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  <xs:element id="pru_EffectOfApplicationOfAccountingStandardsUpdate201812DerecognizingLRRPFLMember" abstract="true" name="EffectOfApplicationOfAccountingStandardsUpdate201812DerecognizingLRRPFLMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="pru_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceAdjustments" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceAdjustments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
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  <xs:element id="pru_OTTIAllowanceAndAllOtherNetUnrealizedInvestmentGainLossAOCIRollforwardTableTextBlock" abstract="false" name="OTTIAllowanceAndAllOtherNetUnrealizedInvestmentGainLossAOCIRollforwardTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="pru_WhollyOwnedBeneficialInterestsMember" abstract="true" name="WhollyOwnedBeneficialInterestsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_PrudentialRetirementInsuranceandAnnuityCompanyPRIACMember" abstract="true" name="PrudentialRetirementInsuranceandAnnuityCompanyPRIACMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_ValuationAllowanceDeferredTaxesAssetOtherAdjustments" abstract="false" name="ValuationAllowanceDeferredTaxesAssetOtherAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_AdditionalLiabilityLongDurationInsuranceBeforeReinsurance" abstract="false" name="AdditionalLiabilityLongDurationInsuranceBeforeReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_ReinsuranceRecoverablesAndDepositReceivablesMember" abstract="true" name="ReinsuranceRecoverablesAndDepositReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pru_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitForeignCurrencyAdjustment" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitForeignCurrencyAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_LiabilityForFuturePolicyBenefitBeforeReinsuranceExcludingOtherFuturePolicyBenefitsReserves" abstract="false" name="LiabilityForFuturePolicyBenefitBeforeReinsuranceExcludingOtherFuturePolicyBenefitsReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_LoansToSubsidiariesNetOfMaturities" abstract="false" name="LoansToSubsidiariesNetOfMaturities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_LoanToValueRatioSixtyPercentToSixtyNinePointNineNinePercentMember" abstract="true" name="LoanToValueRatioSixtyPercentToSixtyNinePointNineNinePercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_OtherSignificantNoncashTransactionValueOfConsiderationCash" abstract="false" name="OtherSignificantNoncashTransactionValueOfConsiderationCash" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_FANIPMember" abstract="true" name="FANIPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pru_NonParticipatingTraditionalAndLimitedPayLossRecognitionReservesMember" abstract="true" name="NonParticipatingTraditionalAndLimitedPayLossRecognitionReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_DefinedBenefitPlanExpectedFutureBenefitPayments" abstract="false" name="DefinedBenefitPlanExpectedFutureBenefitPayments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_PRISMICEmbeddedDerivativeGainLossOnDerivativeNet" abstract="false" name="PRISMICEmbeddedDerivativeGainLossOnDerivativeNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_LiabilityForFuturePolicyBenefitDirectChangeInEstimates" abstract="false" name="LiabilityForFuturePolicyBenefitDirectChangeInEstimates" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_ProceedsFromPaymentsForSecuritiesSoldUnderAgreementsToRepurchaseAndCashCollateralForLoanedSecurities" abstract="false" name="ProceedsFromPaymentsForSecuritiesSoldUnderAgreementsToRepurchaseAndCashCollateralForLoanedSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_DeferredReinsuranceGain" abstract="false" name="DeferredReinsuranceGain" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_PolicyholderAccountBalanceUnearnedRevenueReserveNetOfReinsurance" abstract="false" name="PolicyholderAccountBalanceUnearnedRevenueReserveNetOfReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_NetUnrealizedInvestmentGainLossOnAFSFixedMaturitySecuritiesWithAllowancePreTaxMember" abstract="true" name="NetUnrealizedInvestmentGainLossOnAFSFixedMaturitySecuritiesWithAllowancePreTaxMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_FixedmaturitysecuritiesavailableforsalewithanallowanceMember" abstract="true" name="FixedmaturitysecuritiesavailableforsalewithanallowanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="pru_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pru_MinimumEquityLessAOCIforAutomaticExercise" abstract="false" name="MinimumEquityLessAOCIforAutomaticExercise" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pru_LeveragedleaseloansMember" abstract="true" name="LeveragedleaseloansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
</xs:schema>
