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Revenue from Contracts with Customers (Tables) | 12 Months Ended
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Sep. 30, 2024
Revenue from Contract with Customer [Abstract] |
Disaggregation of Revenue | The following tables provide information about disaggregated revenue by primary geographical market:
| Year Ended September 30, 2024
| Scores |  | Software |  | Total |  | Percentage
| (Dollars in thousands)
Americas | $ | 905,266 |  |  | $ | 544,622 |  |  | $ | 1,449,888 |  |  | 84 | %
Europe, Middle East and Africa | 5,908 |  |  | 163,618 |  |  | 169,526 |  |  | 10 | %
Asia Pacific | 8,476 |  |  | 89,636 |  |  | 98,112 |  |  | 6 | %
Total | $ | 919,650 |  |  | $ | 797,876 |  |  | $ | 1,717,526 |  |  | 100 | %
| Year Ended September 30, 2023
| Scores |  | Software |  | Total |  | Percentage
| (Dollars in thousands)
Americas | $ | 763,874 |  |  | $ | 523,076 |  |  | $ | 1,286,950 |  |  | 85 | %
Europe, Middle East and Africa | 5,802 |  |  | 135,562 |  |  | 141,364 |  |  | 9 | %
Asia Pacific | 4,152 |  |  | 81,091 |  |  | 85,243 |  |  | 6 | %
Total | $ | 773,828 |  |  | $ | 739,729 |  |  | $ | 1,513,557 |  |  | 100 | %
| Year Ended September 30, 2022
| Scores |  | Software |  | Total |  | Percentage
| (Dollars in thousands)
Americas | $ | 691,006 |  |  | $ | 439,705 |  |  | $ | 1,130,711 |  |  | 82 | %
Europe, Middle East and Africa | 4,475 |  |  | 142,824 |  |  | 147,299 |  |  | 11 | %
Asia Pacific | 11,162 |  |  | 88,098 |  |  | 99,260 |  |  | 7 | %
Total | $ | 706,643 |  |  | $ | 670,627 |  |  | $ | 1,377,270 |  |  | 100 | %
The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:
| Year Ended September 30, |  | Percentage of revenues
| 2024 |  | 2023 |  | 2022 |  | 2024 |  | 2023 |  | 2022
| (Dollars in thousands)
On-premises software | $ | 313,632 |  |  | $ | 292,763 |  |  | $ | 280,649 |  |  | 44 | % |  | 46 | % |  | 50 | %
SaaS software | 397,708 |  |  | 347,419 |  |  | 284,102 |  |  | 56 | % |  | 54 | % |  | 50 | %
Total | $ | 711,340 |  |  | $ | 640,182 |  |  | $ | 564,751 |  |  | 100 | % |  | 100 | % |  | 100 | %
The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:
| Year Ended September 30, |  | Percentage of revenues
| 2024 |  | 2023 |  | 2022 |  | 2024 |  | 2023 |  | 2022
| (Dollars in thousands)
Platform software | $ | 200,004 |  |  | $ | 154,750 |  |  | $ | 116,252 |  |  | 28 | % |  | 24 | % |  | 21 | %
Non-Platform software | 511,336 |  |  | 485,432 |  |  | 448,499 |  |  | 72 | % |  | 76 | % |  | 79 | %
Total | $ | 711,340 |  |  | $ | 640,182 |  |  | $ | 564,751 |  |  | 100 | % |  | 100 | % |  | 100 | %
The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:
| Year Ended September 30, |  | Percentage of revenues
| 2024 |  | 2023 |  | 2022 |  | 2024 |  | 2023 |  | 2022
| (Dollars in thousands)
Software recognized at a point in time (1) | $ | 76,284 |  |  | $ | 72,843 |  |  | $ | 75,647 |  |  | 11 | % |  | 11 | % |  | 13 | %
Software recognized over contract term (2) | 635,056 |  |  | 567,339 |  |  | 489,104 |  |  | 89 | % |  | 89 | % |  | 87 | %
Total | $ | 711,340 |  |  | $ | 640,182 |  |  | $ | 564,751 |  |  | 100 | % |  | 100 | % |  | 100 | %
(1)Includes license portion of our on-premises subscription software and perpetual license, both of which are recognized when the software is made available to the customer, or at the start of the subscription. (2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue. The following table provides information about disaggregated revenue for our Scores segment by distribution method:
| Year Ended September 30, |  | Percentage of revenues
| 2024 |  | 2023 |  | 2022 |  | 2024 |  | 2023 |  | 2022
| (Dollars in thousands)
Business-to-business Scores | $ | 711,843 |  |  | $ | 560,995 |  |  | $ | 475,442 |  |  | 77 | % |  | 72 | % |  | 67 | %
Business-to-consumer Scores | 207,807 |  |  | 212,833 |  |  | 231,201 |  |  | 23 | % |  | 28 | % |  | 33 | %
Total | $ | 919,650 |  |  | $ | 773,828 |  |  | $ | 706,643 |  |  | 100 | % |  | 100 | % |  | 100 | %
Long-lived assets held outside of the U.S. were immaterial
Receivables | Receivables at September 30, 2024 and 2023 consisted of the following:
| September 30,
| 2024 |  | 2023
| (In thousands)
Billed | $ | 264,942 |  |  | $ | 234,745 |
Unbilled | 210,795 |  |  | 203,896 |
| 475,737 |  |  | 438,641 |
Less: allowance for doubtful accounts | (6,454) |  |  | (4,978) |
Net receivables | 469,283 |  |  | 433,663 |
Less: long-term receivables (*) | (42,641) |  |  | (45,716) |
Short-term receivables (*) | $ | 426,642 |  |  | $ | 387,947 |
(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying consolidated balance sheets.
Accounts Receivable, Allowance for Credit Loss | Activity in the allowance for doubtful accounts was as follows:
| Year Ended September 30,
| 2024 |  | 2023
| (In thousands)
Allowance for doubtful accounts, beginning balance | $ | 4,978 |  |  | $ | 4,218 |
Add: expense | 1,675 |  |  | 1,475 |
Less: write-offs (net of recoveries) | (199) |  |  | (715) |
Allowance for doubtful accounts, ending balance | $ | 6,454 |  |  | $ | 4,978 |
Contract with Customer, Asset and Liability | Significant changes in the deferred revenues balances are as follows:
| Year Ended September 30,
| 2024 |  | 2023
| (In thousands)
Deferred revenues, beginning balance | $ | 143,235 |  |  | $ | 126,560 |
Revenue recognized that was included in the deferred revenues balance at the beginning of the period | (133,554) |  |  | (113,341) |
Increases due to billings, excluding amounts recognized as revenue during the period | 150,528 |  |  | 130,016 |
Deferred revenues, ending balance (*) | $ | 160,209 |  |  | $ | 143,235 |
(*) Deferred revenues at September 30, 2024 included current portion of $156.9 million and long-term portion of $3.3 million that were recorded in deferred revenue and other liabilities, respectively, within the consolidated balance sheets. Deferred revenues at September 30, 2023 included current portion of $136.7 million and long-term portion of $6.5 million that were recorded in deferred revenue and other liabilities, respectively, within the consolidated balance sheets.

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