<SEC-DOCUMENT>0001193125-24-255708.txt : 20241120
<SEC-HEADER>0001193125-24-255708.hdr.sgml : 20241120
<ACCEPTANCE-DATETIME>20241112141342
ACCESSION NUMBER:		0001193125-24-255708
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20241112
DATE AS OF CHANGE:		20241112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PRUDENTIAL FINANCIAL INC
		CENTRAL INDEX KEY:			0001137774
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				223703799
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-277590
		FILM NUMBER:		241446853

	BUSINESS ADDRESS:	
		STREET 1:		751 BROAD ST
		CITY:			NEWARK
		STATE:			NJ
		ZIP:			07102
		BUSINESS PHONE:		9738026000

	MAIL ADDRESS:	
		STREET 1:		751 BROAD ST
		CITY:			NEWARK
		STATE:			NJ
		ZIP:			07102
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>d864084d424b2.htm
<DESCRIPTION>424B2
<TEXT>
<HTML><HEAD>
<TITLE>424B2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1px solid #55644b;BORDER-LEFT:1px solid #55644b;BORDER-RIGHT:1px solid #55644b;BORDER-TOP:1px solid #55644b;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%">
 <P STYLE="margin-top:8pt; margin-bottom:0pt; margin-left:1%; font-size:7.5pt; font-family:Arial Narrow"><FONT COLOR="#c70101">This pricing supplement, which is not complete, relates to an
automatically effective Registration Statement under the Securities Act of 1933, as amended. We may not sell the notes until we deliver a final pricing supplement. This pricing supplement and the accompanying prospectus supplement and prospectus are
not an offer to sell these notes in any jurisdiction where such an offer would not be permitted. </FONT></P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; margin-left:1%; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><FONT COLOR="#c70101">Subject to completion, dated November 12, 2024 </FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>

<TD WIDTH="23%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="76%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&#8194;


<IMG SRC="g864084g0917182914697.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-right:0.50em; font-size:7pt; font-family:Arial Narrow" ALIGN="right">Prudential Financial InterNotes<SUP STYLE="font-size:75%; vertical-align:top">&reg;</SUP> , Due
Six Months or More from Date of Issue</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-right:0.50em; font-size:7pt; font-family:Arial Narrow" ALIGN="right">Filed under Rule 424(b)(2), Registration Statement
<FONT STYLE="white-space:nowrap">No.&nbsp;333-277590</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-right:0.50em; font-size:7pt; font-family:Arial Narrow" ALIGN="right"><FONT STYLE="white-space:nowrap">Preliminary&nbsp;Pricing&nbsp;Supplement&nbsp;No.&nbsp;8&nbsp;-&nbsp;Dated&nbsp;Tuesday,&nbsp;
November&nbsp;12,&nbsp;2024.&nbsp;To&nbsp;Prospectus&nbsp;Dated&nbsp;March&nbsp;1,&nbsp;2024&nbsp;and&nbsp;Prospectus&nbsp;Supplement&nbsp;dated&nbsp;August&nbsp;5,&nbsp;2024</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-right:0.50em; font-size:7pt; font-family:Arial Narrow" ALIGN="right"><B>Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.</B></P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>

<TD WIDTH="23%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR BGCOLOR="#a5b4cb" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>CUSIP<BR>Number</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Aggregate<BR>Principal&nbsp;Amount</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Selling<BR>Price</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Gross<BR>Concession</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Net</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Proceeds</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Interest<BR>Type</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Interest<BR>Rate</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Payment<BR>Frequency</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Maturity<BR>Date</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>1st&nbsp;Interest</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Payment<BR>Date</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>1st&nbsp;Interest</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Payment<BR>Amount</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Arial Narrow; "><B>Survivor&#146;s<BR>Option*</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Product</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><B>Ranking</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Arial Narrow" ALIGN="center"><FONT COLOR="#c70101"><B>&#8195;74432BAK4</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; " COLOR="#0000ff"><B>[&#8195;]</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">100.000%</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">0.825%</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; " COLOR="#0000ff"><B>[&#8195;]</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">Fixed</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">4.450%</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; "><FONT STYLE="white-space:nowrap">Semi-Annual</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">11/15/2027</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">05/15/2025</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">$21.51</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">Yes</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Arial Narrow; ">Senior&nbsp;Unsecured&nbsp;Notes&#8194;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="25" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow"><B>We will pay you interest on the notes on a Semi-Annual basis on May 15th and Nov 15th. The first such payment will be
made on May 15, 2025. The interest rate per annum and stated maturity date are set out above. The regular record dates for your notes are each business day preceding each date on which interest is paid.</B></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow">Any notes sold by the selling agents to
securities dealers, or by securities dealers to certain other brokers or dealers, may be sold at a discount from the initial selling price up to 0.3000% of the principal amount.</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow"><B>Redemption Information: <FONT
STYLE="font-family:Arial Narrow" COLOR="#c70101"><FONT STYLE="white-space:nowrap">Non-Callable</FONT></FONT></B></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow"><B>Purchasing Agent: </B>InspereX LLC&#8195;<B>Agents: </B>BofA Securities, Citigroup, Morgan Stanley, RBC Capital Markets, Wells Fargo
Advisors</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>

