XML 172 R133.htm IDEA: XBRL DOCUMENT v3.8.0.1
Operating segments (Details 1) - BRL (R$)
R$ in Thousands
 12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Information by operating segment      
Net interest income R$ 50,642,913 R$ 56,662,989 R$ 55,636,042
Net fee and commission income 22,748,828 20,341,051 17,820,670
Net gains/(losses) on financial instruments classified as held for trading 9,623,108 16,402,770 (8,252,055)
Net gains/(losses) on financial instruments classified as available for sale 570,358 (1,341,400) (671,810)
Net gain / (loss) on held-to-maturity investments (54,520) 0 0
Net gains/(losses) on foreign currency transactions 1,422,957 150,757 (3,523,095)
Net income from insurance and pension plans 6,239,990 4,155,763 5,497,505
Other operating income/(loss) 17,801,893 19,367,890 (6,949,455)
Impairment of loans and advances (16,860,835) (15,350,278) (14,721,152)
Personnel expenses (20,723,265) (17,003,783) (14,058,047)
Other administrative expenses (16,882,461) (16,149,563) (13,721,970)
Depreciation and amortization (4,568,568) (3,658,413) (2,942,003)
Other operating income/(expenses) (10,133,357) (14,004,162) (12,988,553)
Other operating expense (69,168,486) (66,166,199) (58,431,725)
Income before income taxes and share of profit of associates and joint ventures 22,025,148 30,205,731 8,075,532
Equity in net income of associates 1,718,411 1,699,725 1,528,051
Income before income taxes 23,743,559 31,905,456 9,603,583
Income tax and social contribution (6,428,956) (13,912,730) 8,634,322
Net income for the year 17,314,603 17,992,726 18,237,905
Attributable to controlling shareholders 17,089,364 17,894,249 18,132,906
Attributable to non-controlling interest 225,239 98,477 104,999
Total assets 1,224,353,440 1,192,029,656 1,026,703,522
Investment book value 8,257,384 7,002,778 5,815,325
Total liabilities 1,106,659,736 1,086,550,449 935,788,760
Banking      
Information by operating segment      
Net interest income 46,997,327 49,156,109 46,934,849
Net fee and commission income 24,143,561 20,696,785 19,195,003
Net gains/(losses) on financial instruments classified as held for trading 6,011,351 14,918,934 (7,199,397)
Net gains/(losses) on financial instruments classified as available for sale (685,560) (1,417,647) (370,947)
Net gain / (loss) on held-to-maturity investments (54,520)    
Net gains/(losses) on foreign currency transactions 1,422,957 150,757 (3,523,095)
Other operating income/(loss) 6,694,228 13,652,044 (11,093,439)
Impairment of loans and advances (17,895,929) (18,829,460) (16,479,985)
Personnel expenses (19,261,590) (15,733,611) (13,103,515)
Other administrative expenses (17,175,352) (14,979,689) (13,076,913)
Depreciation and amortization (5,555,033) (3,786,599) (2,752,946)
Other operating income/(expenses) (9,282,411) (14,421,152) (11,726,387)
Other operating expense (69,170,315) (67,750,511) (57,139,746)
Income before income taxes and share of profit of associates and joint ventures 8,664,801 15,754,427 (2,103,333)
Equity in net income of associates 1,497,268 1,538,058 1,358,047
Income before income taxes 10,162,069 17,292,485 (745,286)
Income tax and social contribution (887,289) (7,995,420) 12,621,169
Net income for the year 9,274,780 9,297,065 11,875,883
Attributable to controlling shareholders 9,272,962 9,293,766 11,874,609
Attributable to non-controlling interest 1,818 3,299 1,274
Total assets 988,063,541 921,916,290 894,579,942
Investment book value 6,364,246 5,512,372 4,479,642
Total liabilities 875,887,257 821,182,152 804,576,173
Insurance, pension and capitalization bonds      
Information by operating segment      
Net interest income 1,857,926 5,374,229 5,973,694
Net fee and commission income 787,014 651,482 1,497,890
Net gains/(losses) on financial instruments classified as held for trading 3,641,626 1,250,639 (627,343)
Net gains/(losses) on financial instruments classified as available for sale 713,425 805,051 (353,679)
Net income from insurance and pension plans 6,239,990 4,155,763 5,496,147
Other operating income/(loss) 10,595,041 6,211,453 4,515,125
Personnel expenses (1,589,077) (1,387,935) (1,217,211)
Other administrative expenses (1,391,439) (1,331,349) (1,137,706)
Depreciation and amortization (393,618) (365,656) (321,462)
Other operating income/(expenses) (889,065) 243,631 (963,525)
Other operating expense (4,263,199) (2,841,309) (3,639,904)
Income before income taxes and share of profit of associates and joint ventures 8,976,782 9,395,855 8,346,805
Equity in net income of associates 217,035 168,691 166,865
Income before income taxes 9,193,817 9,564,546 8,513,670
Income tax and social contribution (4,156,153) (3,915,822) (3,192,918)
Net income for the year 5,037,664 5,648,724 5,320,752
Attributable to controlling shareholders 4,812,425 5,550,662 5,215,765
Attributable to non-controlling interest 225,239 98,062 104,987
Total assets 295,699,951 266,642,197 209,789,872
Investment book value 1,847,099 1,416,617 1,255,326
Total liabilities 257,329,282 266,143,979 188,809,573
Other operations, adjustments and eliminations      
Information by operating segment      
Net interest income [1] 1,787,660 2,132,651 2,727,499
Net fee and commission income [1] (2,181,747) (1,007,216) (2,872,223)
Net gains/(losses) on financial instruments classified as held for trading [1] (29,869) 233,197 (425,315)
Net gains/(losses) on financial instruments classified as available for sale [1] 542,493 (728,804) 52,816
Net income from insurance and pension plans [1]     1,358
Other operating income/(loss) [1] 512,624 (495,607) (371,141)
Impairment of loans and advances [1] 1,035,094 3,479,182 1,758,833
Personnel expenses [1] 127,402 117,763 262,679
Other administrative expenses [1] 1,684,330 161,475 492,649
Depreciation and amortization [1] 1,380,083 493,842 132,405
Other operating income/(expenses) [1] 38,119 173,359 (298,641)
Other operating expense [1] 4,265,028 4,425,621 2,347,925
Income before income taxes and share of profit of associates and joint ventures [1] 4,383,565 5,055,449 1,832,060
Equity in net income of associates [1] 4,108 (7,024) 3,139
Income before income taxes [1] 4,387,673 5,048,425 1,835,199
Income tax and social contribution [1] (1,385,514) (2,001,488) (793,929)
Net income for the year [1] 3,002,159 3,046,937 1,041,270
Attributable to controlling shareholders [1] 3,003,977 3,049,821 1,042,532
Attributable to non-controlling interest [1] (1,818) (2,884) (1,262)
Total assets [1] (59,410,052) 3,471,169 (77,666,292)
Investment book value [1] 46,039 73,789 80,357
Total liabilities [1] R$ (26,556,803) R$ (775,682) R$ (57,596,986)
[1] Other operation represents less than 1% of total assets/liabilities and the net income for the year. The main adjustments from the information disclosed in segments columns are related to the difference between the IFRS and the Segment Report Information as impairment for loans and advance and effective interest rate.