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v3.19.3

Segment Information (Tables) | 12 Months Ended
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Sep. 30, 2019
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment | The following tables summarize segment information for fiscal 2019, 2018 and 2017:
| Year Ended September 30, 2019
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 395,398 |  |  | $ | 415,288 |  |  | $ | 50,262 |  |  | $ | — |  |  | $ | 860,948 |
Professional services | 137,258 |  |  | 2,157 |  |  | 44,680 |  |  | — |  |  | 184,095 |
License | 72,378 |  |  | 3,732 |  |  | 38,930 |  |  | — |  |  | 115,040 |
Total segment revenues | 605,034 |  |  | 421,177 |  |  | 133,872 |  |  | — |  |  | 1,160,083 |
Segment operating expense | (443,872 | ) |  | (59,821 | ) |  | (168,988 | ) |  | (144,755 | ) |  | (817,436 | )
Segment operating income (loss) | $ | 161,162 |  |  | $ | 361,356 |  |  | $ | (35,116 | ) |  | $ | (144,755 | ) |  | $ | 342,647 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (82,973 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (6,126 | )
Operating income |  |  |  |  |  |  |  |  | 253,548 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (39,752 | )
Unallocated other income, net |  |  |  |  |  |  |  |  | 2,276 |
Income before income taxes |  |  |  |  |  |  |  |  | $ | 216,072 |
Depreciation expense | $ | 18,766 |  |  | $ | 498 |  |  | $ | 4,036 |  |  | $ | 904 |  |  | $ | 24,204 |
| Year Ended September 30, 2018 (As Adjusted)
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 372,283 |  |  | $ | 331,662 |  |  | $ | 46,658 |  |  | $ | — |  |  | $ | 750,603 |
Professional services | 142,736 |  |  | 1,900 |  |  | 32,274 |  |  | — |  |  | 176,910 |
License | 49,356 |  |  | 2,308 |  |  | 20,969 |  |  | — |  |  | 72,633 |
Total segment revenues | 564,375 |  |  | 335,870 |  |  | 99,901 |  |  | — |  |  | 1,000,146 |
Segment operating expense | (420,411 | ) |  | (63,452 | ) |  | (134,261 | ) |  | (125,255 | ) |  | (743,379 | )
Segment operating income (loss) | $ | 143,964 |  |  | $ | 272,418 |  |  | $ | (34,360 | ) |  | $ | (125,255 | ) |  | 256,767 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (74,814 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (6,594 | )
Operating income |  |  |  |  |  |  |  |  | 175,359 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (31,311 | )
Unallocated other income, net |  |  |  |  |  |  |  |  | 12,884 |
Income before income taxes |  |  |  |  |  |  |  |  | $ | 156,932 |
Depreciation expense | $ | 15,651 |  |  | $ | 555 |  |  | $ | 5,471 |  |  | $ | 956 |  |  | $ | 22,633 |
| Year Ended September 30, 2017 (As Adjusted)
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 335,560 |  |  | $ | 254,424 |  |  | $ | 43,943 |  |  | $ | — |  |  | $ | 633,927 |
Professional services | 140,990 |  |  | 2,869 |  |  | 34,045 |  |  | — |  |  | 177,904 |
License | 84,084 |  |  | 2,244 |  |  | 36,824 |  |  | — |  |  | 123,152 |
Total segment revenues | 560,634 |  |  | 259,537 |  |  | 114,812 |  |  | — |  |  | 934,983 |
Segment operating expense | (392,307 | ) |  | (54,369 | ) |  | (122,839 | ) |  | (104,907 | ) |  | (674,422 | )
Segment operating income (loss) | $ | 168,327 |  |  | $ | 205,168 |  |  | $ | (8,027 | ) |  | $ | (104,907 | ) |  | 260,561 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (61,222 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (12,709 | )
Unallocated restructuring and acquisition-related expenses |  |  |  |  |  |  |  |  | (4,471 | )
Operating income |  |  |  |  |  |  |  |  | 182,159 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (25,790 | )
Unallocated other expense, net |  |  |  |  |  |  |  |  | (86 | )
Income before income taxes |  |  |  |  |  |  |  |  | $ | 156,283 |
Depreciation expense | $ | 15,857 |  |  | $ | 991 |  |  | $ | 4,783 |  |  | $ | 1,349 |  |  | $ | 22,980 |
Disaggregation of Revenue | Information about disaggregated revenue by primary geographical markets was as follows:
| Year Ended September 30, 2019
