. The Administrative Agent
shall not have any duties or obligations except those expressly set forth herein and in the other Loan Documents. Without limiting the
generality of the foregoing, the Administrative Agent:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>shall not be subject to any fiduciary or other implied duties, regardless of whether a Default has occurred and is continuing;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>shall not have any duty to take any discretionary action or exercise any discretionary powers, except discretionary rights and
powers expressly contemplated hereby or by the other Loan Documents that the Administrative Agent is required to exercise as directed
in writing by the Required Lenders (or such other number or percentage of the Lenders as shall be expressly provided for herein or in
the other Loan Documents), <U>provided </U>that the Administrative Agent shall not be required to take any action that, in its opinion
or the opinion of its counsel, may expose the Administrative Agent to liability or that is contrary to any Loan Document or applicable
law; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>shall not, except as expressly set forth herein and in the other Loan Documents, have any duty to disclose, and shall not be liable
for the failure to disclose, any information relating to the Borrowers or any of their Affiliates that is communicated to or obtained
by the Person serving as the Administrative Agent or any of its Affiliates in any capacity.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The Administrative Agent shall not be
liable for any action taken or not taken by it (i) with the consent or at the request of the Required Lenders (or such other number or
percentage of the Lenders as shall be necessary, or as the Administrative Agent shall believe in good faith shall be necessary, under
the circumstances as provided in <U>Sections 10.01</U> and <U>8.02</U>) or (ii) in the absence of its own gross negligence or willful
misconduct. The Administrative Agent shall be deemed not to have knowledge of any Default unless and until notice describing such Default
is given to the Administrative Agent by the Borrowers, a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The Administrative Agent shall not be
responsible for or have any duty to ascertain or inquire into (i) any statement, warranty or representation made in or in connection
with this Agreement or any other Loan Document, (ii) the contents of any certificate, report or other document delivered hereunder or
thereunder or in connection herewith or therewith, (iii) the performance or observance of any of the covenants, agreements or other terms
or conditions set forth herein or therein or the occurrence of any Default, (iv) the validity, enforceability, effectiveness or genuineness
of this Agreement, any other Loan Document or any other agreement, instrument or document or (v) the satisfaction of any condition set</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">forth in <U>Article IV</U> or elsewhere
herein, other than to confirm receipt of items expressly required to be delivered to the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Reliance by Administrative Agent</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The Administrative Agent shall be entitled
to rely upon, and shall not incur any liability for relying upon, any notice, request, certificate, consent, statement, instrument, document
or other writing (including any electronic message, Internet or intranet website posting or other distribution) believed by it to be
genuine and to have been signed, sent or otherwise authenticated by the proper Person. The Administrative Agent also may rely upon any
statement made to it orally or by telephone and believed by it to have been made by the proper Person, and shall not incur any liability
for relying thereon. In determining compliance with any condition hereunder to the making of a Loan, or the issuance of a Letter of Credit,
that by its terms must be fulfilled to the satisfaction of a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer, the Administrative Agent may presume that such condition is satisfactory to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer unless the Administrative Agent shall have received notice to the contrary from such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer prior to the making of such Loan or the issuance of such Letter of Credit. The Administrative Agent may consult
with legal counsel (who may be counsel for the Borrowers), independent accountants and other experts selected by it, and shall not be
liable for any action taken or not taken by it in accordance with the advice of any such counsel, accountants or experts.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Delegation of Duties</FONT></B><FONT STYLE="font-size: 10pt">. The Administrative Agent may
perform any and all of its duties and exercise its rights and powers hereunder or under any other Loan Document by or through any one
or more sub agents appointed by the Administrative Agent. The Administrative Agent and any such sub agent may perform any and all of
its duties and exercise its rights and powers by or through their respective Related Parties. The exculpatory provisions of this <U>Article
IX</U> shall apply to any such sub agent and to the Related Parties of the Administrative Agent and any such sub agent, and shall apply
to their respective activities in connection with the syndication of the credit facilities provided for herein as well as activities
as Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Resignation of Administrative Agent</FONT></B><FONT STYLE="font-size: 10pt">. The Administrative
Agent may at any time give notice of its resignation to the Lenders, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Borrowers. Upon receipt of any such notice of resignation, the Required Lenders shall have the right, in consultation
with the Borrowers, to appoint a successor, which shall be a bank with an office in the United States, or an Affiliate of any such bank
with an office in the United States. If no such successor shall have been so appointed by the Required Lenders and shall have accepted
such appointment within 30 days after the retiring Administrative Agent gives notice of its resignation, then the retiring Administrative
Agent may on behalf of the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
appoint a successor Administrative Agent meeting the qualifications set forth above; <U>provided </U>that if the Administrative Agent
shall notify Verisk and the Lenders that no qualifying Person has accepted such appointment, then such resignation shall nonetheless
become effective in accordance with such notice and (1) the retiring Administrative Agent shall be discharged from its duties and obligations
hereunder and under the other Loan Documents (except that in the case of any collateral security held by the Administrative Agent on
behalf of the Lenders or the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>under any of the Loan Documents, the retiring Administrative Agent shall continue to hold such collateral security until such
time as a successor Administrative Agent is appointed) and (2) all payments, communications and determinations provided to be made by,
to or through the Administrative Agent shall instead be made by or to each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer directly, until such time as the Required Lenders appoint a successor Administrative Agent as provided for above
in this <U>Section 9.06</U>. Upon the acceptance of a successor&rsquo;s appointment as Administrative Agent hereunder, such successor
shall succeed to and become vested with all of the rights, powers, privileges and duties of the retiring (or retired) Administrative
Agent, and the retiring Administrative Agent shall be discharged from all of its duties and obligations hereunder or under the other
Loan Documents (if not already discharged therefrom as</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">provided
above in this <U>Section 9.06</U>). The fees payable by the Borrowers to a successor Administrative Agent shall be the same as those
payable to its predecessor unless otherwise agreed between the Borrowers and such successor. After the retiring Administrative Agent&rsquo;s
resignation hereunder and under the other Loan Documents, the provisions of this <U>Article IX</U> and <U>Section 10.04</U> shall continue
in effect for the benefit of such retiring Administrative Agent, its sub agents and their respective Related Parties in respect of any
actions taken or omitted to be taken by any of them while the retiring Administrative Agent was acting as Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Any resignation by Bank of America as
Administrative Agent pursuant to this <U>Section 9.06</U> shall also constitute its resignation as <FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer and Swing Line Lender. Upon the acceptance of a successor&rsquo;s appointment as Administrative Agent hereunder,
(a) such successor shall succeed to and become vested with all of the rights, powers, privileges and duties of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>retiring L/C Issuer and Swing Line Lender, (b) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>retiring L/C Issuer and Swing Line Lender shall be discharged from all of its or their respective duties and obligations hereunder
or under the other Loan Documents, and (c) the successor L/C Issuer shall issue letters of credit in substitution for the Letters of
Credit, if any, outstanding at the time of such succession or make other arrangements satisfactory to <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>retiring L/C Issuer to effectively assume the obligations of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>retiring L/C Issuer with respect to such Letters of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">If the Person serving as Administrative
Agent is a Defaulting Lender pursuant to <U>clause (d)</U> of the definition of &ldquo;<U>Defaulting Lender</U>&rdquo;, the Required
Lenders may, to the extent permitted by applicable laws, by notice in writing to the Borrowers and such Person, remove such Person as
Administrative Agent and, in consultation with the Borrowers, appoint a successor, which shall be a bank with an office in the United
States, or an Affiliate of any such bank with an office in the United States; <U>provided</U>, that without the consent of Verisk (such
consent not to be unreasonably withheld), the Required Lenders shall not be permitted to select a successor that is not a U.S. financial
institution described in Treasury Regulation Section 1.1441-1(b)(2)(ii) or a U.S. branch of a foreign bank described in Treasury Regulation
Section 1.1441-1(b)(2)(iv)(A). If no such successor shall have been so appointed by the Required Lenders and shall have accepted such
appointment within 30 days (or such earlier day as shall be agreed by the Required Lenders) (hereinafter referred to as the &ldquo;<U>Removal
Effective Date</U>&rdquo;), then such removal shall nonetheless become effective in accordance with such notice on the Removal Effective
Date.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Non-Reliance on Administrative Agent and Other Lenders</FONT></B><FONT STYLE="font-size: 10pt">.
Each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each</U></FONT>
L/C Issuer acknowledges that it has, independently and without reliance upon the Administrative Agent or any other Lender or any of their
Related Parties and based on such documents and information as it has deemed appropriate, made its own credit analysis and decision to
enter into this Agreement. Each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer also acknowledges that it will, independently and without reliance upon the Administrative Agent or any other Lender
or any of their Related Parties and based on such documents and information as it shall from time to time deem appropriate, continue
to make its own decisions in taking or not taking action under or based upon this Agreement, any other Loan Document or any related agreement
or any document furnished hereunder or thereunder.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">No Other Duties, Etc</FONT></B><FONT STYLE="font-size: 10pt">. Anything herein to the contrary
notwithstanding, none of the Arranger, co-syndication agents, or co-documentation agents, if any, listed on the cover page hereof shall
have any powers, duties or responsibilities under this Agreement or any of the other Loan Documents, except in its capacity, as applicable,
as the Administrative Agent, a Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer hereunder.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Administrative Agent May File Proofs of Claim</FONT></B><FONT STYLE="font-size: 10pt">. In
case of the pendency of any proceeding under any Debtor Relief Law or any other judicial proceeding relative to any Loan Party, the Administrative
Agent (irrespective of whether the principal of any Loan or L/C Obligation shall then be due and payable as herein expressed or by declaration
or otherwise and irrespective of whether the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Administrative
Agent shall have made any demand on the Borrowers) shall be entitled and empowered, by intervention in such proceeding or otherwise:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to file and prove a claim for the whole amount of the principal and interest owing and unpaid in respect of the Loans, L/C Obligations
and all other Obligations that are owing and unpaid and to file such other documents as may be necessary or advisable in order to have
the claims of the Lenders, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Administrative Agent (including any claim for the reasonable compensation, expenses, disbursements and advances of
the Lenders, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Administrative Agent and their respective agents and counsel and all other amounts due the Lenders, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Administrative Agent under <U>Sections 2.03(h)</U> and <U>(i)</U>, <U>2.09</U> and <U>10.04</U>) allowed in such judicial
proceeding; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to collect and receive any monies or other Property payable or deliverable on any such claims and to distribute the same;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">and any custodian,
receiver, assignee, trustee, liquidator, sequestrator or other similar official in any such judicial proceeding is hereby authorized
by each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer to make such payments to the Administrative Agent and, in the event that the Administrative Agent shall consent
to the making of such payments directly to the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>,
to pay to the Administrative Agent any amount due for the reasonable compensation, expenses, disbursements and advances of the Administrative
Agent and its agents and counsel, and any other amounts due the Administrative Agent under <U>Sections 2.09</U> and <U>10.04</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Nothing contained herein shall be deemed
to authorize the Administrative Agent to authorize or consent to or accept or adopt on behalf of any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer any plan of reorganization, arrangement, adjustment or composition affecting the Obligations or the rights of any
Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT>
L/C Issuer to authorize the Administrative Agent to vote in respect of the claim of any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer in any such proceeding.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>[Reserved]</U></FONT></B><FONT STYLE="font-size: 10pt; text-underline-style: double"><U>.</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><B><STRIKE>9.10
</STRIKE></B></FONT><B><STRIKE><FONT STYLE="font-size: 10pt; color: red">Collateral and Guaranty Matters</FONT></STRIKE></B><STRIKE><FONT STYLE="color: red; font-size: 10pt">.
