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Deferred Contract Costs
9 Months Ended
Sep. 30, 2025
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]  
Deferred Contract Costs Deferred Contract Costs
Origination and fulfillment costs from contracts with customers capitalized as of September 30, 2025, and December 31, 2024, consisted of the following (in millions):
September 30, 2025December 31, 2024
Contract costs on implementations in progress$302 $381 
Contract origination costs on completed implementations, net656 602 
Contract fulfillment costs on completed implementations, net316 258 
Total Deferred contract costs, net$1,274 $1,241 

Amortization of deferred contract costs on completed implementations was $93 million and $81 million during the three months and $284 million and $247 million for the nine months ended September 30, 2025 and 2024, respectively.