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 338,990 |  |  | $ | 42,656 |  |  | $ | 155,539 |  |  | $ | 67,849 |  |  | $ | 605,034 |
Scores | 404,778 |  |  | 4,591 |  |  | 6,359 |  |  | 5,449 |  |  | 421,177 |
Decision Management Software | 63,397 |  |  | 18,040 |  |  | 33,288 |  |  | 19,147 |  |  | 133,872 |
Total | $ | 807,165 |  |  | $ | 65,287 |  |  | $ | 195,186 |  |  | $ | 92,445 |  |  | $ | 1,160,083 |
| Year Ended September 30, 2018 (As Adjusted)
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 318,836 |  |  | $ | 39,136 |  |  | $ | 141,358 |  |  | $ | 65,045 |  |  | $ | 564,375 |
Scores | 328,990 |  |  | 1,366 |  |  | 3,989 |  |  | 1,525 |  |  | 335,870 |
Decision Management Software | 53,184 |  |  | 5,035 |  |  | 24,245 |  |  | 17,437 |  |  | 99,901 |
Total | $ | 701,010 |  |  | $ | 45,537 |  |  | $ | 169,592 |  |  | $ | 84,007 |  |  | $ | 1,000,146 |
| Year Ended September 30, 2017 (As Adjusted)
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 327,226 |  |  | $ | 34,678 |  |  | $ | 139,765 |  |  | $ | 58,965 |  |  | $ | 560,634 |
Scores | 250,260 |  |  | 1,573 |  |  | 3,831 |  |  | 3,873 |  |  | 259,537 |
Decision Management Software | 62,758 |  |  | 7,112 |  |  | 30,222 |  |  | 14,720 |  |  | 114,812 |
Total | $ | 640,244 |  |  | $ | 43,363 |  |  | $ | 173,818 |  |  | $ | 77,558 |  |  | $ | 934,983 |
Information about disaggregated revenue by product deployment methods was as follows:
| Year Ended September 30, 2019
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 360,105 |  |  | $ | 244,929 |  |  | $ | — |  |  | $ | 605,034 |  |  | 52 | %
Scores | — |  |  | — |  |  | 421,177 |  |  | 421,177 |  |  | 36 | %
Decision Management Software | 108,447 |  |  | 25,425 |  |  | — |  |  | 133,872 |  |  | 12 | %
Total | $ | 468,552 |  |  | $ | 270,354 |  |  | $ | 421,177 |  |  | $ | 1,160,083 |  |  | 100 | %
| Year Ended September 30, 2018 (As Adjusted)
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 337,162 |  |  | $ | 227,213 |  |  | $ | — |  |  | $ | 564,375 |  |  | 56 | %
Scores | — |  |  | — |  |  | 335,870 |  |  | 335,870 |  |  | 34 | %
Decision Management Software | 86,172 |  |  | 13,729 |  |  | — |  |  | 99,901 |  |  | 10 | %
Total | $ | 423,334 |  |  | $ | 240,942 |  |  | $ | 335,870 |  |  | $ | 1,000,146 |  |  | 100 | %
| Year Ended September 30, 2017 (As Adjusted)
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 367,944 |  |  | $ | 192,690 |  |  | $ | — |  |  | $ | 560,634 |  |  | 60 | %
Scores | — |  |  | — |  |  | 259,537 |  |  | 259,537 |  |  | 28 | %
Decision Management Software | 104,995 |  |  | 9,817 |  |  | — |  |  | 114,812 |  |  | 12 | %
Total | $ | 472,939 |  |  | $ | 202,507 |  |  | $ | 259,537 |  |  | $ | 934,983 |  |  | 100 | %
Revenues and Percentage of Revenues by Customers | Revenue generated from a single customer or a group of customers which represented 10% or greater of total revenue are summarized below for fiscal 2019, 2018 and 2017:
| Year Ended September 30,
| 2019 |  | 2018 |  | 2017
|  |  | As Adjusted |  | As Adjusted
| (Dollars in thousands)
Experian | $ | 148,037 |  |  | 13 | % |  | $ | 109,097 |  |  | 11 | % |  | $ | 80,096 |  |  | 9 | %
TransUnion and Equifax | 183,523 |  |  | 16 | % |  | 142,179 |  |  | 14 | % |  | 99,735 |  |  | 11 | %
Other customers | 828,523 |  |  | 71 | % |  | 748,870 |  |  | 75 | % |  | 755,152 |  |  | 80 | %
Total | $ | 1,160,083 |  |  | 100 | % |  | $ | 1,000,146 |  |  | 100 | % |  | $ | 934,983 |  |  | 100 | %
Property and Equipment Net on Geographical Basis | Our property and equipment, net, on a geographical basis are summarized below at September 30, 2019 and 2018:
| September 30,
| 2019 |  | 2018
| (Dollars in thousands)
United States | $ | 38,058 |  |  | 72 | % |  | $ | 39,593 |  |  | 81 | %
United Kingdom | 7,801 |  |  | 15 | % |  | 4,296 |  |  | 9 | %
Other countries | 7,168 |  |  | 13 | % |  | 4,948 |  |  | 10 | %
Total | $ | 53,027 |  |  | 100 | % |  | $ | 48,837 |  |  | 100 | %

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