The Lenders (including </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">in their capacity as </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">a
potential Hedge Bank) and the </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">L/C Issuer irrevocably </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">authorize
</FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: green">the Administrative Agent, at </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">its
option and in its discretion,</FONT></STRIKE></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>(a)
to release any Lien on any Property granted to or held by the Administrative Agent under any Loan Document (i) upon termination of the
Aggregate Commitments and payment in full of all Obligations (other than (A) contingent indemnification obligations and (B) obligations
and liabilities under Guaranteed Hedge Agreements as to which arrangements satisfactory to the applicable Hedge Bank shall have been
made) and the expiration or termination of all Letters of Credit (other than Letters of Credit as to which other arrangements </STRIKE></FONT><STRIKE><FONT STYLE="font-size: 10pt; color: green">satisfactory
to the Administrative Agent </FONT></STRIKE><STRIKE><FONT STYLE="font-size: 10pt; color: red">and the L/C Issuer shall have been made),
(ii) that is sold or to be sold as part of or in connection with any sale permitted hereunder or under any other Loan Document, or (iii)
subject to </FONT></STRIKE><FONT STYLE="color: red; font-size: 10pt"><U><STRIKE>Section 10.01</STRIKE></U><STRIKE>, if approved, authorized
or ratified in writing by the Required Lenders; and</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>(b)
to release any Guarantor (other than Verisk) from its obligations under the Guaranty if such Person ceases to be a Subsidiary as a result
of a transaction permitted hereunder.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>Upon
request by the Administrative Agent at any time, the Required Lenders will confirm in writing the Administrative Agent&rsquo;s authority
to release or subordinate its interest in particular types or </STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt"><STRIKE>items
of Property, or to release any Guarantor from its obligations under the Guaranty pursuant to this </STRIKE><U><STRIKE>Section 9.10</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in; color: red"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Guaranteed Hedge Agreements</FONT></B><FONT STYLE="font-size: 10pt">. No Hedge Bank that
obtains the benefits of <U>Section 8.03</U><FONT STYLE="color: red"><STRIKE>,</STRIKE></FONT> <FONT STYLE="text-underline-style: double; color: blue"><U>or
</U></FONT><U>Article XI</U><FONT STYLE="color: red"><STRIKE>, or the Guaranty or any Collateral </STRIKE></FONT> by virtue of the provisions
hereof shall have any right to notice of any action or to consent to, direct or object to any action hereunder or under any other Loan
Document other than in its capacity as a Lender and, in such case, only to the extent expressly provided in the Loan Documents. Notwithstanding
any other provision of this <U>Article IX</U> to the contrary, the Administrative Agent shall not be required to verify the payment of,
or that other satisfactory arrangements have been made with respect to, Obligations arising under Guaranteed Hedge Agreements unless
the Administrative Agent has received written notice of such Obligations, together with such supporting documentation as the Administrative
Agent may request, from the applicable Hedge Bank.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>9.12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Certain </U></FONT></B><B><FONT STYLE="font-size: 10pt">ERISA
Matters.</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Lender (x) represents and warrants, as of the date such Person became a Lender party hereto, to, and (y) covenants, from
the date such Person became a Lender party hereto to the date such Person ceases being a Lender party hereto, for the benefit of, the
Administrative Agent and not, for the avoidance of doubt, to or for the benefit of Verisk or any other Borrower, that at least one of
the following is and will be true: (i) such Lender is not using &ldquo;plan assets&rdquo; (within the meaning of Section 3(42) of ERISA
or otherwise) of one or more Plans with respect to such Lender's entrance into, participation in, administration of and performance of
the Loans, the Letters of Credit, the Commitments or this Agreement; (ii) the transaction exemption set forth in one or more PTEs, such
as PTE 84-14 (a class exemption for certain transactions determined by independent qualified professional asset managers), PTE 95-60
(a class exemption for certain transactions involving insurance company general accounts), PTE 90-1 (a class exemption for certain transactions
involving insurance company pooled separate accounts), PTE 91-38 (a class exemption for certain transactions involving bank collective
investment funds) or PTE 96-23 (a class exemption for certain transactions determined by in-house asset managers), is applicable with
respect to such Lender's entrance into, participation in, administration of and performance of the Loans, the Letters of Credit, the
Commitments and this Agreement; (iii)(A) such Lender is an investment fund managed by a &ldquo;Qualified Professional Asset Manager&rdquo;
(within the meaning of Part VI of PTE 84 14), (B) such Qualified Professional Asset Manager made the investment decision on behalf of
such Lender to enter into, participate in, administer and perform the Loans, the Letters of Credit, the Commitments and this Agreement,
(C) the entrance into, participation in, administration of and performance of the Loans, the Letters of Credit, the Commitments and this
Agreement satisfies the requirements of sub-sections (b) through (g) of Part I of PTE 84 14 and (D) to the best knowledge of such Lender,
the requirements of subsection (a) of Part I of PTE 84 14 are satisfied with respect to such Lender's entrance into, participation in,
administration of and performance of the Loans, the Letters of Credit, the Commitments and this Agreement; (iv) such other representation,
warranty and covenant as may be agreed in writing between the Administrative Agent, in its sole discretion, and such Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>In addition, unless either (1) sub-clause (i) in the immediately preceding clause (a) is true with respect to a Lender or (2)
a Lender has provided another representation, warranty and covenant in accordance with sub-clause (iv) in the immediately preceding clause
(a), such Lender further (x) represents and warrants, as of the date such Person became a Lender party hereto, to, and (y) covenants,
from the date such Person became a Lender party hereto to the date such Person ceases being a Lender party hereto, for the benefit of,
the Administrative Agent and not, for the avoidance of doubt, to or for the benefit of Verisk or any other Borrower, that the Administrative
Agent is not a fiduciary with respect to the assets of such Lender involved in such Lender's entrance into, participation in, administration
of and performance of the Loans, the Letters of Credit, the Commitments and this Agreement (including in</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">connection
with the reservation or exercise of any rights by the Administrative Agent under this Agreement, any Loan Document or any documents related
hereto or thereto).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: blue"><B>9.13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Recovery of Erroneous Payments</U></FONT></B><FONT STYLE="color: blue; font-size: 10pt; text-underline-style: double"><U>.
Without limitation of any other provision in this Agreement, if at any time the Administrative Agent makes a payment hereunder in error
to any Lender or any L/C Issuer, whether or not in respect of an Obligation due and owing by any Borrower at such time, where such payment
is a Rescindable Amount, then in any such event, each Lender or each L/C Issuer receiving a Rescindable Amount severally agrees to repay
to the Administrative Agent forthwith on demand the Rescindable Amount received by such Lender or such L/C Issuer in Same Day Funds in
the currency so received, with interest thereon, for each day from and including the date such Rescindable Amount is received by it to
but excluding the date of payment to </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">the Administrative
Agent, at </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">the greater of the Federal Funds Rate
and a rate determined by the Administrative Agent in accordance with banking industry rules on interbank compensation. Each Lender and
each </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">L/C Issuer irrevocably </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">waives
any and all defenses, including any &ldquo;discharge for value&rdquo; (under which a creditor might otherwise claim a right to retain
funds mistakenly paid by a third party in respect of a debt owed by another) or similar defense to its obligation to return any Rescindable
Amount.&nbsp; The Administrative Agent shall inform each Lender and each L/C Issuer promptly upon determining that any payment made to
such Lender or such L/C Issuer comprised, in whole or in part, a Rescindable Amount.</FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
X.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
MISCELLANEOUS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Amendments, Etc</FONT></B><FONT STYLE="font-size: 10pt">. <FONT STYLE="color: red"><STRIKE>No</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Subject
to Section 2.14, Section 2.18, Section 3.03 and the remainder of this Section 10.01, no</U></FONT> amendment or waiver of any provision
of this Agreement or any other Loan Document, and no consent to any departure by the Borrowers or any other Loan Party therefrom, shall
be effective unless in writing signed by the Required Lenders and the Borrowers or the applicable Loan Party, as the case may be, and
acknowledged by the Administrative Agent, and each such waiver or consent shall be effective only in the specific instance and for the
specific purpose for which given; <U>provided</U>, <U>however</U>, that no such amendment, waiver or consent shall:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>waive any condition set forth in <U>Section 4.01(a)</U> without the prior express written consent of each Lender;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>extend or increase the Commitment of any Lender (or reinstate any Commitment terminated pursuant to <U>Section 8.02</U>) without
the prior express written consent of such Lender;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>postpone any date fixed by this Agreement or any other Loan Document for any payment (excluding mandatory prepayments) of principal,
interest, fees or other amounts due to the Lenders (or any of them) hereunder or under any other Loan Document without the written consent
of each Lender directly affected thereby;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>reduce the principal of, or the rate of interest specified herein on, any Loan or L/C Borrowing, or (subject to <U>clause (iv)
</U>of the second proviso to this <U>Section 10.01</U>) any fees or other amounts payable hereunder or under any other Loan Document
without the prior express written consent of each Lender directly affected thereby; <U>provided</U>, <U>however</U>, that only the consent
of the Required Lenders shall be necessary (i) to amend the definition of &ldquo;<U>Default Rate</U>&rdquo; or to waive any obligation
of the Borrowers to pay interest or Letter of Credit Fees at the Default Rate or (ii) to amend any financial covenant hereunder (or any
defined term used therein) even if the effect of such amendment would be to reduce the rate of interest on any Loan or L/C Borrowing
or to reduce any fee payable hereunder;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>change <U>Section 2.13</U> or <U>Section 8.03</U> in a manner that would alter the <U>pro rata</U> sharing of payments required
thereby without the written consent of each Lender;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>amend <U>Section 1.08</U> or the definition of &ldquo;<FONT STYLE="text-underline-style: double; color: blue"><U>Agreed Currency&rdquo;
or &ldquo;</U></FONT><U>Alternative Currency</U>&rdquo;, <FONT STYLE="color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>LIBOR Quoted Currency</STRIKE></U><STRIKE>&rdquo;
or &ldquo;</STRIKE><U><STRIKE>Non-LIBOR Quoted Currency</STRIKE></U><STRIKE>&rdquo; </STRIKE></FONT>without the written consent of each
Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each</U></FONT>
L/C Issuer obligated to make Credit Extensions in Alternative Currencies; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>change any provision of this <U>Section 10.01</U> or the definition of &ldquo;<U>Required Lenders</U>&rdquo; or any other provision
hereof specifying the number or percentage of Lenders required to amend, waive or otherwise modify any rights hereunder or make any determination
or grant any consent hereunder without the written consent of each Lender<FONT STYLE="color: red"><STRIKE>;</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 45pt"><FONT STYLE="font-size: 10pt; color: red"><STRIKE>and,
</STRIKE><U><STRIKE>provided further</STRIKE></U><STRIKE>, that </STRIKE></FONT><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue"><U>Notwithstanding
any provision </U></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">herein to the contrary, </FONT></U><FONT STYLE="font-size: 10pt">(i)
no amendment, waiver or consent shall, unless in writing and signed by the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>in addition to the Lenders required above, affect the rights or duties of the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>under this Agreement or any Issuer Document relating to any Letter of Credit issued or to be issued by <FONT STYLE="color: red"><STRIKE>it</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>them</U></FONT>;
(ii) no amendment, waiver or consent shall, unless in writing and signed by the Swing Line Lender in addition to the Lenders required
above, affect the rights or duties of the Swing Line Lender under this Agreement; (iii) no amendment, waiver or consent shall, unless
in writing and signed by the Administrative Agent in addition to the Lenders required above, affect the rights or duties of the Administrative
Agent under this Agreement or any other Loan Document; (iv) the Fee Letter may be amended, or rights or privileges thereunder waived,
in a writing executed only by the parties thereto and (v) only the consent of Verisk and the Lenders and <FONT STYLE="text-underline-style: double; color: blue"><U>the
</U></FONT>L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>that have agreed to issue such Credit Extensions in the applicable Alternative Currency shall be necessary to amend the definition
of &ldquo;<FONT STYLE="color: red"><STRIKE>Eurocurrency</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Relevant
</U></FONT>Rate&rdquo; to provide for the addition of a replacement interest rate with respect to such Alternative Currency.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 45pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 40.5pt"><FONT STYLE="font-size: 10pt">Notwithstanding
anything to the contrary herein, no Defaulting Lender shall have any right to approve or disapprove any amendment, waiver or consent
hereunder, except that the Commitment of such Lender may not be increased or extended without the consent of such Lender. <FONT STYLE="color: red"><STRIKE>Notwithstanding
anything </STRIKE></FONT><STRIKE><FONT STYLE="color: green">herein to the contrary, </FONT><FONT STYLE="color: red">the Borrowers and
the Administrative Agent may agree to add Guarantors subject to delivery of substantially the same items referred to in </FONT></STRIKE><FONT STYLE="color: red"><U><STRIKE>Section
6.12</STRIKE></U> <STRIKE>without consent from any other Person (other than the proposed Guarantor).</STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 40.5pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Notwithstanding any provision herein
to the contrary, <FONT STYLE="color: red"><STRIKE>this Agreement may be amended with the written consent of</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>if
</U></FONT>the Administrative Agent<FONT STYLE="color: red"><STRIKE>, the L/C Issuer, the Borrower and the Lenders obligated to make
Credit Extensions in Alternative Currencies to amend the definition of &ldquo;</STRIKE><U><STRIKE>Alternative Currency</STRIKE></U><STRIKE>&rdquo;,
&ldquo;</STRIKE><U><STRIKE>LIBOR Quoted Currency</STRIKE></U><STRIKE>&rdquo;, &ldquo;</STRIKE><U><STRIKE>Non-LIBOR Quoted Currency</STRIKE></U><STRIKE>&rdquo;
or &ldquo;</STRIKE><U><STRIKE>Eurocurrency Rate</STRIKE></U><STRIKE>&rdquo; solely to add additional currency options and the applicable
interest rate with respect thereto, in each case solely to the extent permitted pursuant to </STRIKE><U><STRIKE>Section&nbsp;1.08</STRIKE></U><STRIKE>.
