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v3.20.2

Segment Information (Tables) | 12 Months Ended
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Sep. 30, 2020
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment | The following tables summarize segment information for fiscal 2020, 2019 and 2018:
| Year Ended September 30, 2020
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 393,994 |  |  | $ | 517,024 |  |  | $ | 62,915 |  |  | $ | — |  |  | $ | 973,933 |
Professional services | 136,677 |  |  | 1,600 |  |  | 44,763 |  |  | — |  |  | 183,040 |
License | 71,375 |  |  | 9,923 |  |  | 56,291 |  |  | — |  |  | 137,589 |
Total segment revenues | 602,046 |  |  | 528,547 |  |  | 163,969 |  |  | — |  |  | 1,294,562 |
Segment operating expense | (448,505 | ) |  | (74,237 | ) |  | (187,444 | ) |  | (144,704 | ) |  | (854,890 | )
Segment operating income (loss) | $ | 153,541 |  |  | $ | 454,310 |  |  | $ | (23,475 | ) |  | $ | (144,704 | ) |  | $ | 439,672 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (93,681 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (4,993 | )
Unallocated restructuring and impairment charges |  |  |  |  |  |  |  |  | (45,029 | )
Operating income |  |  |  |  |  |  |  |  | 295,969 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (42,177 | )
Unallocated other income, net |  |  |  |  |  |  |  |  | 3,208 |
Income before income taxes |  |  |  |  |  |  |  |  | $ | 257,000 |
Depreciation expense | $ | 18,021 |  |  | $ | 617 |  |  | $ | 4,397 |  |  | $ | 418 |  |  | $ | 23,453 |
| Year Ended September 30, 2019
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 395,398 |  |  | $ | 415,288 |  |  | $ | 50,262 |  |  | $ | — |  |  | $ | 860,948 |
Professional services | 137,258 |  |  | 2,157 |  |  | 44,680 |  |  | — |  |  | 184,095 |
License | 72,378 |  |  | 3,732 |  |  | 38,930 |  |  | — |  |  | 115,040 |
Total segment revenues | 605,034 |  |  | 421,177 |  |  | 133,872 |  |  | — |  |  | 1,160,083 |
Segment operating expense | (443,872 | ) |  | (59,821 | ) |  | (168,988 | ) |  | (144,755 | ) |  | (817,436 | )
Segment operating income (loss) | $ | 161,162 |  |  | $ | 361,356 |  |  | $ | (35,116 | ) |  | $ | (144,755 | ) |  | 342,647 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (82,973 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (6,126 | )
Operating income |  |  |  |  |  |  |  |  | 253,548 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (39,752 | )
Unallocated other income, net |  |  |  |  |  |  |  |  | 2,276 |
Income before income taxes |  |  |  |  |  |  |  |  | $ | 216,072 |
Depreciation expense | $ | 18,766 |  |  | $ | 498 |  |  | $ | 4,036 |  |  | $ | 904 |  |  | $ | 24,204 |
| Year Ended September 30, 2018
| Applications |  | Scores |  | Decision Management Software |  | Unallocated Corporate Expenses |  | Total
| (In thousands)
Segment revenues: |  |  |  |  |  |  |  |  |
Transactional and maintenance | $ | 372,283 |  |  | $ | 331,662 |  |  | $ | 46,658 |  |  | $ | — |  |  | $ | 750,603 |
Professional services | 142,736 |  |  | 1,900 |  |  | 32,274 |  |  | — |  |  | 176,910 |
License | 49,356 |  |  | 2,308 |  |  | 20,969 |  |  | — |  |  | 72,633 |
Total segment revenues | 564,375 |  |  | 335,870 |  |  | 99,901 |  |  | — |  |  | 1,000,146 |
Segment operating expense | (420,411 | ) |  | (63,452 | ) |  | (134,261 | ) |  | (125,255 | ) |  | (743,379 | )
Segment operating income (loss) | $ | 143,964 |  |  | $ | 272,418 |  |  | $ | (34,360 | ) |  | $ | (125,255 | ) |  | 256,767 |
Unallocated share-based compensation expense |  |  |  |  |  |  |  |  | (74,814 | )
Unallocated amortization expense |  |  |  |  |  |  |  |  | (6,594 | )
Operating income |  |  |  |  |  |  |  |  | 175,359 |
Unallocated interest expense, net |  |  |  |  |  |  |  |  | (31,311 | )
Unallocated other income, net |  |  |  |  |  |  |  |  | 12,884 |
Income before income taxes |  |  |  |  |  |  |  |  | $ | 156,932 |
Depreciation expense | $ | 15,651 |  |  | $ | 555 |  |  | $ | 5,471 |  |  | $ | 956 |  |  | $ | 22,633 |
Disaggregation of Revenue | Information about disaggregated revenue by product deployment methods was as follows:
| Year Ended September 30, 2020
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 340,702 |  |  | $ | 261,344 |  |  | $ | — |  |  | $ | 602,046 |  |  | 46 | %
Scores | — |  |  | — |  |  | 528,547 |  |  | 528,547 |  |  | 41 | %
Decision Management Software | 125,269 |  |  | 38,700 |  |  | — |  |  | 163,969 |  |  | 13 | %
Total | $ | 465,971 |  |  | $ | 300,044 |  |  | $ | 528,547 |  |  | $ | 1,294,562 |  |  | 100 | %
| Year Ended September 30, 2019
