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Deferred Contract Costs
12 Months Ended
Dec. 31, 2025
Capitalized Contract Cost [Abstract]  
Deferred Contract Costs Deferred Contract Costs
Origination and fulfillment costs from contracts with customers capitalized as of December 31, 2025 and 2024, consists of the following (in millions):
 20252024
Contract origination costs$797 $754 
Contract fulfillment costs on implementations in progress225 229 
Contract fulfillment costs on completed implementations299 258 
Total Deferred contract costs, net$1,321 $1,241 

For the years ended December 31, 2025, 2024 and 2023, amortization of deferred contract costs on completed implementations was $398 million, $336 million and $310 million, respectively.

During the year ended December 31, 2023, the Company recorded $6 million of incremental amortization expense related to deferred contract costs driven by the Company's platform modernization.