</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>and the Borrowers acting together identify any obvious ambiguity,
omission, mistake, typographical error or other defect in any provision of this Agreement or any other Loan Document (including the schedules
and exhibits thereto), then </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">the Administrative
Agent and the Borrowers </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">shall be permitted to
amend, modify or supplement such provision to cure such ambiguity, omission, mistake, typographical error or other defect, and such amendment
shall become effective without any further action or consent of any other party to this Agreement. </FONT></U></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Notices; Effectiveness; Electronic Communication</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Notices Generally</U>. Except in the case of notices and other communications expressly permitted to be given by telephone
(and except as provided in <U>subsection (b)</U> below), all notices and other communications provided for herein shall be in writing
and shall be delivered by hand or overnight courier service, mailed by certified or registered mail as follows, and all notices and other</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">communications
expressly permitted hereunder to be given by telephone shall be made to the applicable telephone number, as follows:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if to the Borrowers, the Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>or the Swing Line Lender, to the address, electronic mail address or telephone number specified for such Person on <U>Schedule
10.02</U>; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if to any other Lender, to the address, electronic mail address or telephone number specified in its Administrative Questionnaire.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Notices and other communications sent
by hand or overnight courier service, or mailed by certified or registered mail, shall be deemed to have been given when received. Notices
and other communications delivered through electronic communications to the extent provided in <U>subsection (b)</U> below, shall be
effective as provided in such <U>subsection (b)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Electronic Communications</U>. Notices and other communications to the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>hereunder may be delivered or furnished by electronic communication (including e mail and Internet or intranet websites) pursuant
to procedures approved by the Administrative Agent, <U>provided </U>that the foregoing shall not apply to notices to any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer pursuant to <U>Article II</U> if such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, as applicable, has notified the Administrative Agent that it is incapable of receiving notices under such Article
by electronic communication. The Administrative Agent or the Borrowers may, in their respective discretion, agree to accept notices and
other communications to them hereunder by electronic communications pursuant to procedures approved by them; <U>provided </U>that approval
of such procedures may be limited to particular notices or communications.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Unless the Administrative Agent otherwise
prescribes, (i) notices and other communications sent to an e-mail address shall be deemed received upon the sender&rsquo;s receipt of
an acknowledgement from the intended recipient (such as by the &ldquo;return receipt requested&rdquo; function, as available, return
e-mail or other written acknowledgement), <U>provided </U>that if such notice or other communication is not sent during the normal business
hours of the recipient, such notice or communication shall be deemed to have been sent at the opening of business on the next Business
Day for the recipient, and (ii) notices or communications posted to an Internet or intranet website shall be deemed received upon the
deemed receipt by the intended recipient at its e-mail address as described in the foregoing <U>clause (i)</U> of notification that such
notice or communication is available and identifying the website address therefor.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>The Platform</U>. THE PLATFORM IS PROVIDED &ldquo;AS IS&rdquo; AND &ldquo;AS AVAILABLE.&rdquo; THE AGENT PARTIES (AS DEFINED
BELOW) DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE BORROWER MATERIALS OR THE ADEQUACY OF THE PLATFORM, AND EXPRESSLY DISCLAIM
LIABILITY FOR ERRORS IN OR OMISSIONS FROM THE BORROWER MATERIALS. NO WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY
WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS OR FREEDOM FROM VIRUSES OR OTHER
CODE DEFECTS, IS MADE BY ANY AGENT PARTY IN CONNECTION WITH THE BORROWER MATERIALS OR THE PLATFORM. In no event shall the Administrative
Agent or any of its Related Parties (hereinafter collectively referred to as the &ldquo;<U>Agent Parties</U>&rdquo;) have any liability
to the Borrowers, any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or any other Person for losses, claims, damages, liabilities or expenses of any kind (whether in tort, contract
or otherwise) arising out of the Borrower&rsquo;s or the Administrative Agent&rsquo;s transmission of Borrower Materials through the
Internet, except to the extent that such losses, claims, damages, liabilities or expenses are determined by a court of competent jurisdiction
by a final and nonappealable judgment to have resulted from the gross negligence or willful misconduct of such Agent Party; <U>provided</U>,
<U>however</U>, that in no event shall any</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Agent
Party have any liability to the Borrowers, any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or any other Person for indirect, special, incidental, consequential or punitive damages (as opposed to direct
or actual damages).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Change of Address, Etc</U>. Each of the Borrowers, the Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Swing Line Lender may change its address, telecopier or telephone number for notices and other communications hereunder
by notice to the other parties hereto. Each other Lender may change its address, telecopier or telephone number for notices and other
communications hereunder by notice to the Borrowers, the Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Swing Line Lender. In addition, each Lender agrees to notify the Administrative Agent from time to time to ensure
that the Administrative Agent has on record (i) an effective address, contact name, telephone number, telecopier number and electronic
mail address to which notices and other communications may be sent and (ii) accurate wire instructions for such Lender. Furthermore,
each Public Lender agrees to cause at least one individual at or on behalf of such Public Lender to at all times have selected the &ldquo;Private
Side Information&rdquo; or similar designation on the content declaration screen of the Platform in order to enable such Public Lender
or its delegate, in accordance with such Public Lender&rsquo;s compliance procedures and applicable Law, including United States Federal
and state securities Laws, to make reference to Borrower Materials that are not made available through the &ldquo;Public Side Information&rdquo;
portion of the Platform and that may contain material non-public information with respect to the Borrowers or their securities for purposes
of United States Federal or state securities laws.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Reliance by Administrative Agent, L/C </U><FONT STYLE="color: red"><U><STRIKE>Issuer</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT><U>and Lenders</U>. The Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Lenders shall be entitled to rely and act upon any notices (including telephonic Committed Loan Notices, Notices of
Loan Prepayment and Swing Line Loan Notices) purportedly given by or on behalf of the Borrowers even if (i) such notices were not made
in a manner specified herein, were incomplete or were not preceded or followed by any other form of notice specified herein, or (ii)
the terms thereof, as understood by the recipient, varied from any confirmation thereof. The Borrowers shall indemnify the Administrative
Agent, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each</U></FONT>
L/C Issuer, each Lender and the Related Parties of each of them from all losses, costs, expenses and liabilities resulting from the reliance
by such Person on each notice purportedly given by or on behalf of the Borrowers. All telephonic notices to and other telephonic communications
with the Administrative Agent may be recorded by the Administrative Agent, and each of the parties hereto hereby consents to such recording.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">No Waiver; Cumulative Remedies; Enforcement</FONT></B><FONT STYLE="font-size: 10pt">. No
failure by any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or the Administrative Agent to exercise, and no delay by any such Person in exercising, any right, remedy, power
or privilege hereunder shall operate as a waiver thereof; nor shall any single or partial exercise of any right, remedy, power or privilege
hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power or privilege. The rights,
remedies, powers and privileges herein provided are cumulative and not exclusive of any rights, remedies, powers and privileges provided
by law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Notwithstanding anything to the contrary
contained herein or in any other Loan Document, the authority to enforce rights and remedies hereunder and under the other Loan Documents
against the Loan Parties or any of them shall be vested exclusively in, and all actions and proceedings at law in connection with such
enforcement shall be instituted and maintained exclusively by, the Administrative Agent in accordance with <U>Section 8.02</U> for the
benefit of all the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>;
<U>provided</U>, <U>however</U>, that the foregoing shall not prohibit (a) the Administrative Agent from exercising on its own behalf
the rights and remedies that inure to its benefit (solely in its capacity as Administrative Agent) hereunder and under the other Loan
Documents, (b) <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT>
L/C Issuer or the Swing Line Lender from exercising the rights and remedies that inure to its benefit (solely in its capacity as L/C
Issuer or Swing Line Lender, as the case may be) hereunder and under the other Loan Documents, (c) any Lender from exercising setoff
rights in accordance with <U>Section 10.08</U> (subject to the terms of <U>Section 2.13</U>), or (d) any Lender from</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">filing proofs of claim or appearing
and filing pleadings on its own behalf during the pendency of a proceeding relative to any Loan Party under any Debtor Relief Law; and
<U>provided</U>, <U>further</U>, that if at any time there is no Person acting as Administrative Agent hereunder and under the other
Loan Documents, then (i) the Required Lenders shall have the rights otherwise ascribed to the Administrative Agent pursuant to <U>Section
8.02</U> and (ii) in addition to the matters set forth in <U>clauses (b)</U>, <U>(c)</U> and <U>(d)</U> of the preceding proviso and
subject to <U>Section 2.13</U>, any Lender may, with the consent of the Required Lenders, enforce any rights and remedies available to
it and as authorized by the Required Lenders.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Expenses; Indemnity; Damage Waiver</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Costs and Expenses</U>. The Borrowers shall pay (i) all reasonable actual out of pocket expenses incurred by the Administrative
Agent and its Affiliates (including the reasonable actual fees, charges and disbursements of counsel for the Administrative Agent <FONT STYLE="color: red"><STRIKE>(subject
to any applicable limits on such fees as set forth in </STRIKE><U><STRIKE>Section 4.01(e)</STRIKE></U><STRIKE>)</STRIKE></FONT>, in connection
with the syndication of the credit facilities provided for herein, the preparation, negotiation, execution, delivery and administration
of this Agreement and the other Loan Documents or any amendments, modifications or waivers of the provisions hereof or thereof (whether
or not the transactions contemplated hereby or thereby shall be consummated), (ii) all reasonable actual out of pocket expenses incurred
by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT> L/C
Issuer in connection with the issuance, amendment, renewal or extension of any Letter of Credit or any demand for payment thereunder
and (iii) all actual out of pocket expenses incurred by the Administrative Agent, <FONT STYLE="text-underline-style: double; color: blue"><U>the
Sustainability Coordinators, </U></FONT>any Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer (including the actual fees, charges and disbursements of any counsel for the Administrative Agent, any Lender or
<FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT> L/C Issuer
in connection with the enforcement or protection of its rights (A) in connection with this Agreement and the other Loan Documents, including
its rights under this <U>Section 10.04</U>, or (B) in connection with the Loans made or Letters of Credit issued hereunder, including
all such out of pocket expenses incurred during any workout, restructuring or negotiations in respect of such Loans or Letters of Credit.