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 360,105 |  |  | $ | 244,929 |  |  | $ | — |  |  | $ | 605,034 |  |  | 52 | %
Scores | — |  |  | — |  |  | 421,177 |  |  | 421,177 |  |  | 36 | %
Decision Management Software | 108,447 |  |  | 25,425 |  |  | — |  |  | 133,872 |  |  | 12 | %
Total | $ | 468,552 |  |  | $ | 270,354 |  |  | $ | 421,177 |  |  | $ | 1,160,083 |  |  | 100 | %
| Year Ended September 30, 2018
Reportable Segments | On-Premises |  | SaaS |  | Scores |  | Total |  | Percentage
| (Dollars in thousands)
Applications | $ | 337,162 |  |  | $ | 227,213 |  |  | $ | — |  |  | $ | 564,375 |  |  | 56 | %
Scores | — |  |  | — |  |  | 335,870 |  |  | 335,870 |  |  | 34 | %
Decision Management Software | 86,172 |  |  | 13,729 |  |  | — |  |  | 99,901 |  |  | 10 | %
Total | $ | 423,334 |  |  | $ | 240,942 |  |  | $ | 335,870 |  |  | $ | 1,000,146 |  |  | 100 | %
Information about disaggregated revenue by primary geographical markets was as follows:
| Year Ended September 30, 2020
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 331,290 |  |  | $ | 40,047 |  |  | $ | 157,793 |  |  | $ | 72,916 |  |  | $ | 602,046 |
Scores | 511,333 |  |  | 3,576 |  |  | 6,385 |  |  | 7,253 |  |  | 528,547 |
Decision Management Software | 87,305 |  |  | 18,674 |  |  | 39,406 |  |  | 18,584 |  |  | 163,969 |
Total | $ | 929,928 |  |  | $ | 62,297 |  |  | $ | 203,584 |  |  | $ | 98,753 |  |  | $ | 1,294,562 |
| Year Ended September 30, 2019
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 338,990 |  |  | $ | 42,656 |  |  | $ | 155,539 |  |  | $ | 67,849 |  |  | $ | 605,034 |
Scores | 404,778 |  |  | 4,591 |  |  | 6,359 |  |  | 5,449 |  |  | 421,177 |
Decision Management Software | 63,397 |  |  | 18,040 |  |  | 33,288 |  |  | 19,147 |  |  | 133,872 |
Total | $ | 807,165 |  |  | $ | 65,287 |  |  | $ | 195,186 |  |  | $ | 92,445 |  |  | $ | 1,160,083 |
| Year Ended September 30, 2018
Reportable Segments | North America |  | Latin America |  | Europe, Middle East and Africa |  | Asia Pacific |  | Total
| (In thousands)
Applications | $ | 318,836 |  |  | $ | 39,136 |  |  | $ | 141,358 |  |  | $ | 65,045 |  |  | $ | 564,375 |
Scores | 328,990 |  |  | 1,366 |  |  | 3,989 |  |  | 1,525 |  |  | 335,870 |
Decision Management Software | 53,184 |  |  | 5,035 |  |  | 24,245 |  |  | 17,437 |  |  | 99,901 |
Total | $ | 701,010 |  |  | $ | 45,537 |  |  | $ | 169,592 |  |  | $ | 84,007 |  |  | $ | 1,000,146 |
Revenues and Percentage of Revenues by Customers | Revenue generated from a single customer or a group of customers which represented 10% or greater of total revenue are summarized below for fiscal 2020, 2019 and 2018:
| Year Ended September 30,
| 2020 |  | 2019 |  | 2018
| (Dollars in thousands)
Experian | $ | 181,036 |  |  | 14 | % |  | $ | 148,037 |  |  | 13 | % |  | $ | 109,097 |  |  | 11 | %
TransUnion and Equifax | 239,166 |  |  | 18 | % |  | 183,523 |  |  | 16 | % |  | 142,179 |  |  | 14 | %
Other customers | 874,360 |  |  | 68 | % |  | 828,523 |  |  | 71 | % |  | 748,870 |  |  | 75 | %
Total | $ | 1,294,562 |  |  | 100 | % |  | $ | 1,160,083 |  |  | 100 | % |  | $ | 1,000,146 |  |  | 100 | %
Property and Equipment Net on Geographical Basis | Our property and equipment, net, on a geographical basis are summarized below at September 30, 2020 and 2019:
| September 30,
| 2020 |  | 2019
| (Dollars in thousands)
United States | $ | 29,375 |  |  | 63 | % |  | $ | 38,058 |  |  | 72 | %
United Kingdom | 8,776 |  |  | 19 | % |  | 7,801 |  |  | 15 | %
Other countries | 8,268 |  |  | 18 | % |  | 7,168 |  |  | 13 | %
Total | $ | 46,419 |  |  | 100 | % |  | $ | 53,027 |  |  | 100 | %

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- Definition Tabular disclosure of the extent of the entity's reliance on its major customers, if revenues from transactions with a single external customer amount to 10 percent or more of entity revenues, including the disclosure of that fact, the total amount of revenues from each such customer, and the identity of the reportable segment or segments reporting the revenues. The entity need not disclose the identity of a major customer or the amount of revenues that each segment reports from that customer. For these purposes, a group of companies known to the entity to be under common control is considered a single customer, and the federal government, a state government, a local government such as a county or municipality, or a foreign government is each considered a single customer. + References No definition available. + Details
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