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Income Taxes - Components of deferred tax assets and liabilities (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Deferred income tax assets:    
Net operating loss $ 72 $ 77
Discounting of net loss reserves 116 203
Net unearned premium reserve 243 190
Compensation liabilities 99 75
Foreign tax credit carryforward 54 22
Goodwill and intangible assets 835 1,034
Bad debt reserves 18 15
Depreciation and amortization 137 151
Lease liability 31 32
Net unrealized decline of investments 41 77
Fair value adjustment to senior notes 47 41
Advance claim payments 59 0
Other, net 10 0
Deferred income tax assets before valuation allowance 1,762 1,917
Valuation allowance (46) (18)
Deferred income tax assets net of valuation allowance 1,716 1,899
Deferred income tax liabilities:    
Lloyds year of account deferral (18) (19)
Contingency reserve (104) (27)
Deferred policy acquisition costs (77) (143)
Investment related (78) (43)
Right-of-use asset (23) (25)
Other 0 (6)
Total deferred income tax liabilities (300) (263)
Net deferred income tax assets $ 1,416 $ 1,636