The Borrowers shall have no obligation to pay, or reimburse any Person for, the fees and time charges of attorneys who are employees
of the Administrative Agent, <FONT STYLE="text-underline-style: double; color: blue"><U>the Sustainability Coordinators, </U></FONT>any
Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT>
L/C Issuer.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Indemnification by the Borrowers</U>. The Borrowers shall indemnify the Administrative Agent (and any sub-agent thereof), <FONT STYLE="text-underline-style: double; color: blue"><U>the
Sustainability Coordinators, </U></FONT>each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer, and each Related Party of any of the foregoing Persons (each such Person being called an &ldquo;<U>Indemnitee</U>&rdquo;)
against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities and related expenses (including the
reasonable actual fees, charges and disbursements of any counsel for any Indemnitee excluding the fees, time charges and disbursements
for attorneys who may be employees of any Indemnitee), incurred by any Indemnitee or asserted against any Indemnitee by any third party
or by the Borrowers or any other Loan Party arising out of, in connection with, or as a result of (i) the execution or delivery of this
Agreement, any other Loan Document or any agreement or instrument contemplated hereby or thereby, the performance by the parties hereto
of their respective obligations hereunder or thereunder, the consummation of the transactions contemplated hereby or thereby, or, in
the case of the Administrative Agent (and any sub-agent thereof) and its Related Parties only, the administration of this Agreement and
the other Loan Documents (including in respect of any matters addressed in <U>Section 3.01</U>), (ii) any Loan or Letter of Credit or
the use or proposed use of the proceeds therefrom (including any refusal by <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer to honor a demand for payment under a Letter of Credit if the documents presented in connection with such demand
do not strictly comply with the terms of such Letter of Credit), (iii) any actual or alleged presence or release of Hazardous Materials
on or from any Property owned or operated by the Borrowers or any of their Subsidiaries, or any Environmental Liability related in any
way to the Borrowers or any of their Subsidiaries, or (iv) any actual or prospective claim, litigation, investigation or proceeding relating
to any of the foregoing, whether based on contract, tort or any other theory, whether brought by a third party or by the Borrowers or
any other Loan Party, and regardless of whether any Indemnitee is a party thereto; <U>provided </U>that such indemnity shall not, as
to any Indemnitee,</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">be
available to the extent that such losses, claims, damages, liabilities or related expenses (x) are determined by a court of competent
jurisdiction by final and nonappealable judgment to have resulted from the gross negligence or willful misconduct of such Indemnitee
<FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>,</U></FONT> (y) result
from a claim brought by the Borrowers or any other Loan Party against an Indemnitee for breach in bad faith of such Indemnitee&rsquo;s
obligations hereunder or under any other Loan Document, if the Borrowers or such other Loan Party has obtained a final and nonappealable
judgment in its favor on such claim as determined by a court of competent jurisdiction<FONT STYLE="text-underline-style: double; color: blue"><U>;
or (z) relate to disputes among Lenders and/or other Indemnitees not arising from or in connection with any act or omission by a Borrower
of any of its Affiliates (other than proceedings against any Person in its capacity or in fulfilling its role </U></FONT></FONT><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: green">as
the Administrative Agent </FONT></U><U><FONT STYLE="font-size: 10pt; text-underline-style: double; color: blue">or an Arranger or other
similar role under this Agreement); provided, however, that the Borrowers shall not be required to indemnify any Indemnitee in a dispute
solely involving the Indemnitees</FONT></U><FONT STYLE="font-size: 10pt">. The obligations of the Borrowers under this <U>clause (b)
</U>shall survive the payment in full of the Obligations and the termination of this Agreement. <FONT STYLE="text-underline-style: double; color: blue"><U>This
clause (b) shall not apply with respect to Taxes other than any Taxes that represent losses, claims, damages or expenses arising from
any non-Tax claim.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Reimbursement by Lenders</U>. To the extent that the Borrowers for any reason fail to indefeasibly pay any amount required
under <U>subsection (a)</U> or <U>(b)</U> of this <U>Section 10.04</U> to be paid by them to the Administrative Agent (or any sub-agent
thereof), the <FONT STYLE="text-underline-style: double; color: blue"><U>Sustainability Coordinators, the relevant </U></FONT>L/C Issuer
or any Related Party of any of the foregoing, each Lender severally agrees to pay to the Administrative Agent (or any such sub-agent),
the <FONT STYLE="text-underline-style: double; color: blue"><U>Sustainability Coordinators, such relevant </U></FONT>L/C Issuer or such
Related Party, as the case may be, such Lender&rsquo;s Applicable Percentage (determined as of the time that the applicable unreimbursed
expense or indemnity payment is sought) of such unpaid amount, <U>provided</U>, that the unreimbursed expense or indemnified loss, claim,
damage, liability or related expense, as the case may be, was incurred by or asserted against the Administrative Agent (or any such sub-agent)<FONT STYLE="text-underline-style: double; color: blue"><U>,
the Sustainability Coordinators,</U></FONT> or the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C
Issuer in its capacity as such, or against any Related Party of any of the foregoing acting for the Administrative Agent (or any such
sub-agent) or <FONT STYLE="text-underline-style: double; color: blue"><U>the relevant </U></FONT>L/C Issuer in connection with such capacity.
The obligations of the Lenders under this <U>subsection (c)</U> are subject to the provisions of <U>Section 2.12(d)</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Waiver of Consequential Damages, Etc</U>. To the fullest extent permitted by applicable law, the Borrowers shall not assert,
and hereby waives, any claim against any Indemnitee, on any theory of liability, for special, indirect, consequential or punitive damages
(as opposed to direct or actual damages) arising out of, in connection with, or as a result of, this Agreement, any other Loan Document
or any agreement or instrument contemplated hereby, the transactions contemplated hereby or thereby, any Loan or Letter of Credit or
the use of the proceeds thereof. No Indemnitee referred to in <U>subsection (b)</U> above shall be liable for any damages arising from
the use by unintended recipients of any information or other materials distributed to such unintended recipients by such Indemnitee through
telecommunications, electronic or other information transmission systems in connection with this Agreement or the other Loan Documents
or the transactions contemplated hereby or thereby other than for direct or actual damages resulting from the gross negligence or willful
misconduct of such Indemnitee as determined by a final and nonappealable judgment of a court of competent jurisdiction.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payments</U>. All amounts due under this <U>Section 10.04</U> shall be payable not later than 15 Business Days after demand
therefor.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Survival</U>. The agreements in this <U>Section 10.04</U> shall survive the resignation of the Administrative Agent, the L/C
<FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers</U></FONT>
and the Swing Line Lender, the replacement of any Lender, the termination of the Aggregate Commitments and the repayment, satisfaction
or discharge of all the other Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Payments Set Aside</FONT></B><FONT STYLE="font-size: 10pt">. To the extent that any payment
by or on behalf of the Borrowers is made to the Administrative Agent, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or any Lender, or the Administrative Agent, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or any Lender exercises its right of setoff, and such payment or the proceeds of such setoff or any part thereof
is subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered
into by the Administrative Agent, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or such Lender in its discretion) to be repaid to a trustee, receiver or any other party, in connection with any
proceeding under any Debtor Relief Law or otherwise, then (a) to the extent of such recovery, the obligation or part thereof originally
intended to be satisfied shall be revived and continued in full force and effect as if such payment had not been made or such setoff
had not occurred, and (b) each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer severally agrees to pay to the Administrative Agent upon demand its applicable share (without duplication) of any
amount so recovered from or repaid by the Administrative Agent, plus interest thereon from the date of such demand to the date such payment
is made at a rate per annum equal to the applicable Overnight Rate from time to time in effect, in the applicable currency of such recovery
or payment. The obligations of the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>under <U>clause (b)</U> of the preceding sentence shall survive the payment in full of the Obligations and the termination
of this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Successors and Assigns</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Successors and Assigns Generally</U>. The provisions of this Agreement shall be binding upon and inure to the benefit of the
parties hereto and their respective successors and assigns permitted hereby, except that none of the Borrowers or any other Loan Party
may assign or otherwise transfer any of its rights or obligations hereunder without the prior express written consent of the Administrative
Agent and each Lender and no Lender may assign or otherwise transfer any of its rights or obligations hereunder except (i) to an assignee
in accordance with the provisions of <U>subsection (b)</U> of this <U>Section 10.06</U>, (ii) by way of participation in accordance with
the provisions of <U>subsection (d)</U> of this <U>Section 10.06</U>, or (iii) by way of pledge or assignment of a security interest
subject to the restrictions of <U>subsection (f)</U> of this <U>Section 10.06</U> (and any other attempted assignment or transfer by
any party hereto shall be null and void). Nothing in this Agreement, expressed or implied, shall be construed to confer upon any Person
(other than the parties hereto, their respective successors and assigns permitted hereby, Participants to the extent provided in <U>subsection
(d)</U> of this <U>Section 10.06</U> and, to the extent expressly contemplated hereby, the Related Parties of each of the Administrative
Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Lenders) any legal or equitable right, remedy or claim under or by reason of this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Assignments by Lenders</U>. Any Lender may at any time assign to one or more assignees all or a portion of its rights and obligations
under this Agreement (including all or a portion of its Commitment and the Loans (including for purposes of this <U>subsection (b)</U>,
participations in L/C Obligations and in Swing Line Loans) at the time owing to it); <U>provided </U>that any such assignment shall be
subject to the following conditions:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Minimum Amounts</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in the case of an assignment of the entire remaining amount of the assigning Lender&rsquo;s Commitment and the Loans at the time
owing to it or in the case of an assignment to a Lender, an Affiliate of a Lender or an Approved Fund, no minimum amount need be assigned;
and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in any case not described in <U>subsection (b)(i)(A)</U> of this <U>Section 10.06</U>, the aggregate amount of the Commitment
(which for this purpose includes Loans outstanding thereunder) or, if the Commitment is not then in effect, the principal outstanding
balance of the Loans of the assigning Lender subject to each such assignment, determined as of the date the Assignment and Assumption
with respect to</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">such
assignment is delivered to the Administrative Agent or, if &ldquo;Trade Date&rdquo; is specified in the Assignment and Assumption, as
of the Trade Date, shall not be less than $5,000,000 unless each of the Administrative Agent and, so long as no Event of Default has
occurred and is continuing, the Borrowers otherwise consent (each such consent not to be unreasonably withheld or delayed); <U>provided</U>,
<U>however</U>, that concurrent assignments to members of an Assignee Group and concurrent assignments from members of an Assignee Group
to a single Eligible Assignee (or to an Eligible Assignee and members of its Assignee Group) will be treated as a single assignment for
purposes of determining whether such minimum amount has been met.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Proportionate Amounts</U>. Each partial assignment shall be made as an assignment of a proportionate part of all the assigning
Lender&rsquo;s rights and obligations under this Agreement with respect to the Loans or the Commitment assigned, except that this <U>clause
(b)(ii)</U> shall not apply to the Swing Line Lender&rsquo;s rights and obligations in respect of Swing Line Loans;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Required Consents</U>. No consent shall be required for any assignment except to the extent required by <U>subsection (b)(i)(B)
</U>of this <U>Section 10.06</U> and, in addition:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consent of Verisk (such consent not to be unreasonably withheld or delayed) shall be required unless (1) an Event of Default
<FONT STYLE="text-underline-style: double; color: blue"><U>under Section 8.01(a) or (f) </U></FONT>has occurred and is continuing at
the time of such assignment or (2) such assignment is to a Lender, an Affiliate of a Lender or an Approved Fund;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consent of the Administrative Agent (such consent not to be unreasonably withheld or delayed) shall be required if such assignment
is to a Person that is not a Lender, an Affiliate of such Lender or an Approved Fund with respect to such Lender;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(C)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consent of the <FONT STYLE="text-underline-style: double; color: blue"><U>relevant </U></FONT>L/C Issuer (such consent not
to be unreasonably withheld or delayed) shall be required for any assignment that increases the obligation of the assignee to participate
in exposure under one or more Letters of Credit (regardless of whether or not there is any Outstanding Amount of L/C Obligations at the
time of such assignment); and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(D)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consent of the Swing Line Lender (such consent not to be unreasonably withheld or delayed) shall be required for any assignment
(regardless of whether or not there is any Outstanding Amount of Swing Line Loans at the time of such assignment).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Assignment and Assumption</U>. The parties to each assignment shall execute and deliver to the Administrative Agent an Assignment
and Assumption, together with a processing and recordation fee in the amount of $3,500; <U>provided</U>, <U>however</U>, that the Administrative
Agent may, in its sole discretion, elect to waive such processing and recordation fee in the case of any assignment. The assignee, if
it is not a Lender, shall deliver to the Administrative Agent an Administrative Questionnaire.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Assignment to Borrower or Related Parties</U>. No such assignment shall be made to the Borrowers<FONT STYLE="color: red"><STRIKE>,
any Guarantor, </STRIKE></FONT> or any of the Borrowers&rsquo; respective Affiliates or Subsidiaries.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Assignment to Natural Persons</U>. No such assignment shall be made to a natural person.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certain Additional Payments</U>. In connection with any assignment of rights and obligations of any Defaulting Lender hereunder,
no such assignment shall be effective unless and until, in addition to the other conditions thereto set forth herein, the parties to
the assignment shall make such additional payments to the Administrative Agent in an aggregate amount sufficient, upon distribution thereof
as appropriate (which may be outright payment, purchases by the assignee of participations or subparticipations, or other compensating
actions, including funding, with the consent of Verisk and the Administrative Agent, the applicable <U>pro rata</U> share of Loans previously
requested but not funded by the Defaulting Lender, to each of which the applicable assignee and assignor hereby irrevocably consent),
to (x) pay and satisfy in full all payment liabilities then owed by such Defaulting Lender to the Administrative Agent or any Lender
hereunder (and interest accrued thereon) and (y) acquire (and fund as appropriate) its full <U>pro rata</U> share of all Loans and participations
in Letters of Credit and Swing Line Loans in accordance with its Applicable Percentage. Notwithstanding the foregoing, in the event that
any assignment of rights and obligations of any Defaulting Lender hereunder shall become effective under applicable Law without compliance
with the provisions of this paragraph, then the assignee of such interest shall be deemed to be a Defaulting Lender for all purposes
of this Agreement until such compliance occurs.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Subject to acceptance and recording
thereof by the Administrative Agent pursuant to <U>subsection (c)</U> of this <U>Section 10.06</U>, from and after the effective date
specified in each Assignment and Assumption, the assignee thereunder shall be a party to this Agreement and, to the extent of the interest
assigned by such Assignment and Assumption, have the rights and obligations of a Lender under this Agreement, and the assigning Lender
thereunder shall, to the extent of the interest assigned by such Assignment and Assumption, be released from its obligations under this
Agreement (and, in the case of an Assignment and Assumption covering all of the assigning Lender&rsquo;s rights and obligations under
this Agreement, such Lender shall cease to be a party hereto) but shall continue to be entitled to the benefits of <U>Sections 3.01</U>,
<U>3.04</U>, <U>3.05</U>, and <U>10.04</U> with respect to facts and circumstances occurring prior to the effective date of such assignment.