<TD WIDTH="73%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">Offering Date: Tuesday, November 12, 2024 through Monday, November 18, 2024</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow" ALIGN="right"><FONT COLOR="#0000ff"><B>Prudential Financial, Inc.</B></FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">Trade Date: Monday, November 18, 2024 @ 12:00 PM ET</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow" ALIGN="right"><FONT COLOR="#0000ff"><B>Prudential Financial Internotes<SUP
STYLE="font-size:75%; vertical-align:top">&reg;</SUP></B></FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">Settle Date: Thursday, November 21, 2024</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow" ALIGN="right"><FONT COLOR="#0000ff"><B>Prospectus Dated March&nbsp;1, 2024 and</B></FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">Minimum Denomination/Increments: $1,000.00/$1,000.00</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-right:0.50em; font-size:7.5pt; font-family:Arial Narrow" ALIGN="right"><FONT COLOR="#0000ff"><B>Prospectus&#8201;Supplement&#8201;Dated&#8201;August&nbsp;5,&#8201;2024</B></FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">Initial trades settle flat and clear SDFS: DTC Book-Entry only</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:7.5pt; font-family:Arial Narrow">DTC Number 0235 via RBC Dain Rauscher Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:1%; margin-right:25%; font-size:7.5pt; font-family:Arial Narrow">If the maturity date, redemption date or an interest payment date for any note is not a
business day (as that term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date, redemption date or interest payment
date (following unadjusted business day convention). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:1%; margin-right:25%; font-size:7.5pt; font-family:Arial Narrow">* The survivor&#146;s option feature of your note is subject to
important limitations, restrictions and procedural requirements further described on page S-52 of your prospectus supplement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:1%; margin-right:25%; font-size:7.5pt; font-family:Arial Narrow">The Bank of New York will act as trustee for the Notes. Citibank, N.A., will act as paying agent, registrar and transfer agent
for the Notes and will administer any survivor&#146;s options with respect thereto. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:1%; font-size:7pt; font-family:Arial Narrow"><FONT COLOR="#0000ff"><B>InterNotes<SUP
STYLE="font-size:75%; vertical-align:top">&reg;</SUP> is a registered trademark of InspereX Holdings LLC. All Rights Reserved. </B></FONT></P> <P STYLE="font-size:120pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</div>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g864084g0917182914697.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g864084g0917182914697.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  U *P# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BHIYDMX
M&FD=4C099F/ %8,;7^O,)VE:RTXD^6B_?F7U)[ BG85S<FO+6!MLUS#&WH\@
M'\ZDCECF3?%(CKZJP(KC;*XTV6\N;;3]-%U'9R;)',^Y@>IP#6FNEZ=>'S;&
M>6TNPN1M<[DS_LGBJ<;;BC)2U1T5%8FG:E<PW@TS5=@N",Q2KPLR_P!#[5MU
M+5AIW"BBBD,**** "BBB@ HHHH **** "BBB@ HHHH *2EI* ,'6_P#3M7T[
M2>L<A,\Z_P!Y%[?]];:SO'WB.#0M EM8W"WEQ&4A4=AT)K2N7\OQM9EAA7L9
M45C_ 'MZG'Z?I7 >(%&N>(3-<E&M9V*Q?[,,62Y]LDX_"NBA%.:OL<V(FXP=
MMSGO!OC)/"[2":S$RR#(8?ZS\3WKM/\ A//#6ML!+'=VMP>%DC&'_,5X_P!0
MV/4_EVKK_A_I<E[J-Y=(H)MX&5 >A=AQ^->QB\)14?:O0\?#8JJGR+4]&_LZ
MZUNSCEL-5:2*&16B\Z+##!Y^;KS79Q[O+7=]['->267B;5O#=O<Q2.+B"PB
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..H ,T9HHH ,T444 ?_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