Upon request, the Borrowers (at their reasonable expense) shall execute and deliver a Note to the assignee Lender. Any assignment or
transfer by a Lender of rights or obligations under this Agreement that does not comply with this <U>subsection (b)</U> shall be treated
for purposes of this Agreement as a sale by such Lender of a participation in such rights and obligations in accordance with <U>subsection
(d)</U> of this <U>Section 10.06</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Register</U>. The Administrative Agent, acting solely for this purpose as an agent of the Borrowers, shall maintain at the
Administrative Agent&rsquo;s Office a copy of each Assignment and Assumption delivered to it and a register for the recordation of the
names and addresses of the Lenders, and the Commitments of, and principal amounts of the Loans and L/C Obligations owing to, each Lender
pursuant to the terms hereof from time to time (hereinafter referred to as the &ldquo;<U>Register</U>&rdquo;). The entries in the Register
shall be conclusive, and the Borrowers, the Administrative Agent and the Lenders may treat each Person whose name is recorded in the
Register pursuant to the terms hereof as a Lender hereunder for all purposes of this Agreement, notwithstanding notice to the contrary.
In addition, the Administrative Agent shall maintain on the Register information regarding the designation, and revocation of designation,
of any Lender as a Defaulting Lender. The Register shall be available for inspection by the Borrowers and any Lender, at any reasonable
time and from time to time upon reasonable prior notice.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Participations</U>. Any Lender may at any time, without the consent of, or notice to, the Borrowers or the Administrative Agent,
any L/C Issuer or Swing Line Lender, sell participations to any Person (other than a natural person, a Defaulting Lender or the Borrowers
<FONT STYLE="color: red"><STRIKE>or any Guarantor </STRIKE></FONT>or any of the</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Borrowers&rsquo;
respective Affiliates or Subsidiaries) (hereinafter each shall be referred to as a &ldquo;<U>Participant</U>&rdquo;) in all or a portion
of such Lender&rsquo;s rights and/or obligations under this Agreement (including all or a portion of its Commitment and/or the Loans
(including such Lender&rsquo;s participations in L/C Obligations and/or Swing Line Loans) owing to it); <U>provided </U>that (i) such
Lender&rsquo;s obligations under this Agreement shall remain unchanged, (ii) such Lender shall remain solely responsible to the other
parties hereto for the performance of such obligations and (iii) the Borrowers, the Administrative Agent, the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>shall continue to deal solely and directly with such Lender in connection with such Lender&rsquo;s rights and obligations
under this Agreement. Each Lender that sells a participation shall, acting solely for this purpose as a non-fiduciary agent of the Borrowers,
maintain a register on which it enters the name and address of each Participant and the principal amounts and interest amounts of each
Participant's interest in the Loans or other obligations under the Loan Documents (the &ldquo;<U>Participant Register</U>&rdquo;). The
entries in the Participant Register shall be conclusive absent manifest error, and each party hereto shall treat each Person whose name
is recorded in the Participant Register as the owner of such participation for all purposes of this Agreement notwithstanding any notice
to the contrary. Without limitation of the requirements of this <U>subsection (d)</U>, no Lender shall have any obligation to disclose
all or any portion of a Participant Register to any Person (including the identity of any Participant or any information relating to
a Participant's interest in the Commitments, Loans or other obligations under any Loan Document) except to the extent that such disclosure
is necessary to establish that such Commitment, Loan or other obligation is in registered form for U.S. federal income tax purposes or
is otherwise required by applicable law. For the avoidance of doubt, the Administrative Agent (in its capacity as Administrative Agent)
shall have no responsibility for maintaining a Participant Register.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Any agreement or instrument pursuant
to which a Lender sells such a participation shall provide that such Lender shall retain the sole right to enforce this Agreement and
to approve any amendment, modification or waiver of any provision of this Agreement; <U>provided </U>that such agreement or instrument
may provide that such Lender will not, without the consent of the Participant, agree to any amendment, waiver or other modification described
in the first proviso to <U>Section 10.01</U> that affects such Participant. Subject to <U>subsection (e)</U> of this <U>Section 10.06</U>,
the Borrowers agree that each Participant shall be entitled to the benefits of <U>Sections 3.01</U>, <U>3.04</U> and <U>3.05</U> to the
same extent as if it were a Lender and had acquired its interest by assignment pursuant to <U>subsection (b)</U> of this <U>Section 10.06</U>.
To the extent permitted by law, each Participant also shall be entitled to the benefits of <U>Section 10.08</U> as though it were a Lender,
<U>provided</U> such Participant agrees to be subject to <U>Section 2.13</U> as though it were a Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Limitations upon Participant Rights</U>. A Participant shall not be entitled to receive any greater payment under <U>Section
3.01</U> or <U>3.04</U> than the applicable Lender would have been entitled to receive with respect to the participation sold to such
Participant, unless the sale of the participation to such Participant is made with the Borrowers&rsquo; prior written consent. A Participant
that would be a Foreign Lender if it were a Lender shall not be entitled to the benefits of <U>Section 3.01</U> unless the Borrowers
are notified of the participation sold to such Participant and such Participant agrees, for the benefit of the Borrowers, to comply with
<U>Section 3.01(e)</U> as though it were a Lender.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certain Pledges</U>. Any Lender may at any time pledge or assign (without the consent of the Borrowers or the Administrative
Agent) a security interest in all or any portion of its rights under this Agreement (including under its Note, if any) to secure obligations
of such Lender, including any pledge or assignment to secure obligations to a federal reserve bank; <U>provided </U>that no such pledge
or assignment shall release such Lender from any of its obligations hereunder or substitute any such pledgee or assignee for such Lender
as a party hereto.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Resignation as <FONT STYLE="text-underline-style: double; color: blue">an </FONT>L/C Issuer or Swing Line Lender after Assignment</U>.
Notwithstanding anything to the contrary contained herein, if at any time Bank of America assigns all of its Commitment and Loans pursuant
to <U>subsection (b)</U> above, Bank of America may, (i) upon 30 days&rsquo; notice to the</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Borrowers
and the Lenders, resign as <FONT STYLE="text-underline-style: double; color: blue"><U>an </U></FONT>L/C Issuer and/or (ii) upon 30 days&rsquo;
notice to the Borrowers, resign as Swing Line Lender. In the event of any such resignation as <FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer or Swing Line Lender, the Borrowers shall be entitled to appoint from among the Lenders a successor L/C Issuer
or Swing Line Lender hereunder; <U>provided</U>, <U>however</U>, that no failure by the Borrowers to appoint any such successor shall
affect the resignation of Bank of America as <FONT STYLE="text-underline-style: double; color: blue"><U>an </U></FONT>L/C Issuer or Swing
Line Lender, as the case may be. If Bank of America resigns as <FONT STYLE="text-underline-style: double; color: blue"><U>an </U></FONT>L/C
Issuer, it shall retain all the rights, powers, privileges and duties of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer hereunder with respect to all Letters of Credit outstanding as of the effective date of its resignation as <FONT STYLE="text-underline-style: double; color: blue"><U>an
</U></FONT>L/C Issuer and all L/C Obligations with respect thereto (including the right to require the Lenders to make Base Rate Committed
Loans or fund risk participations in Unreimbursed Amounts pursuant to <U>Section 2.03(c)</U>). If Bank of America resigns as Swing Line
Lender, it shall retain all the rights of the Swing Line Lender provided for hereunder with respect to Swing Line Loans made by it and
outstanding as of the effective date of such resignation, including the right to require the Lenders to make Base Rate Committed Loans
or fund risk participations in outstanding Swing Line Loans pursuant to <U>Section 2.04(c)</U>. Upon the appointment of a successor L/C
Issuer and/or Swing Line Lender (and the acceptance of such appointment by the applicable Lender), (a) such successor shall succeed to
and become vested with all of the rights, powers, privileges and duties of <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>retiring L/C Issuer or Swing Line Lender, as the case may be, and (b) the successor L/C Issuer shall issue letters of credit
in substitution for the Letters of Credit, if any, outstanding at the time of such succession or make other arrangements satisfactory
to Bank of America to effectively assume the obligations of Bank of America with respect to such Letters of Credit.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.07&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Treatment of Certain Information; Confidentiality</FONT></B><FONT STYLE="font-size: 10pt">.
Each of the Administrative Agent, the Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>agrees to maintain the confidentiality of the &ldquo;Information&rdquo; (as such term is defined below), except that Information
may be disclosed (a) to its Related Parties (it being understood that the Persons to whom such disclosure is made will be informed of
the confidential nature of such Information and instructed to keep such Information confidential), (b) to the extent required or requested
by any regulatory authority purporting to have jurisdiction over such Person its Related Parties (including any self-regulatory authority,
such as the National Association of Insurance Commissioners), (c) to the extent required by applicable laws or regulations or by any
subpoena or similar legal process, (d) to any other party hereto, (e) in connection with the exercise of any remedies hereunder or under
any other Loan Document or any action or proceeding relating to this Agreement or any other Loan Document or the enforcement of rights
hereunder or thereunder, (f) subject to an agreement containing provisions substantially the same as those of this <U>Section 10.07</U>,
to (i) any assignee of or Participant in, or any prospective assignee of or Participant in, any of its rights or obligations under this
Agreement or any Eligible Assignee invited to be a Lender pursuant to <U>Section 2.14</U> or (ii) any actual or prospective party (or
its Related Parties) to any swap, derivative or other transaction under which payments are to be made by reference to the Borrowers and
their obligations, this Agreement or payments hereunder, (g) on a confidential basis to (A) rating agencies in connection with rating
the Borrowers or their Subsidiaries or the credit facilities provided hereunder or (B) the CUSIP Service Bureau or any similar agency
in connection with the application, issuance, publishing and monitoring of CUSIP numbers or other market identifiers with respect to
the credit facilities provided hereunder, (h) with the consent of Verisk, (i) to the extent such Information (x) becomes publicly available
other than as a result of a breach of this <U>Section 10.07</U>, (y) becomes available to the Administrative Agent, any Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any
</U></FONT>L/C Issuer or any of their respective Affiliates on a nonconfidential basis from a source other than the Borrowers or (z)
is independently discovered or developed by a party hereto without utilizing any Information received from the Borrowers or violating
the terms of this <U>Section 10.07</U> and (j) to any credit insurance provider relating to the Borrowers and their respective obligations;
<U>provided</U> that, prior to any disclosure, such credit insurance provider shall undertake in writing to preserve the confidentiality
of any confidential information relating to Loan Parties received by it from the Administrative Agent or any Lenders. In addition, the
Administrative Agent and the Lenders may disclose the existence of this Agreement and information about this Agreement to market data
collectors, similar service providers to the lending</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">industry
and service providers to the Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>and the Lenders in connection with the administration of this Agreement, the other Loan Documents, and the Commitments.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">For purposes of this <U>Section 10.07</U>,
&ldquo;<U>Information</U>&rdquo; means all information received from any Borrower or any Subsidiary relating to such Borrower or any
Subsidiary or any of their respective businesses, other than any such information that is available to the Administrative Agent, any
Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>any</U></FONT>
L/C Issuer on a nonconfidential basis prior to disclosure by any Borrower or any Subsidiary, <U>provided </U>that, in the case of information
received from a Borrower or a Subsidiary after the date hereof, such information is clearly identified at the time of delivery as confidential.
Any Person required to maintain the confidentiality of Information as provided in this <U>Section 10.07</U> shall be considered to have
complied with its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such Information
as such Person would accord to its own confidential information.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">Each of the Administrative Agent, the
Lenders and the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>acknowledges that (a) the Information may include material non-public information concerning a Borrower or a Subsidiary, as
the case may be, (b) it has developed compliance procedures regarding the use of material non-public information and (c) it will handle
such material non-public information in accordance with applicable Law, including United States Federal and state securities Laws.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.08&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Right of Setoff</FONT></B><FONT STYLE="font-size: 10pt">. If an Event of Default shall have
occurred and be continuing, each Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer and each of their respective Affiliates is hereby authorized at any time and from time to time, to the fullest
extent permitted by applicable law, to set off and apply any and all deposits (general or special, time or demand, provisional or final,
in whatever currency) at any time held and other obligations (in whatever currency) at any time owing by such Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or any such Affiliate to or for the credit or the account of any Borrower or any other Loan Party against any and
all of the obligations of such Borrower or such Loan Party now or hereafter existing under this Agreement or any other Loan Document
to such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer, irrespective of whether or not such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer shall have made any demand under this Agreement or any other Loan Document and although such obligations of such
Borrower or such Loan Party may be contingent or unmatured or are owed to a branch or office of such Lender or <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer different from the branch or office holding such deposit or obligated on such indebtedness; <U>provided</U> that
in the event that any Defaulting Lender shall exercise any such right of setoff, (a) all amounts so set off shall be paid over immediately
to the Administrative Agent for further application in accordance with the provisions of <U>Section 2.17</U> and, pending such payment,
shall be segregated by such Defaulting Lender from its other funds and deemed held in trust for the benefit of the Administrative Agent
and the Lenders, and (b) the Defaulting Lender shall provide promptly to the Administrative Agent a statement describing in reasonable
detail the Obligations owing to such Defaulting Lender as to which it exercised such right of setoff. The rights of each Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer and their respective Affiliates under this <U>Section 10.08</U> are in addition to other rights and remedies (including
other rights of setoff) that such Lender, <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>L/C Issuer or their respective Affiliates may have. Each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer agrees to notify Verisk and the Administrative Agent promptly after any such setoff and application; <U>provided
</U>that the failure to give such notice shall not affect the validity of such setoff and application.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.09&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Interest Rate Limitation</FONT></B><FONT STYLE="font-size: 10pt">. Notwithstanding anything
to the contrary contained in any Loan Document, the interest paid or agreed to be paid under the Loan Documents shall not exceed the
maximum rate of non-usurious interest permitted by applicable Law (hereinafter referred to as the &ldquo;<U>Maximum Rate</U>&rdquo;).
If the Administrative Agent or any Lender shall receive interest in an amount that exceeds the Maximum Rate, the excess interest shall
be applied to the principal of the Loans or, if it exceeds such unpaid principal, refunded to the Borrowers. In determining whether the
interest contracted for, charged, or received by the Administrative Agent or a Lender exceeds the Maximum Rate, such Person may, to the
extent permitted by applicable Law, (a) characterize any payment that is not principal</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">as
an expense, fee, or premium rather than interest, (b) exclude voluntary prepayments and the effects thereof, and (c) amortize, prorate,
allocate, and spread in equal or unequal parts the total amount of interest throughout the contemplated term of the Obligations hereunder.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Counterparts; Integration; Effectiveness</FONT></B><FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>This Agreement may be executed in counterparts (and by different parties hereto in different counterparts), each of which shall
constitute an original, but all of which when taken together shall constitute a single contract.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>This Agreement and the other Loan Documents constitute the entire contract among the parties relating to the subject matter hereof
and supersede any and all previous agreements and understandings, oral or written, relating to the subject matter hereof (including the
credit facilities and letters of credit referenced in paragraphs of this <U>Section 10.10</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as provided in <U>Section 4.01</U>, this Agreement shall become effective when it shall have been executed by the Administrative
Agent and when the Administrative Agent shall have received counterparts hereof that, when taken together, bear the signatures of each
of the other parties hereto. Delivery of an executed counterpart of a signature page of this Agreement by telecopy or other electronic
imaging means shall be effective as delivery of an original executed counterpart of this Agreement.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Survival of Representations and Warranties</FONT></B><FONT STYLE="font-size: 10pt">. All
representations and warranties made hereunder and in any other Loan Document or other document delivered pursuant hereto or thereto or
in connection herewith or therewith shall survive the execution and delivery hereof and thereof. Such representations and warranties
have been or will be relied upon by the Administrative Agent and each Lender, regardless of any investigation made by the Administrative
Agent or any Lender or on their behalf and notwithstanding that the Administrative Agent or any Lender may have had notice or knowledge
of any Default at the time of any Credit Extension, and shall continue in full force and effect as long as any Loan or any other Obligation
hereunder shall remain unpaid or unsatisfied or any Letter of Credit shall remain outstanding.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Severability</FONT></B><FONT STYLE="font-size: 10pt">. If any provision of this Agreement
or the other Loan Documents is held to be illegal, invalid or unenforceable, (a) the legality, validity and enforceability of the remaining
provisions of this Agreement and the other Loan Documents shall not be affected or impaired thereby and (b) the parties shall endeavor
in good faith negotiations to replace the illegal, invalid or unenforceable provisions with valid provisions the economic effect of which
comes as close as possible to that of the illegal, invalid or unenforceable provisions. The invalidity of a provision in a particular
jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. Without limiting the foregoing provisions
of this <U>Section 10.12</U>, if and to the extent that the enforceability of any provisions in this Agreement relating to Defaulting
Lenders shall be limited by Debtor Relief Laws, as determined in good faith by the Administrative Agent, the L/C <FONT STYLE="color: red"><STRIKE>Issuer</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Issuers
</U></FONT>or the Swing Line Lender, as applicable, then such provisions shall be deemed to be in effect only to the extent not so limited.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Replacement of Lenders</FONT></B><FONT STYLE="font-size: 10pt">. If any Lender requests compensation
under <U>Section 3.04</U>, or if the Borrowers are required to pay any additional amount to any Lender or any Governmental Authority
for the account of any Lender pursuant to <U>Section 3.01</U>, or if any Lender is a Defaulting Lender <FONT STYLE="text-underline-style: double; color: blue"><U>or
a Non-Consenting Lender</U></FONT>, or if any other circumstance exists hereunder that gives the Borrowers the right to replace a Lender
as a party hereto, then the Borrowers may, at their sole expense and effort, upon notice to such Lender and the Administrative Agent,
require such Lender to assign and delegate, without recourse (in accordance with and subject to the restrictions contained in, and consents
required by, <U>Section 10.06</U>), all of its interests, rights and obligations under this Agreement and the related Loan</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Documents
to an assignee that shall assume such obligations (which assignee may be another Lender, if a Lender accepts such assignment); <U>provided
</U>that:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the Borrowers shall have paid to the Administrative Agent the assignment fee specified in <U>Section 10.06(b)</U>;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>such Lender shall have received payment of an amount equal to 100% of the outstanding principal of its Loans and L/C Advances,
accrued interest thereon, accrued fees and all other amounts payable to it hereunder and under the other Loan Documents (including any
amounts under <U>Section 3.05</U>) from the assignee (to the extent of such outstanding principal and accrued interest and fees) or the
Borrowers (in the case of all other amounts);</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in the case of any such assignment resulting from a claim for compensation under <U>Section 3.04</U> or payments required to be
made pursuant to <U>Section 3.01</U>, such assignment will result in a reduction in such compensation or payments thereafter; <FONT STYLE="color: red"><STRIKE>and</STRIKE></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>such assignment does not conflict with applicable Laws<FONT STYLE="color: red"><STRIKE>.</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>;
and</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="text-underline-style: double"><U>in the case of an assignment resulting from a Lender becoming a Non-Consenting Lender,
the applicable assignee shall have consented to the applicable assignment, waiver or consent.</U></FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">A Lender shall not be required to make
any such assignment or delegation if, prior thereto, as a result of a waiver by such Lender or otherwise, the circumstances entitling
the Borrowers to require such assignment and delegation cease to apply.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Governing Law; Jurisdiction; Etc.</FONT></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>GOVERNING LAW</U>. This Agreement shall be governed by, and construed in accordance with, the law of the State of New York.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>SUBMISSION TO JURISDICTION</U>. EACH OF THE PARTIES HERETO IRREVOCABLY AND UNCONDITIONALLY SUBMITS, FOR ITSELF AND ITS PROPERTY,
TO THE EXCLUSIVE JURISDICTION OF THE COURTS OF THE STATE OF NEW YORK SITTING IN NEW YORK COUNTY AND OF THE UNITED STATES DISTRICT COURT
OF THE SOUTHERN DISTRICT OF NEW YORK <FONT STYLE="text-underline-style: double; color: blue"><U>SITTING IN NEW YORK COUNTY</U></FONT>,
AND ANY APPELLATE COURT FROM ANY THEREOF, IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN
DOCUMENT, OR FOR RECOGNITION OR ENFORCEMENT OF ANY JUDGMENT, AND EACH OF THE PARTIES HERETO IRREVOCABLY AND UNCONDITIONALLY AGREES THAT
ALL CLAIMS IN RESPECT OF ANY SUCH ACTION OR PROCEEDING MAY BE HEARD AND DETERMINED IN SUCH NEW YORK STATE COURT OR, TO THE FULLEST EXTENT
PERMITTED BY APPLICABLE LAW, IN SUCH FEDERAL COURT. EACH OF THE PARTIES HERETO AGREES THAT A FINAL JUDGMENT IN ANY SUCH ACTION OR PROCEEDING
SHALL BE CONCLUSIVE AND MAY BE ENFORCED IN OTHER JURISDICTIONS BY SUIT ON THE JUDGMENT OR IN ANY OTHER MANNER PROVIDED BY LAW. NOTHING
IN THIS AGREEMENT OR IN ANY OTHER LOAN DOCUMENT SHALL AFFECT ANY RIGHT THAT THE ADMINISTRATIVE AGENT, ANY LENDER OR <FONT STYLE="color: red"><STRIKE>THE</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>ANY
</U></FONT>L/C ISSUER MAY OTHERWISE HAVE TO BRING ANY ACTION OR PROCEEDING RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT AGAINST
THE BORROWERS OR ANY OTHER LOAN PARTY OR ITS PROPERTIES IN THE COURTS OF ANY JURISDICTION.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>WAIVER OF VENUE</U>. EACH <FONT STYLE="color: red"><STRIKE>BORROWER</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>PARTY
HERETO</U></FONT> HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY OBJECTION THAT
IT MAY NOW OR HEREAFTER HAVE TO THE LAYING OF VENUE OF ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER
LOAN DOCUMENT IN ANY COURT REFERRED TO IN <U>PARAGRAPH (b)</U> OF THIS <U>SECTION 10.14</U>. EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY
WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE DEFENSE OF AN INCONVENIENT FORUM TO THE MAINTENANCE OF SUCH ACTION OR
PROCEEDING IN ANY SUCH COURT.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>SERVICE OF PROCESS</U>. EACH PARTY HERETO IRREVOCABLY CONSENTS TO SERVICE OF PROCESS IN THE MANNER PROVIDED FOR NOTICES IN
<U>SECTION 10.02</U>. NOTHING IN THIS AGREEMENT WILL AFFECT THE RIGHT OF ANY PARTY HERETO TO SERVE PROCESS IN ANY OTHER MANNER PERMITTED
BY APPLICABLE LAW.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Waiver of Jury Trial</FONT></B><FONT STYLE="font-size: 10pt">. EACH PARTY HERETO HEREBY IRREVOCABLY
WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY
OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY
(WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (A) CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY
OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE
FOREGOING WAIVER AND (B) ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AGREEMENT AND THE OTHER
LOAN DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS <U>SECTION 10.15</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">No Advisory or Fiduciary Responsibility</FONT></B><FONT STYLE="font-size: 10pt">. In connection
with all aspects of each transaction contemplated hereby (including in connection with any amendment, waiver or other modification hereof
or of any other Loan Document), each Borrower hereby acknowledges and agrees, and acknowledges its Affiliates&rsquo; understanding, that:
(a) (i) the arranging and other services regarding this Agreement provided by the Administrative Agent and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and
Lenders </U></FONT>are arm&rsquo;s-length commercial transactions between the Borrowers, each other Loan Party and their respective Affiliates,
on the one hand, and the Administrative Agent and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and Lenders</U></FONT>,
on the other hand, (ii) each of the Borrowers and the other Loan Parties has consulted its own legal, accounting, regulatory and tax
advisors to the extent it has deemed appropriate, and (iii) the Borrowers and each other Loan Party is capable of evaluating, and understands
and accepts, the terms, risks and conditions of the transactions contemplated hereby and by the other Loan Documents; (b) (i) the Administrative
Agent and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and Lenders </U></FONT>each is and has been acting
solely as a principal and, except as expressly agreed in writing by the relevant parties, has not been, is not, and will not be acting
as an advisor, agent or fiduciary for the Borrowers, any other Loan Party or any of their respective Affiliates, or any other Person
and (ii) neither the Administrative Agent nor any Arranger has any obligation to the Borrowers, any other Loan Party or any of their
respective Affiliates with respect to the transactions contemplated hereby except those obligations expressly set forth herein and in
the other Loan Documents; and (c) the Administrative Agent, the Arranger and their respective Affiliates may be engaged in a broad range
of transactions that involve interests that differ from those of the Borrowers, the other Loan Parties and their respective Affiliates,
and neither the Administrative Agent nor any Arranger has any obligation to disclose any of such interests to the Borrowers, any other
Loan Party or any of their respective Affiliates. To the fullest extent permitted by law, each Borrower hereby waives and releases any
claims that it may have against the Administrative</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Agent
and the Arranger <FONT STYLE="text-underline-style: double; color: blue"><U>and Lenders </U></FONT>with respect to any breach or alleged
breach of agency or fiduciary duty in connection with any aspect of any transaction contemplated hereby.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Electronic Execution of Assignments and Certain Other Documents</FONT></B><FONT STYLE="font-size: 10pt">.
The words &ldquo;execute,&rdquo; &ldquo;execution,&rdquo; &ldquo;signed,&rdquo; &ldquo;signature,&rdquo; and words of like import in
or related to any document to be signed in connection with this Agreement and the transactions contemplated hereby (including without
limitation Assignment and Assumptions, amendments or other modifications, Committed Loan Notices, Swing Line Loan Notices, waivers and
consents) shall be deemed to include electronic signatures, the electronic matching of assignment terms and contract formations on electronic
platforms approved by the Administrative Agent, or the keeping of records in electronic form, each of which shall be of the same legal
effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may
be, to the extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce
Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions
Act; <U>provided</U> that notwithstanding anything contained herein to the contrary the Administrative Agent is under no obligation to
agree to accept electronic signatures in any form or in any format unless expressly agreed to by the Administrative Agent pursuant to
procedures approved by it and <U>provided further</U>, without limiting the foregoing, upon the request of any party, any electronic
signature shall be promptly followed by a manually executed signature.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.18&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">USA PATRIOT Act</FONT></B><FONT STYLE="font-size: 10pt">. Each Lender that is subject to
the Patriot Act (as hereinafter defined) and the Administrative Agent (for itself and not on behalf of any Lender) hereby notifies the
Loan Parties that pursuant to the requirements of the USA PATRIOT Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001))
(hereinafter referred to as the &ldquo;<U>Patriot Act</U>&rdquo;), it is required to obtain, verify and record information that identifies
the Loan Parties, which information includes the name and address of the Borrowers and other information that will allow such Lender
or the Administrative Agent, as applicable, to identify the Loan Parties in accordance with the Patriot Act. The Loan Parties shall,
promptly following a request by the Administrative Agent or any Lender, provide all documentation and other information that the Administrative
Agent or such Lender requests in order to comply with its ongoing obligations under applicable &ldquo;know your customer&rdquo; and anti-money
laundering rules and regulations, including the Patriot Act and the Beneficial Ownership Regulation.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Time of the Essence</FONT></B><FONT STYLE="font-size: 10pt">. Time is of the essence of the
Loan Documents.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Keepwell</FONT></B><FONT STYLE="font-size: 10pt">. Each Loan Party that is a Qualified ECP
Guarantor at the time the Guaranty by <FONT STYLE="color: red"><STRIKE>any</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>a
</U></FONT>Specified Loan Party, becomes effective with respect to any Swap Obligation, hereby jointly and severally, absolutely, unconditionally
and irrevocably undertakes to provide such funds or other support to <FONT STYLE="color: red"><STRIKE>each</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>Specified Loan Party with respect to such Swap Obligation as may be needed by such Specified Loan Party from time to time
to honor all of its obligations under its Guaranty in respect of such Swap Obligation (but, in each case, only up to the maximum amount
of such liability that can be hereby incurred without rendering such Qualified ECP Guarantor&rsquo;s obligations and undertakings under
this <U>Section 10.20</U> voidable under applicable law relating to fraudulent conveyance or fraudulent transfer, and not for any greater
amount). The obligations and undertakings of each Qualified ECP Guarantor under this <U>Section 10.20</U> shall remain in full force
and effect until the Obligations have been indefeasibly paid and performed in full. Each Qualified ECP Guarantor intends this <U>Section
10.20</U> to constitute, and this <U>Section 10.20</U> shall be deemed to constitute, a guarantee of the obligations of, and a &ldquo;keepwell,
support, or other agreement&rdquo; for the benefit of, <FONT STYLE="color: red"><STRIKE>each</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>such
</U></FONT>Specified Loan Party for all purposes of the Commodity Exchange Act.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Designation of Additional Borrowing Subsidiaries</FONT></B><FONT STYLE="font-size: 10pt">.
Unless a Default has occurred and is continuing, Verisk at any time and from time to time following the date hereof, upon not less than
15</FONT></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Business
Days&rsquo; notice to the Administrative Agent (which notice the Administrative Agent shall promptly send to each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer), may designate any Wholly-Owned Domestic Subsidiary to be a Borrowing Subsidiary upon the completion of the following
(the date of which shall be as notified by the Administrative Agent to Verisk, each Lender and <FONT STYLE="color: red"><STRIKE>the</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>each
</U></FONT>L/C Issuer, which notice shall be deemed conclusive and binding): (a) each of Verisk and such Subsidiary shall have executed
and delivered to the Administrative Agent a Designation of Borrowing Subsidiary, (b) the Administrative Agent shall have received with
respect to such Subsidiary documentation corresponding to the items referred to in <FONT STYLE="color: red"><U><STRIKE>Sections</STRIKE></U></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Section
</U></FONT><U>4.01(a)(iii)</U> through <U>(v) <FONT STYLE="text-underline-style: double; color: blue">of the Original Second Amended
and Restated Credit Agreement </FONT></U>(for purposes hereof replacing <FONT STYLE="color: red"><STRIKE>any</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>and
</U></FONT>references in such <FONT STYLE="color: red"><STRIKE>Sections</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Section
</U></FONT>to &ldquo;Verisk&rdquo; and the &ldquo;Effective Date&rdquo;, respectively, with such Subsidiary and with the date on which
such Subsidiary becomes a Borrowing Subsidiary<FONT STYLE="color: red"><STRIKE>) </STRIKE></FONT> and (c) Verisk shall provide upon the
request of the Administrative Agent or any Lender, any documentation or other evidence (including a Beneficial Ownership Certification)
as is reasonably requested by the Administrative Agent or any Lender in order for the Administrative Agent or such Lender, as applicable,
to comply with &ldquo;know your customer&rdquo; and other applicable laws and regulations, whereupon (i) such Subsidiary shall become
a party hereto and shall have the rights and obligations of a Borrower hereunder and (ii) the Obligations of such Subsidiary shall be
guaranteed by Verisk in accordance with <U>Section 11.01</U>.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Acknowledgement and Consent to Bail-In of <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected
</U></FONT>Financial Institutions</FONT></B><FONT STYLE="font-size: 10pt">. Notwithstanding anything to the contrary in any Loan Document
or in any other agreement, arrangement or understanding among any such parties, each party hereto acknowledges that any liability of
any <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected</U></FONT>
Financial Institution arising under any Loan Document may be subject to the write-down and conversion powers of <FONT STYLE="color: red"><STRIKE>an
EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the applicable</U></FONT> Resolution Authority and agrees
and consents to, and acknowledges and agrees to be bound by:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the application of any Write-Down and Conversion Powers by <FONT STYLE="color: red"><STRIKE>an EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the
applicable</U></FONT> Resolution Authority to any such liabilities arising hereunder which may be payable to it by any party hereto that
is an <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected</U></FONT>
Financial Institution; and</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the effects of any Bail-In Action on any such liability, including, if applicable:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>a reduction in full or in part or cancellation of any such liability;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>a conversion of all, or a portion of, such liability into shares or other instruments of ownership in such <FONT STYLE="color: red"><STRIKE>EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>Affected
</U></FONT>Financial Institution, its parent entity, or a bridge institution that may be issued to it or otherwise conferred on it, and
that such shares or other instruments of ownership will be accepted by it in lieu of any rights with respect to any such liability under
this Agreement or any other Loan Document; or</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the variation of the terms of such liability in connection with the exercise of the write-down and conversion powers of <FONT STYLE="color: red"><STRIKE>any
EEA</STRIKE></FONT><FONT STYLE="text-underline-style: double; color: blue"><U>the applicable</U></FONT> Resolution Authority.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.23&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Judgment Currency. </FONT></B><FONT STYLE="font-size: 10pt">If, for the purposes of obtaining
judgment in any court, it is necessary to convert a sum due hereunder or any other Loan Document in one currency into another currency,
the rate of exchange used shall be that at which in accordance with normal banking procedures the Administrative Agent could purchase
the first currency with such other currency on the Business Day preceding that on which final judgment is given. The obligation of each
Borrower in respect of any such sum due from it to the Administrative Agent or any Lender hereunder or under the other Loan Documents
shall, notwithstanding any judgment in a currency (the &ldquo;<U>Judgment Currency</U>&rdquo;) other than that in which such sum is denominated
in accordance with the applicable provisions of this Agreement (the &ldquo;Agreement Currency&rdquo;), be discharged only to the extent
that on the Business Day following receipt by the</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Administrative
Agent or such Lender, as the case may be, of any sum adjudged to be so due in the Judgment Currency, the Administrative Agent or such
Lender, as the case may be, may in accordance with normal banking procedures purchase the Agreement Currency with the Judgment Currency.
If the amount of the Agreement Currency so purchased is less than the sum originally due to the Administrative Agent or any Lender from
any Borrower in the Agreement Currency, such Borrower agrees, as a separate obligation and notwithstanding any such judgment, to indemnify
the Administrative Agent or such Lender, as the case may be, against such loss. If the amount of the Agreement Currency so purchased
is greater than the sum originally due to the Administrative Agent or any Lender in such currency, the Administrative Agent or such Lender,
as the case may be, agrees to return the amount of any excess to such Borrower (or to any other Person who may be entitled thereto under
applicable law).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10.24&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="font-size: 10pt">Acknowledgement
Regarding Any Supported QFCs. </FONT></B><FONT STYLE="font-size: 10pt">To the extent that the Loan Documents provide support, through
a guarantee or otherwise, for any Swap Contract or any other agreement or instrument that is a QFC (such support, &ldquo;<U>QFC Credit
Support</U>&rdquo;, and each such QFC, a &ldquo;<U>Supported QFC</U>&rdquo;), the parties acknowledge and agree as follows with respect
to the resolution power of the Federal Deposit Insurance Corporation under the Federal Deposit Insurance Act and Title II of the Dodd-Frank
Wall Street Reform and Consumer Protection Act (together with the regulations promulgated thereunder, the &ldquo;<U>U.S. Special Resolution
Regimes</U>&rdquo;) in respect of such Supported QFC and QFC Credit Support (with the provisions below applicable notwithstanding that
the Loan Documents and any Supported QFC may in fact be stated to be governed by the laws of the State of New York and/or of the United
States or any other state of the United States):</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>In the event a Covered Entity that is party to a Supported QFC (each, a &ldquo;<U>Covered Party</U>&rdquo;) becomes subject to
a proceeding under a U.S. Special Resolution Regime, the transfer of such Supported QFC and the benefit of such QFC Credit Support (and
any interest and obligation in or under such Supported QFC and such QFC Credit Support, and any rights in property securing such Supported
QFC or such QFC Credit Support) from such Covered Party will be effective to the same extent as the transfer would be effective under
the U.S. Special Resolution Regime if the Supported QFC and such QFC Credit Support (and any such interest, obligation and rights in
property) were governed by the laws of the United States or a state of the United States. In the event a Covered Party or a BHC Act Affiliate
of a Covered Party becomes subject to a proceeding under a U.S. Special Resolution Regime, Default Rights under the Loan Documents that
might otherwise apply to such Supported QFC or any QFC Credit Support that may be exercised against such Covered Party are permitted
to be exercised to no greater extent than such Default Rights could be exercised under the U.S. Special Resolution Regime if the Supported
QFC and the Loan Documents were governed by the laws of the United States or a state of the United States. Without limitation of the
foregoing, it is understood and agreed that rights and remedies of the parties with respect to a Defaulting Lender shall in no event
affect the rights of any Covered Party with respect to a Supported QFC or any QFC Credit Support.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>As
used in this <U>Section 10.24</U>, the following terms have the following meanings:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>BHC
Act Affiliate</U>&rdquo; of a party means an &ldquo;affiliate&rdquo; (as such term is defined under, and interpreted in accordance with,
12 U.S.C. 1841(k)) of such party.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Covered
Entity</U>&rdquo; means any of the following: (i) a &ldquo;covered entity&rdquo; as that term is defined in, and interpreted in accordance
with, 12 C.F.R. &sect; 252.82(b); (ii) a &ldquo;covered bank&rdquo; as that term is defined in, and interpreted in accordance with, 12
C.F.R. &sect; 47.3(b); or (iii) a &ldquo;covered FSI&rdquo; as that term is defined in, and interpreted in accordance with, 12 C.F.R.
&sect; 382.2(b).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Default
Right</U>&rdquo; has the meaning assigned to that term in, and shall be interpreted in accordance with, 12 C.F.R. &sect;&sect; 252.81,
47.2 or 382.1, as applicable.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>QFC</U>&rdquo;
has the meaning assigned to the term &ldquo;qualified financial contract&rdquo; in, and shall be interpreted in accordance with, 12 U.S.C.
5390(c)(8)(D).</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">Article
XI.<FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
GUARANTEE OF BORROWING SUBSIDIARY OBLIGATIONS</FONT></FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="font-size: 10pt">Guaranty.
</FONT></B><FONT STYLE="font-size: 10pt">Verisk hereby absolutely and unconditionally guarantees, as a guaranty of payment and performance
and not merely as a guaranty of collection, prompt payment when due, whether at stated maturity, by required prepayment, upon acceleration,
demand or otherwise, and at all times thereafter, of the Borrowing Subsidiary Obligations. The Administrative Agent&rsquo;s and the Lenders&rsquo;
respective books and records showing the amount of the Borrowing Subsidiary Obligations shall be admissible in evidence in any action
or proceeding. This <U>Article XI</U> shall not be affected by the genuineness, validity, regularity or enforceability of the Borrowing
Subsidiary Obligations or any instrument or agreement evidencing any Borrowing Subsidiary Obligations, or by the existence, validity,
enforceability, perfection, non-perfection or extent of any collateral therefor, or by any fact or circumstance relating to the Borrowing
Subsidiary Obligations which might otherwise constitute a defense to the obligations of Verisk under this <U>Article XI</U>, and Verisk
hereby irrevocably waives any defenses it may now have or hereafter acquire in any way relating to any or all of the foregoing. Anything
contained herein to the contrary notwithstanding, the obligations of Verisk hereunder at any time shall be limited to an aggregate amount
equal to the largest amount that would not render its obligations hereunder subject to avoidance as a fraudulent transfer or conveyance
under Section 548 of the Bankruptcy Code (Title 11, United States Code) or any comparable provisions of any similar federal or state
law.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Certain Waivers.</FONT></B><FONT STYLE="font-size: 10pt"> Verisk waives (a) any defense arising
by reason of any disability or other defense of the Borrowing Subsidiaries or any other guarantor, or the cessation from any cause whatsoever
(including any act or omission of the Administrative Agent or any Lender) of the liability of the Borrowing Subsidiaries; (b) any defense
based on any claim that Verisk&rsquo;s obligations exceed or are more burdensome than those of the Borrowing Subsidiaries; (c) any right
to require the Administrative Agent or any Lender to proceed against the Borrowing Subsidiaries, proceed against or exhaust any security
for the Indebtedness, or pursue any other remedy in the Administrative Agent&rsquo;s or the Lenders&rsquo; power whatsoever; (d) any
benefit of and any right to participate in any security now or hereafter held by the Administrative Agent or the Lenders; and (e) all
defenses based on suretyship or impairment of collateral (Verisk, the Administrative Agent, and the Lenders intending this waiver to
have the effects described in Section 48 of the Restatements (Third) of the Law of Suretyship and Guaranty). Verisk expressly waives
all setoffs and counterclaims and all presentments, demands for payment or performance, notices of nonpayment or nonperformance, protests,
notices of protest, notices of dishonor and all other notices or demands of any kind or nature whatsoever with respect to the Borrowing
Subsidiary Obligations, and all notices of acceptance of this <U>Article XI</U> or of the existence, creation or incurrence of new or
additional Borrowing Subsidiary Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Obligations Independent.</FONT></B><FONT STYLE="font-size: 10pt"> The obligations of Verisk
hereunder are those of primary obligor, and not merely as surety, and are independent of the Borrowing Subsidiary Obligations and the
obligations of any other guarantor, and a separate action may be brought against Verisk to enforce this <U>Article XI</U> whether or
not the Borrowing Subsidiaries or any other person or entity is joined as a party.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Subrogation.</FONT></B><FONT STYLE="font-size: 10pt"> Verisk shall not exercise any right
of subrogation, contribution, indemnity, reimbursement or similar rights with respect to any payments it makes under this <U>Article
XI</U></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">until
all of the Borrowing Subsidiary Obligations and any amounts payable under this <U>Article XI</U> have been indefeasibly paid and performed
in full and any commitments of the Lenders or facilities provided by the Lenders with respect to the Borrowing Subsidiary Obligations
are terminated. If any amounts are paid to Verisk in violation of the foregoing limitation, then such amounts shall be held in trust
for the benefit of the Administrative Agent (for the further benefit of the Lenders) and shall forthwith be paid to the Administrative
Agent, for the benefit of the Lenders, to reduce the amount of the Borrowing Subsidiary Obligations, whether matured or unmatured.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.05&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Subordination.</FONT></B><FONT STYLE="font-size: 10pt"> Verisk hereby subordinates the payment
of all obligations and indebtedness of the Borrowing Subsidiaries owing to Verisk, whether now existing or hereafter arising, including,
but not limited to, any obligation of the Borrowing Subsidiaries to Verisk as subrogee of the Administrative Agent, for the benefit of
the Lenders, or resulting from Verisk&rsquo;s performance under this <U>Article XI</U>, to the indefeasible payment in full in cash of
all Borrowing Subsidiary Obligations. If the Administrative Agent so requests after the occurrence and during the continuance of an Event
of Default, any such obligation or indebtedness of the Borrowing Subsidiaries to Verisk shall be enforced and performance received by
Verisk as trustee for the Administrative Agent, for the benefit of the Lenders, and the proceeds thereof shall be paid over to the Administrative
Agent, for the benefit of the Lenders, on account of the Borrowing Subsidiary Obligations.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>11.06&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></FONT><B><FONT STYLE="font-size: 10pt">Stay of Acceleration.</FONT></B><FONT STYLE="font-size: 10pt"> In the event that acceleration
of the time for payment of any of the Borrowing Subsidiary Obligations is stayed, in connection with any case commenced by or against
Verisk or the Borrowing Subsidiaries under any Debtor Relief Laws, or otherwise, all such amounts shall nonetheless be payable by Verisk
immediately upon demand by the Administrative Agent.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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    <import namespace="http://fasb.org/us-gaap-sup/2022q3" schemaLocation="https://xbrl.fasb.org/us-gaap/2022q3/us-gaap-sup-2022q3.xsd" />
    <import namespace="http://fasb.org/srt-sup/2022q3" schemaLocation="https://xbrl.fasb.org/srt/2022q3/srt-sup-2022q3.xsd" />
    <import namespace="http://fasb.org/us-types/2022" schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2022" schemaLocation="https://xbrl.sec.gov/country/2022/country-2022.xsd" />
    <import namespace="http://fasb.org/srt/2022" schemaLocation="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd" />
    <import namespace="http://fasb.org/srt-types/2022" schemaLocation="https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>vrsk-20230405_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.18a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>vrsk-20230405_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
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<span style="display: none;">v3.23.1</span><table class="report" border="0" cellspacing="2" id="idm139832056516352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Apr. 05, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr.  05,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-34480<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">VERISK ANALYTICS,
INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001442145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">26-2994223<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">545 Washington Boulevard<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Jersey City<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NJ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">07310<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">469-3000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock $.001 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">VRSK<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
